Group insurance policy verification method, device, equipment, medium and product

Abstract

The invention relates to a group insurance policy verification method, device and equipment, a medium and a product. According to the method, a to-be-verified group order and service parameters corresponding to the to-be-verified group order are obtained; determining a target verification rule flow from preset verification rule flows according to the service parameters; and according to the target verification rule flow, verifying the to-be-verified group order to obtain a target verification message. Thus, in the group insurance policy verification process, the differentiated verification rule flow can be determined according to different business scenes and regions, the problem that the same verification rule is used in the group insurance policy verification process of various business scenes and regions in the prior art is avoided, and the flexibility of the group insurance policy verification method is improved.

Description

Technical Field

[0001] The present application relates to the field of data processing technology, and in particular to a group insurance policy verification method, device, equipment, medium and product. Background Art

[0002] A group insurance policy refers to a type of group insurance purchased by an organization, enterprise or group for its members.

[0003] In the process of verifying group insurance policies, the business parameters corresponding to the group insurance policies to be verified are usually verified based on a unified rule engine.

[0004] However, the group insurance business conditions of different branches are different. For example, the claims ratios and insurance types in different provinces are different. The rule package of the existing rule engine cannot support full business verification. The use of a rule engine based on unified verification rules nationwide is not conducive to the efficiency of group insurance policy verification. Summary of the invention

[0005] Based on this, it is necessary to provide a group insurance policy verification method, device, equipment, medium and product that can improve verification flexibility in response to the above-mentioned technical problems.

[0006] In a first aspect, the present application provides a group insurance policy verification method, the method comprising:

[0007] Get the business parameters corresponding to the group order to be verified and the group order to be verified;

[0008] According to the business parameters, determine the target verification rule flow from the preset verification rule flow;

[0009] According to the target verification rule flow, the group order to be verified is verified to obtain the target verification message.

[0010] In one embodiment, the types of verification rule flows include a simple rule flow for the entire order and a simple rule flow for insurance types. According to business parameters, a target verification rule flow is determined from preset verification rule flows, including:

[0011] Match the business parameters with the configuration dimensions corresponding to each verification rule flow to obtain an initial matching result;

[0012] In the case where the initial matching result includes the whole order simple rule flow, determining the target verification rule flow from the whole order simple rule flow in the initial matching result;

[0013] When the initial matching result does not include the whole-order simple rule flow, the target verification rule flow is determined from the insurance type simple rule flow in the initial matching result.

[0014] In one of the embodiments, determining a target verification rule flow from the whole order simple rule flow in the initial matching result includes: taking the whole order simple rule flow with the highest priority in the initial matching result as the target verification rule flow.

[0015] In one of the embodiments, determining a target verification rule flow from the insurance type simple rule flows in the initial matching results includes: taking the insurance type simple rule flow with the lowest priority in the initial matching results as the target verification rule flow.

[0016] In one of the embodiments, the method further includes: when the initial matching result does not include the whole order simple rule flow and does not include the insurance type simple rule flow, taking the verification rule flow with the lowest priority among the verification rule flows as the target verification rule flow.

[0017] In one embodiment, the group order to be verified includes the whole order information and the sub-order information; according to the target verification rule flow, the group order to be verified is verified to obtain a target verification message, including:

[0018] According to the target verification rule flow, the entire order information is verified to obtain the verification result of the entire order;

[0019] When the verification result of the entire order meets the preset sub-order verification conditions, the sub-order information is verified according to the target verification rule flow to obtain the sub-order verification result;

[0020] Based on the verification results of the entire order and the sub-order, the target verification message is obtained.

[0021] In a second aspect, the present application also provides a group insurance policy verification device, the device comprising:

[0022] The information acquisition module is used to obtain the group order to be verified and the business parameters corresponding to the group order to be verified;

[0023] A rule determination module, used to determine a target verification rule flow from a preset verification rule flow according to business parameters;

[0024] The group order verification module is used to verify the group order to be verified according to the target verification rule flow and obtain the target verification message.

[0025] In a third aspect, the present application further provides a computer device, including a memory and a processor, wherein the memory stores a computer program, and when the processor executes the computer program, the steps of the method of the first aspect are implemented.

[0026] In a fourth aspect, the present application further provides a computer-readable storage medium having a computer program stored thereon, which implements the steps of the method of the first aspect when the computer program is executed by a processor.

[0027] In a fifth aspect, the present application further provides a computer program product, comprising a computer program, which implements the steps of the method of the first aspect when executed by a processor.

[0028] The above-mentioned group insurance policy verification method, device, equipment, medium and product obtain the business parameters corresponding to the group policy to be verified and the group policy to be verified; determine the target verification rule flow from the preset verification rule flow according to the business parameters; verify the group policy to be verified according to the target verification rule flow to obtain the target verification message. In this way, in the process of group insurance policy verification, differentiated verification rule flows can be determined according to different business scenarios and regions, avoiding the problem of using the same verification rule in the process of group insurance policy verification in various business scenarios and regions in the prior art, thereby improving the flexibility of the group insurance policy verification method. BRIEF DESCRIPTION OF THE DRAWINGS

[0029] In order to more clearly illustrate the technical solutions in the embodiments of the present application or the related technologies, the drawings required for use in the embodiments or the related technical descriptions are briefly introduced below. Obviously, the drawings described below are only some embodiments of the present application. For ordinary technicians in this field, other drawings can be obtained based on these drawings without paying creative work.

[0030] Figure 1 A diagram of an application environment of a group insurance policy verification method in one embodiment;

[0031] Figure 2 It is a flowchart of a group insurance policy verification method in one embodiment;

[0032] Figure 3 A schematic diagram of verification rules in a rule base in one embodiment;

[0033] Figure 4 A schematic diagram of a verification process of a verification rule flow in an embodiment;

[0034] Figure 5 A schematic diagram of the rule structure of each verification rule flow in an embodiment;

[0035] Figure 6 It is the configuration dimension corresponding to the entire simple rule flow in an embodiment;

[0036] Figure 7 It is a configuration dimension corresponding to the simplified rule flow of insurance types in an embodiment;

[0037] Figure 8 A schematic diagram of a rule flow configuration interface in an embodiment;

[0038] Fig. 9 A schematic diagram of an interface for sorting verification rule flows in one embodiment;

[0039] Fig.10 It is a schematic diagram of the execution flow of a group insurance policy verification method in one embodiment;

[0040] Fig.11 It is a structural block diagram of a group insurance policy verification device in one embodiment;

[0041] Fig.12 FIG. 4 is a diagram showing the internal structure of a computer device in one embodiment. DETAILED DESCRIPTION

[0042] In order to make the purpose, technical solution and advantages of the present application more clearly understood, the present application is further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present application and are not used to limit the present application.

[0043] The group insurance policy verification method provided in the embodiment of the present application can be applied to Figure 1 In the application environment shown. Among them, the terminal 102 communicates with the server 104 through the network. The data storage system can store the data that the server 104 needs to process. The data storage system can be integrated on the server 104, or it can be placed on the cloud or other network servers. The server 104 can collect the business parameters corresponding to the group order to be verified and the group order to be verified from each terminal 102; according to the business parameters, determine the target verification rule flow from the preset verification rule flow; according to the target verification rule flow, verify the group order to be verified to obtain the target verification message. Among them, the terminal 102 can be but is not limited to various personal computers, laptops, smart phones or tablets. The server 104 can be implemented with an independent server or a server cluster consisting of multiple servers.

[0044] In an exemplary embodiment, Figure 2 As shown, a group insurance policy verification method is provided, which is applied to Figure 1 The server 104 in the example is used as an example to illustrate the method, which includes the following steps 202 to 206. Among them:

[0045] Step 202, obtaining the group order to be verified and the business parameters corresponding to the group order to be verified.

[0046] Among them, the business parameters may include the business category, insurance type code, and three-year average claims ratio of the insured group corresponding to the group order to be verified.

[0047] Step 204: Determine a target verification rule flow from preset verification rule flows according to the business parameters.

[0048] Step 206: Verify the group order to be verified according to the target verification rule flow to obtain a target verification message.

[0049] Among them, the verification rule flow includes at least two verification rules. The verification rules are pre-stored in the original rule base. The operator can pre-split some verification rules from the original rule base in the form of rule packages according to business needs, and store them in the newly created rule base, and arrange and combine the existing verification rules and the newly created rule bases to obtain various verification rule flows that match business needs. And when business needs change, you can expand and form a new verification rule flow by adding, modifying or deleting verification rules. According to the verification order set in the verification rule flow, call the newly created rule base or the existing verification rules in sequence to complete the verification of the group order to be verified.

[0050] For example, Figure 3 As shown, the verification rules in the rule base may include group order whole order rules and group order list rules. 17 rule packages are split from the original rule base and 17 new rule bases are generated, which are marked as "new" in the description item of the new rule base.

[0051] For example, Figure 4 As shown in FIG. 1 , the verification rule flow 17 obtained by permuting and combining the 17 newly created rule bases is shown. The verification rule flow 17 involves the most verification rules and can be set as the verification rule flow with the lowest priority. In this example, the other verification rule flows obtained based on the newly created rule base are simplified versions of the verification rule flow 17. Figure 5 shown.

[0052] In the above-mentioned group insurance policy verification method, the business parameters corresponding to the group insurance policy to be verified and the group insurance policy to be verified are obtained; according to the business parameters, the target verification rule flow is determined from the preset verification rule flow; according to the target verification rule flow, the group insurance policy to be verified is verified to obtain the target verification message. In this way, in the process of group insurance policy verification, differentiated verification rule flows can be determined according to different business scenarios and regions, avoiding the problem of using the same verification rule in the process of group insurance policy verification in various business scenarios and regions in the prior art, thereby improving the flexibility of the group insurance policy verification method.

[0053] In an exemplary embodiment, based on Figure 2 In the illustrated embodiment, the types of verification rule flows include a simple rule flow for the entire order and a simple rule flow for insurance types.

[0054] In a possible implementation, the provided method further includes: configuring dimensions for each verification rule flow. Figure 6 As shown in the figure, the configuration dimensions corresponding to the whole order simple rule flow may include: provincial institution number, county branch institution number, first-level business category, third-level business category, major product code, sales employee number, and three-year compensation ratio; Figure 7As shown, the configuration dimensions corresponding to the simplified rule flow of insurance types may include: insurance type code, four-level insurance type classification, five-level insurance type classification, first-level business category, third-level business category, provincial institution number, county branch institution number, sales employee number, and three-year claim ratio. Figure 8 As shown, operators can query, add, modify, and delete rule flow configurations at the front desk.

[0055] The provided method determines the target verification rule flow from the preset verification rule flow according to the business parameters, including: matching the business parameters with the configuration dimensions corresponding to each verification rule flow to obtain an initial matching result; when the initial matching result includes the whole order simple rule flow, determining the target verification rule flow from the whole order simple rule flow in the initial matching result; when the initial matching result does not include the whole order simple rule flow, determining the target verification rule flow from the insurance type simple rule flow in the initial matching result.

[0056] Optionally, the preset verification rule flow can be all the verification rule flows in the rule base, or a new candidate rule base is created outside the rule base, and some verification rule flows are selected from all verification rule flows as verification rule flows that can be matched in the current verification process. Among them, the priority order corresponding to the verification rule flows can be sorted according to the verification rule flow numbers, and the smaller the number, the higher the priority of the corresponding verification rule flow. Alternatively, the priority order can be based on the arrangement order of the verification rule flows in the rule base, and the higher the order, the higher the priority of the corresponding verification rule flow. Fig. 9 As shown, in the process of dimensionally configuring the verification rule flow, the verification rule flow can be sorted to determine the arrangement order of the verification rule flow in the rule base, such as arranging the verification rule flow currently undergoing dimension configuration at the top, or after the verification rule flow with a configuration name of "Test", or after the verification rule flow with a configuration name of "Test 2".

[0057] Among them, the matching process of business parameters and configuration dimensions includes: if there is a verification rule flow of the type of simple rule flow for the whole order, the verification rule flows of each type of simple rule flow for the whole order are matched in order of priority to obtain a first matching result, and the first matching result is used as the initial matching result. If there is no verification rule flow of the type of simple rule flow for the whole order, the first matching result is empty, and the verification rule flows of each type of simple rule flow for insurance types are matched in order of priority. If there is an insurance type in the business parameter that matches the configuration dimension in the verification rule flow, the number of the verification rule flow is added to the second matching result, and the second matching result is used as the initial matching result. If there is no match, the second matching result is empty; if the same insurance type matches multiple verification rule flows, the number of the verification rule flow with the highest priority is added to the second matching result, and if different insurance types match multiple verification rule flows, the number of the verification rule flow with the lowest priority is added to the second matching result.

[0058] When both the first matching result and the second matching result are empty, the number of the verification rule flow with the lowest priority among the verification rule flows is used as the initial matching result.

[0059] In a possible implementation, the first matching result is used as the initial matching result, that is, the initial matching result includes at least one whole order simple rule flow, and the whole order simple rule flow with the highest priority in the initial matching result is used as the target verification rule flow.

[0060] In one possible implementation, the second matching result is used as the initial matching result, that is, the initial matching result does not include the simple rule flow for the entire order, but includes at least one simple rule flow for the insurance type, and the simple rule flow for the insurance type with the lowest priority in the initial matching result is used as the target verification rule flow.

[0061] In a possible implementation, when both the first matching result and the second matching result are empty, that is, the initial matching result includes neither the whole order simple rule flow nor the insurance type simple rule flow, and the initial matching result is = the number of the verification rule flow with the lowest priority, then the verification rule flow with the lowest priority is used as the target verification rule flow.

[0062] In a possible implementation, before matching the business parameters with the configuration dimensions corresponding to each verification rule flow, the provided method also includes determining the switch state of the provincial switch corresponding to the current verification process. When the provincial switch is in the on state, it indicates that the current verification process needs to determine the target verification rule flow based on the business needs of each province, and execute the matching process until the target verification rule flow is determined; when the provincial switch is in the off state, it indicates that the current verification process does not need to consider the specific business needs of each province, and the national unified original rule flow can be used for verification, and the original rule flow is used as the target verification rule flow.

[0063] In this embodiment, by matching the business parameters corresponding to the group insurance policies to be verified with the configuration dimensions corresponding to each verification rule flow, a target verification rule flow adapted to different business scenarios is obtained, and differentiated verification is performed on group insurance policies to be verified in different regions, thereby improving the flexibility of group insurance policy verification.

[0064] In an exemplary embodiment, based on Figure 2 In the illustrated embodiment, the group order to be verified in the provided method includes the entire order information and the sub-order information.

[0065] For example, the whole policy information may include the policy number corresponding to the group policy, the policyholder information, i.e. the name, address and business scope of the group organization, etc. The sub-policy information may include relevant information of each insured person in the group policy, such as insurance type, insurance liability and insured person risk information. The insured person risk information may include the insured person's health status, such as medical history, health declaration, and physical examination records; work or life-related risks, such as occupation information and work location; age and insured amount restrictions, such as age range and insured amount suitability; group qualifications, such as group membership and joining date, etc.

[0066] The method provided is a process of verifying the group order to be verified according to the target verification rule flow to obtain the target verification message, including: verifying the entire order information according to the target verification rule flow to obtain the entire order verification result; when the entire order verification result meets the preset sub-order verification conditions, verifying the sub-order information according to the target verification rule flow to obtain the sub-order verification result; obtaining the target verification message based on the entire order verification result and the sub-order verification result.

[0067] Among them, the process of verifying the entire order information according to the target verification rule flow, that is, calling the rule engine interface corresponding to the target verification rule flow to verify the group order to be verified. The verification process includes: according to the rule order in the target verification rule flow, for each verification rule in the target verification rule flow, verifying the entire order information to obtain the sub-result of the entire order; according to the rule order corresponding to each verification rule in the target verification rule flow, summarizing each sub-result of the entire order to obtain the verification result of the entire order. Each verification rule flow can be stored in a storage engine, and the rule engine includes several rule packages, each rule package contains several verification rules and decision tables. Each verification rule flow is formed by connecting multiple rule packages in series, and each verification rule flow corresponds to a rule engine interface.

[0068] Exemplarily, the sub-order verification condition may be that the number of sub-results of the whole order that fail the verification in the whole order verification result is greater than a preset threshold, or the sub-order verification condition may be that the sub-results of the whole order that fail the verification are obtained based on specific verification rules, such as must-run rules or prerequisite rules.

[0069] In a possible implementation, when the verification result of the entire order meets the preset sub-order verification conditions, the provided method also includes determining the switch state of the provincial switch corresponding to the current verification process. When the provincial switch is in the on state, it indicates that the current verification process needs to be verified based on the business of each province, that is, the sub-order information is verified according to the target verification rule flow determined previously; when the provincial switch is in the off state, it indicates that the current verification process does not need to consider the specific business needs of each province, and the national unified original rule flow can be used for verification. The original rule flow is used as the target verification rule flow to verify the sub-order information, obtain the sub-order verification result, and then obtain the target verification message.

[0070] In a possible implementation, after obtaining the verification result of the entire order, if the verification result of the entire order does not meet the preset sub-order verification conditions, the current verification process is terminated and a target verification message is generated based on the verification result of the entire order.

[0071] In this embodiment, the whole order information and sub-order information in the group order to be verified are verified separately, and the target verification message is obtained based on the whole order verification result and the sub-order verification result, so that the group order to be verified can be comprehensively and completely verified, thereby ensuring the verification accuracy of the group insurance policy verification method.

[0072] In an exemplary embodiment, a group insurance policy verification method is provided, which is applied to Figure 1 Taking the server 104 in the example as an example, the following steps are included:

[0073] S1, obtain the group order to be verified and the business parameters corresponding to the group order to be verified.

[0074] S2, matching the business parameters with the configuration dimensions corresponding to each verification rule flow to obtain an initial matching result;

[0075] S3, when the initial matching result includes the whole order simple rule flow, the whole order simple rule flow with the highest priority in the initial matching result is used as the target verification rule flow.

[0076] S4, when the initial matching result does not include the whole-order simple rule flow, the insurance type simple rule flow with the lowest priority in the initial matching result is used as the target verification rule flow.

[0077] S5. When the initial matching result does not include the whole order simple rule flow and the insurance type simple rule flow, the verification rule flow with the lowest priority in the rule library is used as the target verification rule flow.

[0078] S6, verify the entire order information according to the target verification rule flow to obtain the entire order verification result;

[0079] S7, when the verification result of the entire order meets the preset sub-order verification conditions, the sub-order information is verified according to the target verification rule flow to obtain the sub-order verification result;

[0080] S8, obtain the target verification message based on the verification results of the entire order and the sub-order.

[0081] In the process of verifying the group insurance policy based on the above-mentioned group insurance policy verification method, the execution process is as follows: Fig.10 As shown. In this embodiment, the priority is determined according to the number ruleFlowId corresponding to the verification rule flow. Each verification rule flow corresponds to a rule engine interface. When the target verification rule flow is determined from the preset verification rule flow, the new interface of the rule engine is called; when the original rule flow is used as the target verification rule flow, the old interface of the rule engine is called. During the execution process, BOM (Business Object Model) is used to store the fields transmitted by calling the rule engine. Redis (Remote Dictionary Server) is used to cache the target verification rule flow and retrieve it for use when verifying the sub-order information.

[0082] It should be understood that, although the steps in the flowcharts involved in the above embodiments are displayed in sequence according to the indication of the arrows, these steps are not necessarily executed in sequence according to the order indicated by the arrows. Unless there is a clear explanation in this article, the execution of these steps is not strictly limited in order, and these steps can be executed in other orders. Moreover, at least a part of the steps in the flowcharts involved in the above embodiments may include multiple steps or multiple stages, and these steps or stages are not necessarily executed at the same time, but can be executed at different times, and the execution order of these steps or stages is not necessarily carried out in sequence, but can be executed in turn or alternately with other steps or at least a part of the steps or stages in other steps.

[0083] Based on the same inventive concept, the embodiment of the present application also provides a group insurance policy verification device for implementing the group insurance policy verification method involved above. The implementation scheme for solving the problem provided by the device is similar to the implementation scheme recorded in the above method, so the specific limitations in one or more group insurance policy verification device embodiments provided below can refer to the limitations of the group insurance policy verification method above, and will not be repeated here.

[0084] In an exemplary embodiment, Fig.11 As shown, a group insurance policy verification device is provided, including: an information acquisition module 1102, a rule determination module 1104 and a group insurance policy verification module 1106, wherein:

[0085] The information acquisition module 1102 is used to obtain the group order to be verified and the business parameters corresponding to the group order to be verified;

[0086] A rule determination module 1104 is used to determine a target verification rule flow from a preset verification rule flow according to a business parameter;

[0087] The group order verification module 1106 is used to verify the group order to be verified according to the target verification rule flow to obtain a target verification message.

[0088] In one of the embodiments, the types of verification rule flows include simple rule flows for the entire order and simple rule flows for insurance types. The rule determination module 1104 is also used to match the business parameters with the configuration dimensions corresponding to each verification rule flow to obtain an initial matching result; when the initial matching result includes the simple rule flow for the entire order, the target verification rule flow is determined from the simple rule flow for the entire order in the initial matching result; when the initial matching result does not include the simple rule flow for the entire order, the target verification rule flow is determined from the simple rule flow for insurance types in the initial matching result.

[0089] In one of the embodiments, the rule determination module 1104 is further configured to use the whole-order simple rule flow with the highest priority in the initial matching results as the target verification rule flow.

[0090] In one of the embodiments, the rule determination module 1104 is further configured to use the insurance type simple rule flow with the lowest priority in the initial matching results as the target verification rule flow.

[0091] In one embodiment, the rule determination module 1104 is also used to use the verification rule flow with the lowest priority in the rule library as the target verification rule flow when the initial matching result does not include the whole order simple rule flow and does not include the insurance type simple rule flow.

[0092] In one of the embodiments, the group order verification module 1106 is also used to verify the entire order information according to the target verification rule flow to obtain the entire order verification result; when the entire order verification result meets the preset sub-order verification conditions, the sub-order information is verified according to the target verification rule flow to obtain the sub-order verification result; based on the entire order verification result and the sub-order verification result, a target verification message is obtained.

[0093] Each module in the above-mentioned group insurance policy verification device can be implemented in whole or in part by software, hardware and their combination. Each module can be embedded in or independent of the processor in the computer device in the form of hardware, or can be stored in the memory of the computer device in the form of software, so that the processor can call and execute the corresponding operations of each module.

[0094] In an exemplary embodiment, a computer device is provided. The computer device may be a server, and its internal structure diagram may be as shown in FIG. Fig.12 As shown. The computer device includes a processor, a memory, an input / output interface (Input / Output, referred to as I / O) and a communication interface. Among them, the processor, the memory and the input / output interface are connected through a system bus, and the communication interface is connected to the system bus through the input / output interface. Among them, the processor of the computer device is used to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, a computer program and a database. The internal memory provides an environment for the operation of the operating system and the computer program in the non-volatile storage medium. The database of the computer device is used to store the group orders to be verified and the business parameters corresponding to the group orders to be verified. The input / output interface of the computer device is used to exchange information between the processor and an external device. The communication interface of the computer device is used to communicate with an external terminal through a network connection. When the computer program is executed by the processor, a group insurance policy verification method is implemented.

[0095] Those skilled in the art will understand that Fig.12 The structure shown in the figure is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation on the computer device to which the solution of the present application is applied. The specific computer device may include more or fewer components than those shown in the figure, or combine certain components, or have a different arrangement of components.

[0096] In one embodiment, a computer device is further provided, including a memory and a processor, wherein a computer program is stored in the memory, and the processor implements the steps in the above method embodiments when executing the computer program.

[0097] In one embodiment, a computer-readable storage medium is provided, on which a computer program is stored. When the computer program is executed by a processor, the steps in the above-mentioned method embodiments are implemented.

[0098] In one embodiment, a computer program product is provided, including a computer program, which implements the steps in the above method embodiments when executed by a processor.

[0099] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for analysis, stored data, displayed data, etc.) involved in this application are all information and data authorized by the user or fully authorized by all parties, and the collection, use and processing of relevant data must comply with relevant regulations.

[0100] Those skilled in the art can understand that all or part of the processes in the above-mentioned embodiments can be completed by instructing the relevant hardware through a computer program, and the computer program can be stored in a non-volatile computer-readable storage medium. When the computer program is executed, it can include the processes of the embodiments of the above-mentioned methods. Among them, any reference to the memory, database or other medium used in the embodiments provided in this application can include at least one of non-volatile and volatile memory. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, optical memory, high-density embedded non-volatile memory, resistive random access memory (ReRAM), magnetoresistive random access memory (MRAM), ferroelectric random access memory (FRAM), phase change memory (PCM), graphene memory, etc. Volatile memory can include random access memory (RAM) or external cache memory, etc. As an illustration and not limitation, RAM can be in various forms, such as static random access memory (SRAM) or dynamic random access memory (DRAM). The database involved in each embodiment provided in this application may include at least one of a relational database and a non-relational database. Non-relational databases may include distributed databases based on blockchains, etc., but are not limited to this. The processor involved in each embodiment provided in this application may be a general-purpose processor, a central processing unit, a graphics processor, a digital signal processor, a programmable logic device, a data processing logic device based on quantum computing, etc., but are not limited to this.

[0101] The technical features of the above embodiments may be combined arbitrarily. To make the description concise, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this specification.

[0102] The above embodiments only express several implementation methods of the present application, and the descriptions thereof are relatively specific and detailed, but they cannot be understood as limiting the scope of the present application. It should be pointed out that, for a person of ordinary skill in the art, several variations and improvements can be made without departing from the concept of the present application, and these all belong to the protection scope of the present application. Therefore, the protection scope of the present application shall be subject to the attached claims.

Claims

1. A group insurance policy verification method, characterized in that: The method comprises: Obtain the group order to be verified and the business parameters corresponding to the group order to be verified; Determine a target verification rule flow from preset verification rule flows according to the business parameters; According to the target verification rule flow, the group order to be verified is verified to obtain a target verification message.

2. The method according to claim 1, characterized in that The types of the verification rule flow include a simple rule flow for the entire order and a simple rule flow for insurance types. The determining of a target verification rule flow from preset verification rule flows according to the business parameters includes: Matching the business parameters with the configuration dimensions corresponding to each of the verification rule flows to obtain an initial matching result; In the case where the initial matching result includes the whole order simple rule flow, determining the target verification rule flow from the whole order simple rule flow in the initial matching result; In the case that the initial matching result does not include the whole-order simple rule flow, the target verification rule flow is determined from the insurance type simple rule flow in the initial matching result.

3. The method according to claim 2, characterized in that Determining the target verification rule flow from the whole order simple rule flow in the initial matching result includes: taking the whole order simple rule flow with the highest priority in the initial matching result as the target verification rule flow.

4. The method according to claim 2, characterized in that: Determining the target verification rule flow from the insurance type simple rule flow in the initial matching result includes: taking the insurance type simple rule flow with the lowest priority in the initial matching result as the target verification rule flow.

5. The method according to claim 2, characterized in that: The method further includes: when the initial matching result does not include the whole order simple rule flow and does not include the insurance type simple rule flow, taking the verification rule flow with the lowest priority among the verification rule flows as the target verification rule flow.

6. The method according to claim 1, characterized in that The group order to be verified includes the whole order information and the sub-order information; the group order to be verified is verified according to the target verification rule flow to obtain the target verification message, including: According to the target verification rule flow, the entire order information is verified to obtain the entire order verification result; When the whole order verification result meets the preset sub-order verification condition, verify the sub-order information according to the target verification rule flow to obtain the sub-order verification result; The target verification message is obtained according to the verification result of the entire order and the verification result of the sub-order.

7. A group insurance policy verification device, characterized in that: The device comprises: An information acquisition module, used to acquire the group order to be verified and the business parameters corresponding to the group order to be verified; A rule determination module, used to determine a target verification rule flow from a preset verification rule flow according to the business parameters; The group order verification module is used to verify the group order to be verified according to the target verification rule flow to obtain a target verification message.

8. A computer device comprising a memory and a processor, wherein the memory stores a computer program, wherein: When the processor executes the computer program, the steps of the method according to any one of claims 1 to 6 are implemented.

9. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 6 are implemented.

10. A computer program product, comprising a computer program, characterized in that When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 6 are implemented.

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