Novel intelligent automatic teller machine

Abstract

The invention discloses a novel intelligent self-service automatic teller machine, relates to the technical field of automatic teller machines, and aims to solve the problem of how to design an automatic teller machine with high safety performance, the novel intelligent self-service automatic teller machine comprises an automatic teller machine body and a decoding key, a circuit board is arranged in the decoding key, a control module is arranged in the automatic teller machine body, and the decoding key is connected with the control module. The circuit board is in communication connection with the control module so as to be used for being matched with taking and storing of a bank card.

Description

Technical Field

[0001] The present invention relates to the technical field of cash dispensers, and in particular to a novel intelligent self-service cash dispenser. Background Art

[0002] Currently, the self-service withdrawal process of a bank card requires inserting the card into an ATM and then entering the correct password to withdraw the money in the bank card. However, current bank cards do not have any other security guarantees except for setting a six-digit withdrawal password. It is very likely that the bank card information will be leaked and the card will be stolen.

[0003] Therefore, in order to further improve the security of bank card use, it is urgent to design an ATM that can enhance security protection. Summary of the invention

[0004] The present invention proposes a novel intelligent self-service cash dispenser, which includes a cash dispenser body and a decoding key, wherein a circuit board is arranged in the decoding key, and a control module is arranged in the cash dispenser body. The circuit board establishes a communication connection with the control module for cooperating with the deposit and withdrawal of bank cards.

[0005] The present invention is further configured as follows: the decoding key includes a shell, a signal transmitter is arranged at one end of the shell, a signal receiver is arranged on the cash dispenser body, the circuit board is arranged inside the shell, and the circuit board is electrically connected to the signal transmitter.

[0006] The present invention is further configured as follows: a battery is further provided in the housing, and the battery is used to provide electrical energy to the circuit board and the signal transmitter.

[0007] The present invention is further configured as follows: a data socket is provided on the housing, communication contacts are also provided in the data socket, and the communication contacts in the data socket are electrically connected to the circuit board for transmitting data signals to the circuit board.

[0008] The beneficial effect of the present invention is that by cooperating with a decoding key, it can be prevented that a bank card alone cannot be used to handle personal business, swipe the card, transfer and other functions. Only when the bank card is combined with a decoding key can personal business be handled, i.e. transfer, swipe the card, etc., further restricting the use of the bank card to ensure the security of the funds in the bank card. Even if the bank card is lost, there is no need to worry about the funds inside being lost. BRIEF DESCRIPTION OF THE DRAWINGS

[0009] Figure 1 The signal flow diagram of the present invention is shown

[0010] Figure 2 The schematic diagram of the structure of the present invention is shown.

[0011] Figure 3 It is a special function machine for decoding keys.

[0012] Figure 4 The main body of the cash dispenser.

[0013] Figure numerals: 1. ATM body; 11. Control module; 12. Ceiling light; 13. Speaker; 14. Camera; 15. Screen; 16. Bank card slot; 17. Microphone; 18. Human body sensor; 19. Cash deposit port; 10. Mirror; 2. Decoding key; 21. Housing; 22. Circuit board; 23. Signal transmitter; 24. Data socket; 25. Battery; 26. Switch button. DETAILED DESCRIPTION

[0014] Those skilled in the art can refer to the content of this article and appropriately improve the process parameters. It is particularly important to point out that all similar replacements and modifications are obvious to those skilled in the art, and they are all considered to be included in the present invention. The methods and applications of the present invention have been described through preferred embodiments, and relevant personnel can modify or appropriately change and combine the methods and applications described herein without departing from the content, spirit and scope of the present invention to implement and apply the technology of the present invention.

[0015] The present invention proposes a novel intelligent self-service cash dispenser, including a cash dispenser body 1 and a decoding key 2, a circuit board 22 is installed in the decoding key 2, a control module 11 is arranged in the cash dispenser body, the control module 11 adopts an industrial computer, and a dedicated software is written in the control module 11 to realize the control of different working conditions of the cash dispenser. The circuit board 22 establishes a communication connection with the control module 11, so as to input a control signal to the control module 11 through the circuit board 22, further realize the control of the cash dispenser, and realize the deposit and withdrawal in cooperation with a bank card.

[0016] The decoding key 2 includes a shell 21, a signal transmitter (23) is installed at one end of the shell 21, a signal receiver is installed in the cash dispenser body 1, a circuit board 22 is installed inside the shell 21, and the circuit board 22 is electrically connected to the signal transmitter 23. The signal in the circuit board 22 can be sent to the signal receiver through the signal transmitter 23, and the signal receiver is electrically connected to the control module 11, and transmits the received signal to the control module 11.

[0017] A battery 25 is also installed in the housing 21 . The battery 25 is electrically connected to the circuit board 22 and the signal transmitter 23 to provide electrical energy thereto.

[0018] The housing 21 is also provided with a data socket 24 , and communication contacts are also provided in the data socket 24 . The contacts in the data socket 24 are electrically connected to the circuit board 22 for transmitting data signals into the circuit board 22 .

[0019] The housing 21 is also provided with a switch button 26 for controlling the opening and closing of the signal transmitter 23 .

[0020] The function and principle of the present application is a new type of cash machine with the function of preventing others from stealing and using the card, which can solve the inconvenience caused by forgetting the password, and can handle personal business without entering the password, which is troublesome and convenient. In addition, the bank card password is not disclosed when handling personal business, and the bank card password is not seen by others and the password needs to be changed. There is no trouble in this regard, because the bank card bound with the decoding key 2 is set to a mode in which personal business cannot be handled without the decoding key 2, which is locked. Withdrawal must be decoded with the decoding key 2 before the business can be handled. The business cannot be handled with the bank card alone. In this way, even if the identity information, bank card number and bank card password are leaked, the bank card will not be stolen and used, which plays an absolute role in protecting the safety of personal property. In the security state, the bank card is still the original 6-digit number, and the remote control decoding key 2 is provided with a password of 8 to 20 digits plus letters, which can be freely set, and can effectively prevent the password from being cracked by others, which is safer. The password of the bank card and the password of the remote control decoding key 2 are different, and it has the function of double password protection, which effectively guarantees the security of the customer account. A remote control decoding key 2 is added to the bank card, and its function is to decode the bank card. The shape of the remote control decoding key 2 is set to the shape of a remote control car key. The shell 21 of the remote control decoding key 2 is made of plastic, and the internal circuit board 22 is an electronic system with a memory function, which can store various information of the customer, such as personal identity information, personal photos, family photos, and family member information. At the same time, a decoding key 2 can be bound to multiple bank cards at the same time.

[0021] The control module 11 can realize the self-operation to set the password and related information on the Internet for the remote control key. The decoding key 2 has a charging port and can establish a connection with a mobile phone, that is, it can be connected wirelessly by Bluetooth or by a data cable, and then the purpose of opening the functions and information in the decoding key 2 can be realized by connecting to a mobile phone. After connecting to the mobile phone, the page cannot be opened without entering the password, and no personal information is displayed, which can effectively protect the security of personal information.

[0022] How to use: first insert the bank card, then use the decoding key 2 to press the remote control key button towards the ATM receiving window to transmit a signal. After the ATM receives the signal, it will emit a prompt tone, indicating that the decoding is successful. Next, the ATM will scan the customer's face. If the face scan is passed, personal business can be handled. If the face scan is not passed for unknown reasons, you can choose the scan code mode. The ATM screen will pop up a QR code, and the customer can also pass it by scanning the code with the exclusive software and handle the business normally. If the person uses a relative to handle personal business on his behalf, he can use the software Decoding King on the bank card decoding key dedicated machine to set the decoding key to apply for someone else to handle the business on his behalf. Then the agent can take his bank card and his decoding key to handle the business normally. The handling process is the same as the handling process in person.

[0023] It should be noted that the ATM can also answer questions. Customers can just say how much money they want to withdraw, which is convenient for the elderly. The ATM also has a reminder function. If the customer forgets to take out the bank card or the decoding key 2 and leaves, the ATM will call the customer back to remind him. The ATM has the function of intelligent voice communication to answer questions and handle business through voice.

[0024] It can realize self-service business, without manual customer service, solve the problem of queuing, reduce the workload of banks and reduce the number of bank staff. The bank card management software also has the function of checking the bank card balance, payment status and transfer. If you forget the decoding key 2 password, you can reset the password by face recognition through the bank card management system and receiving the verification code.

[0025] This application can be operated by screen plus voice control for intelligent cash withdrawal machine, decoding key, decoding key management software, the software name is Decoding King, decoding key software management exclusive machine, (decoding key dedicated machine is a small machine with the same appearance as a mobile phone), and there is another software downloaded on the mobile phone, named Yinhuitong, which can handle transfer business, payment business, deposit and loan business, balance flow inquiry, and can be bound to other software with payment function

[0026] Explain the decoding key management software, "Decoding King" is a safe software that does not read any customer information, so customers can rest assured and do not have to worry about the password being read, and security is guaranteed. Why do you need to download it individually on a dedicated machine? Because some software has Trojan functions and is very dangerous. In order to prevent the leakage of decoding key information, you need to set up a dedicated management machine individually, which is only used for one thing, so it is very safe.

[0027] Let me explain, after this ATM is uniformly used nationwide, what should users do when they use their bank cards to conduct business abroad? Users can apply to cancel the double password protection function, so that users can conduct business abroad as before. Users' business abroad will be affected by the lack of this security protection function. In the future, it is possible that this invention technology will be used all over the world, and it will be more convenient if everyone uses it.

[0028] There are improvements on the screen of the ATM. The designed smart ATM relies entirely on the touch screen to handle business. The screen of the ATM is tilted backward at a 45-degree angle, which makes the operation more comfortable. This is different from the old ATM. The ATM has a mirror to easily see whether there are any unfavorable people behind you. The patent of this invention can realize the bank card deposit and fixed deposit business. The self-service ATM allows customers to handle the zero deposit to fixed deposit and fixed deposit to zero deposit business by themselves. Customers who pay the service to handle the storage business fee by themselves can handle fixed deposit and zero deposit and other businesses through the Yinhuitong authorization file. In this way, users do not need to use ATMs, and the operation is more convenient.

[0029] Note: When using a bank card for payment, you need to use a decoding key to decode the code. When using the Yinhuitong software for transactions and transfers, you do not need a decoding key to decode the code. You can just scan the QR code to handle payment transactions!

[0030] The cash dispenser body also includes a ceiling light 12 , a speaker 13 , a camera 14 , a screen 15 , a bank card slot 16 , a microphone 17 , a human body sensor 18 , a cash deposit slot 19 and a mirror 10 .

[0031] In summary, the present invention, by cooperating with the decoding key 2, can prevent the use of a bank card alone to handle personal business, swipe the card, and transfer money. Only when the bank card is combined with the decoding key 2, can personal business, i.e. transfer, swipe the card, etc., be handled, and further restrictions are placed on the use of the bank card to ensure the security of the funds in the bank card. Even if the bank card is lost, there is no need to worry about the loss of the funds inside it.

[0032] The above is only a preferred embodiment of the present invention. It should be pointed out that for ordinary technicians in this technical field, several improvements and modifications can be made without departing from the principle of the present invention. These improvements and modifications should also be within the scope of protection of the present invention.

Claims

1. A new type of intelligent self-service cash dispenser, characterized by: The invention comprises a cash dispenser body (1) and a decoding key (2), wherein a circuit board (22) is arranged in the decoding key (2), and a control module (11) is arranged in the cash dispenser body (1), and the circuit board (22) establishes a communication connection with the control module (11) to cooperate with the deposit and withdrawal of a bank card.

2. The novel intelligent self-service cash dispenser according to claim 1 is characterized in that: The decoding key (2) comprises a shell (21), one end of the shell (21) is provided with a signal transmitter (23), the cash dispenser body (1) is provided with a signal receiver, the circuit board (22) is arranged inside the shell (21), and the circuit board (22) is electrically connected to the signal transmitter (23).

3. The new intelligent self-service cash dispenser according to claim 2 is characterized in that: A battery (25) is also provided in the housing (21), and the battery (25) is used to provide electrical energy to the circuit board (22) and the signal transmitter (23).

4. The new intelligent self-service cash dispenser according to claim 3 is characterized in that: The housing (21) is also provided with a data socket (24), and a communication contact is also provided in the data socket (24). The communication contact in the data socket (24) is electrically connected to the circuit board (22) for transmitting data signals to the circuit board (22).

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