Information processing method and system for equity cancel-after-verification

Abstract

The invention relates to the technical field of data information processing, and particularly discloses an information processing method and system for equity cancel-after-verification, and the method mainly comprises the steps: receiving the order information of a user and the user information, and the order information comprises the fund and the settlement amount; obtaining the fund as a pre-consumption fund, wherein the pre-consumption fund is a commodity fund which is selected by the user in the ordering process but is not paid; and sending a query request to a database storing the right and interest information based on the user information, and returning a query result to obtain the current right and interest information of the user. According to the application, the fund which needs to be audited by the auditor is extracted from the pre-verification fund and the right and interest information based on the fund is taken as the manual pre-auditing request data to be sent to the auditor, so that the auditor can carry out manual pre-auditing, the auditor is prevented from wasting time and energy on the fund which does not need to be audited, the verification efficiency can be effectively improved, and the user experience is improved. And waiting time of the user is reduced.

Description

Technical Field

[0001] This application relates to the technical field of data information processing, and in particular, to an information processing method for rights and interests verification and an information processing system for rights and interests verification. Background Art

[0002] Rights and interests verification is a mechanism established to protect the legitimate rights and interests of users and prevent fraud. In fields such as insurance claims, information rights and interests verification can effectively prevent insurance fraud and false claims, and protect the legitimate rights and interests of insurance companies and consumers.

[0003] In some medical insurances, the insured can enjoy the reimbursement of drug expenses, and in this case, insurance rights and interests verification is required. The specific process is generally that the insured first purchases drugs at their own expense, and then submits a reimbursement application to the insurance company. The insurance company will verify the applicant's medical expenses, rights and interests information, and medical certification materials to ensure that the applicant meets the compensation conditions and compensation limits of the medical insurance, and finally pay the corresponding reimbursement amount to the insured.

[0004] However, in the process of implementing the related technical solutions, it is found that there are at least the following technical problems: the price of the commodity before verification is higher than the price of the commodity after verification. Therefore, users need to prepare more funds to purchase the commodity. Secondly, when users reimburse, they generally carry complete commodity purchase information, and the verification process requires manual screening of the corresponding amount and verification of whether the amount can be verified, resulting in a long verification time and a long waiting time for users. Summary of the Invention

[0005] This application provides an information processing method and system for rights and interests verification, which solves the problems in the prior art that the verification process requires manual screening of the corresponding amount, resulting in a long verification time and a long waiting time for users, thereby effectively improving the verification efficiency.

[0006] In the first aspect, this application provides an information processing method for rights and interests verification, which includes the following steps:

[0007] Receive the user's order information and user information, where the order information includes the amount and the settlement amount; obtain the amount as the pre-consumption amount, and the pre-consumption amount is the commodity amount selected but not paid by the user during the order placement process; send a query request to the database storing the rights and interests information based on the user information and return the query result to obtain the user's current rights and interests information;

[0008] Compare the pre-consumption amount with the current entitlement information to generate a pre-written-off amount; extract the amount to be reviewed by the reviewer and the entitlement information based on this amount from the pre-written-off amount as manual pre-review request data and send it to the reviewer for manual pre-review; receive the result of the manual pre-review.

[0009] When the order placement information is changed to order information, change the manual pre-review request data and the result of the manual pre-review to manual actual review request data and the result of the manual actual review respectively, and determine whether the result of the manual actual review of the amount in the order information is passed. If it is passed, write off the amount and update the settlement amount.

[0010] Since the amount to be reviewed by the reviewer and the entitlement information based on this amount are extracted from the pre-written-off amount as manual pre-review request data and sent to the reviewer for manual pre-review, it can avoid the reviewer wasting time and energy on amounts that do not need to be reviewed, effectively improve the write-off efficiency, and reduce the waiting time of users.

[0011] Furthermore, the user information includes: a unique identifier; send a query request to the database based on the unique identifier, and the unique identifier specifically includes at least one of the following: ID card number, user ID.

[0012] Furthermore, send a reminder notice to the reviewer when sending the pre-review request data to the reviewer and when the pre-review request data is changed to the actual review request data.

[0013] Furthermore, after receiving the order information, traverse each order placement amount and the entitlement information based on the amount and generate the review status of each entitlement information. The review status includes: passed, failed, and under review.

[0014] Furthermore, update the settlement amount once for each actual review result of an amount obtained.

[0015] Furthermore, comparing the pre-consumption amount with the current entitlement information specifically includes: obtaining the write-off conditions of each entitlement information one by one, and determining whether the pre-consumption amount meets the write-off conditions. The write-off conditions include automatic recognition conditions and manual review conditions;

[0016] If this entitlement information meets the automatic recognition conditions and there are no manual review conditions, establish a pending write-off status between the pre-consumption amount and the entitlement information, and write off the amount when the order placement information is changed to order information; if this entitlement information meets the automatic recognition conditions and meets the manual review conditions, this entitlement information and the amount matching this entitlement information need to be reviewed by the reviewer;

[0017] If the manual pre-audit result of the said payment and the rights and interests information based on this payment passes, a pending write-off status is established between the pre-consumption payment and the rights and interests information.

[0018] Further, establishing the pending write-off status specifically includes: generating a calculation formula P for this rights and interests information and the payment, In the formula, P, O, respectively represent the price of the commodity corresponding to the payment after write-off, the price of the commodity corresponding to the payment before write-off, and the total amount deducted by different rights and interests information, and e n represents the amount deducted by the nth rights and interests information.

[0019] Further, determining whether the rights and interests information meets the manual audit conditions specifically includes: determining whether the rights and interests information has a preset manual audit mark.

[0020] Further, the write-off process for the payment specifically includes: determining whether this payment and the rights and interests information based on this payment are in a pending write-off status. If not in a pending write-off status, a write-off status is established and it is determined again whether this payment and the rights and interests information based on this payment are in a pending write-off status. If in a pending write-off status, then the price P of the commodity corresponding to the payment after write-off is used to replace the price O of the commodity corresponding to the payment before write-off.

[0021] In a second aspect, the present application provides an information processing system for rights and interests write-off, which adopts the information processing method for rights and interests write-off as in the first aspect, and includes:

[0022] Rights and interests acquisition module: It is used to receive the user's order information and user information. The order information includes the payment and the settlement amount; obtain the payment as a pre-consumption payment, and the pre-consumption payment is the commodity payment that the user has not paid; send a query request to the database storing the rights and interests information based on the user information and return the query result to obtain the user's current rights and interests information;

[0023] Rights and interests audit module: It is used to compare the pre-consumption payment with the current rights and interests information to generate a pre-written-off payment; extract the payment that needs to be audited by the auditor and the rights and interests information based on this payment from the pre-written-off payment as manual pre-audit request data and send it to the auditor for manual pre-audit; receive the result of the manual pre-audit;

[0024] Rights and interests write-off module: It is used to, when the order information is changed to order information, change the manual pre-audit request data and the result of the manual pre-audit to manual actual audit request data and the result of the manual actual audit respectively, determine whether the result of the manual actual audit of the payment in the order information passes. If it passes, then perform a write-off process on this payment and update the settlement amount.

[0025] The technical solution provided by the present application has at least the following technical effects or advantages:

[0026] 1. Since the amount to be audited by the auditor and the entitlement information based on this amount are extracted from the pre-written-off amount and sent to the auditor as manual pre-audit request data for the auditor to conduct manual pre-audit, it effectively solves the problem that it takes a long time to write off due to the need to manually screen out the corresponding amount, and the long waiting time of the user. It avoids the auditor wasting time and energy on the amounts that do not require audit, can effectively improve the write-off efficiency, and reduce the waiting time of the user.

[0027] 2. By pre-calculating the price P after write-off of the goods corresponding to the amount during the user's order placement process, after the user establishes the order information, directly replacing the price O of the goods corresponding to the amount before write-off with the price P after write-off of the goods corresponding to the amount, thereby reducing the time required to generate the settlement amount and improving the write-off efficiency.

[0028] 3. Since the amount and the entitlement information based on this amount are extracted during the user's order placement process for the auditor to conduct manual pre-audit, and then after the order information is generated, the result of the manual actual audit can be obtained faster, which is conducive to quickly generating the result of the manual actual audit and improving the write-off efficiency. Description of the Drawings

[0029] Figure 1 is a flowchart of the information processing method for entitlement write-off in this application;

[0030] Figure 2 is a flowchart of the process of entitlement information write-off processing in this application. Detailed Embodiments

[0031] In the prior art, the information processing method for entitlement write-off results in a long write-off time and a long waiting time for the user. This application provides an information processing method that can pre-write off goods during the user's order placement process, which can effectively improve the write-off efficiency and reduce the waiting time of the user.

[0032] To better understand the above technical solution, the above technical solution will be described in detail below in conjunction with the accompanying drawings of the specification and specific embodiments.

[0033] Embodiment 1

[0034] Please refer to Figure 1 - Figure 2 , this embodiment provides an information processing method for entitlement write-off, which includes the following steps:

[0035] I. Entitlement Acquisition

[0036] Receive the user's order information and user information, where the order information includes the amount and the settlement amount; obtain the amount as the pre-consumption amount, and the pre-consumption amount is the amount of goods selected but not paid during the user's order placement process.

[0037] In the solution of this embodiment, when a user purchases medical products such as drugs, the user information and order information of the user are first obtained. Specifically, the user information includes: a unique identifier; the unique identifier specifically includes at least one of the following: ID number, user ID, etc., and the order information is the information of the products purchased by the user this time. The items include drug name, number, etc. and price, etc., and the settlement amount is the total settlement amount of all the currently selected drugs.

[0038] Pre-consumption amount refers to the amount for which the user has selected certain products or services but has not made a payment when placing an order. These amounts may need to be written off in subsequent processes to ensure that the user actually enjoys the corresponding rights and interests. Therefore, during the order placement process, the system needs to extract these pre-consumption amounts and perform corresponding processing.

[0039] Send a query request to the database storing the rights and interests information based on the user information and return the query result to obtain the current rights and interests information of the user.

[0040] During the user's order placement process, the settlement system can send a query request for rights and interests information to the database based on the unique identifier in the user information, query the current rights and interests information of the user, and return the query result to the settlement system. The returned query result may include the user's current coupon information, points information, etc. For example, in the solution of this embodiment, it is specifically the rights and interests of outpatient medical security, which can offset the amount during drug settlement. To ensure query efficiency and accuracy, the system can adopt some optimization measures, such as establishing indexes, using caches, etc. At the same time, it is also necessary to ensure that the rights and interests information in the database is synchronized with the actual situation to avoid data inconsistency of the rights and interests information.

[0041] II. Rights and Interests Review

[0042] Compare the pre-consumption amount with the current rights and interests information to generate a pre-written-off amount.

[0043] Comparing the pre-consumption amount with the current rights and interests information specifically includes: obtaining the write-off conditions of each rights and interests information one by one, and determining whether the pre-consumption amount meets the write-off conditions. The write-off conditions include automatic recognition conditions and manual review conditions.

[0044] In the insurance benefit write-off and settlement system, the pre-consumption amount needs to be written off subsequently. The system needs to obtain the write-off conditions of each benefit information one by one and determine whether the pre-consumption amount meets the write-off conditions to ensure that users actually enjoy the corresponding benefits. To better manage the write-off conditions, the system can store the write-off conditions in the database of benefit information and query them during write-off. By obtaining the write-off conditions of each benefit information one by one and determining whether the pre-consumption amount meets the write-off conditions, the system can better manage the benefits of users.

[0045] The automatic recognition conditions can be specified drugs, specified outpatient clinics or hospitals, consultation time, etc. Information such as specified drugs, consultation time, and consultation hospitals can be set in the system. The system can automatically recognize whether the current amount meets the specified drugs, and whether the user's consultation time and consultation hospital conform to the set consultation time and consultation hospital, etc., so as to determine whether a certain benefit information completely meets the automatic recognition conditions of a certain amount. Specifically, to determine whether the benefit information meets the manual review conditions is to determine whether the benefit information has a preset manual review flag. If the current amount has a manual review flag, it meets the manual review conditions and needs to be manually reviewed.

[0046] Determining whether the pre-consumption amount meets the write-off conditions includes the following two situations:

[0047] (1) If this benefit information meets the automatic recognition conditions and there are no manual review conditions, a pending write-off status is established between the pre-consumption amount and the benefit information, and the amount is written off when the order placement information is changed to order information.

[0048] Specifically, if the pre-consumption amount meets the automatic recognition conditions and there are no manual review conditions, the system can establish a pending write-off status between the pre-consumption amount and the benefit information, and write off the amount when the order placement information is changed to order information. Establishing the pending write-off status specifically means: generating a calculation formula P for this benefit information and the amount, In the formula, P, O, respectively represent the price of the goods corresponding to the amount after write-off, the price of the goods corresponding to the amount before write-off, and the total amount deducted by different benefit information, and e n represents the amount deducted by the nth benefit information.

[0049] The price P of the corresponding item after verification can be pre-calculated and retained. However, since the user has not confirmed the purchase of this item and has not verified this item, the P at this time is a virtual price calculated in advance and will not change the current settlement amount. The system can display the pre-calculated price P on the amount settlement interface for the user to understand the price of this item after verification. At the same time, the system can also set some warning mechanisms. For example, when the actual settlement amount differs significantly from the pre-calculated price P, a notification will be automatically sent to relevant personnel for handling.

[0050] When the user has completed the selection of all required items and enters the amount settlement interface, the order information can be changed from the order placement information. After the item is verified, the user can complete the purchase by making a payment for this order.

[0051] (2) If this entitlement information meets the automatic recognition conditions and the manual review conditions, then this entitlement information and the item matching this entitlement information need to be reviewed by the reviewer.

[0052] For unclear verification conditions and some abnormal situations, manual review can be adopted. The verification conditions for some insurance entitlements may be relatively complex. For example, multiple conditions need to be met for verification, or multiple pieces of information need to be checked to determine the verification eligibility, or the verification conditions are not entered into the system or a proof of purchasing prescription drugs is required, etc. In these cases, manual review is needed to determine whether the verification conditions are met. The reviewer can review this entitlement information and the item according to the actual situation, and the review result will be fed back to the system.

[0053] Extract the items and the entitlement information based on these items that need to be reviewed by the reviewer from the pre-verified items as manual pre-review request data and send them to the reviewer for manual pre-review; receive the results of the manual pre-review.

[0054] If this pre-consumption item meets the automatic recognition conditions but requires manual review conditions, the system will extract this item and the entitlement information based on this item as manual pre-review request data and send them to the reviewer. When the user has not generated a complete order, all reviews are pre-reviews. After the reviewer receives the information on the item payment to be reviewed, the pre-review needs to be carried out according to the review requirements and review criteria. The results of the pre-review can be divided into two situations: passed and not passed. If the pre-review is passed, after the user creates an order, the formal settlement operation can be carried out; if the pre-review is not passed, corresponding handling is required, such as asking the customer to provide more information or rejecting the verification and settlement, etc.

[0055] Among them, if the result of the manual pre-review of the item and the entitlement information based on this item is passed, a pending verification status between the pre-consumption item and the entitlement information will be established.

[0056] In the write-off solutions of the prior art, since some payments do not require review, such as automatically written-off payments, payments that do not require review, etc., and users often submit all payments to the reviewers during the reimbursement process. Therefore, the reviewers need to find out the payments that require review from all the payments, which increases the workload of the reviewers and reduces the review efficiency. Through the method of this application, since the payments that need to be reviewed by the reviewers and the rights and interests information based on such payments are extracted from the pre-written-off payments and sent to the reviewers as artificial pre-review request data, the reviewers can conduct artificial pre-review. Thus, there is no need to manually screen out the payments that need to be written off, avoiding the reviewers wasting time and energy on payments that do not require review, and effectively improving the write-off efficiency and reducing the waiting time of users.

[0057] III. Rights and Interests Write-Off

[0058] When the order placement information is changed to order information, the artificial pre-review request data and the result of the artificial pre-review are respectively changed to the artificial actual review request data and the result of the artificial actual review. It is judged whether the result of the artificial actual review of the payment in the order information is passed. If it is passed, write-off processing is performed on the payment and the settlement amount is updated.

[0059] Specifically, when the user completes the selection of all required commodities and enters the amount settlement interface, the artificial pre-review request data and the result of the artificial pre-review are respectively changed to the artificial actual review request data and the result of the artificial actual review. After being changed to the result of the artificial actual review, the corresponding payment can be written off. The system can change the to-be-written-off status of the payment to the written-off status and add the write-off amount to the settlement amount for subsequent settlement processing.

[0060] Compared with conducting the write-off review of payments after the order placement information is changed to order information, since the payments and the rights and interests information based on such payments are extracted during the user's order placement process for the reviewers to conduct artificial pre-review, after the order information is generated, the result of the artificial actual review can be obtained faster, and the write-off review process can be completed faster. By conducting artificial pre-review in advance, the user satisfaction and service quality can also be improved because the user can enjoy the corresponding rights and interests faster.

[0061] In the solution of this embodiment, reminder notifications are sent to the reviewers respectively when the pre-review request data is sent to the reviewers and when the pre-review request data is changed to the actual review request data. The reminder notifications can be voice reminders or information reminders, respectively prompting the reviewers to receive the pre-review request data and the actual review request data. Among them, when receiving the pre-review request data, the reviewers can pre-conduct the write-off review of the corresponding payments, so that the system can quickly generate the result of the artificial actual review, which can effectively improve the overall review efficiency.

[0062] When conducting the amount settlement, the funds that meet the automatic recognition conditions and have no manual review conditions and the funds that meet the automatic recognition conditions and have passed the manual review are written off respectively, and all funds are written off one by one.

[0063] Among them, the funds that meet the automatic recognition conditions and have no manual review conditions are usually some simple rights and interests, such as coupons, discount vouchers, etc. The system will automatically recognize these rights and interests and write off the corresponding funds. The funds that meet the automatic recognition conditions and have passed the manual review are usually some complex rights and interests. The system will write off the rights and interests corresponding to these funds according to the review results of the reviewers, and the system will write off all funds one by one to ensure the accuracy and integrity of the settlement amount.

[0064] The specific process of writing off funds includes: judging whether the fund and the rights and interests information based on the fund are in the state of waiting to be written off. If they are not in the state of waiting to be written off, a write-off state is established and it is judged again whether the fund and the rights and interests information based on the fund are in the state of waiting to be written off. If they are in the state of waiting to be written off, the price P after the write-off of the commodity corresponding to the fund is used to replace the price O of the commodity corresponding to the fund before the write-off.

[0065] The more specific steps are as follows:

[0066] S1. Judge whether the fund and the rights and interests information based on the fund are in the state of waiting to be written off. If all the rights and interests information of the fund is already in the written-off state, there is no need to conduct the write-off process and the subsequent steps are directly skipped.

[0067] S2. If all the rights and interests information of the fund is not in the state of waiting to be written off, a write-off state is established.

[0068] S3. Judge again whether the fund and the rights and interests information based on the fund are in the state of waiting to be written off. If all the rights and interests information of the fund is in the state of waiting to be written off, the price P after the write-off of the commodity corresponding to the fund is used to replace the price O of the commodity corresponding to the fund before the write-off.

[0069] S4. Add the written-off amount to the settlement amount. The system will add the written-off amount of the fund to the settlement amount for the purpose of conducting the amount settlement.

[0070] Through these steps, the system can accurately and efficiently write off the funds, thus ensuring the accuracy and integrity of the settlement amount. Since the price P after the write-off of the commodity corresponding to the fund is pre-calculated during the user's order placement process, and after the user establishes the order information, the price P after the write-off of the commodity corresponding to the fund is directly used to replace the price O of the commodity corresponding to the fund before the write-off, the system can greatly reduce the time required to calculate the settlement amount after the user generates the order information and improve the efficiency of the write-off.

[0071] After receiving the order information, traverse each order item and the entitlement information based on the item, and generate the review status of each entitlement information. The review status includes: passed, failed, and under review.

[0072] Specifically, after the system receives the order information, it traverses each order item and the entitlement information based on the item, and generates the corresponding review status according to whether it is in the status of waiting for verification. If an item corresponds to multiple entitlement information, a review status is generated for each entitlement information. Customers can judge the progress of verification based on the review status. Passed means that the entitlement information of this item can be verified, failed means that the entitlement information of this item cannot be verified, and the user needs to supplement information. Under review means that the reviewer is still conducting the review.

[0073] When obtaining the actual review result of each item, update the settlement amount once. In this way, the system can achieve real-time verification of items.

[0074] It should be noted that in order to ensure the accuracy of verification, the system needs to consider all possible entitlements and verification conditions when pre-calculating the price to ensure that the generated settlement amount is accurate and complete. If the review status is under review when the customer settles the amount, the un-verified amount can be resent to the user after the settlement amount to ensure the customer's rights and interests, and at the same time reduce the time required for the customer to wait for payment.

[0075] When the system completes the review and verification of all order items, it calculates the final settlement amount according to the verification amount and the settlement rules. After the user pays the settlement amount, the system updates the corresponding data in the database storing the user entitlement information according to the verification conditions and the user entitlement information, realizing real-time update of the user entitlement information.

[0076] Embodiment 2

[0077] This application provides an information processing system for entitlement verification, which adopts the information processing method for entitlement verification as in Embodiment 1, and includes an entitlement acquisition module, an entitlement review module, and an entitlement verification module.

[0078] The entitlement acquisition module is used to receive the user's order information and user information. The order information includes items and settlement amount; obtain the items as pre-consumption items, and the pre-consumption items are the commodity items that the user has not paid for; send a query request to the database storing the entitlement information based on the user information and return the query result to obtain the user's current entitlement information;

[0079] The rights and interests verification module is used to compare the pre-consumption amount with the current rights and interests information to generate a pre-written-off amount; extract the amount to be reviewed by the reviewer and the rights and interests information based on this amount from the pre-written-off amount as manual pre-review request data and send it to the reviewer for manual pre-review; receive the result of the manual pre-review.

[0080] The rights and interests write-off module is used to, when the order placement information is changed to order information, change the manual pre-review request data and the result of the manual pre-review to manual actual review request data and the result of the manual actual review respectively, and determine whether the result of the manual actual review of the amount in the order information is passed. If it is passed, perform a write-off process on this amount and update the settlement amount.

[0081] The rights and interests write-off information processing system in this embodiment has the advantages of the rights and interests write-off information processing method in Embodiment 1, and the system in this embodiment can perform automated processing on the rights and interests write-off information processing method.

[0082] Those skilled in the art should understand that these computer program instructions can also be loaded onto a computer or other programmable data processing device, so that a series of operation steps are executed on the computer or other programmable device to generate a computer-implemented process, and thus the instructions executed on the computer or other programmable device provide for implementing the steps of the functions specified in Figure 1 one process or multiple processes and / or blocks Figure 1 the steps of the functions specified in one block or multiple blocks. Although the preferred embodiments of the present invention have been described, those skilled in the art can make additional changes and modifications to these embodiments once they know the basic creative concept. Therefore, the appended claims are intended to be interpreted to include the preferred embodiments and all changes and modifications falling within the scope of the present invention.

[0083] Obviously, those skilled in the art can make various changes and modifications to the present invention without departing from the spirit and scope of the present invention. Thus, if these modifications and variations of the present invention fall within the scope of the claims of the present invention and their equivalent technologies, the present invention is also intended to include these modifications and variations.

[0084] The above is only the preferred specific implementation manner of the embodiments of the present application, but the protection scope of the present application is not limited thereto. Any person skilled in the art within the technical scope disclosed in the present application, according to the technical solution and its concept of the present application, makes equivalent substitutions or changes, and should be covered by the protection scope of the present application.

Claims

1. An information processing method for equity write-off, characterized in that: It includes the following steps: Receive user order information and user information, including payment and settlement amount; Obtain the funds as pre-consumption funds, which are the funds for the products selected but not paid by the user during the order process; Send a query request to a database storing rights and interests information based on user information and return the query result to obtain the current rights and interests information of the user; Compare the pre-consumption amount with the current equity information to generate the pre-written-off amount; Extract the funds that need to be reviewed by the auditor from the pre-written-off funds and the equity information based on the funds as manual pre-review request data and send them to the auditor so that the auditor can conduct manual pre-review; Receive the results of manual pre-review; When the order information is changed to order information, the manual pre-review request data and the result of the manual pre-review are respectively changed to the manual review request data and the result of the manual review, to determine whether the result of the manual review of the amount in the order information is passed. If passed, the amount is written off and the settlement amount is updated.

2. The information processing method for equity write-off according to claim 1, characterized in that: The user information includes: a unique identifier; a query request is sent to the database based on the unique identifier, and the unique identifier specifically includes at least one of the following: an identity card number, a user ID.

3. The information processing method for equity write-off according to claim 1, characterized in that: When the pre-audit request data is sent to the auditor and when the pre-audit request data is changed to the actual audit request data, a reminder notification is sent to the auditor respectively.

4. The information processing method for equity write-off according to claim 1, characterized in that: After receiving the order information, traverse each order amount and the rights and interests information based on the amount and generate the review status of each rights and interests information. The review status includes: passed, failed and under review.

5. The information processing method for equity write-off according to claim 1, characterized in that: The settlement amount is updated once each time the actual audit result of an amount is obtained.

6. The information processing method for equity write-off according to claim 1, characterized in that: Comparing the pre-consumption amount with the current equity information specifically includes: obtaining the write-off conditions of each equity information one by one, and determining whether the pre-consumption amount meets the write-off conditions, and the write-off conditions include automatic identification conditions and manual review conditions; If the rights and interests information meets the automatic identification conditions and does not meet the manual review conditions, a pending write-off status will be established between the pre-consumption amount and the rights and interests information, and the amount will be written off when the order information is changed to order information; if the rights and interests information meets the automatic identification conditions and meets the manual review conditions, the rights and interests information and the amount matching the rights and interests information will need to be reviewed by the reviewer; If the result of the manual pre-examination of the amount and the equity information based on the amount is passed, a pending verification status is established between the pre-consumption amount and the equity information.

7. The information processing method for equity write-off according to claim 6, characterized in that: The specific steps of establishing the pending write-off status are: generating the calculation formula P for the equity information and the amount, In the formula, P, O, Respectively represent the price of the goods after the payment is written off, the price of the goods before the payment is written off, and the total amount of deductions from different equity information, e n Represents the amount deducted by the nth equity information.

8. The information processing method for equity write-off according to claim 6, characterized in that: Determining whether the rights and interests information meets the manual review condition is specifically: determining whether the rights and interests information has a preset manual review mark.

9. The information processing method for equity write-off according to claim 7, characterized in that: The specific processing of the funds includes: determining whether the funds and the rights and interests information based on the funds are in a pending write-off status; if not, establishing a write-off status and determining again whether the funds and the rights and interests information based on the funds are in a pending write-off status; if they are in a pending write-off status, replacing the price O of the goods corresponding to the funds before write-off with the price P of the goods corresponding to the funds after write-off.

10. An information processing system for equity write-off, which adopts the information processing method for equity write-off according to claims 1 to 9, characterized in that: It includes: Equity acquisition module: It is used to receive the user's order information and user information. The order information includes the payment and settlement amount; Obtaining the amount as pre-consumption amount, which is the amount of goods that the user has not paid for; sending a query request to a database storing rights and interests information based on the user information and returning the query result to obtain the current rights and interests information of the user; Equity review module: It is used to compare the pre-consumption amount with the current equity information to generate the pre-verification amount; extract the amount that needs to be reviewed by the auditor from the pre-verification amount and the equity information based on the amount as manual pre-verification request data and send it to the auditor so that the auditor can conduct manual pre-verification; Receive the results of manual pre-review; Equity write-off module: It is used to change the manual pre-review request data and the results of the manual pre-review into the manual review request data and the results of the manual review respectively when the order information is changed to the order information, and to determine whether the result of the manual review of the amount in the order information is passed. If it is passed, the amount will be written off and the settlement amount will be updated.

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