Payment method, wallet system, and storage medium
By automatically selecting and exchanging currencies in the payment medium, the problem of frequent currency exchange by users in cross-border payments is solved, improving payment efficiency and user experience.
CN121120059BActive Publication Date: 2026-06-30SHANGHAI ANT CHUANGJIANG INFORMATION TECHNOLOGY CO LTD
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- SHANGHAI ANT CHUANGJIANG INFORMATION TECHNOLOGY CO LTD
- Filing Date
- 2025-09-08
- Publication Date
- 2026-06-30
Smart Images
Figure CN121120059B_ABST
Abstract
This specification provides a payment method, a wallet system, and a storage medium. In the method, a payment request corresponding to a target order is received. This payment request indicates that payment for the target order is made through a target payment medium, and the requested currency is a first currency. If no first balance account exists in the target payment medium capable of paying the target order in the first currency, a second balance account corresponding to a second currency is determined in the target payment medium. The second balance account is then used to process the payment for the target order. This payment processing includes at least one currency exchange operation.
Need to check novelty before this filing date? Find Prior Art