Settlement terminal

Abstract

To provide a settlement terminal capable of being downsized, avoiding false recognition, and achieving easy understanding by a user and smooth settlement operation at the same time.SOLUTION: In a settlement terminal 1, a magnetic card settlement slot 11, a contact-type IC card settlement slot 12, and a face 13 including a non-contact-type settlement touch region are arranged in turn from near a mounting surface in a height direction from the mounting surface. When a user faces a front surface 1A, the direction of a non-contact settlement touch region is an obliquely upward direction toward the user, and the contact-type IC card settlement slot and the magnetic card settlement slot are arranged so that the card insertion direction to the contact-type IC card settlement slot and the magnetic card swipe direction to the magnetic card settlement slot become a roughly right angle direction. The direction of the magnetic card settlement slot is toward the user side, and obliquely upward from the direction parallel to a mounting surface α. When the user swipes the magnetic card to the magnetic card settlement slot, the magnetic head of the magnetic card is closer to the mounting surface than the holding position of the magnetic card.SELECTED DRAWING: Figure 1

Description

[Technical field]

[0001] The present invention relates to payment terminals. [Background technology]

[0002] Patent document 1 describes a portable payment terminal with payment functions, which has a printing means for printing on a recording medium, an operating means operated by a terminal operator, a non-contact IC medium reading means for reading information from a non-contact IC medium and writing information to the non-contact IC medium, a magnetic information reading means for reading magnetic information from a magnetic medium, a code reading means for reading codes, a contact medium card reading means for reading information from a contact IC medium, an authentication information input means for inputting authentication information corresponding to the contact IC medium, and a battery attachment section in which a battery that supplies power to the payment terminal main body is attached.The portable payment terminal is integrally provided in the payment terminal main body, and has all of the following integrated into the payment terminal main body. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] JP 2012-185543 A Summary of the Invention [Problem to be solved by the invention]

[0004] In recent years, with the advancement of cashless transactions, the payment methods used in stores etc. are becoming more diverse. Payment methods include, for example, credit card payments using magnetic cards, payments using contact IC cards, and contactless payments using cards, smartphone terminals, etc. (hereinafter sometimes abbreviated as "cards, etc.").

[0005] On the counter of a store, items other than the payment terminal, such as cash registers, sales items, and promotional items, are also placed. As a result, the free space on the counter is squeezed. From the viewpoint of space saving, it would be ideal to realize a payment terminal that consolidates the above-mentioned multiple payment methods. In addition, there is a demand for the payment terminal itself to be compact.

[0006] There are many payment terminals that can perform payments by multiple methods. However, when the payment terminal has both a contactless payment function and another payment function, the problem of misrecognition occurs, as described below. When a card or a terminal is placed in a predetermined area of ​​the payment terminal, the antenna used for contactless payment reacts to the card or terminal and triggers a process for making a payment. In this case, even if a user attempts to make a payment using a payment method other than contactless payment (e.g., a magnetic method or a contact IC method), the contactless payment process may be executed first. In other words, the payment terminal may misrecognize the payment method as contactless payment due to an operation (especially a magnetic card swipe operation, etc.) of a user who wishes to use a payment method other than contactless payment. Therefore, some ingenuity is required to avoid the above-mentioned misrecognition.

[0007] Furthermore, from the viewpoint of security, etc., it is desired that users, who are customers of a store, themselves perform payment operations using cards, etc. From this viewpoint, the user interfaces corresponding to the above-mentioned multiple payment methods are required to be easy for users to understand and to enable smooth payment operations.

[0008] However, it has been difficult to simultaneously achieve the above-mentioned demands for compact size, avoidance of misrecognition, ease of understanding for users, and smooth payment operations.

[0009] The present invention has been made in consideration of such problems, and aims to provide a payment terminal that simultaneously achieves miniaturization, avoidance of misrecognition, ease of understanding for users, and smooth payment operations. [Means for solving the problem]

[0010] In one embodiment of a payment terminal, the payment terminal is capable of contact IC card payment and contactless payment, and comprises a contact IC card payment slot provided on the front of the payment terminal, and a display screen around which an antenna used for contactless payment is arranged, with a first surface having the antenna and the display screen facing upward, and the contact IC card payment slot and the first surface are arranged in the height direction from the placement surface of the payment terminal, in that order from closest to the placement surface, and the contact IC card payment slot is provided inside the width of the first surface. In one embodiment of the payment terminal, a contact IC card payment slot and a surface having a touch area for contactless payment are arranged in the height direction from the placement surface of the payment terminal, starting from the closest to the placement surface, and the surface having the touch area for contactless payment is arranged so as to cover the contact IC card payment slot from above, the center of the surface having the touch area is set to a first point, and a perpendicular line drawn from the first point to the placement surface is set to a first line, and when a user faces the contact IC card payment slot, the contact IC card payment slot is located inside the width of the surface having the touch area as seen from the user and is located on the user side of the first line, a display screen is provided within the touch area for contactless payment, and an antenna used for contactless payment is arranged around the display screen.

[0011] With the above configuration, the surface with the contact IC card payment slot and the contactless payment touch area can be concentrated on a vertical line from the placement surface of the payment terminal toward the user, making it easy to understand from the user's perspective. Also, since the operation method (touch, insertion) of the card, etc. is different for each payment method, the user will not confuse the different payment methods, and from this perspective, it is easy to understand.

[0012] Furthermore, with the above arrangement, slots and surfaces relating to multiple payment methods are arranged together on the user side, making it possible to achieve compactness.

[0013] In addition, the surface having the touch area for contactless payment faces diagonally upward toward the user, and the contact IC card payment slot is disposed closer to the placement surface than the touch area for contactless payment. In other words, the touch area for contactless payment is separated from the slots for other payment methods. Then, when a user uses the contact IC card payment slot, the user inserts the card below the touch area for contactless payment, so the above-mentioned misrecognition does not occur.

[0014] In addition, since there is no unnecessary space inside the payment terminal, there is no room for fraudulent acts such as embedding a device for hacking the payment terminal in the unnecessary space, so it is possible to provide a payment terminal that meets requirements from a security standpoint.

[0015] For example, as described above, it is possible to simultaneously achieve a smaller payment terminal, avoidance of misrecognition, ease of understanding for the user, and smooth payment operations. Effect of the Invention

[0016] According to the present invention, it is possible to provide a payment terminal which simultaneously achieves miniaturization of the payment terminal, avoidance of misrecognition, ease of understanding for the user, and smooth payment operations. [Brief description of the drawings]

[0017] [Figure 1] 1A to 1C are diagrams illustrating an embodiment of a payment terminal 1 according to the present disclosure, in which (a) is a top view, (b) is a side view, and (c) is a front view. [Diagram 2] 2A and 2B are diagrams showing how to use the magnetic card payment slot 11 in the payment terminal 1 shown in FIG. 1, in which (a) is a top view and (b) is a side view. [Diagram 3] 2A and 2B are diagrams showing how to use the contact IC card payment slot 12 in the payment terminal 1 shown in FIG. 1, where (a) is a top view and (b) is a side view. [Figure 4] 2A and 2B are diagrams showing how to use the payment terminal 1 shown in FIG. 1 for contactless payment; [Diagram 5] FIG. 5 shows a surface 13 with a touch area for contactless payment, (a) showing the configuration, (b) showing the antenna response area. [Figure 6] FIG. 2 is a diagram showing a more specific arrangement of the magnetic card payment slot 11 and the contact IC card payment slot 12 in the payment terminal 1 shown in FIG. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0018] Hereinafter, the present invention will be described in detail with reference to the accompanying drawings as appropriate. Note that the accompanying drawings and the following description are provided to enable a person skilled in the art to fully understand the present disclosure, and are not intended to limit the subject matter described in the claims.

[0019] FIG. 1 is a diagram showing an embodiment of a payment terminal 1 of the present disclosure, in which (a) is a top view, (b) is a side view, and (c) is a front view.

[0020] The payment terminal 1 of the present disclosure has a main body 10. The main body 10 is generally box-shaped. FIG. 1 shows a front surface 1A, a side surface 1B, a side surface 1C, and a rear surface 1D of the payment terminal 1. A user making a payment operates a card or the like from the front surface 1A of the payment terminal 1. Also, a store employee or the like operates the payment terminal 1 from the rear surface 1D of the payment terminal 1.

[0021] The payment terminal 1 is a composite type that allows a user to select multiple payment methods. The payment terminal 1 is used while being placed on a placement surface α such as a counter in a store.

[0022] In the height direction from the placement surface α, a magnetic card payment slot 11, a contact IC card payment slot 12, and a surface 13 having a touch area for contactless payment are arranged in this order from the closest to the placement surface α. That is, of the three types of payment methods, the surface 13 having a touch area for contactless payment is provided at the farthest position in the height direction from the placement surface α. Note that there is no intention to exclude the provision of further means corresponding to other payment methods.

[0023] In addition, the magnetic card payment slot 11, the contact IC card payment slot 12, and the surface 13 with the touch area for contactless payment are all gathered on the front surface 1A side facing the user making the payment. With the above configuration, the user can easily select one of the multiple payment methods lined up in front of them. Since multiple payment methods are gathered in one place, the payment operation for each payment method becomes smooth as described below with reference to Figures 2 to 4.

[0024] The side surface 13S, the second surface 14, and the opening H shown in FIG. 1 will be described later.

[0025] Fig. 2 is a diagram showing how to use the magnetic card payment slot 11 in the payment terminal 1 shown in Fig. 1, (a) a top view and (b) a side view. A user facing the front surface 1A (front) of the payment terminal 1 swipes a magnetic card C1 in a direction w that is approximately parallel to the placement surface α shown in Fig. 2(a).

[0026] The magnetic card C1 has at least one magnetic stripe C11. Meanwhile, the magnetic card payment slot 11 has a magnetic head 111. By bringing the magnetic stripe C11 into contact with the magnetic head 111, data is read and written between the payment terminal 1 and the magnetic card C1.

[0027] Here, when a user faces the contact IC card payment slot 12 described below, the magnetic card payment slot 11 faces the user. Moreover, the magnetic card payment slot 11 extends diagonally upward from a direction parallel to the placement surface α. Therefore, when a user swipes a magnetic card in the magnetic card payment slot 11 from right to left as viewed from the user (direction w in FIG. 2(a)), the magnetic head 111 of the magnetic card C1 is located closer to the placement surface α than the position where the user holds the magnetic card C1. With the above configuration, the user can smoothly perform a swipe operation without colliding the hand holding the magnetic card C1 with the placement surface α.

[0028] Fig. 3 is a diagram showing how to use the contact type IC card payment slot 12 in the payment terminal 1 shown in Fig. 1, (a) a top view and (b) a side view. A user inserts a contact type IC card C2 in a direction v that is approximately parallel to the placement surface α shown in Fig. 3(a). The IC card C2 has an IC chip terminal C21. Meanwhile, although not shown, the contact type IC card payment slot 12 has a connector pin provided inside. The IC chip terminal C21 comes into contact with the connector pin, and data is read and written between the payment terminal 1 and the IC card C2.

[0029] 2 and 3, the angle between the direction w, which is the swipe direction of the magnetic card C1, and the direction v, which is the insertion direction of the contact type IC card C2, is approximately a right angle. In other words, the contact type IC card payment slot 12 and the magnetic card payment slot 11 are arranged so that the card insertion direction into the contact type IC card payment slot 12 and the magnetic card swipe direction into the magnetic card payment slot 11 are approximately at a right angle.

[0030] Note that the substantially right angle does not have to be a right angle (90 degrees) strictly, and may be, for example, an angle of about 90 degrees ±10 degrees. Since the directions in which the user moves the card (C1, C2) are significantly different in different payment methods, the user does not confuse the multiple payment methods and can make appropriate payments using the desired payment method.

[0031] The contact type IC card payment slot 12 is disposed at a certain height from the placement surface α so that the user's hand does not collide with the placement surface α when inserting the contact type IC card C2.

[0032] Fig. 4 is a diagram showing how to use contactless payment in the payment terminal 1 shown in Fig. 1, (a) a top view and (b) a side view. Fig. 5 is a diagram showing a surface 13 having a touch area for contactless payment, (a) a diagram showing the configuration and (b) a diagram showing the response area of ​​the antenna.

[0033] As described above, the payment terminal 1 shows a surface 13 having a touch area for contactless payment. As shown in Fig. 4, a user brings a card C3 used for contactless payment close to or touches the surface 13, whereby data is read and written between the payment terminal 1 and the card C3, etc. Note that it is also possible to perform contactless payment using a smartphone, etc., instead of the card C3.

[0034] 5(a), the surface 13 has a touch area R. In the figure, the touch area R covers the entire surface of the surface 13. However, the touch area R may be provided in a part of the surface 13.

[0035] A display screen D may be provided within the touch area R. This display screen D can provide visual information to the user.

[0036] Although not shown in the figure, the payment terminal 1 is equipped with an antenna used for contactless payment. For example, the antenna is placed around the display screen D. However, the location of the antenna is not limited to this. A weak radio wave generated from this antenna provides activation power to the card C3, and this antenna also transmits and receives data to and from the card C3.

[0037] At this time, as shown in Fig. 5(b), a reaction area exists mainly in a diagonally upward vicinity of the surface 13 having the touch area for contactless payment. The reaction area is an area where the antenna reacts. When a card C3 or the like is placed in this reaction area, the payment terminal 1 recognizes the card C3, and the subsequent payment process may be triggered.

[0038] When a user moves a card through the above-mentioned reaction area, a contactless payment may be made even if the user intended to make a payment with a contact IC card or a magnetic card. In other words, there is a risk of misrecognition of the payment method.

[0039] However, such misrecognition does not occur in the payment terminal 1 of the present disclosure because the payment terminal 1 of the present disclosure is designed so that when making a payment with a magnetic card or a contact IC card, the card held by the user does not pass through the reaction area.

[0040] The surface 13 having the touch area for contactless payment is oriented obliquely upward toward the user facing the surface having the contact IC card payment slot 12. In addition, the contact IC card payment slot 12 and the magnetic card payment slot 11, which are related to the other two payment methods, are located closer to the placement surface α.

[0041] When a user uses the payment terminal 1 having the above configuration to make a payment other than a contactless payment, the user moves the card used for payment at a position closer to the placement surface α than the reaction area. In this case, the card used for payment does not pass through the reaction area. Therefore, the above-mentioned erroneous recognition does not occur.

[0042] In order to more reliably ensure that cards used for payments other than contactless payments do not pass through the above-mentioned reaction area, the magnetic card payment slot 11 may be located at a position less than half the height from the placement surface α to a first point P1 described below (see FIG. 6). More specifically, both the magnetic card payment slot 11 and the contact IC card payment slot 12 may be located at a position less than half the height from the placement surface to the first point. With this configuration, it is possible to separate the magnetic card payment slot 11 and the contact IC card payment slot 12 from the above-mentioned reaction area while maintaining the size of the payment terminal 1 small. As a result, the above-mentioned erroneous recognition is more reliably avoided.

[0043] Furthermore, surface 13 having a touch area is disposed so as to prevent an operation of swinging the card down onto placement surface α from above payment terminal 1. This will be described next with reference to FIG.

[0044] Fig. 6 is a diagram showing a more specific arrangement of the magnetic card payment slot 11 and the contact type IC card payment slot 12 in the payment terminal 1 shown in Fig. 1. Here, the center of the surface 13 having the touch area is defined as a first point P1, and a perpendicular line drawn from the first point P1 to the placement surface α is defined as a first line L1.

[0045] When a user faces the contact type IC card payment slot 12, the magnetic card payment slot 11 and the contact type IC card payment slot 12 are located inside the width of the surface 13 having the touch area as seen by the user (see Figure 6(a)).

[0046] That is, the surface 13 having the touch area is arranged to cover the magnetic card payment slot 11 and the contact type IC card payment slot 12. With the above-mentioned configuration, a user who wants to use the magnetic card payment slot 11 or the contact type IC card payment slot 12 normally moves the card used for payment around from below. That is, it is possible to prevent the card used for payment from passing through the above-mentioned reaction area.

[0047] The magnetic card payment slot 11 and the contact type IC card payment slot 12 may be located on the user side of the first line L1. This arrangement is related to the smoothness of the payment operation.

[0048] For example, if the magnetic card payment slot 11 and the contact IC card payment slot 12 are located on the opposite side of the first line L1 from the user, the positions of these slots will be inside (farther from the user) than the surface 13 having the touch area for contactless payment. In this case, the surface 13 having the touch area for contactless payment becomes an obstacle, making it difficult for the user to insert the card into the magnetic card payment slot 11 and the contact IC card payment slot 12.

[0049] However, for example, as shown in the figure, if the magnetic card payment slot 11 and the contact IC card payment slot 12 are located on the user side of the first line L1, the above-mentioned inconvenience will not occur and the user will be able to make payment operations smoothly.

[0050] As further shown in FIG. 6, assuming that a user faces the contact IC card payment slot 12 from the front, an imaginary line L is drawn from the center of the surface 13 having the touch area for contactless payment along the surface of the surface 13 toward the user. IMG Stretch this imaginary line L IMG The position where the edge of the surface 13 having the touch area for contactless payment intersects with the edge of the surface 13 is defined as a second point P2. A perpendicular line drawn from the second point P2 to the placement surface α is defined as a second line L2.

[0051] When a user faces the contact type IC card payment slot 12, the magnetic card payment slot 11 and the contact type IC card payment slot 12 are located inside the width of the surface having the touch area as seen by the user, and are positioned between the first line L1 and the second line L2.

[0052] The magnetic card payment slot 11 and the contact IC card payment slot 12 are positioned so as to satisfy the above-mentioned positional relationship. Then, the positional relationship between each slot and the second line L2 can prevent the user from shaking the card down from above, thereby preventing the above-mentioned erroneous recognition. In addition, the relationship with the first line L1 allows the user to make a smooth payment operation as described above.

[0053] As described above, by devising an appropriate layout on the payment terminal 1, it is possible to simultaneously achieve a compact payment terminal, avoidance of misrecognition, ease of understanding for the user, and smooth payment operations.

[0054] Next, referring back to FIG. 1, an example of making a payment using the payment terminal 1 of the present disclosure will be shown.

[0055] When viewed from the side, the payment terminal 1 of the present disclosure has a mountain-shaped upper portion (see FIG. 1(b)). The mountain-shaped portion has a first surface and a second surface, and the first surface corresponds to surface 13 having a touch area for contactless payment. In other words, the first surface is the surface that the user of the payment terminal 1 uses to make a payment. Meanwhile, the second surface 14 is the operation surface on the store side.

[0056] With the above configuration, two people facing each other can simultaneously operate the payment terminal 1 placed on the placement surface α. For example, if the payment terminal 1 is placed on a counter in a store, a store clerk standing inside the counter and a customer (user) standing outside the counter can operate the payment terminal 1 while facing each other.

[0057] The surface 13 having a touch area for contactless payment, which corresponds to the first surface, has been described above. The second surface 14 will now be described. The second surface 14 may have an operation screen (not shown). This operation screen may be of a touch panel type, for example. However, it may also have physical keys (buttons) other than a touch panel. A store clerk or the like can operate the payment terminal 1 using the operation screen provided on the second surface 14.

[0058] After the user makes a payment, the payment terminal 1 may print out a receipt or the like. A location for storing rolled paper for receipts may be provided inside the payment terminal 1 (not shown). Here, the operation screen (second surface 14) can be used as a storage lid for the rolled paper. For example, the payment terminal 1 may be configured so that the lid rotates around a rotation axis located at the end of the second surface 14 to open.

[0059] In conventional payment terminals, the selection of which of a plurality of payment methods to use for payment is performed, for example, in the following procedure. (Step 1) The store clerk asks the customer which payment method they would like to use. (Step 2) The customer informs the store clerk which payment method they would like to use. (Step 3) The store clerk operates the payment terminal (presses a button, etc.), and the payment terminal goes into standby mode for the selected payment method. (Step 4) The user operates the payment terminal using the selected payment method. For example, if contactless payment is used, the user touches the card to a designated area. If contact IC card payment is used, the user inserts the IC card into the IC card payment slot.

[0060] Here, the payment terminal 1 of the present disclosure is designed so as to prevent the above-mentioned erroneous recognition from occurring, so that it can be in a state in which multiple payment methods are activated simultaneously. More specifically, it can be in a state in which it can simultaneously receive magnetic card payment, contact IC card payment, and non-contact payment.

[0061] Therefore, when the payment terminal 1 disclosed herein is used, the process of switching the payment method by the store clerk is not required. The user of the payment terminal 1 disclosed herein only needs to operate the card or the like according to the payment method to be used. Since the payment terminal 1 is in a state where it can simultaneously receive the above-mentioned multiple payment methods, it can perform the payment process using the payment method according to the user's operation of the card or the like. In other words, when the payment terminal 1 disclosed herein is used, the above steps (Step 1) to (Step 3) can be made unnecessary. Then, the user can select the payment method simply by operating the card or the like, without the involvement of the store (store clerk).

[0062] 1, the payment terminal 1 may have an opening H. The opening H may be provided between the position of the surface 13 having a touch area for contactless payment and the position of the contact IC card payment slot 12. This opening separates the area used for contactless payment methods from the area used for other payment methods (contact IC cards, magnetic cards).

[0063] More specifically, as shown, opening H may be open across the opening face side (the face shown in FIG. 1(c)) of contact IC card payment slot 12 and two side faces adjacent to the opening face (the face shown in FIG. 1(b) and the face behind it). The presence of this opening H prevents the user's hand from hitting the payment terminal 1 when operating a card or the like (particularly when swiping a magnetic card), allowing for a smooth payment operation.

[0064] Also, the opening H may be open along a part of the side surface 13S of the surface 13 having a touch area for contactless payment. In the example of Fig. 1, the opening H is open over substantially the entire side surface 13S of the surface 13. The advantages of making the opening H large in this way are as follows.

[0065] Payment terminals are devices that handle information related to money, and therefore have security requirements. For example, there are restrictions such as not allowing any unnecessary space (dead space) to be left inside the housing of the payment terminal. If there is unnecessary space inside the housing, there is room for fraudulent acts, such as embedding a device to hack the payment terminal, in that space. For this reason, it is required that unnecessary space must not be left inside the housing of the payment terminal.

[0066] On the other hand, the payment terminal 1 of the present disclosure is intended to prevent erroneous recognition as described above, and separates the surface 13 having the touch area for contactless payment from the slots for other payment methods. If a space for this separation is provided inside the payment terminal 1, it will not be possible to meet the above-mentioned security requirements.

[0067] Therefore, in the payment terminal 1 of the present disclosure, as described above, the opening H is opened so as to be partially along the side surface 13S. With the above-mentioned configuration, unnecessary space inside the payment terminal 1 is eliminated, and it is possible to provide a payment terminal 1 that meets the demands from the viewpoint of security.

[0068] As described above, in the payment terminal of the present disclosure, the magnetic card payment slot may be disposed at a position less than half the height from the placement surface to the first point. Also, both the magnetic card payment slot and the contact IC card payment slot may be disposed at a position less than half the height from the placement surface to the first point. With this configuration, the magnetic card payment slot and the contact IC card payment slot 12 can be separated from the above-mentioned reaction area while maintaining the size of the payment terminal small. As a result, erroneous recognition can be avoided more reliably.

[0069] In the above configuration, when the user faces the contact IC card payment slot from the front, the position where an imaginary line extending from the center of the surface having the touch area along the surface having the touch area toward the user intersects with the edge of the surface having the touch area is defined as a second point, and a perpendicular line from the second point to the placement surface is defined as a second line. With the above configuration, the positional relationship of the magnetic card payment slot and the contact IC card payment slot with the second line can prevent the user from swinging the card or the like down from above, thereby avoiding the risk of misrecognition. In addition, the relationship of the magnetic card payment slot and the contact IC card payment slot with the first line L1 makes the payment operation by the user smooth as described above.

[0070] In the above configuration, the magnetic card payment, the contact IC card payment, and the contactless payment may be simultaneously available. With the above configuration, the payment method can be selected by the user's operation of a card or the like, without the involvement of the store.

[0071] In the above configuration, a display screen may be provided within the touch area for contactless payment, and antennas used for contactless payment may be arranged around the display screen. With this configuration, visual information can be provided to a user who uses contactless payment.

[0072] In the above configuration, when the payment terminal is viewed from the side, the upper part of the payment terminal may be mountain-shaped, the mountain shape may have a first surface and a second surface, the first surface may be a surface having a touch area for the contactless payment, and the second surface may be an operation surface on the store side. With the above configuration, a store clerk on the inside of the counter and a customer (user) on the outside of the counter may operate the payment terminal while remaining face-to-face.

[0073] In the above configuration, the payment terminal may be capable of storing a roll of paper therein, and a storage cover for the roll of paper may serve as the second surface. With this configuration, the payment terminal may print out a receipt after a payment has been made.

[0074] In the above configuration, an opening may be provided between the position of the surface having the touch area for non-contact payment and the position of the contact IC card payment slot, and the opening may be open across the opening surface side of the contact IC card payment slot and two side surfaces adjacent to the opening surface. The opening may also be open along a part of the side surface of the surface having the touch area for non-contact payment. With the above configuration, when a user operates a card or the like (especially when swiping a magnetic card), the user's hand does not hit the payment terminal, and the user can perform a smooth payment operation. In addition, unnecessary space is eliminated in the payment terminal, and a payment terminal that meets requirements from the viewpoint of security can be provided.

[0075] Although various embodiments have been described above with reference to the drawings, it goes without saying that the present invention is not limited to such examples. It is clear that a person skilled in the art can come up with various modified or amended examples within the scope of the claims, and it is understood that these also naturally belong to the technical scope of the present invention. In addition, the components in the above embodiments may be arbitrarily combined within the scope of the invention. [Explanation of symbols]

[0076] 1. Payment terminal 1A front 1B Side 1C side 1D rear 10. Main Unit 11 Magnetic card payment slot 111 Magnetic Head 12 Contact IC card payment slot 13 sides 13S side 14 Side 2 C1 Magnetic card C11 Magnetic Stripe C2 IC card C21 Terminal C3 Card D Display screen H opening L1 First Line L2 Second Line P1 First point P2 Second point R Touch Area α Placement surface

Claims

1. A payment terminal capable of contact IC card payment and contactless payment, The payment terminal includes a contact IC card payment slot provided on the front surface thereof, and a display screen around which an antenna used for contactless payment is arranged; a first surface having the antenna and the display screen facing upward; A contact IC card payment slot and the first surface are arranged in a height direction from a placement surface of the payment terminal, in this order from the proximity of the placement surface; The contact IC card payment slot is provided on the inside of the width of the first surface. Payment terminal.

2. The payment terminal according to claim 1, The center of the first surface is defined as a first point; A perpendicular line from the first point to the placement surface is defined as a first line; Assuming that a user faces the contact IC card payment slot from the front, a position where an imaginary line extending from the center of the first surface along the surface of the first surface toward the user intersects with an edge of the first surface is defined as a second point; A perpendicular line is drawn from the second point to the placement surface as a second line; When the user faces the contact type IC card payment slot from the front, the contact type IC card payment slot is located between the first line and the second line. Payment terminal.

3. 3. The payment terminal according to claim 1, The contact IC card payment, the contact IC card payment and the contactless payment can be simultaneously waited for. Payment terminal.

4. A payment terminal according to any one of claims 1 to 3, When a user faces the face having the contact IC card payment slot from the front, the first face is oriented obliquely upward toward the user. Payment terminal.

5. The payment terminal according to claim 4, When the payment terminal is viewed from the side, the upper part of the payment terminal is formed in a mountain shape, The mountain shape has the first surface and a second surface, The second surface is a store-side operation surface, Payment terminal.

6. 6. The payment terminal according to claim 5, A roll of paper can be stored inside, and a storage cover for the roll of paper is the second surface. Payment terminal.

Images