Foreign resident support system, foreign resident support method, and foreign resident support program

Abstract

To resolve the difficulties in credit screening that foreign residents encounter in Japan.SOLUTION: In a foreign resident support system, score means 70 of a management server 50 includes: a code unit 72 which transmits, in response to a support request transmitted by a supported person from a first terminal 10, a support code to the first terminal 10; a support statement unit 73 which receives a support declaration from a second terminal 20 which reads the support code displayed on a screen 11 of the first terminal 10; a support relation unit 74 which stores, in a storage unit 40, support relation information obtained by associating information on a supporter who declared the support and information on the supported person who is to receive the support; and a calculation unit 75 which calculates a credit score of the supported person based on the information on the supporter who declared the support.SELECTED DRAWING: Figure 2

Description

Technical Field

[0001] The present invention relates to a foreigner support system, a foreigner support method, and a foreigner support program for supporting the life of foreigners in Japan through an electronic terminal.

Background Art

[0002] According to the announcement of the Immigration Services Agency, the number of foreign residents exceeded 3 million at the end of Reiwa 4, setting a new record high. Further increases in the number of foreign residents are expected as a national policy in the future, and it is predicted to reach 3.56 million in 2030 and 6.32 million in 2040 ("Research on the Realization of a Symbiotic Society with Foreigners in 2030 / 40 - Interim Report -" Value Comprehensive Research Institute, Inc.). Also, the annual consumption amount of foreign residents in the Japanese market is currently about 4.9 trillion yen (MM Research Institute, Cabinet Office "Monthly Economic Report"), but it is likely to increase proportionally with the increase in the number of foreign residents.

[0003] Amid the increase in the number of foreign residents and the expansion of their market scale, foreign residents face many difficulties in living in Japan. The first difficulty is that there are too many procedures for starting life when moving to Japan (immediately before and after moving). For example, administrative procedures such as visa acquisition, residence card acquisition, resident registration, seal registration, social insurance enrollment, pension enrollment, and driver's license issuance, procedures for contracts such as water supply, electricity, gas, mobile phone, and Internet, procedures for receiving financial services such as account opening and credit card issuance, searching for a residence, real estate contract, job hunting, employment contract, etc. Also, there are many procedures necessary for the life of children, such as searching for a nursery school and procedures for school. In principle, these procedures for starting life need to be carried out at places such as government offices and contracting companies, which is a very heavy burden for foreigners who have not been in Japan for long.

[0004] The second difficulty is that procedures and the like are difficult for foreign residents to understand. For example, administrative procedures are complicated and foreign languages are not understood, it is difficult to understand the procedures for financial procedures such as opening a bank account, foreign languages are not understood at hospitals and clinics, public institutions do not disseminate information in multiple languages, the mechanism of job hunting is not understood, the response in case of disasters is unclear, and so on. Since administrative procedures and financial procedures are troublesome and difficult to understand even for Japanese people, they would be even more difficult for foreigners who do not have sufficient communication skills in Japanese.

[0005] The third difficulty that foreign residents in Japan face is the problem that they cannot conclude a contract or the pre - contract review fails. Foreigners who have been in Japan for a short time are either unemployed or have only a short work experience, and since there is almost no accumulation of credit (lending, guarantee) and related information, the other party to the contract cannot obtain credit information and conducts a strict pre - contract review. For example, difficulties such as it being difficult to pass the review for credit cards, loans, etc., being refused occupancy of real estate, having few job offers, and not being able to get a job in the desired occupation always exist for foreign residents.

[0006] Patent Document 1 discloses a rental property introduction system that includes a credit rating calculation means for ranking the creditworthiness of a prospective tenant and a guarantor based on the first personal information in the first country of the prospective tenant and the guarantor, and can appropriately introduce rental properties by grasping the personal information of foreigners. However, in the rental property introduction system of Patent Document 1, since the credit rating is ranked based on personal information in the first country (the home country of foreigners), it does not reflect the credit in Japan. Therefore, even if a foreigner has stayed in Japan for a long time and has already accumulated a high credit due to employment and long - term personal relationships, it is not a system that can reflect this. That is, in the system of Patent Document 1, the accumulation and update of credit obtained in Japan cannot be done.

[0007] Patent Document 2 discloses an acceptance support device that provides pre-employment employment support between foreign workers and accepting companies. The device includes a storage unit that stores worker information associated with at least the residence status of foreign workers and job offer information including the residence status required for employment, and a job matching unit that extracts foreign workers with the residence status of job offer information from foreign workers and presents the job offer information. The worker information includes the employment history of foreign workers and a credit score related to employment credit. The credit score is calculated by quantifying information such as the period of stay at each workplace, reason for leaving the job, residence status, qualifications, language proficiency, working hours, overtime hours, number of latenesses, and number of paid leave days according to a predetermined algorithm. However, the acceptance support device of Patent Document 2 is specialized for employment purposes, and this credit score cannot be used for other purposes, such as financial reviews for credit cards and loans. Also, in the acceptance support device, since the credit score is calculated based on the above-mentioned information related to employment, foreign workers without employment experience in Japan are not given a credit score, and it cannot be used for reviews of services and the like necessary for foreigners who have not yet come to Japan to start their life in Japan.

Prior Art Documents

Patent Documents

[0008]

Patent Document 1

Patent Document 2

Summary of the Invention

Problems to be Solved by the Invention

[0009] Therefore, an object of the present invention is to provide a foreigner support system, a foreigner support method, and a foreigner support program that solve the above difficulties faced by foreign residents in Japan. Another object is to provide a foreigner support system, a support method, and a program using a credit score based on human relationships.

Means for Solving the Problems

[0010] The foreigner support system 100 of the present invention supports foreigners who are to undergo credit screening. The foreigner support system 100 includes a first terminal 10 operated by a supported person who is a foreigner, a second terminal 20 operated by a supporter who supports the supported person, a management server 50 that is communicatively connected to the first terminal 10 and the second terminal 20 and has score means 70 for calculating a credit score obtained by quantifying the creditworthiness, and a storage device 40 provided inside or outside the management server 50 for storing the calculated credit score. The score means 70 of the management server 50 includes a code unit 72 that transmits a support code to the first terminal 10 in response to a support request transmitted from the first terminal 10 by the supported person, a support indication unit 73 that receives a support indication from the second terminal 20 that has read the support code displayed on the screen 11 of the first terminal 10, a support relationship unit 74 that stores support relationship information associating the information of the supporter who has given the support indication with the information of the supported person who has been indicated for support in the storage device 40, and a calculation unit 75 that calculates the credit score of the supported person based on the information of the supporter who has given the support indication.

[0011] In the foreigner support system 100, the management server 50 sends a support code such as a one-time QR code to the first terminal 10. The supported person who has received the support code on the first terminal 10 directly shows the screen 11 to the supporter, and the supporter reads the support code using the second terminal 20 to obtain a "support indication" from the supporter. Since the support code displayed on the first terminal 10 is directly read by the second terminal 20, the support relationship between the supporter and the supported person is limited to a human relationship in which information can be transmitted with a sense of proximity where they can actually come into contact. As a result, for example, recruitment for an unspecified number of people via the Internet, social networking services (SNS), etc. is not carried out, and support based on a tenuous human relationship is excluded, and only supporters who understand that the supported person is truly worthy of support can give a support indication, making it a system. In addition, in the foreigner support system 100, surrounding supporters can indicate their support simply by reading the support code, so they can support foreign residents staying in Japan relatively easily. Also, the credit score calculated based on the support indication from surrounding supporters can be applied to the credit screening for receiving all services necessary for living in Japan. In addition, foreigners who have stayed in Japan for a long time and have many supporters are highly evaluated for their reliability and are more likely to pass the credit screening. Furthermore, for procedures and contracts for living in Japan that are usually difficult to understand and numerous, by using the credit score and via an electronic terminal such as a smartphone, the procedures can be easily completed and the contracts can be established. That is, in the foreigner support system 100 of the present invention, an all-in-one package gateway service that completes all necessary government procedures, infrastructure contracts, etc. with one ID can be provided.

[0012] In an embodiment of the foreigner support system of the present invention, the credit screening is a credit screening implemented for concluding a contract selected from opening a bank account, loan repayment, financing, credit card issuance, mobile phone, Internet, rental housing, real estate sale and purchase, rental office, employment, automobile sales, sale or rental of goods. The information of the supported person includes the personal information of the supported person, and the information of the supporter includes the personal information of the supporter. Each personal information of the supported person and the supporter includes one or more selected from name, user ID, email address, password, phone number, address, date of birth, gender, nationality, photo of residence card, occupation, electronic signature, date of arrival in Japan, scheduled date of return, name of employer, monthly income, annual income, family composition, occupation and annual income of father, occupation and annual income of mother, bank account information, and can be updated. The information of the supporter includes credit score information that weights the credit score of the supported person. The credit score information includes one or more selected from nationality, visa status, length of stay, employer, monthly income, annual income, evaluation from the workplace, payment status for each service, usage status of each service, location information, overseas remittance information, achievement degree of personal information input, difference between income and each service fee, disposable income, address, rent, family composition, occupation and annual income of parents, current university, alma mater university, alma mater high school, login frequency, account balance, credit card usage information, introducer information, evaluation from chat logs, presence or absence of loan usage, presence or absence of a car, referral information, and is updatable. The management server 50 has a registration means 60 for registering or updating each information of the supported person and the supporter, and an application means 80 for executing an application to receive a service. The registration means 60 of the management server 50 includes a service display unit 67 that displays information on one or more services that are necessary and recommended in Japan on the screen 11 of the first terminal 10, and a list construction unit 68 that receives information on the service selected by the supported person from among one or more necessary and recommended services from the first terminal 10 and constructs a service list associating the selected service with the information of the supported person. The application means 80 of the management server 50 includes an application form creation unit 81 that creates an application form input by the supported person and transmits it to the first terminal 10, an application unit 82 that receives an application request together with the filled application form from the supported person through the first terminal 10 in order to conclude a contract with a specific organization that provides the selected service, and a result reporting unit 85 that transmits the application result reviewed by the specific organization or the management server 50 to the first terminal 10. The application unit 82 includes a review request unit 83 that transmits the credit score of the supported person to the group server 90 of the specific organization in order to conclude a contract with a specific organization that requires a credit review. The result reporting unit 85 receives the application result reviewed by the group server 90 of the specific organization as to whether the supported person meets the reference value based on the credit score of the supported person and transmits it to the first terminal 10. The application unit 82 includes a review execution unit 84 that reviews whether the supported person meets the reference value of the specific organization based on the credit score of the supported person in order to conclude a contract with a specific organization that requires credit review. The result reporting unit 85 transmits the application result reviewed by the review execution unit 84 to the first terminal 10. The application means 80 of the management server 50 further includes a status display unit 86 that causes the first terminal 10 to display the status after the application request. The status display unit 86 transmits the application request to the organization server 90 of the specific organization and causes the screen 11 to display that the application has been completed, and causes the screen 11 to display that the selected service can be used or is being used.

[0013] The foreigner support method of the present invention supports a foreigner who is to undergo a credit review. The foreigner support method includes a process in which a supported person who is a foreigner transmits a support request from the first terminal 10 to the management server 50, a process in which the management server 50 that has received the support request transmits a support code to the first terminal 10, a process in which the first terminal 10 that has received the support code displays the support code on the screen 11, a process in which a supporter who supports the supported person reads the support code displayed on the screen 11 of the first terminal 10 by the second terminal 20, and the second terminal 20 transmits a support declaration to the management server 50, a process in which the management server 50 that has received the support declaration stores support relationship information associating the information of the supporter and the information of the supported person in the storage device 40, and a process in which the management server 50 that has received the support declaration stores the credit score of the supported person calculated based on the information of the supporter who has made the support declaration in the storage device 40.

[0014] In an embodiment of the foreigner support method of the present invention, the management server 50 causes the screen 11 of the first terminal 10 to display information on one or more services necessary and recommended for living in Japan. The supported person selects a service that they wish to receive from among the one or more necessary and recommended services. The first terminal 10 transmits information on the selected service to the management server 50. The management server 50 creates an application form that the supported person inputs in order to receive the selected service and transmits it to the first terminal 10. In order to conclude a contract with a specific organization that provides the selected service, the management server 50 receives an application request together with the filled application form from the supported person via the first terminal 10. The management server 50 transmits the application result reviewed by the specific organization or the management server 50 to the first terminal 10. This includes the process of doing so. In order to conclude a contract with a specific organization that requires a credit check, the management server 50 that has received the application request transmits the credit score of the supported person together with the filled application form and the application request to the organization server 90 of the specific organization. The management server 50 receives from the organization server 90 of the specific organization the application result in which it is reviewed whether the supported person meets the reference value based on the credit score of the supported person. The management server 50 transmits the application result to the first terminal 10, and the first terminal 10 displays the application result on the screen 11. This further includes the process of doing so. In order to conclude a contract with a specific organization that requires a credit check, the management server 50 that has received the application request reviews whether the supported person meets the reference value of the specific organization based on the credit score of the supported person. The management server 50 transmits the application result to the first terminal 10, and the first terminal 10 displays the application result on the screen 11. This further includes the process of doing so. The management server 50 causes the first terminal 10 to display a message indicating that the application has been completed by transmitting the application request to the organization server 90 of the specific organization. The management server 50 causes the first terminal 10 to display a message indicating that the selected service is available or being used. This includes the process of doing so.

[0015] The foreigner support program of the present invention is a program that causes a computer to function as the foreigner support system according to claim 1.

Advantages of the Invention

[0016] In the foreigner support system, method, and program of the present invention, based on the trust relationship between people, the creditworthiness (credit score) is calculated, so that the life and employment of foreign residents can be supported relatively easily. As a result, the living foundation of foreign residents in Japan can be stabilized early and for a long time, the living environment and working environment of foreign residents can be improved, the SDGs concept of "leaving no one behind" can be realized, and a Japanese society can be constructed in which anyone can thrive across national boundaries.

Brief Description of the Drawings

[0017]

Figure 1

Figure 2

Figure 3

Figure 4

Figure 5

Figure 6

Figure 7

Figure 8

Figure 9

Embodiments for Carrying Out the Invention

[0018] Embodiments of the foreigner support system, foreigner support method, and foreigner support program according to the present invention will be described with reference to FIGS. 1 to 9. The following embodiments are illustrative and do not limit the present invention.

[0019] FIG. 1 shows a schematic diagram of the foreigner support system 100 of the present invention. The foreigner support system 100 includes a first terminal 10 operated by a foreigner to be supported (a person who wants to receive support), a second terminal 20 operated by a supporter who supports or intends to support the person to be supported, and a management server 50 that is communicatively connected to the first terminal 10 and the second terminal 20 via the Internet 3 and a communication device 51 and has a score means 70 for calculating a credit score (credit score) obtained by quantifying the creditworthiness. The foreigner support system 100 also includes a storage device 40 provided inside or outside the management server 50 for storing the calculated credit score, and supports foreigners who are to undergo a credit review. In FIGS. 1 and 2, the management server 50 includes a processing device 30 and a storage device 40.

[0020] The processing device (central processing unit: CPU) 30 includes a control device that reads instructions stored in the storage device 40 and gives instructions necessary for processing to other devices, and an arithmetic device that executes arithmetic operations according to instructions from the control device. The storage device 40 includes a computer-readable storage medium such as a magnetic storage device, an optical disk, a magneto-optical storage medium, or a semiconductor memory. Each of the first terminal 10 and the second terminal 20 is an electronic terminal device such as a smartphone, a tablet, a mobile phone, a notebook or desktop computer, which is not particularly limited, and includes a transmission and reception device, a processing device, a storage device, and a display device. The transmission and reception device can access the management server 50 through the Internet 3 or the like, and the display device may include input means such as a touch screen and a keyboard on the screens 11 and 21.

[0021] FIG. 2 shows a block diagram of the processing device (control device) 30 installed in the management server 50. Although not shown, the processing device may be a processing device independently and directly communicatively connected to the Internet 3 or the like, or a processing device within the first terminal 10 or the second terminal 20. All of them have the same functions and operate in the same manner. In the following embodiments, the processing device 30 within the management server 50 is exemplified. The processing device 30 includes each means and each part of the functions executed by the processing device 30, and generally has a registration means 60, a score means 70, and an application means 80. The registration means 60 registers and updates the information of the supported person and the supporter. The score means 70 calculates, that is, adds, subtracts, and updates the credit score of the supported person. The application means 80 executes a credit examination within the management server 50 or requests it externally.

[0022] As shown in FIG. 2, the score means 70 of the management server 50 includes at least a support request section 71, a code section 72, a support indication section 73, a support relationship section 74, a calculation section 75, and a score storage section 76. The support request section 71 receives a support request transmitted from the supported person, who is a foreigner, from the first terminal 10. Regarding foreigners, in this embodiment, foreign residents in Japan (medium- and long-term residents and special permanent residents, excluding foreigners with a short stay of less than three months) are assumed, but the present invention is not limited thereto and includes foreigners for tourism purposes. Also, it includes not only foreigners in Japan but also foreigners in various countries around the world, and the foreigner support system 100 can be used in various countries around the world.

[0023] The code section 72 of the score means 70 transmits a support code from the management server 50 that has received a support request to the first terminal 10 and causes it to be displayed on the screen 11 of the first terminal 10. The support code may include, for example, a one-time QR code that is valid for several minutes to several hours, as well as characters, images, etc. that can be read by the imaging function (camera) of a smartphone. The support indication section 73 receives a support indication from the second terminal 20 that has directly read the support code with an imaging device as indicated by reference numeral 15 in FIG. 1. The second terminal 20 is not limited to one, and may be two second terminals 20a and 20b (two supporters) as shown in FIG. 1, or more. By directly reading the support code displayed on the screen 11 of the first terminal 10 with the imaging function of the second terminal 20 and, for example, tapping the transmission button displayed on the screen 11, the operator (supporter) has officially indicated support for the supported person who presented the support code. Since the supporter directly reads the support code on the screen 11, the supporters are close relatives around the supported person, such as family members, friends, classmates, international student peers, foreign community peers, host families, neighboring residents, supervisors and colleagues at work. However, the supporters are not limited to these people and are not subject to nationality either.

[0024] The support relationship section 74 of the score means 70 stores support relationship information (referral information) that associates the information of the supporter who has indicated support with the information of the supported person who has been indicated for support in the support relationship memory 45 of the storage device 40. The support relationship information includes, for example, information such as that the supported person A and the supporter B are in a support relationship, that there are other supporters C and D for the supported person A (user cluster formation), and that A, B, C, and D support each other. Here, the user cluster refers to a group formed from a plurality of supported persons and supporters. Information can be acquired, quantified, or ranked for each user cluster. For example, regarding the service fees received, the payment rate, unpaid rate, delay rate, service amount, etc. can be calculated for each user cluster and the ranking (cluster rank) can be determined. The credit score can also be increased or decreased depending on which rank of user cluster the supported person belongs to.

[0025] The information of the supported person includes the personal information unique to the supported person, and the information of the supporter includes the personal information unique to the supporter. Each personal information of the supported person and the supporter includes, for example, one or more selected from name, user ID, email address, password, phone number, address, date of birth, gender, nationality, residence card photo, occupation, electronic signature, date of arrival in Japan, scheduled date of return, name of employer, monthly income, annual income, family composition, father's occupation and annual income, mother's occupation and annual income, bank account information. The personal information can be updated to the latest information.

[0026] The calculation unit 75 of the score means 70 calculates the credit score of the supported person according to the information of the supporter (credit score information) who has indicated support. The calculated credit score can be used for multi-purpose credit reviews. Also, since the credit score increases in proportion to the number of supporters who permit, it is advantageous for supported persons who have stayed in Japan for a long time and accumulated credit. The credit score is automatically or optionally given not only to the supported person but also to the supporters registered in the foreigner support system 100. The credit review is a credit review implemented to conclude a contract selected from, for example, bank account opening, loan repayment, financing, credit card issuance, mobile phone, internet, rental housing, real estate sales, rental office, employment, automobile sales, sales or rental of goods.

[0027] The information of the supporter is information unique to the supporter and includes credit score information for weighting the credit score of the supported person. The credit score information includes, for example, nationality, residence status, period of stay, employer, monthly income, annual income, evaluation from the workplace, payment status for each service, usage status of each service, location information, overseas remittance information, achievement degree of personal information input, difference between income and service fees for each service, disposable income, address, rent, family composition, occupation and annual income of parents, current university, alma mater university, alma mater high school, login frequency, account balance, credit card usage information, introducer information, evaluation from chat logs, presence or absence of loan usage, presence or absence of a car, supporter referral information, and includes one or more selected from these, and can be updated to new information. Here, the introducer information is information of the person who introduced the supporter or the person who was introduced to the supporter. The supporter referral information is information of the person who forms a support and supported relationship around the supporter. The weighting of the credit score is, for example, the credit score of the supported person is added as follows: one supporter "+1 point", a supporter with a certain credit score or more "+2 points", a Japanese supporter "+3 points".

[0028] The credit score is not only added based on the personal information of the supporter, but also increased or decreased by other factors. For example, when the management server 50 detects that the supported person has paid the fee for the service received within the deadline, the credit score of the supported person is slightly (for example, 0.1 point) increased. On the other hand, when the management server 50 detects a payment delay, it notifies the first and second terminals 10, 20 to that effect, and if there is still no payment after a certain period, not only the credit score of the supported person but also the credit score of the supporter is decreased as joint liability.

[0029] The score storage unit 76 of the score means 70 stores the credit score of the supported person obtained by the calculation unit 75 in the credit score memory 46 by associating it with the information of the supported person, for example, the user ID. The score storage unit 76 also always updates the credit score to the latest value. The stored credit score is retrieved from the credit score memory 46 when it is updated by the calculation unit 75, when the supported person or the supporter wants to confirm it, or when it is actually used for the credit review described later.

[0030] As shown in FIG. 2, the management server 50 has a registration means 60 for registering and updating information of the supported person and the supporter. The registration means 60 includes an app providing section 61, an initial information input section 63, an ID issuing section 64, and a registration section 65. The app providing section 61 transmits the support application software (support APP) from the storage device 40 of the management server 50 or the storage device of another server to the first terminal 10 in accordance with a download command from the supported person. Without activating the app providing section 61, the supported person and the supporter may access the download site and directly download the support APP from the site to the first and second terminals 10 and 20.

[0031] The support APP is downloaded to the first terminal 10, and the supported person is made to select the default language from the screen 11, and a registration form that can be input on the screen 11 is displayed. The supported person automatically or manually inputs and transmits at least the email address and password among the personal information of the supported person to the registration form displayed on the screen 11 of the first terminal 10, and the initial information input section 63 receives at least the email address and password from the first terminal 10. If there is an introducer for the supported person, the introduction code is also transmitted from the first terminal 10. In this embodiment, the support APP is downloaded to the first and second terminals 10 and 20. As an alternative method, without downloading, the support APP that operates only on the management server 50 may be used via the Internet 3 by the supported person and the supporter via the first and second terminals 10 and 20 (i.e., by SaaS or the like).

[0032] The ID issuing unit 64 of the registration means 60 receives the email address and password of the supported person from the first terminal 10, issues a user ID unique to the supported person, transmits it to the first terminal 10, and causes it to be displayed on the screen 11. The registration unit 65 of the registration means 60 associates the email address and password of the supported person received from the first terminal 10 with the issued user ID and stores them in the supported person information memory (supported person information database) 41 of the storage device 40. Personal information other than the email address and password is input from the first terminal 10 at an arbitrary timing and stored in the supported person information memory 41. Although not shown, the registration means 60 has an update means for updating the personal information of the supported person to the latest one. The update log / history is also stored in the supported person information memory 41.

[0033] As shown in FIG. 2, the registration means 60 of the management server 50 further includes a question section 66, a service display section 67, a list construction section 68, and a service storage section 69. After the first terminal 10 receives the download of the support APP from the management server 50, the question section 66 of the registration means 60 displays a question (initial question) on the screen 11 and receives the answer from the supported person to the question from the first terminal 10. In the foreigner support system 100, for foreigners who plan to move to Japan in the future, by asking predetermined questions, services, contract items, etc. necessary for future immigration procedures are sorted out and recommended. For example, the questions are whether they are already in Japan, whether they have obtained a visa, whether they have decided on a residence, whether they have decided on an occupation, etc. Also included are whether administrative procedures such as obtaining a residence card, registering with the local government, registering a seal, joining social insurance, joining a pension, issuing a driver's license, etc. have been completed, whether contracts for water, electricity, gas, mobile phone, Internet, etc. have been completed, whether procedures for receiving financial services such as opening an account and issuing a credit card have been completed, whether a nursery school / school for children has been decided, etc., but are not limited to these. Regarding the language displayed in the support APP including the questions, it can be selected from multiple languages.

[0034] The service display section 67 of the registration means 60 causes the screen 11 to display information on one or more services (life services) that are necessary and recommended for life in Japan, according to the answer results from the supported person in response to the questions. The list construction section 68 receives information on the services selected by the supported person from among one or more of the necessary and recommended services from the first terminal 10, constructs a service list in which the information on the selected services is associated with the information of the supported person, and the service storage section 69 stores the service list in the service information memory 43 of the storage device 40. The necessary and recommended services include necessary services that are essential for living in Japan and recommended services for living comfortably in Japan.

[0035] As shown in FIG. 2, the registration means 60 of the management server 50 further includes a registration request section 62. The registration means 60 determines whether information on the supporter who has sent the support indication has already been registered in the supporter information memory 42 of the storage device 40. In the case of determining that the information of the supporter is not registered in the supporter information memory 42 (no account registration), the registration request section 62 of the registration means 60 transmits a registration request for prompting the registration of the supporter's information to the second terminal 20. The supporter who has received the registration request downloads the support APP from the management server 50 or another download site via the second terminal 20, saves it in the second terminal 20, and selects the default language from the screen 21. If there is a referrer, the referral code is entered.

[0036] Upon receiving the registration request, the second terminal 20 displays a registration form that can be input on the screen 21, and the supporter automatically or manually inputs at least the email address and password among the personal information of the supporter into the registration form. The initial information input unit 63 receives at least the email address and password from the second terminal 20, and the ID issuing unit 64 issues a user ID unique to the supporter in accordance with the reception and transmits it to the second terminal 20. The registration unit 65 associates the received email address and password of the supporter with the issued user ID and stores them in the supporter information memory (supporter information database) 42 of the storage device 40. Personal information other than the email address and password is input from the second terminal 20 at an arbitrary timing and stored in the supporter information memory 42. Although not shown, the registration means 60 has an update means for updating the personal information of the supporter to the latest one. The update log / history is also stored in the supporter information memory 42.

[0037] As shown in FIG. 2, the management server 50 has an application means 80 for applying to a specific organization to receive the selected service and for performing a credit check by itself or entrusting an external specific organization. The application means 80 includes an application form creation unit 81, an application unit 82, a review request unit 83, a review execution unit 84, a result reporting unit 85, and a status display unit 86. Specifically, the application form creation unit 81 creates an application form (application form) (image, PDF, text, etc.) for the selected service included in the service list for the supported person to input and transmits it to the first terminal 10.

[0038] The application section 82 of the management server 50 receives an application request together with a completed application form from the supported person through the first terminal 10 in order to conclude a contract with a specific organization that provides the selected service, and electronically transmits it to the organization server 90 of the specific organization (the service provider of the selected service). The completed application form may be printed out on paper and mailed to the specific organization. The review request section 83 transmits the credit score of the supported person to the organization server 90 of the specific organization in order to conclude a contract with a specific organization that requires a credit review. The review request section 83 receives the application request, retrieves the credit score of the supported person who made the application request from the credit score memory 46, and transmits the application request together with the credit score of the supported person to the organization server 90 of the specific organization. The status display section 86 transmits the application request to the organization server 90 of the specific organization and displays that the application has been completed. Specifically, the status of "applied" is displayed on the screen 11 of the first terminal 10. If there are any document deficiencies, corrections, etc., the management server 50 accepts the notice from the specific organization.

[0039] In this specification, a specific organization is an organization that requires or does not require a credit review for a contract, such as a bank, a credit sales company, a loan company, a credit card company, a mobile phone company, a communication company, a real estate company, an employment agency company, a temporary staffing agency company, etc. The specific organization that has received the application request and the completed application form determines whether the supported person meets the criteria based on the completed application form of the supported person or based on the completed application form and the credit score, and electronically or manually by the staff of the specific organization, the application result (review result) is derived by the organization server 90. The result reporting section 85 of the application means 80 receives the application result reviewed by the specific organization and transmits it to the first terminal 10, and the first terminal 10 displays the application result on the screen 11.

[0040] The review execution unit 84 of the management server 50 receives an application request and the completed application form from the first terminal 10, retrieves the credit score of the applicant who made the application request from the credit score memory 46, and reviews whether the applicant meets the standard value of the specific organization based on the applicant's credit score. The result reporting unit 85 transmits the application result (approval or non-approval) to the first terminal 10, and the first terminal 10 displays the application result on the screen 11. In this case, since the management server 50 itself performs the credit review, the result can be obtained in a short time.

[0041] For various services and specific organizations, the standard values for passing the credit review are different. For example, Company E for credit cards requires a certain credit score value, while Company F for credit cards requires at least three supporters, etc. The standard values for passing the credit review of each specific organization may be publicly disclosed (for example, the standard value of Company G is 82 credit score points, Company H only treats the credit score as supplementary information, etc.). The applicant may accumulate the credit score over the years or suddenly recruit supporters from acquaintances, friends, colleagues, etc. immediately before the support request. Also, after the applicant starts receiving support, naturally the situation changes (income decreases, the card becomes unusable, etc.), so in the foreigner support system 100, a function may be provided that allows the supporter to cancel the support at any time after indicating the support. Also, a function may be provided that allows the supporter to check the value of the applicant's credit score as needed during the support. Furthermore, a function may be provided that automatically notifies the supporter when the applicant's credit score exceeds a predetermined value or set value by the supporter's presetting.

[0042] When an application result indicating that the selected service can be received is obtained and the contract with the specific organization starts for the selected service, the status display unit 86 displays that the selected service can be used or is being used. Specifically, it displays the status of "Usage started / In use" on the screen 11 of the first terminal 10. Thereby, the applicant can receive the provision of the selected service. The applicant can apply at any time for the necessary services, recommended services, or other services through the first terminal 10.

[0043] In the present invention, by replacing the configurations of each device, each means, and each part of the foreigner support system described in detail above with functions, a foreigner support method is established. Hereinafter, an embodiment of the foreigner support method according to the present invention will be described with reference to the flowcharts shown in FIGS. 3 to 6 and the screen 11 of the first terminal 10 shown in FIGS. 7 to 9.

[0044] FIG. 3 shows a flowchart related to initial information registration by a registration means 60 for an embodiment of the foreigner support method. First, in accordance with a download command (s10) from the first terminal 10 by the person to be supported, the management server 50 transmits a support APP (support application software) to the first terminal 10 by an app providing unit 61 (s12). When the support APP is downloaded (s14) and saved in the first terminal 10, the first terminal 10 displays an initial screen on the screen 11 (FIG. 7A). Next, after selecting, for example, English as the default language, the English text "You can apply for all the services you need at once." is displayed on the screen 11 (FIG. 7B). When the button "Next" on the screen 11 of FIG. 7B is tapped, the English text "No more multiple time-consuming information entry, can be completed in a single step." is displayed on the screen 11 (FIG. 7C). When the button "Next" on the screen 11 of FIG. 7C is further tapped, the first terminal 10 displays a registration form (not shown) that can be input on the screen 11 (s16). The person to be supported automatically or manually inputs at least the email address and password among the personal information of the person to be supported into the registration form displayed on the screen 11 of the first terminal 10 (s20) and transmits it to the management server 50 (s22).

[0045] As shown in FIG. 3, the management server 50 receives the email address and password of the person to be supported by the initial information input unit 63, issues a user ID unique to the person to be supported by the ID issuing unit 64, and transmits it to the first terminal 10 (s32). The management server 50 associates the received email address and password of the person to be supported with the issued user ID by the registration unit 65, and stores them in the supported person information memory 41 of the storage device 40 (s40). Personal information of the person to be supported other than the email address and password can be input from the first terminal 10 at any timing. For example, when tapping "Edit Personal Information" on the FIG. 8 sub-screen 11 (My Page screen), personal information of the person to be supported can be added and edited from the FIG. 8 si screen 11 showing "User Information" and the FIG. 8 su screen 11 showing "Company Information".

[0046] As shown in FIG. 3, after receiving the user ID, the first terminal 10 sequentially displays questions (initial questions) on the screen 11 of the first terminal 10, for example, as shown in FIGS. 9A and 9B (s50), and the person to be supported answers each question (s52). The person to be supported can quickly answer one after another simply by tapping the "No" or "Yes" button on the screen 11. The management server 50 receives, from the first terminal 10, the answers of the person to be supported to the questions displayed on the screen of the first terminal 10 by the question section 66, and the service display section 67 transmits information on one or more services necessary and recommended for living in Japan according to the answer results (s54) and displays it on the screen 11 (FIGS. 9E and 9F) (s56). The necessary and recommended services include necessary services essential for living in Japan and recommended services for living comfortably in Japan. The screen 11 in FIG. 9E shows icons 13 of six necessary services. The necessary services are, for example, resident registration, credit card application, mobile phone contract, residence card application, real estate contract, health insurance enrollment, etc. The screen 11 in FIG. 9F showing the lower part of the screen 11 in FIG. 9E shows icons 14 of a number of recommended services. The recommended services are Wi-fi contract, car sales, local information, seal registration, moving, water contract, bank account, overseas remittance, credit card application, securities account, financing, pension repayment, job introduction, water server contract, Japanese language learning, friend search, chat consultation, taxi dispatching, etc. The person to be supported selects, from the screen 11 by tapping the icons 13, 14, one or more of the necessary and recommended services that they want to receive (s60), and the first terminal 10 transmits the information of the selected services to the management server 50 (s62). In this embodiment, since each of the icons 13, 14 of the necessary and recommended services is separated and visually arranged for easy viewing, the person to be supported can select only the services they want to receive without mistake. The management server 50 constructs a service list associating the information of the selected services with the information of the person to be supported by the list construction section 68, and stores it in the service information memory 43 of the storage device 40 by the service storage section 69 (s70).

[0047] Furthermore, as shown in FIG. 3, the management server 50 that has received the support indication (FIG. 4s152) (arrow X) determines by a determination unit (not shown) whether the information of the supporter has already been registered in the storage device 40. If it is determined that the information of the supporter is not registered in the storage device 40, that is, in the case of a non-registration determination (s80), the registration request unit 62 transmits a registration request to prompt the registration of the supporter's information to the second terminal 20 (s82). The second terminal 20 that has received the registration request displays a registration form that can be input on the screen 21 (s92). The supporter automatically or manually inputs at least the email address and password among the personal information of the supporter into the registration form displayed on the screen 21 of the second terminal 20 (s94) and transmits it to the management server 50 (s96). The management server 50 receives the email address and password of the supporter by the initial information input unit 63, issues a user ID unique to the supporter by the ID issuing unit 64, and transmits it to the second terminal 20 (s104). The second terminal 20 receives the user ID (s106). The management server 50 associates the received email address and password of the supporter with the issued user ID and stores them in the supporter information memory 42 of the storage device 40 by the registration unit 65 (s110).

[0048] FIG. 4 is a flowchart showing a foreigner support method for calculating a credit score by the score means 70. The supported person who is a foreigner transmits a support request from the first terminal 10 to the management server 50 (s120), and the management server 50 receives the support request by the support request unit 71. The management server 50 that has received the support request transmits a support code to the first terminal 10 by the code unit 72 (s130), and the first terminal 10 that has received the support code displays the support code on the screen 11 (s140). The supporter reads the support code displayed on the screen 11 of the first terminal 10 by the second terminal 20 (s150), and the second terminal 20 transmits a support indication to the management server 50 (s152).

[0049] As shown in FIG. 4, the management server 50 receives a support indication from the support indication unit 73, determines whether the information of the supporter is already registered in the storage device 40, and in the case of a determination that it is registered, that is, a determination of registration (s158), the support relationship unit 74 stores support relationship information associating the information of the supporter and the information of the supported person in the storage device 40 (s160). The management server 50 that has received the support indication calculates the credit score of the supported person by adding or subtracting a predetermined value based on the information of the supporter who has given the support indication (s162), and stores the credit score of the supported person in association with the information of the supported person in the credit score memory 46 of the storage device 40 (s164).

[0050] FIG. 5 is a flowchart showing a method of entrusting a credit examination to an external specific organization by the application means 80 of the management server 50 regarding an embodiment of the foreigner support method. The management server 50 creates an application form (application) for receiving the service selected by the supported person (s190) and transmits it to the first terminal 10. The supported person inputs predetermined items in the application form and transmits an application request together with the completed application form to the management server 50 through the first terminal 10 in order to conclude a contract that requires a credit examination with the specific organization (s200). The management server 50 receives the application request by the application unit 82, and the examination request unit 83 retrieves the credit score of the supported person who has made the application request from the credit score memory 46, and transmits the application request, the completed application form, and the credit score of the supported person to the organization server 90 of the specific organization (s210). The organization server 90 executes an examination as to whether the supported person meets the criteria based on the credit score of the supported person (s220), and transmits the application result (examination result) to the management server 50 (s222). The management server 50 receives the examination result by the result reporting unit 85 and transmits it to the first terminal 10 (s230). The first terminal 10 displays the examination result on the screen 11 (s240).

[0051] FIG. 6 is a flowchart showing a method of performing a credit examination by the application means 80 of the management server 50 regarding an embodiment of the foreigner support method. The management server 50 creates an application form (s248) for receiving the service selected by the supported person and transmits it to the first terminal 10. The supported person transmits an application request (s250) to the management server 50 together with the filled application form through the first terminal 10 in order to conclude a contract that requires a credit check with a specific organization. The management server 50 receives the application request by the application receiving unit 82, and the credit score of the supported person who made the application request is retrieved from the credit score memory 46 by the review execution unit 84. Based on the credit score of the supported person and the filled application form, the processing device 30 of the management server 50 itself executes a review (s260) as to whether the supported person meets the criteria of the specific organization. The management server 50 transmits the application result (review result) to the first terminal 10 by the result reporting unit 85 (s262). The first terminal 10 displays the review result on the screen 11 (s270).

[0052] The management server 50 transmits the application request to the organization server 90 of the specific organization by the status display unit 86 and displays on the first terminal 10 that the application has been completed. Also, it displays on the first terminal 10 that the selected service can be used or is being used. Thereby, the supported person can use the selected service.

[0053] The above foreigner support method shows an embodiment in which the processing device 30 of the management server 50 is executed in cooperation with the storage device 50 of the management server. Although not shown, the processing device 30 of the management server 50 and the processing devices of the first and second terminals 10 and 20, or the processing devices of the first and second terminals 10 and 20, may execute the foreigner support method in cooperation with the storage devices of the first and second terminals 10 and 20, or in cooperation with the storage device 50 of the management server and the storage devices of the first and second terminals 10 and 20. In this case, substantially the same functions and effects as those of the embodiments shown in FIGS. 1 to 9 can be obtained.

[0054] The present invention may be a foreigner support program for causing a management server 50, a first terminal 10, a second terminal 20, or an external computer to function as a foreigner support system or a foreigner support method. The foreigner support system or the foreigner support method can be executed based on a foreigner support program stored in a storage device 40 of the management server 50 and / or stored in a storage device of the first terminal 10 and / or the second terminal 20 by operating the first terminal 10 and / or the second terminal 20. In this case, the processing contents of the functions of each means and each part are described in the program, and by executing the program on a computer, the processing of each means and each part can be realized on the computer.

[0055] Hereinafter, an example of actually using a foreigner support system, method, or program will be described. Vietnamese citizen Mr. R has decided on his place of employment in Japan and is about to move. Mr. R has little knowledge of the contracts and procedures required in Japan and was planning to prepare for procedures etc. after arriving in Japan. Items required after moving include obtaining a residence card, acquiring an address within two weeks, and registering as a resident. However, in order to contract with a real estate agent to obtain an address, basically a phone number and a bank account are required. A phone number is essential for opening a bank account. When organizing the information required for each procedure, contract review, etc., an orderliness becomes apparent. By logicalizing the orderliness of each procedure and review and asking some questions, the current situation of Mr. R and the next procedure to be taken can be obtained as data information.

[0056] Mr. R downloaded and launched the support APP on his smartphone (the first terminal) 10, registered an account by entering his email address and password. After that, questions (initial questions) are successively displayed on the screen 11 of the smartphone 10 (Figs. 9A and 9B). The question contents are the presence or absence of a visa (whether prepared for immigration to Japan), the presence or absence of a residence card (whether already entered Japan), the schedule of coming to Japan, the presence or absence of a phone number available in Japan, the presence or absence of an address, the presence or absence of a bank account, the presence or absence of a job, the presence or absence of a credit card. Mr. R's answers to the questions are "not in Japan yet", "holding a visa" (it can be seen that he has a passport), "workplace is determined", "no phone number", "no account", "address not determined", "not holding a credit card available in Japan".

[0057] From the above information, the registration means 60 of the management server 50 infers the following as necessary and recommended services regarding the procedures and services necessary for Mr. R's future immigration, and displays them on the screen 11. The display contents are "obtain a residence card at the airport when coming to Japan", "contract a numbered SIM card and a mobile phone using the passport or residence card as identification", "open a bank account", "obtain a predetermined address such as a rental property", "conduct a resident registration at the local government", "contract Wi-Fi, water server, water, electricity, gas, etc. for home use", "share information such as the address with the workplace", "apply for a credit card based on the information obtained from the address, residence card, phone number, and account opening". These necessary and recommended services can be applied (application request) collectively by the support APP. However, when using it for the first time, it is necessary to register the information (name, address, residence number, etc.) required for each contract from the support APP. Mr. R can read the explanations in the support APP for the necessary and recommended services, and if he determines it is necessary, he can select and apply for them.

[0058] Hereinafter, an example of actually using the foreigner support system, method, or program according to the present invention will be described. Mr. I, a 24-year-old Nepalese national who has recently arrived in Japan (residence status: specific skills internship), wants to contract a credit card available in Japan, but there is a credit check for the contract. The benchmark value for passing the credit check is a credit score of 75 points. Mr. I, who has only recently arrived in Japan, had a credit score of 65 points. Therefore, Mr. I searched for a supporter to complement his credit and asked his uncle Mr. J, a Nepalese national living in Japan who supported Mr. I's move to Japan, and Mr. K, a teacher at a Japanese language school (Japanese national), to be his supporters. Mr. I, the supported person, downloaded the support APP to his smartphone 10 as the first terminal he owns, performed initial registration, and sent a support request to the management server 50. After that, Mr. J and Mr. K read the support code displayed on the smartphone 10 with the camera of their smartphone 20 as the second terminal, tapped the send button (declaration of support), and the support was established. As a result, Mr. I's credit score was increased to 70 points, but it was still not enough. Next, Mr. I asked his acquaintance Mr. L, a Japanese civil servant, and his workplace supervisor Mr. M to cooperate as supporters as well. The support was established in the same way as above, and the credit score reached the benchmark value of 75 points. As a result, Mr. I made an application request through his smartphone 10 for a credit card contract. The management server 50 sent the application request together with a credit score of 75 points to the group server 90 of the credit card company as a specific group. As a result, Mr. I received the examination result on the screen 11 of his smartphone 10 that he had met the benchmark value and passed the examination, and was able to pass the credit check for the credit card contract.

[0059] Next, Mr. I tried to contract a water server. The examination criteria for concluding this contract were low, and the examination criteria were a credit score of 75 points and four supporters. Similar to the case of the credit card contract, Mr. I underwent a credit check, met the examination criteria, passed, and was able to conclude a contract for the water server.

[0060] One year after arriving in Japan, Mr. I wants to take out a car loan to buy a car. The benchmark score for passing the credit review for the car loan was 85 points. Since there were no payment delays or non-payments for services during the year and his work situation at the workplace was also good, Mr. I's credit score increased from 75 points to 80 points. To add another 5 points, similar to the case of the credit card contract, Mr. N, a friend Mr. I had made during his one year in Japan, and further supporters Mr. O, Mr. P, and Mr. Q were asked to scan the support code with the cameras of their smartphones 20. As a result, Mr. I's credit score reached 84 points. Although it was still 1 point short of the benchmark, Mr. I submitted an application. Based on the payment record of the services he was using, the APP usage log, and the support from 7 supporters, although it was 1 point short of the benchmark score for the credit score, Mr. I received the review result on the screen 11 of smartphone 10 that he had passed the credit review. Thus, Mr. I was able to obtain a car loan of 1.5 million yen.

Industrial Applicability

[0061] The foreigner support system, method, and program of the present invention can be widely used in various fields such as real estate, employment, temporary staffing, medical care, daily life, administrative procedures, public utility bills, infrastructure, and finance, as long as they are services used by foreigners.

Explanation of Reference Numerals

[0062] 10 ··· First terminal, 20 ··· Second terminal, 40 ··· Storage device, 41 ··· Memory for information of the person being supported, 42 ··· Memory for information of supporters, 43 ··· Memory for service information, 50 ··· Management server, 60 ··· Registration means, 61 ··· APP providing section, 62 ··· Registration request section, 63 ··· Initial information input section, 64 ··· ID issuing section, 65 ··· Registration section, 66 ··· Question section, 67 ··· Service display section, 68 ··· List construction section, 69 ··· Service storage section, 70 ··· Scoring means, 71 ··· Support request section, 72 ··· Code section, 73 ··· Support indication section, 74 ··· Support relationship section, 75 ··· Calculation section, 76 ··· Score storage section, 80 ··· Application means, 81 ··· Review request section, 82 ··· Application section, 83 ··· Review request section, 84 ··· Review execution section, 85 ··· Result reporting section, 86 ··· Status display section, 90 ··· Group server, 100 ··· Foreigner support system

Claims

1. In a foreigner support system for supporting foreigners who are to undergo credit screening, a first terminal operated by a supported person who is a foreigner, a second terminal operated by a supporter who supports the supported person, a management server that is communicatively connected to the first terminal and the second terminal and has score means for calculating a credit score obtained by quantifying a creditworthiness, and a storage device provided inside or outside the management server for storing the calculated credit score, the score means of the management server includes a code unit that transmits a support code to the first terminal in response to a support request transmitted from the first terminal by the supported person, a support indication unit that receives a support indication from the second terminal that has read the support code displayed on the screen of the first terminal, a support relationship unit that stores, in the storage device, support relationship information associating the information of the supporter who has given the support indication with the information of the supported person who has been indicated for support, and a calculation unit that calculates the credit score of the supported person based on the information of the supporter who has given the support indication. A foreigner support system characterized by including these.

2. The credit screening is the credit screening carried out for concluding a contract selected from opening a bank account, loan repayment, financing, credit card issuance, mobile phone, Internet, rental housing, real estate sale, rental office, employment, automobile sale, sale or rental of goods. The foreigner support system according to Claim 1.

3. The information of the supported person includes the personal information of the supported person, and the information of the supporter includes the personal information of the supporter. Each personal information of the supported person and the supporter includes one or more selected from name, user ID, email address, password, phone number, address, date of birth, gender, nationality, alien registration card photo, occupation, electronic signature, date of arrival in Japan, scheduled date of return, name of employer, monthly income, annual income, family composition, occupation and annual income of father, occupation and annual income of mother, bank account information, and is updatable. The foreigner support system according to Claim 1.

4. The information of the supporter includes credit score information for weighting the credit score of the supported person. The credit score information includes one or more selected from nationality, residence status, period of stay, employer, monthly income, annual income, evaluation from the workplace, payment status for each service, usage status of each service, location information, overseas remittance information, achievement level of personal information input, difference between income and service fees for each service, disposable income, address, rent, family composition, occupation and annual income of parents, current university, alma mater university, alma mater high school, login frequency, account balance, credit card usage information, introducer information, evaluation from chat logs, presence or absence of loan usage, presence or absence of a car, referral information, and is updatable. The foreigner support system according to claim 1.

5. The management server has a registration means for registering or updating each information of the supported person and the supporter, and an application means for executing an application to receive a service. The registration means of the management server A service display unit that displays information on one or more services necessary and recommended in Japan on the screen of the first terminal. A list construction unit that receives information on the services selected by the supported person from among one or more necessary and recommended services from the first terminal and constructs a service list that associates the selected services with the information of the supported person. The application means of the management server An application form creation unit that creates an application form input by the supported person and transmits it to the first terminal. An application unit that receives an application request together with the completed application form from the supported person through the first terminal in order to conclude a contract with a specific organization that provides the selected service. The foreigner support system according to claim 1, including a result reporting unit that transmits the application result reviewed by the specific organization or the management server to the first terminal.

6. The application unit includes a review request unit that transmits the credit score of the supported person to the group server of the specific organization in order to conclude a contract with a specific organization that requires a credit review. The result reporting unit receives the application result reviewed by the group server of the specific organization as to whether the supported person meets the reference value based on the credit score of the supported person and transmits it to the first terminal. The foreigner support system according to claim 5.

7. The application unit includes a review execution unit that reviews whether the supported person meets the reference value of the specific organization based on the credit score of the supported person in order to conclude a contract with a specific organization that requires a credit review. The result reporting unit transmits the application result reviewed by the review execution unit to the first terminal. The foreigner system according to claim 5.

8. The application means of the management server further includes a status display unit that causes the first terminal to display the status after the application request. The status display unit transmits the application request to the group server of a specific group and causes the screen to display that the application has been completed. The foreigner support system according to claim 5, wherein the status display unit causes the screen to display that the selected service can be used or is being used.

9. In a foreigner support method for supporting a foreigner who wishes to undergo a credit check, the foreigner being supported transmits a support request from the first terminal to the management server, the management server that has received the support request transmits a support code to the first terminal, the first terminal that has received the support code displays the support code on the screen, the supporter who supports the supported person reads the support code displayed on the screen of the first terminal by the second terminal, and the second terminal transmits a support indication to the management server, the management server that has received the support indication stores support relationship information associating the information of the supporter and the information of the supported person in the storage device, The foreigner support method is characterized by including a process in which the management server that has received the support indication stores the credit score of the supported person calculated based on the information of the supporter who has given the support indication in the storage device.

10. The management server causes the screen of the first terminal to display information on one or more services necessary and recommended for living in Japan. The supported person selects a service they wish to receive from among the one or more necessary and recommended services, and the first terminal transmits the information of the selected service to the management server. The management server creates an application form for the supported person to input in order to receive the selected service and transmits it to the first terminal. In order to conclude a contract with a specific group that provides the selected service, the management server receives an application request together with the filled application form from the supported person through the first terminal. The foreigner support method according to claim 9, including a process in which the management server transmits the application result reviewed by the specific group or the management server to the first terminal.

11. In order to conclude a contract with a specific group that requires a credit check, the management server that has received the application request transmits the credit score of the supported person together with the filled application form and the application request to the group server of the specific group. The management server receives from the group server of the specific group the application result reviewed as to whether the supported person meets the reference value based on the credit score of the supported person. The foreigner support method according to claim 10, further including a process in which the management server transmits the application result to the first terminal, and the first terminal displays the application result on the screen.

12. In order to conclude a contract that requires credit review with a specific organization, the management server that has received an application request examines whether the supported person meets the standard value of the specific organization based on the credit score of the supported person. The foreigner support method according to claim 10, further including a process in which the management server transmits the application result to the first terminal, and the first terminal displays the application result on the screen.

13. The foreigner support method according to claim 10, including a process in which the management server transmits the application request to the organization server of the specific organization and causes the first terminal to display that the application has been completed. The foreigner support method according to claim 10, including a process in which the management server causes the first terminal to display that the selected service can be used or is being used.

14. A foreigner support program for causing a computer to function as the foreigner support system according to claim 1.

Images