Electronic money collection bag system and money collection processing device

Abstract

To provide an electronic money collection bag system and a money collection processing apparatus.SOLUTION: An electronic money collection bag system performs money collection processing by an electronic money collection bag by generating the electronic money collection bag on a server apparatus than can be accessed from a money-collector terminal and a money collection target terminal, and receiving deposit processing and withdrawal processing for the generated electronic money collection bag. The server apparatus generates the electronic money collection bag identified by an identifier including money collection information including information on a money collection target, a money collection amount, and a due date for money collection, and processing information indicating a processing status of the money collection processing, for each of money collection processing, notifies the money collection target terminal of the information on the money collection amount and the due date for money collection by the electronic money collection bag when generating the electronic money collection bag, and when receiving a deposit to the electronic money collection bag or withdrawal of the electronic money collection bag, updates the processing information and notifies the money collector terminal of the updated processing information.SELECTED DRAWING: Figure 7

Description

Technical Field

[0001] The present invention relates to an electronic money collection bag system and a money collection processing device.

Background Art

[0002] When collecting various fees such as teaching material fees, school lunch fees, PTA (Parent-Teacher Association) fees, and photo fees from the guardians of students in schools such as elementary schools and junior high schools, envelope-shaped money collection bags are generally used (for example, see Patent Document 1).

[0003] For example, when an elementary school teacher collects 500 yen for teaching materials from each family of children, the teacher fills in "teaching material fee" and "500 yen" in the money collection item column and the amount column of the money collection bag respectively, and hands it to the children. The children take the money collection bag home and hand it to their guardians. The guardians of the children check the money collection item column and the amount column of the money collection bag, etc., put 500 yen for the teaching material fee in the money collection bag, and hand it to the child. The child takes the money collection bag with the teaching material fee to school and hands it to the teacher. After the teacher confirms that 500 yen for the predetermined fee is contained in the money collection bag, the teacher stamps or signs in the receipt stamp column. Thereby, the school can collect the teaching material fees from each family of children.

Prior Art Documents

Patent Documents

[0004]

Patent Document 1

Summary of the Invention

Problems to be Solved by the Invention

[0005] However, when collecting various fees using the money collection bag as described above, the guardians of children need to prepare small change so that there is no change, and they may feel bothered. In addition, there is a problem that children need to be given cash, and there is a risk of loss.

[0006] An object of the present invention is to provide an electronic collection bag system and a collection processing apparatus that can execute collection processing without using a physical collection bag.

Means for Solving the Problems

[0007] An electronic collection bag system according to an aspect of the present invention is an electronic collection bag system that generates an electronic collection bag on a server device accessible from a collector terminal and a collection target terminal, and performs collection processing using the generated electronic collection bag. The server device generates an electronic collection bag including collection information including information on a collection target person, a collection amount, and a collection due date, and processing information indicating a processing status of the collection processing for each collection processing, and is identified by an identifier. When the electronic collection bag is generated, information on the collection amount and collection due date by the electronic collection bag is notified to the collection target person terminal. When a deposit to or a withdrawal from the electronic collection bag is received, the processing information is updated, and the updated processing information is notified to the collector terminal.

[0008] A collection processing apparatus according to an aspect of the present invention is a collection processing apparatus that can communicate with a collector terminal and a collection target person terminal and performs collection processing using an electronic collection bag. For each collection processing, the collection processing apparatus includes collection information including information on a collection target person, a collection amount, and a collection due date, and processing information indicating a processing status of the collection processing, and generates an electronic collection bag identified by an identifier. When the electronic collection bag is generated, information on the collection amount and collection due date by the electronic collection bag is notified to the collection target person terminal. When a deposit to or a withdrawal from the electronic collection bag is received, the processing information is updated, and the updated processing information is notified to the collector terminal.

Effects of the Invention

[0009] According to the present application, collection processing can be executed without using a physical collection bag.

Brief Description of the Drawings

[0010]

Figure 1

Figure 2

Figure 3

Figure 4

Figure 5

Figure 6

Figure 7

Figure 8

Figure 9

Figure 10

Figure 11

Figure 12

Figure 13

Mode for Carrying Out the Invention

[0011] Hereinafter, the present invention will be specifically described based on the drawings showing its embodiments. (Embodiment 1) FIG. 1 is a schematic explanatory diagram for explaining a collection processing system according to Embodiment 1. The collection processing system according to Embodiment 1 includes a collector terminal 10 used by a collector, a payer terminal 20 used by a payer (collection target person), and a server device 30 that executes collection processing. The collector terminal 10, the payer terminal 20, and the server device 30 are communicably connected to each other via a network N such as the Internet or a dedicated line.

[0012] In the present embodiment, for example, when it is assumed that a school teacher collects various fees such as school lunch fees, PTA association fees, and photo fees from the guardians of students, the collector is the school teacher, and the payer of the collection amount is the guardian of the student. Also, the collection processing is performed by a financial institution such as a bank. For this reason, the server device 30 is installed in a financial institution. Note that the collector does not have to be a specific person and may be an arbitrary organization such as a school.

[0013] When a collection event for collecting various fees occurs, the server device 30 generates an electronic collection bag. For example, when collecting photo fees, the server device 30 may generate an electronic collection bag in response to a request from the collector. Also, when collecting regularly as in the case of collecting school lunch fees and PTA association fees, the server device 30 may automatically generate an electronic collection bag at regular timings such as once a month. The electronic collection bag generated by the server device 30 is a temporary virtual account generated for each collection item and each payer, and includes an identifier (hereinafter referred to as a bag ID), collection information including information regarding the payer, the collection amount, and the collection due date, processing information indicating the processing status of the collection processing, and permission information defining various permissions.

[0014] When the server device 30 generates an electronic collection bag, it refers to the collection information of the electronic collection bag and notifies the notification destination associated with the payer of the information regarding the collection amount and the collection due date. Here, the notification destination associated with the payer is, for example, the email address used by the payer. The collection information notified by the server device 30 is displayed on the payer terminal 20.

[0015] When the payer is notified of the collection amount and collection date information from the server device 30, the payer makes a deposit into the electronic collection bag. Since the electronic collection bag is prepared as a virtual account of a financial institution, the payer can deposit money into the electronic collection bag by transferring the collection amount to this virtual account. Also, the collection amount may be deposited into the electronic collection bag by an automatic debit from the account owned by the payer to the virtual account.

[0016] When the collection amount is deposited into the electronic collection bag, the server device 30 executes a settlement process. The server device 30 may execute the settlement process on the collection date, or may execute the settlement process without waiting for the collection date. By the settlement process of the server device 30, the collection amount collected using the electronic collection bag moves from the electronic collection bag to the designated account of the collector.

[0017] FIG. 2 is a block diagram for explaining the internal configuration of the collector terminal 10. The collector terminal 10 is a terminal device such as a personal computer, and includes a control unit 11, a storage unit 12, a communication unit 13, an operation unit 14, and a display unit 15.

[0018] The control unit 11 includes, for example, a CPU (Central Processing Unit), a ROM (Read Only Memory), a RAM (Random Access Memory), etc. The CPU of the control unit 11 controls the operations of the various hardware described above by expanding and executing various programs stored in advance in the ROM or the storage unit 12 in the RAM.

[0019] Note that the control unit 11 is not limited to the above configuration, and any processing circuit including one or more CPUs, multi-core CPUs, microcontrollers, etc. may be used. Also, the control unit 11 may have functions such as a clock that outputs date and time information, a timer that measures the elapsed time from when a measurement start instruction is given until a measurement end instruction is given, and a counter that counts numbers.

[0020] The storage unit 12 includes a storage device using a flash memory, a hard disk, etc. In the storage unit 12, various computer programs executed by the control unit 11, data necessary for the execution of the computer programs, etc. are stored. The computer programs stored in the storage unit 12 include an operating system which is a program for controlling the overall operation of the collector terminal 10, application programs for receiving inputs of various data from the collector, etc.

[0021] Note that the programs stored in the storage unit 12 may be provided by a non-temporary recording medium on which the programs are recordably stored. The recording medium is, for example, a portable memory such as a CD-ROM, a USB memory, an SD (Secure Digital) card, a micro SD card, a CompactFlash (registered trademark). In this case, the control unit 11 can read various programs from the recording medium using a reading device (not shown) and install the read various programs in the storage unit 12. Also, the programs stored in the storage unit 12 may be provided by communication via the communication unit 13. In this case, the control unit 11 can acquire various programs through the communication unit 13 and install the acquired various programs in the storage unit 12.

[0022] The communication unit 13 includes a connection interface for connecting to the network N. When the communication unit 13 receives information transmitted from the server device 30 etc. through the network N, it outputs the received information to the control unit 11. The control unit 11 executes appropriate processing based on the information received through the communication unit 13. Also, when the communication unit 13 acquires information to be transmitted to the server device 30 etc. from the control unit 11, it transmits the information to the server device 30 etc. through the network N.

[0023] The operation unit 14 includes an input interface such as a keyboard and a mouse, and receives operations by the collector. The display unit 15 includes a liquid crystal display device etc., and displays information to be notified to the collector.

[0024] FIG. 3 is a block diagram for explaining the internal configuration of the payer terminal 20. The payer terminal 20 is a terminal device such as a smartphone or a personal computer, and includes a control unit 21, a storage unit 22, a communication unit 23, an operation unit 24, and a display unit 25.

[0025] The control unit 21 includes, for example, a CPU, a ROM, a RAM, etc. The CPU of the control unit 21 controls the operations of the various hardware described above by expanding and executing various programs pre-stored in the ROM or the storage unit 22 in the RAM.

[0026] Note that the control unit 21 is not limited to the above configuration, and any processing circuit including one or more CPUs, multi-core CPUs, microcontrollers, etc. may be used. Further, the control unit 21 may have functions such as a clock that outputs date and time information, a timer that measures the elapsed time from when a measurement start instruction is given until a measurement end instruction is given, and a counter that counts numbers.

[0027] The storage unit 22 includes a storage device using a flash memory, a hard disk, etc. The storage unit 22 stores various computer programs executed by the control unit 21, and data necessary for the execution of the computer programs. The computer programs stored in the storage unit 22 include an operating system that is a program for controlling the overall operation of the payer terminal 20, an application program for receiving input of various data from the payer, etc.

[0028] Incidentally, the program stored in the storage unit 22 may be provided by a non-transitory recording medium that stores the program in a readable manner. The recording medium is, for example, a portable memory such as a CD-ROM, a USB memory, an SD card, a micro SD card, or a compact flash. In this case, the control unit 21 can read various programs from the recording medium using a reading device (not shown) and install the read various programs in the storage unit 22. Also, the program stored in the storage unit 22 may be provided by communication via the communication unit 23. In this case, the control unit 21 can acquire various programs through the communication unit 23 and install the acquired various programs in the storage unit 22.

[0029] The communication unit 23 includes a connection interface for connecting to the network N. When the communication unit 23 receives information transmitted from the server device 30 or the like through the network N, it outputs the received information to the control unit 21. The control unit 21 executes appropriate processing based on the information received through the communication unit 23. Also, when the communication unit 23 acquires information to be transmitted to the server device 30 or the like from the control unit 21, it transmits the information to the server device 30 or the like through the network N.

[0030] The operation unit 24 includes an input interface such as a keyboard and a mouse, and receives operations by the payer. The display unit 25 includes a liquid crystal display device or the like, and displays information to be notified to the payer.

[0031] FIG. 4 is a block diagram for explaining the internal configuration of the server device 30. The server device 30 includes, for example, a control unit 31, a storage unit 32, a communication unit 33, an operation unit 34, and a display unit 35.

[0032] The control unit 31 includes, for example, a CPU, a ROM, a RAM, etc. The CPU of the control unit 31 expands and executes various programs stored in advance in the ROM or the storage unit 32 in the RAM, thereby controlling the operations of the various hardware described above and causing the entire device to function as the collection processing device of the present application.

[0033] Further, the control unit 31 may have functions such as a clock that outputs date and time information, a timer that measures the elapsed time from when a measurement start instruction is given until a measurement end instruction is given, and a counter that counts numbers.

[0034] The storage unit 32 includes a storage device using a flash memory, a hard disk, etc. Various computer programs executed by the control unit 31 and various data are stored in the storage unit 32.

[0035] The computer programs stored in the storage unit 32 include, in addition to an operating system which is a computer program for controlling the overall operation of the server device 30, a collection processing program 320. This collection processing program 320 is a computer program for causing the server device 30 to execute processes such as a process of generating an electronic collection bag in response to a collection event, and a process of notifying the collection target person of the collection amount and the collection due date.

[0036] Note that the programs stored in the storage unit 32 may be provided by a non-temporary recording medium M on which the programs are recordably stored. The recording medium M is, for example, a portable memory such as a CD-ROM , a USB memory, an SD card, a micro SD card, a compact flash, etc. In this case, the control unit 31 can read various programs from the recording medium M using a reading device (not shown) and install the read various programs in the storage unit 32. Also, the programs stored in the storage unit 32 may be provided by communication via the communication unit 33. In this case, the control unit 31 can acquire various programs through the communication unit 33 and install the acquired various programs in the storage unit 32.

[0037] In addition, the storage unit 32 has a collector table 321 in which information about collectors is registered, a payer table 322 in which information about payers is registered, and an electronic collection bag database 323 in which data of electronic collection bags is registered. The collector table 321, the payer table 322, and the electronic collection bag database 323 will be described in detail later.

[0038] The communication unit 33 is provided with a connection interface for connecting to the network N. When the communication unit 33 receives information transmitted from the collector terminal 10, the payer terminal 20, etc. through the network N, it outputs the received information to the control unit 31. The control unit 31 executes appropriate processing based on the information received through the communication unit 33. Also, when the communication unit 33 acquires information to be transmitted to the collector terminal 10, the payer terminal 20, etc. from the control unit 31, it transmits the information to the collector terminal 10, the payer terminal 20, etc. through the network N.

[0039] The operation unit 34 is provided with an input interface such as a keyboard and a mouse, and receives operations by the worker. The display unit 35 is provided with a liquid crystal display device etc., and displays information to be notified to the worker. In this embodiment, the server device 30 is configured to include the operation unit 34 and the display unit 35, but the operation unit 34 and the display unit 35 are not essential, and it may be configured to receive operations through an externally connected computer and output information to be notified to the external computer.

[0040] In this embodiment, for simplicity, the server device 30 is described as one device, but it may be composed of a plurality of processing devices, or may be composed of one or a plurality of virtual machines.

[0041] FIG. 5 is a conceptual diagram showing an example of the collector table 321. Information about collectors is registered in the collector table 321. The information registered in the collector table 321 includes, for example, collector ID, collector name, collector's affiliation, the email address used by the collector, information about the account designated by the collector, etc.

[0042] FIG. 6 is a conceptual diagram showing an example of the payer table 322. Information regarding the payer is registered in the payer table 322. The information registered in the payer table 322 includes, for example, payer ID, payer name, student name, school name, grade, class, attendance number, email address used by the payer, information on the account designated by the payer, and the like.

[0043] FIG. 7 is a conceptual diagram showing an example of the data structure of the electronic collection bag registered in the electronic collection bag database 323. The electronic collection bag includes a field in which the bag ID is registered, a field in which the collection information is registered, a field in which the processing information is registered, and a field in which the authority information is registered. The bag ID is an identifier for identifying each electronic collection bag. The collection information includes information on the payer, the collection amount, and the collection date. The collection information may further include information such as the purpose of collection and the collector. The processing information includes information on the status such as unpaid, paid, and settlement completed, and information on the processing date such as the deposit date and the settlement completion date. The authority information is information on the processing authority including the deposit authority, the withdrawal authority, and the reference authority.

[0044] The server device 30 generates an electronic collection bag having each of the above-described fields in response to a request from the collector or the like, and registers necessary information in each field. The electronic collection bag is used for the collection process by the server device 30. Here, the collection process by the server device 30 includes, each time an electronic collection bag is generated, a process of referring to the collection information and notifying the information regarding the collection amount and the collection date to the notification destination associated with the payer, a process of updating the processing information when a deposit process that satisfies the deposit authority or a withdrawal process that satisfies the withdrawal authority is received, and a process of reading and outputting at least one of the collection information and the processing information in response to a reference request that satisfies the reference authority.

[0045] The electronic collection bag illustrated in FIG. 7 has a bag ID of "#123" and is an electronic collection bag generated to collect "photo fee" from a payer (Mr. A) identified by the payer ID of "P001". Also, it shows that the collector for this electronic collection bag is the collector (Mr. X) identified by the collector ID of "C001". In response to the generation of this electronic collection bag, the payer is notified by the server device 30 of the collection amount (e.g., 525 yen) and the collection due date (November 20, 2018). After the information on the collection amount and the collection due date is notified, deposit processing into the electronic collection bag, withdrawal processing from the electronic collection bag, and settlement processing are performed. Note that these processes are executed by a person having the set processing authority. When the deposit processing, withdrawal processing, or settlement processing is executed, the processing information (status and processing date) of the electronic collection bag is updated. For example, when deposit processing is performed on an electronic collection bag with a bag ID of "#123", the status is updated from "not deposited" to "deposited", and the processing date is updated to the date when the deposit was completed (e.g., November 10, 2018). Also, when the settlement processing is completed by the server device 30, the status is updated from "deposited" to "settlement completed", and the processing date is updated to the date when the settlement was completed.

[0046] Hereinafter, the operation of the collection processing system according to the present embodiment will be described. FIG. 8 is a flowchart for explaining the procedure of the processes executed by the collector terminal 10, the payer terminal 20, and the server device 30. The control unit 11 of the collector terminal 10 receives collection information including information on the payer, the collection amount, and the collection due date through the operation unit 14 (step S101). The control unit 11 may receive, as information on the payer, for example, the name of the payer, the email address used by the payer, the account information of the payer, etc. Also, when the information on the payer is already registered in the payer table 322 of the server device 30, the control unit 11 may receive the payer ID as information on the payer. Further, the control unit 11 may receive a group ID designating a plurality of payers, and receive information on the collection amount to be collected from each of the plurality of payers belonging to the group and information on the collection due date.

[0047] Next, the control unit 11 of the collector terminal 10 transmits a collection request including information on the payer, the collection amount, and the like through the communication unit 13 to the server device 30 (step S102).

[0048] When the control unit 31 of the server device 30 receives a collection request transmitted from the collector terminal 10 through the communication unit 33 (step S103), it generates an electronic collection bag (step S104). At this time, the control unit 31 issues a bag ID to be assigned to the electronic collection bag, and generates an electronic collection bag including the issued bag ID, collection information, processing information, and authority information. The bag ID, collection information, processing information, and authority information are input into the respective fields described above and registered in the electronic collection bag database 323 as an electronic collection bag. Note that the deposit authority included in the authority information is granted to the payer, the withdrawal authority is granted to the financial institution (server device 30), and the reference authority is granted to the payer and the collector.

[0049] When the control unit 31 generates an electronic collection bag, it refers to the collection information and notifies the payer of the information on the collection amount and the collection due date (step S105). At this time, the control unit 31 transmits an e-mail including the information on the collection amount and the collection due date and addressed to the payer's e-mail address from the communication unit 33. Note that the payer's e-mail address is registered in the payer table 322 in association with the payer ID.

[0050] The control unit 21 of the payer terminal 20 receives a notification including the information on the collection amount and the collection due date from the server device 30 through the communication unit 23 (step S106), and displays the information on the collection amount and the collection due date included in the notification on the display unit 25 (step S107).

[0051] After the control unit 31 of the server device 30 transmits the information on the collected amount and the collection date, it waits for a deposit into the electronic collection bag. When receiving the deposit process, the control unit 31 may confirm the deposit authority of the depositor. For example, the control unit 31 performs user authentication using a user ID, a password, etc., and can confirm the deposit authority by determining whether the user identified by the user authentication is the same as the authorized person set in the authority information (deposit authority) of the electronic collection bag. When a deposit is made into the electronic collection bag, the control unit 31 updates the processing information (status and processing date) in the electronic collection bag (step S108).

[0052] Note that the deposit into the electronic collection bag is carried out in the same process as the general transfer process in a financial institution. Also, the server device 30 may accept the payer's selection regarding the method of depositing into the electronic collection bag. For example, the server device 30 may display a selection screen for selecting credit settlement, electronic money settlement, virtual pass settlement, settlement using valuable points, etc. on the display unit 25 of the payer terminal 20, and accept the deposit into the electronic collection bag using the settlement method selected by the payer.

[0053] Furthermore, when the collected amount is relatively high, etc., the server device 30 may accept the deposit into the electronic collection bag in multiple installments.

[0054] Next, the control unit 31 executes the settlement process at an appropriate timing (step S109). The control unit 31 executes the settlement process by withdrawing the collected amount from the electronic collection bag and depositing it into the account designated by the collector. The control unit 31 may execute the settlement process on the day of the collection date, or may execute the settlement process without waiting for the collection date. Furthermore, when the collected amount is relatively high and the deposit into the electronic collection bag is accepted in multiple installments, the control unit 31 may execute the settlement process upon receiving that the total of the deposited amounts has reached the collected amount. After executing the settlement process, the control unit 31 updates the processing information (status and processing date) in the electronic collection bag (step S110). When the settlement process is completed, the control unit 31 transmits a notification indicating that the settlement is completed to the collector terminal 10 through the communication unit 33 (step S111).

[0055] The control unit 11 of the fund collector terminal 10 receives, via the communication unit 13, a notification from the server device 30 indicating that the settlement has been completed (step S112), and displays the received notification on the display unit 15 (step S113).

[0056] As described above, the server device 30 according to the present embodiment generates electronic collection bags for each collection item and each payer, and executes the collection process using the electronic collection bags, so that the collection process can be executed without using actual collection bags. For this reason, there is no need to worry about giving children cash, and there is no need to prepare small change so that change is not given each time of collection.

[0057] (Embodiment 2) In Embodiment 2, a configuration will be described in which, in response to a viewing request from the payer terminal 20, the server device 30 notifies the payer terminal 20 of the billing details for the payer.

[0058] FIG. 9 is a flowchart for explaining the procedure of the process executed by the payer terminal 20 and the server device 30 according to Embodiment 2. When the control unit 21 of the payer terminal 20 receives, via the operation unit 24, a viewing request related to the billing details for the payer (step S201), it transmits, via the communication unit 23, a viewing request including the payer ID to the server device 30 (step S202).

[0059] When the control unit 31 of the server device 30 receives, via the communication unit 33, a viewing request for the billing details (step S203), it searches the electronic collection bag database 323 for an electronic collection bag whose status is "unpaid" using the payer ID included in the viewing request as a search key (step S204). At this time, the control unit 31 may confirm the viewing authority. For example, the control unit 31 performs user authentication using a user ID, a password, etc., and can confirm the viewing authority by determining the identity between the user identified by the user authentication and the authorized person set in the authority information (viewing authority) of the electronic collection bag. When a search result is obtained, the control unit 31 returns the search result to the payer terminal 20 via the communication unit 33 (step S205).

[0060] The control unit 21 of the payer terminal 20 receives the search result transmitted from the server device 30 through the communication unit 23 (step S206). Based on the search result of the server device 30, the control unit 21 generates a display screen showing the claim content and displays the generated display screen on the display unit 25 (step S207).

[0061] FIG. 10 is a schematic diagram showing an example of a display screen showing the claim content. The claim screen 250 shown in FIG. 10 shows the claim content for a specific payer (for example, the payer with the payer ID "P001"). In this example, the claim implemented using the electronic collection bag with the bag ID "#123" and the claim implemented using the electronic collection bag with the bag ID "#456" are shown. Payment buttons 251 and 252 are respectively assigned to each claim. The payment buttons 251 and 252 are software buttons that can be operated using the operation unit 24. When the payment buttons 251 and 252 are operated, the control unit 21 causes the display on the display unit 25 to transition to the payment screen 260 (see FIG. 11). Also, a close button 253 is arranged on the claim screen 250 shown in FIG. 10 to receive an operation to close the screen without making a payment.

[0062] FIG. 11 is a schematic diagram showing an example of a payment screen 260. The payment screen 260 shown in FIG. 11 shows an example of a display screen that is displayed on the display unit 25 when the payment button 251 is operated on the above-described billing screen 250. On the payment screen 260, a start button 261 for starting payment and a close button 262 for closing the screen without starting payment are arranged. The start button 261 and the close button 262 are software buttons that can be operated using the operation unit 24. When the start button 261 is operated, the control unit 21 transmits a payment start instruction specifying the bag ID "#123" to the server device 30 through the communication unit 23. The server device 30 that has received the payment start instruction refers to the account information of the payer registered in the payer table 322 and deposits the collection amount from the payer's account into the electronic collection bag with the bag ID "#123". On the other hand, when the close button 262 is operated, the control unit 21 executes a process of closing the payment screen 260 without executing the payment process.

[0063] As described above, in the present embodiment, in response to a viewing request from the payer, the billing details can be displayed on the display unit 25 of the payer terminal 20.

[0064] (Embodiment 3) In Embodiment 3, a configuration for notifying the collection status from the server device 30 to the collector terminal 10 in response to a viewing request from the collector terminal 10 will be described.

[0065] FIG. 12 is a flowchart for explaining a procedure of processing executed by the collector terminal 10 and the server device 30 according to Embodiment 3. When the control unit 11 of the collector terminal 10 receives a viewing request related to the collection status through the operation unit 14 (step S301), it transmits a viewing request including the collector ID to the server device 30 through the communication unit 23 (step S302).

[0066] When the control unit 31 of the server device 30 receives a request to view the deposit status through the communication unit 33 (step S303), it searches the electronic collection bag database 323 for the electronic collection bag associated with the collector ID using the collector ID included in the viewing request as a search key (step S304). At this time, the control unit 31 may confirm the viewing authority. For example, the control unit 31 performs user authentication using the user ID, password, etc., and can confirm the viewing authority by determining the difference between the user identified by the user authentication and the authorized person set in the authority information (viewing authority) of the electronic collection bag. If a search result is obtained, the control unit 31 returns the search result to the collector terminal 10 through the communication unit 33 (step S305).

[0067] The control unit 11 of the collector terminal 10 receives the search result returned from the server device 30 through the communication unit 13 (step S306). Based on the search result of the server device 30, the control unit 11 generates a display screen showing the deposit status and displays the generated display screen on the display unit 15 (step S307).

[0068] FIG. 13 is a schematic diagram showing an example of a deposit status confirmation screen. In the deposit status confirmation screen shown in FIG. 13, the deposit status of each payer is displayed in a list. The total amount of collected funds may be calculated in the collector terminal 10 or the server device 30, and the calculation result may be displayed together. Also, the deposit status for each collection item may be displayed in a list.

[0069] As described above, in this embodiment, in response to a viewing request from the collector, the deposit status can be displayed on the display unit 15 of the collector terminal 10.

[0070] The embodiments disclosed this time should be considered as illustrative in all respects and not restrictive. The scope of the present invention is shown not by the above description but by the claims, and is intended to include all modifications within the meaning and scope equivalent to the claims.

Explanation of Reference Numerals

[0071] 10 Collector terminals 20 Payer terminals 30 Server devices 11, 21, 31 Control units 12, 22, 32 Memory units 13, 23, 33 Communication units 14, 24, 34 Operation units 15, 25, 35 Display units 320 Collection processing program 321 Collector table 322 Payer table 323 Electronic collection bag database

Claims

1. An electronic collection envelope system that generates an electronic collection envelope on a server device accessible from a collector terminal and a collection target terminal, and performs collection processing using the electronic collection envelope by accepting deposit processing and withdrawal processing for the generated electronic collection envelope, The server device includes: For each collection transaction, an electronic collection envelope is generated that includes collection information including information on the collection target, the collection amount, and the collection date, as well as processing information indicating the processing status of the collection transaction, and is identified by an identifier; When the electronic collection envelope is generated, information regarding the amount of money collected by the electronic collection envelope and the collection date is notified to the collection target terminal; The collection target terminal is Transmitting a request to view the electronic money-collection envelope generated by the server device; receiving a search result including information on unpaid electronic collection envelopes from the server device in response to the viewing request; A display screen is displayed on which a payment button is arranged for each unpaid electronic collection envelope based on information on the unpaid electronic collection envelope included in the received search results; Execute payment into the electronic money bag selected by the payment button; The server device includes: When a deposit into the electronic money collection bag or a withdrawal from the electronic money collection bag is accepted, the processing information is updated; The updated processing information is notified to the bill collector terminal. Electronic collection bag system.

2. The server device includes: A storage unit that stores the processing history of one or more electronic collection envelopes generated for the person to be collected in association with an identifier of the person to be collected. The electronic money collection bag system of claim 1 .

3. The server device includes: Accepting deposits into the electronic collection envelope until the collection date, and executing a settlement process on the collection date 3. The electronic money collection bag system according to claim 1 or 2.

4. The server device includes: When a deposit is received in the electronic collection envelope, the payment process is executed without waiting for the collection date.

3. The electronic money collection bag system according to claim 1 or 2.

5. The bill collector terminal is Transmitting a request to view the electronic money-collection envelope generated by the server device; receiving a search result including a processing status of each electronic collection envelope of each collection target from the server device in response to the viewing request; Based on the received search results, the processing status of each electronic collection bag for each collection target is displayed in a list.

5. An electronic money collection bag system according to any one of claims 1 to 4.

6. A bill collection processing device capable of communicating with a bill collector terminal and a bill collection target terminal, and performing bill collection processing using an electronic bill collection bag, For each collection transaction, an electronic collection envelope is generated that includes collection information including information on the collection target, the collection amount, and the collection date, as well as processing information indicating the processing status of the collection transaction, and is identified by an identifier; When the electronic collection envelope is generated, information regarding the amount of money collected by the electronic collection envelope and the collection date is notified to the collection target terminal; receiving a request to view the electronic collection envelope from the collection target terminal; In response to the request for viewing, a search is performed for unpaid electronic collection envelopes, and a search result including information on the unpaid electronic collection envelopes is transmitted to the collection target terminal; accepting, via a display screen on the collection target terminal that has received the search results and on which a payment button is provided for each unpaid electronic collection envelope, a request to execute a payment process for the electronic collection envelope selected by a payment button; When a deposit into the electronic money collection bag or a withdrawal from the electronic money collection bag is accepted, the processing information is updated; The updated processing information is notified to the bill collector terminal. Money collection processing equipment.

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