Rent guarantee management device, rent guarantee management method, and rent guarantee management program

Abstract

To provide a rental guarantee management device or the like, which can be used for products other than rental guarantees.SOLUTION: According to one embodiment, item information corresponding to a fee other than a fee generated in a rental guarantee product is registered in an item master, and the item information is associated with a product other than a predetermined rental guarantee product by referring to the item master and registered in the product master.SELECTED DRAWING: Figure 6

Description

[Technical Field]

[0001] The present invention relates to a rent guarantee management device, a rent guarantee management method, and a rent guarantee management program. [Background technology]

[0002] In Patent Document 1, when transferring administrative fees for services that require allocation, it was necessary to modify the transfer data, but by setting the administrative fee share for each service in the master data, it is possible to prevent human error.As the amount of work increases as the number of service transactions increases, the system also discloses a fee processing device that can be incorporated into the system and contribute to improving work efficiency. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Japanese Patent Application Publication No. 2022-104179 Summary of the Invention [Problem to be solved by the invention]

[0004] However, rent guarantee companies may develop products other than rent guarantees, but the system cannot handle these products, which results in management outside the system, causing problems.

[0005] The present invention has been made in consideration of the above, and aims to provide a rent guarantee management device, a rent guarantee management method, and a rent guarantee management program that can also handle products other than rent guarantees. [Means for solving the problem]

[0006] In order to solve the above-mentioned problems and achieve the objectives, the rent guarantee management device of the present invention is characterized by comprising an item master registration control unit that registers item information corresponding to items other than fees incurred in rent guarantee products in an item master, and a product master registration control unit that refers to the item master and associates the item information with products other than specified rent guarantee products and registers it in the product master.

[0007] In addition, the item master registration control unit may associate a classification category that classifies items corresponding to fees incurred in rent guarantee products with the item information and register it in the item master, and the product master registration control unit may refer to the item master, associate the classification category that corresponds to the fees incurred in the product, and register in the product master that only item information associated with the classification category can be registered.

[0008] In addition, the product master registration control unit may register in the product master the billing rate of the amount to be billed to the customer for the first and subsequent bills associated with the product, the brokerage fee for the first and subsequent remittances, and the remittance rate to be paid to the broker, and the rent guarantee management device of the present invention may further comprise a data acquisition unit that refers to the product master and acquires a specified product, item information related to the specified product, the amount, the billing rate for the first billing and the remittance rate for the first remittance, a data calculation unit that calculates the billing amount by multiplying the amount of the specified, predetermined product and the amount by the acquired billing rate, and calculates the remittance amount by multiplying the amount by the acquired remittance rate, and a contract data generation unit that stores the specified product, the acquired item information, the amount of the specified, predetermined product, the calculated billing amount, and the calculated remittance amount in contract data, and generates contract data for the initial billing.

[0009] The data acquisition unit may also refer to the contract data for the initial invoice to acquire the product, item information related to the product, and the amount, and refer to the product master to acquire from the amount the invoice rate for the next and subsequent invoices and the remittance rate for the next and subsequent remittances, the data calculation unit may multiply the amount by the acquired invoice rate to calculate the invoice amount, and multiply the amount by the acquired remittance rate to calculate the remittance amount, and the contract data generation unit may store the specified product, the acquired item information, the amount, the calculated invoice amount, and the calculated remittance amount in contract data, and generate contract data for the next and subsequent invoices.

[0010] The classification categories may also include categories associated with the items to be guaranteed that correspond to the rent in a rent guarantee, categories associated with items to be charged to the customer the first time that correspond to the initial guarantee fee in a rent guarantee, categories associated with items to be remitted to the intermediary the first time that correspond to the initial referral fee in a rent guarantee, categories associated with items to be charged to the customer from the next time onwards that correspond to subsequent guarantee fees in a rent guarantee, and categories associated with items to be remitted to the intermediary from the next time onwards that correspond to subsequent referral fees in a rent guarantee.

[0011] In addition, the rent guarantee management method of the present invention is characterized by including an item master registration control step in which an item master registration control unit registers item information corresponding to items other than fees incurred in rent guarantee products in the item master, and a product master registration control step in which a product master registration control unit refers to the item master and associates the item information with products other than specified rent guarantee products and registers it in the product master.

[0012] In addition, the rent guarantee management program of the present invention is designed to cause an information processing device to function as an item master registration control means that registers item information corresponding to items other than fees incurred in rent guarantee products in an item master, and a product master registration control means that refers to the item master and associates the item information with products other than specified rent guarantee products and registers it in the product master. [Effects of the Invention]

[0013] The present invention has the effect of being applicable to products other than rent guarantees. [Brief explanation of the drawings]

[0014] [Figure 1] FIG. 1 is a diagram showing an example of the configuration of a business support device according to this embodiment. [Figure 2] FIG. 2 is a diagram showing an example of an outline of processing according to this embodiment. [Figure 3] FIG. 3 is a diagram showing an example of the item master according to this embodiment. [Figure 4] FIG. 4 is a diagram showing an example of the product master according to this embodiment. [Figure 5] FIG. 5 is a diagram showing an example of contract data according to this embodiment. [Figure 6] FIG. 6 is a diagram showing an example of data for explaining a specific example of processing according to this embodiment. DETAILED DESCRIPTION OF THE INVENTION

[0015] Hereinafter, embodiments of a rent guarantee management device, a rent guarantee management method, and a rent guarantee management program according to the present invention will be described in detail with reference to the accompanying drawings. However, the present invention is not limited to these embodiments.

[0016] [1. Configuration] An example of the configuration of a business assistance device 100 according to this embodiment (including the rent guarantee management device of the present invention) will be described with reference to Fig. 1 etc. Fig. 1 is a block diagram showing an example of the configuration of the business assistance device 100.

[0017] The business support device 100 is constructed based on a commercially available desktop personal computer. Note that the business support device 100 is not limited to being constructed based on a stationary information processing device such as a desktop personal computer, but may also be constructed based on a portable information processing device such as a commercially available notebook personal computer, a PDA (Personal Digital Assistant), a smartphone, or a tablet personal computer.

[0018] The business assistance device 100 includes a control unit 102, a communication interface unit 104, a storage unit 106, and an input / output interface unit 108. The units included in the business assistance device 100 are connected to each other so as to be able to communicate with each other via any communication path.

[0019] The communication interface unit 104 communicably connects the business assistance device 100 to the network 300 via a communication device such as a router and a wired or wireless communication line such as a dedicated line. The communication interface unit 104 has a function of communicating data with other devices via the communication line. Here, the network 300 has a function of connecting the business assistance device 100 and the server 200 so that they can communicate with each other, and is, for example, the Internet or a LAN (Local Area Network). Note that the data stored in the memory unit 106 may be stored in the server 200, for example.

[0020] An input device 112 and an output device 114 are connected to the input / output interface unit 108. The output device 114 may be a monitor (including a home television), a speaker, or a printer. The input device 112 may be a keyboard, a mouse, a microphone, or a monitor that cooperates with a mouse to achieve a pointing device function. In the following, the output device 114 may be referred to as the monitor 114, and the input device 112 may be referred to as the keyboard 112 or the mouse 112.

[0021] Various databases, tables, files, etc. are stored in the storage unit 106. Computer programs that work in conjunction with the OS (Operating System) to issue commands to the CPU (Central Processing Unit) to perform various processes are recorded in the storage unit 106. The storage unit 106 can be, for example, a memory device such as RAM (Random Access Memory) or ROM (Read Only Memory), a fixed disk device such as a hard disk, a flexible disk, an optical disk, etc.

[0022] The storage unit 106 stores an item master 106a, a product master 106b, contract data 106c, and the like.

[0023] The item master 106a manages items on the system. As shown in Figure 3, the item master 106a stores the rent classification, etc., which allows item control when inputting the product master by registering the classification of item identification information (for example, item code, item name, item abbreviation, etc.), taxable / non-taxable, whether or not to record invoice, fractional division for managing whether or not to round down, and classification of rent / initial commission etc. equivalent to rent guarantee.

[0024] The product master 106b is used to manage products. As shown in Fig. 4, the product master 106b stores product identification information (e.g., product code, product name, product abbreviation, etc.), warranty items, renewal months, initial warranty fee rate, initial warranty fee items, outsourcing fee rate, outsourcing fee items, renewal warranty fee rate, renewal warranty fee items, outsourcing fee rate (updated), outsourcing fee items (updated), etc.

[0025] The contract data 106c is used to manage contract information. As shown in Fig. 5, the contract data 106c stores contract identification information (e.g., contract number, etc.), customer name, product identification information, amount of guaranteed items, recorded items, guarantee fee result, guarantee fee recorded items, outsourcing fee, outsourcing fee recorded items, billing year and month, etc. The guarantee fee result corresponds to the amount billed to the customer, and the outsourcing fee corresponds to the amount paid (remitted) to the agency.

[0026] 1, the control unit 102 is a CPU or the like that performs overall control of the business support device 100. The control unit 102 has an internal memory for storing control programs such as an OS, programs that define various processing procedures, required data, etc., and executes various information processing operations based on these stored programs.

[0027] The control unit 102 conceptually includes an item master maintenance unit 102a, a product master maintenance unit 102b, and a contract input unit 102c.

[0028] The item master maintenance unit 102a allows an operator or the like to set information to be stored in the item master on an item master maintenance screen (not shown), stores the set information in the items corresponding to the item master 106a, and generates the item master 106a.

[0029] The product master maintenance unit 102b has an operator or the like set product identification information on a product master maintenance screen (not shown) linked to the item master 106a. Furthermore, the product master maintenance unit 102b has an operator or the like set, on the product master maintenance screen, the guarantee item, the initial guarantee fee item, the outsourcing fee item, the renewal guarantee fee item, and the renewal outsourcing fee item (update) corresponding to the rent classification of the item master 106a, which is information related to the set product identification information. Furthermore, the product master maintenance unit 102b has an operator or the like set, on the product master maintenance screen, the renewal number of months, the initial guarantee fee rate, the outsourcing fee rate, the renewal guarantee fee rate, and the outsourcing fee rate (update) related to the set product identification information. The product master maintenance unit 102b stores the set information in the corresponding items of the product master 106b, and generates the product master 106b.

[0030] In the contract input unit 102c, an operator or the like sets the item name "customer name" on the contract input screen, selects a product using the item name "product abbreviation" linked to the product master 106b, sets the amount in the item name "guaranteed item amount", and sets the initial billing year and month in the item name "billing year and month".

[0031] The contract input unit 102c executes the processes (10) to (19) as the process of generating the contract data 106c related to the first month billing. (10) A contract number is automatically assigned and stored in the item name "contract number" of the contract data 106c. (11) The customer name entered on the contract entry screen is stored in the item name "customer name" of the contract data 106c. (12) The product selected on the contract input screen is stored in the item name "product abbreviation" of the contract data 106c. (13) The amount set on the contract input screen is stored in the item name "guaranteed item amount" of the contract data 106c. (14) Refer to the product master 106a to obtain the value of the item name "warranty item" linked to the product, and store the obtained value of the item name "warranty item" in the item name "accounting item" of the contract data 106c. (15) Refer to the product master 106a to obtain the value of the item name “Initial Guarantee Rate” linked to the product, and multiply the obtained value of the item name “Initial Guarantee Rate” by the amount of the item name “Amount of Guaranteed Item” to calculate the amount, and store the result in the item name “Guarantee Fee Calculation Result” of the contract data 106c. (16) Refer to the product master 106a to obtain the value of the item name "initial warranty fee item" linked to the product, and store the obtained value in the item name "warranty fee item" of the contract data 106c. (17) Refer to the product master 106a to obtain the value of the item named “Initial outsourcing commission rate” linked to the product, multiply the obtained value by the amount of the item named “Amount of guaranteed item” in the contract data 106c, and store the calculated value in the item named “Outsourcing commission” in the contract data 106c. (18) Refer to the product master 106a to obtain the value of the item name "initial outsourcing fee item" linked to the product, and store the obtained value in the item name "outsourcing fee item" of the contract data 106c. (19) The initial billing date set on the contract input screen is stored in the item name "billing date" of the contract data 106c.

[0032] The contract input unit 102c executes the processes (20) to (25) as a process for generating contract data 106c related to billing from the next month onwards. (20) From the contract data 106c relating to the first month's billing, the value of the item name "contract number," the value of the item name "customer name," the value of the item name "product abbreviation," the value of the item name "warranty item amount," and the value of the item name "warranty item" are obtained, and each of the obtained values ​​is stored in the contract data 106c relating to billing from the next month onwards. (21) Refer to the product master 106a to obtain the value of the item name “Renewal Guarantee Rate” linked to the product, and multiply the obtained “Renewal Guarantee Rate” value by the value of the item “Guaranteed Item Amount” to calculate the amount, and store the calculated value in the item name “Guarantee Fee Calculation Result” of the contract data 106c. (22) The product master 106a is referenced to obtain the value of the item name "renewal guarantee fee item" linked to the product, and the obtained value is stored in the item name "guarantee fee item" of the contract data 106c. (23) Refer to the product master 106a to obtain the value of the item name “renewal commission rate” linked to the product, and multiply the obtained value of “renewal commission rate” by the value of the item name “guaranteed item amount” in the contract data 106c, and store the calculated value in the item name “commission rate” in the contract data 106c. (24) Refer to the product master 106a to obtain the value of the item name "Updated business commission accounting item" linked to the product name, and store the obtained value in the item name "Updated business commission accounting item" of the contract data 106c. (25) Calculate the value based on the value of the initial billing year and month set in the item name "billing year and month" on the contract input screen, and store the calculated value in the item name "billing year and month" of the contract data 106c.

[0033] [2. Processing Overview] The rent guarantee industry is reaching saturation point in the growth of the rent guarantee business, and is seeking new business development. Therefore, there is a need for a system that can be widely adapted to business models that are equivalent to or similar to those in which four types of fees are incurred: a guarantee fee charged to the customer who guarantees the debt, a commission paid to the agency when the debt is incurred, a renewal guarantee fee charged to the customer when the debt is renewed, and a renewal service fee paid to the agency when the debt is renewed, just like rent guarantees (for example, medical expenses guarantees, nursing care expenses guarantees, etc.).

[0034] Therefore, as shown in Figure 2, when adding new products, the end user (operator, etc.) can add and register any item in the item master maintenance, select an item from the registered item master, define the new product in the product master maintenance, design the product, add the new product, and register it. This makes it possible to handle business development in new genres, such as medical expense guarantees and nursing care expense guarantees, by simply setting the system parameters.

[0035] New products can also be managed on the system, contract data can be automatically created, and precise sales management can be carried out.

[0036] [3. Specific examples of processing] A specific example of the processing executed by the task assistance device 100 configured as described above will be described in detail with reference to FIG. 6 and other figures.

[0037] First, in order to set up the item master 106a and product master 106b for the "nursing care cost guarantee plan" as a new product, the operator or the like issues an instruction to display the item master maintenance screen.

[0038] Then, the item master maintenance unit 102a causes the monitor 114 to display an item master maintenance screen (not shown).

[0039] On the item master maintenance screen, the operator etc. sets and registers the information to be stored in the item master: item code "007", item name "facility usage fee", item abbreviation "facility usage fee", taxable / exempt "exempt", billing "on", fractional division "round down", and rent division "rent".

[0040] Then, the item master maintenance unit 102a stores the information set by the operator or the like in the item corresponding to the item master 106a, as shown in the record of the item code "007" in the item master 106a in FIG. 6, and generates the item master 106a.

[0041] The operator etc. will set and register the item names "Nursing care cost guarantee fee," "Nursing care cost outsourcing fee," "Nursing care cost renewal guarantee fee," and "Nursing care cost renewal business outsourcing fee" in the same way as above on the item master maintenance screen.

[0042] Then, the item master maintenance unit 102a stores the information set by the operator or the like in the corresponding item in the item master 106a, as shown in the item master 106a in FIG. 6, to generate the item master 106a.

[0043] Next, the operator or the like issues an instruction to display the product master maintenance screen on the monitor 114.

[0044] Then, the product master maintenance unit 102b displays on the monitor 114 a product master maintenance screen (not shown) linked to the item master 106a.

[0045] Next, the operator or the like makes the following settings (30) to (42) on the product master maintenance screen and registers them. Note that, on the product master maintenance screen, item control may be performed at the time of input for items corresponding to the rent category in the item master 106a, as in the following (33), etc. (30) Setting "007" for the item name "Product Code" in the product master 106b (31) Setting of "Nursing Care Cost Guarantee Plan" for the item name "Product Name" of the product master 106b (32) Setting of "Nursing Care Cost Guarantee Plan" for the item name "Product Abbreviation" of the product master 106b (33) Setting of the item code and item abbreviation name “007: facility usage fee” whose rent classification is “rent” in the item master 106a for the item name “guarantee item” in the product master 106b (34) Setting "1 month" for the item name "Number of months to update" in the product master 106b (35) Setting "40%" for the item name "Initial Guarantee Rate" in the product master 106b (36) Setting of the item code and item abbreviation name “008: Nursing care guarantee fee” whose rent classification is “Initial guarantee fee” in the item master 106a for the item name “Initial guarantee fee recording item” in the product master 106b (37) Setting "20%" for the item name "Outsourcing Commission Rate" in the product master 106b (38) Setting of the item code and item abbreviation name “009: Nursing care_agency fee” in which the rent classification is “initial business commission” in the item master 106a for the item name “business commission calculation item” in the product master 106b (39) Setting "1%" for the item name "Renewal Guarantee Rate" in the product master 106b (40) Setting of the item code and item abbreviation name “010: Nursing care guarantee fee (renewal)” for the item name “Renewal guarantee fee recording item” in the item master 106b, in which the rent classification is “Renewal guarantee fee” in the item master 106a (41) Setting "0.5%" for the item name "Outsourcing Commission Rate" in updating the product master 106b (42) Setting of the item code and item abbreviation name “011: Change_agency fee” for which the rent classification is “update business commission” in the item master 106a for the item name “business commission calculation item” related to the update of the product master 106b

[0046] Then, the product master maintenance unit 102b stores the information set by the operator or the like on the product master maintenance screen in the corresponding item of the product master 106b, and generates the product master 106b as shown in FIG.

[0047] Next, when the item master 106a and product master 106b for the "Nursing Care Cost Guarantee Plan" have been set as a new product and a contract for the "Nursing Care Cost Guarantee Plan" is actually made, the operator or the like first instructs the monitor 114 to display the contract input screen.

[0048] Then, the contract input unit 102c displays a contract input screen (not shown) on the monitor 114.

[0049] On the contract input screen, the operator etc. sets "Suzuki Jiro" in the item name "Customer Name", selects "Long-Term Care Cost Guarantee Plan" in the item name "Product Abbreviated Name" linked to product master 106b, sets "50,000 yen" in the item name "Guaranteed Item Amount", and sets the first billing date "June 2023" in the item name "Billing Date".

[0050] Then, the contract input unit 102c executes the following processes (50) to (59) on the contract data 106c as a process for generating first month contract data. (50) The contract number is automatically assigned, and the automatically assigned number “002” is stored in the item name “Contract Number.” (51) For the item name "Customer Name", store "Suzuki Jiro" set on the contract input screen. (52) For the item name "Product Abbreviation", the "Nursing Care Cost Guarantee Plan" selected on the contract input screen is stored. (53) For the item name "Amount of guaranteed items," store the amount "50,000 yen" set on the contract input screen. (54) By referring to the product master 106a, the item name “Guaranteed Items” linked to the “Nursing Care Cost Guarantee Plan” is acquired as “007: Facility Usage Fee,” and the acquired “007: Facility Usage Fee” is stored for the item name “Accounted Items.” (55) By referring to the product master 106a, the “40%” of the item name “Initial Guarantee Rate” linked to the “Nursing Care Cost Guarantee Plan” is obtained, and the obtained “40%” is multiplied by the “50,000 yen” of the item “Guaranteed Item Amount” to calculate “20,000 yen,” and the calculated “20,000 yen” is stored in the item name “Guarantee Fee Calculation Result.” (56) By referring to the product master 106a, the item name “Initial guarantee fee item” linked to the “Long-term care cost guarantee plan” is acquired, and the acquired “008: Long-term care guarantee fee” is stored in the item name “Guarantee fee item.” (57) By referring to the product master 106a, the “20%” of the item name “Initial outsourcing fee rate” linked to the “Long-term care cost guarantee plan” is obtained, and the obtained “20%” is multiplied by the “50,000 yen” of the item “Amount of guaranteed items” to calculate “10,000 yen,” and the calculated “10,000 yen” is stored for the item name “Outsourcing fee.” (58) By referring to the product master 106a, the item name “Initial outsourcing fee accounting item” linked to the “Long-term care cost guarantee plan” is acquired, and the acquired “009: Long-term care_agency fee” is stored in the item name “Outsourcing fee accounting item.” (59) For the item name "Billing Date", store the initial billing date "June 2023" set on the contract input screen.

[0051] By the above process, the contract data 106c relating to the first month billing shown in FIG. 6 is generated.

[0052] Next, the contract input unit 102c executes the following processes (60) to (65) on the contract data 106c as a process for generating contract data for the next month and thereafter. (60) From the contract data 106c relating to the first month's billing, obtain "002" of the item name "contract number," "Suzuki Jiro" of the item name "customer name," "nursing care expenses guarantee plan" of the item name "product abbreviation name," "50,000 yen" of the item name "guaranteed item amount," and "007: facility usage fee" of the item name "guaranteed item," and store these in the contract data 106c relating to billing from the next month onward. (61) By referring to the product master 106a, the “1%” of the item name “Renewal Guarantee Rate” linked to the “Nursing Care Cost Guarantee Plan” is obtained, and the obtained “1%” is multiplied by the “50,000 yen” of the item “Guaranteed Item Amount” to calculate “500 yen,” and the calculated “500 yen” is stored in the item name “Guarantee Fee Calculation Result.” (62) By referring to the product master 106a, the item name “Renewal Guarantee Fee Item” linked to the “Long-Term Care Expense Guarantee Plan” is acquired as “010: Long-Term Care Guarantee Fee (Renewal),” and the acquired “010: Long-Term Care Guarantee Fee (Renewal)” is stored in the item name “Guarantee Fee Item.” (63) By referring to the product master 106a, the value "0.5%" of the item name "Renewal Outsourcing Fee Rate" linked to the "Nursing Care Cost Guarantee Plan" is obtained, and the obtained "0.5%" is multiplied by the "50,000 yen" of the item "Guaranteed Item Amount" to calculate "250 yen," and the calculated "250 yen" is stored for the item name "Outsourcing Fee." (64) By referring to the product master 106a, the item name “011: Care change_agency fee” of the item name “Renewal business commission fee recording item” linked to the “Long-term care cost guarantee plan” is acquired, and the acquired “011: Care change_agency fee” is stored in the item name “Renewal business commission fee recording item.” (65) Based on the initial billing date and time "June 2023" set on the contract input screen, calculate "July 2023" according to the billing date and time calculation rule that "if it is the month following the first month, add one month to the first month," and store the calculated "July 2023" in the item name "Billing date and time."

[0053] The above process is repeated to generate contract data 106c relating to billing from the next month onwards, as shown in FIG.

[0054] As described above, according to this embodiment, when adding new products, items registered in the item master maintenance can be defined in the product master maintenance and product design can be carried out. In the rent guarantee industry, the growth of the rent guarantee business has reached saturation, and there is a demand for the development of new businesses such as medical expense guarantees and nursing care expense guarantees. Companies are required to add new products quickly and record revenues using accurate expense items. In this embodiment, system users can set the system's recording items and products.

[0055] Until now, rent guarantee companies have typically focused on generating revenue solely from rent guarantees, and managing other products within the same system has not been considered. Meanwhile, the market in the rent guarantee industry has become saturated, and with the need for diversified business development, products such as medical expense guarantees and nursing care expense guarantees have been developed. However, because the system's items are limited to "initial rent guarantees," it is difficult to categorize items such as sales from medical expense guarantees and commissions for services, and there are many cases where these are managed outside the system.

[0056] In addition, it is said that institutional guarantees (guarantees provided by rent guarantee companies) nowadays account for over 80% of all rentals, and rent guarantee companies are actively considering new products and new businesses. Specific examples are listed above, but business guarantees and child support guarantees have also recently emerged. Traditionally, the rent guarantee market has seen a high use of scratch systems, which has often become a major management issue.

[0057] Therefore, in this embodiment, when adding a new product, the user can add items and link that information to the product master, which makes it possible to branch off the items to be recorded. This makes it possible to handle new business genres such as medical expense guarantees and nursing care expense guarantees by simply setting the system parameters.

[0058] [3. Contribution to the United Nations-led Sustainable Development Goals (SDGs)] This embodiment can contribute to improving business efficiency and promoting appropriate management decisions by companies, thereby contributing to the achievement of SDGs Goals 8 and 9.

[0059] Furthermore, this embodiment can contribute to reducing waste and promoting paperless and electronic systems, thereby contributing to the achievement of SDGs Goals 12, 13, and 15.

[0060] Furthermore, this embodiment can contribute to strengthening control and governance, which can contribute to the achievement of Goal 16 of the SDGs.

[0061] 4. Other Embodiments The present invention may be implemented in various different embodiments other than those described above within the scope of the technical concept set forth in the claims.

[0062] For example, among the processes described in the embodiments, all or part of the processes described as being performed automatically can be performed manually, or all or part of the processes described as being performed manually can be performed automatically using known methods.

[0063] Furthermore, the processing procedures, control procedures, specific names, information including parameters such as registered data and search conditions for each process, screen examples, and database configurations shown in this specification and drawings can be changed as desired unless otherwise specified.

[0064] Furthermore, with regard to the task support device 100, the components shown in the figures are functional concepts, and do not necessarily have to be physically configured as shown in the figures.

[0065] For example, all or any part of the processing functions of the business support device 100, particularly the processing functions performed by the control unit, may be implemented by a CPU and a program interpreted and executed by the CPU, or may be implemented as hardware using wired logic. The program is recorded on a non-transitory computer-readable recording medium containing programmed instructions for causing the information processing device to execute the processes described in this embodiment, and is mechanically read by the business support device 100 as needed. That is, a computer program for providing instructions to the CPU in cooperation with the OS and performing various processes is recorded in a storage unit such as a ROM or HDD (Hard Disk Drive). The computer program is executed by being loaded into RAM, and cooperates with the CPU to form the control unit.

[0066] This computer program may be stored in an application program server connected to the business support device 100 via any network, and all or part of it may be downloaded as needed.

[0067] Furthermore, the program for executing the processes described in this embodiment may be stored in a non-transitory computer-readable recording medium or configured as a program product. Here, the term "recording medium" includes any "portable physical medium" such as a memory card, a Universal Serial Bus (USB) memory, a Secure Digital (SD) card, a flexible disk, a magneto-optical disk, a ROM, an Erasable Programmable Read Only Memory (EPROM), an Electrically Erasable and Programmable Read Only Memory (EEPROM (registered trademark)), a Compact Disk Read Only Memory (CD-ROM), a Magneto-Optical disk (MO), a Digital Versatile Disk (DVD), and a Blu-ray (registered trademark) disc.

[0068] Furthermore, a "program" is a data processing method written in any language or description method, regardless of the format, such as source code or binary code. Note that a "program" is not necessarily limited to a single structure, but also includes a structure that is distributed as multiple modules or libraries, or a structure that achieves its function by cooperating with a separate program, such as an OS. Note that the specific configuration and reading procedure for reading a recording medium in each device shown in the embodiments, as well as the installation procedure after reading, can use well-known configurations and procedures.

[0069] The various databases stored in the memory unit are storage means such as memory devices such as RAM and ROM, fixed disk devices such as hard disks, flexible disks, and optical disks, and store various programs, tables, databases, and web page files used for various processes and providing websites.

[0070] The business support device 100 may be configured as an information processing device such as a known personal computer or workstation, or may be configured as the information processing device to which any peripheral device is connected. The business support device 100 may be realized by installing software (including programs, data, etc.) that causes the device to perform the processes described in this embodiment.

[0071] Furthermore, the specific form of distribution and integration of the devices is not limited to that shown in the drawings, and all or part of them can be configured by functionally or physically distributing and integrating them in any unit depending on various additions or functional loads. In other words, the above-described embodiments can be implemented in any combination, or embodiments can be implemented selectively. [Industrial Applicability]

[0072] The present invention is particularly useful in the rental guarantee industry. [Explanation of symbols]

[0073] 100 Business support equipment 102 Control section 102a Item Master Maintenance Department 102b Product Master Maintenance Department 102c Contract input section 104 Communication interface unit 106 Storage section 106a Item Master 106b Product Master 106c Contract Data 108 Input / Output Interface Section 112 Input Device 114 Output Device 200 servers 300 Network

Claims

1. an item master registration control unit that registers, in the item master, item information corresponding to items other than fees incurred in the rent guarantee product and item information corresponding to fees incurred in the rent guarantee product in association with classification categories that classify items corresponding to fees incurred in the rent guarantee product; a product master registration control unit that refers to the item master, associates the item information with rent guarantee products and products other than rent guarantee products, and registers them in the product master, and associates the classification category corresponding to the fee incurred for the product, so that only the item information associated with the classification category can be registered; A rent guarantee management device comprising:

2. The product master registration control unit registers in the product master a billing rate for the amount to be billed to the customer for the first and subsequent bills associated with the product, an intermediation fee for the first and subsequent remittances, and a remittance rate to be paid to the intermediary, a data acquisition unit that refers to the product master and acquires a designated product, item information related to the designated product, the amount, the invoice rate for the first invoice, and the remittance rate for the first remittance; a data calculation unit that calculates a billing amount by multiplying the specified price of the predetermined product by the acquired billing rate, and calculates a remittance amount by multiplying the price by the acquired remittance rate; a contract data generation unit that stores the specified product, the acquired item information, the specified price of the predetermined product, the calculated invoice amount, and the calculated remittance amount in contract data, and generates contract data relating to an initial invoice; The rent guarantee management device according to claim 1, further comprising:

3. the data acquisition unit acquires the product, item information related to the product, and the amount by referring to the contract data related to the first invoice, and acquires the invoice rate for the subsequent invoices and the remittance rate for the subsequent remittances by referring to the product master, in addition to the amount; the data calculation unit calculates a billing amount by multiplying the amount by the acquired billing rate, and calculates a remittance amount by multiplying the amount by the acquired remittance rate; the contract data generation unit stores the specified product, the acquired item information, the amount, the calculated invoice amount, and the calculated remittance amount in contract data, and generates contract data relating to subsequent invoices; 3. The rent guarantee management device according to claim 2.

4. The classification categories include categories related to the items to be guaranteed that correspond to the rent in a rent guarantee, categories related to items to be charged to the customer the first time that correspond to the initial guarantee fee in a rent guarantee, categories related to items to be remitted to the intermediary the first time that correspond to the initial mediation fee in a rent guarantee, categories related to items to be charged to the customer from the next time onwards that correspond to subsequent guarantee fees in a rent guarantee, and categories related to items to be remitted to the intermediary from the next time onwards that correspond to subsequent mediation fees in a rent guarantee, 2. The rent guarantee management device according to claim 1,

5. an item master registration control step in which an item master registration control unit registers, in the item master, item information corresponding to items other than fees incurred in the rent guarantee product and item information corresponding to fees incurred in the rent guarantee product in association with classification categories that classify items corresponding to fees incurred in the rent guarantee product; a product master registration control step in which a product master registration control unit refers to the item master, associates the item information with rent guarantee products and products other than rent guarantee products, and registers them in the product master, and associates the classification category corresponding to the fee incurred for the product, so that only the item information associated with the classification category can be registered; A rent guarantee management method comprising:

6. An information processing device an item master registration control means for registering, in the item master, item information corresponding to items other than fees incurred in the rent guarantee product and item information corresponding to fees incurred in the rent guarantee product in association with classification categories that classify items corresponding to fees incurred in the rent guarantee product; a product master registration control means for registering the item information in the product master by referring to the item master and associating the item information with rent guarantee products and products other than rent guarantee products, and associating the item information with the classification category corresponding to the fee incurred for the product, so that only the item information associated with the classification category can be registered; Rent guarantee management program to function as.

Images