Information processing device, information processing method, and program

Abstract

An information processing device and the like that can easily manage multiple stock issues is provided. [Solution] According to one aspect of the present invention, there is provided an information processing device comprising a processor, the processor being configured to execute the following steps by reading a program: in a stock issue registration step, multiple stock issues held by a user are linked to the user's account and registered; in an action reception step, actions are received from the user regarding the multiple stock issues linked to the account, the actions including at least one of viewing information regarding the company that issued the stock issues and exercising voting rights at the general shareholders' meeting of the company that issued the stock issues.

Description

[Technical Field]

[0001] The present invention relates to an information processing device, an information processing method, and a program. [Background technology]

[0002] As disclosed in Patent Document 1, a system is known that allows shareholders to exercise their voting rights from a terminal. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Patent No. 6203932 Summary of the Invention [Problem to be solved by the invention]

[0004] In the above system, shareholders must register (log in) for each stock issue, which makes exercising voting rights more time-consuming for shareholders who hold multiple stock issues.

[0005] In view of the above circumstances, the present invention provides an information processing device and the like that can easily manage a plurality of stock brands. [Means for solving the problem]

[0006] According to one aspect of the present invention, there is provided an information processing device comprising a processor, the processor being configured to execute the following steps by reading a program: in a stock issue registration step, multiple stock issues held by a user are linked to the user's account and registered; in an action reception step, actions are received from the user regarding the multiple stock issues linked to the account, the actions including at least one of viewing information regarding the company that issued the stock issues and exercising voting rights at a general shareholders' meeting of the company that issued the stock issues.

[0007] According to this aspect, a user can view information or exercise voting rights for multiple stocks they hold by logging in to one account (single sign-on). This reduces the user's stock management costs. It also allows issuers to communicate more frequently with users. [Brief explanation of the drawings]

[0008] [Figure 1] 1 is a configuration diagram illustrating an information processing system 1. FIG. [Figure 2] 2 is a block diagram showing the hardware configuration of the server device 10. FIG. [Figure 3] 2 is a block diagram showing the hardware configuration of a user terminal 20 and an issuing company terminal 30. FIG. [Figure 4] 1 is a block diagram showing functions realized by a server device 10 (controller 11), a user terminal 20 (controller 21), and an issuing company terminal 30 (controller 31). [Figure 5] 10 is a flowchart showing an example of the flow of a user registration process executed by a user registration unit 112. FIG. [Figure 6] 10 is a flowchart showing an example of the flow of a stock issue registration process executed by a stock issue registration unit 113. FIG. [Figure 7] 10 is a diagram showing an example of a stock management screen MD displayed on a user terminal 20. FIG. [Figure 8] 1 is an activity diagram showing an example of the flow of information processing (stock name management processing) executed by the information processing system 1. FIG. DETAILED DESCRIPTION OF THE INVENTION

[0009] DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS The present invention will be described below with reference to the accompanying drawings. Various features shown in the following embodiments can be combined with each other.

[0010] Incidentally, the program for realizing the software appearing in one embodiment may be provided as a non-transitory computer-readable medium, or may be provided so that it can be downloaded from an external server, or may be provided so that the program is started on an external computer and its functions are realized on a client terminal (so-called cloud computing).

[0011] Furthermore, various information processing according to an embodiment may realize input and output corresponding to the input. Here, the form of information referenced in such information processing (hereinafter referred to as reference information) is not limited as long as an output is obtained as a result of the input. The reference information may be, for example, rule-based information such as a database, a lookup table, or a predetermined function (including a decision formula such as a regression formula constructed using a statistical method), a trained model that has previously trained the correlation between input and output, or a large-scale language model that can output a desired result by inputting a prompt.

[0012] In one embodiment, a "unit" may include, for example, a combination of hardware resources implemented by a circuit in the broad sense and software information processing that can be specifically realized by these hardware resources. In one embodiment, various information is handled, and this information is represented, for example, by physical values ​​of signal values ​​representing voltage and current, high and low signal values ​​as a binary bit set consisting of 0 or 1, or quantum superposition (so-called quantum bits), and communication and calculations can be performed on a circuit in the broad sense.

[0013] Furthermore, a circuit in the broad sense is a circuit realized by at least an appropriate combination of a circuit, circuitry, processor, memory, etc. The processor may be a general-purpose processor or a dedicated circuit. That is, it includes an application specific integrated circuit (ASIC), a programmable logic device (e.g., a simple programmable logic device (SPLD), a complex programmable logic device (CPLD), and a field programmable gate array (FPGA)), etc.

[0014] 1. Hardware Configuration This section explains the hardware configuration.

[0015] <Information Processing System 1> 1 is a configuration diagram showing an information processing system 1. The information processing system 1 includes a communication line 2, a server device 10 (an example of an information processing device), a plurality of user terminals 20, and a plurality of issuing company terminals 30. The server device 10, the user terminals 20, and the issuing company terminals 30 are configured to be able to communicate with each other via the communication line 2. The connection between the server device 10, the user terminals 20, and the issuing company terminals 30 may be wired or wireless.

[0016] In one embodiment of the information processing system 1, the information processing system 1 is made up of one or more devices or components. These components will be described below.

[0017] <Server device 10> Fig. 2 is a block diagram showing the hardware configuration of server device 10. As shown in Fig. 2, server device 10 includes a control unit 11, a storage unit 12, a communication unit 13, and a communication bus 14. Control unit 11, storage unit 12, and communication unit 13 are electrically connected within server device 10 via communication bus 14.

[0018] <Control unit 11> The control unit 11 processes and controls the overall operations related to the server device 10. The control unit 11 is, for example, a central processing unit (CPU). The control unit 11 realizes various functions related to the server device 10 by reading out predetermined programs stored in the storage unit 12. In other words, information processing by software stored in the storage unit 12 is specifically realized by the control unit 11, which is an example of hardware, and can be executed as each functional unit included in the control unit 11. These will be described in more detail in the next section. Note that the control unit 11 is not limited to being single, and the server device 10 may have multiple control units 11 for each function. Alternatively, a combination of these may be used.

[0019] <Storage section 12> The memory unit 12 stores various pieces of information defined above. This can be implemented, for example, as a storage device such as a solid state drive (SSD) that stores various programs and the like related to the server device 10 executed by the control unit 11, or as a memory such as a random access memory (RAM) that stores temporarily required information (arguments, arrays, etc.) related to the program operations. The memory unit 12 stores various programs, variables, etc. related to the server device 10 executed by the control unit 11.

[0020] <Communications Department 13> The communication unit 13 is preferably a wired communication means such as USB, IEEE1394, Thunderbolt (registered trademark), or wired LAN network communication, but may also include wireless LAN network communication, mobile communication such as 3G / LTE / 5G, or BLUETOOTH (registered trademark) communication as needed. That is, it is more preferable to implement it as a collection of multiple communication means. That is, the server device 10 may communicate various information from the outside via the communication unit 13 and the network.

[0021] The server device 10 may be an on-premise server or a cloud server. The cloud server device 10 may provide the above-described functions and processes in the form of, for example, SaaS (Software as a Service) or cloud computing.

[0022] <User terminal 20> The user terminal 20 is an information processing terminal used by a user (typically, an individual shareholder) who holds stock issues. FIG. 3 is a block diagram showing the hardware configuration of the user terminal 20 and the issuing company terminal 30. As shown in FIG. 3A, the user terminal 20 includes a control unit 21, a memory unit 22, a communication unit 23, an input unit 24, an output unit 25, and a communication bus 26. The control unit 21, the memory unit 22, the communication unit 23, the input unit 24, and the output unit 25 are electrically connected via the communication bus 26 inside the user terminal 20. The description of the control unit 21, the memory unit 22, and the communication unit 23 will be omitted as they are the same as the description of each unit in the server device 10.

[0023] <Input section 24> The input unit 24 accepts an action input made by the user. The action input is transferred as a command signal to the control unit 21 via the communication bus 26. The control unit 21 can execute predetermined control or calculation based on the transferred command signal as necessary. The input unit 24 may be included in the housing of the user terminal 20 or may be externally attached. For example, the input unit 24 may be implemented as a touch panel integrated with the output unit 25. When the input unit 24 is implemented as a touch panel, the user can input a tap action, a swipe action, or the like to the input unit 24. Instead of a touch panel, a switch button, a mouse, a trackpad, a QWERTY keyboard, or the like can be used as the input unit 24.

[0024] <Output section 25> The output unit 25 displays a screen of a graphical user interface (GUI) on which the user can perform actions. The output unit 25 may be included in the housing of the user terminal 20 or may be attached externally. Specifically, the output unit 25 may be implemented as a display device such as a CRT display, a liquid crystal display, an organic EL display, or a plasma display. It is preferable that these display devices are used appropriately depending on the type of user terminal 20.

[0025] <Issuing company terminal 30> The issuing company terminal 30 is an information processing terminal used by a company (a stock company) that issues stock certificates. As shown in Fig. 3B, the issuing company terminal 30 includes a control unit 31, a memory unit 32, a communication unit 33, an input unit 34, an output unit 35, and a communication bus 36. The control unit 31, the memory unit 32, the communication unit 33, the input unit 34, and the output unit 35 are electrically connected via the communication bus 36 inside the issuing company terminal 30. The description of the control unit 31, the memory unit 32, the communication unit 33, the input unit 34, and the output unit 35 will be omitted as they are the same as the description of each unit in the user terminal 20.

[0026] 2. Functional configuration This section describes the functional configuration of this embodiment. Information processing by software stored in the storage unit 12 is specifically realized by the control unit 11, which is an example of hardware, and can be executed as each functional unit included in the control unit 11 (a processor provided in the information processing system 1).

[0027] FIG. 4 is a block diagram showing functions realized by the server device 10 (controller 11), the user terminal 20 (controller 21), and the issuing company terminal 30 (controller 31).

[0028] As shown in Fig. 4A, the server device 10 (control unit 11) includes a display control unit 111, a user registration unit 112, a stock name registration unit 113, an information acquisition unit 114, an action acceptance unit 115, a data creation unit 116, a point granting unit 117, and an exchange acceptance unit 118. As shown in Fig. 4B, the user terminal 20 (control unit 21) includes a display unit 211 and an operation acquisition unit 212. As shown in Fig. 4C, the issuing company terminal 30 (control unit 31) includes a display unit 311 and an operation acquisition unit 312.

[0029] <Display control unit 111> The display control unit 111 is configured to display various information on the user terminal 20 and / or the issuing company terminal 30. For example, the display control unit 111 displays, on the output unit 25 of the user terminal 20, information on the shareholder stock and / or the issuing company, a screen for inputting actions, etc.

[0030] <User registration unit 112> The user registration unit 112 is configured to register (create an account for) users who hold stocks that are subject to management by the information processing system 1. Examples of user registration information (information linked to an account) include personal information such as name, address, date of birth, gender, occupation, telephone number, and email address. The user registration unit 112 may accept input of at least name and address from the user terminal 20. The user registration information is stored, for example, in a user database in the storage unit 12. Furthermore, if no personal information (optional items) other than name and address have been input, the user registration unit 112 may display a message on the user terminal 20 prompting the input of these items after user registration.

[0031] The user registration unit 112 may accept personal information manually entered by the user in the user terminal 20 as registration information. The user registration unit 112 may also acquire personal information contained in an IC card from an IC card on which the personal information is registered. For example, the user registration unit 112 may accept personal information contained in data read by the user terminal 20 from the IC card as registration information. The IC card may be a personal authentication card issued by a national or local government (an IC card used to access public personal authentication services), such as a My Number card. When user registration is performed using a personal authentication card, the user registration unit 112 adds information indicating that the personal information is based on the personal authentication card to the user's registration information.

[0032] After acquiring the user's registration information, the user registration unit 112 creates an account for the user. The account is configured, for example, by a combination of an account ID and a password. A user whose account has been created (registered) can log in to the stock management service provided by the server device 10 using the account by entering the account ID and password into the user terminal 20.

[0033] The user registration unit 112 may accept personal settings for each user when registering the user. The personal settings may include, for example, whether or not to enable push notifications in the user terminal 20, whether or not to register biometric information for biometric authentication, whether or not to enable tracking, etc.

[0034] 5 is a flow diagram showing an example of the flow of user registration processing executed by user registration unit 112. In the user registration processing, user registration unit 112 first prompts the user at user terminal 20 whether or not to obtain personal information from an IC card (a personal authentication card or other card from which personal information can be read), and accepts the selection of IC card use (step S110).

[0035] If the user uses an IC card (S110: YES), the user registration unit 112 accepts input of a password for acquiring personal information from the IC card at the user terminal 20 (step S120). Specifically, the user registration unit 112 displays an input screen for an authentication password for the IC card on the user terminal 20 and accepts input of the password from the user. Next, the user registration unit 112 causes the user terminal 20 to read the IC card and compares the password recorded on the IC card with the input password via the user terminal 20 (step S140). Once password comparison (authentication) is complete, the user registration unit 112 acquires personal information from the IC card (step S150). The user registration unit 112 may also display the personal information acquired from the IC card on the user terminal 20 for user confirmation.

[0036] On the other hand, if the user does not use an IC card (S110: NO), the user registration unit 112 accepts input of personal information at the user terminal 20 (step S160). The user registration unit 112 acquires the personal information input at the user terminal 20 (step S170).

[0037] After acquiring the personal information in step S150 or step S170, the user registration unit 112 registers the user using the acquired personal information (step S180).

[0038] <Stock Registration Department 113> The stock issue registration unit 113 is configured to register multiple stock issues held by a user in association with the user's account. Specifically, the stock issue registration unit 113 receives a designation of a stock issue to be registered from the user terminal 20, and adds the designated stock issue to the user's held stock information. The user's held stock information is stored, for example, in a user database in the storage unit 12. The stock issue is designated, for example, by displaying a list of stock issues that can be registered in advance on the user terminal 20, and the user selecting a stock issue that they hold from the list. Furthermore, the method of registering a stock issue includes a first registration method and a second registration method.

[0039] In the first registration method, the stock issue registration unit 113 acquires the user's personal information and the shareholder number of the stock issue to be registered, and registers the stock issue based on the results of comparing the acquired personal information and shareholder number with the personal information and shareholder number of the shareholder listed in the shareholder register. According to this mode, it is possible to easily and reliably confirm that the user is the shareholder.

[0040] The first registration method is used when the user registers personal information manually entered by the user registration unit 112 or when the user registers personal information using an IC card other than a personal authentication card. In the first registration method, the user's personal information to be compared with the shareholder register may be personal information acquired by the user registration unit 112 at the time of user registration (i.e., personal information included in the user's registration information), or may be personal information newly acquired by the stock issue registration unit 113 from the user terminal 20. In addition, in the first registration method, the stock issue registration unit 113 accepts input of a shareholder number from the user terminal 20.

[0041] The stock issue registration unit 113 verifies the personal information and the shareholder number, for example, by referring to a shareholder register stored and managed in a shareholder register management server (for example, a server of a shareholder register administrator) external to the server device 10. The stock issue registration unit 113 may also perform the verification by referring to the shareholder register data received from the shareholder register management server and stored in the memory unit 12.

[0042] The stock issue registration unit 113 determines whether the acquired personal information (typically, name and address) matches the personal information listed in the shareholder register. Note that "matching of personal information" may include cases where the text of the personal information matches completely, as well as cases where the personal information matches with variations in expression (for example, differences in the style of kanji characters, differences between full-width and half-width numbers and symbols, etc.). For example, the stock issue registration unit 113 may convert the style of kanji characters in the personal information to be consistent before matching the personal information. The stock issue registration unit 113 may also convert the address into numerical information such as a code or vector before matching the address.

[0043] The stock issue registration unit 113 determines that the personal information matches when, for example, all three of the user's surname, given name, and address match those recorded in the shareholder registry (first determination method). The stock issue registration unit 113 may also determine that the personal information matches when two or more of the user's surname, given name, and address match those recorded in the shareholder registry (second determination method). In particular, the stock issue registration unit 113 may use the first determination method in the first registration method, and the second determination method in the second registration method described below.

[0044] In the first registration method, the stock issue registration unit 113 further determines whether the acquired shareholder number matches the shareholder number listed in the shareholder register.

[0045] If the combination of the acquired personal information and shareholder number matches the combination listed in the shareholder register, the stock issue registration unit 113 adds information indicating the specified stock issue (e.g., a securities code) to the user's holdings information along with accompanying information such as the shareholder number. On the other hand, if the combination of the acquired personal information and shareholder number does not match the combination listed in the shareholder register (at least one of the personal information and the shareholder number does not match that listed in the shareholder register), the stock issue registration unit 113 does not register the specified stock issue. In this case, the stock issue registration unit 113 may display a message on the user terminal 20 indicating that the personal information or shareholder number does not match the shareholder register.

[0046] The order of matching personal information and matching shareholder numbers does not matter. For example, the stock issue registration unit 113 may search the shareholder register for a shareholder whose personal information matches the acquired personal information, and then match the shareholder number of the searched shareholder with the acquired shareholder number. Alternatively, for example, the stock issue registration unit 113 may search the shareholder register for a shareholder number that matches the acquired shareholder number, and then match the personal information of the shareholder whose shareholder number is searched with the acquired personal information.

[0047] In the second registration method, the stock issue registration unit 113 registers the stock issue based on the results of comparing personal information acquired from the user's personal authentication card with the personal information of the shareholder listed in the shareholder register. This embodiment allows the user to be identified as the shareholder without having to enter a shareholder number. Furthermore, the user can register a stock issue even if the shareholder number is unknown.

[0048] The second registration method is used when a user registers personal information by reading a personal authentication card in the user registration unit 112. In the second registration method, unlike the first registration method, the stock issue registration unit 113 does not accept input of a shareholder number from the user terminal 20. As with the first registration method, the stock issue registration unit 113 verifies personal information by referring to the shareholder register stored and managed in a shareholder register management server external to the server device 10 (or the shareholder register stored in the memory unit 12).

[0049] In the second registration method, the stock issue registration unit 113 determines whether the personal information (typically, the name and address included in the user's registration information) acquired from the personal authentication card matches the personal information listed in the shareholder register. The definition (determination method) of "matching of personal information" is the same as in the first registration method.

[0050] If the personal information acquired from the personal authentication card matches that recorded in the shareholder register (matching personal information exists in the shareholder register), the stock issue registration unit 113 adds information indicating the specified stock issue (e.g., stock code) to the user's holding stock information along with accompanying information such as the shareholder number recorded in the shareholder register. On the other hand, if the personal information acquired from the personal authentication card does not match that recorded in the shareholder register (matching personal information does not exist in the shareholder register), the stock issue registration unit 113 does not register the specified stock issue. In this case, the stock issue registration unit 113 may display a message on the user terminal 20 indicating that the personal information does not match the shareholder register.

[0051] Furthermore, even after registering a stock issue, the stock issue registration unit 113 periodically checks the user's holding stock information against the shareholder register. When the shareholder register no longer contains the user's personal information (for example, when the user sells stocks), the stock issue registration unit 113 deletes the corresponding stock issue from the user's holding stock information.

[0052] 6 is a flow diagram showing an example of the flow of stock issue registration processing executed by the stock issue registration unit 113. In the stock issue registration processing, the user registration unit 112 first accepts a selection (designation) of a stock issue to be registered from the user at the user terminal 20 (step S210). After the stock issue is designated, the stock issue registration unit 113 refers to the user's registration information and determines whether or not a personal authentication card was used during user registration (step S220). Note that if the user registration unit 112 acquires personal information using an IC card other than the personal authentication card, it determines that the personal authentication card was not used.

[0053] If a personal authentication card is used during user registration (S220: YES), the stock issue registration unit 113 acquires personal information included in the user's registration information (step S230). Next, the stock issue registration unit 113 compares the acquired personal information with personal information listed in the shareholder register and determines whether the two match (step S240).

[0054] On the other hand, if a personal authentication card was not used during user registration (S220: NO), the stock issue registration unit 113 accepts input of a shareholder number at the user terminal 20 (step S250). After the shareholder number is input, the stock issue registration unit 113 acquires the personal information included in the user's registration information and the input shareholder number (step S260). Next, the stock issue registration unit 113 compares the acquired combination of personal information and shareholder number with the combination of personal information and shareholder number listed in the shareholder register, and determines whether the two match (step S270).

[0055] If the personal information matches in step S240 (S240: YES), or if the personal information and shareholder number match in step S270 (S270: YES), the stock issue registration unit 113 additionally registers the specified shareholder issue in the user's holdings (step S280). On the other hand, if the personal information does not match in step S240 (S240: NO), the process accepts the input of the shareholder number in step S250, acquires the personal information and shareholder number in step S260, and determines whether they match in step S270. If either the personal information or the shareholder number match in step S270 (S270: NO), the stock issue registration unit 113 does not register the specified shareholder issue in the user's holdings.

[0056] <Information acquisition unit 114> The information acquisition unit 114 acquires information including user-oriented information and requests disclosed or notified to users by the issuing company from the issuing company terminal 30. "User-oriented information" includes, for example, dividend information, timely disclosure information, general shareholders' meeting information (convocation notice), URL of a shareholder website, and shareholder preferential treatment information. "Requests" include, for example, requests to exercise voting rights, requests to respond to a questionnaire, requests to apply for shareholder preferential treatment, and requests to apply for an event. The information acquisition unit 114 may also acquire user-oriented information from an external system, such as a timely disclosure information viewing service. The information acquired by the information acquisition unit 114 is stored, for example, in an issuing company database in the memory unit 12.

[0057] The information acquisition unit 114 distributes the acquired user-oriented information and request items to the user terminal 20 of the corresponding user.

[0058] <Action Reception Department 115> The action receiving unit 115 is configured to receive, from the user, actions for a plurality of stock issues linked to the account (stock issues registered by the stock issue registration unit 113 for each account).

[0059] Actions on stock issues (i.e., actions that a user can perform on the user terminal 20) include at least one of viewing information about the company that issues the stock issue and exercising voting rights at the general shareholders' meeting of the company that issues the stock issue. Actions that a user can perform on the user terminal 20 preferably include both viewing information and exercising voting rights.

[0060] "Information about the issuing company" includes, for example, dividend information, timely disclosure information, information about the general shareholders' meeting, the URL of a website for shareholders, information about shareholder benefits, and information about businesses (products or services) (videos, columns, or direct mail) acquired by the information acquisition unit 114. The action acceptance unit 115 accepts input of an instruction to view information about the issuing company of stock certificates held by the user at the user terminal 20. Upon accepting the instruction to view, the action acceptance unit 115 causes the user terminal 20 to display the requested information.

[0061] The action receiving unit 115 also receives input of instructions to exercise voting rights for stocks held by the user at the user terminal 20. Upon receiving the exercise instruction, the action receiving unit 115 causes the user terminal 20 to, for example, call up a voting rights exercise application for electronically exercising voting rights for the specified stocks, display a voting rights exercise website, etc. At this time, the action receiving unit 115 passes personal information, shareholder number, etc. included in the user's registration information to the management server of the voting rights exercise application or voting rights exercise website. This allows the user to exercise their voting rights without having to log in again to the voting rights exercise application or voting rights exercise website.

[0062] An action for a stock issue may include a response to a questionnaire sent to the user by the issuing company of the stock issue. According to this embodiment, the issuing company can directly interview shareholders at low cost. The action receiving unit 115 receives, at the user terminal 20, input of responses to a questionnaire requested by the issuing company of the stock certificates held by the user. Upon receiving the response, the action receiving unit 115 transmits the input response to the issuing company together with information indicating the respondent (e.g., the shareholder number, part of the user's registration information, etc.). The action receiving unit 115 may present a questionnaire and obtain responses to the questionnaire when accepting the exercise of voting rights or when accepting an application for shareholder benefits.

[0063] Furthermore, the action may include a response to a questionnaire sent to the user who sold the stock. For example, in response to the stock issue registration unit 113 deleting a stock issue from the holding stock information, the action receiving unit 115 may send a questionnaire response request to the user to confirm the reason for selling the stock issue, and receive the response to the questionnaire.

[0064] Actions for stock issues may include applications for shareholder benefits or events such as seminars held by the issuing company. The action receiving unit 115 receives instructions on the user terminal 20 to apply for shareholder benefits or events held by the issuing company of the stock certificates held by the user. Upon receiving the application instruction, the action receiving unit 115 transmits the application details to the issuing company together with information indicating the applicant (for example, the shareholder number, part of the user's registration information, etc.).

[0065] <Data Creation Department 116> The data creation unit 116 creates statistical data on actions taken by users for each stock brand. This allows the issuing company to understand shareholder trends as data. The data creation unit 116 transmits the created statistical data to each issuing company.

[0066] The statistical data includes, for example, the status of the exercise of voting rights (such as the exercise ratio for each user attribute, such as date of birth), the status of information viewing (such as the viewing ratio for each user attribute and information content), the status of applications for shareholder events, and the distribution of stocks held by each user attribute. The statistical data may be diagrammed in the form of a graph or the like. Upon receiving a request for data transmission from the issuing company terminal 30, the data creation unit 116 transmits the statistical data to the issuing company terminal 30.

[0067] <Points Assignment Department 117> The point granting unit 117 is configured to grant common points common to all stock issues to the user's account in accordance with the action accepted from the user by the action accepting unit 115. According to this aspect, it is possible to give the user an incentive for taking an action without impairing the convenience of single sign-on.

[0068] The point granting unit 117 may grant common points according to all actions performed by the user, or may grant common points only according to actions performed by the user that fall under predetermined grant target actions. Examples of grant target actions include exercising voting rights, participating in an event held by the issuing company, viewing specific information (e.g., videos, notifications, columns, direct mail, etc.), and answering a questionnaire. The amount of common points granted for one action may vary depending on the type of action, or may be the same.

[0069] Common points may be awarded to a user's account based on factors other than the action accepted by the action accepting unit 115. For example, common points may be awarded as a shareholder benefit from an issuing company. Common points may also be awarded based on the holding period or number of shares of a stock held by the user, the period of use of the stock management service provided by the server device 10, campaigns for the stock management service, etc.

[0070] The value of common points is the same regardless of the reason for their award (type of action, award conditions, etc.). Furthermore, common points awarded to one user (one account) are not differentiated by stock brand. In other words, the common points held by a user are the sum of common points earned from multiple stock brands held by the user. The source of common points is borne by the provider (operator) of the stock management service provided by the server device 10 or each issuing company.

[0071] <Exchange Reception Section 118> The exchange acceptance unit 118 is configured to accept exchange of common points for goods or services from users.

[0072] When an instruction to exchange common points is received from a user, the exchange acceptance unit 118 causes the user terminal 20 to execute, for example, displaying an exchange website for exchanging common points. At this time, the exchange acceptance unit 118 passes identification information such as the user's account ID to the management server of the exchange website. This allows the user to exchange common points without having to log in again to the exchange website.

[0073] When the exchange of common points is completed, the exchange acceptance unit 118 deducts the exchanged common points from the user's account. A ticket or the like for using a product or service specified by the user is, for example, mailed to the user by the product or service provider. In addition, if the product or service specified by the user is provided electronically, the product or service provider will contact the user's email address or the like with information (such as a code) for using the product or service. The product or service provider will bill the provider (administrator) of the brand management service by the server device 10 for the price of the product or service (an amount equivalent to the exchanged common points).

[0074] <Functionality restrictions> The control unit 11 may restrict functions that an issuer can use in the stock management service (e.g., types of actions that can be accepted from users, types of information that can be sent to users, etc.) depending on the plan that the issuer contracts for the stock management service. For example, in a free plan, restrictions may be placed on sending individual information to each user (direct mail, push notification, etc.), requesting a survey, and granting common points for some actions, and restrictions on these functions may be lifted by signing a paid plan (subscription).

[0075] <ui> 7 is a diagram showing an example of a stock management screen MD displayed on the user terminal 20. The stock management screen MD includes a menu area MA, a stock display area BA, an information display area IA, and a tab area TA.

[0076] The menu area MA displays objects (icons) for calling up screens for checking the user's account information, changing user information settings, etc. The stock display area BA displays each stock held and registered by the user in an information display frame IF. The information display frame IF displays the name of the company that issued the stock, the securities code, and matters that need to be addressed for each stock. If the action execution button B1 is displayed in the information display frame IF, the user can perform an action (exercise voting rights in the example of Figure 7) by operating the action execution button B1. In addition, the user can operate the stock list display button B2 in the stock display area BA to display a list of stocks held and registered by the user.

[0077] The information display area IA displays information such as the number of common points held by the user, notifications or requests (applications or questionnaires) from issuers of registered stocks, etc. The tab area TA displays tab icons for switching screens displayed on the user terminal 20.

[0078] <Display section 211, 311> The display unit 211 of the user terminal 20 and the display unit 311 of the issuing company terminal 30 are configured to display a screen indicated by the screen data transmitted from the server device 10 on the output unit 25 or the output unit 35, respectively.

[0079] <Operation acquisition unit 212, 312> The operation acquisition unit 212 of the user terminal 20 and the operation acquisition unit 312 of the issuing company terminal 30 are configured to accept operations by the user of the user terminal 20 or the issuing company terminal 30, respectively.

[0080] 3. Information Processing Method This section describes an information processing method of the server device 10. This information processing method is executed by a computer, with each unit of the server device 10 acting as each step.

[0081] Specifically, this information processing method includes a stock issue registration step, an action reception step, and a point assignment step. In the stock issue registration step, multiple stock issues held by a user are linked to the user's account and registered. In the action reception step, actions for the multiple stock issues linked to the account are accepted from the user. In the point assignment step, action points common to all stock issues are assigned to the account in accordance with the action.

[0082] 8 is an activity diagram showing an example of the flow of information processing (stock issue management processing) executed by the information processing system 1. Below, the information processing will be described along with each activity in this activity diagram.

[0083] The stock issue management process begins with the user registering the stock issue. The user inputs the stock issues they hold into the user terminal 20 (activity A110). The server device 10 compares the user's registration information with the shareholder register and registers the stock issues input into the user terminal 20 into the user's account (activity A120). If the user has registered without using a personal authentication card, the server device 10 prompts the user to input their shareholder number.

[0084] After registering the stock issue, the server device 10 distributes user information and requests related to the registered stock issue to the user terminal 20 (activity A130). Based on the distributed information, the user inputs an action, such as exercising voting rights, on the user terminal 20 (activity A140). The server device 10 accepts the action input on the user terminal 20 (activity A150). After accepting the action, the server device 10 processes the action (e.g., exercising voting rights) (activity A160). Furthermore, the server device 10 grants common points corresponding to the action to the user's account (activity A170). The server device 10 also transmits the action processing results, point grant results, etc. to the user terminal 20. As a result, the user terminal 20 displays the action execution results and the latest common point number (activity A180).

[0085] 4. Effect The operation of this embodiment can be summarized as follows: That is, by logging in to one account (single sign-on), a user can view information or exercise voting rights for multiple stocks that they hold. This reduces the cost of managing stocks held by the user. Furthermore, it allows issuing companies to communicate more frequently with users.

[0086] Although the embodiment of the present invention has been described above, the present invention is not limited to this and can be modified as appropriate within the scope of the technical idea of ​​the invention.

[0087] 5.Other In the above embodiment, the server device 10 performs various storage and control operations, but multiple external devices may be used instead of the server device 10. That is, various information and programs may be distributed and stored in multiple external devices using block chain technology or the like.

[0088] The aspect of this embodiment is not limited to the information processing system 1, and may be an information processing method or a program. The information processing method includes steps executed by the information processing system 1. The program causes a computer to execute the steps of the information processing system 1.

[0089] At least one of the devices included in the information processing system 1 may be installed outside the country in which the functions of the information processing system 1 are performed.

[0090] The information processing system 1 may be an integrated system of the server device 10 and the user terminal 20. That is, the shareholder stock registration process, the action acceptance process, etc. may be performed in the user terminal 20. That is, the user terminal 20 may be an information processing device that registers multiple shareholder stocks.

[0091] It may be provided in the following manner.

[0092] (1) An information processing device comprising a processor, the processor being configured to execute the following steps by reading a program: in a stock registration step, multiple stocks held by a user are registered by linking them to the user's account; in an action reception step, actions are received from the user regarding the multiple stocks linked to the account, the actions including at least one of viewing information regarding the company that issued the stock and exercising voting rights at a general shareholders' meeting of the company that issued the stock.

[0093] According to this aspect, a user can view information or exercise voting rights for multiple stocks they hold by logging in to one account (single sign-on). This reduces the user's stock management costs. It also allows issuers to communicate more frequently with users.

[0094] (2) In the information processing device described in (1) above, in the stock name registration step, the information processing device acquires the user's personal information and the shareholder number of the stock name to be registered, and registers the stock name based on the results of comparing the acquired personal information and shareholder number with the personal information and shareholder number of the shareholder listed in the shareholder register.

[0095] According to this embodiment, it is possible to easily and reliably confirm that the user is the shareholder.

[0096] (3) In the information processing device described in (1) above, in the stock name registration step, the stock name is registered based on the results of comparing personal information obtained from the user's personal authentication card with the personal information of shareholders listed in the shareholder register.

[0097] According to this embodiment, it is possible to confirm that the user is a shareholder without the user having to input a shareholder number. Furthermore, even if the user does not know the shareholder number, the user can register a stock issue.

[0098] (4) In the information processing device described in any one of (1) to (3) above, the action includes a response to a questionnaire sent to the user by a stock issuing company.

[0099] According to this embodiment, the issuing company can directly interview shareholders at low cost.

[0100] (5) In the information processing device described in any one of (1) to (4) above, the processor is configured to further perform the following steps, and in the data creation step, statistical data regarding the actions performed by the user are created for each stock stock.

[0101] According to this embodiment, the issuing company can grasp the trends of shareholders as data.

[0102] (6) In the information processing device described in any one of (1) to (5) above, the processor is configured to further execute the following steps: in the point allocating step, common points common to all stock issues are allocated to the account in accordance with the action; and in the exchange acceptance step, the information processing device accepts the exchange of the common points for goods or services.

[0103] According to this aspect, it is possible to provide the user with an incentive to perform an action without impairing the convenience of single sign-on.

[0104] (7) An information processing method, comprising steps executed by the information processing device according to any one of (1) to (6) above.

[0105] (8) A program for causing a computer to execute each step of the information processing device described in any one of (1) to (6) above. Of course, this is not the case. [Explanation of symbols]

[0106] 1: Information processing system 2: Communication line 10: Server device 11: Control section 12: Storage section 13: Communications Department 14: Communication bus 20: User terminal 21: Control unit 22: Storage section 23: Communications Department 24: Input section 25: Output section 26: Communication bus 30: Issuer terminal 31: Control unit 32: Storage section 33: Communications Department 34: Input section 35: Output section 36: Communication bus 111: Display control unit 112: User registration section 113: Stock Registry 114: Information acquisition department 115: Action Reception Department 116: Data Creation Department 117: Point Assignment Department 118: Exchange Reception 211:Display section 212: Operation acquisition section 311: Display section 312: Operation acquisition section B1: Action execution button B2: Stock list display button BA: Brand display area IA: Information display area IF: Information display frame MA: Menu area MD: Stock management screen TA: Tab area< / ui>

Claims

1. An information processing device, a processor; The processor is configured to execute the following steps by reading the program: In the stock brand registration step, a plurality of stock brands held by the user are linked to the user's account and registered based on a result of matching personal information acquired from the user's personal authentication card with personal information of shareholders recorded in the shareholder register; In the action receiving step, actions for a plurality of stock brands linked to the account are received from the user; The information processing device, wherein the action includes at least one of viewing information about the company that issues the stock issue and exercising voting rights at a general shareholders' meeting of the company that issues the stock issue.

2. 2. The information processing device according to claim 1, In the stock registration step, the information processing device acquires the user's personal information and the shareholder number of the stock to be registered, and registers the stock based on the results of comparing the acquired personal information and shareholder number with the personal information and shareholder number of the shareholder listed in the shareholder register.

3. In the information processing device according to claim 1, In the stock brand registration step, Accepting a selection of stock brands held by the user and determining whether or not the user has registered personal information of the user using the personal authentication card; and If the personal authentication card is used, the personal information of the user is compared with the personal information recorded in the shareholder register, and if the two match, the selected shareholder stock is linked to the account and registered; If the personal authentication card is not used, the information processing device accepts input of a shareholder number from the user, compares the user's personal information and the shareholder number entered by the user with the personal information and shareholder number listed in the shareholder register, and if the two match, links the selected shareholder stock to the account and registers it.

4. 2. The information processing device according to claim 1, The information processing device, wherein the action includes a response to a questionnaire sent to the user by an issuing company of the stock.

5. 2. The information processing device according to claim 1, The processor is further configured to perform the steps of: In the data creation step, the information processing device creates statistical data regarding the actions taken by the user for each stock brand.

6. 2. The information processing device according to claim 1, The processor is further configured to perform the steps of: In the point allocating step, common points common to all stock brands are allocated to the account in accordance with the action; In the exchange acceptance step, the information processing device accepts the exchange of the common points for a product or a service.

7. An information processing method, comprising: An information processing method, comprising the steps executed by the information processing device according to any one of claims 1 to 6.

8. A program, A program for causing a computer to execute each step of the information processing device according to any one of claims 1 to 6.

Images