Business processing method, platform and storage medium

Abstract

The present application provides a business processing method, platform and storage medium, wherein the method includes: when a user handles a business, obtaining the user's first electronic identity certificate and the platform information of the first issuing platform that issued the first electronic identity certificate; the platform information includes the credit level of the issuing platform; if it is determined that the user has filed and stored a second electronic identity certificate issued by a second issuing platform, then determining whether the identity information contained in the first electronic identity certificate is the same as the identity information contained in the second electronic identity certificate; if they are not the same, then using the electronic identity certificate corresponding to the issuing platform with a higher credit level between the first issuing platform and the second issuing platform as the user's identity certificate for business processing. The method of the present application solves the problem that when a user handles a business, the identity information of the electronic ID card provided by the user is inconsistent with the valid identity information that the user has filed, thereby making it impossible to handle communication business.

Description

Technical Field

[0001] The present application relates to the field of information processing technology, and in particular to a business processing method, platform, and storage medium. Background Art

[0002] The promotion and application of electronic identity credentials such as the Electric IDCard has improved the efficiency of operators' communication services and enhanced users' business experience.

[0003] Electronic ID cards typically exist in the form of QR codes, barcodes, or other encrypted codes. Currently, when users use their electronic ID cards to process telecommunications services, operator staff scan the user's electronic ID card through the service platform and send it to the issuing platform to which the electronic ID card belongs. The service platform then receives the identity information corresponding to the electronic ID card from the issuing platform. Staff then records and stores this identity information on the service platform to complete the user's telecommunications service processing.

[0004] If a user uses an electronic ID card to handle telecommunication services again, there is often a problem that the identity information of the electronic ID card provided by the user is inconsistent with the valid identity information that the user has filed, making it impossible to handle telecommunication services. Summary of the Invention

[0005] This application provides a business processing method, platform and storage medium to solve the problem that when a user handles a business, the identity information of the electronic ID card provided by the user is inconsistent with the valid identity information that the user has filed, thereby preventing the user from handling communication services.

[0006] In a first aspect, the present application provides a business processing method, comprising:

[0007] When a user handles a business, obtaining the user's first electronic identity certificate and platform information of a first issuing platform that issued the first electronic identity certificate; the platform information includes the credit level of the issuing platform;

[0008] If it is determined that the user has a second electronic identity certificate issued by the second issuing platform, determining whether the identity information included in the first electronic identity certificate is the same as the identity information included in the second electronic identity certificate;

[0009] If they are not the same, the electronic identity certificate corresponding to the one with a higher credit level between the first issuing platform and the second issuing platform will be used as the identity certificate of the user to handle the business.

[0010] Optionally, the obtaining of the first electronic identity credential of the user and platform information of a first issuing platform that issued the first electronic identity credential includes:

[0011] Sending the obtained first electronic identity certificate to various issuing platforms for electronic identity certificate issuance for analysis;

[0012] From the parsing results returned by each issuing platform, it is determined that the platform information corresponding to the parsing result containing the identity information corresponding to the first electronic identity certificate is the platform information of the first issuing platform.

[0013] Optionally, if it is determined that the user has filed and stored a second electronic identity credential issued by a second issuing platform, determining whether the identity information included in the first electronic identity credential is the same as the identity information included in the second electronic identity credential includes:

[0014] Determining, based on the identity card number in the identity information included in the first electronic identity credential, whether the user has a second electronic identity credential issued by a second issuing platform on file;

[0015] If it is determined that the user has filed and stored a second electronic identity certificate issued by a second certificate issuance platform, it is determined whether the identity information included in the first electronic identity certificate is the same as the identity information included in the second electronic identity certificate.

[0016] Optionally, the using the electronic identity certificate corresponding to the one with a higher credit rating between the first issuing platform and the second issuing platform as the identity certificate of the user for business processing includes:

[0017] The electronic identity certificate corresponding to the one with a higher credit level among the first issuing platform and the second issuing platform is filed and stored as the identity certificate of the user, and the business processing of the user has been completed.

[0018] Optionally, the storing of the electronic identity certificate corresponding to the one with a higher credit rating between the first issuing platform and the second issuing platform as the identity certificate of the user includes:

[0019] The identity information contained in the electronic identity certificate corresponding to the issuing platform with a higher credit level between the first issuing platform and the second issuing platform is standardized to obtain the standard information of the user, and the obtained standard information is filed and stored; the standard information includes the user's name, gender, ID number, head portrait, registered address, certificate validity period, issuing platform identifier, and filing time.

[0020] Optionally, after using the electronic identity certificate corresponding to the one with a higher credit rating between the first issuing platform and the second issuing platform as the user's identity certificate for business processing, the method further includes:

[0021] Based on the user's application for upgrading the processed service, the user's stored identity credentials are called to process the service upgrade, and the time of calling the identity credentials is recorded.

[0022] Optionally, after obtaining the first electronic identity certificate of the user and the platform information of the first issuing platform that issued the first electronic identity certificate, the method further includes:

[0023] Determining whether the first issuing platform is a trusted identity authentication platform CTID;

[0024] If it is determined that the first issuing platform is CTID, the first electronic identity certificate is used as the identity certificate of the user to handle business.

[0025] In a second aspect, the present application provides a business processing platform, the business processing platform comprising:

[0026] Transceiver module and processing module;

[0027] The transceiver module is configured to obtain the user's first electronic identity certificate and platform information of the first issuing platform that issued the first electronic identity certificate when the user handles a business; the platform information includes the credit level of the issuing platform;

[0028] The processing module is used to determine whether the identity information contained in the first electronic identity certificate is the same as the identity information contained in the second electronic identity certificate if it is determined that the user has registered and stored a second electronic identity certificate issued by a second issuing platform; if they are not the same, the electronic identity certificate corresponding to the issuing platform with a higher credit level between the first issuing platform and the second issuing platform is used as the identity certificate of the user to handle business.

[0029] In a third aspect, the present application provides a service processing device, the device comprising:

[0030] processor and memory;

[0031] The memory stores executable instructions executable by the processor;

[0032] The processor executes the executable instructions stored in the memory, so that the processor performs the method described above.

[0033] In a fourth aspect, the present application provides a storage medium, wherein the storage medium stores computer-executable instructions, and the computer-executable instructions are used to implement the method described above when executed by a processor.

[0034] The business processing method, platform, and storage medium provided by this application, when a user handles a business, if it is determined that the identity information contained in the first electronic identity certificate of the user obtained is different from the identity information contained in the second electronic identity certificate of the user that has been filed and stored, then the electronic identity certificate corresponding to the issuing platform with a higher credit level between the first issuing platform that issued the first electronic identity certificate and the second issuing platform that issued the second electronic identity certificate is used as the identity certificate of the user for business processing. This application solves the problem that when a user handles a business, the identity information of the electronic ID card provided by the user is inconsistent with the valid identity information of the user that has been filed and stored, thereby preventing the user from handling communication business. BRIEF DESCRIPTION OF THE DRAWINGS

[0035] The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the present application and, together with the description, serve to explain the principles of the present application.

[0036] Figure 1 This is a diagram of the business processing system architecture provided by an embodiment of the present application;

[0037] Figure 2 A flowchart of the business process provided in the embodiment of the present application;

[0038] Figure 3 A flowchart for determining platform information of a first issuing platform provided in an embodiment of the present application;

[0039] Figure 4 A diagram of the business processing platform structure provided in an embodiment of the present application;

[0040] Figure 5 This is a structural diagram of the business processing device provided in an embodiment of the present application.

[0041] The above drawings illustrate specific embodiments of the present application, which will be described in more detail below. These drawings and the textual description are not intended to limit the scope of the present application in any way, but rather to illustrate the concepts of the present application to those skilled in the art by reference to specific embodiments. DETAILED DESCRIPTION

[0042] To make the purpose, technical solutions, and advantages of the embodiments of this application more clear, the technical solutions in the embodiments of this application will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments in this application, all other embodiments obtained by ordinary technicians in this field without making creative efforts are within the scope of protection of this application.

[0043] The promotion and application of electronic identity credentials has improved the efficiency of operators' communication services and enhanced users' business experience. Electronic identity credentials are usually in the form of QR codes, barcodes, or other encrypted codes. There are many platforms for issuing electronic identity credentials, such as the issuing platforms of provinces or municipalities, the Ministry of Public Security's Trusted Identity Authentication Platform (CTID), and the Alipay platform. The same user can simultaneously have electronic identity credentials issued by different issuing platforms. Identity information is regularly synchronized between different issuing platforms to ensure the consistency of identity information corresponding to different electronic identity credentials owned by the same user. Identity information includes at least the user's ID number. To promote the effective application of electronic identity credentials, operators' business platforms need to support electronic identity credentials issued by different issuing platforms to handle communication services for users.

[0044] Each time a user applies for telecommunications services, the operator must confirm the identity credentials provided by the user and file and store the identity information corresponding to the confirmed identity credentials to complete the service. Because the operator's service platform usually only files and stores one copy of the user's identity information, and the identity information corresponding to the electronic identity credentials held by the user is not updated in real time, when the user uses the electronic identity credentials to apply for telecommunications services again, the identity information of the electronic identity credentials provided by the user often does not match the identity information that the user has filed, making it impossible to apply for telecommunications services.

[0045] In this regard, the present application proposes a business processing method, which compares the first electronic identity certificate provided by the user when handling business and the platform information of the first issuing platform that issued the electronic identity certificate with the electronic identity certificate issued by the second issuing platform that the user has registered and stored and the platform information of the second issuing platform. If it is determined that the identity information contained in the first electronic identity certificate is different from the identity information contained in the second electronic identity certificate, the electronic identity certificate corresponding to the issuing platform with a higher credit level between the first issuing platform and the second issuing platform will be used as the identity certificate of the user for business processing, so as to solve the problem that the identity information of the electronic identity certificate provided by the user is inconsistent with the valid identity information that the user has registered, thereby being unable to handle communication business.

[0046] It should be noted that the business platform, business processing platform, business processing device, and certification platform in this application are all nationally trusted platforms. The business platform, business processing platform, business interactions between the business processing and certification platforms, and their respective business operations are all conducted under the premise of obtaining legal and compliant permissions.

[0047] The business processing method provided by this application is described below through some embodiments.

[0048] Figure 1 The business processing system architecture diagram provided in the embodiment of this application is as follows: Figure 1 As shown, the business platform 11 is connected to at least one issuing platform 12 that issues electronic identity certificates. The issuing platform 12 includes the issuing platform of Province A, the issuing platform of Province B, the issuing platform of Province C, ..., the Trusted Identity Authentication Platform (CTID) of the Ministry of Public Security, the Alipay platform, etc. The business platform 11 includes a barcode scanner 111. When a user handles a business, the user presents the electronic identity certificate through the user terminal 13. Generally, electronic identity certificates that are within the validity period can be effectively displayed by the user's user terminal 13; if the electronic identity certificate is invalid, it cannot be effectively displayed by the user's user terminal 13. The business platform 11 scans the electronic identity certificate displayed by the user terminal 13 through the barcode scanner 111 to obtain the user's first electronic identity certificate and the platform information of the first issuing platform that issued the first electronic identity certificate. The platform information includes the credit level of the issuing platform. The business platform 11 determines whether the user has filed and stored a second electronic identity certificate issued by a second issuing platform. If the service platform 11 determines that the user has a second electronic identity credential issued by the second issuing platform on file, it then determines whether the identity information contained in the first electronic identity credential is the same as the identity information contained in the second electronic identity credential. If the service platform 11 determines that the identity information contained in the first electronic identity credential is not the same as the identity information contained in the second electronic identity credential, it uses the electronic identity credential corresponding to the issuing platform with a higher credit rating, the first issuing platform or the second issuing platform, as the user's identity credential for business processing.

[0049] The business processing method provided by the embodiment of the present application is such that when a user handles a business, if it is determined that the identity information contained in the first electronic identity certificate of the user obtained is different from the identity information contained in the second electronic identity certificate of the user that has been filed and stored, the electronic identity certificate corresponding to the first issuing platform that issued the first electronic identity certificate and the second issuing platform that issued the second electronic identity certificate, whichever has a higher credit level, will be used as the identity certificate of the user for business processing, so as to solve the problem that the identity information of the electronic identity certificate provided by the user is inconsistent with the valid identity information of the user that has been filed and stored, thereby making it impossible to handle communication business.

[0050] The following combination Figure 2and Figure 3 The business processing method provided by this application is described in detail. Figure 2 This is a business process flow chart provided for an embodiment of the present application. Figure 3 A flowchart for determining the platform information of the first issuing platform provided in an embodiment of the present application. Figure 2 The execution subject of the embodiment shown can be Figure 1 The service platform 11 in the embodiment shown. Figure 2 As shown, the method includes:

[0051] S201. When a user handles a business, obtain the user's first electronic identity certificate and platform information of a first issuing platform that issues the first electronic identity certificate; the platform information includes the credit level of the issuing platform.

[0052] Specifically, when a user handles a business, the business platform 11 obtains the user's first electronic identity certificate and the platform information of the first issuing platform that issued the first electronic identity certificate, wherein the platform information includes the credit level of the issuing platform.

[0053] For example, when a user handles a business, the business platform 11 obtains the user's first electronic identity certificate and the platform information of the first issuing platform that issued the first electronic identity certificate as follows: Figure 3 Steps S2011-S2012 are shown.

[0054] S2011. The business platform 11 sends the obtained first electronic identity certificate to each issuing platform for electronic identity certificate issuance for analysis.

[0055] S2012: The business platform 11 determines, from the parsing results returned by the issuing platforms 12, that the platform information corresponding to the parsing result containing the identity information corresponding to the first electronic identity certificate is the platform information of the first issuing platform.

[0056] Steps S2011-S2012 are described as follows: The business platform 11 pre-stores the platform information of each connected issuing platform 12. This platform information also includes the platform identifier of the issuing platform 12, the encryption rules and authentication methods agreed upon between the issuing platform 12 and the business platform 11. For each newly connected issuing platform 12, the business platform 11 stores the platform information of that newly connected issuing platform 12. When a user conducts business, the business platform 11 scans and obtains the first electronic identity credential presented by the user terminal 13 using a barcode scanner 111. Based on the encryption rules and authentication methods agreed upon with each issuing platform 12, the business platform 11 encrypts the first electronic identity credential and the authentication request, and then generates a resolution request to be sent to each issuing platform 12. The business platform 11 sends each resolution request to each connected issuing platform 12. Upon receiving the resolution request from the business platform 11, each issuing platform 12 decrypts and authenticates the request. If the issuing platform 12 authenticates and confirms that the business platform 11 has permission to obtain the identity information corresponding to the first electronic identity certificate, it will parse the first electronic identity certificate in the parsing request and encrypt the parsing result according to the encryption rules agreed upon with the business platform 11, obtaining an encrypted parsing result. The issuing platform 12 returns the encrypted parsing result, including the platform identifier, to the business platform 11. Based on the platform identifier, the business platform 11 decrypts each received encrypted parsing result to obtain the corresponding plaintext parsing result. If the issuing platform 12 is the platform that issued the first electronic identity certificate, the encrypted parsing result returned by the issuing platform 12 includes the identity information contained in the first electronic identity certificate. If the issuing platform 12 is not the platform that issued the first electronic identity certificate, the encrypted parsing result returned by the issuing platform 12 does not include the identity information contained in the first electronic identity certificate. The identity information in the encrypted parsing result returned by the issuing platform 12 is shown in Table 1. Identity information includes at least the user's ID number and may also include the user's name, gender, ethnicity, registered address, photo, issuing authority, and certificate validity period. The address shown in Table 1 is the registered address. The parsing results returned by each issuing platform 12 also include their respective platform identifiers, and the business platform 11 can determine the platform information based on the platform identifier in the parsing results. Based on the plaintext parsing results corresponding to each encrypted parsing result, the business platform 11 determines from the encrypted parsing results returned by each issuing platform 12 that the platform information corresponding to the encrypted parsing result containing the identity information corresponding to the first electronic identity certificate is the platform information of the first issuing platform. Furthermore, in the process of generating a parsing request to be sent to CTID, the business platform 11 encrypts the user's ID number entered by the staff on the business platform 11, and at least one of the user's name, gender, ethnicity, registered address, photo, issuing authority, and certificate validity period, and then attaches it to the parsing request.The encrypted resolution result returned by CTID includes the confirmation result of the identity information attached to the resolution request.

[0057] Table 1 Identity information returned by the issuing platform

[0058]

[0059] Optionally, after obtaining the user's first electronic identity credential and the platform information of the first issuing platform that issued the first electronic identity credential, the service platform 11 determines whether the first issuing platform is a trusted identity authentication platform (CTID). If the service platform 11 determines that the first issuing platform is a CTID, the first electronic identity credential is used as the user's identity credential for business processing. If the service platform 11 determines that the first issuing platform is not a CTID, step S202 is performed.

[0060] S202: If it is determined that the user has filed and stored a second electronic identity certificate issued by the second issuing platform, determine whether the identity information included in the first electronic identity certificate is the same as the identity information included in the second electronic identity certificate.

[0061] Specifically, if the service platform 11 determines that the user has filed and stored a second electronic identity certificate issued by the second issuing platform, it determines whether the identity information included in the first electronic identity certificate is the same as the identity information included in the second electronic identity certificate.

[0062] For example, the service platform 11 determines whether the user has a second electronic identity credential issued by the second issuing platform on file, based on the ID number in the identity information contained in the first electronic identity credential. If the service platform 11 determines that the user has a second electronic identity credential issued by the second issuing platform on file, it then determines whether the identity information contained in the first electronic identity credential and the identity information contained in the second electronic identity credential are the same. If they are, the first electronic identity credential is used as the user's identity credential for service processing; if they are not, the process proceeds to step S203.

[0063] Optionally, the service platform 11 may also determine whether the user has a second electronic identity credential issued by the second issuing platform, based on other identity information included in the first electronic identity credential, such as the user's name, gender, ethnicity, registered address, photo, issuing authority, and credential validity period. Typically, a user's ID number is an unchangeable piece of identity information, and determining a user's second electronic identity credential based on the ID number is the most accurate method.

[0064] S203: If they are not the same, the electronic identity certificate corresponding to the one with a higher credit rating between the first issuing platform and the second issuing platform is used as the user's identity certificate to handle the business.

[0065] Specifically, if the business platform 11 determines that the identity information contained in the first electronic identity certificate is different from the identity information contained in the second electronic identity certificate, the electronic identity certificate corresponding to the issuing platform with a higher credit level between the first issuing platform and the second issuing platform will be used as the user's identity certificate for business processing.

[0066] Optionally, if the business platform 11 determines that the identity information contained in the first electronic identity certificate is different from the identity information contained in the second electronic identity certificate, the business platform 11 will store the electronic identity certificate corresponding to the issuing platform with a higher credit level between the first issuing platform and the second issuing platform as the user's identity certificate for filing to complete the user's business processing.

[0067] As shown in Table 1, since the format of the identity information contained in the first electronic identity certificate returned to business platform 11 by each issuing platform 12 after parsing the first electronic identity certificate sent by business platform 11 varies, during the filing and storage process for the user's identity certificate, the identity information contained in the first electronic identity certificate returned by issuing platform 12 must be standardized before filing and storage. For example, business platform 11 standardizes the identity information contained in the electronic identity certificate corresponding to the issuing platform with a higher credit rating between the first and second issuing platforms to obtain the user's standard information, which is then filed and stored. The standard information includes the user's name, gender, ID number, profile picture, registered address, certificate validity period, issuing platform identifier, and filing time.

[0068] The electronic identity certificate corresponding to the one with a higher credit level between the first issuing platform and the second issuing platform is filed and stored as the user's identity certificate, thereby achieving timely updating of the user's filed identity certificate and ensuring the accuracy and traceability of the filed information.

[0069] Furthermore, after using the electronic identity certificate corresponding to the one with a higher credit level between the first issuing platform and the second issuing platform as the user's identity certificate to handle business, the business platform 11 calls the user's registered and stored identity certificate to handle the business upgrade based on the user's application for upgrading the handled business, and records the identity certificate calling time to ensure the traceability of the business process.

[0070] Optionally, when a user handles business, if the identity credential provided by the user is a physical identity credential, the business platform 11 reads the identity information contained in the user's physical identity credential, and determines whether the identity information contained in the user's physical identity credential is the same as the identity information contained in the second electronic identity credential that the user has filed and stored. If they are not the same, the identity information contained in the user's physical identity credential is standardized according to step S203, and the obtained standard information of the user is filed and stored to complete the user's business handling.

[0071] Optionally, when a user handles a business, the business platform 11 may record and store the identity information contained in the user's first electronic identity certificate, the platform information of the first issuing platform that issued the first electronic identity certificate, and the time when the first electronic identity certificate was obtained. When a user handles a business, the business platform 11 reads the identity information contained in the user's physical identity certificate, and records and stores the identity information contained in the physical identity certificate and the time when the physical identity certificate was read. The business platform 11 records and stores the identity information contained in the user's first electronic identity certificate, the platform information of the first issuing platform that issued the first electronic identity certificate, and the identity information contained in the physical identity certificate to record the business handling process and ensure the traceability of the business handling process.

[0072] For example, the business platform 11 can create an electronic identity information library for each issuing platform 12, and store the identity information contained in the obtained first electronic identity certificate, the platform information of the first issuing platform that issued the first electronic identity certificate, and the time record of obtaining the first electronic identity certificate in the electronic identity information library corresponding to the first issuing platform. Similarly, the business platform 11 also establishes a physical identity information library for the physical identity certificate, and stores the identity information contained in the read user physical identity certificate and the time record of reading the physical identity certificate in the physical identity information library. Similarly, the business platform 11 also creates a filing identity information library, and stores the user's standard information in the filing identity information library. The electronic identity information library, the physical identity information library, and the filing identity information library respectively store information on each process of the user's business processing, ensuring the accurate traceability of business processing.

[0073] The business processing method provided by the embodiment of the present application obtains the identity information contained in the first electronic identity certificate and the platform information of the first issuing platform that issued the electronic identity certificate by sending the first electronic identity certificate obtained by the user when handling the business to each issuing platform connected to the business platform. When it is determined that the identity information contained in the first electronic identity certificate is different from the identity information contained in the second electronic identity certificate that the user has filed and stored, the electronic identity certificate corresponding to the issuing platform with a higher credit level among the first issuing platform and the second issuing platform is used as the identity certificate of the user for business processing, which solves the problem that the identity information of the electronic identity certificate provided by the user is inconsistent with the valid identity information that the user has filed and cannot handle communication business. In addition, the business processing method provided by the embodiment of the present application realizes the timely update of the user's filed and stored identity credentials by recording and filing the obtained identity credentials, ensuring the accuracy of the filing information and the traceability of the business processing process.

[0074] The embodiment of the present application also provides a business processing platform. Figure 4 This is a diagram of the business processing platform structure provided by the embodiment of this application. Figure 1 and Figure 4 The business processing platform provided in the embodiment of this application is described. Figure 4 As shown, the business processing platform 40 includes: a transceiver module 41 and a processing module 42.

[0075] The transceiver module 41 is used to obtain the user's first electronic identity certificate and the platform information of the first issuing platform that issued the first electronic identity certificate when the user handles the business. The platform information includes the credit level of the issuing platform 12.

[0076] The processing module 42 is used to determine whether the identity information contained in the first electronic identity certificate is the same as the identity information contained in the second electronic identity certificate if it is determined that the user has registered and stored a second electronic identity certificate issued by the second issuing platform; if they are not the same, the electronic identity certificate corresponding to the issuing platform 12 with a higher credit level between the first issuing platform and the second issuing platform is used as the user's identity certificate for business processing.

[0077] Optionally, the business processing platform 40 further includes: a first storage module 43 , a second storage module 44 and a third storage module 45 .

[0078] The processing module 42 is also used to send the obtained first electronic identity certificate to each issuing platform 12 that issues electronic identity certificates connected to the business processing platform 40 for analysis; from the analysis results returned by each issuing platform 12, determine that the platform information corresponding to the analysis result containing the identity information corresponding to the first electronic identity certificate is the platform information of the first issuing platform.

[0079] The transceiver module 41 is also used to send the identity information contained in the first electronic identity certificate of the user, the platform information of the first issuing platform that issued the first electronic identity certificate, and the time of obtaining the first electronic identity certificate to the first storage module 33 for record storage when the user handles business; or, to read the identity information contained in the physical identity certificate of the user when the user handles business, and send the identity information contained in the physical identity certificate and the time of reading the physical identity certificate of the user to the second storage module 44 for record storage.

[0080] The transceiver module 41 records and stores the identity information contained in the user's first electronic identity certificate, the platform information of the first issuing platform that issued the first electronic identity certificate, and the identity information contained in the physical identity certificate, so as to achieve detailed records of the business handling process and ensure the traceability of the entire business handling process.

[0081] The processing module 42 is further configured to send the electronic identity certificate corresponding to the higher-credited issuing platform 12 between the first issuing platform and the second issuing platform as the user's identity certificate to the third storage module 45 for record storage when the user handles a business.

[0082] When the user subsequently applies for a service upgrade for the service already handled, the identity credentials of the user stored in the third storage module 45 can be quickly called to perform efficient service upgrade processing, thereby improving the user's service processing experience.

[0083] The specific implementation principle and technical effects of the business processing platform provided by the embodiment of this application are Figure 2 The specific implementation principles and technical effects of the illustrated embodiment are similar and will not be described in detail here.

[0084] An embodiment of the present application also provides a service processing device. Figure 5 This is a diagram of the business processing device structure provided in the embodiment of the present application. Figure 5As shown, the device includes a processor 51 and a memory 52. ​​The memory 52 stores instructions executable by the processor 51, so that the processor 51 can be used to execute the technical solution of the above-mentioned method embodiment. Its implementation principle and technical effect are similar and will not be repeated in this embodiment. It should be understood that the above-mentioned processor 51 can be a central processing unit (CPU), or other general-purpose processors, digital signal processors (DSP), application-specific integrated circuits (ASIC), etc. The general-purpose processor can be a microprocessor or any conventional processor. The steps of the method disclosed in the present invention can be directly implemented as being executed by a hardware processor, or by a combination of hardware and software modules in the processor. The memory 52 may include high-speed random access memory (RAM) or non-volatile memory (NVM), such as at least one disk storage, or can be a USB flash drive, a mobile hard disk, a read-only memory, a magnetic disk, or an optical disk.

[0085] The embodiment of the present application also provides a storage medium, which stores computer-executable instructions. When these computer-executable instructions are executed by a processor, the above-mentioned business processing method is implemented. The storage medium can be implemented by any type of volatile or non-volatile storage device or a combination thereof, such as static random access memory (English: Static Random-Access Memory, abbreviated as: SRAM), electrically erasable programmable read-only memory (English: Electrically-Erasable Programmable Read-Only Memory, abbreviated as: EEPROM), erasable programmable read-only memory (English: Erasable Programmable Read-Only Memory, abbreviated as: EPROM), programmable read-only memory (English: Programmable Read-Only Memory, abbreviated as: PROM), read-only memory (English: Read-Only Memory, abbreviated as: ROM), magnetic memory, flash memory, magnetic disk or optical disk. The storage medium can be any available medium that can be accessed by a general-purpose or special-purpose computer.

[0086] An exemplary storage medium is coupled to a processor so that the processor can read information from the storage medium and write information to the storage medium. Of course, the storage medium can also be an integral part of the processor. The processor and the storage medium can be located in an application-specific integrated circuit (ASIC). Of course, the processor and the storage medium can also exist as discrete components in an electronic device or a main control device.

[0087] An embodiment of the present application also provides a program product, such as a computer program, which implements the business processing method covered by the present application when executed by a processor.

[0088] Those skilled in the art will appreciate that all or part of the steps in the above-described method embodiments can be implemented using hardware associated with program instructions. The aforementioned program can be stored in a computer-readable storage medium. When executed, the program performs the steps of the above-described method embodiments. The aforementioned storage medium includes various media capable of storing program code, such as ROM, RAM, magnetic disks, or optical disks.

[0089] Finally, it should be noted that the above embodiments are only used to illustrate the technical solutions of the present invention, rather than to limit it. Although the present invention has been described in detail with reference to the above embodiments, those skilled in the art should understand that they can still modify the technical solutions described in the above embodiments, or replace some or all of the technical features therein with equivalents. However, these modifications or replacements do not cause the essence of the corresponding technical solutions to deviate from the scope of the technical solutions of the embodiments of the present invention.

Claims

1. A business processing method, characterized in that: include: When a user handles a business, obtaining the user's first electronic identity certificate and platform information of a first issuing platform that issued the first electronic identity certificate; the platform information includes the credit level of the issuing platform; If it is determined that the user has a second electronic identity certificate issued by the second issuing platform, determining whether the identity information included in the first electronic identity certificate is the same as the identity information included in the second electronic identity certificate; If they are not the same, the electronic identity certificate corresponding to the one with a higher credit rating between the first issuing platform and the second issuing platform will be used as the identity certificate of the user for business processing; The obtaining of the first electronic identity certificate of the user and platform information of a first issuing platform that issued the first electronic identity certificate includes: Sending the obtained first electronic identity certificate to various issuing platforms for electronic identity certificate issuance for analysis; Determining, from the parsing results returned by each issuing platform, that the platform information corresponding to the parsing result containing the identity information corresponding to the first electronic identity certificate is the platform information of the first issuing platform; If it is determined that the user has filed and stored a second electronic identity certificate issued by a second issuing platform, determining whether the identity information included in the first electronic identity certificate is the same as the identity information included in the second electronic identity certificate includes: Determining, based on the identity card number in the identity information included in the first electronic identity credential, whether the user has a second electronic identity credential issued by a second issuing platform on file; If it is determined that the user has filed and stored a second electronic identity certificate issued by a second certificate issuance platform, it is determined whether the identity information included in the first electronic identity certificate is the same as the identity information included in the second electronic identity certificate.

2. The method according to claim 1, characterized in that The process of using the electronic identity certificate corresponding to the one with a higher credit rating between the first issuing platform and the second issuing platform as the user's identity certificate for business processing includes: The electronic identity certificate corresponding to the one with a higher credit level among the first issuing platform and the second issuing platform is filed and stored as the identity certificate of the user, and the business processing of the user has been completed.

3. The method according to claim 2, characterized in that The storing of the electronic identity certificate corresponding to the one with a higher credit rating between the first issuing platform and the second issuing platform as the identity certificate of the user includes: The identity information contained in the electronic identity certificate corresponding to the issuing platform with a higher credit level between the first issuing platform and the second issuing platform is standardized to obtain the standard information of the user, and the obtained standard information is filed and stored; the standard information includes the user's name, gender, ID number, head portrait, registered address, certificate validity period, issuing platform identifier, and filing time.

4. The method according to any one of claims 1 to 3, characterized in that After using the electronic identity certificate corresponding to the one with a higher credit rating among the first and second issuing platforms as the user's identity certificate for business processing, the method further includes: Based on the user's application for upgrading the processed service, the user's stored identity credentials are called to process the service upgrade, and the time of calling the identity credentials is recorded.

5. The method according to any one of claims 1 to 3, characterized in that After obtaining the first electronic identity certificate of the user and the platform information of the first issuing platform that issued the first electronic identity certificate, the method further includes: Determining whether the first issuing platform is a trusted identity authentication platform CTID; If it is determined that the first issuing platform is CTID, the first electronic identity certificate is used as the identity certificate of the user to handle business.

6. A business processing platform, characterized in that: The business processing platform includes: Transceiver module and processing module; The transceiver module is configured to obtain the user's first electronic identity certificate and platform information of the first issuing platform that issued the first electronic identity certificate when the user handles a business; the platform information includes the credit level of the issuing platform; The processing module is configured to, if it is determined that the user has a second electronic identity credential issued by a second issuing platform on file, determine whether the identity information contained in the first electronic identity credential is identical to the identity information contained in the second electronic identity credential; if they are not identical, use the electronic identity credential corresponding to the issuing platform with a higher credit rating, the first issuing platform or the second issuing platform, as the user's identity credential for business processing; The transceiver module is specifically configured to send the acquired first electronic identity certificate to each issuing platform for parsing; and from the parsing results returned by each issuing platform, determine that the platform information corresponding to the parsing result containing the identity information corresponding to the first electronic identity certificate is the platform information of the first issuing platform; The processing module is specifically configured to determine whether the user has a second electronic identity certificate issued by a second issuing platform on file, based on the identity card number in the identity information included in the first electronic identity certificate; If it is determined that the user has filed and stored a second electronic identity certificate issued by a second certificate issuance platform, it is determined whether the identity information included in the first electronic identity certificate is the same as the identity information included in the second electronic identity certificate.

7. A business processing device, characterized in that: The device comprises: processor and memory; The memory stores executable instructions executable by the processor; The processor executes the executable instructions stored in the memory, so that the processor executes the method according to any one of claims 1 to 5.

8. A storage medium, characterized in that: The storage medium stores computer-executable instructions, which, when executed by a processor, are used to implement the method according to any one of claims 1 to 5.

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