A control method, device, storage medium and electronic device for approval node

Abstract

The embodiment of the present application discloses a control method, device, storage medium and electronic device for an approval node. The method comprises: receiving an approval scoring request, determining the current node of the approval scoring request; determining a scoring response node according to the current node and a predetermined approval node relationship tree; sending the approval scoring request to the scoring response node to obtain a scoring result of the scoring response node. The technical solution can approve the transactions completed by each node through the approval node relationship tree, thereby improving the work quality and approval efficiency in the business processing process.

Description

Technical Field

[0001] The embodiments of the present application relate to the technical field of approval node control, and in particular, to a method, device, storage medium and electronic device for controlling an approval node. Background Art

[0002] The market economy system of domestic commercial banks is becoming more mature. At present, domestic and foreign banks have fully promoted and implemented risk management, and most domestic commercial banks have established their own risk management organizational structure. In order to fully coordinate the relationship between risk management and business development, major commercial banks have improved the importance of risk management in business processes based on process reengineering. Among them, credit approval is a more important part of risk management.

[0003] In each corresponding link of bank credit approval, the declaration scoring module is used to score the work results of the corresponding staff in each process link. Among them, credit refers to the bank's direct provision of financial support to customers, or the act of guaranteeing the credit of customers in relevant economic activities to a third party.

[0004] The existing application scoring module has too complicated scoring functions and involves many process departments, which requires a lot of manpower and has low work efficiency. Summary of the invention

[0005] The embodiments of the present application provide a control method, device, storage medium and electronic device for an approval node, which can approve transactions completed by each node through an approval node relationship tree, thereby improving work quality and approval efficiency in the business processing process.

[0006] In a first aspect, an embodiment of the present application provides a method for controlling an approval node, the method comprising:

[0007] Receiving an approval and scoring request, and determining a current node of the approval and scoring request;

[0008] Determine a scoring response node according to the current node and a predetermined approval node relationship tree;

[0009] The approval scoring request is sent to the scoring response node to obtain the scoring result of the scoring response node.

[0010] In a second aspect, an embodiment of the present application provides a control device for an approval node, the device comprising:

[0011] A current node determination module, configured to receive an approval and scoring request and determine a current node of the approval and scoring request;

[0012] A scoring response node determination module, used to determine a scoring response node according to the current node and a predetermined approval node relationship tree;

[0013] The scoring result obtaining module is used to send the approval scoring request to the scoring response node to obtain the scoring result of the scoring response node.

[0014] In a third aspect, an embodiment of the present application provides a computer-readable storage medium on which a computer program is stored. When the program is executed by a processor, the control method of the approval node as described in the embodiment of the present application is implemented.

[0015] In a fourth aspect, an embodiment of the present application provides an electronic device, comprising a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein when the processor executes the computer program, the control method of the approval node as described in the embodiment of the present application is implemented.

[0016] The technical solution provided by the embodiment of the present application first receives an approval scoring request and determines the current node of the approval scoring request, then determines the scoring response node based on the current node and a predetermined approval node relationship tree, sends the approval scoring request to the scoring response node, and obtains the scoring result of the scoring response node. By executing this technical solution, the transactions completed by each node can be approved through the approval node relationship tree, thereby improving the work quality and approval efficiency in the business processing process. BRIEF DESCRIPTION OF THE DRAWINGS

[0017] Figure 1 It is a flowchart of the control method of the approval node provided in Example 1 of the present application;

[0018] Figure 2 Is the reason for selecting data for negative case scoring?

[0019] Figure 3 It is a structural diagram of a control device of an approval node provided in Embodiment 2 of the present application;

[0020] Figure 4 It is a structural schematic diagram of an electronic device provided in Example 4 of the present application. DETAILED DESCRIPTION

[0021] The present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It is to be understood that the specific embodiments described herein are only used to explain the present application, rather than to limit the present application. It should also be noted that, for ease of description, only the parts related to the present application, rather than all structures, are shown in the accompanying drawings.

[0022] It should be mentioned before discussing the exemplary embodiments in more detail that some exemplary embodiments are described as processes or methods depicted as flow charts. Although the flow charts describe the steps as sequential processes, many of the steps therein can be implemented in parallel, concurrently or simultaneously. In addition, the order of the steps can be rearranged. The process can be terminated when its operation is completed, but can also have additional steps not included in the accompanying drawings. The process can correspond to a method, function, procedure, subroutine, subprogram, etc.

[0023] Embodiment 1

[0024] Figure 1 It is a flowchart of the control method of the approval node provided in the first embodiment of the present application. This embodiment can be applicable to the situation of controlling the approval node. The method can be executed by the control device of the approval node provided in the embodiment of the present application. The device can be implemented by software and / or hardware, and can be integrated into devices such as smart terminals for approval node control.

[0025] like Figure 1 As shown, the control method of the approval node includes:

[0026] S110: receiving an approval and scoring request, and determining a current node of the approval and scoring request.

[0027] In this embodiment, the approval scoring request can be a scoring request for the bank's work results, or a scoring request for the quality of the credit approval application materials and the quality of the meeting report. The approval scoring request can be a request sent in the form of a click operation, a request sent in the form of a fill-in operation, or a request sent in the form of a backend system import.

[0028] In this embodiment, the current node can be the IP address, physical address, etc. of the corresponding work task, or the user ID, device ID, etc. of the user login. In addition, it can also be other information, as long as it is possible to determine the approval node corresponding to the current node by obtaining certain information of the current node. For example, the current node can be a compliance preliminary review post, a compliance review post, a full-time approver, a lead approver, an approval agent, a drafting approval post, a preliminary approval review post, and an approval review post.

[0029] S120: Determine a scoring response node according to the current node and a predetermined approval node relationship tree.

[0030] In this embodiment, the predetermined approval node relationship tree is composed of multiple nodes, and each node can be used to represent the compliance preliminary review post, the compliance review post, the full-time approver, the lead approver, the approval agent, the draft reply post, the initial approval review post, and the approval review post. The approval order is the compliance preliminary review post, then the compliance review post, then the full-time approver, the lead approver and the approval agent, then the draft reply post, then the initial approval review post, and finally the approval review post. Among them, the three nodes of the full-time approver, the lead approver and the approval agent are parallel approval nodes. After the full-time approver, the lead approver and the approval agent have completed the approval respectively, the draft reply post can be approved and scored.

[0031] In this embodiment, the scoring response node can be determined according to the current node and the predetermined approval node relationship tree. For example, if the current node is the compliance initial review post, according to the current node and the predetermined approval node relationship tree, the scoring response node is the compliance review post.

[0032] In this embodiment, the current node is scored for approval by the scoring response link. For example, the compliance review post scores the current node, i.e., the compliance preliminary review post. Among them, the work results of the compliance preliminary review post, the quality of the application materials, and the quality of the meeting report can be scored for approval.

[0033] S130: Send the approval scoring request to the scoring response node to obtain a scoring result of the scoring response node.

[0034] In this embodiment, the scoring result can be in the range of 1-100 points, or in the range of 1-5 points. Among them, each scoring result represents a different approval result. For example, 5 points can represent satisfaction or very poor; 1 point can represent satisfaction or very poor. The approval result represented by the scoring result can be set according to user needs. In this embodiment, preferably, the scoring result can be in the range of 1-5 points. Among them, the approval results represented by the scoring results of 1-5 points are respectively very poor, poor, average, good and very good, that is, 1 point represents a very poor approval result, and 5 points represents a very good approval result.

[0035] In this embodiment, the approval scoring request is sent to the scoring response node, and the scoring node can respond to the user's click operation to obtain the scoring result of the scoring response node; the scoring node can also respond to the user's filling operation to obtain the scoring result of the scoring response node. Preferably, the scoring node can respond to the user's click operation to obtain the scoring result of the scoring response node.

[0036] In this embodiment, optionally, before sending the approval scoring request to the scoring response node, the method further includes:

[0037] Determining a request type of the approval scoring request;

[0038] Determine, according to the request type, an associated scoring method for scoring the corresponding node;

[0039] Accordingly, sending the approval scoring request to the scoring response node includes:

[0040] The approval scoring request and the associated scoring method are sent to the scoring response node, so that the associated scoring method is displayed at the scoring corresponding node.

[0041] In this embodiment, the request type of the approval scoring request may be a credit approval scoring request or a loan approval scoring request.

[0042] Among them, the scoring method can be selected by clicking the operation scoring method, or it can be filled in the operation scoring method.

[0043] In this embodiment, the request type of the approval request is determined, and then the associated scoring method of the scoring corresponding node can be determined according to the request type. For example, if the request type of the approval request is a credit approval scoring request, then the associated scoring method of the scoring corresponding node is a point-selection scoring method.

[0044] In this embodiment, the approval scoring request and the associated scoring method are sent to the scoring response node, and the associated scoring method is displayed at the scoring corresponding node, and the user can use the associated scoring method to perform scoring operations.

[0045] By determining the request type of the scoring request and the associated scoring method of the corresponding scoring node, the approval scoring request and the associated scoring method can be sent to the scoring response node, which provides a specific scoring method for the approval scoring and improves the approval efficiency.

[0046] In the technical solution, optionally, before sending the approval scoring request and the associated scoring method to the scoring response node so as to display the associated scoring method at the scoring corresponding node, the method further includes:

[0047] Obtaining user login information of the scoring response node;

[0048] Identify whether the user login information has permission to the approval scoring request;

[0049] If so, the approval scoring request and the associated scoring method are sent to the scoring response node, so that the associated scoring method is displayed on the scoring corresponding node.

[0050] The user login information may be account information, mobile phone number information, or user name information.

[0051] In this embodiment, different users have different permissions to approve scoring requests, and it is necessary to identify the user login information to determine whether the approval request has permission. For example, if the scoring response node is a compliance review post, when the user login information of the scoring response node is the user login information of the compliance review post, the user has permission; when the user login information of the scoring response node is the user login information of the initial approval review post, the user does not have permission.

[0052] By identifying whether the user login information has the authority to request approval and scoring, the authorized user login information can be determined, and the authorized evaluators can score the quality of the work results, thereby increasing the assessment of the work quality evaluation results and standardizing the approval and scoring process.

[0053] In this technical solution, optionally, after identifying whether the user login information has permission to the approval score request, the method further includes:

[0054] If not, feedback information indicating that the approval scoring request fails to be sent is returned to the current node.

[0055] The feedback information may be that the user does not have approval authority, or that the user's current node approval rating request is wrong.

[0056] Feedback information is sent to the current node, indicating that the approval and scoring request has failed, which standardizes the approval and scoring process and improves the quality of approval and scoring.

[0057] In this technical solution, optionally, after obtaining the scoring result of the scoring response node, the method further includes:

[0058] Determining the case type according to the scoring result;

[0059] According to the case type, the events completed by the current node are stored in a database associated with the case type.

[0060] The case type can be an excellent case, an ordinary case, or a negative case. Preferably, when the score is 5 points, the case type is an excellent case; when the score is 1 point or 2 points, the case type is a negative case.

[0061] Based on the scoring results, the case type is determined, and the events completed by the current node are stored in the database to facilitate subsequent queries on the approval case.

[0062] In the technical solution, optionally, after sending the approval scoring request and the associated scoring method to the scoring response node to obtain the scoring result of the scoring response node, the method further includes:

[0063] If the scoring result meets the preset conditions, the scoring reason selection data is sent to the scoring response node so that the scoring response node can display a scoring reason selection interface;

[0064] A scoring reason selection result of the scoring response node is received.

[0065] The preset condition may be 1 point or 2 points.

[0066] In this embodiment, the scoring reason selection data may be non-compliance with policy and system compliance, non-compliance with completeness of requirements, non-compliance with completeness, consistency and timeliness of information, or occurrence of material supplementation, etc.

[0067] In this embodiment, when the scoring result meets the preset conditions, the scoring reason selection data is sent to the scoring response node, and the user can select the corresponding scoring reason on the scoring reason selection interface displayed on the scoring response node.

[0068] By determining the selection results of the scoring reasons, the assessment of the work quality evaluation results can be strengthened and the work quality of users can be improved.

[0069] like Figure 2 As shown in the figure, the scoring reason selection data is listed as a negative case, that is, there is a major problem. When the scoring result meets the preset conditions, the scoring reason selection data will be sent to the scoring response node.

[0070] In the present technical solution, optionally, the scoring reason selection result includes at least one of: incomplete requirements, wrong information, outdated information, poor quality of supplementary materials, irregular listing of materials and typed content.

[0071] In this embodiment, incomplete requirements may mean that the evaluation and declaration requirements are incomplete and do not meet the bank's declaration material specification requirements.

[0072] In this embodiment, the information error may be that the application materials are not filled in according to the application materials filling requirements.

[0073] In this embodiment, outdated information may mean that the data information does not use the latest data information.

[0074] In this embodiment, the poor quality of the supplementary materials may mean that the supplementary application materials are insufficient, inaccurate, untimely, and there are multiple supplements on the same issue.

[0075] In this embodiment, the irregular listing of materials may be that the application materials do not meet the bank's admission standards, the business model is not compliant, etc.

[0076] In this implementation, when the scoring reason selection data is other, the scoring reason is filled in in the form of typing.

[0077] The scoring reason selection result can be determined based on the scoring result, and the user can make improvements based on the scoring reason selection result, thereby improving the user's work quality.

[0078] The technical solution provided by the embodiment of the present application first receives an approval scoring request and determines the current node of the approval scoring request, then determines the scoring response node based on the current node and a predetermined approval node relationship tree, sends the approval scoring request to the scoring response node, and obtains the scoring result of the scoring response node. By executing this technical solution, the transactions completed by each node can be approved through the approval node relationship tree, thereby improving the work quality and approval efficiency in the business processing process.

[0079] Embodiment 2

[0080] Figure 3 is a schematic diagram of the structure of the control device of the approval node provided in the second embodiment of the present application, such as Figure 3 As shown, the control device of the approval node includes:

[0081] A current node determination module 310 is used to receive an approval and scoring request and determine a current node of the approval and scoring request;

[0082] The scoring response node determination module 320 is used to determine the scoring response node according to the current node and a predetermined approval node relationship tree;

[0083] The scoring result obtaining module 330 is used to send the approval scoring request to the scoring response node to obtain the scoring result of the scoring response node.

[0084] In this technical solution, optionally, the device further includes:

[0085] A request type determination module, used to determine the request type of the approval scoring request;

[0086] An associated scoring method determination module is used to determine an associated scoring method for scoring corresponding nodes according to the request type;

[0087] Accordingly, the scoring result obtaining module 330 is specifically used for:

[0088] The approval scoring request and the associated scoring method are sent to the scoring response node, so that the associated scoring method is displayed at the scoring corresponding node.

[0089] In this technical solution, optionally, the device further includes:

[0090] A user login information acquisition module, used to acquire the user login information of the scoring response node;

[0091] An authority determination module is used to identify whether the user login information has authority to request the approval score;

[0092] The associated scoring method display module is used to execute sending the approval scoring request and the associated scoring method to the scoring response node so as to display the associated scoring method at the scoring corresponding node.

[0093] In this technical solution, optionally, the device further includes:

[0094] The feedback information returning module is used to return feedback information of failure to send the approval scoring request to the current node if no.

[0095] In this technical solution, optionally, the device further includes:

[0096] A case type determination module, used to determine the case type according to the scoring result;

[0097] The event storage module is used to store the event completed by the current node in a database associated with the case type according to the case type.

[0098] In this technical solution, optionally, the device further includes:

[0099] A scoring reason selection data sending module, configured to send scoring reason selection data to the scoring response node if the scoring result meets a preset condition, so that the scoring response node can display a scoring reason selection interface;

[0100] The scoring reason selection result receiving module is used to receive the scoring reason selection result of the scoring response node.

[0101] In the present technical solution, optionally, the scoring reason selection result includes at least one of: incomplete requirements, wrong information, outdated information, poor quality of supplementary materials, irregular listing of materials and typed content.

[0102] The above-mentioned product can execute the method provided in the embodiment of the present application, and has the corresponding functional modules and beneficial effects of the execution method.

[0103] Embodiment 3

[0104] The embodiment of the present application further provides a storage medium including computer executable instructions, wherein the computer executable instructions are used to execute a control method of an approval node when executed by a computer processor, the method comprising:

[0105] Receiving an approval and scoring request, and determining a current node of the approval and scoring request;

[0106] Determine a scoring response node according to the current node and a predetermined approval node relationship tree;

[0107] The approval scoring request is sent to the scoring response node to obtain the scoring result of the scoring response node.

[0108] Storage medium - any of various types of memory devices or storage devices. The term "storage medium" is intended to include: installation media, such as CD-ROM, floppy disk or tape device; computer system memory or random access memory, such as DRAM, DDR RAM, SRAM, EDO RAM, Rambus RAM, etc.; non-volatile memory, such as flash memory, magnetic media (such as hard disk or optical storage); registers or other similar types of memory elements, etc. The storage medium may also include other types of memory or combinations thereof. In addition, the storage medium may be located in the computer system in which the program is executed, or may be located in a different second computer system, which is connected to the computer system via a network (such as the Internet). The second computer system can provide program instructions to the computer for execution. The term "storage medium" may include two or more storage media that may reside in different locations (for example, in different computer systems connected by a network). The storage medium may store program instructions (for example, embodied as a computer program) that can be executed by one or more processors.

[0109] Of course, the storage medium containing computer executable instructions provided in the embodiment of the present application is not limited to the control operations of the approval node as described above, and can also execute related operations in the control method of the approval node provided in any embodiment of the present application.

[0110] Embodiment 4

[0111] An embodiment of the present application provides an electronic device, in which the control device of the approval node provided by the embodiment of the present application can be integrated. Figure 4 Schematic diagram of the structure of an electronic device provided in the fourth embodiment of the present application. Figure 4As shown, this embodiment provides an electronic device 400, which includes: one or more processors 420; a storage device 410, which is used to store one or more programs. When the one or more programs are executed by the one or more processors 420, the one or more processors 420 implement the control method of the approval node provided in the embodiment of the present application. The method includes:

[0112] Receiving an approval and scoring request, and determining a current node of the approval and scoring request;

[0113] Determine a scoring response node according to the current node and a predetermined approval node relationship tree;

[0114] The approval scoring request is sent to the scoring response node to obtain the scoring result of the scoring response node.

[0115] Of course, those skilled in the art can understand that the processor 420 also implements the technical solution of the control method of the approval node provided in any embodiment of the present application.

[0116] Figure 4 The electronic device 400 shown is merely an example and should not bring any limitation to the functions and scope of use of the embodiments of the present application.

[0117] like Figure 4 As shown, the electronic device 400 includes a processor 420, a storage device 410, an input device 430, and an output device 440; the number of the processor 420 in the electronic device can be one or more. Figure 4 A processor 420 is taken as an example; the processor 420, the storage device 410, the input device 430 and the output device 440 in the electronic device can be connected via a bus or other means. Figure 4 The connection via bus 450 is taken as an example.

[0118] The storage device 410 is a computer-readable storage medium that can be used to store software programs, computer executable programs, and module units, such as program instructions corresponding to the control method of the approval node in the embodiment of the present application.

[0119] The storage device 410 may mainly include a program storage area and a data storage area, wherein the program storage area may store an operating system and at least one application required for a function; the data storage area may store data created according to the use of the terminal, etc. In addition, the storage device 410 may include a high-speed random access memory, and may also include a non-volatile memory, such as at least one disk storage device, a flash memory device, or other non-volatile solid-state storage device. In some instances, the storage device 410 may further include a memory remotely arranged relative to the processor 420, and these remote memories may be connected via a network. Examples of the above-mentioned network include, but are not limited to, the Internet, an intranet, a local area network, a mobile communication network, and combinations thereof.

[0120] The input device 430 may be used to receive input numbers, character information or voice information, and generate key signal input related to user settings and function control of the electronic device. The output device 440 may include electronic devices such as a display screen and a speaker.

[0121] The electronic device provided in the embodiment of the present application can achieve the purpose of improving the control speed and processing effect of the approval node.

[0122] The control device, storage medium, and electronic device of the approval node provided in the above embodiments can execute the control method of the approval node provided in any embodiment of the present application, and have the corresponding functional modules and beneficial effects of executing the method. For technical details not described in detail in the above embodiments, please refer to the control method of the approval node provided in any embodiment of the present application.

[0123] Note that the above are only preferred embodiments of the present application and the technical principles used. Those skilled in the art will understand that the present application is not limited to the specific embodiments described herein, and that various obvious changes, readjustments and substitutions can be made by those skilled in the art without departing from the scope of protection of the present application. Therefore, although the present application is described in more detail through the above embodiments, the present application is not limited to the above embodiments, and may include more other equivalent embodiments without departing from the concept of the present application, and the scope of the present application is determined by the scope of the appended claims.

Claims

1. A control method for an approval node, characterized in that: include: Receiving an approval scoring request, determining a current node of the approval scoring request; wherein the approval scoring request is a scoring request for bank work results, or the approval scoring request is a scoring request for the quality of credit approval application materials and meeting report quality; Determine a scoring response node according to the current node and a predetermined approval node relationship tree; wherein the approval node relationship tree is composed of a plurality of nodes, each of which is used to represent a compliance preliminary review post, a compliance review post, a full-time approver, a lead approver, an approval agent, a drafting approval post, a preliminary approval review post, and an approval review post; Sending the approval scoring request to the scoring response node to obtain the scoring result of the scoring response node; If the scoring result meets the preset conditions, the scoring reason selection data is sent to the scoring response node so that the scoring response node can display a scoring reason selection interface; Receive the scoring reason selection result of the scoring response node; wherein the scoring reason selection result includes: incomplete requirements, wrong information, outdated information, poor quality of supplementary materials, irregular material listing and at least one of typed content.

2. The method according to claim 1, characterized in that Before sending the approval scoring request to the scoring response node, the method further includes: Determining a request type of the approval scoring request; Determining, according to the request type, an associated scoring method of the scoring response node; Accordingly, sending the approval scoring request to the scoring response node includes: The approval scoring request and the associated scoring method are sent to the scoring response node, so that the associated scoring method is displayed on the scoring response node.

3. The method according to claim 2, characterized in that Before sending the approval scoring request and the associated scoring method to the scoring response node so as to display the associated scoring method on the scoring response node, the method further includes: Obtaining user login information of the scoring response node; Identify whether the user login information has permission to the approval scoring request; If so, the approval scoring request and the associated scoring method are sent to the scoring response node, so that the associated scoring method is displayed on the scoring response node.

4. The method according to claim 3, characterized in that After identifying whether the user login information has permission to the approval scoring request, the method further includes: If not, feedback information indicating that the approval scoring request fails to be sent is returned to the current node.

5. The method according to claim 1, characterized in that After obtaining the scoring result of the scoring response node, the method further includes: Determining the case type according to the scoring result; According to the case type, the events completed by the current node are stored in a database associated with the case type.

6. A control device for an approval node, characterized in that: include: A current node determination module is used to receive an approval scoring request and determine the current node of the approval scoring request; wherein the approval scoring request is a scoring request for bank work results, or the approval scoring request is a scoring request for the quality of credit approval application materials and meeting report quality; A scoring response node determination module is used to determine a scoring response node according to the current node and a predetermined approval node relationship tree; wherein the approval node relationship tree is composed of a plurality of nodes, each of which is used to represent a compliance preliminary review post, a compliance review post, a full-time approver, a lead approver, an approval agent, a drafting approval post, a preliminary approval review post, and an approval review post; A scoring result obtaining module, used for sending the approval scoring request to the scoring response node to obtain the scoring result of the scoring response node; A scoring reason selection data sending module, configured to send scoring reason selection data to the scoring response node if the scoring result meets a preset condition, so that the scoring response node can display a scoring reason selection interface; The scoring reason selection result receiving module is used to receive the scoring reason selection result of the scoring response node; wherein the scoring reason selection result includes: incomplete requirements, wrong information, outdated information, poor quality of supplementary materials, irregular listing of materials and at least one of typed content.

7. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the program is executed by a processor, the control method of the approval node according to any one of claims 1 to 5 is implemented.

8. An electronic device comprising a memory, a processor and a computer program stored in the memory and running on the processor, characterized in that: When the processor executes the computer program, the control method of the approval node according to any one of claims 1 to 5 is implemented.

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