A method and device for generating a profit-sharing plan

Abstract

The present invention discloses a method and device for generating a profit-sharing scheme, and relates to the field of computer technology. The specific implementation of the method includes: configuring a unified profit-sharing scheme import model and an intelligent profit-sharing scheme template corresponding to each profit-sharing scenario, wherein the unified profit-sharing scheme import model includes full-dimensional attribute fields, and the intelligent profit-sharing scheme template corresponding to each profit-sharing scenario includes scenario element fields and calculation rules corresponding to the corresponding profit-sharing scenario; for each profit-sharing scenario: obtaining an intelligent profit-sharing scheme template corresponding to the scenario; based on the intelligent profit-sharing scheme template, generating an intelligent profit-sharing scheme corresponding to the profit-sharing scenario; according to the generated intelligent profit-sharing scheme corresponding to the profit-sharing scenario, using the unified profit-sharing scheme import model to generate a unified profit-sharing scheme. This implementation overcomes the technical problems of repeated manual input of element data and difficulty in reuse, thereby achieving the technical effect of improving the user's operating efficiency and accuracy.

Description

Technical Field

[0001] The present invention relates to the field of computer technology, and in particular to a method and device for generating a sharing scheme. Background Art

[0002] The main output of bank management accounting is to establish a multi-dimensional profit indicator system, which combines indicators from different business systems and different granularities to form a multi-dimensional report indicator system such as customers, products, institutions, channels, etc. When evaluating the operating conditions of an institution or a branch, you can not only look at the income and expenditure indicators of the entire institution, but also the financial contributions of the products and customers operated by the institution.

[0003] On this basis, due to the collaborative marketing of multiple entities and the unified accounting of a certain entity, the separation of operation and accounting is relatively common. In order to cooperate with the performance appraisal adjustment and truly reflect the value contribution of the operating entity, management accounting is often faced with the task of splitting and adjusting multi-dimensional data. For example, a certain amount of deposit balance of a product of institution A is transferred to institution B. Or a certain amount or proportion of certain indicators of a customer of institution A is transferred to institution B.

[0004] In the past, users needed to formulate profit-sharing plans and import profit-sharing information through a fixed multi-dimensional performance-sharing plan dimension table. This dimension table provides multiple dimensions for users to configure. When the objects of performance sharing are smaller-granular products, customers, or even accounts, and when a large number of similar profit-sharing businesses occur repeatedly in multiple institutions and multiple periods, the excessive dimensions of the existing profit-sharing plan templates are not conducive to the distribution, collection, and proofreading of information. On average, each user creates at least hundreds of plans per period, and some even create thousands of plans. Filling in and confirming the plans requires a lot of manpower and time. Summary of the invention

[0005] In view of this, the embodiment of the present invention provides a method and device for generating a profit-sharing plan, which can reconstruct the profit-sharing scenarios commonly used in the business, and provide corresponding profit-sharing data collection templates for the report indicators (net income from intermediary business, customer deposit indicators, loan indicators, and account indicators jointly operated by multiple institutions) that are most concerned by the business in the assessment. First, for indicators such as net income from intermediary business that require the book caliber to be converted into the assessment caliber, automatic data collection is provided, and the original offline netting and inspection work is implemented by the program, and a new profit-sharing plan is automatically generated, which improves the accuracy of the profit-sharing data, greatly reduces manual operations, and realizes the retention of process data, which is convenient for data tracing. Secondly, for deposit and loan indicators of joint operation, key customers, institutions, and indicator information are reserved, and other auxiliary information is identified by the program to automatically generate a standardized performance profit-sharing plan. In addition, for repetitive profit-sharing plans that need to be imported regularly on a monthly or quarterly basis, the program automatically captures and automatically identifies related historical plans, and while retaining the historical plan data, it automatically generates a new plan according to certain specifications and modifies the auxiliary information according to the subject and time.

[0006] To achieve the above objective, according to one aspect of an embodiment of the present invention, a method for generating a partitioning scheme is provided.

[0007] A method for generating a sharing scheme according to one aspect of an embodiment of the present invention includes:

[0008] Configure a unified profit-sharing scheme import model and intelligent profit-sharing scheme templates corresponding to each profit-sharing scenario, wherein the unified profit-sharing scheme import model includes full-dimensional attribute fields, and the intelligent profit-sharing scheme templates corresponding to each profit-sharing scenario include scenario element fields and calculation rules corresponding to the corresponding profit-sharing scenario;

[0009] For each split scenario:

[0010] Get the intelligent profit-sharing scheme template corresponding to the scenario;

[0011] Based on the intelligent profit-sharing scheme template, generate an intelligent profit-sharing scheme corresponding to the profit-sharing scenario;

[0012] According to the intelligent profit-sharing scheme generated corresponding to the profit-sharing scenario, a unified profit-sharing scheme is generated using the unified profit-sharing scheme import model.

[0013] According to an aspect of an embodiment of the present invention, in a method for generating a profit-sharing scheme, generating an intelligent profit-sharing scheme corresponding to the profit-sharing scenario based on the intelligent profit-sharing scheme template includes:

[0014] Using the intelligent profit-sharing scheme template, collecting element data associated with the intelligent profit-sharing scheme template;

[0015] Based on the obtained element data and calculation rules, an intelligent division plan corresponding to the division scenario is generated.

[0016] According to an aspect of an embodiment of the present invention, in a method for generating a profit-sharing scheme, generating a profit-sharing scheme using the unified profit-sharing scheme import model according to the generated intelligent profit-sharing scheme corresponding to the profit-sharing scenario comprises:

[0017] The sharing information is obtained according to the elements and rules in the intelligent sharing scheme, and the sharing information is imported into the unified sharing scheme import model.

[0018] According to a method for generating a sharing scheme according to one aspect of an embodiment of the present invention, the sharing scenarios include at least any one of the following:

[0019] Mid-term netting scenario;

[0020] Performance sharing scenarios for customer deposits, loans and accounts;

[0021] Scenarios of adjustment of intermediary income or adjustment of customer deposits and loans;

[0022] Reuse the previous scenario.

[0023] According to an aspect of an embodiment of the present invention, in a method for generating a profit-sharing scheme, there are one or more intelligent profit-sharing scheme templates corresponding to a profit-sharing scenario.

[0024] According to an aspect of an embodiment of the present invention, in a method for generating a profit-sharing scheme, before generating a unified profit-sharing scheme using the unified profit-sharing scheme import model according to the generated intelligent profit-sharing scheme corresponding to the profit-sharing scenario, the method further includes:

[0025] The intelligent profit-sharing scheme is automatically verified through the intelligent profit-sharing scheme template.

[0026] According to an aspect of an embodiment of the present invention, in a method for generating a profit-sharing scheme, when the profit-sharing scenario reuses a previous scheme scenario, generating an intelligent profit-sharing scheme corresponding to the profit-sharing scenario based on the intelligent profit-sharing scheme template includes:

[0027] According to the preset conditions, obtain the smart profit-sharing plan that was effective in the previous period and expired in the current period;

[0028] Get the new effective time and profit-sharing plan name, as well as other element information in the previous plan;

[0029] A new intelligent profit-sharing plan is generated by using the other element information obtained from the previous plan and the new effective time and profit-sharing plan name.

[0030] According to an aspect of an embodiment of the present invention, a method for generating a profit-sharing plan, wherein the full-dimensional attribute fields include at least one or more of the following: plan identifier, plan effective time, profit-sharing dimension, profit-sharing template, profit-issuing subject, profit-receiving subject, profit-sharing product, profit-sharing customer, profit-sharing account, profit-issuing amount, profit-receiving amount, profit-issuing ratio, and profit-receiving ratio.

[0031] To achieve the above objective, according to one aspect of an embodiment of the present invention, a device for generating a partitioning scheme is provided.

[0032] According to one aspect of an embodiment of the present invention, a device for generating a sharing scheme includes:

[0033] A profit-sharing scheme import model unit, used to configure a unified profit-sharing scheme import model, wherein the unified profit-sharing scheme import model includes full-dimensional attribute fields;

[0034] An intelligent profit-sharing scheme template unit, used to configure an intelligent profit-sharing scheme template corresponding to each profit-sharing scenario; and

[0035] For each split scenario:

[0036] Get the intelligent profit-sharing scheme template corresponding to the scenario;

[0037] Based on the intelligent profit-sharing scheme template, generate an intelligent profit-sharing scheme corresponding to the profit-sharing scenario;

[0038] The profit-sharing scheme importing model unit is also used to generate a unified profit-sharing scheme using the unified profit-sharing scheme importing model according to the intelligent profit-sharing scheme generated corresponding to the profit-sharing scenario.

[0039] According to an aspect of an embodiment of the present invention, in a device for generating a profit-sharing scheme, when generating an intelligent profit-sharing scheme corresponding to the profit-sharing scenario based on the intelligent profit-sharing scheme template,

[0040] The intelligent sharing scheme template unit is further used to: collect element data associated with the intelligent sharing scheme template;

[0041] The profit-sharing scheme importing model unit is also used to obtain profit-sharing information according to the elements and rules in the intelligent profit-sharing scheme, and import the profit-sharing information into the unified profit-sharing scheme importing model to generate an intelligent profit-sharing scheme corresponding to the profit-sharing scenario.

[0042] According to an apparatus for generating a division scheme according to an aspect of an embodiment of the present invention, the division scenarios include at least any one of the following:

[0043] Mid-term netting scenario;

[0044] Performance sharing scenarios for customer deposits, loans and accounts;

[0045] Scenarios of adjustment of intermediary income or adjustment of customer deposits and loans;

[0046] Reuse the previous scenario

[0047] According to an aspect of an embodiment of the present invention, a device for generating a division plan is provided, wherein there are one or more intelligent division plan templates corresponding to a division scenario.

[0048] According to an aspect of an embodiment of the present invention, the device for generating a profit-sharing scheme, wherein the intelligent profit-sharing scheme template unit is further used for: before using the unified profit-sharing scheme import model to generate a unified profit-sharing scheme based on the generated intelligent profit-sharing scheme corresponding to the profit-sharing scenario, automatically verifying the intelligent profit-sharing scheme through the intelligent profit-sharing scheme template.

[0049] According to an apparatus for generating a profit-sharing scheme according to one aspect of an embodiment of the present invention, when the profit-sharing scenario is a reused scenario of a previous period scheme, the intelligent profit-sharing scheme template unit is further used to:

[0050] According to the preset conditions, obtain the smart profit-sharing plan that was effective in the previous period and expired in the current period;

[0051] Get the new effective time and profit-sharing plan name, as well as other element information in the previous plan;

[0052] A new intelligent profit-sharing plan is generated by using the other element information obtained from the previous plan and the new effective time and profit-sharing plan name.

[0053] To achieve the above object, according to one aspect of an embodiment of the present invention, there is provided an electronic device for generating a sharing scheme, characterized in that it includes:

[0054] one or more processors;

[0055] a storage device for storing one or more programs,

[0056] When the one or more programs are executed by the one or more processors, the one or more processors implement any of the methods described above.

[0057] To achieve the above object, according to one aspect of an embodiment of the present invention, a computer-readable medium is provided, on which a computer program is stored, characterized in that when the program is executed by a processor, any of the methods described above is implemented.

[0058] An embodiment of the above invention has the following advantages or beneficial effects: because a unified division scheme is adopted to import a model combined with each scene template, the technical problems of manually inputting factor data and difficulty in reuse are overcome, thereby achieving the technical effect of improving user operation efficiency and accuracy.

[0059] The further effects of the above-mentioned non-conventional optional manner will be described below in conjunction with the specific implementation manner. BRIEF DESCRIPTION OF THE DRAWINGS

[0060] The accompanying drawings are used to better understand the present invention and do not constitute an improper limitation of the present invention.

[0061] Figure 1 is a schematic diagram of the main process of a method for generating a profit-sharing plan according to an embodiment of the present invention;

[0062] Figure 2 is a schematic diagram of a unified partitioning scheme import model according to an embodiment of the present invention;

[0063] Figure 3 is a schematic diagram of main modules of an apparatus for generating a partitioning scheme according to an embodiment of the present invention;

[0064] Figure 4 is an exemplary system architecture diagram to which embodiments of the present invention may be applied;

[0065] Figure 5 It is a schematic diagram of the structure of a computer system of a terminal device or a server suitable for implementing an embodiment of the present invention. DETAILED DESCRIPTION

[0066] The following is a description of exemplary embodiments of the present invention in conjunction with the accompanying drawings, including various details of the embodiments of the present invention to facilitate understanding, which should be considered as merely exemplary. Therefore, it should be recognized by those of ordinary skill in the art that various changes and modifications may be made to the embodiments described herein without departing from the scope and spirit of the present invention. Similarly, for clarity and conciseness, the description of well-known functions and structures is omitted in the following description.

[0067] Practice has proved that although the multi-dimensional full-attribute profit-sharing scheme template can cover various common or uncommon profit-sharing scenarios, the dimensional attributes and scenarios that are actually used by users are relatively concentrated and stable. The present invention extracts the core dimensions and attribute information in common business usage scenarios for user confirmation, and the program completes automatic verification of data and filling in other auxiliary and repeated information. The efficiency and accuracy of profit-sharing scheme import will be greatly improved.

[0068] Specifically, since collaborative marketing, assessment adjustments and other matters occur frequently in enterprises, the utilization rate of performance sharing is high. Currently, a unified full-dimensional and multi-attribute performance sharing plan Excel template is used to import the sharing plan information into the system. The user directly fills in the sharing plan import template, and each column in the sharing plan needs to be filled in or left blank according to the sharing scenario. After importing, the system verifies the uniqueness of the duplicate plan names and whether the distribution is equal, and prompts whether the import is successful or failed. Classification and verification work needs to be completed manually offline, such as collecting assessment data and converting it into the number of distributions and distributions required for the sharing plan. Even if the sharing plan for each period is similar and only needs to be repeated, or modified on the original basis, it is necessary to first obtain the historical sharing plan, modify the effective expiration time, and the sharing plan name (unique identifier, to distinguish it from the historical plan), and then import it into the system. However, there are some problems with this method:

[0069] 1) The existing performance sharing technology is based on the multi-dimensional sharing plan information filled in by users. This table has rich attributes but low user readability and comprehensibility. It is difficult to distinguish which dimensional information on the table is necessary information, which is auxiliary information, and which is redundant information. It is easy to fill in errors, which may interfere with system recognition. After the data is collected offline by a dedicated person, it must be checked and processed first, and the plan must be filled in according to the specifications before it is imported into the performance sharing system. The operating pressure on users is relatively high, especially when the sharing demand is high and the amount of data is large.

[0070] In response to this problem, the present invention, based on this multi-dimensional summary table, allows users to start from the business scenario, classify the different business scenarios, confirm the necessary key sharing elements in a certain scenario, provide a data collection template, automatically summarize, automatically net, automatically check, and automatically generate a performance sharing plan, thereby greatly improving the user's operating efficiency and accuracy.

[0071] 2) After the existing performance sharing technology imports the sharing plan containing multi-dimensional information into the system, a large amount of historical data is stored in the database. Monthly sharing, quarterly sharing, and annual sharing plans can only be distinguished by the effective and expiration time. As the plans accumulate over time, the difficulty of maintenance and screening is greatly increased. However, from the user's operating habits, the quarterly and monthly performance sharing scenarios often do not change much. After complex screening, the user exports the plan that took effect in the previous period but expires in this period. In addition to modifying key necessary information such as the amount and the sharing entity, it is also necessary to modify the unique identifier and modify auxiliary information such as the effective and expiration time.

[0072] According to the user's operating habits, the present invention can automatically filter out the plans that were effective in the previous period and the previous quarter and are invalid in the current period. The user only needs to make slight adjustments to the plan information, and other auxiliary information is automatically generated by the system, which greatly improves the convenience and accuracy of operation.

[0073] The present invention optimizes the profit-sharing process and reconstructs the common scenarios and processes of performance profit-sharing. By providing an automated statistical template, the basic data before profit-sharing can be automatically summarized. Automatic netting and automatic verification can replace manual operations. The process data is retained according to certain rules for easy traceability. A more direct and convenient way of performance profit-sharing is provided.

[0074] The method of the present invention does not change the core structure of the original performance sharing, and reserves the core information confirmed by the business personnel, and other auxiliary information can be automatically identified and filled in by the program. In addition, the common scenarios of performance sharing are identified, historical plans are automatically captured, and new plans are automatically generated, while the needs of other scenarios are met through multi-dimensional sharing plans.

[0075] Figure 1 is a method for generating a sharing scheme according to an embodiment of the present invention, such as Figure 1 As shown, the method for generating a sharing scheme includes steps S101, S102, S103, and S104.

[0076] Step S101: configure a unified profit-sharing scheme import model and intelligent profit-sharing scheme templates corresponding to each profit-sharing scenario.

[0077] In this step, configure the unified sharing scheme to import the model. Figure 2 As shown, the profit sharing scheme import model contains full-dimensional attribute fields, which may include profit sharing scheme identifier, scheme effective time, profit sharing dimension, profit sharing template, profit-exporting subject, profit-receiving subject, profit-exporting product, profit-exporting customer, profit-exporting account, profit-exporting amount, profit-receiving amount, profit-exporting ratio, profit-receiving ratio, etc. The scheme identifier may be the scheme ID or name. It should be noted that Figure 2 Only some performance sharing examples are shown. The full-dimensional attribute fields of the unified profit-sharing plan import model can also guarantee any other fields as needed.

[0078] For different profit-sharing application scenarios, the profit-sharing scheme information that users need to fill in is significantly different. In one embodiment, this can be achieved through an intelligent profit-sharing template. The intelligent profit-sharing template collects user input, combines the automatic and rapid automatic generation of an accurate profit-sharing scheme that the system can read and recognize, and specifically refers to step S102. In this step, first configure the intelligent profit-sharing scheme template corresponding to each profit-sharing scenario, and select from it for each scenario.

[0079] The intelligent profit-sharing scheme template is used to reconstruct the user's main usage scenarios. The intelligent profit-sharing scheme template corresponding to each profit-sharing scenario includes scenario element fields corresponding to the corresponding profit-sharing scenario. According to the scenarios and element fields, the necessary information in the profit-sharing scheme import model is processed and extracted to automatically generate a profit-sharing scheme according to the profit-sharing scheme import model.

[0080] For each split scenario:

[0081] Step S102: Obtain an intelligent profit-sharing scheme template corresponding to the scenario.

[0082] In this step, for the current scenario, select the intelligent profit sharing scheme template corresponding to the current scenario from the configured intelligent profit sharing scheme templates. For example, for the intermediate income and netting scenario, select the intermediate income and netting intelligent profit sharing template; for the performance sharing of customer deposits, loans and accounts, select the templates of deposits, loans and account sharing. Multiple templates may be used for each profit sharing scenario.

[0083] Step S103: Based on the intelligent profit-sharing scheme template, generate an intelligent profit-sharing scheme corresponding to the profit-sharing scenario.

[0084] In this step, the element data in the smart solution template is obtained through the fields provided in the template and the fields input by the user. After the element data is collected, the smart splitting solution corresponding to the splitting scenario is generated according to the element data and the rules in the template.

[0085] Step S104: according to the generated intelligent profit-sharing scheme corresponding to the profit-sharing scenario, a unified profit-sharing scheme is generated using the unified profit-sharing scheme import model.

[0086] In this step, the generated intelligent profit-sharing scheme corresponding to the profit-sharing scenario is imported into the unified profit-sharing scheme import model. The profit-sharing information is obtained from the intelligent profit-sharing scheme and imported into the unified profit-sharing scheme import model as filling data, thereby generating a unified profit-sharing scheme.

[0087] The following are some scenario examples to illustrate the above method steps.

[0088] Scenario 1: Intermediate settlement and netting scenario.

[0089] Net income from intermediary business is an indicator that branches pay more attention to for each outlet, and is also a common indicator in assessment and adjustment. Users need to adjust the intermediary business income on the books to the net income from intermediary business in the assessment scope, and generate a report after division. In one implementation, the implementation method may include the following steps.

[0090] 1. Download the template for intelligent profit sharing of net profit margin. According to the institution where the user is located, the template for intelligent profit sharing of net profit margin includes the book data of net profit of intermediary business of all institutions under its jurisdiction, as well as the calculation rules of net profit margin.

[0091] 2. Preferably, a template of the net income of intermediary business for the assessment scope is obtained, and the template includes the assessment institution number and amount information. In one embodiment, the template can be distributed to each assessment institution for filling. After filling, the template content of the net income of intermediary business for the assessment scope is placed in the specified path, and the template for intelligent division of the net difference between the intermediate income and the net income in step 1 is automatically collected and summarized, and the amounts of intermediary business of the same assessment institution are summarized to form the net income of intermediary business for the assessment scope of the institution. In this step, the user can also directly fill in the element data required in the template for intelligent division of the net difference between the intermediate income and the net income.

[0092] 3. The intelligent profit-sharing scheme template calculates the difference between the assessment amount and the book amount of the assessment institution based on the assessment amount of the net income of the intermediary business. In the intelligent profit-sharing template, the intelligent profit-sharing scheme template calculates the difference between the assessment amount and the book amount by identifying the same institution number, that is, generating the receiving entity and the receiving amount in the profit-sharing scheme.

[0093] 4. Preferably, an automatic verification step may also be included. The user fills in the name of the ceding institution and the distributable amount, and the intelligent profit-sharing plan template provides verification to ensure that the distributable amount of the ceding institution is greater than the distribution amount, and automatically fills in information to generate a profit-sharing plan based on the institution information and the net income data of the intermediary business and the user's operation time. The rules for generating information for the profit-sharing plan are as follows:

[0094] The name of the plan is institution + interim payment difference + profit sharing time;

[0095] The plan takes effect and expires in the current month or quarter;

[0096] The ceding entity is the ceding institution filled in by the user, and the receiving entity is the assessment institution;

[0097] The share amount is the net amount of the assessment institution.

[0098] 5. In the profit sharing scheme import model, import the profit sharing information of the generated profit sharing scheme as the filling information of the unified profit sharing scheme import model. After batch running, the profit sharing report is generated, which is reflected in the net income of the intermediate business in the assessment scope.

[0099] Scenario 2: Performance sharing scenario of customer deposits, loans and accounts. In this scenario, joint marketing leads to adjustments in the balance of deposits and loans between institutions and other profit and loss indicators. The implementation method includes the following steps.

[0100] 1. Obtain the template of the intelligent profit-sharing scheme. In this scenario, the template of the intelligent profit-sharing scheme includes templates for deposits, loans, and account profit-sharing. Use these templates to collect the indicator transfer ratios of customer deposits, customer loans, and customer accounts between institutions.

[0101] 2. After each institution has completed filling in the form, the intelligent profit-sharing plan template will automatically aggregate and collect the information based on the same profit-sharing institution number.

[0102] 3. The user can trigger with one click, and the intelligent profit-sharing plan template will automatically generate a profit-sharing plan. The rules for generating information for the profit-sharing plan are as follows:

[0103] The name of the plan is ceding institution + customer deposit (or customer loan, or account) + operation time;

[0104] The effective time is the current month or quarter;

[0105] The ceding entity is the ceding institution, and the ceding entity is the ceding institution.

[0106] The product is a deposit (or loan);

[0107] Account is a Customer Account;

[0108] The outgoing ratio is the outgoing ratio automatically summarized in step 2, and the incoming ratio is the ratio filled in by the customer in step 1.

[0109] 4. Import the profit-sharing plan generated in step 3 into the model, use the generated information in the profit-sharing plan as the filling information of the imported model, and generate a report after the performance sharing after the system runs the batch.

[0110] Scenario 3: User reuses the previous plan scenario. In this scenario, when certain assessment items occur repeatedly and become routine, such as adjustments to intermediary income or customer deposits and loans, users no longer need to repeatedly fill in and create profit-sharing plans. The implementation steps of the intelligent profit-sharing plan template are as follows.

[0111] 1. Through intelligent division into plan template units, according to preset conditions, obtain the plans that were effective in the previous period and expired in the current period for the user's institution.

[0112] 2. The user triggers with one click, and the intelligent profit-sharing plan template automatically generates a new plan. Except for the new effective time and profit-sharing plan name, other information remains the same as the previous period. The new effective time is the current period or season of the operation, and the profit-sharing plan name will also be modified to a new time suffix to ensure the uniqueness of the plan name and to distinguish it from historical plan data.

[0113] 3. Preferably, users can simply add, delete, and modify the new plan, and then import it into the unified profit-sharing plan import model. After running the batch, a report after performance sharing is generated.

[0114] Figure 3 4 is a schematic diagram of main modules of an apparatus for generating a partitioning scheme according to an embodiment of the present invention.

[0115] A profit-sharing scheme import model unit 301 is used to configure a unified profit-sharing scheme import model, wherein the unified profit-sharing scheme import model includes full-dimensional attribute fields;

[0116] An intelligent profit-sharing scheme template unit 302, used to configure an intelligent profit-sharing scheme template corresponding to each profit-sharing scenario; and

[0117] For each split scenario:

[0118] Get the intelligent profit-sharing scheme template corresponding to the scenario;

[0119] Based on the intelligent sharing scheme template, an intelligent

[0120] profit-sharing scheme;

[0121] The profit-sharing scheme importing model unit 301 is also used to generate a unified profit-sharing scheme using the unified profit-sharing scheme importing model according to the generated intelligent profit-sharing scheme corresponding to the profit-sharing scenario.

[0122] Wherein, when generating an intelligent profit-sharing scheme corresponding to the profit-sharing scenario based on the intelligent profit-sharing scheme template,

[0123] The intelligent profit sharing scheme template unit 302 is further used to: collect element data associated with the intelligent profit sharing scheme template;

[0124] The profit-sharing scheme importing model unit 301 is also used to: import the element data into the unified profit-sharing scheme importing model to generate an intelligent profit-sharing scheme corresponding to the profit-sharing scenario.

[0125] The intelligent profit-sharing scheme template unit 302 is also used to automatically verify the intelligent profit-sharing scheme through the intelligent profit-sharing scheme template before using the unified profit-sharing scheme import model to generate a unified profit-sharing scheme based on the intelligent profit-sharing scheme generated corresponding to the profit-sharing scenario.

[0126] Wherein, when the division scenario is a reuse of the previous plan scenario, the intelligent division plan template unit 302 is further used for:

[0127] According to the preset conditions, obtain the smart profit-sharing plan that was effective in the previous period and expired in the current period;

[0128] Get the new effective time and profit-sharing plan name, as well as other element information in the previous plan;

[0129] A new intelligent profit-sharing plan is generated by using the other element information obtained from the previous plan and the new effective time and profit-sharing plan name.

[0130] Figure 4An exemplary system architecture 400 is shown to which the method for generating a sharing scheme or the apparatus for generating a sharing scheme according to the embodiments of the present invention can be applied.

[0131] like Figure 4 As shown, system architecture 400 may include terminal devices 401, 402, 403, network 404 and server 405. Network 404 is used to provide a medium for communication links between terminal devices 401, 402, 403 and server 405. Network 404 may include various connection types, such as wired, wireless communication links or optical fiber cables, etc.

[0132] The user can use the terminal devices 401, 402, 403 to interact with the server 405 through the network 404 to receive or send messages, etc. Various communication client applications, such as bank accounting management applications, can be installed on the terminal devices 401, 402, 403.

[0133] The terminal devices 401 , 402 , and 403 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smart phones, tablet computers, laptop computers, and desktop computers.

[0134] Server 405 may be a server that provides various services, such as a backend management server (only an example) that provides support for the bank accounting management application browsed by the user using terminal devices 401, 402, 403. The backend management server may analyze and process the received information query request and other data, and feed back the processing results to the terminal device.

[0135] It should be noted that the method for generating a profit-sharing scheme provided in the embodiment of the present invention is generally executed by the server 405 , and accordingly, the device for generating a profit-sharing scheme is generally arranged in the server 405 .

[0136] It should be understood that Figure 4 The number of terminal devices, networks and servers in the embodiment is only for illustration. Any number of terminal devices, networks and servers may be provided according to the implementation requirements.

[0137] Reference below Figure 5 , which shows a schematic diagram of the structure of a computer system 500 of a terminal device suitable for implementing an embodiment of the present invention. Figure 5 The terminal device shown is only an example and should not bring any limitation to the functions and scope of use of the embodiments of the present invention.

[0138] like Figure 5As shown, the computer system 500 includes a central processing unit (CPU) 501, which can perform various appropriate actions and processes according to a program stored in a read-only memory (ROM) 502 or a program loaded from a storage part 508 into a random access memory (RAM) 503. In the RAM 503, various programs and data required for the operation of the system 500 are also stored. The CPU 501, the ROM 502, and the RAM 503 are connected to each other via a bus 504. An input / output (I / O) interface 505 is also connected to the bus 504.

[0139] The following components are connected to the I / O interface 505: an input section 506 including a keyboard, a mouse, etc.; an output section 507 including a cathode ray tube (CRT), a liquid crystal display (LCD), etc., and a speaker, etc.; a storage section 508 including a hard disk, etc.; and a communication section 509 including a network interface card such as a LAN card, a modem, etc. The communication section 509 performs communication processing via a network such as the Internet. A drive 510 is also connected to the I / O interface 505 as needed. A removable medium 511, such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, etc., is installed on the drive 510 as needed, so that a computer program read therefrom is installed into the storage section 508 as needed.

[0140] In particular, according to the embodiments disclosed in the present invention, the process described above with reference to the flowchart can be implemented as a computer software program. For example, the embodiments disclosed in the present invention include a computer program product, which includes a computer program carried on a computer-readable medium, and the computer program includes a program code for executing the method shown in the flowchart. In such an embodiment, the computer program can be downloaded and installed from the network through the communication part 509, and / or installed from the removable medium 511. When the computer program is executed by the central processing unit (CPU) 501, the above-mentioned functions defined in the system of the present invention are executed.

[0141] It should be noted that the computer-readable medium shown in the present invention may be a computer-readable signal medium or a computer-readable storage medium or any combination of the above two. The computer-readable storage medium may be, for example, but not limited to, an electrical, magnetic, optical, electromagnetic, infrared, or semiconductor system, device or device, or any combination of the above. More specific examples of computer-readable storage media may include, but are not limited to: an electrical connection with one or more wires, a portable computer disk, a hard disk, a random access memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disk read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the above. In the present invention, a computer-readable storage medium may be any tangible medium containing or storing a program that can be used by or in combination with an instruction execution system, device or device. In the present invention, a computer-readable signal medium may include a data signal propagated in a baseband or as part of a carrier wave, which carries a computer-readable program code. This propagated data signal may take a variety of forms, including but not limited to electromagnetic signals, optical signals, or any suitable combination of the above. Computer-readable signal media may also be any computer-readable medium other than computer-readable storage media, which may send, propagate or transmit a program for use by or in conjunction with an instruction execution system, apparatus or device. The program code contained on the computer-readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, optical cable, RF, etc., or any suitable combination of the above.

[0142] The flow chart and block diagram in the accompanying drawings illustrate the possible architecture, function and operation of the system, method and computer program product according to various embodiments of the present invention. In this regard, each box in the flow chart or block diagram can represent a module, a program segment, or a part of a code, and the above-mentioned module, program segment, or a part of a code contains one or more executable instructions for realizing the specified logical function. It should also be noted that in some alternative implementations, the functions marked in the box can also occur in a different order from the order marked in the accompanying drawings. For example, two boxes represented in succession can actually be executed substantially in parallel, and they can sometimes be executed in the opposite order, depending on the functions involved. It should also be noted that each box in the block diagram or flow chart, and the combination of the boxes in the block diagram or flow chart can be implemented with a dedicated hardware-based system that performs a specified function or operation, or can be implemented with a combination of dedicated hardware and computer instructions.

[0143] The units involved in the embodiments of the present invention may be implemented by software or hardware. The units described may also be provided in a processor, for example, may be described as: a processor including a partitioning scheme importing model unit and an intelligent partitioning scheme template unit. Among them, the names of these units do not constitute a limitation on the unit itself in certain circumstances, for example, the partitioning scheme importing model unit may also be described as a "unit for importing an intelligent partitioning scheme and generating a unified partitioning scheme".

[0144] As another aspect, the present invention further provides a computer-readable medium, which may be included in the device described in the above embodiment; or may exist independently without being assembled into the device. The above computer-readable medium carries one or more programs, and when the above one or more programs are executed by a device, the device includes:

[0145] one or more processors;

[0146] a storage device for storing one or more programs,

[0147] When the one or more programs are executed by the one or more processors, the one or more processors implement:

[0148] Configure a unified profit-sharing scheme import model and intelligent profit-sharing scheme templates corresponding to each profit-sharing scenario, wherein the unified profit-sharing scheme import model includes full-dimensional attribute fields, and the intelligent profit-sharing scheme templates corresponding to each profit-sharing scenario include scenario element fields and calculation rules corresponding to the corresponding profit-sharing scenario;

[0149] For each split scenario:

[0150] Get the intelligent profit-sharing scheme template corresponding to the scenario;

[0151] Based on the intelligent profit-sharing scheme template, generate an intelligent profit-sharing scheme corresponding to the profit-sharing scenario;

[0152] According to the intelligent profit-sharing scheme generated corresponding to the profit-sharing scenario, a unified profit-sharing scheme is generated using the unified profit-sharing scheme import model.

[0153] The step of generating an intelligent profit-sharing scheme corresponding to the profit-sharing scenario based on the intelligent profit-sharing scheme template includes:

[0154] Using the intelligent profit-sharing scheme template, collecting element data associated with the intelligent profit-sharing scheme template;

[0155] Based on the obtained element data and calculation rules, an intelligent division plan corresponding to the division scenario is generated.

[0156] The step of using the unified sharing scheme import model to generate a sharing scheme based on the generated intelligent sharing scheme corresponding to the sharing scenario includes:

[0157] Import the elements of the intelligent sharing scheme into the unified sharing scheme import model.

[0158] The scenarios include at least one of the following:

[0159] Mid-term netting scenario;

[0160] Performance sharing scenarios for customer deposits, loans and accounts;

[0161] Scenarios of adjustment of intermediary income or adjustment of customer deposits and loans;

[0162] Reuse the previous scenario.

[0163] Among them, there are one or more intelligent profit-sharing scheme templates corresponding to one profit-sharing scenario.

[0164] Before generating a unified sharing scheme using the unified sharing scheme import model according to the generated intelligent sharing scheme corresponding to the sharing scenario, the one or more processors can further implement:

[0165] The intelligent profit-sharing scheme is automatically verified through the intelligent profit-sharing scheme template.

[0166] When the profit sharing scenario is a reused scenario of the previous period, the generating of the intelligent profit sharing scenario corresponding to the profit sharing scenario based on the intelligent profit sharing scenario template includes:

[0167] According to the preset conditions, obtain the smart profit-sharing plan that was effective in the previous period and expired in the current period;

[0168] Get the new effective time and profit-sharing plan name, as well as other element information in the previous plan;

[0169] A new intelligent profit-sharing plan is generated by using the other element information obtained from the previous plan and the new effective time and profit-sharing plan name.

[0170] Among them, the full-dimensional attribute fields include at least one or more of the following: plan identification, plan effective time, sharing dimension, sharing template, sharing entity, sharing entity, sharing product, sharing customer, sharing account, sharing amount, sharing amount, sharing ratio, and sharing ratio.

[0171] According to the technical solution of the embodiment of the present invention, it is possible to reconstruct the commonly used profit-sharing scenarios of the business, and provide corresponding profit-sharing data collection templates for the report indicators (net income from intermediary business, customer deposit indicators, loan indicators, and account indicators jointly operated by multiple institutions) that are most concerned by the business in the assessment. First, for indicators such as net income from intermediary business that need to convert the book caliber into the assessment caliber, automatic data collection is provided, and the original offline netting and inspection work is implemented by the program, and a new profit-sharing plan is automatically generated, which improves the accuracy of the profit-sharing data, greatly reduces manual operations, and realizes the retention of process data, which is convenient for data tracing. Secondly, for deposit and loan indicators of joint operation, key customers, institutions, and indicator information are reserved, and other auxiliary information is identified by the program to automatically generate a standardized performance profit-sharing plan. In addition, for repetitive profit-sharing plans that need to be imported regularly on a monthly or quarterly basis, the program automatically captures and identifies related historical plans, and while retaining the historical plan data, it automatically generates a new plan according to certain specifications and modifies the auxiliary information according to the subject and time.

[0172] The above specific implementations do not constitute a limitation on the protection scope of the present invention. It should be understood by those skilled in the art that various modifications, combinations, sub-combinations and substitutions may occur depending on design requirements and other factors. Any modification, equivalent substitution and improvement made within the spirit and principle of the present invention shall be included in the protection scope of the present invention.

Claims

1. A method for generating a profit-sharing plan, characterized in that: include: Configure a unified profit-sharing scheme import model and intelligent profit-sharing scheme templates corresponding to each profit-sharing scenario, wherein the unified profit-sharing scheme import model includes full-dimensional attribute fields, and the intelligent profit-sharing scheme templates corresponding to each profit-sharing scenario include scenario element fields and calculation rules corresponding to the corresponding profit-sharing scenario; wherein the intelligent profit-sharing scheme template is used to reconstruct the user's main usage scenario, and the intelligent profit-sharing scheme template corresponding to each profit-sharing scenario includes scenario element fields corresponding to the corresponding profit-sharing scenario; according to the profit-sharing scenarios and scenario element fields, process and extract necessary information in the profit-sharing scheme import model, so as to automatically generate a profit-sharing scheme according to the profit-sharing scheme import model; For each split scenario: Acquiring an intelligent profit-sharing scheme template corresponding to the scenario; including: selecting one or more intelligent profit-sharing scheme templates corresponding to the scenario from a plurality of configured intelligent profit-sharing scheme templates for the scenario; Based on the intelligent profit-sharing scheme template, generate an intelligent profit-sharing scheme corresponding to the profit-sharing scenario; According to the intelligent profit-sharing scheme generated corresponding to the profit-sharing scenario, a unified profit-sharing scheme is generated using the unified profit-sharing scheme import model.

2. The method according to claim 1, characterized in that The generating of the intelligent profit-sharing scheme corresponding to the profit-sharing scenario based on the intelligent profit-sharing scheme template includes: Using the intelligent profit-sharing scheme template, collecting element data associated with the intelligent profit-sharing scheme template; Based on the obtained element data and calculation rules, an intelligent division plan corresponding to the division scenario is generated.

3. The method according to claim 2, characterized in that The generating of a profit sharing scheme by using the unified profit sharing scheme import model according to the generated intelligent profit sharing scheme corresponding to the profit sharing scenario comprises: The sharing information is obtained according to the elements and rules in the intelligent sharing scheme, and the sharing information is imported into the unified sharing scheme import model.

4. The method according to claim 1, characterized in that The scenarios include at least one of the following: Mid-term netting scenario; Performance sharing scenarios for customer deposits, loans and accounts; Scenarios of adjustment of intermediary income or adjustment of customer deposits and loans; Reuse the previous scenario.

5. The method according to claim 1, characterized in that: Before generating a unified profit-sharing scheme using the unified profit-sharing scheme import model according to the generated intelligent profit-sharing scheme corresponding to the profit-sharing scenario, the method further includes: The intelligent profit-sharing scheme is automatically verified through the intelligent profit-sharing scheme template.

6. The method according to claim 4, characterized in that When the profit sharing scenario is a reused scenario of the previous period, the generating of the intelligent profit sharing scenario corresponding to the profit sharing scenario based on the intelligent profit sharing scenario template includes: According to the preset conditions, obtain the smart profit-sharing plan that was effective in the previous period and expired in the current period; Get the new effective time and profit-sharing plan name, as well as other element information in the previous plan; A new intelligent profit-sharing plan is generated by using the other element information obtained from the previous plan and the new effective time and profit-sharing plan name.

7. The method according to claim 1, characterized in that The full-dimensional attribute fields include at least one or more of the following: plan identifier, plan effective time, sharing dimension, sharing template, sharing entity, sharing entity, sharing product, sharing customer, sharing account, sharing amount, sharing amount, sharing ratio, and sharing ratio.

8. A device for generating a profit-sharing plan, characterized in that: include: A profit-sharing scheme import model unit, used to configure a unified profit-sharing scheme import model, wherein the unified profit-sharing scheme import model includes full-dimensional attribute fields; The intelligent profit-sharing scheme template unit is used to configure the intelligent profit-sharing scheme template corresponding to each profit-sharing scenario; wherein the intelligent profit-sharing scheme template is used to reconstruct the user's main usage scenario, and the intelligent profit-sharing scheme template corresponding to each profit-sharing scenario includes a scenario element field corresponding to the corresponding profit-sharing scenario; according to the profit-sharing scenario and the scenario element field, the necessary information in the profit-sharing scheme import model is processed and extracted, so as to be used to automatically generate a profit-sharing scheme according to the profit-sharing scheme import model; And, for each split scenario: Acquiring an intelligent profit-sharing scheme template corresponding to the scenario; including: selecting one or more intelligent profit-sharing scheme templates corresponding to the scenario from a plurality of configured intelligent profit-sharing scheme templates for the scenario; Based on the intelligent profit-sharing scheme template, generate an intelligent profit-sharing scheme corresponding to the profit-sharing scenario; The profit-sharing scheme importing model unit is also used to generate a unified profit-sharing scheme using the unified profit-sharing scheme importing model according to the intelligent profit-sharing scheme generated corresponding to the profit-sharing scenario.

9. The device according to claim 8, characterized in that When generating an intelligent profit-sharing scheme corresponding to the profit-sharing scenario based on the intelligent profit-sharing scheme template, The intelligent sharing scheme template unit is further used to: collect element data associated with the intelligent sharing scheme template; The sharing scheme importing model unit is also used to obtain sharing information according to the elements and rules in the intelligent sharing scheme, and import the sharing information into the unified sharing scheme importing model to generate an intelligent sharing scheme corresponding to the sharing scenario.

10. The device according to claim 8, characterized in that The scenarios include at least one of the following: Mid-term netting scenario; Performance sharing scenarios for customer deposits, loans and accounts; Scenarios of adjustment of intermediary income or adjustment of customer deposits and loans; Reuse the previous scenario.

11. The device according to claim 8, characterized in that There are one or more intelligent profit-sharing scheme templates corresponding to one profit-sharing scenario.

12. The device according to claim 8, characterized in that The intelligent sharing scheme template unit is also used to automatically verify the intelligent sharing scheme through the intelligent sharing scheme template before using the unified sharing scheme import model to generate a unified sharing scheme based on the intelligent sharing scheme generated corresponding to the sharing scenario.

13. The device according to claim 10, characterized in that When the division scenario is a reuse of the previous plan scenario, the intelligent division plan template unit is further used to: According to the preset conditions, obtain the smart profit-sharing plan that was effective in the previous period and expired in the current period; Get the new effective time and profit-sharing plan name, as well as other element information in the previous plan; A new intelligent profit-sharing plan is generated by using the other element information obtained from the previous plan and the new effective time and profit-sharing plan name.

14. An electronic device for generating a profit-sharing scheme, characterized in that: include: one or more processors; a storage device for storing one or more programs, When the one or more programs are executed by the one or more processors, the one or more processors implement the method according to any one of claims 1 to 7.

15. A computer readable medium having a computer program stored thereon, characterized in that: When the program is executed by a processor, the method according to any one of claims 1 to 7 is implemented.

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