A cash network management method, device, equipment and storage medium

Abstract

The present invention provides a cash network management method, apparatus, device, and storage medium. The method comprises: selecting a root node of any customer tree and obtaining customer information registered on the root node; generating a cash network based on the customer information registered on the root node; traversing the child nodes included in the root node and obtaining customer information registered on the child nodes; and adding customers corresponding to the customer information on the child nodes to the cash network. Using the customer information on each child node in the tree containing the root node, customers between the root node and the child nodes are linked, establishing connections between customers within the cash network. This provides a clearer and more intuitive understanding of customer behavior, provides decision-making and solutions for subsequent marketing, and improves the management efficiency of cash management services.

Description

Technical Field

[0001] The present invention relates to the field of data analysis technology, and in particular to a cash network management method, apparatus, device and storage medium. Background Art

[0002] In the financial sector, cash management products, such as a bank's cash management system, are built on a foundation of cash customer trees and nodes, upon which account registration and product contracting are performed. Because customer tree nodes can register accounts belonging to other customers, it's possible for different customers to be associated with each other even if they don't belong to the same group tree.

[0003] Typically, current cash management service networks offer integrated services to group clients, primarily utilizing cash pooling products and combining multiple cash management products. These services primarily address the centralized fund management needs of these group clients. Each cash management service network consists of a primary client (typically the group headquarters or an authorized entity) and multiple participating clients (member entities). However, current cash management service networks offer no visibility into the connections between the cash management network and its clients, nor do they reveal the interconnections between networks. This in turn hinders understanding of client behavior and hinders the ability to inform future marketing decisions and solutions. Summary of the Invention

[0004] In order to solve the above problems, the present invention provides a cash network management method, device, equipment and storage medium, the purpose of which is to provide a method, device, equipment and storage medium for establishing a relationship between a cash management service network and customers, and determining the connection between customers in the network, so as to understand customer behavior more clearly and intuitively, thereby providing decisions and solutions for subsequent marketing, and improving the management efficiency of cash management services.

[0005] One aspect of the present invention provides a method for managing a cash network, the method comprising:

[0006] Select the root node of any customer tree and obtain the customer information registered on the root node;

[0007] generating a cash network based on the customer information registered on the root node;

[0008] Traversing the child nodes included in the root node and acquiring the customer information registered on the child nodes;

[0009] The customer corresponding to the customer information of the child node is added to the cash network.

[0010] In one embodiment, the customer information registered on the root node includes at least one of a customer account number, a customer name, and customer attribute information.

[0011] In one embodiment, generating a cash network based on the customer information registered on the root node includes:

[0012] Determining a customer account number included in the customer information registered on the root node;

[0013] Generate a node number for the root node;

[0014] The network identifier of the cash network is generated according to the node number of the root node, and the customer account number included in the customer information registered on the root node is added to the cash network.

[0015] In one embodiment, traversing the child nodes included in the root node and acquiring the customer information registered on the child nodes includes:

[0016] Traversing all child nodes on the customer tree structure where the root node is located, and obtaining a node number of each child node in all the child nodes;

[0017] For any of the sub-nodes, the customer information registered on the sub-node is determined according to its corresponding node number.

[0018] In one embodiment, adding the customer corresponding to the customer information of the child node to the cash network includes:

[0019] Determining the customer account number included in the customer information of the child node;

[0020] Determining the customer registered on the sub-node according to the customer account number included in the customer information of the sub-node;

[0021] The customer is registered in the cash network.

[0022] In one embodiment, adding the customer corresponding to the customer information of the child node to the cash network includes:

[0023] Determining whether the customer information of the child node includes the customer information registered on the root node;

[0024] When the customer information of the child node does not include the customer information registered on the root node, adding the customer corresponding to the customer information of the child node to the cash network;

[0025] When the customer information of the child node includes the customer information registered on the root node, updating the child node to the root node, and updating the cash network according to the customer information registered on the updated root node;

[0026] Traversing the child nodes included in the updated root node and acquiring the customer information registered on the child nodes;

[0027] The customer corresponding to the customer information of the child node is added to the updated cash network.

[0028] In another aspect, the present invention provides a cash network management device, the device comprising:

[0029] An acquisition module, configured to select a root node of any customer tree and obtain customer information registered on the root node;

[0030] A generating module, configured to generate a cash network based on the customer information registered on the root node;

[0031] A traversal module, configured to traverse the child nodes included in the root node and obtain customer information registered on the child nodes;

[0032] An adding module is used to add the customer corresponding to the customer information of the sub-node to the cash network.

[0033] In one embodiment, the customer information registered on the root node includes at least one of a customer account number, a customer name, and customer attribute information.

[0034] In one embodiment, the generating module is specifically configured to:

[0035] Determining a customer account number included in the customer information registered on the root node;

[0036] Generate a node number for the root node;

[0037] The network identifier of the cash network is generated according to the node number of the root node, and the customer account number included in the customer information registered on the root node is added to the cash network.

[0038] In one embodiment, the traversal module is specifically configured to:

[0039] Traversing all child nodes on the customer tree structure where the root node is located, and obtaining a node number of each child node in all the child nodes;

[0040] For any of the sub-nodes, the customer information registered on the sub-node is determined according to its corresponding node number.

[0041] In one embodiment, the adding module is specifically configured to:

[0042] Determining the customer account number included in the customer information of the child node;

[0043] Determining the customer registered on the sub-node according to the customer account number included in the customer information of the sub-node;

[0044] The customer is registered in the cash network.

[0045] In one embodiment, the adding module is specifically configured to:

[0046] Determining whether the customer information of the child node includes the customer information registered on the root node;

[0047] When the customer information of the child node does not include the customer information registered on the root node, adding the customer corresponding to the customer information of the child node to the cash network;

[0048] When the customer information of the child node includes the customer information registered on the root node, updating the child node to the root node, and updating the cash network according to the customer information registered on the updated root node;

[0049] Traversing the child nodes included in the updated root node and acquiring the customer information registered on the child nodes;

[0050] The customer corresponding to the customer information of the child node is added to the updated cash network.

[0051] In another aspect, the present invention further provides an electronic device, comprising:

[0052] processor;

[0053] The memory stores a computer program, and when the computer program is executed by the processor, the cash network management method as described above is implemented.

[0054] In another aspect, the present invention further provides a computer-readable storage medium storing instructions, which, when executed by at least one computing device, prompts the at least one computing device to execute the cash network management method as described above.

[0055] The present invention provides a beneficial effect in that the cash network management method provided by the present invention includes: selecting the root node of any customer tree and obtaining customer information registered on the root node; generating a cash network based on the customer information registered on the root node; traversing the child nodes included in the root node and obtaining customer information registered on the child nodes; and adding the customers corresponding to the customer information on the child nodes to the cash network. Using the customer information on each child node in the tree where the root node resides, the customers between the root node and the child nodes are linked, establishing connections between customers within the cash network. This provides a clearer and more intuitive understanding of customer behavior, provides decision-making and solutions for subsequent marketing, and improves the management efficiency of cash management services. BRIEF DESCRIPTION OF THE DRAWINGS

[0056] In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the following briefly introduces the drawings required for use in the embodiments or the description of the prior art. Obviously, the drawings described below are only some embodiments of the present invention. For ordinary technicians in this field, other drawings can be obtained based on these drawings without paying any creative work.

[0057] Figure 1 A schematic diagram of a flow chart of a cash network management method provided by an embodiment of the present invention;

[0058] Figure 2 A schematic diagram of a flow chart of a cash network management method provided by an embodiment of the present invention;

[0059] Figure 3 A schematic diagram of the structure of a cash network management device provided by an embodiment of the present invention;

[0060] Figure 4 A schematic structural diagram of an electronic device provided by an embodiment of the present invention. DETAILED DESCRIPTION

[0061] The following will clearly and completely describe the technical solutions in the embodiments of the present invention in conjunction with the accompanying drawings. Obviously, the described embodiments are only part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without making creative efforts are within the scope of protection of the present invention.

[0062] In the financial field, for example, in a bank's cash management product, it is built on the basis of a cash customer tree and nodes, on which account registration and product contract signing are carried out. Since accounts belonging to other customers can be registered on a customer tree node, there may be a scenario where different customers do not belong to the same group tree, but there is an association relationship between different customers. First of all, the terms involved in the embodiments of the present invention are explained in terms. The cash customer tree refers to a tree-like hierarchical structure created by the staff by providing authorization credentials before a customer uses the bank's cash management product. With a certain group as the customer, the group customer can put the members of the group on the established group tree according to business needs. The headquarters of the group serves as the root node of the cash customer tree, and the member units of the group serve as leaf nodes. The same group customer can establish multiple group trees.

[0063] Before using a bank's cash management products, customers must register their corporate accounts within the cash management system. This identifies the account's nature and attributes, including its use within the cash management system. Account registration includes: 1) registering your own bank account; 2) registering authorized bank accounts (corporate accounts opened by other customers); and 3) registering other bank accounts. Multiple accounts can be registered on the same node, and the same account can be registered under multiple nodes within the same cash customer tree.

[0064] Before using a bank's cash management products, customers must sign a cash management product contract with the bank. This contract governs product usage, including start and end dates, contract name, and billing methods. Each contract includes a contract number, which uniquely identifies the customer's specific use of the product.

[0065] In order to identify connections between customers within a network and more clearly and intuitively understand customer behavior when applying the aforementioned cash management product, thereby improving the management efficiency of cash management services, the present invention proposes a cash network management method, which is described in detail below.

[0066] Figure 1 FIG. 1 is a flow chart of a cash network management method according to an embodiment of the present invention. Figure 1 As shown, the method mainly includes the following steps:

[0067] Step 101: Select the root node of any customer tree and obtain the customer information registered on the root node;

[0068] Step 102: Generate a cash network based on the customer information registered on the root node;

[0069] Step 103: traverse the child nodes included in the root node and obtain the customer information registered on the child nodes;

[0070] Step 104: Add the customer corresponding to the customer information of the child node to the cash network.

[0071] The cash network management method provided by the present invention is described in detail below through a specific embodiment.

[0072] Step 101: Select the root node of any customer tree and obtain the customer information registered on the root node;

[0073] In one embodiment, the customer information registered on the root node may include at least one of: a customer account number, a customer name, and customer attribute information. The cash network management method provided by the present invention can be applied to cash management products in the financial field. In the scenario of such cash management products, it includes integrated services that mainly use cash pool products and a combination of multiple cash management products, mainly to meet the needs of centralized management of group customer funds. In this step, any cash customer tree in a cash management product is selected, and the root node of the cash customer tree is taken as an example to obtain the customer information registered on the root node. Multiple customer accounts can be registered on a node in the cash customer tree. By obtaining the customer information, the customer account number, customer name, and customer attributes can be obtained. The customer attribute information can be general customers, institutional customers, or financial companies. By obtaining the customer information registered on the root node, not only the customer account number and customer name registered on the node can be obtained, but also the customer attributes can be obtained, and then the connections between the customers on the cash customer tree can be obtained.

[0074] When establishing a cash network, you can use the cash customer tree information table, which includes customer number, cash customer tree number, cash customer number type, network range, and networking plan; you can also use the cash customer number node information table, which includes cash customer tree node number, node customer number, and node customer name; the cash customer tree and node relationship table, which includes cash customer tree number and cash customer tree node number, to know the relationship between the customer tree and the node; the account information table may include: cash customer tree number, cash customer tree node number, account number, and currency; the cash management contract public information table includes contract number, customer number, cash customer tree number, and cash customer tree node number; the cash management contract public information table includes contract number, customer number, cash customer tree number, and cash customer tree node number; the cash management contract public information table includes contract number, customer number, cash customer tree number, and cash customer tree node number; the cash management contract public information table includes contract number, customer number, cash customer tree number, and cash customer tree node number. The cash management network information table may include: network number, network name, network type, and network range; the cash management customer information table may include: customer number, customer name, customer type, sponsoring bank number, and sponsoring bank name; the cash management network and customer relationship table may include network number, customer number, relationship status, sponsoring customer identification, etc. The above information tables and relationship tables can be stored on the nodes of the cash customer tree in the form of customer information. The customer account number, node number, etc. can be obtained through the information in the table. The above information is only exemplary. In the embodiment of the present invention, a simple example is used to illustrate, and the stored customer information content is not specifically limited.

[0075] Step 102: Generate a cash network based on the customer information registered on the root node;

[0076] In this step, taking the root node of any cash customer tree as an example, a cash network can be generated. The cash network can reflect the connections between customers on the cash customer tree and the attribute information of each customer.

[0077] In one embodiment, generating a cash network based on customer information registered on a root node may include: determining a customer account number included in the customer information registered on the root node; generating a node number for the root node; generating a network identifier for the cash network based on the node number of the root node; and adding the customer account number included in the customer information registered on the root node to the cash network. Typically, the registered customer information includes the customer account number registered on the node, thereby identifying the customers on the node. To identify the relationships between customers on the node and other customers, a cash network structure needs to be established based on the current root node. Simultaneously, a node number for the current root node is generated. For example, if the node number of the current root node is A, a network identifier A1 for the cash network is generated based on the node number A of the current root node, indicating that the current cash network is associated with the current root node. Simultaneously, the customer account number included in the customer information registered on the root node is added to the cash network identified by A1. Furthermore, the customer corresponding to the customer account number may be added to the cash network identified by A1 to represent the customer registered at the root node A in the current cash network.

[0078] Step 103: traverse the child nodes included in the root node and obtain the customer information registered on the child nodes;

[0079] After establishing the cash network based on the customer information registered on the root node, it is necessary to further process the above cash customer tree.

[0080] In one embodiment, traversing the child nodes included in the root node and obtaining the customer information registered on the child nodes may include: traversing all child nodes in the customer tree structure where the root node resides, obtaining a node number for each of the child nodes; and determining the customer information registered on any child node based on its corresponding node number. In this embodiment, traversing the child nodes included in the root node, i.e., all child nodes in the cash customer tree, obtaining a node number for each child node, and determining the customer information registered on any child node based on its corresponding node number. It should be noted that any child node may have multiple customer accounts registered. Based on the obtained customer information registered on all child nodes, the previously established cash network can be further improved.

[0081] Step 104: Add the customer corresponding to the customer information of the child node to the cash network.

[0082] After obtaining the customer information of all child nodes, the corresponding customer of each child node can be further determined and added to the cash network. In this step, adding the customer corresponding to the customer information of the child node to the cash network may include: determining the customer account number included in the customer information of the child node; determining the customer registered on the child node based on the customer account number included in the customer information of the child node; and registering the customer in the cash network.

[0083] Specifically, in another embodiment, referring to Figure 2 , add the customer corresponding to the customer information of the child node to the cash network, and may also include:

[0084] Step 201: Determine whether the customer information of the child node includes the customer information registered on the root node;

[0085] Step 211: When the customer information of the child node does not include the customer information registered on the root node, the customer corresponding to the customer information of the child node is added to the cash network;

[0086] Step 2012: When the customer information of the child node includes the customer information registered on the root node, the child node is updated to the root node, and the cash network is updated according to the updated customer information registered on the root node;

[0087] Step 202: traverse the child nodes included in the updated root node and obtain the customer information registered on the child nodes;

[0088] Step 203: Add the customer corresponding to the customer information of the child node to the updated cash network.

[0089] In this embodiment, adding the customer corresponding to the customer information of the child node to the cash network may further include the following method:

[0090] Step 201: Determine whether the customer information of the child node includes the customer information registered on the root node;

[0091] In actual applications, when selecting the root node of any cash customer tree, it is possible that the root node is not the real root node, but may be a child node of the root node of other cash customer trees. The two are connected because of the child nodes, or the root node is hung on other child nodes. Therefore, it is necessary to compare the customer information of the child node with the customer information registered on the root node to further confirm whether the customer registered on the child node exists in the root node of the current root node.

[0092] After step 201, according to the above judgment results, there are two situations: step 2011, when the customer information of the child node does not include the customer information registered on the root node, the customer corresponding to the customer information of the child node is added to the cash network. At this time, the root node of the current root node does not exist on the current child node. The customer corresponding to the customer information of the child node can be added to the cash network to further improve the current cash network; step 2012, when the customer information of the child node includes the customer information registered on the root node, the child node is updated to the root node, and the cash network is updated according to the customer information registered on the updated root node. That is, when the root node of the current root node exists on the current child node, the current root node will no longer serve as the root node, but the current child node is updated to the root node, and the cash network is updated according to the customer information registered on the updated root node.

[0093] Step 202: traverse the child nodes included in the updated root node and obtain the customer information registered on the child nodes;

[0094] In this step, the same traversal process as step 103 is performed to traverse the child nodes included in the updated root node and obtain the customer information registered on the child nodes.

[0095] Step 203: Add the customer corresponding to the customer information of the child node to the updated cash network.

[0096] This step is similar to step 104, adding the customer corresponding to the customer information of the child node to the updated cash network. It should be noted that in this step, there will be Figure 2 In the cyclic judgment process described in , only when the child node includes the customer information in its root node, the current child node needs to be updated to the root node, and the cash network is further established until no other customer accounts are registered under the cash customer tree, and the establishment of the cash network is completed.

[0097] The establishment of this cash network reveals the relationship between the network and its customers, facilitating direct observation of cross-network interactions, connections between customers within the network, and the usage of customer accounts and products within the network. Furthermore, by analyzing various metrics within the cash network, data on the flow of funds within and outside the network can be obtained, facilitating understanding customer behavior and informing marketing decisions. For example, customers can be categorized based on their business operations. If the customer is an institutional client, the tree hierarchy becomes more distinct. By combining networks and customers, it is possible to determine the number of customers within the cash network.

[0098] The cash network management method provided by the present invention includes: selecting the root node of any customer tree and obtaining customer information registered on the root node; generating a cash network based on the customer information registered on the root node; traversing the child nodes included in the root node and obtaining customer information registered on the child nodes; and adding customers corresponding to the customer information of the child nodes to the cash network. Using the customer information on each child node in the customer tree where the root node resides, customers between the root node and the child nodes are linked, establishing connections between customers within the cash network. This provides a clearer and more intuitive understanding of customer behavior, providing decision-making and solutions for subsequent marketing, and improving the management efficiency of cash management services.

[0099] Based on Figure 1 The invention concept of the cash network management method shown in FIG is the same as that of the invention concept, and the embodiment of the present invention also provides a cash network management device, as described in the following embodiment. Figure 1 The management method of cash network is similar, so the implementation of this device can refer to Figure 1 The implementation of the cash network management method will not be repeated here.

[0100] Its structure is as follows Figure 3 As shown, the device 30 includes: an acquisition module 31, a generation module 32, a traversal module 33, and an adding module 34; wherein,

[0101] The acquisition module 31 is used to select the root node of any customer tree and obtain the customer information registered on the root node;

[0102] A generating module 32, configured to generate a cash network based on the customer information registered on the root node;

[0103] A traversal module 33 is used to traverse the child nodes included in the root node and obtain customer information registered on the child nodes;

[0104] The adding module 34 is used to add the customer corresponding to the customer information of the child node to the cash network.

[0105] In one embodiment, the customer information registered on the root node includes at least one of a customer account number, a customer name, and customer attribute information.

[0106] In one embodiment, the generation module 32 may be specifically configured to:

[0107] Determine the customer account number included in the customer information registered on the root node;

[0108] Generate the node number of the root node;

[0109] A network identifier of the cash network is generated according to the node number of the root node, and the customer account number included in the customer information registered on the root node is added to the cash network.

[0110] In one embodiment, the traversal module 33 may be specifically configured to:

[0111] Traverse all child nodes on the customer tree structure where the root node is located, and obtain the node number of each child node in all child nodes;

[0112] For any child node, the customer information registered on the child node is determined according to its corresponding node number.

[0113] In one embodiment, the adding module 34 may be specifically configured to:

[0114] Determine the customer account number included in the customer information of the child node;

[0115] Determine the customer registered on the subnode based on the customer account number included in the customer information of the subnode;

[0116] Register customers in the cash network.

[0117] In one embodiment, the adding module 34 may be specifically configured to: determine whether the customer information of the child node includes the customer information registered on the root node;

[0118] When the customer information of the child node does not include the customer information registered on the root node, the customer corresponding to the customer information of the child node is added to the cash network;

[0119] When the customer information of the child node includes the customer information registered on the root node, the child node is updated to the root node, and the cash network is updated according to the customer information registered on the updated root node;

[0120] Traverse the child nodes included in the updated root node and obtain the customer information registered on the child nodes;

[0121] Add the customer corresponding to the customer information of the child node to the updated cash network.

[0122] The present invention provides a cash network management method and device, comprising: selecting a root node of any customer tree and obtaining customer information registered on the root node; generating a cash network based on the customer information registered on the root node; traversing the child nodes included in the root node and obtaining customer information registered on the child nodes; and adding the customers corresponding to the customer information of the child nodes to the cash network. Using the customer information on each child node in the customer tree where the root node resides, customers between the root node and the child nodes are linked, establishing connections between customers within the cash network. This provides a clearer and more intuitive understanding of customer behavior, providing decision-making and solutions for subsequent marketing, and improving the efficiency of cash management services.

[0123] Figure 4Schematic diagram of a computer device for a cash network management method according to an embodiment of the present invention. Figure 4 As shown, the device may include a processor 401 and a memory 402 storing computer program instructions.

[0124] Specifically, the processor 401 may include a central processing unit (CPU), or an application specific integrated circuit (ASIC), or may be configured to implement one or more integrated circuits of the embodiment of the present invention.

[0125] The memory 402 may include a large-capacity memory for data or instructions. By way of example and not limitation, the memory 402 may include a hard disk drive (HDD), a floppy disk drive, a flash memory, an optical disk, a magneto-optical disk, a magnetic tape, or a universal serial bus (USB) drive, or a combination of two or more of these. Where appropriate, the memory 402 may include a removable or non-removable (or fixed) medium. Where appropriate, the memory 402 may be inside or outside the integrated gateway disaster recovery device. In a specific embodiment, the memory 402 is a non-volatile solid-state memory. In a specific embodiment, the memory 402 includes a read-only memory (ROM). Where appropriate, the ROM may be a mask-programmed ROM, a programmable ROM (PROM), an erasable PROM (EPROM), an electrically erasable PROM (EEPROM), an electrically rewritable ROM (EAROM), or a flash memory, or a combination of two or more of these.

[0126] The processor 401 reads and executes computer program instructions stored in the memory 402 to implement the management method for the cash network in the above embodiment.

[0127] In one example, the computer device may further include a communication interface 403 and a bus 404. Figure 4 As shown, the processor 401 , the memory 402 , and the communication interface 403 are connected via a bus 404 and communicate with each other.

[0128] The communication interface 403 is mainly used to implement communication between various modules, devices, units and / or devices in the embodiment of the present invention.

[0129] Bus 404 comprises hardware, software or both, for above-mentioned parts are coupled together.For example, bus can comprise accelerated graphics port (AGP) or other graphics bus, enhanced industry standard architecture (EISA) bus, front side bus (FSB), hypertransport (HT) interconnection, industry standard architecture (ISA) bus, infinite bandwidth interconnection, low pin count (LPC) bus, memory bus, micro channel architecture (MCA) bus, peripheral component interconnection (PCI) bus, PCI-Express (PCI-X) bus, serial advanced technology attachment (SATA) bus, video electronics standard association local (VLB) bus or other suitable bus or two or more above these combinations.In suitable situation, bus X10 can comprise one or more buses.Although the embodiment of the present invention describes and shows specific bus, the present invention considers any suitable bus or interconnection.

[0130] The computer device can execute the management method for cash network in the embodiment of the present invention, thereby realizing the combination Figure 1 and Figure 2 Described is a management method and apparatus for a cash network.

[0131] In addition, refer to Figure 1 The described method for managing a cash network can be implemented by a program (or instructions) recorded on a computer-readable storage medium. For example, according to an exemplary embodiment of the present invention, a computer-readable storage medium storing instructions can be provided. When the instructions are executed by at least one computing device, the at least one computing device is prompted to execute the method for managing a cash network.

[0132] The computer program in the computer-readable storage medium can be run in an environment deployed in a computer device such as a client, a host, an agent device, a server, etc. It should be noted that the computer program can also be used to perform additional steps in addition to the above steps or perform more specific processing when performing the above steps. The contents of these additional steps and further processing have been described in detail in the reference. Figure 1 It is mentioned in the description of the related methods, so it will not be repeated here to avoid repetition.

[0133] The present invention is described with reference to flowcharts and / or block diagrams of methods, devices (systems), and computer program products according to embodiments of the present invention. It should be understood that each process and / or block in the flowcharts and / or block diagrams, as well as combinations of processes and / or blocks in the flowcharts and / or block diagrams, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to produce a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowcharts and / or block diagrams. Figure 1 a process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0134] These computer program instructions may also be stored in a computer readable memory that can direct a computer or other programmable data processing device to work in a specific manner, so that the instructions stored in the computer readable memory produce an article of manufacture comprising an instruction device, which implements the process Figure 1 a process or multiple processes and / or boxes Figure 1 The function specified in one or more boxes.

[0135] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of operational steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing the instructions executed on the computer or other programmable device for implementing the process. Figure 1 a process or multiple processes and / or boxes Figure 1 A step that specifies a function in one or more boxes.

[0136] Specific embodiments are used in the present invention to illustrate the principles and implementation methods of the present invention. The description of the above embodiments is only used to help understand the method of the present invention and its core ideas. At the same time, for those skilled in the art, according to the ideas of the present invention, there may be changes in the specific implementation methods and application scopes. In summary, the contents of this specification should not be understood as limiting the present invention.

Claims

1. A method for managing a cash network, characterized in that: The method comprises: Select the root node of any customer tree and obtain the customer information registered on the root node; generating a cash network based on the customer information registered on the root node; Traversing the child nodes included in the root node and acquiring the customer information registered on the child nodes; Adding the customer corresponding to the customer information of the child node to the cash network; Adding the customer corresponding to the customer information of the child node to the cash network includes: determining whether the customer information of the child node includes the customer information registered on the root node; when the customer information of the child node does not include the customer information registered on the root node, adding the customer corresponding to the customer information of the child node to the cash network; when the customer information of the child node includes the customer information registered on the root node, updating the child node to the root node and updating the cash network according to the customer information registered on the updated root node; traversing the child nodes included in the updated root node and obtaining the customer information registered on the child nodes; and adding the customer corresponding to the customer information of the child node to the updated cash network; Adding the customer corresponding to the customer information of the child node to the updated cash network includes: through a cyclic determination process, if the child node includes the customer information of its root node, updating the current child node to the root node, further establishing the cash network, until no other customer accounts are registered under the cash customer tree, thereby completing the establishment of the cash network; Generating a cash network based on the customer information registered on the root node includes: determining a customer account number included in the customer information registered on the root node; generating a node number for the root node; generating a network identifier for the cash network based on the node number of the root node, and adding the customer account number included in the customer information registered on the root node to the cash network; and associating customers between the root node and the child nodes using customer information on each child node in the customer tree where the root node is located, thereby establishing connections between customers within the cash network.

2. The method according to claim 1, characterized in that The customer information registered on the root node includes at least one of a customer account, a customer name, and customer attribute information.

3. The method according to claim 1, characterized in that The traversing the child nodes included in the root node and acquiring the customer information registered on the child nodes includes: Traversing all child nodes on the customer tree structure where the root node is located, and obtaining a node number of each child node in all the child nodes; For any of the sub-nodes, the customer information registered on the sub-node is determined according to its corresponding node number.

4. The method according to claim 1, wherein Adding the customer corresponding to the customer information of the child node to the cash network includes: Determining the customer account number included in the customer information of the child node; Determining the customer registered on the sub-node according to the customer account number included in the customer information of the sub-node; The customer is registered in the cash network.

5. A cash network management device, characterized in that: The device comprises: An acquisition module, configured to select a root node of any customer tree and obtain customer information registered on the root node; A generating module, configured to generate a cash network based on the customer information registered on the root node; A traversal module, configured to traverse the child nodes included in the root node and obtain customer information registered on the child nodes; An adding module, configured to add a customer corresponding to the customer information of the child node to the cash network; The adding module is specifically configured to: determine whether the customer information of the child node includes the customer information registered on the root node; when the customer information of the child node does not include the customer information registered on the root node, add the customer corresponding to the customer information of the child node to the cash network; when the customer information of the child node includes the customer information registered on the root node, update the child node to the root node, and update the cash network according to the customer information registered on the updated root node; traverse the child nodes included in the updated root node and obtain the customer information registered on the child nodes; add the customer corresponding to the customer information of the child node to the updated cash network; adding the customer corresponding to the customer information of the child node to the updated cash network includes: through a cyclic judgment process, if the child node includes the customer information in its root node, updating the current child node to the root node, further establishing the cash network, until no other customer accounts are registered under the cash customer tree, thereby completing the establishment of the cash network; The generation module is specifically configured to: determine a customer account number included in the customer information registered on the root node; generate a node number for the root node; generate a network identifier for the cash network based on the node number of the root node, and add the customer account number included in the customer information registered on the root node to the cash network; and associate customers between the root node and the child nodes using customer information on each child node in the customer tree where the root node is located, thereby establishing connections between customers within the cash network.

6. The device according to claim 5, characterized in that The customer information registered on the root node includes: At least one of customer account number, customer name, and customer attribute information.

7. The device according to claim 5, characterized in that The traversal module is specifically used for: Traversing all child nodes on the customer tree structure where the root node is located, and obtaining a node number of each child node in all the child nodes; For any of the sub-nodes, the customer information registered on the sub-node is determined according to its corresponding node number.

8. The device according to claim 5, characterized in that The adding module is specifically used for: Determining the customer account number included in the customer information of the child node; Determining the customer registered on the sub-node according to the customer account number included in the customer information of the sub-node; The customer is registered in the cash network.

9. An electronic device, characterized in that: The device comprises: processor; The memory stores a computer program, and when the computer program is executed by the processor, the cash network management method according to any one of claims 1 to 4 is implemented.

10. A computer-readable storage medium storing instructions, characterized in that: When the instructions are executed by at least one computing device, the at least one computing device is prompted to execute the cash network management method according to any one of claims 1 to 4.

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