Card storage device and financial equipment

Abstract

The present application relates to the field of financial technology and card storage device technology, and provides a card storage device, comprising: a card insertion mechanism, provided with a card insertion port suitable for inserting a card, and provided with a first card reader suitable for reading identification information of the card in the card insertion port; an input mechanism, in communication connection with the first card reader, suitable for inputting verification information; a first storage mechanism, comprising: a card storage assembly, provided with a plurality of card storage slots suitable for storing the card, and provided with a second card reader suitable for reading the identification information in the card storage slot; a first conveying mechanism, arranged between the card insertion mechanism and the first storage mechanism, suitable for conveying the card into or out of the card storage slot; and a control unit, in communication connection with the first card reader, the input mechanism, the second card reader and the first conveying mechanism respectively, suitable for collecting, comparing and verifying consistency of the information and adjusting a conveying direction of the conveying mechanism. The present application also provides a financial device, comprising a device body and the card storage device.

Description

Technical Field

[0001] This invention relates to the fields of financial technology and card storage device technology, and more specifically, to card storage devices and financial equipment. Background Technology

[0002] In the financial sector, cards that store information (such as debit cards and credit cards) are important information media and are widely used in various business processing procedures.

[0003] When a user uses a self-service financial device (such as an ATM), repeatedly entering the wrong PIN will cause the device to swallow the card. Since the card is transferred in one direction, once the card is swallowed, it cannot be retrieved from the card slot.

[0004] Due to the limited access and time limits of self-service financial devices, even if a user enters the correct PIN or carries valid identification, they cannot retrieve their card immediately or even on the same day after it has been swallowed. They must wait for the self-service device to open and then manually retrieve their card at a bank counter, which undoubtedly causes significant inconvenience. Summary of the Invention

[0005] In view of the existing technical problems, the present invention provides a card storage device and financial equipment to at least partially solve the above-mentioned technical problems.

[0006] To achieve the above objectives, this disclosure provides a card storage device, comprising: a card insertion mechanism with a card slot for inserting cards, wherein a first card reader for reading identification information of the cards is disposed within the card slot; an input mechanism communicatively connected to the first card reader for inputting verification information; a first storage mechanism, comprising: a card storage component with a plurality of card storage slots for storing cards, wherein a second card reader for reading the identification information is disposed within the card storage slots; a first conveying mechanism disposed between the card insertion mechanism and the first storage mechanism for conveying cards into or out of the card storage slots; and a control unit communicatively connected to the first card reader, the input mechanism, the second card reader, and the first conveying mechanism, respectively, for collecting and comparing the consistency of the identification information and the verification information, and adjusting the conveying direction of the conveying mechanism to convey the cards from the card slot to the card storage slots or from the card storage slots to the card insertion slots.

[0007] In one illustrative embodiment, the device further includes: a second storage mechanism disposed downstream of the first storage mechanism; and a second conveying mechanism disposed between the first and second storage mechanisms, adapted to remove the card from the card slot and deliver it into the second storage mechanism.

[0008] In one illustrative embodiment, an elastic element is provided in the card slot, which is adapted to apply a pressure perpendicular to the extension direction of the card slot to hold the card in the card slot.

[0009] In one illustrative embodiment, the card insertion mechanism includes a housing on which the card insertion slot is provided, the card insertion slot extending along a first direction and configured to pass through along the first direction.

[0010] In one illustrative embodiment, the first conveying mechanism includes: a first mounting frame; at least one pair of first conveying rollers, the two first conveying rollers of each pair being symmetrically disposed on the first mounting frame and configured to move between a first position close to each other and a second position far apart from each other; and a first drive assembly adapted to drive the two first conveying rollers of each pair to move between the first position and the second position; wherein, when the two first conveying rollers of each pair are in the first position, a first conveying channel extending along the first direction is defined between the two first conveying rollers, and when the card is located within the first conveying channel, the two first conveying rollers are in close contact with the facing surface of the card, so as to convey the card along the first conveying channel by means of friction between the first conveying rollers and the card.

[0011] In one illustrative embodiment, the first mounting bracket includes a first surface and a second surface facing away from each other, the first conveying roller is rotatably disposed in the first surface, and the first drive assembly is disposed in the second surface and connected to the shaft of the first conveying roller.

[0012] In one illustrative embodiment, the first drive assembly includes: two adjustment parts, each adjustment part including: a lead screw, arranged in a direction orthogonal to both the first direction and the axis of the first conveying roller; a guide post, arranged parallel to and spaced apart from the lead screw; a lifting frame, one end of which is sleeved on the outside of the lead screw and threadedly engaged with the lead screw, and the other end of which is sleeved on the outside of the guide post, the axis of the first conveying roller being rotatably mounted on the lifting frame; a first motor, connected to one axial end of the lead screw, adapted to drive the lead screw to rotate, thereby moving the lifting frame along the lead screw; and a second motor, mounted on the lifting frame and connected to the axis of the first conveying roller, adapted to drive the first conveying shaft to rotate.

[0013] In one illustrative embodiment, the card storage assembly includes: a wheel-shaped frame configured to rotate about an axis extending in a second direction orthogonal to the first direction; and a plurality of protrusions formed on the outer periphery of the wheel-shaped frame, each of the protrusions forming at least one card storage slot, each card storage slot extending along the radial direction of the wheel-shaped frame.

[0014] In one illustrative embodiment, the first storage mechanism further includes a detection component comprising a plurality of detection modules, each of which is disposed on the wheel-shaped frame and / or protrusion, and is adapted to detect the circumferential position of the wheel-shaped frame for positioning the card slot opposite to the first conveying mechanism.

[0015] In one illustrative embodiment, the first storage mechanism further includes a second drive component adapted to drive the card storage component to move relative to the card insertion mechanism, thereby holding at least one of the card storage slots in a position opposite to the card dispensing side of the card insertion port.

[0016] In one illustrative embodiment, the second drive assembly includes: a drive unit adapted to drive the wheel frame to rotate; and a transmission unit disposed between the drive unit and the wheel frame, wherein the drive unit drives the wheel frame to rotate via the transmission unit.

[0017] This disclosure also provides a financial device, including: a device body; and a card storage device disposed inside the device body.

[0018] The card storage device and financial equipment disclosed in this invention include an input mechanism, a control unit, and sequentially arranged card insertion mechanism, a first transmission mechanism, and a first storage mechanism. The input mechanism is for user input of verification information, and the first card reader is for reading the card's identification information. If the verification information and identification information do not match after a predetermined number of verifications, the card is transmitted to the first storage mechanism via the first transmission mechanism, preventing the user from directly retrieving the card and effectively ensuring the security of financial services. A second card reader located in the card slot is used to read the card's identification information again. Once the user-input verification information and identification information match, the transmission direction of the first transmission mechanism is adjusted to transmit the card from the first storage mechanism to the card insertion mechanism, allowing the card to be retrieved without opening the card storage device and / or the financial equipment, thus improving the convenience of financial services. Attached Figure Description

[0019] Figure 1 This is a partial cross-sectional view of a card storage device according to an illustrative embodiment of the present invention;

[0020] Figure 2 yes Figure 1 A front view of the first conveying mechanism of the illustrative embodiment shown;

[0021] Figure 3 yes Figure 2 Rear view of the first conveying mechanism of the illustrative embodiment shown;

[0022] Figure 4 yes Figure 1 A schematic diagram of the first storage mechanism of the illustrative embodiment shown;

[0023] Figure 5 yes Figure 1 The schematic embodiment shown depicts the state diagram of the first conveyor roller in a first position.

[0024] Figure 6 yes Figure 1 The schematic embodiment shown is a diagram of the state in which the first conveyor roller is in the second position;

[0025] Figure 7 Figure 1 A schematic diagram of a portion of the memory card slot in the illustrative embodiment shown; and

[0026] Figure 8 This is a front view of a financial device according to an illustrative embodiment of the present invention.

[0027] The meanings of the reference numerals in the above figures are as follows:

[0028] 10. Card insertion mechanism;

[0029] 101. Shell;

[0030] 102. Card slot;

[0031] 103. First card reader;

[0032] 11. First transmission mechanism;

[0033] 111. Slotted hole;

[0034] 112. First mounting bracket;

[0035] 113. First conveyor roller;

[0036] 114. Second motor;

[0037] 115. Guide post;

[0038] 116. Lead screw;

[0039] 117. First motor;

[0040] 118. Lifting frame;

[0041] 12. First storage facility;

[0042] 121. Protrusion;

[0043] 122. Wheel-shaped frame;

[0044] 123. Detection components;

[0045] 124. Second drive component;

[0046] 1241. Transmission unit;

[0047] 1242. Drive unit;

[0048] 125. Second card reader;

[0049] 126. Elastic components;

[0050] 13. Second transmission mechanism;

[0051] 14. Second storage mechanism;

[0052] 15. Input mechanism;

[0053] 16. The equipment itself; and

[0054] 2. Bank card. Detailed Implementation

[0055] To make the objectives, technical solutions, and advantages of this invention clearer, the invention will be further described in detail below with reference to specific embodiments and the accompanying drawings. The terminology used herein is merely for describing specific embodiments and is not intended to limit the invention.

[0056] The terms “comprising,” “including,” etc., as used herein indicate the presence of the described features, steps, operations, and / or components, but do not preclude the presence or addition of one or more other features, steps, operations, or components. All terms used herein, including technical and scientific terms, have the meanings commonly understood by those skilled in the art, unless otherwise defined. It should be noted that the terms used herein are to be interpreted in a manner consistent with the context of this specification and not in an idealized or overly rigid way.

[0057] In this document, unless otherwise specified, directional terms such as "up," "down," "left," "right," "inner," and "outer" are used to indicate orientation or positional relationships based on the accompanying drawings, and are only for the convenience of describing the invention, and do not indicate or imply that the device, element, or component referred to must have a specific orientation, or be constructed or operated in a specific orientation. It should be understood that when the absolute position of the described object changes, the relative positional relationships they represent may also change accordingly. Therefore, these directional terms should not be construed as limiting the invention.

[0058] When using expressions such as "at least one of A, B, and C," the expression should generally be interpreted in accordance with the meaning commonly understood by a person skilled in the art (e.g., "a system having at least one of A, B, and C" should include, but is not limited to, systems having A alone, having B alone, having C alone, having A and B, having A and C, having B and C, and / or having A, B, and C, etc.). Similarly, when using expressions such as "at least one of A, B, or C," the expression should generally be interpreted in accordance with the meaning commonly understood by a person skilled in the art (e.g., "a system having at least one of A, B, or C" should include, but is not limited to, systems having A alone, having B alone, having C alone, having A and B, having A and C, having B and C, and / or having A, B, and C, etc.).

[0059] Figure 1 This is a partial cross-sectional view of a card storage device according to an illustrative embodiment of the present invention. Figure 2 yes Figure 1 A front view of the first conveying mechanism of the illustrative embodiment shown. Figure 3 yes Figure 2 Rear view of the first conveying mechanism of the illustrative embodiment shown. Figure 4 yes Figure 1 A schematic diagram of the first storage mechanism of the illustrative embodiment shown. Figure 5 yes Figure 1 The schematic embodiment shown is a diagram of the state in which the first conveyor roller is in a first position. Figure 6 yes Figure 1 The schematic embodiment shown is a diagram of the state in which the first conveyor roller is in the second position. Figure 7 Figure 1 A schematic diagram of a portion of the memory card slot in an illustrative embodiment is shown.

[0060] An illustrative embodiment of the present invention provides a card storage device, such as... Figures 1 to 7As shown, the system includes a card insertion mechanism 10, an input mechanism 15, a first storage mechanism 12, a first transmission mechanism 11, and a control unit (not shown). The card insertion mechanism 10 has a card slot 102 for inserting cards, and a first card reader 103 for reading card identification information is located within the card slot 102. The input mechanism 15 is communicatively connected to the first card reader 103 and is used for inputting verification information. The first storage mechanism 12 includes a card storage component with multiple card slots for storing cards, and a second card reader 125 for reading identification information is located within each card slot. The first transmission mechanism 11 is located between the card insertion mechanism 10 and the first storage mechanism 12 and is used to feed or remove cards from the card slots. The control unit is communicatively connected to the first card reader 103, the input mechanism 15, the second card reader 125, and the first transmission mechanism 11, respectively. It is suitable for collecting and / or comparing the consistency of identification information and verification information, and adjusting the transmission direction of the transmission mechanism to transmit the card from the card slot 102 to the card storage slot or from the card storage slot to the card slot 102.

[0061] In one illustrative embodiment, the card storage device is adapted to accept bank cards (including but not limited to debit cards and credit cards).

[0062] In detail, the first card reader 103 is positioned within the card slot 102 at a relative location suitable for reading the portion of the bank card that stores information.

[0063] Furthermore, the first card reader 103 and / or the second card reader 125 include, but are not limited to, reading the magnetic stripe or chip of the bank card.

[0064] For example, if the bank card is a magnetic stripe card, the first card reader 103 is located on the side of the card slot 102 opposite to the magnetic stripe.

[0065] For example, if the bank card is a chip card, the first card reader 103 is located at the upper or lower part of the card slot 102, at the position corresponding to the chip's orthogonal projection.

[0066] In one illustrative embodiment, the input mechanism 15 includes, but is not limited to, an input panel.

[0067] Specifically, the input panel includes, but is not limited to, any one of a physical keyboard, a capacitive touchscreen, or a resistive touchscreen.

[0068] Furthermore, the input panel is integrated into the entry device.

[0069] For example, the input panel shares a physical keyboard with the self-service cash withdrawal machine (ATM).

[0070] In one illustrative embodiment, the identification information and card information include, but are not limited to, any one of the following: card number, password, and identity information.

[0071] According to embodiments of this disclosure, such as Figure 1 As shown, the card storage device also includes a second storage mechanism 14 disposed downstream of the first storage mechanism 12 and a second transfer mechanism 13 disposed between the first storage mechanism 12 and the second storage mechanism 14. The second transfer mechanism 13 is adapted to remove cards from the card slot and send them into the second storage mechanism 14.

[0072] In one illustrative embodiment, the second storage mechanism 14 is configured as a box-shaped structure with an opening for card insertion.

[0073] In detail, the second storage mechanism 14 also includes an openable door for removing cards from the second storage mechanism 14.

[0074] Furthermore, the door is equipped with locks.

[0075] Furthermore, the cards located in the second storage mechanism 14 cannot be removed from the card slot; operators must unlock the mechanism to remove all cards from the second storage mechanism 14. This implementation method improves the security of the card storage device and also ensures full utilization of the card slots in the first storage mechanism 12.

[0076] For example, when the card is in the state of the first storage device 12, if the verification information entered by the user is still inconsistent with the identification information, the card can be transferred from the first storage device 12 to the second storage device 14 through the second transmission device 13.

[0077] For example, when all the card slots in the first storage unit 12 are filled with cards, at least a portion of the cards can be transferred to the second storage unit 14 via the second transmission mechanism 13. This is to empty the card slots in the first storage unit 12 to prevent the first storage unit 12 from being unable to accommodate more cards.

[0078] According to embodiments of this disclosure, such as Figure 1 , 4 As shown in Figure 7, an elastic element 126 is also provided in the card slot, which is suitable for applying a pressure perpendicular to the extension direction of the card slot to hold the card in the card slot.

[0079] In one illustrative embodiment, the elastic element 126 includes a spring.

[0080] Specifically, the reed is located inside the top surface of the card slot.

[0081] Furthermore, the center of the spring protrudes downwards, pressing the card tightly between the spring and the bottom surface of the corresponding card slot. This implementation ensures that the card remains within the card slot even when the relative position of the card storage assembly to the card insertion slot 102 changes, effectively preventing the card from being ejected from the card slot during movement. It should be understood that the embodiments of this disclosure are not limited to this.

[0082] For example, an elastic member is provided at the opening of the card slot so that pressure can be applied inward from the width direction of the card when the card is in the card slot.

[0083] For example, the card slot can be interference-fitted with the card.

[0084] According to embodiments of this disclosure, such as Figure 1 As shown, the card insertion mechanism 10 includes a housing 101, on which a card insertion slot 102 is provided. The card insertion slot 102 extends along a first direction and is configured to be through-the-hole along the first direction.

[0085] In one illustrative embodiment, the first direction is characterized as a generally horizontal direction.

[0086] In detail, the card is conveyed horizontally downstream within the card slot 102. It should be understood that the embodiments of this disclosure are not limited thereto.

[0087] For example, the first direction can be characterized as a vertical direction, an inclined direction, or a continuous transmission direction with directional changes.

[0088] According to embodiments of this disclosure, such as Figures 1 to 3 As shown, the first conveying mechanism 11 includes a first mounting frame 112, at least one pair of first conveying rollers 113, and a first drive assembly. The two first conveying rollers 113 of each pair are symmetrically arranged on the first mounting frame 112 and configured to move between a first position close to each other and a second position far apart from each other. The first drive assembly is adapted to drive the two first conveying rollers 113 in each pair to move between the first and second positions and / or drive the first conveying tube 113 to rotate. When both first conveying rollers 113 in each pair are in the first position, a first conveying channel extending in a first direction is defined between the two first conveying rollers 113. When the card is located within the first conveying channel, the two first conveying rollers 113 are in close contact with the facing surface of the card, respectively, to convey the card along the first conveying channel by means of friction between the first conveying rollers 113 and the card.

[0089] In one illustrative embodiment, the first mounting bracket 112 is disposed on one side of the card in the width direction.

[0090] Specifically, the two first conveyor rollers 113 in each pair are respectively disposed on the upper and lower parts of the first mounting frame 112.

[0091] Furthermore, the first conveying roller 113 rotates in the vertical direction to move the card along the first direction (e.g., Figure 2 (As shown in the horizontal direction) transmission.

[0092] According to embodiments of this disclosure, such as Figure 2 and Figure 3 The first mounting bracket shown includes a first side and a second side arranged back to back. The first conveying roller is rotatably disposed in the first side, and the first drive assembly is disposed in the second side and connected to the shaft of the first conveying roller 113.

[0093] In one illustrative embodiment, the first mounting bracket is configured as a plate-shaped structure.

[0094] In detail, the first surface is characterized as the front face of the plate-shaped structure (e.g. Figure 2 (As shown).

[0095] Furthermore, the second surface is characterized as the rear end face of the plate-shaped mechanism (e.g. Figure 3 (As shown).

[0096] In one illustrative embodiment, the first conveyor roller 113 includes a shaft and a body disposed on the outside of the shaft.

[0097] Specifically, the first mounting bracket 112 is provided with a strip-shaped hole 111, and the strip-shaped hole 111 is orthogonal to the second direction (e.g., the first direction) to the first direction. Figure 2 and Figure 3 (As shown in the vertical setting).

[0098] Furthermore, the shaft of the first conveying roller 113 passes through the second surface from the first surface along the strip hole 111.

[0099] In one illustrative embodiment, such as Figure 2 As shown, it includes four first conveyor rollers 113.

[0100] Specifically, a pair of first conveyor rollers 113 are disposed at the front end of the first mounting frame 112 as follows: Figure 2 As shown on the left end, another pair of first conveyor rollers 113 are disposed at the rear end of the first mounting frame 112 (e.g., Figure 2 (As shown on the right end). It should be understood that the embodiments of this disclosure are not limited thereto.

[0101] For example, the first conveyor rollers 113 may include 3, 5, 6, 7, or other quantities. It is preferable that the cards can be held in the first transmission channel with a smaller number of first conveyor rollers 113.

[0102] For example, the first conveyor roller 113 can be set in an offset position.

[0103] In one illustrative embodiment, the outer edge surface of the first conveyor roller 113 is made of an elastic material.

[0104] Specifically, the elastic material includes, but is not limited to, rubber, silicone, gel, and other materials. This effectively increases the frictional displacement between the first conveyor roller 113 and the card in contact.

[0105] In one illustrative embodiment, a roughened layer is formed on the outer edge surface of the first conveyor roller 113.

[0106] In detail, the rough layer is characterized as a structure designed to enhance the frictional force at the contact point between the first conveyor roller 113 and the card.

[0107] Furthermore, the roughening layer includes, but is not limited to, forming raised stripes, dots, and other patterns. This helps to change the surface contact between the first conveyor roller 113 and the card into point contact, which helps to increase the friction between the card and the first conveyor roller 113.

[0108] According to embodiments of this disclosure, such as Figure 3 As shown, the first drive assembly includes two second adjustment sections, each including a lead screw 116, a guide post 115, a lifting frame 118, a first motor 117, and a second motor 114. The lead screw 116 is arranged in a direction orthogonal to both the first direction and the axis of the first conveying roller 113. The guide post 115 is arranged parallel to and spaced apart from the lead screw 116. One end of the lifting frame 118 is sleeved on the outside of the lead screw and threadedly engaged with it, while the other end is sleeved on the outside of the guide post. The shaft of the first conveying roller is rotatably mounted on the lifting frame. The first motor 117 is axially connected to one end of the lead screw 116 and is used to drive the lead screw 116 to rotate, thereby moving the lifting frame along the lead screw. The second motor 114 is mounted on the lifting frame and connected to the shaft of the first conveying roller 113, and is used to drive the first conveying shaft 113 to rotate.

[0109] In one illustrative embodiment, two second adjustment portions are respectively disposed on the upper and lower parts of the second surface of the first mounting bracket 112.

[0110] In detail, both the lead screw 116 and the guide post 115 are arranged in the vertical direction.

[0111] Furthermore, the lifting frame 118 is constructed as a plate-type mechanism arranged in the horizontal direction. Both ends of the lifting frame 118 are respectively provided with through holes suitable for being fitted onto the outside of the guide post 115 or the lead screw 116. Additionally, a threaded sleeve is provided at the position where the lifting frame 118 mates with the lead screw, and the threaded sleeve is suitable for threaded engagement with the lead screw. The guide post is used to restrict the horizontal degree of freedom of the lifting frame 118, thereby guiding the lifting frame 118 along the extension direction of the strip hole 111 (e.g., ...). Figure 3(As shown in the diagram) longitudinal movement.

[0112] Furthermore, the outer edge of the lifting frame 118 opposite to the strip hole 111 is formed with a rolled edge in a direction perpendicular to the lifting frame 118, and the shaft of the first conveying roller 113 is rotatably disposed within the rolled edge.

[0113] In one illustrative embodiment, the first motor 117 includes, but is not limited to, a stepper motor, and the output shaft of the first motor 117 is connected to one end of the lead screw 116 via a transmission component (e.g., Figure 3 (The upper end shown) is connected.

[0114] Specifically, the transmission components include, but are not limited to, any one of gear sets, belt pulleys, gear chains, and other transmission components capable of transmitting rotational speed.

[0115] In one illustrative embodiment, the second motor 114 includes, but is not limited to, a stepper motor, and the output shaft of the second motor 114 is connected to the shaft of the first conveyor roller 113 via a transmission component.

[0116] Specifically, a driven gear is sleeved on the axial end of the first conveyor roller 113, and a driving gear is sleeved on the output shaft of the second motor 114. The driving gear and the driven gear are connected by a chain meshing to drive the two pairs of first conveyor rollers 113 located on the same side of the first mounting frame (e.g., Figure 3 The two first conveyor rollers 113 (shown on the upper or lower side) rotate in the same direction.

[0117] According to embodiments of this disclosure, such as Figure 1 , Figure 4 , Figure 5 and Figure 6 As shown, the card storage assembly includes, but is not limited to, a wheel-shaped frame 122 and a plurality of protrusions 121. The wheel-shaped frame 122 is configured to rotate about a second direction orthogonal to the first direction. A plurality of protrusions 121 are formed on the outer periphery of the wheel-shaped frame 122, and at least one card storage slot is formed in each protrusion 121, each card storage slot extending along the radial direction of the wheel-shaped frame 122.

[0118] In one illustrative embodiment, the wheel frame 122 is configured as a cylindrical structure.

[0119] In detail, the wheel-shaped frame 122 is adapted to rotate in the vertical direction. It should be understood that the embodiments of this disclosure are not limited thereto.

[0120] For example, the wheel frame 122 is configured to rotate in the horizontal direction.

[0121] In one illustrative embodiment, eight protrusions 121 are included, which are evenly spaced on the outer periphery of the wheel frame 122.

[0122] In detail, the outer edge of each protrusion 121 protrudes from the outer periphery of the wheel frame 122.

[0123] Furthermore, a card slot is formed on top. It should be understood that the embodiments of this disclosure are not limited thereto.

[0124] For example, the outer edge of the protrusion 121 is configured to be flush with the outer periphery of the wheel frame 122.

[0125] For example, multiple card slots are formed on each protrusion 121.

[0126] For example, the number of card slots can be 2, 3, 4, 5, 6, 7, or more than 8, depending on the space available, to store more cards.

[0127] According to embodiments of this disclosure, such as Figure 1 , Figure 4 , Figure 5 and Figure 6 As shown, the first storage mechanism 12 also includes a detection component 123. The detection component 123 includes multiple detection modules, each of which is disposed on the wheel frame 122 and / or the protrusion 121 and is suitable for detecting the circumferential position of the wheel frame 122 to position the card slot opposite to the first transfer mechanism 11.

[0128] In one illustrative embodiment, such as Figure 5 As shown, the second motor 114 drives the first conveyor roller 113 located on the upper part of the first mounting bracket 112 to rotate clockwise, and the first conveyor roller 113 located on the lower part of the first mounting bracket 112 to rotate counterclockwise, so as to convey the card to the right into the card storage slot. When the card is in the card slot 102 or in the card storage slot, at least a portion of the card is in the conveying area of ​​the first conveying mechanism 11. At this time, one of the first conveyor rollers 113 (e.g., ...) drives the first conveyor roller 113 to rotate clockwise. Figure 5 The first conveyor roller in the upper right corner (as shown) obstructs the rotation direction of the wheel frame 122 (e.g.) Figure 5 The degrees of freedom of the wheel frame 122 are restricted in the clockwise direction shown.

[0129] Furthermore, such as Figure 6 As shown, the first motor 117 drives the lifting frame 118 to move the first conveyor roller 113 upward, so that the first conveyor roller 113 moves to the second position. At this time, the first conveyor roller 113 disengages from the position of the blocking wheel frame 122, so that the wheel frame rotates under the drive of the second drive assembly 124 (e.g., Figures 5 to 6 (The clockwise direction is shown).

[0130] In another illustrative embodiment, such as Figure 6As shown, the first motor 117 drives the lifting frame 118 to move the first conveyor roller 113 downward, so that the first conveyor roller 113 moves to the position shown. Figure 5 The first position is shown. At this time, the first conveyor roller 113 is in close contact with the surface of the card. The second motor 114 drives the first conveyor roller 113 located on the upper part of the first mounting frame 112 to rotate counterclockwise, and the first conveyor roller 113 located on the lower part of the first mounting frame 112 to rotate clockwise, thus conveying the card to the left into the card slot 102.

[0131] In one illustrative embodiment, the detection module includes, but is not limited to, an infrared detection module, comprising a transmitter and a receiver.

[0132] Specifically, one of the transmitting and receiving parts is disposed on the radial end face of the wheel frame 122, and the other is disposed at a position opposite to the transmitting or receiving part. It should be understood that the embodiments of this disclosure are not limited thereto.

[0133] For example, a through hole is provided on the wheel-shaped frame 122, and the transmitting part and the receiving part are respectively arranged at opposite positions on both sides of the through hole. In this embodiment, when the infrared light output by the transmitting part is blocked, it indicates that the rotation of the wheel-shaped frame 122 has not reached its position. When the infrared light output by the transmitting part is received by the receiving part, it indicates that the rotation of the wheel-shaped frame 122 has reached its position (indicated by a card slot being located at a position opposite to the first transmission mechanism 11).

[0134] In one illustrative embodiment, the detection module is communicatively connected to the second card reader 125. When the second card reader 125 reads the card information, it establishes a correspondence between the read information and the location information of the corresponding detection module. In this implementation, when the input mechanism 15 inputs identification information, there is no need to read the card information again; instead, the location information of the detection module can be directly accessed, which helps to shorten the detection time and effectively improves the convenience of operation.

[0135] In one illustrative embodiment, the detection module is communicatively connected to the second card reader 125 and the drive unit 1242. The second card reader 125 can detect whether a card exists in the card storage slot. When a card is being conveyed to the card storage slot by the first conveying mechanism 11, the detection module can detect card storage slots without cards, and the drive unit 1242 can drive card storage slots without cards to move to a position opposite to the first conveying mechanism 11 to store the card. Alternatively, when the second card reader 125 is reading the card information, the card storage slot storing the corresponding information is moved to a position opposite to the first conveying mechanism 11, so that the card can be output to the card insertion mechanism 10 via reverse transmission by the first conveying mechanism 11, allowing the user to retrieve the card.

[0136] Furthermore, the rotation direction of the drive unit 1242 can be adjusted based on the position information detected by the detection module.

[0137] For example, the eight card slots are divided into eight slots. Initially, the first card slot is positioned opposite the first conveying mechanism 11. If the card in the third card slot needs to be adjusted to the position opposite the first conveying mechanism 11, the drive wheel frame 122 will rotate according to the positions of the first, second, and third card slots, requiring only two rotations instead of six rotations according to the positions of the eighth, seventh, and third card slots. This facilitates faster card storage and retrieval operations.

[0138] In one illustrative embodiment, the second conveying mechanism 13 is configured with, but is not limited to, the same structure as the first conveying mechanism 11. It should be understood that the embodiments of this disclosure are not limited thereto.

[0139] For example, the second conveying mechanism is configured as a conveyor belt or other device suitable for conveying cards.

[0140] According to embodiments of this disclosure, such as Figure 1 As shown, the first storage mechanism 12 also includes a second drive component 124, adapted to drive the card storage component to move relative to the card insertion mechanism 10, so as to hold at least one card slot in a position opposite to the card dispensing side of the card insertion port 102.

[0141] According to embodiments of this disclosure, such as Figure 1 As shown, the second drive assembly 124 includes a drive unit 1242 and a transmission unit 1241. The drive unit 1242 is adapted to drive the wheel frame 122 to rotate. The transmission unit 1241 is disposed between the drive unit 1242 and the wheel frame 122. The drive unit 1242 drives the wheel frame 122 to rotate via the transmission unit 1241.

[0142] In one illustrative embodiment, the drive unit 1242 includes, but is not limited to, a stepper motor. It is suitable for adjusting the rotational direction and / or speed of the wheel frame 122.

[0143] In one illustrative embodiment, the transmission unit 1241 includes, but is not limited to, a gear set.

[0144] In detail, the gear set includes a driving gear disposed at the output end of the stepper motor, a driven gear disposed at the axial end of the transmission shaft of the wheel frame 122, and a speed regulating gear that meshes with both the driving gear and the driven gear.

[0145] Furthermore, the relative speeds of the wheel frame 122 and the stepper motor are adjusted by the transmission ratio of the driving gear, the speed regulating gear, and the driven gear. It should be understood that the embodiments of this disclosure are not limited thereto.

[0146] For example, a transmission mechanism connected by a belt and a pulley can be used, and the relative speed of the wheel frame 122 and the stepper motor can be adjusted by the diameter of the pulley.

[0147] For example, the output end of the stepper motor is connected to the drive shaft of the wheel frame 122, and the speed of the wheel frame 122 can be directly adjusted by the speed output of the stepper motor.

[0148] This disclosure also provides a financial device, such as Figure 8 As shown, the device includes a device body 16 and a card storage device. The card storage device is located inside the device body 16.

[0149] In one illustrative embodiment, the financial equipment includes, but is not limited to, ATMs.

[0150] In detail, the card storage device is integrated into the ATM.

[0151] Furthermore, the input mechanism 15 of the card storage device is shared with the physical keyboard of the ATM.

[0152] Furthermore, the card storage device's insertion mechanism is shared with the card slot 102 of the ATM.

[0153] In one illustrative embodiment, based on the above-described ATM, when a user uses the ATM to conduct financial transactions (e.g., withdraw cash), the process includes the following steps:

[0154] S1. The user inserts bank card 2 into card slot 102 and enters the password;

[0155] S2. If the password is incorrect, enter the password again until the preset number of attempts (e.g., three times) is reached and the password is still incorrect.

[0156] S3, First transmission mechanism 11 starts forward (e.g.) Figure 1 As shown, the bank card is sent upwards, swallowed into the ATM and sent to a card slot in the first storage institution 12;

[0157] S4. The user enters the password again;

[0158] S41, Password correct, first transmission mechanism 11 reverse start (e.g.) Figure 1 As shown, the bank card is transmitted downwards from the card storage slot to the card insertion slot 102.

[0159] S42. If the password is incorrect, enter the password again until the preset number of attempts (e.g., three times) is reached and the password is still incorrect. Then proceed to step S5.

[0160] S5. The drive unit 1242 drives the first storage mechanism 12 to rotate, so that the storage is moved from the card slot of the bank card to a standby state that is misaligned with the first transmission mechanism 11.

[0161] S51. After the user provides a valid identity document and the staff verifies and confirms it, the control drive unit 1242 drives the first storage mechanism 12 to rotate, so that the storage is moved from the card slot of the bank card to the position opposite to the first transmission mechanism 11, and the bank card is transmitted from the card slot to the card insertion slot 102.

[0162] In one illustrative embodiment, based on the above-described ATM, when a user uses the ATM to conduct financial transactions (e.g., withdraw cash), the following additional steps are included:

[0163] S52. If the user cannot provide a valid identity document, the drive unit 1242 drives the first storage mechanism 12 to rotate so that the storage is moved from the card slot of the bank card to a position opposite to the second transmission mechanism 13.

[0164] S53. Activate the second transmission mechanism 13 to transmit the bank card to the second storage mechanism 14, so that after the ATM is opened, the staff can retrieve the card and wait for the user to handle the card retrieval business at the counter.

[0165] In the technical solution disclosed herein, the acquisition, storage, and application of user personal information (such as card information, user-input identification information, and valid identity documents) comply with the provisions of relevant laws and regulations, necessary confidentiality measures have been taken, and they do not violate public order and good morals.

[0166] Those skilled in the art will understand that the features described in the various embodiments and / or claims of this disclosure can be combined or combined in several ways, even if such combinations or combinations are not explicitly described in this disclosure. In particular, the features described in the various embodiments and / or claims of this disclosure can be combined or combined in several ways without departing from the spirit and teachings of this disclosure. All such combinations and / or combinations fall within the scope of this disclosure.

[0167] The specific embodiments described above further illustrate the purpose, technical solution, and beneficial effects of the present invention. It should be understood that the above descriptions are merely specific embodiments of the present invention and are not intended to limit the present invention. Any modifications, equivalent substitutions, improvements, etc., made within the spirit and principles of the present invention should be included within the protection scope of the present invention.

Claims

1. A card storage device, characterized in that, include: The card insertion mechanism (10) is provided with a card slot (102) for inserting a card, and a first card reader (103) for reading the identification information of the card is provided in the card slot (102). The input mechanism (15) is communicatively connected to the first card reader (103) and is suitable for inputting verification information; The first storage facility (12) includes: A card storage assembly, wherein the card storage assembly is provided with a plurality of card storage slots suitable for storing cards, and a second card reader (125) suitable for reading the identification information is provided in each card storage slot; the card storage assembly includes: The wheel-shaped frame (122) is configured to rotate about an axis extending in a second direction orthogonal to a first direction, the first direction being the extending direction of the insertion slot (102); and Multiple protrusions (121) are formed on the outer periphery of the wheel frame (122), and at least one card slot is formed in each protrusion (121). Each card slot extends in the radial direction of the wheel frame (122) so that the card slot faces the card slot (102) or the second storage mechanism (14). The detection component (123) includes multiple detection modules, each of which is disposed on the wheel frame (122) and / or the protrusion (121) and is suitable for detecting the circumferential position of the wheel frame (122) to position the card slot opposite to the first conveying mechanism (11); The first conveying mechanism (11) is disposed between the card insertion mechanism (10) and the first storage mechanism (12), and is suitable for sending the card into or removing the card storage slot; The second storage unit (14) is disposed downstream of the first storage unit (12); and A second conveying mechanism (13), disposed between the first storage mechanism (12) and the second storage mechanism (14), is adapted to remove the card from the card slot and send it into the second storage mechanism (14); and The control unit is communicatively connected to the first card reader (103), the input mechanism (15), the second card reader (125), and the first transmission mechanism (11), respectively. It is suitable for collecting and comparing the consistency of the identification information and the verification information, and adjusting the transmission direction of the transmission mechanism to transmit the card from the card slot (102) to the card storage slot or from the card storage slot to the card slot (102). The second card reader is communicatively connected to the detection module. When the second card reader reads the information of the card, it establishes a correspondence between the read information and the location information of the corresponding detection module.

2. The apparatus according to claim 1, characterized in that, An elastic element (126) is provided in the card slot, which is adapted to apply a pressure perpendicular to the extension direction of the card slot to the card to keep the card in the card slot.

3. The apparatus according to any one of claims 1 to 2, characterized in that, The card insertion mechanism (10) includes a housing (101) on which the card insertion slot (102) is provided. The card insertion slot (102) extends along a first direction and is configured to pass through along the first direction.

4. The apparatus according to any one of claims 1 to 2, characterized in that, The first transmission mechanism (11) includes: First mounting bracket (112); At least one pair of first conveyor rollers (113), the two first conveyor rollers (113) of each pair are symmetrically arranged on the first mounting frame (112) and configured to move between a first position close to each other and a second position far apart from each other; and A first drive assembly is adapted to drive two of the first conveyor rollers (113) in each pair of first conveyor rollers to move between the first position and the second position and / or drive the first conveyor rollers (113) to rotate; In each pair of first conveying rollers, both first conveying rollers (113) are in a first position, and a first conveying channel extending along the first direction is defined between the two first conveying rollers (113). When the card is located in the first conveying channel, the two first conveying rollers (113) are in close contact with the facing surface of the card, so as to convey the card along the first conveying channel by means of the friction between the first conveying rollers (113) and the card.

5. The apparatus according to claim 4, characterized in that, The first mounting bracket includes a first surface and a second surface facing each other. The first conveying roller (113) is rotatably disposed in the first surface, and the first driving assembly is disposed in the second surface and connected to the shaft of the first conveying roller (113).

6. The apparatus according to claim 4, characterized in that, The first driving component includes: Two adjustment sections, each of which includes: The lead screw (116) is arranged in a direction orthogonal to both the first direction and the axis of the first conveying roller (113); The guide post (115) is arranged parallel to and spaced apart from the lead screw (116); The lifting frame (118) has one end sleeved on the outside of the lead screw and threadedly engaged with the lead screw, and the other end sleeved on the outside of the guide column. The shaft of the first conveying roller is rotatably mounted on the lifting frame. A first motor (117) is connected to one axial end of the lead screw, and is adapted to drive the lead screw to rotate, thereby causing the lifting frame to move along the lead screw; and The second motor (114) is mounted on the lifting frame and connected to the shaft of the first conveyor roller (113), and is suitable for driving the first conveyor roller (113) to rotate.

7. The apparatus according to claim 1, characterized in that, The first storage mechanism (12) further includes a second drive component (124) adapted to drive the card storage component to move relative to the card insertion mechanism (10) to hold at least one of the card storage slots in a position opposite to the card dispensing side of the card insertion port (102).

8. The apparatus according to claim 7, characterized in that, The second driving component (124) includes: Drive unit (1242), adapted to drive the wheel frame (122) to rotate; and A transmission unit (1241) is disposed between the drive unit (1242) and the wheel frame (122), and the drive unit (1242) drives the wheel frame (122) to rotate through the transmission unit (1241).

9. A financial device, comprising: Equipment body (16); as well as The card storage device as described in any one of claims 1 to 8, wherein the card storage device is disposed inside the device body (16).

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