A method, system and device for processing land data

Abstract

The embodiment of the present invention relates to the field of data processing technology, and discloses a method, system and device for processing land data, wherein the method includes obtaining the land information of the target land through a land management information component; assigning a unique identity to the target land through the land management information component, and recording the identity and the land information in a blockchain module in a non-homogeneous rights and interests mode; establishing a corresponding digital asset rights and interests certificate for the target land through a land rights and interests operation component; and realizing financial business services for the target land based on the land information recorded in the blockchain module and the digital asset rights and interests certificate through a financial business service component. This application not only realizes the ability to manage the flow of land in the form of online digital assets, but also realizes the technical effect of being able to perform credit assessment, guarantee mortgage and other financial business services on the land online through a land data processing system.

Description

Technical Field

[0001] The embodiments of the present invention relate to the field of data processing technology, and in particular to a method, system and device for processing land data. Background Art

[0002] In the process of land management, due to the constraints of technical means, it is easy to have incomplete information on land, and land management is increasingly moving towards the digital stage. However, the current digital rights management of land is still relatively traditional computer information systems and Internet applications, which have deficiencies in information accuracy and anti-tampering, and are not conducive to the realization of digital transactions of rights and interests, and it is difficult to support corresponding financial services. Summary of the invention

[0003] The embodiments of the present invention provide a method, system and device for processing land data, which solve the technical problem in the prior art that digital rights and interests cannot be used for land rights and interests transactions when managing land.

[0004] In a first aspect, an embodiment of the present invention provides a method for processing land data, comprising:

[0005] Acquire the land information of the target land through the land management information component, wherein the land information includes cadastral information, equity information, and land and house information of the target land;

[0006] Assign a unique identity to the target land through the land management information component, and record the identity and the land information in a blockchain module in a non-homogeneous rights and interests mode;

[0007] Establish corresponding digital asset equity certificates for the target land through the land equity operation component;

[0008] The financial business service of the target land is realized through a financial business service component based on the land information recorded in the blockchain module and the digital asset equity certificate, wherein the financial business service includes at least one of the following: credit assessment service and guarantee mortgage service.

[0009] In a second aspect, an embodiment of the present invention further provides a land data processing system, the system comprising:

[0010] A land management information component is used to obtain the land information of the target land, assign a unique identity to the target land, and record the identity and the land information in a blockchain module in a non-homogeneous rights and interests mode;

[0011] The land rights and interests operation component is used to establish the corresponding digital asset rights and interests certificate for the target land and provide rights and interests business services for the target land, wherein the rights and interests business services at least include rights and interests registration services, rights and interests transaction information storage, and rights and interests cancellation records;

[0012] A financial business service component is used to implement financial business services for the target land based on the land information recorded in the blockchain module and the digital asset equity certificate, wherein the financial business service includes at least one of the following: credit assessment service and guarantee mortgage service.

[0013] In a third aspect, an embodiment of the present invention further provides a land data processing device, the device comprising:

[0014] one or more processors;

[0015] A storage device for storing one or more programs;

[0016] When the one or more programs are executed by the one or more processors, the one or more processors implement any land data processing method as described in the first aspect of the embodiment of the present invention.

[0017] In a fourth aspect, an embodiment of the present invention further provides a computer-readable storage medium having a computer program stored thereon, which, when executed by a processor, implements any land data processing method as described in the first aspect of the embodiment of the present invention.

[0018] In a fifth aspect, an embodiment of the present invention further provides a computer program product, including a computer program, which, when executed by a processor, implements any land data processing method as described in the first aspect of the embodiment of the present invention.

[0019] The embodiment of the present invention discloses a method, system and device for processing land data, the method comprising obtaining land information of target land through a land management information component; assigning a unique identity to the target land through the land management information component, and recording the identity and land information in a blockchain module in a non-homogeneous rights and interests mode; establishing a corresponding digital asset rights and interests certificate for the target land through a land rights and interests operation component; and realizing financial business services for the target land based on the land information and digital asset rights and interests certificate recorded in the blockchain module through a financial business service component. This application records land information in a blockchain module using a non-homogeneous rights and interests mode, so that the identity of each piece of land corresponds to a non-homogeneous rights and interests of the underlying blockchain technology, solving the technical problem that digital rights and interests cannot be used to trade land rights and interests when managing land in the prior art, not only realizing the ability to manage the flow of land in the form of online digital assets, but also realizing the technical effect of being able to perform credit assessment, guarantee mortgage and other financial business services on land online through a land data processing system. BRIEF DESCRIPTION OF THE DRAWINGS

[0020] Figure 1 is a flow chart of a method for processing land data provided by an embodiment of the present invention;

[0021] Figure 2 is a flow chart of another land data processing method provided by an embodiment of the present invention;

[0022] Figure 3 is a flow chart of another method for processing land data provided by an embodiment of the present invention;

[0023] Figure 4 is a structural diagram of a land data processing system provided by an embodiment of the present invention;

[0024] Figure 5 is a structural diagram of another land data processing system provided by an embodiment of the present invention;

[0025] Figure 6 It is a structural schematic diagram of a land data processing device provided by an embodiment of the present invention. DETAILED DESCRIPTION

[0026] The present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It is to be understood that the specific embodiments described herein are only used to explain the present invention, rather than to limit the present invention. It should also be noted that, for ease of description, only parts related to the present invention, rather than all structures, are shown in the accompanying drawings.

[0027] It should be noted that the terms "first", "second", etc. in the specification, claims and drawings of the present invention are used to distinguish different objects, rather than to limit a specific order. The following embodiments of the present invention can be implemented separately, or in combination with each other, and the embodiments of the present invention do not impose specific limitations on this.

[0028] Figure 1 This is a flow chart of a method for processing land data provided by an embodiment of the present invention. The method for processing land data can be applied to all business scenarios that require land information management, such as homestead management scenarios. The method for processing land data can be executed by a land data processing system, which can be implemented in hardware and / or software and can generally be integrated into a server. The acquisition, storage, use, and processing of data in the technical solution of this application are in compliance with the relevant provisions of national laws and regulations.

[0029] like Figure 1 As shown, the land data processing method specifically includes the following steps:

[0030] S101, obtaining the land information of the target land through the land management information component, wherein the land information includes the cadastral information, equity information, and land and house information of the target land.

[0031] Exemplarily, taking the target land as a homestead as an example, the land information of the homestead mainly includes its cadastral information, rights and interests information, land and house information, etc., among which the cadastral information mainly includes the location of the target land, the map sheet number, map change information, map number, land type code, land type change, cadastral survey personnel and date, etc.; the rights and interests information mainly includes the historical rights and interests transaction information of the homestead, real estate registration information, rights and interests registration and evidence information, land ownership information, etc.; the land and house information mainly includes the homestead area, house foundation area, building area, land type, boundary information, house type, number of floors and building height.

[0032] S102, assign a unique identity to the target land through the land management information component, and record the identity and land information in the blockchain module in a non-homogeneous rights and interests mode.

[0033] Specifically, each piece of target land is given a unique identity, namely an identity ID, so that each identity ID corresponds to a piece of target land. On this basis, the land management information component records the identity and land information in the blockchain module in the mode of non-fungible rights (NFR). Due to the characteristics of NFR, each identity corresponds to a blockchain underlying technology NFR, so the land information of each piece of target land is unique on the blockchain and cannot be tampered with, ensuring the security and uniqueness of the land information.

[0034] Optionally, if the target land is a homestead, then S102, assigning a unique identity to the target land through the land management information component, and recording the identity and land information in the blockchain module in a non-homogeneous rights and interests mode includes: assigning a unique identity to the farmer corresponding to the homestead through the land management information component, and recording the identity and homestead information in the blockchain module in a non-homogeneous rights and interests mode.

[0035] Specifically, homesteads are collective construction land used by rural villagers to build houses and their ancillary facilities, including housing, ancillary buildings and courtyards, and are (collective) construction land in terms of land management. The characteristic of homesteads is that each piece of homestead corresponds to a unique farmer household. Therefore, when the target land is a homestead, a unique identity is assigned to the farmer corresponding to it, and then the identity and land information are recorded on the blockchain module in the NFR mode.

[0036] S103, establishing corresponding digital asset rights and interests certificates for the target land through the land rights and interests operation component.

[0037] Specifically, after establishing a digital asset rights certificate for each target land, the land use rights, property rights, residence rights, easements and other rights are digitized and stored in the land data processing system. The land rights operation component can realize the digital management of the registration, storage, transaction, cancellation and other land-related rights, so as to improve the efficiency of related rights transactions and provide a safer and more convenient operation mode for subsequent land rights changes, transactions, cancellations, etc. Among them, the corresponding rights of land include but are not limited to: land ownership, land use rights, property rights, residence rights, easements, security rights, mortgages, etc.

[0038] S104, realizing financial business services for the target land through the financial business service component based on the land information recorded in the blockchain module and the digital asset rights and interests certificate, wherein the financial business service includes at least one of the following: credit assessment service, guarantee mortgage service.

[0039] Specifically, after the land information of the target land is stored in the blockchain module in the NFR mode, the financial business service component can provide corresponding services according to the characteristics of the financial business. For example, taking the target land as a homestead as an example, a credit assessment service interface can be provided to financial institutions to support financial institutions in conducting credit assessments based on land information; and based on digital asset rights and interests certificates, financial business services for the target land can be implemented on the system, avoiding the time cost consumption caused by long-term offline processing, effectively improving the transfer and disposal efficiency of rural houses on homesteads, and facilitating the introduction of more financial resources into rural modernization construction.

[0040] This application records land information in a blockchain module by using a non-homogeneous rights model, so that the identity of each piece of land corresponds to a non-homogeneous right of the underlying blockchain technology, solving the technical problem that digital rights cannot be used to trade land rights when managing land in the prior art. It not only realizes the flow management of land in the form of online digital assets, but also realizes the technical effect of being able to perform credit assessment, guarantee mortgage and other financial business services on land online through a land data processing system.

[0041] On the basis of the above technical solutions, Figure 2 is a flow chart of another land data processing method provided by an embodiment of the present invention. Figure 2 As shown, S104 specifically includes:

[0042] S201, receiving a financial business service application for a target land through a financial business service component.

[0043] Specifically, when financial services need to be handled for a certain target piece of land, the user sends a financial services application to the financial services component through the visual operation interface of the land data processing system. After receiving the financial services application, the financial services component executes the corresponding financial services content.

[0044] S202, obtaining the land information of the target land and the digital asset rights certificate recorded in the blockchain module based on the financial business service application through the financial business service component.

[0045] Specifically, after receiving the financial business service application, the financial business service component obtains the land information of the target land recorded in the NFR mode and the digital asset rights certificate from the blockchain module based on the application.

[0046] S203, providing credit assessment service or guarantee mortgage service for the target land based on the acquired land information and digital asset equity certificate through the financial business service component.

[0047] Specifically, since one of the main features of NFR is to convert information into digital certificates, the financial business service component can directly implement credit assessment services or guarantee mortgage services for the target land within the system after obtaining land information and digital asset rights certificates.

[0048] On the basis of the above technical solutions, Figure 3 is a flow chart of another method for processing land data provided by an embodiment of the present invention. Figure 3 As shown, S203 specifically includes:

[0049] S301, initiating a service application to a third-party service system through a financial business service component.

[0050] Specifically, in order to enable the land data processing system to provide financial business services for the target land, the financial business service component in the land data processing system can be connected to a third-party service system for communication. For example, the third-party service system can be a banking system, etc. When financial business services are required for the target land, the user sends a financial business service application to the financial business service component through the visual operation interface of the land data processing system. After receiving the financial business service application, the financial business service initiates a service application to the third-party service system, so that the third-party service system performs the corresponding financial business services.

[0051] S302, after the financial business service component establishes a connection with the third-party service system, the third-party service system obtains the land information and digital asset rights and interests certificate of the target land based on the service application, and performs an asset appraisal on the target land based on the land information and the digital asset rights and interests certificate, and performs credit appraisal services or guarantee mortgage services on the target land based on the asset appraisal results.

[0052] Specifically, after the financial business service component establishes a connection with the third-party service system, the third-party service system can conduct an asset appraisal of the target land based on the acquired land information and digital asset rights and interests certificate of the target land according to its own preset appraisal rules. For example, if the third-party service system is a banking business system and needs to provide mortgage guarantee services for the target land, the banking business system will conduct an asset appraisal of the target land according to the mortgage guarantee rules stipulated by the bank, and then execute the corresponding mortgage guarantee process.

[0053] Optionally, after the S302 financial business service component establishes a connection with the third-party service system, the third-party service system obtains the land information of the target land and the digital asset rights and interests certificate based on the service application. Specifically, it includes: after the financial business service component establishes a connection with the third-party service system, the third-party service system obtains the land information of the target land and the digital asset rights and interests certificate from the financial business service component based on the service application.

[0054] Specifically, after the financial business service component establishes a connection with the third-party service system, since the financial business service component obtains the land information and digital asset rights and interests certificate of the target land from the blockchain module, the third-party service system can directly obtain the corresponding land information and digital asset rights and interests certificate from the financial business service component.

[0055] Optionally, after the S302 financial business service component establishes a connection with the third-party service system, the third-party service system obtains the land information of the target land and the digital asset rights and interests certificate based on the service application, which specifically includes: after the financial business service component establishes a connection with the third-party service system, the data acquisition right is granted to the third-party service system through the financial business service component, so that the third-party service system obtains the land information of the target land and the digital asset rights and interests certificate from the blockchain module based on the data acquisition right and the service application.

[0056] Specifically, in order to reduce the risk of errors and omissions in data transfer, the third-party service system can also obtain the land information and digital asset rights certificates of the target land directly from the blockchain module under the authorization of the financial business service component.

[0057] On the basis of the above-mentioned technical solutions, after the third-party service system in S302 provides credit appraisal services or guarantee mortgage services for the target land based on the asset appraisal results, the method for processing the land data also includes: receiving the asset appraisal results, credit appraisal service results and guarantee mortgage service results returned by the third-party service system through the financial business service component.

[0058] Specifically, after providing credit assessment services or guarantee mortgage services for the target land, the third-party service system will generate asset assessment results, credit assessment service results or guarantee mortgage service results, and return the above results to the financial business service component so that users can know the results of the corresponding financial business services through the visual operation interface of the land data processing system.

[0059] Figure 4 : is a structural diagram of a land data processing system provided by an embodiment of the present invention. The land data processing system executes the land data processing method in any of the above embodiments. The land data processing system includes:

[0060] The land management information component 41 is used to obtain the land information of the target land, assign a unique identity to the target land, and record the identity and land information in the blockchain module in a non-homogeneous rights and interests mode.

[0061] Specifically, the land information acquired by the land management information component 41 mainly includes cadastral information, equity information, land and housing information, etc., and also includes farmer information, usage information, approval information, planning information and acceptance information. After obtaining the corresponding land information, a unique identity is assigned to the target land based on the land information, and the identity and land information are recorded on the blockchain module in the NFR mode, so that the corresponding information of the target land is unique on the blockchain. It should be noted that if the target land is a homestead, it is necessary to assign a unique identity to the farmer corresponding to the homestead, and then the identity and land information should be recorded on the blockchain module in the NFR mode.

[0062] The land rights and interests operation component 42 is used to establish corresponding digital asset rights and interests certificates for the target land and provide rights and interests business services for the target land, wherein the rights and interests business services at least include rights and interests registration services, rights and interests transaction information storage, and rights and interests cancellation records.

[0063] Specifically, the land rights and interests operation component 42 can establish a digital asset rights and interests certificate for the corresponding house based on the land information of the target land, and then realize the rights and interests business services of the target land based on its rights and interests certificate; specifically, to establish a corresponding digital asset rights and interests certificate for the target land is to digitize the rights and interests such as the right of use, property right, right of residence, and easement of the target land and store them in the land data processing system, and then realize the online registration, evidence storage, transaction, cancellation, etc. of the relevant rights and interests of the target land. Digital management, that is, to realize the rights and interests business services of the target land.

[0064] The land rights and interests operation component 42 mainly involves land use right information, residence right information, easement information, land ownership information, real estate registration information, rights and interests registration and evidence information, rights and interests transaction information and rights and interests cancellation records.

[0065] The financial business service component 43 is used to provide financial business services for the target land based on the land information recorded in the blockchain module and the digital asset rights and interests certificate, wherein the financial business service includes at least one of the following: credit assessment service and guarantee mortgage service.

[0066] Specifically, since each NFR in the farmer information is unique and can be used to assess its value, financial business services such as credit assessment and guarantee mortgage can be realized based on the land information and digital asset rights certificates recorded in the blockchain module.

[0067] Figure 5 It is a structural diagram of another land data processing system provided by an embodiment of the present invention.

[0068] Alternatively, if Figure 5 As shown, the land management information component 41 includes:

[0069] The land information unit 411 is used to obtain and store the cadastral information, usage information, and land and house information of the target land.

[0070] Specifically, the cadastral information in the land information unit 411 mainly includes the location of the land, the map sheet number, map change information, map number, land type code, land type change, cadastral survey personnel and date, etc.; the use information mainly includes the self-use / rental status, residential / business status, business format, whether it is idle, etc. of the target land; the land and house information mainly includes the land area, foundation area, building area, land type, boundary information, building type, number of floors, and building height.

[0071] The farmer information unit 412 is used to obtain and store the identity and farmer information of the farmer corresponding to the homestead when the target land is a homestead.

[0072] Specifically, farmer information mainly includes basic identity information of farmers.

[0073] The land planning unit 413 is used to obtain and store the approval information, planning information and acceptance information of the target land.

[0074] Specifically, the approval information mainly includes land approval letters, approval opinions from the natural resources department, review opinions from the agriculture and rural departments, review opinions from township governments, and opinions from other departments; planning information mainly includes construction units, construction project names, construction scales, construction locations, rural construction planning license numbers, etc.; acceptance information mainly includes acceptance opinions from the natural resources department, acceptance opinions from the agriculture and rural departments, approval opinions from township governments, and opinions from other departments.

[0075] Alternatively, if Figure 5 As shown, the land rights operation component 42 includes:

[0076] The land rights management unit 421 is used to store the use rights information and transaction rights information of the target land.

[0077] Specifically, the land rights management unit 421 is mainly used for the digital storage, transaction, and cancellation of land use rights certificates. Among them, digital storage of certificates refers to the digital storage of use rights certificates using blockchain technology; transaction refers to connecting with relevant property rights transaction systems to realize digital transactions of land use rights and generate new rights certificates; cancellation refers to the digital cancellation of lost land use rights.

[0078] The land property management unit 422 is used to store the house property information of the target land.

[0079] Specifically, the land property management unit 422 is mainly used to enable a third party (i.e., the above-mentioned third-party service system) to conduct a value assessment of agricultural housing properties through an interface with a third-party property rights assessment agency; to implement online mortgage financing of housing property rights based on mortgage operations of smart contracts, and to provide risk protection for smart contracts; to realize digital certificates of housing property rights, management of housing property rights value, and disposal of housing property rights, including disposal after mortgage overdue.

[0080] The land residence right and easement unit 423 is used to store the residence right information and easement information of the target land.

[0081] Specifically, the land residence right and easement unit 423 is mainly used to realize services such as digital residence right certificates, residence right transactions, and residence right inheritance; it is also used to realize the storage of land servitude information, storage of land demand information, easement establishment registration, easement smart contracts, easement collaborative mortgages, etc., among which the easement smart contract content at least includes the name or name and address of the parties, the location of the servitude land and the demand land, the purpose and method of use, the term of the easement, the fees and their automatic settlement, the automated dispute resolution method, etc.; the easement collaborative mortgage can realize mortgage operations such as land use rights and farmhouse property rights.

[0082] Alternatively, if Figure 5 As shown, the land rights operation component 42 also includes:

[0083] The rights and interests cancellation unit 424 is used to cancel the digital asset rights and interests of the target land.

[0084] Specifically, the land rights and interests operation component 42 can also realize the cancellation of the digital asset rights and interests of the target land through the rights and interests cancellation unit 424.

[0085] Alternatively, if Figure 5 As shown, the financial business service component 43 includes:

[0086] The credit management unit 431 is used to provide credit assessment services for the target land.

[0087] Specifically, when the target land is a homestead, the credit management unit 431 is used to conduct credit assessment for farmers through basic information of farmers and their land rights, farmhouse property and other information and value assessment data, provide appropriate credit limits, and carry out online credit loan business.

[0088] The mortgage management unit 432 is used to provide a guarantee mortgage service for the target land.

[0089] Specifically, the mortgage management unit 432 can realize the mortgage loan business of digital rights such as land use rights and agricultural housing property rights, and realize mortgage procedures and risk control through smart contracts to improve the efficiency of mortgage loan business.

[0090] Alternatively, if Figure 5 As shown, the land data processing system also includes a blockchain module 44; the blockchain module 44 is used to record relevant information of the target land in a non-homogeneous rights and interests mode.

[0091] The implementation principle and technical effects of the system provided in the embodiment of the present invention are the same as those of the aforementioned method embodiment. For the sake of brief description, for matters not mentioned in the system embodiment, reference may be made to the corresponding contents in the aforementioned method embodiment.

[0092] The land data processing system provided in the embodiment of the present invention has the same technical features as the land data processing method provided in the above embodiment, so it can also solve the same technical problems and achieve the same technical effects.

[0093] Figure 6 is a schematic diagram of the structure of a land data processing device provided by an embodiment of the present invention, such as Figure 6 As shown, the land data processing device includes a processor 61, a memory 62, an input device 63 and an output device 64; the number of the processor 61 in the land data processing device can be one or more. Figure 6 A processor 61 is taken as an example; the processor 61, memory 62, input device 63 and output device 64 in the land data processing device can be connected by a bus or other means. Figure 6 The example of connecting through bus is taken in the following.

[0094] The memory 62 is a computer-readable storage medium that can be used to store software programs, computer executable programs and modules, such as program instructions / modules corresponding to the land data processing method in the embodiment of the present invention (for example, the land management information component 41, the land rights and interests operation component 42 and the financial business service component 43 in the land data processing system). The processor 61 executes various functional applications and data processing of the land data processing device by running the software programs, instructions and modules stored in the memory 62, that is, realizes the above-mentioned land data processing method.

[0095] The memory 62 may mainly include a program storage area and a data storage area, wherein the program storage area may store operating components and applications required for at least one function; the data storage area may store data created according to the use of the terminal, etc. In addition, the memory 62 may include a high-speed random access memory, and may also include a non-volatile memory, such as at least one disk storage device, a flash memory device, or other non-volatile solid-state storage devices. In some instances, the memory 62 may further include a memory remotely arranged relative to the processor 61, and these remote memories may be connected to a land data processing device via a network. Examples of the above-mentioned network include, but are not limited to, the Internet, an intranet, a local area network, a mobile communication network, and combinations thereof.

[0096] The input device 63 may be used to receive input digital or character information and generate key signal input related to user settings and function control of the land data processing device. The output device 64 may include display devices such as a display screen.

[0097] An embodiment of the present invention further provides a storage medium containing computer executable instructions, wherein the computer executable instructions are used to execute a method for processing land data when executed by a computer processor.

[0098] Specifically, the land data processing method includes:

[0099] Obtaining the land information of the target land through the land management information component, wherein the land information includes cadastral information, equity information, and land and house information of the target land;

[0100] The target land is given a unique identity through the land management information component, and the identity and land information are recorded in the blockchain module in a non-homogeneous rights and interests mode;

[0101] Establish corresponding digital asset equity certificates for the target land through the land equity operation component;

[0102] Financial business services for the target land are realized through the financial business service component based on the land information recorded in the blockchain module and the digital asset rights and interests certificate, where the financial business service includes at least one of the following: credit assessment service and guarantee mortgage service.

[0103] Of course, the storage medium containing computer executable instructions provided by an embodiment of the present invention is not limited to the method operations described above, and can also execute related operations in the land data processing method provided by any embodiment of the present invention.

[0104] Through the above description of the implementation methods, the technicians in the relevant field can clearly understand that the present invention can be implemented by means of software and necessary general hardware, and of course it can also be implemented by hardware, but in many cases the former is a better implementation method. Based on such an understanding, the technical solution of the present invention, in essence, or the part that contributes to the prior art, can be embodied in the form of a software product, and the computer software product can be stored in a computer-readable storage medium, such as a computer floppy disk, a read-only memory (ROM), a random access memory (RAM), a flash memory (FLASH), a hard disk or an optical disk, etc., including a number of instructions for a computer device (which can be a personal computer, a server, or a network device, etc.) to execute the methods described in each embodiment of the present invention.

[0105] It is worth noting that in the embodiment of the above-mentioned management device, the various units and modules included are only divided according to functional logic, but are not limited to the above-mentioned division, as long as the corresponding functions can be achieved; in addition, the specific names of the functional units are only for the convenience of distinguishing each other, and are not used to limit the scope of protection of the present invention.

[0106] An embodiment of the present invention further provides a computer program product, which includes computer executable instructions. When the computer executable instructions are executed by a computer processor, they are used to execute the land data processing method provided by any embodiment of the present invention.

[0107] Of course, the computer program product provided in the embodiments of the present application, whose computer executable instructions are not limited to the method operations described above, can also execute related operations in the method provided in any embodiment of the present invention.

[0108] In the description of the embodiments of the present invention, unless otherwise clearly specified and limited, the terms "installed", "connected", and "connected" should be understood in a broad sense, for example, it can be a fixed connection, a detachable connection, or an integral connection; it can be a mechanical connection or an electrical connection; it can be a direct connection or an indirect connection through an intermediate medium, or it can be the internal communication of two components. For ordinary technicians in this field, the specific meanings of the above terms in the present invention can be understood according to specific circumstances.

[0109] Finally, it should be noted that the above are only preferred embodiments of the present invention and the technical principles used. Those skilled in the art will understand that the present invention is not limited to the specific embodiments described herein, and that various obvious changes, readjustments and substitutions can be made by those skilled in the art without departing from the scope of protection of the present invention. Therefore, although the present invention has been described in more detail through the above embodiments, the present invention is not limited to the above embodiments, and may include more other equivalent embodiments without departing from the concept of the present invention, and the scope of the present invention is determined by the scope of the appended claims.

Claims

1. A method for processing land data, characterized in that: include: Acquire the land information of the target land through the land management information component, wherein the land information includes cadastral information, equity information, and land and house information of the target land; Assign a unique identity to the target land through the land management information component, and record the identity and the land information in a blockchain module in a non-homogeneous rights and interests mode; Establish corresponding digital asset equity certificates for the target land through the land equity operation component; Implementing financial business services for the target land through a financial business service component based on the land information recorded in the blockchain module and the digital asset equity certificate, wherein the financial business service includes at least one of the following: credit assessment service, guarantee mortgage service; If the target land is a homestead, a unique identity is assigned to the target land through the land management information component, and the identity and the land information are recorded in the blockchain module in a non-homogeneous rights and interests mode, including: The farmer corresponding to the homestead is given a unique identity through the land management information component, and the identity and homestead information are recorded in the blockchain module in a non-homogeneous rights and interests mode; The financial business service component realizes the financial business service of the target land based on the land information recorded in the blockchain module and the digital asset equity certificate, including: Receiving, through the financial business service component, a financial business service application for the target land; Obtaining the land information of the target land and the digital asset rights certificate recorded by the blockchain module based on the financial business service application through the financial business service component; The financial business service component provides credit assessment services or guarantee mortgage services for the target land based on the acquired land information and the digital asset equity certificate.

2. The method according to claim 1, characterized in that Providing a credit assessment service or a guarantee mortgage service on the target land based on the acquired land information and the digital asset equity certificate through the financial business service component includes: Initiate a service application to a third-party service system through the financial business service component; After the financial business service component establishes a connection with the third-party service system, the third-party service system obtains the land information and the digital asset rights and interests certificate of the target land based on the service application, and performs an asset appraisal on the target land based on the land information and the digital asset rights and interests certificate, and performs the credit appraisal service or the secured mortgage service on the target land based on the asset appraisal results.

3. The method according to claim 2, characterized in that After the financial business service component establishes a connection with the third-party service system, enabling the third-party service system to obtain the land information of the target land and the digital asset equity certificate based on the service application includes: After the financial business service component establishes a connection with the third-party service system, the third-party service system obtains the land information of the target land and the digital asset equity certificate from the financial business service component based on the service application.

4. The method according to claim 2, characterized in that: After the financial business service component establishes a connection with the third-party service system, enabling the third-party service system to obtain the land information of the target land and the digital asset equity certificate based on the service application includes: After the financial business service component establishes a connection with the third-party service system, the financial business service component grants the third-party service system the right to obtain data, so that the third-party service system obtains the land information of the target land and the digital asset equity certificate from the blockchain module based on the data acquisition right and the service application.

5. The method according to claim 2, characterized in that: After the third-party service system performs the credit assessment service or the guarantee mortgage service on the target land based on the asset assessment result, the method further includes: The asset evaluation result, the credit evaluation service result and the guarantee mortgage service result returned by the third-party service system are received through the financial business service component.

6. A land data processing system, characterized in that: The system comprises: A land management information component is used to obtain the land information of the target land, assign a unique identity to the target land, and record the identity and the land information in a blockchain module in a non-homogeneous rights and interests mode; The land rights and interests operation component is used to establish the corresponding digital asset rights and interests certificate for the target land and provide rights and interests business services for the target land, wherein the rights and interests business services at least include rights and interests registration services, rights and interests transaction information storage, and rights and interests cancellation records; A financial business service component, used to implement financial business services for the target land based on the land information recorded in the blockchain module and the digital asset equity certificate, wherein the financial business service includes at least one of the following: credit assessment service, guarantee mortgage service; If the target land is a homestead, the land management information component is also used to assign a unique identity to the farmer corresponding to the homestead through the land management information component, and record the identity and homestead information in the blockchain module in a non-homogeneous rights and interests mode; The financial business service component is also used to: receive a financial business service application for the target land; obtain the land information and digital asset rights and interests certificate of the target land recorded by the blockchain module based on the financial business service application; and provide credit assessment services or guarantee mortgage services for the target land based on the acquired land information and the digital asset rights and interests certificate.

7. The land data processing system according to claim 6, characterized in that: The land management information component includes: A land information unit, used to obtain and store cadastral information, usage information, and land and housing information of the target land; A farmer information unit, used for obtaining and storing the identity and farmer information of the farmer corresponding to the homestead when the target land is a homestead; The land planning unit is used to obtain and store the approval information, planning information and acceptance information of the target land.

8. The land data processing system according to claim 6, characterized in that: The land rights operation components include: A land rights management unit, used to store the use rights information and transaction rights information of the target land; A land property management unit, used to store the house property information of the target land; The land residence right and easement unit is used to store the residence right information and easement information of the target land.

9. The land data processing system according to claim 6, characterized in that: The land rights operation component also includes: The rights and interests cancellation unit is used to cancel the digital asset rights and interests of the target land.

10. The land data processing system according to claim 6, characterized in that: The financial business service components include: A credit management unit, used for providing credit assessment services for the target land; The mortgage management unit is used to provide secured mortgage services for the target land.

11. The land data processing system according to claim 6, characterized in that: It also includes the blockchain module; the blockchain module is used to record the relevant information of the target land in a non-homogeneous rights and interests mode.

12. A land data processing device, characterized in that: The device comprises: one or more processors; A storage device for storing one or more programs; When the one or more programs are executed by the one or more processors, the one or more processors implement the land data processing method as described in any one of claims 1-5.

13. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the program is executed by a processor, the land data processing method as described in any one of claims 1 to 5 is implemented.

14. A computer program product, comprising a computer program, wherein when the computer program is executed by a processor, the computer program implements the land data processing method according to any one of claims 1 to 5.

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