Object credential information application method and device

Abstract

The application provides an object certificate information application method and device, and relates to the technical field of Internet.The method comprises the following steps: after a first user logs in, a declaration page is pushed to the first user; the identity information of a registered person in the information input by the first user is verified; it is judged whether each kind of object information input by the first user meets the preset requirements corresponding to each kind of object information; if the first user's real-name authentication success information fed back by a real-name authentication system is received and the preset requirements are met, information for handling real-name authentication is sent to the second user in the object information input by the first user, and a real-name authentication page corresponding to the second user is generated; the second user's information is received, the second information is authenticated, and after the authentication is passed, object certificate information is generated according to the object information, and the first user is prompted that the object certificate information application is successful.The application provides an automatic handling mode, and the user does not need to go to different places to complete the handling work, so that the handling efficiency is improved.

Description

TECHNICAL FIELD

[0001] The present application relates to the technical field of Internet, in particular to an object credential information application method and device. BACKGROUND

[0002] Currently, object credential information application business needs to verify multiple information, and different systems are needed to verify each kind of information. For example, the authenticity of the applicant applying for object credential information needs to be authenticated in a real-name authentication system, and the object information in the object credential information also needs to be judged whether it meets the preset requirements, and other responsible persons other than the applicant also need to be authenticated, which makes the application process more complex.

[0003] Therefore, during the application stage, the applicant needs to log in to multiple departments, submit content, and authenticate, and other responsible persons other than the applicant also need to be authenticated, which results in low efficiency. SUMMARY

[0004] The present application provides an object credential information application method and device, and proposes an automatic handling method. After multiple user identities are logged in, information is input, and communication with other systems is performed, so that the information is automatically authenticated, and the user does not need to go to different places to complete the handling work, thereby improving the handling efficiency.

[0005] In a first aspect, an object credential information application method is provided, comprising:

[0006] After detecting that a first user of a non-examination department is logged in, a declaration page is pushed to the first user. After determining that the first user inputs information of all mandatory items in the declaration page, first verification information is generated according to registered person identity information in the information input by the first user;

[0007] The first verification information is sent to a real-name authentication system, and it is determined whether each kind of object information in the information input by the first user meets the preset requirements corresponding to each kind of object information.

[0008] If the information that the first user is successfully authenticated by the real-name authentication system is received, and it is determined that each kind of object information in the information input by the first user meets the preset requirements corresponding to each kind of object information, information for handling real-name authentication is sent to a second user in the object information input by the first user, and a real-name authentication page corresponding to the second user is generated.

[0009] After detecting that the second user is logged in, a corresponding real-name authentication page is pushed to the second user. According to the identity information in the real-name information fed back by the second user, second verification information is generated, and the second verification information is sent to the real-name authentication system.

[0010] If the second user real-name authentication success information fed back by the real-name authentication system is received, object credential information is generated according to the object information input by the first user in the object information declaration page, and the first user is prompted that the object credential information application is successful.

[0011] The above method can push a declaration page to the first user after determining that a non-approval department is logged in, so that the first user can input information in the declaration page, then send the registered person identity information in the information to the real-name authentication system, perform identity authentication through the real-name authentication system, and determine whether each object information meets the preset requirements corresponding to each object information. If all meet, the real-name authentication of the second user, that is, the responsible person of the object credential information input by the first user, is initiated, and after receiving the real-name authentication feedback of the second user, the corresponding object credential information is generated. Thus, the present application proposes an automatic application method, so that the first user and the second user can automatically authenticate the information input by the user in addition to handling business in different pages. Thus, different users do not need to handle business in different departments, and the handling efficiency is improved.

[0012] In a possible implementation, the object name input by the first user in the declaration page is determined by the following method:

[0013] After detecting that the first user triggers the recommended name button in the declaration page, a recommendation page is displayed.

[0014] After detecting that the first user inputs a plurality of keywords in the recommendation page, a target word is selected from a first data set corresponding to each keyword, and a recommended name is generated and displayed according to the combination of the target words corresponding to each keyword.

[0015] If it is detected that the first user triggers the determination button in the recommendation page, the recommended name is taken as the object name input by the first user in the declaration page.

[0016] The above method can automatically recommend the object name of the user, and improve the user experience.

[0017] In a possible implementation, after the recommended name is generated and displayed according to the combination of the target words corresponding to each keyword, the method further includes:

[0018] determining that the recommended name is different from names in the second data set, and that the recommended name does not contain content in the third data set, and that the recommended name matches the information of the preset item input by the first user; wherein the first data set comprises names of a plurality of objects with object credential information; and the second data set comprises words prohibited from being used in object names.

[0019] The above method can determine that the recommended name meets preset requirements by detecting whether the name is repeated, whether it contains prohibited words, and whether it matches the information of the preset item input by the first user, thereby improving the pass rate of verifying the name.

[0020] In a possible implementation, determining whether each object information in the information input by the first user meets preset requirements corresponding to each object information comprises:

[0021] If the object information input by the first user is a registered address, determining whether the registered address input by the first user is in an address authentication system.

[0022] If yes, it is determined that the registered address input by the first user meets preset requirements corresponding to the registered address.

[0023] Otherwise, it is determined that the registered address input by the first user does not meet preset requirements corresponding to the registered address.

[0024] The above method, the address in the address authentication system is an address that has been successfully authenticated, so if the registered address is in the address authentication system, it is determined that the registered address meets preset requirements, thereby improving the application efficiency.

[0025] In a possible implementation, the method further comprises:

[0026] If the registered address submitted by the first user is not in the address authentication system, determining whether the registered address input by the first user is on the electronic map, and whether a property of a house of the registered address input by the first user is a preset property.

[0027] If yes, generating information for verifying the registered address input by the first user, and displaying the information for verifying the registered address submitted by the first user after detecting that a third user belonging to an approval department logs in.

[0028] After receiving the information fed back by the third user that the registered address submitted by the first user is verified, notifying the first user that the registered address is verified.

[0029] The method can inform the first user of the progress after the address is authenticated by the address authentication system, so that the first user can better know the progress, and user experience is improved.

[0030] In a possible implementation, after prompting the first user object credential information application success, the method further includes:

[0031] sending the object information submitted by the first user to a financial system, and / or pushing an opening bank suggestion page to the first user;

[0032] After detecting that the first user agrees to push the opening bank, sending the object information submitted by the first user to the system of the opening bank.

[0033] The method can send the object information submitted by the first user to the financial system, so that the first user does not need to go to the financial system to handle the financial problem. The object information submitted by the first user can also be sent to the system of the opening bank, so that the first user does not need to go to the opening bank to handle the business with the materials, and user operation is facilitated.

[0034] In a second aspect, an embodiment of the present application provides an object credential information application device, which includes:

[0035] The registration module is configured to push a declaration page to the first user after detecting that the first user logs in from a non-examination and approval department, and generate first verification information according to the identity information of the registered person in the information input by the first user after determining that the first user inputs information of all required items in the declaration page.

[0036] The first verification module is configured to send the first verification information to a real-name authentication system, and determine whether each kind of object information in the information input by the first user meets a preset requirement corresponding to each kind of object information.

[0037] The second verification module is configured to send information for handling real-name authentication to a second user in the object information input by the first user, and generate a real-name authentication page corresponding to the second user, if the real-name authentication system feeds back information that the first user passes the real-name authentication, and it is determined that each kind of object information in the information input by the first user meets the preset requirement corresponding to each kind of object information, and push the corresponding real-name authentication page to the second user after detecting that the second user logs in.

[0038] And generate second verification information according to the identity information in the real-name information fed back by the second user, and send the second verification information to the real-name authentication system.

[0039] The determining module is configured to, if the information fed back by the real-name authentication system indicates that the real-name authentication of the second user is successful, generate object credential information according to the object information input by the first user on the object information declaration page, and prompt the first user that the object credential information application is successful.

[0040] In a possible implementation, the registering module is further configured to:

[0041] display a recommendation page after detecting that the first user triggers a recommendation name button on the declaration page;

[0042] select a target word from a first data set corresponding to each keyword after detecting that the first user inputs a plurality of keywords on the recommendation page, and generate and display an object name according to a combination of the target words corresponding to each keyword.

[0043] If it is detected that the first user triggers a determination button on the recommendation page, it is determined that the first user inputs the object name on the declaration page.

[0044] In a possible implementation, the registering module is specifically configured to:

[0045] determine that the recommended name is different from the names in a second data set, the recommended name does not contain the contents in a third data set, and the recommended name matches the information of a preset item input by the first user; the first data set includes names of a plurality of objects with object credential information; and the second data set includes words that are prohibited from being used in object names.

[0046] In a possible implementation, the first verifying module is specifically configured to:

[0047] If the object information input by the first user is a registration address, it is determined whether the registration address input by the first user is in an address authentication system.

[0048] If yes, it is determined that the registration address input by the first user meets preset requirements corresponding to the registration address.

[0049] Otherwise, it is determined that the registration address input by the first user does not meet the preset requirements corresponding to the registration address.

[0050] In a possible implementation, the first verifying module is specifically configured to:

[0051] If the registration address submitted by the first user is not in the address authentication system, it is determined whether the registration address input by the first user is on the electronic map and whether a house property of the registration address input by the first user is a preset property.

[0052] If yes, information verifying the registered address of the first user input is generated, and after detecting that a third user belonging to an examination and approval department logs in, the information verifying the registered address submitted by the first user is displayed;

[0053] After receiving the third user feedback information that the registered address submitted by the first user is verified to be passed, the first user is informed that the registered address verification is passed.

[0054] In a possible implementation manner, the device further comprises:

[0055] The push module is configured to: send the object information submitted by the first user to a financial system, and / or push an opening bank suggestion page to the first user;

[0056] After detecting that the first user agrees to push the opening bank, the object information submitted by the first user is sent to the system of the opening bank.

[0057] In a third aspect, an embodiment of the present application provides a storage medium, when instructions in the storage medium are executed by a processor of a background server, the background server can execute the object credential information application method in any one of the first aspect.

[0058] In addition, the technical effects brought by any one of the implementation manners of the second aspect to the third aspect can refer to the technical effects brought by different implementation manners of the first aspect, which will not be repeated here.

[0059] It should be understood that the above general description and the following detailed description are only exemplary and explanatory, and cannot limit the present application. BRIEF DESCRIPTION OF DRAWINGS

[0060] Figure 1 A flowchart of an object credential information application method provided by an embodiment of the present application;

[0061] Figure 2 A schematic diagram of multiple device interactions for implementing an object credential information application provided by an embodiment of the present application;

[0062] Figure 3 A schematic diagram of a declaration page provided by an embodiment of the present application;

[0063] Figure 4 A schematic diagram of a real-name authentication page corresponding to a second user provided by an embodiment of the present application;

[0064] Figure 5 A structural schematic diagram of an object credential information application method device provided by an embodiment of the present application;

[0065] Figure 6A structural schematic diagram of a background server provided by an embodiment of the present application. DETAILED DESCRIPTION

[0066] In order to make the objects, technical solutions and advantages of the present application clearer, the present application will be further described in detail below with reference to the drawings. Obviously, the described embodiments are only some but not all of the embodiments of the present application. Based on the embodiments of the present application, all other embodiments obtained by those of ordinary skill in the art without creative efforts should fall into the scope of the present application.

[0067] The following introduces a specific process of the object credential information application method, as shown in FIG. 1, including: Figure 1

[0068] S100: after detecting that a first user of a non-approval department logs in, pushing a declaration page to the first user; after determining that the first user inputs information of all required items in the declaration page, generating first verification information according to the registered person identity information in the information input by the first user;

[0069] The object credential information can be a credential of a business entity engaged in production and business activities, for example, a business license.

[0070] When logging in, three identities are generally included, one is the identity of an applicant, one is the identity of a person responsible for the object credential information other than the applicant, and one is the identity of an auditor of an approval department.

[0071] In the login page, an identity selection option is displayed, when a user selects the applicant identity, the user identity is identified as the first user, and then the declaration page is pushed to the first user, when the user selects the person responsible identity, the user identity is identified as the second user, and when the user selects the auditor identity, since the auditor can access the approval information, further authentication is required for the identity authentication, the login information of the user in the approval system is queried in the approval system, and then the user identity is identified as the identity of the auditor.

[0072] It should be noted that the above-mentioned manner is only exemplary, and different authentication manners can be used, and the present application does not make specific limitations in this regard.

[0073] The information of all required items can be determined according to the materials required by the declaration object credential information, for example, the object credential information is a business license, and then all required items are all materials required for applying for the business license.

[0074] S101: sending the first verification information to a real-name authentication system; and judging whether each kind of object information in the information input by the first user meets a preset requirement corresponding to each kind of object information; ​

[0075] The real-name authentication system stores real-name authentication information of a plurality of users. For the real-name authentication system: if the registered person's identity information is found in the real-name authentication system, the real-name authentication system feeds back information that the first user's real-name authentication is successful; if the registered person's identity information is not in the real-name authentication system, the real-name authentication system feeds back information that the first user's real-name authentication is unsuccessful.

[0076] At the same time of real-name authentication, the authenticity of the mobile phone number can also be verified through the "mobile phone number + verification code" mode.

[0077] For judging whether each kind of object information in the information input by the first user meets the preset requirement corresponding to each kind of object information, the following steps are included:

[0078] If the object information in the information input by the first user is an object name, it is judged whether the object name and the name in the second data set are all different, whether the object name contains the content in the third data set, and whether the object name matches the information of the preset item input by the first user; wherein the first data set includes the names of a plurality of objects with object credential information; and the second data set contains words prohibited to be used in the object name.

[0079] If all the above conditions are met, it is determined that the object name meets the preset requirement corresponding to the type of object name; otherwise, the preset requirement is not met.

[0080] If the object information input by the first user is a registered address, it is judged whether the registered address input by the first user is in the address authentication system.

[0081] If yes, it is determined that the registered address input by the first user meets the preset requirement corresponding to the registered address.

[0082] Otherwise, it is determined that the registered address input by the first user does not meet the preset requirement corresponding to the registered address.

[0083] The address in the address authentication system is an address that has passed authentication.

[0084] If the registered address submitted by the first user is not in the address authentication system, it is judged whether the registered address input by the first user is on an electronic map and whether the property of the house of the registered address input by the first user is a preset property.

[0085] If yes, information for verifying the registered address input by the first user is generated, and after detecting that a third user belonging to an approval department logs in, the information for verifying the registered address submitted by the first user is displayed.

[0086] After receiving the information that the registered address submitted by the first user is verified to be passed, which is fed back by the third user, the first user is informed that the registered address is approved.

[0087] S102: If the first user receives the feedback information of the real-name authentication system that the first user's real-name authentication is successful, and determines that each object information in the information input by the first user meets the corresponding preset requirement, the information of handling real-name authentication is sent to the second user in the object information input by the first user, and the real-name authentication page corresponding to the second user is generated;

[0088] S103: After detecting that the second user logs in, the corresponding real-name authentication page is pushed to the second user; and according to the identity information in the real-name information fed back by the second user, the second verification information is generated, and the second verification information is sent to the real-name authentication system;

[0089] S104: If the second user receives the feedback information of the real-name authentication system that the second user's real-name authentication is successful, the object certificate information is generated according to the object information input by the first user in the object information declaration page, and the first user is prompted that the object certificate information application is successful.

[0090] Taking an example, combined with Figure 2 shown, the above-mentioned mode runs in the background server, when the first user logs in using the terminal 202, the background server 200 authenticates the identity of the first user, and pushes the declaration page to the first user using the terminal 202, as shown in Figure 3 shown, the user inputs the information of all required items in the declaration page in the first user using terminal 202, and clicks “submit”, then the background server 200 submits the name, certificate type and certificate number as the registered person's identity information to the real-name authentication system 201, if the real-name authentication system 201 authenticates successfully, it feeds back the information that the first user's real-name authentication is successful to the background server 200, the background server 200 judges whether the object name input by the first user meets the corresponding preset requirement, and judges whether the registration address input by the first user meets the corresponding preset requirement, if both meet, the real-name authentication page corresponding to the second user is generated, as shown in Figure 4 shown, after the second user logs in, the background server 200 pushes the real-name authentication page corresponding to the second user to the terminal 203 used by the second user, the second user confirms in the terminal 203 used by the second user, and signs, the second user inputs the identity authentication information, the background server 200 receives it and sends the identity authentication information to the real-name authentication system 201, after the real-name authentication system 201 authenticates successfully, it feeds back to the background server 200, the background server 200 generates the object certificate information according to the object information input by the first user in the object information declaration page; prompts the first user that the object certificate information application is successful.

[0091] In this way, the first user can obtain the object certificate information by the identity card information.

[0092] For the part of inputting the object name: determining the first user inputting the object name on the declaration page by the following way:

[0093] After detecting that the first user triggers the recommended name button on the declaration page, displaying a recommended page;

[0094] After detecting that the first user inputs a plurality of keywords on the recommended page, selecting target words from each first data set corresponding to each keyword, and generating and displaying a recommended name according to the combination of the target words corresponding to each keyword;

[0095] If it is detected that the first user triggers the determination button on the recommended page, the recommended name is taken as the object name inputted by the first user on the declaration page.

[0096] For example, the user inputs the crown detection related to decoration, and the corresponding data set includes decoration. After generating the recommended name, the first user can also modify the recommended name in the recommended page, and then trigger the determination button, so that the recommended name is taken as the object name inputted by the first user on the declaration page.

[0097] Of course, the user can also not apply the recommended function, and directly input the object name.

[0098] Further, after generating and displaying the recommended name according to the combination of the target words corresponding to each keyword, the method further comprises:

[0099] determining that the recommended name is different from the names in the second data set, and the recommended name does not contain the contents in the third data set, and the recommended name matches the information of the preset project inputted by the first user; wherein the first data set includes the names of a plurality of objects with object credential information; and the second data set includes the words prohibited to be used in the object name.

[0100] Specifically, detecting whether the recommended name has the same name as the object, detecting whether the recommended name contains the words prohibited to be used in the name, and detecting whether the recommended name matches the information of the preset project. If all of them are the same, it means that the object name can pass the preset requirement.

[0101] Wherein, if the object credential information is a business license, the preset project can be the business scope of the enterprise.

[0102] Wherein, after prompting the first user that the object credential information application is successful, the method further comprises:

[0103] sending the object information submitted by the first user to the financial system, and / or pushing an account opening bank suggestion page to the first user;

[0104] After detecting the first user agrees to the push of the opening bank, the object information submitted by the first user is sent to the system of the opening bank.

[0105] Specifically, after the application completes the object credential information, the first user needs to report his information to the financial system. In order to avoid the first user going to the financial system for recordal, the object information submitted by the first user can be sent to the financial system.

[0106] After the application completes the object credential information, the first user also needs to go to the opening bank for opening. In order to avoid the first user needing to take multiple files, at the same time, the first user may not know which materials are needed, so after the first user agrees to the push of the opening bank, the object information submitted by the first user is sent to the system of the opening bank, so that the user only needs to go to the opening bank to handle the opening.

[0107] For example, in order to be able to handle the object credential information without knowing how to handle it, the application can also provide intelligent consultation:

[0108] According to the display mode, the operation user is provided with business and technical guidance in the following forms: operation guide, knowledge base, common question list, intelligent robot consultation, artificial seat consultation.

[0109] The operation guide can be provided in the form of web page version, PDF version, etc., which can be consulted by the operator online or offline.

[0110] At the same time, the knowledge base is used to sort all the business knowledge and technical knowledge of commercial registration.

[0111] The operator can search the knowledge of commercial registration according to different search methods. At the same time, during the construction and operation of the commercial registration system, the operation and maintenance team will sort out the typical problems that are easy to appear in the use process of commercial registration, for the operator to check.

[0112] In addition, the intelligent robot consultation and question answering system based on big data provides one-to-one intelligent question and answer service for the operator in the form of question and answer window.

[0113] Finally, as a beneficial supplement to the technical means, the operation and maintenance team provides artificial seat consultation. For any difficult problems that cannot be solved through the above methods, the last consultation service means is provided. At the same time, the problems encountered are supplemented to the above several ways in time. Make the intelligent consultation more and more powerful.

[0114] For example:

[0115] (1)The person in charge needs to register first. The authenticity of "name + certificate type + certificate number" is verified through the real-name authentication system, and the authenticity of the mobile phone number is also verified through "mobile phone number + verification code".

[0116] (2) The person in charge first goes through the name self-declaration system, i.e. the recommendation page, to recommend the enterprise name. After recommending the name, the system intelligently judges the rationality of the enterprise name according to the database recording the names of the declared enterprises, the prohibited words, and the main business of the enterprise, etc. After the person in charge selects the enterprise name they are satisfied with, the system will automatically reserve the enterprise name agreed by the person in charge for one month. This name can be suitable for handling in various channels such as computer terminal, mobile terminal, self-service robot, window, etc.

[0117] (3) Establish an address authentication system containing the address of the record, and a data set of the self-recorded address of the cluster enterprise registration address (white list). The address record uses the method of connecting to the provincial real estate certificate two-dimensional code information to reduce input. It can also use the landlord self-declaration and manual audit method.

[0118] If the registered address entered by the person in charge is a recorded address, or the type of the selected address is the address of the cluster enterprise registration, the system can query whether the registered address is in the data set of the address of the cluster enterprise registration. If it is, the registered address is approved, otherwise it is manually audited. For details, please refer to the above content.

[0119] (4) The other responsible person of the enterprise filled by the person in charge can log in to the system, perform identity authentication and electronic signature, and use the medium-free signature method of mobile phone terminal face recognition. The other responsible person needs to electronically sign the generated articles of association, resolutions, commitments, etc. The system stores the electronic signature of the automatically generated articles of association, shareholder resolutions, and notice of commitment. The system also supports mixed form signature, and supports online and offline signature. It can guarantee the identity authenticity of the other responsible person and the convenience of signature operation, so that the other responsible person can sign intelligently anytime and anywhere. All application materials, approval materials, and license materials can be archived in the electronic file system, and the relevant information of the enterprise will be pushed to the public platform for public display.

[0120] (5) The system can also automatically and regularly select some matters to send to human monitoring personnel for manual intervention to ensure the rationality of the system approval process. The monitoring personnel can be the approval personnel of the approval department.

[0121] (6) To maximize the convenience for the handlers and responsible persons to obtain the object certificate information, the handlers are allowed to choose from three methods of obtaining licenses: self-service printing, self-service collection, and window collection. Among them, the intelligent license issuing machine is the most flexible and convenient. The handler or responsible person only needs to select the object certificate information by identifying the ID card, which is safe, simple and convenient.

[0122] Based on the above-mentioned solution, the embodiment of the present invention further provides an object credential information application device, Figure 5 As shown, including:

[0123] The registration module 500 is configured to, upon detecting that a first user who is not from the approval department has logged in, push a declaration page to the first user; and after confirming that the first user has entered all required information on the declaration page, generate first verification information based on the registrant identity information in the information entered by the first user;

[0124] The first verification module 501 is configured to send the first verification information to a real-name authentication system and determine whether each type of object information in the information input by the first user meets the preset requirements corresponding to each type of object information;

[0125] The second verification module 502 is configured to, upon receiving feedback from the real-name authentication system indicating that the first user's real-name authentication is successful and determining that each type of object information in the information input by the first user meets the preset requirements corresponding to each type of object information, send real-name authentication information to the second user in the object information input by the first user, and generate a real-name authentication page corresponding to the second user; and upon detecting that the second user has logged in, push the corresponding real-name authentication page to the second user;

[0126] and generating second verification information based on the identity information in the real-name information fed back by the second user, and sending the second verification information to the real-name authentication system;

[0127] The determination module 503 is used to generate object credential information based on the object information entered by the first user in the object information declaration page if the real-name authentication system receives feedback indicating that the second user's real-name authentication is successful, and prompt the first user that the object credential information application is successful.

[0128] Optionally, the registration module 500 is further configured to:

[0129] After detecting that the first user triggers a recommend name button on the declaration page, displaying a recommendation page;

[0130] After detecting the plurality of keywords input by the first user on the recommendation page, selecting a target word from a first data set corresponding to each keyword, and generating and displaying a recommended name according to a combination of the target words corresponding to each keyword;

[0131] If it is detected that the first user triggers a determination button on the recommendation page, the recommended name is taken as an object name input by the first user on the declaration page.

[0132] Optionally, the registration module 500 is specifically configured to:

[0133] determine that the recommended name is different from the names in the second data set, and the recommended name does not contain the contents in the third data set, and the recommended name matches the information of the preset item input by the first user; wherein the first data set includes the names of a plurality of objects with object credential information; and the second data set contains words prohibited from being used in object names.

[0134] Optionally, the first verification module 501 is specifically configured to:

[0135] If the object information input by the first user is a registration address, it is determined whether the registration address input by the first user is in an address authentication system;

[0136] If yes, it is determined that the registration address input by the first user meets the preset requirements corresponding to the registration address;

[0137] Otherwise, it is determined that the registration address input by the first user does not meet the preset requirements corresponding to the registration address.

[0138] Optionally, the first verification module 501 is further configured to:

[0139] If the registration address submitted by the first user is not in the address authentication system, it is determined whether the registration address input by the first user is on the electronic map, and whether the property of the house of the registration address input by the first user is a preset property;

[0140] If yes, information for verifying the registration address input by the first user is generated, and after detecting that a third user belonging to an approval department logs in, the information for verifying the registration address submitted by the first user is displayed;

[0141] After receiving the information that the registration address submitted by the first user is verified to be passed by the third user, the first user is notified that the registration address audit is passed.

[0142] Optionally, the apparatus further comprises:

[0143] a recommendation module, configured to send the object information submitted by the first user to the financial system, and / or push a bank account opening recommendation page to the first user;

[0144] After detecting that the first user agrees to push the account-opening bank, the object information submitted by the first user is sent to the system of the account-opening bank.

[0145] In addition, combined Figures 1-5 The object credential information application method and apparatus described in the embodiments of the present invention may be implemented by a background server.

[0146] Based on the above introduction, for example, Figure 6 The backend server structure.

[0147] The backend server may include a processor 610 and a memory 620 storing computer program instructions.

[0148] Specifically, the processor 610 may include a central processing unit (CPU), or an application specific integrated circuit (ASIC), or may be configured as one or more integrated circuits for implementing the embodiments of the present invention.

[0149] The memory 620 may include a large capacity memory for data or instructions. By way of example and not limitation, the memory 620 may include a hard disk drive (HDD), a floppy disk drive, a flash memory, an optical disk, a magneto-optical disk, a magnetic tape, or a universal serial bus (USB) drive, or a combination of two or more of these. Where appropriate, the memory 620 may include removable or non-removable (or fixed) media. Where appropriate, the memory 620 may be inside or outside the data processing device. In a specific embodiment, the memory 620 is a non-volatile solid-state memory. In a specific embodiment, the memory 620 includes a read-only memory (ROM). Where appropriate, the ROM may be a mask-programmed ROM, a programmable ROM (PROM), an erasable PROM (EPROM), an electrically erasable PROM (EEPROM), an electrically rewritable ROM (EAROM), or a flash memory, or a combination of two or more of these.

[0150] The processor 610 reads and executes computer program instructions stored in the memory 620 to implement any one of the object credential information application methods in the above embodiments.

[0151] In one example, the backend server may further include a communication interface 630 and a bus 640. Figure 6As shown, the processor 610 , the memory 620 , and the communication interface 630 are connected via a bus 640 and communicate with each other.

[0152] The communication interface 630 is mainly used to implement communication between various modules, devices, units and / or equipment in the embodiments of the present invention.

[0153] Bus 640 comprises hardware, software or both, and the parts of backstage server are coupled to each other.For example, and not limitation, bus can comprise accelerated graphics port (AGP) or other graphics bus, enhanced industry standard architecture (EISA) bus, front side bus (FSB), hypertransport (HT) interconnection, industry standard architecture (ISA) bus, infinite bandwidth interconnection, low pin count (LPC) bus, memory bus, micro channel architecture (MCA) bus, peripheral component interconnection (PCI) bus, PCI-Express (PCI-X) bus, serial advanced technology attachment (SATA) bus, video electronics standard association local (VLB) bus or other suitable bus or two or more above these combination.In suitable case, bus 640 can comprise one or more buses.Although the embodiment of the present invention describes and shows specific bus, the present invention considers any suitable bus or interconnection.

[0154] The backend server can execute the task execution method in the embodiment of the present invention based on the received task, thereby realizing the combination Figures 1-5 The invention relates to a method and apparatus for applying for object credential information.

[0155] In addition, in combination with the background server in the above embodiment, an embodiment of the present invention may provide a storage medium, which, when the instructions in the storage medium are executed by the processor of the background server, enables the background server to execute the object credential information application method as described in any one of the above items.

[0156] The present invention is described with reference to flowcharts and / or block diagrams of methods, devices (systems), and computer program products according to embodiments of the present invention. It should be understood that each process and / or block in the flowcharts and / or block diagrams, as well as combinations of processes and / or blocks in the flowcharts and / or block diagrams, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to produce a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowcharts and / or block diagrams. Figure 1 a process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0157] These computer program instructions can also be stored in a computer- readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instructions which implement the Figure 1 function specified in the flow or flows and / or blocks Figure 1 of the block or blocks.

[0158] These computer program instructions can also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the Figure 1 function specified in the flow or flows and / or blocks Figure 1 of the block or blocks.

[0159] While the preferred embodiments of the application have been described, additional variations and modifications can be made to the embodiments by those skilled in the art once they learn of the basic inventive concepts. Therefore, the appended claims are intended to encompass within their scope all such variations and modifications as are included within the scope of the application.

[0160] Obviously, numerous modifications and variations of the present application are possible in light of the above teachings. It is therefore to be understood that within the scope of the appended claims and their equivalents, the application can be practiced otherwise than as specifically described.

Claims

1. A method for applying for object credential information, characterized in that: include: After detecting that a first user who is not from the approval department has logged in, pushing a declaration page to the first user; after confirming that the first user has entered all required information on the declaration page, generating first verification information based on the registrant identity information in the information entered by the first user; Sending the first verification information to a real-name authentication system; and determining whether each type of object information in the information input by the first user meets the preset requirements corresponding to each type of object information; If the real-name authentication system receives feedback indicating that the first user's real-name authentication is successful, and it is determined that each type of object information in the information input by the first user meets the preset requirements corresponding to each type of object information, then information for processing real-name authentication is sent to the second user in the object information input by the first user, and a real-name authentication page corresponding to the second user is generated; After detecting that the second user has logged in, pushing a corresponding real-name authentication page to the second user; and generating second verification information based on the identity information in the real-name information fed back by the second user, and sending the second verification information to the real-name authentication system; If the real-name authentication system receives feedback indicating that the second user's real-name authentication is successful, object credential information is generated based on the object information entered by the first user in the object information declaration page, and the first user is prompted that the object credential information application is successful.

2. The object credential information application method according to claim 1, characterized in that: Determine the object name entered by the first user on the declaration page by: After detecting that the first user triggers a recommend name button on the declaration page, displaying a recommendation page; After detecting multiple keywords input by the first user on the recommendation page, selecting target words from the first data set corresponding to each keyword, and generating and displaying a recommended name based on a combination of the target words corresponding to each keyword; If it is detected that the first user triggers the confirmation button on the recommendation page, the recommended name is used as the object name input by the first user on the declaration page.

3. The object credential information application method according to claim 2, characterized in that: After generating and displaying a recommended name based on a combination of target words corresponding to each keyword, the method further includes: Determine that the recommended name is different from the names in the second data set, the recommended name does not contain content in the third data set, and the recommended name matches the information of the preset item input by the first user; wherein the first data set includes the names of multiple objects with object credential information; and the second data set includes words that are prohibited from being used in the object names.

4. The object credential information application method according to claim 1, characterized in that: Determining whether each type of object information in the information input by the first user meets preset requirements corresponding to each type of object information includes: If the object information input by the first user is a registered address, determining whether the registered address input by the first user is in the address authentication system; If so, determining that the registration address input by the first user meets the preset requirements corresponding to the registration address; Otherwise, it is determined that the registration address input by the first user does not meet the preset requirements corresponding to the registration address.

5. The object credential information application method according to claim 4, characterized in that: The method further comprises: If the registered address submitted by the first user is not in the address verification system, determining whether the registered address input by the first user is on an electronic map and whether the property type of the registered address input by the first user is a preset property; If so, generate information for verifying the registration address input by the first user, and after detecting that a third user belonging to the approval department has logged in, display information for verifying the registration address submitted by the first user; After receiving the information from the third user that the registration address submitted by the first user has been verified, the first user is notified that the registration address has been reviewed and approved.

6. The object credential information application method according to any one of claims 1 to 5, characterized in that: After notifying the first user that the object credential information application is successful, the method further includes: Sending the object information submitted by the first user to the financial system, and / or pushing a bank account opening recommendation page to the first user; After detecting that the first user agrees to push the account-opening bank, the object information submitted by the first user is sent to the system of the account-opening bank.

7. A device for applying for object credential information, characterized in that: include: A registration module configured to, upon detecting that a first user who is not from the approval department has logged in, push a declaration page to the first user; and after determining that the first user has entered information for all required items on the declaration page, generate first verification information based on the registrant identity information in the information entered by the first user; A first verification module, configured to send the first verification information to a real-name authentication system; and determining whether each type of object information in the information input by the first user meets the preset requirements corresponding to each type of object information; a second verification module configured to, upon receiving feedback from the real-name authentication system indicating that the first user's real-name authentication was successful and determining that each type of object information in the information input by the first user meets the preset requirements corresponding to each type of object information, send information for handling real-name authentication to the second user in the object information input by the first user, and generate a real-name authentication page corresponding to the second user; and upon detecting that the second user has logged in, push the corresponding real-name authentication page to the second user; and generating second verification information based on the identity information in the real-name information fed back by the second user, and sending the second verification information to the real-name authentication system; The determination module is used to generate object credential information based on the object information entered by the first user in the object information declaration page if the information that the second user's real-name authentication is successful is fed back from the real-name authentication system, and prompt the first user that the application for the object credential information is successful.

8. The object credential information application device according to claim 7, characterized in that: Registration module, also used for: After detecting that the first user triggers a recommend name button on the declaration page, displaying a recommendation page; After detecting multiple keywords input by the first user on the recommendation page, selecting target words from the first data set corresponding to each keyword, and generating and displaying an object name based on a combination of the target words corresponding to each keyword; If it is detected that the first user triggers the confirmation button on the recommendation page, it is determined that the first user enters the object name on the declaration page.

9. The object credential information application device according to claim 8, characterized in that: Registration module, specifically used for: Determine that the recommended name is different from the names in the second data set, the recommended name does not contain content in the third data set, and the recommended name matches the information of the preset item input by the first user; wherein the first data set includes the names of multiple objects with object credential information; and the second data set includes words that are prohibited from being used in the object names.

10. The object credential information application device according to claim 7, characterized in that: The first verification module is specifically used to: If the object information input by the first user is a registered address, determining whether the registered address input by the first user is in the address authentication system; If so, determining that the registration address input by the first user meets the preset requirements corresponding to the registration address; Otherwise, it is determined that the registration address input by the first user does not meet the preset requirements corresponding to the registration address.

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