Project risk management and disposal method, equipment and medium

By obtaining project data and automatically identifying risks based on pre-design calculation formulas and risk assessment models, and determining the disposal plan in combination with the risk disposal matching model, the problem of lack of real-time and automation of traditional project risk management methods is solved, and stronger risk management efforts are achieved and effects.

CN119228546APending Publication Date: 2024-12-31INSPUR GENERSOFT CO LTD
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Patent Information

Application Number
CN202411279479.7
Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Filing Date
2024-09-12
Publication Date
2024-12-31

AI Technical Summary

Technical Problem

Traditional project risk management methods cannot closely integrate risk management with actual business processes, and lack real-time and automation, resulting in weak risk management and effectiveness.

Method used

By obtaining project data, determining the risk index value based on the pre-design calculation formula, using the risk assessment model to automatically identify risks, and determining and implementing corresponding disposal plans based on the risk disposal matching model, and integrating them into the business process in real time.

Benefits of technology

It improves the real-time and automation of project risk disposal, and enhances the intensity and effectiveness of risk management.

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Abstract

The invention discloses a project risk management and disposal method, equipment and a medium, belongs to the technical field of computers, and is used for solving the technical problems that an existing project risk management method cannot closely combine risk management with an actual business process, lacks real-time performance and automation degree, and is relatively weak in risk management and control strength and effect. The method comprises the steps of obtaining first project data in a project; determining a first risk index value based on the first project data and a preset calculation formula; determining whether the project has a risk based on the first risk index value and a risk assessment model; if the project has a risk, determining a target disposal scheme corresponding to the risk based on the risk and a risk disposal matching model; and executing the target disposal scheme corresponding to the risk in the project. According to the method, the risk assessment and the disposal strategy are seamlessly integrated into the business process of the project, the real-time performance and the automation degree of project risk disposal are improved, and the risk management strength and effectiveness are enhanced.
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Description

Technical Field

[0001] The present invention relates to the field of computer technology, and in particular to a project risk management and disposal method, equipment and medium. Background Art

[0002] In the field of investment management, risk identification and disposal are key links to ensure the smooth progress of projects. With the continuous deepening of enterprise informatization, more and more enterprises have begun to introduce enterprise management software systems to manage their investments. In the process of enterprise investment management, traditional project risk management methods are stretched and difficult to cope with the growing management complexity and uncertainty. This limitation makes modern project management face huge challenges in risk identification and response.

[0003] Traditional project risk management methods rely heavily on manual judgment and regular assessments, and are unable to achieve real-time monitoring and rapid response.

[0004] In existing large-scale enterprise management software systems, when conducting project risk management, they mainly rely on a series of indicators or models to monitor and evaluate risks. However, this approach often fails to closely integrate risk management with actual business processes. After obtaining risk assessment results through indicators or models, the system only displays the risk assessment results to users and does not intervene in the project's business processes based on the risk assessment results. It lacks real-time and automation, thus weakening the strength and effectiveness of risk management. Summary of the invention

[0005] The present invention provides a project risk management and disposal method, equipment and medium to solve the technical problems that the existing project risk management method fails to closely integrate risk management with actual business processes, lacks real-time and automation, and has weak risk control strength and effect.

[0006] In a first aspect, the present invention provides a project risk management and disposal method, comprising:

[0007] Get the first item data in the project;

[0008] Determining a first risk indicator value based on the first project data and a preset calculation formula;

[0009] Determining whether the project has risks based on the first risk indicator value and the risk assessment model;

[0010] If the project has risks, then based on the risks and the risk treatment matching model, determine a target treatment plan that matches the risks;

[0011] A target treatment plan matching the risk is implemented in the project.

[0012] In a feasible implementation manner, obtaining the first project data in the project includes:

[0013] Acquire all first project data in the project at a first preset time; and / or,

[0014] A portion of first project data in the project is obtained at a second preset time.

[0015] In a feasible implementation manner, before determining whether the project has a risk based on the first risk indicator value and the risk assessment model, the method further includes:

[0016] Based on historical risk events, determine the risk indicators and the degree of impact of risk indicators on the probability of risk occurrence;

[0017] A risk assessment model is established based on the risk indicators and the impact levels.

[0018] In a feasible implementation manner, determining whether the project has a risk based on the first risk indicator value and the risk assessment model includes:

[0019] If the first risk indicator value exceeds a preset range, it is determined that the project is risky.

[0020] In a feasible implementation, based on the risk and the risk treatment matching model, determining a target treatment solution matching the risk includes:

[0021] Based on the risk and the risk treatment matching model, determining a target treatment solution that matches the risk from among the alternative treatment solutions, the alternative treatment solutions including at least one of a first treatment solution, a second treatment solution, and a third treatment solution;

[0022] The first disposal plan is to terminate the current business process of the project and instruct the user to handle the risk;

[0023] The second disposal solution is to output prompt information corresponding to the risk, but not to terminate the current business process of the project;

[0024] The third handling solution is to instruct the user to review whether the risk exists in the project.

[0025] In a feasible implementation manner, after executing a target treatment plan matching the risk in the project, the method further includes:

[0026] Obtaining data of a second item in the processed items;

[0027] Determining a second risk indicator value based on the second project data and the preset calculation method;

[0028] Based on the second risk indicator value and the risk assessment model, determining whether the risk exists in the project;

[0029] If the risk does not exist in the project, the risk is marked as resolved;

[0030] If the risk still exists in the project, the above process is repeated.

[0031] In a feasible implementation manner, after executing a target treatment plan matching the risk in the project, the method further includes:

[0032] Generate a risk analysis table corresponding to the risk, wherein the risk analysis table is used to record the type, level, occurrence stage, corresponding first risk indicator value, corresponding second risk indicator value, corresponding target disposal plan, and interpretation and analysis of the risk.

[0033] In a second aspect, the present invention provides a project risk management and disposal device, comprising: at least one processor; and a memory communicatively connected to the at least one processor; wherein the memory stores instructions executable by the at least one processor so that the at least one processor can execute a project risk management and disposal method described in any of the above-mentioned embodiments.

[0034] In a third aspect, the present invention provides a non-volatile computer storage medium, which is a non-volatile computer-readable storage medium, and the non-volatile computer-readable storage medium stores at least one program, each of which includes instructions, and when the instructions are executed by a terminal, the terminal executes a project risk management and disposal method described in any of the above-mentioned embodiments.

[0035] The project risk management and disposal method, equipment and medium provided by the present invention have the following beneficial technical effects compared with the prior art:

[0036] After obtaining the first project data in the project, the present invention can calculate the first project data based on a preset calculation formula to obtain a first risk index value; after obtaining the first risk index value, it can automatically determine whether there is a risk in the project through a risk assessment model; after determining the risk, it can determine a matching target disposal method according to a risk disposal matching model, and execute a target disposal method that matches the risk. In this way, the present invention seamlessly integrates risk assessment and disposal strategies into the business process of the project, improves the real-time and automation of project risk disposal, and enhances the intensity and effectiveness of risk management. BRIEF DESCRIPTION OF THE DRAWINGS

[0037] The drawings described herein are used to provide a further understanding of the present invention and constitute a part of the present invention. The exemplary embodiments of the present invention and their descriptions are used to explain the present invention and do not constitute an improper limitation of the present invention. In the drawings:

[0038] Figure 1 A flowchart of a project risk management and disposal method provided by the present invention;

[0039] Figure 2 A schematic diagram of the structure of a project risk management and disposal device provided by the present invention. DETAILED DESCRIPTION

[0040] In order to make the purpose, technical solution and advantages of the present invention clearer, the technical solution of the present invention will be clearly and completely described below in conjunction with the specific embodiments of the present invention and the corresponding drawings. Obviously, the described embodiments are only part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without making creative work are within the scope of protection of the present invention.

[0041] The method provided by the present invention can identify project risks in real time and automatically provide a project risk disposal strategy. The method constructs a highly customized risk assessment model, obtains the first indicator data in the project in real time, calculates the first risk indicator value to match the risk, thereby monitoring the project risk, and determines the corresponding project disposal plan according to the preset risk disposal matching model, and automatically executes the corresponding project disposal plan. The present invention realizes the timely identification and effective disposal of project risks, and improves the efficiency and security of project management in the investment system.

[0042] The technical solution proposed by the present invention is described in detail below with reference to the accompanying drawings.

[0043] Figure 1 The following is a flowchart of a project risk management and disposal method provided by the present invention. Figure 1 As shown, the method includes the following execution steps:

[0044] S101, obtaining the first project data in the project.

[0045] The first project data in the present invention may be data that can reflect project risk status information in a project that requires risk management and disposal.

[0046] Exemplarily, the project in the present invention may be an investment project, and the first project data may be data in the investment project that can reflect the risk status information of the investment project. For example, the first project data may be data related to the funding status, including data related to liabilities and income, etc.

[0047] In some embodiments, after obtaining the raw data in the project, data cleaning technology can be used to pre-process the captured raw data to eliminate duplicate, invalid or abnormal data points to ensure the quality and consistency of the data; based on the project characteristics and risk management requirements, the data is feature extracted and transformed to generate first project data that can be directly used for risk assessment.

[0048] As a possible implementation manner, S101 obtains the first project data in the project, including: obtaining all the first project data in the project at a first preset time; and / or obtaining part of the first project data in the project at a second preset time.

[0049] The present invention can regularly obtain the first project data of the project at a preset time, so that the risks existing in the project can be timely identified through the first project data, and the risk identification results of the project can be updated in time to ensure the accuracy and real-time nature of the risk identification results.

[0050] In some embodiments, the preset time can be a periodic time, that is, the first project data in the project is periodically obtained. The preset time can also be other pre-specified time, or it can be a time set according to other rules. The present invention does not limit this and can be set according to actual needs.

[0051] Two sets of scheduled tasks can be set, namely full scan tasks and partial scan tasks. Among them, the full scan task is used to realize full scan of project risk information, that is, to obtain all the first project data in the project at the first preset time, so as to comprehensively obtain the risk status information of the project. The partial scan task is used to scan the local risk information in the project, that is, to obtain part of the first project data in the project at the second preset time, so that specific risk status information can be accurately obtained.

[0052] The first preset time and the second preset time may be the same or different.

[0053] In some embodiments, the above two sets of scheduled tasks can be set at the same time, that is, all the first project data is obtained at the first preset time, and part of the first project data is obtained at the second preset time, so that the risk status information in the project can be fully and accurately obtained. Of course, only one set of scheduled tasks can be set, and only the global scanning task is set, that is, only the first project data is obtained at the first preset time; or only the local scanning task is set, that is, only the first project data is obtained at the second preset time.

[0054] S102: Determine a first risk indicator value based on the first project data and a preset calculation formula.

[0055] The present invention can conduct in-depth analysis and mining of the first project data through preset calculation formulas and algorithms to reveal potential risk points; comprehensively analyze the analysis results of various first project data, and output one or more specific first risk indicator values, which will serve as an important basis for evaluating the project risk status.

[0056] Exemplarily, the project in the present invention may be an investment project, and the first risk indicator value may be the value of indicators such as asset-liability ratio, equity pledge ratio, ST situation, investment structure, project investment period, and expected annualized rate of return.

[0057] S103: Determine whether the project has risks based on the first risk indicator value and the risk assessment model.

[0058] After obtaining the first project data that can reflect the project risk status information, the present invention analyzes and mines the first project data through a preset calculation formula to obtain a first risk indicator value. Therefore, the first risk indicator value can reflect the risk status information of the project, and the risk assessment model can determine whether the project has risks based on the first risk indicator value.

[0059] As a possible implementation method, before determining whether the project is at risk based on the first risk indicator value and the risk assessment model in S103, the method also includes: determining the risk indicator and the degree of influence of the risk indicator on the probability of risk occurrence based on historical risk events; and establishing a risk assessment model based on the risk indicator and the degree of influence.

[0060] The input of the risk assessment model in the present invention is the value of the risk indicator, and the output is whether there is a risk in the project. When establishing the risk assessment model, it is necessary to determine the risk indicator and the degree of influence of the risk indicator on the probability of project risk occurrence. The risk indicator that affects the probability of project risk occurrence and the corresponding degree of influence can be determined through historical risk events.

[0061] In some embodiments, when establishing a risk assessment model, one can conduct in-depth research on professional literature, historical data, and successful and failed cases in the field of project risk management, and extract key information, including risk factors, risk events, and corresponding countermeasures, through meticulous text analysis and data mining technology. The result of this step is to systematically identify the risk factors and potential impacts that various types of projects may encounter, providing a solid foundation for subsequent risk quantification assessment and model building; using data mining technology and statistical analysis methods, quantitatively evaluate the identified risk factors, determine the risk indicators corresponding to the risk factors, and establish a correlation model between the probability of risk occurrence and the degree of impact of the risk indicators; combine expert opinions and industry best practices to revise and improve the model to ensure the scientificity and practicality of the constructed risk assessment model; through simulation experiments and / or historical data backtesting, strictly verify and calibrate the risk assessment model to ensure its accuracy and reliability in different scenarios.

[0062] As a possible implementation manner, S103 determines whether the project has risks based on the first risk indicator value and the risk assessment model, including: if the first risk indicator value exceeds a preset range, determining that the project has risks.

[0063] If the first risk indicator value is within the preset range, it is considered that the project has no risk or the probability of the project having risk is low, that is, the preset range corresponding to the first risk indicator value is a reasonable range in which the project does not have risk.

[0064] In some embodiments, a preset range corresponding to the dynamically adjusted first risk indicator value can be set according to the characteristics of the project and historical data to more accurately reflect the risk tolerance of the project; the acquired risk indicator value is compared with the preset range in real time to ensure timely discovery and early warning of risks; when the risk indicator value exceeds the preset range, the risk response mechanism is immediately triggered to minimize potential losses.

[0065] In some embodiments, exceeding a preset range may mean exceeding a preset threshold. For example, the first risk indicator value is the value of the debt-to-asset ratio. If the value of the debt-to-asset ratio exceeds its corresponding preset threshold, it is determined that the project is risky.

[0066] In some embodiments, exceeding the preset range may be lower than a preset threshold. For example, the first risk indicator value is the value of the expected annualized rate of return. If the value of the expected annualized rate of return is lower than its corresponding preset threshold, it is determined that the project is risky.

[0067] S104. If there are risks in the project, determine the target disposal plan that matches the risks based on the risk and risk disposal matching model.

[0068] After determining that a project has risks, the present invention can determine different treatment plans for different risks. The risk treatment matching model is used to determine a target treatment plan that matches the existing risks, that is, a treatment plan suitable for treating the risk.

[0069] Among them, the risk disposal matching model can be established based on the disposal plans and disposal effects of historical risk events, industry experience, user needs, professional literature in the field of project risk management, etc.

[0070] In some embodiments, when the risk assessment model determines that there is a risk in the project, the user will be notified in a timely manner to ensure that the user can know the risk situation at the first time and then intervene in the risk manually. This design not only improves the efficiency and accuracy of risk management, but also ensures the timely participation and effective intervention of users in the risk management process.

[0071] As a possible implementation, S104 determines a target disposal solution corresponding to the risk based on the risk and risk disposal matching model, including: determining a target disposal solution corresponding to the risk based on at least one of the risk type, level and occurrence stage.

[0072] Among them, the risk occurrence stage is the stage of the project's business process when the risk occurs.

[0073] As a possible implementation method, S104 determines the target disposal plan corresponding to the risk based on the risk and risk disposal matching model, including: determining the target disposal plan corresponding to the risk from the alternative disposal plans based on the risk and risk disposal matching model, and the alternative disposal plans include at least one of the first disposal plan, the second disposal plan and the third disposal plan. The first disposal plan is to terminate the current business process of the project and instruct the user to handle the risk; the second disposal plan is to output the prompt information corresponding to the risk, but not to terminate the current business process of the project; the third disposal plan is to instruct the user to review whether there is a risk in the project.

[0074] In some embodiments, for risks that have been confirmed to exist and are relatively urgent or serious, the first disposal plan can be adopted to terminate the current business process of the project, stop the project's business process at the current stage, and instruct the user to handle the risk until the risk is eliminated, and then continue to the next stage of the project's business process.

[0075] In some embodiments, for risks that have been confirmed to exist and are relatively minor or not urgent, a second handling plan can be adopted to only output prompt information corresponding to the risk to inform the user of the existence of the risk, but the business process of the project will continue normally and will not be terminated.

[0076] In some embodiments, for risks that the risk assessment model cannot clearly determine whether they exist, a third disposal solution can be selected to prompt the user to review whether the risk exists in the project. At this time, the user can review the risk and determine whether the risk does exist and needs to be dealt with; or determine that the risk does not exist; or deal with the risk during the review stage, and after eliminating the risk, mark the risk as disposed of.

[0077] Risk review aims to comprehensively evaluate the nature, impact and potential consequences of risks. Through a detailed review of risks, users can gain a deeper understanding of the nature of risks and possible consequences, providing a basis for subsequent risk management decisions.

[0078] Based on the review results, users will be able to make informed decisions. Users can determine whether the risk should be cancelled or develop corresponding follow-up risk response strategies. Such a decision-making process ensures the pertinence and effectiveness of risk management.

[0079] Such a process ensures the effective management of project risks. Through risk review and subsequent decision-making process, users can respond to potential problems in a timely manner to prevent risks from adversely affecting the project, thus ensuring the smooth progress of the project.

[0080] S105. Implement target disposal plans that match the risks in the project.

[0081] After determining the target disposal plan that matches the risk according to the risk disposal matching model, the present invention can execute the target disposal plan that matches the risk in the project and promptly execute appropriate disposal plans for existing risks, thereby minimizing potential losses and improving the degree of automation of risk management and disposal.

[0082] As a possible implementation method, in order to monitor the execution progress and effect of the target disposal plan for risks in real time, and dynamically adjust and optimize according to actual conditions, after executing the target disposal plan matching the risk in S105, the method also includes: obtaining second project data in the disposed project; determining a second risk indicator value based on the second project data and a preset calculation method; determining whether there is a risk in the project based on the second risk indicator value and a risk assessment model; if there is no risk in the project, marking the risk as disposed; if there is still a risk in the project, repeating the above process.

[0083] When executing the target disposal plan, the present invention supports users to fill in the risk disposal tracking situation, which specifically includes: determining that the risk needs to be handled, and after the user handles the risk, creating a risk disposal form. The method provided by the present invention can re-determine the corresponding risk indicator value, that is, the second risk indicator value, according to the risk corresponding to the risk disposal form, and determine whether the risk still exists in the project based on the second risk indicator value, and update the above content on the risk disposal form. In this way, the risk disposal form includes real-time updates and records of the progress of risk disposal, so that users can understand the progress of risk disposal at any time.

[0084] Before the risk disposal work of the project is completed, that is, before the risk is marked as disposed, the user can repeatedly report the progress of risk disposal. This design ensures that users can fully monitor and manage the risk disposal process and respond to problems that may arise during the disposal process in a timely manner.

[0085] When a specific risk is selected for disposal, the system will automatically bring out the risk indicator values ​​before and after the risk disposal, namely the first risk indicator value and the second risk indicator value. This enables users to clearly compare the effects of risk disposal and evaluate the effectiveness of disposal measures.

[0086] If there is a risk assessment model related to the risk in the system, then when performing risk disposal, the system will automatically verify the current project risk assessment model according to these rules. The verification results will be assigned to the data fields after disposal to ensure the compliance and accuracy of risk disposal.

[0087] If the risk is still not resolved after risk disposal, the system will not allow the risk to be marked as disposed. This mechanism ensures the effective management and control of project risks and prevents risks that have not been fully resolved from being mistakenly marked as disposed, thereby ensuring the smooth progress of the project and effective control of risks.

[0088] As a possible implementation method, after executing the target disposal plan corresponding to the risk in the S105 project, the method also includes: generating a risk analysis table corresponding to the risk, the risk analysis table is used to record the risk type, level, occurrence stage, corresponding first risk indicator value, corresponding second risk indicator value, corresponding target disposal plan and interpretation and analysis of the risk.

[0089] The present invention can also perform risk analysis based on the generated risks and the execution status of risk disposal, that is, generate a risk analysis table corresponding to the risks, and the risk analysis table includes the following contents.

[0090] Risk identification results: Specific description of the identified risk types, levels and possible impacts.

[0091] Risk indicator value analysis: interpret and evaluate the values ​​of various risk indicators.

[0092] Risk treatment plans adopted: describe the risk response measures that have been implemented or are planned to be implemented.

[0093] Implementation effect tracking: Regularly update the implementation status and actual effects of the risk disposal plan.

[0094] In some embodiments, key information such as risk assessment models, project data, risk indicator values, and alternative disposal plans will be stored in a secure and reliable database, and its integrity and recoverability will be ensured through encryption and backup measures. In addition, the system will provide flexible query and reporting functions so that project managers and stakeholders can understand the risk status of the project at any time.

[0095] In some embodiments, a continuous project risk management optimization plan will also be implemented, which includes regularly reviewing the accuracy of the risk identification mechanism, evaluating the effectiveness of the risk treatment plan, and collecting user feedback in order to continuously improve the entire risk management process and enhance the intelligence level of the system.

[0096] Corresponding to the above-mentioned embodiment, the present invention also provides a project risk management and disposal device. Figure 2 A structural schematic diagram of a project risk management and disposal device provided for an embodiment of the present invention, the device may include: at least one processor; and a memory communicatively connected to the at least one processor; wherein the memory stores instructions executable by the at least one processor so that the at least one processor can execute a project risk management and disposal method as described in the above embodiment.

[0097] In a possible implementation of the present invention, the aforementioned at least one processor is capable of executing the following steps: obtaining first project data in a project; determining a first risk indicator value based on the first project data and a preset calculation formula; determining whether the project is at risk based on the first risk indicator value and a risk assessment model; if the project is at risk, determining a target disposal plan corresponding to the risk based on a risk and risk disposal matching model; and executing the target disposal plan corresponding to the risk in the project.

[0098] In a specific implementation, the present invention can also be provided as a non-volatile computer storage medium, wherein the storage medium is a non-volatile computer-readable storage medium, and the non-volatile computer-readable storage medium stores at least one program, each program includes instructions, and when the instructions are executed by a terminal, the terminal executes a project risk management and disposal method as described in the above embodiment.

[0099] In a possible implementation of the present invention, the aforementioned terminal executes to obtain the first project data in the project; based on the first project data and a preset calculation formula, determine the first risk indicator value; based on the first risk indicator value and a risk assessment model, determine whether the project has risks; if the project has risks, determine the target disposal plan corresponding to the risk based on the risk and risk disposal matching model; and execute the target disposal plan corresponding to the risk in the project.

[0100] The various embodiments of the present invention are described in a progressive manner, and the same or similar parts between the various embodiments can be referred to each other, and each embodiment focuses on the differences from other embodiments. In particular, for the device embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and the relevant parts can be referred to the partial description of the method embodiment.

[0101] It should also be noted that the terms "include", "comprises" or any other variations thereof are intended to cover non-exclusive inclusion, so that a process, method, commodity or device including a series of elements includes not only those elements, but also other elements not explicitly listed, or also includes elements inherent to such process, method, commodity or device. In the absence of more restrictions, the elements defined by the sentence "comprises a ..." do not exclude the existence of other identical elements in the process, method, commodity or device including the elements.

[0102] The above description is only an embodiment of the present invention and is not intended to limit the present invention. For those skilled in the art, the present invention may have various modifications and variations. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention should be included in the protection scope of the present invention.

Claims

1. A project risk management and disposal method, characterized in that: The method comprises: Get the first item data in the project; Determining a first risk indicator value based on the first project data and a preset calculation formula; Determining whether the project has risks based on the first risk indicator value and the risk assessment model; If the project has risks, then based on the risks and the risk treatment matching model, determine a target treatment plan that matches the risks; A target treatment plan matching the risk is implemented in the project.

2. A project risk management and disposal method according to claim 1, characterized in that: Get the first item data in the project, including: Acquire all first project data in the project at a first preset time; and / or, A portion of first project data in the project is obtained at a second preset time.

3. A project risk management and disposal method according to claim 1, characterized in that: Before determining whether the project has a risk based on the first risk indicator value and the risk assessment model, the method further includes: Based on historical risk events, determine the risk indicators and the degree of impact of risk indicators on the probability of risk occurrence; A risk assessment model is established based on the risk indicators and the impact levels.

4. A project risk management and disposal method according to claim 1, characterized in that: Determining whether the project has risks based on the first risk indicator value and the risk assessment model includes: If the first risk indicator value exceeds a preset range, it is determined that the project is risky.

5. A project risk management and disposal method according to claim 1, characterized in that: Based on the risk and the risk treatment matching model, a target treatment plan matching the risk is determined, including: Based on at least one of the type, level and occurrence stage of the risk, a target treatment plan matching the risk is determined.

6. A project risk management and disposal method according to claim 1, characterized in that: Based on the risk and the risk treatment matching model, a target treatment plan matching the risk is determined, including: Based on the risk and the risk treatment matching model, determining a target treatment solution that matches the risk from among the alternative treatment solutions, the alternative treatment solutions including at least one of a first treatment solution, a second treatment solution, and a third treatment solution; The first disposal plan is to terminate the current business process of the project and instruct the user to handle the risk; The second disposal solution is to output prompt information corresponding to the risk, but not to terminate the current business process of the project; The third handling solution is to instruct the user to review whether the risk exists in the project.

7. A project risk management and disposal method according to claim 1, characterized in that: After executing a target treatment plan matching the risk in the project, the method further includes: Obtaining data of a second item in the processed items; Determining a second risk indicator value based on the second project data and the preset calculation method; Based on the second risk indicator value and the risk assessment model, determining whether the risk exists in the project; If the risk does not exist in the project, the risk is marked as resolved; If the risk still exists in the project, the above process is repeated.

8. A project risk management and disposal method according to claim 7, characterized in that: After executing a target treatment plan matching the risk in the project, the method further includes: Generate a risk analysis table corresponding to the risk, wherein the risk analysis table is used to record the type, level, occurrence stage, corresponding first risk indicator value, corresponding second risk indicator value, corresponding target disposal plan, and interpretation and analysis of the risk.

9. A project risk management and disposal device, characterized in that: The device comprises: at least one processor; and, a memory communicatively connected to the at least one processor; wherein, The memory stores instructions that can be executed by the at least one processor, so that the at least one processor can execute a project risk management and handling method according to any one of claims 1-8.

10. A non-volatile computer storage medium, characterized in that: The storage medium is a non-volatile computer-readable storage medium, which stores at least one program. Each of the programs includes instructions, and when the instructions are executed by a terminal, the terminal executes a project risk management and disposal method according to any one of claims 1-8.