Method for realizing charge preferential strategy through three-dimensional matrix

Abstract

The invention provides a method for realizing a charge preferential strategy through a three-dimensional matrix. The preferential strategy method comprises the following steps: S1, setting three preferential dimensions and conditions of each dimension; s2, setting a dimensionality discount mode, floating point proportional discount and a discount rule, and carrying out superposition and multiplication on the discount mode, the floating point proportional discount and the discount rule; and S3, setting the priority of each preferential mode, and developing and applying according to a preferential rule algorithm to realize service logic. The charging discount strategy configuration problem is solved. The preferential condition algorithm problem after preferential strategy configuration is solved.

Description

Technical Field

[0001] The present invention relates to the field of charging preferential strategies, and in particular to a method for realizing charging preferential strategies with a three-dimensional matrix. Background Art

[0002] The banking industry charges certain fees for the services it provides to customers, such as production costs, postage and telecommunications fees, and other fees, etc. The fees collected may be fixed fees, proportional fees, capped fees, etc. After these fee types are successfully set, they are generally not easily adjusted, preferential measures are very lacking, the means of reaching customers are weak, and the attraction is poor. It is impossible to provide some hot-selling promotions that are limited to regions, time, and people, and there is a lack of systematic preferential strategies, methods, and applications.

[0003] The existing technical solutions lack preferential charging strategies, or cannot flexibly set preferential charging strategies.

[0004] The solutions in the prior art cannot configure preferential policies; they cannot configure preferential policies in multiple dimensions and generate final preferential conditions. Summary of the invention

[0005] In view of the above problems, the present invention is proposed to provide a method for implementing a charging preferential strategy in a three-dimensional matrix that overcomes the above problems or at least partially solves the above problems.

[0006] According to one aspect of the present invention, a method for implementing a charging preferential strategy in a three-dimensional matrix is ​​provided, and the preferential strategy method comprises:

[0007] Step S1: Set the three dimensions of the discount and the conditions for each dimension;

[0008] Step S2: Set the discount method of the dimension, floating point proportional discount and discount rules, superposition and multiplication;

[0009] Step S3: Set the priority of each discount method, and develop applications to implement business logic according to the discount rule algorithm.

[0010] Optionally, the step S1: setting three dimensions of the discount specifically includes: time restriction, location restriction and crowd restriction.

[0011] Optionally, the step S1: setting the corresponding charges in the three dimensions of preferential transactions as transaction time, transaction number, and transaction amount.

[0012] Optionally, the configuration of the charging conditions forms a three-dimensional square block.

[0013] Optionally, the preferential policy method further includes: configuring multiple conditions to form a three-dimensional matrix.

[0014] Optionally, the three-dimensional matrix fully utilizes the preferential conditions formed by the three-dimensional matrix in the application to implement preferential policies.

[0015] The present invention provides a three-dimensional matrix charging preferential strategy method, which includes: step S1: setting three dimensions of preferential treatment and conditions of each dimension; step S2: setting preferential methods of dimensions, floating point proportional preferential treatment and preferential rules, superposition and multiplication; step S3: setting the priority of each preferential method, and developing applications according to the preferential rule algorithm to implement business logic. Solve the charging preferential strategy configuration problem. Solve the preferential condition algorithm problem after the preferential strategy configuration.

[0016] The above description is only an overview of the technical solution of the present invention. In order to more clearly understand the technical means of the present invention, it can be implemented according to the contents of the specification. In order to make the above and other purposes, features and advantages of the present invention more obvious and easy to understand, the specific implementation methods of the present invention are listed below. BRIEF DESCRIPTION OF THE DRAWINGS

[0017] In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the accompanying drawings required for use in the description of the embodiments will be briefly introduced below. Obviously, the accompanying drawings described below are only some embodiments of the present invention. For ordinary technicians in this field, other accompanying drawings can be obtained based on these accompanying drawings without paying creative work.

[0018] Figure 1 A flowchart of a method for implementing a charging preferential strategy using a three-dimensional matrix provided by an embodiment of the present invention;

[0019] Figure 2 A time-location coordinate diagram provided for an embodiment of the present invention;

[0020] Figure 3 A schematic diagram of the transformation into three cubes provided by an embodiment of the present invention;

[0021] Figure 4 A schematic diagram of a three-dimensional matrix provided by an embodiment of the present invention. DETAILED DESCRIPTION

[0022] The exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although the exemplary embodiments of the present disclosure are shown in the accompanying drawings, it should be understood that the present disclosure can be implemented in various forms and should not be limited by the embodiments set forth herein. On the contrary, these embodiments are provided to enable a more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0023] The terms "comprises" and "having" and any variations thereof in the description embodiments, claims and drawings of the present invention are intended to cover non-exclusive inclusions, for example, including a series of steps or units.

[0024] The technical solution of the present invention is further described in detail below in conjunction with the accompanying drawings and embodiments.

[0025] like Figure 1 As shown, the application steps of the cost three-dimensional matrix preferential setting are:

[0026] The first step is to set the three dimensions of the offer and the conditions for each dimension;

[0027] The second step is to set the discount method of the dimension, floating point or proportional discount and discount rules, superposition, multiplication, etc.;

[0028] The third step is to set the priority of each discount method and develop applications to implement business logic according to the discount rule algorithm.

[0029] The present invention provides a three-dimensional matrix method for setting a preferential policy. First, the dimension is set. When selecting the preferential dimension, the following are selected: time restriction, location restriction, and crowd restriction.

[0030] The corresponding charges are transaction time, transaction number, and transaction amount. Configure the first preferential element, limit time, assuming: from May 1st to May 3rd, the account opening fee is reduced by 30% to encourage the target customer group to open an account. At this time, a one-dimensional discount is formed, setting the original fee of 10 yuan, and the fee is reduced by 30% to 7 yuan.

[0031]

[0032] It is clearly shown in a table. The discount is configured again. The discount in Beijing is 20%. The discount is multiplied. Now the discount becomes a matrix:

[0033] 5.1 Period 30％ Beijing area 20％

[0034] The discount is added up to 10*(1-20%)*(1-20%), and the discount amount becomes 6.4 yuan.

[0035] Original fee amount (yuan) Discount ratio Fee after discount (Yuan) 10 30％ 7 7 20％ 5.6

[0036] Adding another dimension, people over 60 years old can enjoy a 20% discount.

[0037]

[0038]

[0039] The discount is added up to 10*(1-30%)*(1-20%)*(1-10%), and the discount amount becomes 5.12 yuan.

[0040]

[0041]

[0042]

[0043] like Figure 2 As shown in the figure, a configuration of charging conditions forms a three-dimensional square block, and the configuration of multiple conditions forms a three-dimensional matrix. For the convenience of expression, the account opening is set to (3,2,1), the transfer is set to (5,4,3), and the account closing is set to (6,5,4). In this way, three cubes are obtained, such as Figure 3 shown.

[0044] Together, we get the final three-dimensional matrix, such as Figure 4 As shown, in the application, the preferential conditions formed by the three-dimensional matrix can be fully utilized to implement preferential policies.

[0045] Beneficial effects: Solve the problem of charging preferential policy configuration; solve the problem of preferential condition algorithm after preferential policy configuration.

[0046] The above specific implementation methods further illustrate the objectives, technical solutions and beneficial effects of the present invention in detail. It should be understood that the above are only specific implementation methods of the present invention and are not intended to limit the scope of protection of the present invention. Any modifications, equivalent substitutions, improvements, etc. made within the spirit and principles of the present invention should be included in the scope of protection of the present invention.

Claims

1. A three-dimensional matrix method for implementing a preferential charging strategy, characterized in that: The preferential policy method includes: Step S1: Set the three dimensions of the discount and the conditions for each dimension; Step S2: Set the discount method of the dimension, floating point proportional discount and discount rules, superposition and multiplication; Step S3: Set the priority of each discount method, and develop applications to implement business logic according to the discount rule algorithm.

2. A three-dimensional matrix charging preferential strategy method according to claim 1, characterized in that: The step S1: setting three dimensions of the discount specifically includes: time restriction, location restriction and crowd restriction.

3. A three-dimensional matrix charging preferential strategy method according to claim 1, characterized in that: The step S1: setting the corresponding charges in the transaction of the three dimensions of the discount is transaction time, transaction number, and transaction amount.

4. A three-dimensional matrix charging preferential strategy method according to claim 1, characterized in that: The configuration of the charging conditions forms a three-dimensional square block.

5. A three-dimensional matrix charging preferential strategy method according to claim 4, characterized in that: The preferential policy method also includes: configuring multiple conditions to form a three-dimensional matrix.

6. A three-dimensional matrix charging preferential strategy method according to claim 5, characterized in that: The three-dimensional matrix fully utilizes the preferential conditions formed by the three-dimensional matrix in the application to implement preferential policies.

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