Service flow management method and system for supply chain

Abstract

The invention relates to the technical field of supply chain management, in particular to a service flow management method and system for a supply chain, and the method comprises the steps: setting a plurality of supply nodes; acquiring a purchase contract uploaded by the trade node, establishing an upstream tray flow between the trade node and the purchase contract, and establishing a co-management account; a sales contract uploaded by the trade node is acquired, the sales contract is audited, and a share ratio is set after the sales contract passes the audit; procurement information is provided for the supply node; a logistics service flow is provided after the supply node responds, and the transport capacity is matched; accessing an external pallet merchant, and issuing a first transfer instruction to transfer the cargo right to the external pallet merchant; accessing an external pallet merchant to the co-management account, establishing a supervision service flow, and issuing a second transfer instruction to the external pallet merchant according to the supervision service flow; and a downstream tray flow is generated, and the external tray merchant transfers the tray amount and the refunding fund into the co-management account through the downstream tray flow. The method and the device have the effect of intelligently complementing the service flow in the supply chain gap.

Description

Technical Field

[0001] This application relates to the technical field of supply chain management, and particularly relates to a service flow management method and system for a supply chain. Background Art

[0002] A supply chain refers to the entire process chain from raw material procurement, processing and manufacturing, product distribution to the final product delivery to consumers. Depending on the industry type, the common entities in different supply chains are generally suppliers, traders, and purchasers. The purchaser is the entity that buys products or services. It purchases goods from upstream suppliers according to its own needs. The supplier is the entity that provides goods or services to the purchaser, and the trader acts as a bridge between the purchaser and the supplier. By purchasing goods in large quantities from the supplier at a lower unit price, and then selling them to the purchaser according to the purchaser's needs to earn the price difference of the goods.

[0003] However, in actual scenarios, purchasers often adopt the method of cash on delivery for procurement. In the face of large-scale trade, purchasers often have a large amount of funds to purchase a large number of goods. As an intermediate bridge, traders often do not have enough funds to match the large-scale trading volume and pay the corresponding amounts to suppliers. Therefore, traders face great pressure on capital turnover in the procurement link. At the same time, in some industries, traders also need to match the logistics with corresponding transport capacity and the warehousing with corresponding storage capacity for large-scale transactions. This also requires traders to have a certain capital turnover ability.

[0004] When traders cannot meet the requirements of the capital chain in the supply link of large-scale transactions, the supply chain service platform cannot earn service fees by enabling the supply chain to flow. Currently, in this scenario, traders will obtain short-term financing through financial platforms to obtain a certain amount of funds for procurement. However, due to different credit situations and scales of different traders, they cannot obtain the required amount of funds in the financial platform. Summary of the Invention

[0005] In order to intelligently complete the service flow in the supply chain gap, this application provides a service flow management method and system for a supply chain.

[0006] In a first aspect, this application provides a service flow management method for a supply chain, adopting the following technical solutions: A service flow management method for a supply chain, applied to the platform side providing supply chain services, includes the following steps: Set a number of supply nodes, and the supply nodes include procurement nodes, supply nodes, and trade nodes; Obtain the procurement contracts uploaded by the trade nodes, review the procurement contracts, and establish an upstream pallet flow with the trade nodes after the review is passed, and establish a co-owned account in the upstream pallet flow; Obtain the sales contract uploaded by the trading node, review the sales contract, and after passing the review, set the share ratio in the escrow account based on the difference in funds information between the purchase contract and the sales contract, where the share ratio represents the ratio of funds that the trading node and the platform side need to inject into the escrow account; Wait for the upstream pallet flow to enter the flowing state to provide purchase information to the supply node and wait for the supply node to respond; After the supply node responds, provide a logistics service flow for the supply node to the matching platform, and add transportation capacity matching the upstream pallet flow to the logistics service flow; Obtain the feedback information of the platform to access an external pallet merchant, and issue a first transfer instruction to the platform to transfer the title of the goods to the external pallet merchant; Connect the external pallet merchant to the escrow account and issue the sales contract to the external pallet merchant, establish a regulatory service flow between the external pallet merchant and the purchasing node through the sales contract, and issue a second transfer instruction to the external pallet merchant according to the regulatory service flow to transfer the title of the goods to the purchaser and supervise the corresponding return funds; Generate a downstream pallet flow connected to the external pallet merchant based on the upstream pallet flow, and the external pallet merchant generates a pallet amount and transfers the pallet amount and the return funds into the escrow account through the downstream pallet flow.

[0007] In some embodiments, obtain the purchase contract uploaded by the trading node, review the purchase contract, and after passing the review, establish an upstream pallet flow with the trading node, and establish an escrow account in the upstream pallet flow, including the following steps: Obtain the information of both parties of the purchase contract for qualification review; Obtain the content information of the purchase contract for content review; After passing the review, set up an escrow account with the trading node as the escrow party and issue an account key, thereby generating the upstream pallet flow of trading node - escrow account - platform side, where the upstream pallet flow is for two-way circulation; Obtain the first contract amount of the purchase contract, and set the quota for the escrow account based on the first contract amount In some embodiments, obtain the sales contract uploaded by the trading node, review the sales contract, and after passing the review, set the share ratio in the escrow account based on the difference in funds information between the purchase contract and the sales contract, including the following steps: Obtain the information of both parties of the sales contract for qualification review; Obtain the content information of the sales contract for content review; After the review is passed, obtain the second contract amount of the sales contract, and calculate the difference with the first contract amount to calculate the fund information difference; Generate a first share coefficient based on the position of the fund information difference within a preset amount range, and adjust the preset basic proportion based on the first share coefficient to obtain the share proportion In some embodiments, the method further includes the following steps: Obtain a credit rating based on the information of both parties of the sales contract, and generate a second share coefficient based on the credit rating; Obtain the type of goods based on the purchase contract or the sales contract, and judge the market volatility based on the type of goods and correspondingly generate a third share coefficient; Obtain the number of procurement objects based on the sales contract and the number of supply objects based on the purchase contract, and generate a fourth share coefficient based on the concentration of the number of procurement objects and the number of supply objects; Generate an external risk rate based on the second share coefficient, the third share coefficient and the fourth share coefficient, and adjust the share proportion based on the external risk rate. Among them, the greater the external risk rate, the smaller the proportion of the injected funds corresponding to the platform side in the share proportion.

[0008] In some embodiments, waiting for the upstream pallet flow to enter the flowing state to provide procurement information to the supply node and waiting for the supply node to respond includes the following steps: When the funds in the co - managed account reach the set amount, the upstream pallet flow enters the flowing state; Package the funds in the co - managed account and the purchase contract together as procurement information and send it to the supply node, waiting for the supply node to respond to the procurement information and make a supply.

[0009] In some embodiments, after the supply node responds, provide a logistics service flow to the flow - matching platform for the supply node, and add transport capacity matching the upstream pallet flow to the logistics service flow, including the following steps: Select one or more preferred platforms based on the distance between the supply node and the procurement node, and add the logistics service flow between the preferred platform and the supply node; Find a logistics transportation party based on the procurement information, and match the corresponding business model based on the type of the logistics transportation party, Among them, when the logistics transportation party is a logistics enterprise, generate a transportation order based on the procurement information and issue it. When the logistics transportation party is an individual carrier, review the qualification information of the individual carrier, issue the partner qualification, and issue the transportation order; Obtain the transportation information of the logistics transportation party and compare it with the procurement information to calculate the transportation capacity. The transportation information includes transportation weight, transportation distance, and transportation time.

[0010] In some embodiments, connect the external pallet provider to the co - managed account and issue the sales contract to the external pallet provider. Establish a regulatory service flow between the external pallet provider and the procurement node through the sales contract, including the following steps: Provide the account key to the external pallet provider; Based on the sales contract, establish the two - way flowing regulatory service flow. Among them, the flow from the external pallet provider to the procurement node is the transfer information corresponding to the transfer of goods ownership, and the flow from the procurement node to the external pallet provider is the amount information of the second contract amount; The platform terminal respectively obtains the flows in both directions in the regulatory service flow and conducts regulatory comparison.

[0011] In some embodiments, generate a downstream pallet flow connected to the external pallet provider based on the upstream pallet flow. The external pallet provider generates a pallet amount and transfers the pallet amount and the repayment funds into the co - managed account through the downstream pallet flow, including the following steps: Calculate the pallet interest based on the quota in the co - managed account, and subtract the pallet interest from the second contract amount to obtain the sales profit amount; Set the downstream pallet flow between the external pallet provider and the co - managed account through the sales profit amount; The external pallet provider generates a pallet amount based on the funds of the trade node in the co - managed account and transfers it into the co - managed account through the downstream pallet flow; When the external pallet provider receives the amount information, transfer the sales profit amount as the repayment funds into the co - managed account.

[0012] In some embodiments, after transferring the sales profit amount as the repayment funds into the co - managed account, including the following steps: Add a first trigger node and a second trigger node with different condition stamps in the co - managed account; When the repayment funds in the co - managed account reach different condition stamps respectively, send the withdrawal permission to the trade node on the first trigger node and the second trigger node; The trade node withdraws money from the co - managed account based on the withdrawal permission. Among them, the withdrawal permissions corresponding to the first trigger node and the second trigger node correspond to different withdrawal ratios.

[0013] In a second aspect, the present application provides a service flow management system for a supply chain, adopting the following technical solutions: A service flow management system for a supply chain includes a platform side for providing supply chain services, and the platform side is used to implement the above-mentioned method.

[0014] Through the technical solutions provided by the embodiments of the present application, the following technical effects exist: When there is a capital gap for a trading party in a bulk transaction, the platform side conducts financing by purchasing and selling a complete combination of orders to provide an upstream financing pallet service flow. The trading party can conduct pallet financing with different financial parties. The platform side advances a large part of the total trade amount, while the trading party only needs to prepare a small amount of funds. At the same time, the platform side docks logistics resources and downstream pallet resources, decouples the transportation and sales of goods from the trading party, and the platform side is responsible for supervising the entire process of the supply chain. In this way, the trading party does not need to worry about issues such as qualifications and credit and being unable to obtain financing from financial parties, and the financial parties do not need to bear great risks. The platform side adds a service flow at the vacant position in the supply chain to enable the trading party to realize the supply turnover of bulk trade with a small amount of funds, expand trading opportunities, and greatly improve the ability to receive orders. Description of the Drawings

[0015] Figure 1 is a step schematic diagram of a service flow management method for a supply chain provided by this embodiment.

[0016] Figure 2 is a framework schematic diagram of a service flow management method for a supply chain provided by an embodiment of the present application. Detailed Embodiments

[0017] To more clearly understand the purpose, technical solutions, and advantages of the present application, the present application will be described and illustrated below in conjunction with the drawings and embodiments. However, those of ordinary skill in the art should understand that the present application can be implemented without these details. In some cases, in order to avoid unnecessary descriptions from making various aspects of the present application obscure, well-known methods, processes, systems, components, and / or circuits that have been described at a higher level will not be described in detail. For those of ordinary skill in the art, it is obvious that various changes can be made to the disclosed embodiments of the present application, and without departing from the principles and scope of the present application, the general principles defined in the present application can be applied to other embodiments and application scenarios. Therefore, the present application is not limited to the illustrated embodiments, but conforms to the broadest scope consistent with the scope claimed in the present application.

[0018] It should be noted here that the descriptions of these embodiments are used to help understand the present invention, but do not constitute a limitation on the present invention. In addition, the technical features involved in the various embodiments of the present invention described below can be combined with each other as long as they do not conflict with each other.

[0019] In the description of the present application, the meaning of "a number of" is one or more, the meaning of "a plurality of" is two or more, and understandings such as "greater than", "less than", "exceeding", etc. do not include the present number, and understandings such as "above", "below", "within", etc. include the present number. If there is a description of "first" and "second", it is only for the purpose of distinguishing technical features and cannot be understood as indicating or implying relative importance or implicitly indicating the quantity of the indicated technical features or implicitly indicating the sequence relationship of the indicated technical features.

[0020] In the description of the present application, the description with reference to terms such as "one embodiment", "some embodiments", "illustrative embodiments", "examples", "specific examples", or "some examples" means that the specific features, structures, materials, or characteristics described in connection with the embodiment or example are included in at least one embodiment or example of the present application. In this specification, the schematic descriptions of the above terms do not necessarily refer to the same embodiment or example. Moreover, the specific features, structures, materials, or characteristics described can be combined in any one or more embodiments or examples in a combined manner.

[0021] As Figure 1 shown, an embodiment of the present application discloses a service flow management method for a supply chain, which is applied to a platform side that provides supply chain services, and includes the following steps: S100, set a number of supply nodes, and the supply nodes include a procurement node, a supply node, and a trading node.

[0022] Independently classify different business objects accessing the system, which respectively correspond to each link node in the supply chain. At the same time, the platform side itself is also an independent service node.

[0023] Among the number of supply nodes, the trading node, the supply node, and the platform side are in the upper reaches of the supply chain, and the procurement node is in the lower reaches of the supply chain.

[0024] S200, obtain the procurement contract uploaded by the trading node, review the procurement contract, and establish an upstream pallet flow with the trading node after the review is passed, and establish a co-management account in the upstream pallet flow.

[0025] When a trader uploads a procurement contract signed with a purchaser as a trading node, first review the procurement contract. After the review is passed, an upstream pallet flow is set between the platform side and the trading node. The upstream pallet flow is used to establish an upstream pallet service business with the platform side when the trader conducts a large-scale transaction and has difficulties in capital turnover.

[0026] Meanwhile, the platform opens a jointly managed account in the upstream pallet flow. The jointly managed account is used and viewed by both the platform and the traders at the trading nodes. The jointly managed account is used by the platform to provide pallet services for the amount gap in the trading behavior of the traders.

[0027] S300, Obtain the sales contract uploaded by the trading node, review the sales contract, and set the share ratio in the jointly managed account based on the difference in funds between the purchase contract and the sales contract after the review is passed.

[0028] The trader uploads the sales contract signed with the supplier, and the platform reviews the sales contract. After the review is passed, the share ratio of the jointly managed account is set according to the difference in funds between the purchase contract and the sales contract.

[0029] When the platform calculates the difference in funds between the purchase contract and the sales contract, that is, the profit, it comprehensively considers the gap between risks and returns in the pallet business and decides how much proportion of the funds to advance for the trader's current trading behavior. The remaining amount in the jointly managed account except for the platform's advanced funds needs to be paid by the trader. The share ratio represents the ratio of the funds that the trading node and the platform need to inject into the jointly managed account.

[0030] S400, Wait for the upstream pallet flow to enter the flowing state to provide purchase information to the supply node and wait for the supply node to respond.

[0031] When the amount of funds in the jointly managed account reaches the required value, it is determined that the upstream pallet flow has entered the flowing state. At this time, provide purchase information to the supplier on the supply node, and the supplier supplies goods or processes goods according to the purchase information. The purchase information includes the information of the goods to be purchased and the purchase funds.

[0032] After the supply node obtains the purchase information, when it responds to the purchase information, it means that the supplier is supplying the goods that the trader needs to purchase.

[0033] S500, After the supply node responds, provide a logistics service flow to the flow matching platform for the supply node and add the transport capacity matching the upstream pallet flow to the logistics service flow.

[0034] After the supplier responds to the purchase information, the platform provides logistics transportation resources to transport the goods supplied by the supply node to the platform's self-managed platform.

[0035] The transport resources provided by the platform serve as the transport capacity in the logistics service flow between the supply node and the platform. The flow direction of the logistics service flow represents the transport direction of the goods.

[0036] S600, Obtain the feedback information of the platform to connect with external pallet providers, and issue a first transfer instruction to the platform to transfer the ownership of the goods to the external pallet providers.

[0037] After receiving the goods, the platform at the station sends feedback information to the platform side. After receiving the feedback information, the platform side connects with the cooperating financial party as an external pallet provider, and transfers the ownership of the goods on the platform to the external pallet provider through the first transfer instruction.

[0038] The external pallet provider is mainly for the platform side, and is used to assist the platform side in managing goods, sales, and downstream pallets.

[0039] S700, connect the external pallet provider to the co - managed account and issue a sales contract to the external pallet provider. Establish a regulatory service flow between the external pallet provider and the procurement node through the sales contract, and issue a second transfer instruction to the external pallet provider according to the regulatory service flow to transfer the ownership of the goods to the purchaser and supervise the corresponding repayment funds.

[0040] After the external pallet provider obtains the ownership of the goods, the platform side connects it to the co - managed account, thereby adding downstream pallets to the intermediate node position of the upstream and downstream supply chains. At the same time, the platform side establishes a connection between the external pallet provider and the procurement node according to the sales contract to generate a regulatory service flow. The external pallet provider transfers the ownership of the goods to the procurement node through the service flow with the procurement node, and at the same time obtains the procurement fees of the procurement node.

[0041] In this way, the sales task of the trading party can be undertaken by the external pallet provider. When the external pallet provider assists the trader in connecting with the purchaser for sales, it is carried out based on the requirements of the sales contract, and at the same time earns pallet fees. The platform side then supervises the process of money - goods conversion between the external pallet provider and the purchaser.

[0042] S800, generate a downstream pallet flow connected to the external pallet provider based on the upstream pallet flow. The external pallet provider generates a pallet amount and transfers the pallet amount and repayment funds into the co - managed account through the downstream pallet flow.

[0043] Generate a downstream pallet flow between the external pallet provider and the co - managed account according to the specific data in the upstream pallet flow. After the financial party obtains the sales payment of the goods through the downstream goods pallet, it remits the sales payment to the co - managed account. When the amount of funds in the co - managed account reaches the required amount, the upstream pallet ends. In the downstream pallet, the total amount of funds that need to be repaid includes the pallet amount to be given to the trading party and the repayment funds to be given to the platform side.

[0044] Through the above method, when there is a capital gap in a block trade for a trading party, instead of obtaining pallet financing from a financial party in different directions, the trading party can directly obtain financing through the platform side with a complete combination of purchase and sales orders. The platform side advances a large portion of the total trade amount, while the trading party only needs to prepare a relatively small amount of funds. At the same time, the platform side connects with logistics resources and downstream pallet resources, decouples the transportation and sales of goods from the trading party, and the platform side is responsible for supervising the entire supply chain process. When the downstream pallet merchant receives the payment from the sales, after deducting a certain service fee, interest, etc., the remaining amount is remitted into the co-management account. Then, the trader and the platform side divide the funds in the co-management account according to the actual situation. In this way, the trading party does not need to worry about issues such as qualification and credit and being unable to obtain financing from the financial party, and in the entire downstream of the supply chain, the pallet merchant only connects with the platform side with a good endorsement. The trading party can obtain a large amount of financing, and the financial party does not need to bear a large risk. The platform side enables the trading party to realize the supply circulation of block trades with a small amount of funds by adding a service flow at the gap position in the supply chain, expands trading opportunities, and significantly improves the ability to receive orders.

[0045] In some other embodiments, a purchase contract uploaded by a trading node is obtained, the purchase contract is audited, and an upstream pallet flow with the trading node is established after the audit is passed. Establishing a co-management account in the upstream pallet flow includes the following steps: S210, Obtain the information of both parties of the purchase contract for qualification audit.

[0046] Judge whether both parties signing the purchase contract, namely the supplier and the trader, are valid enterprises, whether there are legal risks, whether there are debt risks, enterprise scale, production capacity, etc.

[0047] S220, Obtain the content information of the purchase contract for content audit.

[0048] Judge whether the purchase contract is true and legal, check whether the purchase amount is correct, check whether the purchase time is feasible, etc.

[0049] After the audit is passed, set up a co-management account with the trading node as the co-manager and issue an account key, thereby generating an upstream pallet flow of trading node - co-management account - platform side, where the upstream pallet flow is for two-way circulation.

[0050] After the audit is passed, the platform side opens a co-management account, connects the trader on the trading node as the co-management object, and issues the key of this co-management account to the trading node.

[0051] This time, the trading node, the co-management account, and the platform side together constitute a complete upstream pallet flow. The upstream pallet flow can flow from the trading node or the platform side to the co-management account, or can flow from the co-management account to the trading node or the platform side.

[0052] S240, obtain the first contract amount of the procurement contract, and set the quota for the co - managed account based on the first contract amount.

[0053] Set the first contract amount according to the procurement amount on the procurement contract. The first contract amount represents the total cost required for the trader to make a purchase, and set the quota for the co - managed account based on this total cost.

[0054] In some other embodiments, obtain the sales contract uploaded by the trading node, review the sales contract, and set the share ratio in the co - managed account based on the difference in funds information between the procurement contract and the sales contract after the review is passed, including the following steps: S310, obtain the information of both parties of the sales contract for qualification review.

[0055] S320, obtain the content information of the sales contract for content review.

[0056] The platform side performs the same review actions on the sales contract as on the procurement contract.

[0057] S330, after the review is passed, obtain the second contract amount of the sales contract, and calculate the difference with the first contract amount to calculate the difference in funds information.

[0058] After the review of the sales contract is passed, the platform side obtains the sales amount from the sales contract as the second contract amount. The difference in funds information obtained by calculating the difference between the second contract amount and the first contract amount is the profit brought by this entire trading behavior.

[0059] S340, generate the first share coefficient based on the position of the difference in funds information within the preset amount range, and adjust the preset basic ratio based on the first share coefficient to obtain the share ratio.

[0060] Since the larger the trading volume, the more the trading party earns from buying low and selling high, the overall volume of a trading supply chain can be judged by determining the position of the profit within the preset amount range. When the profit represents a normal trading volume, the share ratio corresponding to the trading node and the platform side is the basic 2:8. When the profit is large, on the one hand, the platform side reduces the financial pressure on the trader in as many links as possible, and on the other hand, in order to obtain better supply service funds, it can increase the proportion of the advance funds borne by itself, such as setting 2:8 to 1:9 or 1.5:8.5. Conversely, when the profit is small, the platform side can also reduce the proportion of the advance funds borne by itself.

[0061] In some other embodiments, the following steps are further included: S350, obtain the credit rating based on the information of both parties of the obtained sales contract, and generate the second share coefficient based on the credit rating.

[0062] The platform side can judge the credit ratings of the trader and the purchaser according to the information of both parties in the sales contract. When the credit ratings of both parties are relatively low, there may be risks such as the advance payment not being recovered in time or more serious legal risks on the platform side. Therefore, in order to reduce the later payment recovery risks at this time, the proportion of the advance payment borne by itself can be reduced through the second share coefficient. This can also encourage the connected traders and purchasers to improve their credit behaviors to obtain greater trading opportunities.

[0063] S351. Obtain the goods type based on the purchase contract or the sales contract, judge the market volatility based on the goods type, and correspondingly generate the third share coefficient.

[0064] The platform side obtains the goods type through the purchase contract or the sales contract. Different goods types determine different fluctuations in the current and future market. When the current market popularity of a product is not high, the market liquidity fluctuates greatly, or products such as food are in the off-season for sales, it will lead to changes in the overall sales profit. When the market fluctuates greatly, there may also be a situation where the sales amount is less than the purchase amount. Therefore, it is necessary to analyze the third share coefficient according to the market volatility. The higher the market volatility, the lower the proportion of the advance payment that the corresponding platform side can bear.

[0065] S352. Obtain the number of purchase objects based on the sales contract and the number of supply objects based on the purchase contract, and generate the fourth share coefficient based on the concentration of the number of purchase objects and the number of supply objects.

[0066] According to the number of upstream docking suppliers and the number of downstream purchasers obtained in the supply chain, if the concentration of the number of purchase customers or suppliers corresponding to the trader is higher, the default or supply interruption of a single customer will have a greater impact on the progress of the entire supply chain and the flow of funds. Therefore, the risk borne by the platform side is greater at this time, and the platform side can reduce the proportion of the advance payment it bears according to the fourth item coefficient.

[0067] S353. Generate an external risk rate based on the second share coefficient, the third share coefficient, and the fourth share coefficient, and adjust the share ratio based on the external risk rate. Among them, the greater the external risk rate, the smaller the proportion of the injected funds corresponding to the platform side in the share ratio.

[0068] Perform a comprehensive weighted operation on the second share coefficient, the third share coefficient, and the fourth share coefficient to calculate the external risk rate corresponding to a complete trading process of the supply chain. The higher the external risk rate, the more difficult it is for the platform side to finally receive the payment on time and receive the full amount of the receivable balance. Therefore, the platform side can reduce the advance payment it bears at this time.

[0069] In some other embodiments, waiting for the upstream pallet flow to enter the flowing state to provide procurement information to the supply node and waiting for the supply node to respond includes the following steps: S410. When the funds in the escrow account reach the set amount, the upstream pallet flow enters the flowing state.

[0070] When both the trading node and the platform side deposit the corresponding share ratios into the escrow account, the upstream pallet starts to flow.

[0071] S420. Package the funds in the escrow account and the procurement contract together as procurement information and send it to the supply node, waiting for the supply node to respond to the procurement information and make a supply.

[0072] The platform side transfers the funds in the escrow account to the supply node, and at the same time sends the audited procurement contract as well. The supply node responds to the procurement information to supply the corresponding goods.

[0073] In some other embodiments, after the supply node responds, provide a logistics service flow for the supply node to the matching platform, and add a transport capacity matching the upstream pallet flow to the logistics service flow, including the following steps: S510. Select one or more preferred platforms based on the distance between the supply node and the procurement node, and add a logistics service flow between the preferred platform and the supply node.

[0074] Select an appropriate number of platforms between the supplier and the purchaser. The number of platforms selected is related to the quantity and type of goods supplied. At the same time, there may be several platforms between the two nodes. Then, it is necessary to comprehensively consider the total transportation distance between the supply node - platform and the platform - procurement node, as well as the current throughput of different platforms to select the preferred platform.

[0075] After selecting the preferred platform, add a logistics service flow between the preferred platform and the supply node. The logistics service flow carries the platform side's logistics transportation task for the goods. When the goods are transported and transferred by a transport vehicle or other means of transportation, the logistics service flow is considered to start flowing.

[0076] S520. Find a logistics transporter based on the procurement information, and match the corresponding business model based on the type of the logistics transporter.

[0077] The platform side docks with one or more logistics transporters with appropriate freight and matching transport capacity according to the procurement information.

[0078] Usually, according to the different types of the docked logistics transporters, different business docking models need to be matched. The types of logistics transporters are mainly divided into logistics enterprise parties and individual carrier parties.

[0079] S530. When the logistics transportation party is a logistics enterprise, a transportation order is generated based on the procurement information and issued. When the logistics transportation party is an individual carrier, the qualification information of the individual carrier is reviewed, the partner qualification is issued, and the transportation order is issued.

[0080] If the logistics transportation party is a logistics enterprise and the transportation vehicles under it have complete transportation qualifications and the enterprise has a perfect management process, then the platform side does not need to provide any resources to the logistics enterprise at this time. The platform side directly generates a corresponding transportation order based on the procurement information and issues it to the logistics enterprise.

[0081] If the logistics transportation party is an individual carrier, its transportation cost is lower than that of the logistics enterprise. Although it has business resources and driver resources, it may lack a freight license and platform management capabilities. Then, as the supply chain provider, the platform side can, after reviewing the credit qualifications, capabilities, and violation risks of the individual carrier, issue partner qualifications including freight license qualifications, platform qualifications, and tax planning qualifications to the individual carrier. In this way, the individual carrier provides drivers and vehicles, and the platform side provides transportation qualifications to transform the individual carrier into an individual logistics company, and the generated transportation order is issued to the individual carrier for transportation.

[0082] S540. Obtain the transportation information of the logistics transportation party and compare it with the procurement information to calculate the transportation capacity. The transportation information includes transportation weight, transportation distance, and transportation time.

[0083] After docking with the logistics transportation party, obtain the transportation information of all vehicles that can carry out transportation, including how many goods they can transport, what types of goods they can transport, how far they need to travel to the platform, and how long it takes to transport to the platform. Judge the corresponding transportation capacity during transportation by comparing the transportation information with the procurement information. When the transportation can match the procurement, its transportation capacity is relatively high. On the contrary, if the transportation cannot meet the requirements of the procurement goods, the transportation capacity is relatively low.

[0084] Among them, when the logistics transportation party is a logistics enterprise, the logistics enterprise supervises the transportation process. When the logistics transportation party is an individual carrier, the platform side supervises the transportation process.

[0085] In some other embodiments, an external pallet provider is connected to the co - managed account and a sales contract is issued to the external pallet provider. A supervision service flow is established between the external pallet provider and the procurement node through the sales contract, including the following steps: S710. Provide the account key to the external pallet provider.

[0086] After the platform side connects an external financial party as an external pallet provider, it also sends the account key of the co - managed account to the external pallet provider to bring the external pallet provider into the capital flow process in the supply chain.

[0087] S720, establish a two - way circulation regulatory service flow based on the sales contract. Among them, the flow from the external pallet provider to the procurement node is the transfer information corresponding to the transfer of the right of ownership, and the flow from the procurement node to the external pallet provider is the amount information of the second contract amount.

[0088] At the same time, establish a regulatory service flow between the external pallet provider and the procurement node through the sales contract. Through this regulatory service flow, the platform side can monitor the process of the external pallet provider obtaining the corresponding payment from the procurement node after transferring the right of ownership to the procurement node. The main regulatory content is to analyze whether the external pallet provider transfers the right of ownership to the purchaser in a timely and sufficient manner, and to analyze whether the purchaser sends the payment that meets the contract amount of the sales contract to the external pallet provider.

[0089] S730, the platform side respectively obtains the two - way flows in the regulatory service flow and conducts regulatory comparison.

[0090] In a standard and ideal goods - payment transfer process, the two - way flows in the regulatory service flow should be matched. That is to say, the procurement node pays a certain amount of payment, and the external pallet provider transports the goods corresponding to the payment. If the platform side determines that the two - way flows in the regulatory service flow are unbalanced, it can intervene and urge both parties or one of the parties.

[0091] In some other embodiments, generate a downstream pallet flow connected to the external pallet provider based on the upstream pallet flow. The external pallet provider generates a pallet amount and transfers the pallet amount and the repayment funds into the co - managed account through the downstream pallet flow, including the following steps: S810, calculate the pallet interest based on the quota in the co - managed account, and subtract the pallet interest from the second contract amount to obtain the sales profit amount.

[0092] The pallet interest represents the service profit that the external pallet provider can obtain by providing the downstream pallet service. This part of the pallet interest can be borne by both the platform side and the trader, or only by the trader.

[0093] The size of the pallet interest depends on the quota in the co - managed account, that is, it is charged based on a certain proportion of the procurement cost of this batch of goods.

[0094] Then, subtracting the pallet interest from the second contract amount, that is, the payment obtained by the external pallet provider from the procurement node, can obtain the sales profit amount. The sales profit amount represents the total payment obtained from buying low and selling high in a complete trading behavior, which includes the principal of the goods and the price difference.

[0095] S820. Set up a downstream pallet flow between the external pallet provider and the co - managed account based on the sales profit amount.

[0096] Set up a downstream pallet flow between the external pallet provider and the co - managed account according to the sales profit amount. The downstream pallet flow is characterized by the process in which the external pallet provider transfers the remaining sales profit amount after the pallet interest to the co - managed account.

[0097] The overall flow information of the downstream pallet flow is characterized by the total amount of the sales profit amount. When the external pallet provider transfers the sales profit amount to the co - managed account, the downstream pallet flow starts to flow, and when all the sales profit amounts are transferred to the co - managed account, the upstream pallet flow ends.

[0098] S830. The external pallet provider generates a pallet amount based on the funds of the trade nodes in the co - managed account and transfers it into the co - managed account through the downstream pallet flow.

[0099] S840. When the external pallet provider receives the amount information, transfer the sales profit amount as the repayment funds into the co - managed account.

[0100] It should be noted that when the external pallet provider makes a repayment to the co - managed account through the downstream pallet flow, it is divided into two steps at different time nodes. First, when the external pallet provider obtains the goods from the platform, it first makes a pallet advance to transfer the funds corresponding to the trade nodes into the co - managed account. For example, a trade payment is 10 million, and the trade node bears 2.5 million, and the platform side bears 7.5 million. Then, after the external pallet provider obtains the title of the goods, it first transfers 2.5 million into the co - managed account, which is the trade principal of the trader.

[0101] Second, after the external pallet provider obtains the complete sales payment from the trade node, after deducting the 2.5 million advanced by the downstream pallet and the pallet interest from the sales payment, transfer the remaining amount as the repayment funds into the co - managed account.

[0102] Through the above - mentioned method, after the upstream platform side makes an advance payment to start the trade, the downstream pallet can first send the trader's trade amount to the trader through an advance payment, so that the trader can start the next trade behavior as soon as possible with the trade pallet funds. The pallet amount of the pallet provider can recover the pallet advance payment amount from the subsequent slower sales link. At the same time, when there are difficulties in repayment, the external pallet provider can communicate and connect with the platform side. The external pallet provider does not need to bear the risk of inconsistent credit of the trader. And when there are subsequent sales losses and other situations, because only the principal of the trader is advanced in the first step, the external pallet provider still retains the initiative in disposing of the sales amount in the corresponding sales risks.

[0103] After the platform side builds and connects the service flows for multiple parties in the supply chain, it enables all parties in the supply chain to quickly conduct the next trade operation, while the platform side only needs to focus on subsequent sales fund management and collection monitoring.

[0104] In some other embodiments, after transferring the sales profit amount as the collection funds to the escrow account, the following steps are included: S850, add a first trigger node and a second trigger node with different condition stamps to the escrow account respectively.

[0105] S851, when the collection funds in the escrow account reach different condition stamps respectively, send the withdrawal permission to the trade node on the first trigger node and the second trigger node.

[0106] S852, the trade node withdraws money from the escrow account based on the withdrawal permission, where the withdrawal permissions corresponding to the first trigger node and the second trigger node correspond to different withdrawal ratios.

[0107] The platform side adds two different trigger nodes to the escrow account respectively, and each trigger node corresponds to a corresponding condition stamp. The condition stamp indicates that as long as the conditions corresponding to the condition stamp are met, the trade node can withdraw the corresponding payment from the escrow account.

[0108] When the amount of the collection funds in the escrow account reaches the conditions of different condition stamps, the platform side sends the withdrawal permission to the trade node on the triggered first trigger node and second trigger node respectively. The trade node withdraws a certain amount from the escrow account through the two received withdrawal permissions. At the same time, the withdrawal amount ratios in the two withdrawal permissions are also different.

[0109] In the embodiments of the present application, the condition stamp of the first trigger node indicates that the collection funds in the escrow account reach the amount that is the same as the proportion of the share corresponding to the trade node in the amount of the escrow account. For example, if the original amount of the escrow account is 10 million and the share of the trade node is 2 million, then when the subsequent external pallet provider transfers an amount of 2 million to the escrow account through the downstream pallet, the condition stamp of the first trigger node is triggered, and at this time, the trade node can withdraw the 2 million amount from the escrow account.

[0110] The condition stamp of the second trigger node indicates that when the received collection funds in the escrow account reach the amount of the second contract amount, the condition stamp of the second trigger node is triggered. At this time, the trade node can withdraw part of the trade profit from the escrow account according to the withdrawal permission. This part of the trade profit is specifically the sales profit share negotiated with the platform side when the platform side provides financing and advance payment.

[0111] In the jointly managed account between the platform side and the trading node, the trading node withdraws funds from the account in two times. The first withdrawal is the principal to achieve a quick capital turnover for the next trade. The second withdrawal is that the trading node withdraws its agreed part of the trading profit after the co-managed account has fully received the predetermined sales amount. The remaining amount in the co-managed account includes the principal of the financing advanced by the platform side, as well as its tray profit and supply chain service fees.

[0112] This application also discloses a service flow management system for the supply chain, including a platform side for providing supply chain services, and the platform side is used to implement the above method.

[0113] The implementation principle is as follows: When there is a capital gap for a trading party in a bulk transaction, instead of obtaining pallet financing from a financial party in different directions, it can directly obtain financing through the platform side with a complete combination order of purchase and sales. The platform side advances a large part of the total trade amount, and the trading party only needs to prepare a small amount of funds. At the same time, the platform side connects with logistics resources and downstream pallet resources to decouple the transportation and sales of goods from the trading party. Meanwhile, the platform side is responsible for supervising the entire process of the supply chain. When the downstream pallet merchant receives the payment from the sales, after deducting a certain amount of service fees, interest, etc., the remaining amount is remitted into the co-managed account. Then the trader and the platform side divide the funds in the co-managed account according to the actual situation. In this way, the trading party does not need to worry about issues such as qualifications and credit and being unable to obtain financing from the financial party. And in the whole process of the supply chain, the downstream pallet merchant only connects with the platform side with good endorsement. The trading party can obtain a large amount of financing, and the financial party does not need to bear a large risk. The platform side adds a service flow at the gap position in the supply chain to enable the trading party to realize the supply circulation of bulk trade with a small amount of funds, expand trading opportunities, and greatly improve the ability to receive orders.

[0114] It should be understood that although the steps in the flowchart of the accompanying drawings are shown sequentially according to the arrows, these steps are not necessarily executed in the order indicated by the arrows. Unless there is a clear indication in this article, the execution of these steps has no strict order limit and can be executed in other orders.

[0115] The above are all the preferred embodiments of this application. It does not limit the protection scope of this application accordingly. Therefore, all equivalent changes made according to the structure, shape, and principle of this application should be covered within the protection scope of this application.

Claims

1. A service flow management method for a supply chain, applied to a platform providing supply chain services, characterized in that: The following steps are involved: Setting up a number of supply nodes, including a purchasing node, a supply node and a trade node; Obtain the purchase contract uploaded by the trade node, review the purchase contract, and after passing the review, establish an upstream pallet flow between the trade node and the trade node, and establish a co-managed account in the upstream pallet flow; Obtain the sales contract uploaded by the trading node, review the sales contract, and after the review is passed, set the share ratio in the co-managed account based on the difference in fund information between the purchase contract and the sales contract, where the share ratio is represented by the ratio of funds that the trading node and the platform need to inject into the co-managed account; Waiting for the upstream pallet flow to enter a flow state to provide procurement information to the supply node and waiting for the supply node to respond; After the supply node responds, providing the supply node with a logistics service flow to a matching station, and adding a transport capacity matching the upstream pallet flow to the logistics service flow; Acquire feedback information from the platform to access an external pallet supplier, and issue a first transfer instruction to the platform to transfer the cargo ownership to the external pallet supplier; Connecting the external pallet supplier to the co-managed account and issuing the sales contract to the external pallet supplier, establishing a supervision service flow between the external pallet supplier and the purchasing node through the sales contract, and issuing a second transfer instruction to the external pallet supplier according to the supervision service flow to transfer the ownership of the goods to the purchaser and supervise the corresponding payment funds; A downstream pallet flow connected to the external pallet trader is generated based on the upstream pallet flow. The external pallet trader generates a pallet amount and transfers the pallet amount and the payment funds to the co-managed account through the downstream pallet flow.

2. The service flow management method for supply chain according to claim 1, characterized in that: Obtaining the purchase contract uploaded by the trade node, reviewing the purchase contract and establishing an upstream pallet flow with the trade node after the review is passed, and establishing a co-managed account in the upstream pallet flow, including the following steps: Obtain information of both parties to the procurement contract for qualification review; Obtaining content information of the purchase contract for content review; After the review is passed, the trading node is used as the co-manager to set up a co-managed account and issue an account key, thereby generating the upstream pallet flow of the trading node-co-managed account-platform end, wherein the upstream pallet flow is a two-way flow; A first contract amount of the procurement contract is obtained, and a limit is set for the co-managed account based on the first contract amount.

3. The service flow management method for supply chain according to claim 2, characterized in that: Obtaining the sales contract uploaded by the trade node, reviewing the sales contract, and setting the share ratio in the co-managed account based on the difference in fund information between the purchase contract and the sales contract after the review is passed, including the following steps: Obtain information of both parties to the sales contract for qualification review; Obtaining content information of the sales contract for content review; After the review is passed, the second contract amount of the sales contract is obtained, and the difference between the second contract amount and the first contract amount is calculated to calculate the capital information difference; A first share coefficient is generated based on the position of the fund information difference in the preset amount range, and a preset basic proportion is adjusted based on the first share coefficient to obtain a share proportion.

4. The service flow management method for supply chain according to claim 3, characterized in that: The following steps are also included: Obtaining a credit rating based on information of both parties of the sales contract, and generating a second share coefficient based on the credit rating; Obtaining the type of goods based on the purchase contract or the sales contract, and determining the market volatility based on the type of goods and generating a third allocation coefficient accordingly; Acquire the quantity of procurement objects based on the sales contract and acquire the quantity of supply objects based on the procurement contract, and generate a fourth allocation coefficient based on the concentration of the quantity of procurement objects and the quantity of supply objects; An external risk rate is generated based on the second share coefficient, the third share coefficient and the fourth share coefficient, and the share ratio is adjusted based on the external risk rate, wherein the larger the external risk rate is, the smaller the injected capital ratio corresponding to the platform end in the share ratio is.

5. The service flow management method for supply chain according to claim 2, characterized in that: Waiting for the upstream pallet flow to enter a flow state to provide procurement information to the supply node and waiting for the supply node to respond, comprising the following steps: When the funds in the shared account reach a set amount, the upstream pallet flow enters a flow state; The funds in the co-managed account are packaged together with the purchase contract as purchase information and sent to the supply node, waiting for the supply node to respond to the purchase information and make the supply.

6. The service flow management method for supply chain according to claim 1, characterized in that: After the supply node responds, providing the supply node with a logistics service flow that flows to a matching platform, and adding a transport capacity that matches the upstream pallet flow to the logistics service flow, including the following steps: selecting one or more preferred stations based on the distance between the supply node and the procurement node, and adding the logistics service flow between the preferred stations and the supply node; Find a logistics transporter based on the procurement information, and match the corresponding business model based on the type of the logistics transporter. Wherein, when the logistics transport party is a logistics enterprise, a transport order is generated and issued based on the procurement information; when the logistics transport party is an individual carrier, the qualification information of the individual carrier is reviewed and the partner qualification is issued and the transport order is issued; The transportation information of the logistics transporter is obtained and compared with the procurement information to calculate the transportation capacity, wherein the transportation information includes transportation weight, transportation distance, and transportation time.

7. The service flow management method for supply chain according to claim 3, characterized in that: Connecting the external pallet supplier to the co-managed account and issuing the sales contract to the external pallet supplier, and establishing a supervision service flow between the external pallet supplier and the purchasing node through the sales contract, including the following steps: Providing the account key to the external pallet supplier; The supervision service flow of bidirectional circulation is established based on the sales contract, wherein the flow from the external pallet supplier to the purchasing node is the transfer information corresponding to the transfer of the right of goods, and the flow from the purchasing node to the external pallet supplier is the amount information of the second contract amount; The platform end obtains the bidirectional traffic in the regulatory service flow respectively and performs regulatory comparison.

8. The service flow management method for supply chain according to claim 3, characterized in that: Based on the upstream pallet flow, a downstream pallet flow connected to the external pallet supplier is generated, the external pallet supplier generates a pallet amount and transfers the pallet amount and the payment funds to the co-managed account through the downstream pallet flow, including the following steps: Calculate the pallet interest based on the amount in the communal account, and deduct the pallet interest from the second contract amount to obtain the sales profit amount; Setting up the downstream pallet flow between the external palletizer and the shared account through the sales profit amount; The external pallet trader generates a pallet amount based on the funds of the trade node in the shared account and transfers the amount to the shared account through the downstream pallet flow; When the external pallet supplier receives the amount information, it transfers the sales profit as the repayment funds into the co-managed account.

9. The service flow management method for supply chain according to claim 8, characterized in that: After the sales profit is transferred as the payment funds into the co-managed account, the following steps are included: Adding a first trigger node and a second trigger node with different condition stamps respectively in the co-managed account; When the returned funds in the co-managed account reach different condition stamps respectively, sending the withdrawal authority to the trade node on the first trigger node and the second trigger node; The trade node withdraws money from the co-managed account based on the withdrawal authority, wherein the withdrawal authority corresponding to the first trigger node and the second trigger node corresponds to different withdrawal ratios.

10. A service flow management system for a supply chain, characterized in that: It includes a platform end for providing supply chain services, and the platform end is used to implement the method as described in any one of claims 1-9.

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