System for realizing security company customer fund stock subject division calculation based on liquidation and settlement rules

Abstract

The invention relates to a system for realizing security company customer fund share subject division calculation based on liquidation and settlement rules, and the system comprises a fund share subject classification module which is used for classifying customer fund or shares according to different business types; the fund and stock source recording module is used for determining a fund or stock subject type to which the settlement service belongs; and the available fund share calculation module is used for calculating the available balance of the fund shares on the T day, the available balance of the fund shares on the T + 1 day and the available balance of the fund shares on the T + 2 day after daily settlement. By adopting the system, the method, the device, the processor and the computer readable storage medium for realizing security company customer fund share subject division calculation based on the liquidation settlement rule, the detail value of each fund share subject of the customer can be traced, so that the customer fund share liquidation process is easy to expand and maintain; and the capital share clearing accuracy of the customer is improved, the capital share safety of the customer is ensured, and the experience of the customer in using a security company transaction system is optimized.

Description

Technical Field

[0001] The present invention relates to the field of securities trading, and more particularly to the field of securities settlement, and specifically refers to a system, method, device, processor and computer-readable storage medium for realizing the classification and calculation of the customer funds and shares accounts of a securities company based on the settlement and delivery rules. Background Art

[0002] Securities settlement refers to the process of clearing and settling the difference in funds and shares generated by investors' buying and selling of securities in securities trading. It is an essential part of the securities market and is of great significance for improving the trading efficiency of the securities market, saving resources, reducing risks, etc. With the increasing maturity and diversification of the securities market, the business scope accessible to investors has been significantly broadened, from traditional stock trading to the trading of complex financial products such as bonds, funds, and derivatives. Each type of business shows obvious differences and complexities in the customer funds settlement rules. Facing this challenge, traditional securities settlement systems usually simply classify the sources of funds and shares of different businesses into "in-transit purchase funds and shares" or "in-transit sale funds and shares", which greatly limits the flexibility and scalability of the settlement system, increases the risk of calculation errors, and also makes it difficult to trace and process the data sources, unable to support the stability and development of the increasingly complex securities market. In addition, different trading systems have different risk controls for funds and shares on different settlement dates (such as T day, T+1, T+N days, etc.), and it is difficult to provide differentiated services for multiple sets of securities trading systems based on the same set of funds and shares settlement data, affecting the capital use efficiency of customers. Summary of the Invention

[0003] The object of the present invention is to overcome the above-mentioned disadvantages of the prior art, and provide a system, method, device, processor and computer-readable storage medium for realizing the classification and calculation of the customer funds and shares accounts of a securities company based on the settlement and delivery rules, which has high flexibility, good adaptability and a relatively wide application range.

[0004] In order to achieve the above object, the system, method, device, processor and computer-readable storage medium for realizing the classification and calculation of the customer funds and shares accounts of a securities company based on the settlement and delivery rules of the present invention are as follows:

[0005] The system for realizing the classification and calculation of the customer funds and shares accounts of a securities company based on the settlement and delivery rules, the main feature of which is that the system includes:

[0006] A funds and shares account classification module for classifying customer funds according to different business types;

[0007] The fund share source recording module, which is connected to the above-mentioned fund share subject classification module, is used to determine the fund share subject type to which the settlement business belongs, and record the source and accounting rules of each type of fund or share;

[0008] The available fund share calculation module, which is connected to the above-mentioned fund share subject classification module and the fund share source recording module, is used to calculate the available balance of fund shares on day T after daily settlement, the available balance of fund shares on day T+1, and the available balance of fund shares on day T+2.

[0009] Preferably, the above-mentioned fund share subject classification module divides customer funds or shares according to business settlement rules, or divides customer funds or shares according to the time of business pending settlement.

[0010] Preferably, the fund subject types after division by the above-mentioned fund share subject classification module according to business settlement rules include but are not limited to fund balance, frozen fund amount, or receivable over-the-counter settlement amount, and the share subject types after division according to business share settlement rules include but are not limited to ordinary positions, transfer out for trusteeship, and offset for futures margin pledge;

[0011] The fund subject types after division by the above-mentioned fund share subject classification module according to the time of business pending settlement include but are not limited to the funds for legal person liquidation and settlement on day T+1, the funds for legal person liquidation and settlement on day T+2, the shares for legal person liquidation and settlement on day T+3, or funds with uncertain settlement dates, and the share subject types after division according to the time of business pending settlement include but are not limited to the shares for legal person liquidation and settlement on day T+1, the shares for legal person liquidation and settlement on day T+2, the funds for legal person liquidation and settlement on day T+3, or shares with uncertain settlement dates.

[0012] Preferably, the above-mentioned fund share source recording module maps the corresponding changes in fund share settlement to the corresponding classified fund share subject types according to business fund share settlement rules or the time of business fund share pending settlement.

[0013] Preferably, the above-mentioned available fund share calculation module summarizes the ending fund balances of all fund or share subject types according to the corresponding types of increase or decrease in funds or shares, and calculates the available balance of customer funds or shares. Specifically:

[0014] Calculate the available balance of customer funds or shares according to the following formula:

[0015]

[0016] where N t represents the number of fund or share subject types divided according to business fund or share settlement types corresponding to the available balances of funds or shares on day T, day T+1, and day T+2, that is, N 0 、N1 and N 2 ,M t represents the number of types of funds or share accounts divided according to the time of pending settlement corresponding to the available balances of the customer on the Tth day, (T + 1)th day, and (T + 2)th day, that is, M 0 、M 1 and M 2 ,B i represents the available balance at the end of the period of the ith type of funds or share accounts divided according to the type of business funds or share settlement, T i represents the available balance at the end of the period of the ith type of funds or share accounts divided according to the time of pending settlement, R i represents the type of increase or decrease of funds or shares corresponding to the ith type of funds or share accounts, that is, if the type of increase or decrease of funds or shares is recorded as an increase, then R i is 1, and if the type of increase or decrease of funds or shares is recorded as a decrease, then R i is -1.

[0017] The method for realizing the calculation and processing of the division of the funds and share accounts of the customers of a securities company based on the clearing and settlement rules by using the above system, the main features of which are that the method includes the following steps:

[0018] (1) Classify the customer's funds or shares according to different business types;

[0019] (2) Determine the type of funds or share accounts to which the settlement business belongs, and record the sources and accounting rules of each type of funds or shares;

[0020] (3) Calculate the available balances of funds or shares on the Tth day, (T + 1)th day, and (T + 2)th day after daily settlement.

[0021] Preferably, in the step (3), calculating the available balances of funds or shares on the Tth day, (T + 1)th day, and (T + 2)th day after daily settlement, specifically:

[0022] Calculate the available balances of funds or shares on the Tth day, (T + 1)th day, and (T + 2)th day after daily settlement according to the following formula:

[0023]

[0024] Among them, N t represents the number of types of funds or share accounts divided according to the type of business funds or share settlement corresponding to the available balances on the Tth day, (T + 1)th day, and (T + 2)th day, that is, N 0 、N 1 and N 2 ,M t represents the number of types of funds or share accounts divided according to the time of pending settlement corresponding to the available balances of the customer on the Tth day, (T + 1)th day, and (T + 2)th day, that is, M 0 、M1 and M 2 ,B i represents the available balance at the end of the i-th fund or share account type divided according to the business fund or share settlement type, T i represents the available balance at the end of the i-th fund or share account type divided according to the time of pending settlement, R i represents the increase or decrease type of the fund or share corresponding to the i-th fund or share account type, that is, if the increase or decrease type of the fund or share is recorded as an increase, then R i is 1, and if the increase or decrease type of the fund or share is recorded as a decrease, then R i is -1.

[0025] The device for implementing the calculation and processing of the securities company's customer fund and share accounts division based on the clearing and settlement rules is mainly characterized in that the device includes:

[0026] A processor configured to execute computer-executable instructions;

[0027] A memory storing one or more computer-executable instructions, and when the computer-executable instructions are executed by the processor, each step of the method for implementing the calculation and processing of the securities company's customer fund and share accounts division based on the clearing and settlement rules is realized.

[0028] The processor for implementing the calculation and processing of the securities company's customer fund and share accounts division based on the clearing and settlement rules is mainly characterized in that the processor is configured to execute computer-executable instructions, and when the computer-executable instructions are executed by the processor, each step of the method for implementing the calculation and processing of the securities company's customer fund and share accounts division based on the clearing and settlement rules is realized.

[0029] The computer-readable storage medium is mainly characterized in that a computer program is stored thereon, and the computer program can be executed by a processor to realize each step of the method for implementing the calculation and processing of the securities company's customer fund and share accounts division based on the clearing and settlement rules.

[0030] Adopting the system, method, device, processor and its computer-readable storage medium for implementing the calculation of the securities company's customer fund and share accounts division based on the clearing and settlement rules of the present invention can clearly trace the detailed values of each customer's fund and share accounts, make the customer fund and share clearing process easier to expand and maintain, improve the accuracy of customer fund and share clearing, and ensure the safety of customer funds and shares. At the same time, different trading systems can, according to the fund and share risk control logic of this system, process and adjust the available funds and shares based on the detailed values of the fund and share accounts provided by the clearing, so that the trading system can flexibly control the use of customer funds and shares and optimize the experience of customers using the securities company's trading system. Brief Description of the Drawings

[0031] Figure 1 This is a schematic diagram of the modules of the system for implementing the calculation of the classification of customer funds and shares accounts of a securities company based on the clearing and settlement rules of the present invention.

[0032] Figure 2 This is a flowchart of the method for implementing the calculation and processing of the classification of customer funds and shares accounts of a securities company based on the clearing and settlement rules of the present invention. Detailed Embodiments

[0033] In order to more clearly describe the technical content of the present invention, the following will be further described in conjunction with specific embodiments.

[0034] The system for implementing the calculation of the classification of customer funds and shares accounts of a securities company based on the clearing and settlement rules of the present invention includes:

[0035] A funds and shares account classification module, which is used to classify customer funds or shares according to different business types;

[0036] A funds and shares source recording module, which is connected to the funds and shares account classification module, and is used to determine the types of funds or shares accounts to which the settlement business belongs, and record the sources and accounting rules of each type of funds or shares;

[0037] An available funds and shares calculation module, which is connected to the funds and shares account classification module and the funds and shares source recording module, and is used to calculate the available balance of funds and shares on the Tth day, the available balance of funds and shares on the (T + 1)th day, and the available balance of funds and shares on the (T + 2)th day after daily settlement.

[0038] As a preferred embodiment of the present invention, the funds and shares account classification module divides customer funds or shares according to the business funds and shares settlement rules, or divides customer funds or shares according to the business pending settlement time.

[0039] As a preferred embodiment of the present invention, the types of funds accounts after division by the funds and shares account classification module according to the business funds settlement rules include but are not limited to funds balance, frozen funds amount, or receivable over-the-counter settlement amount, and the types of shares accounts after division according to the business shares settlement rules include but are not limited to ordinary positions, transfer out of custody, and offset of futures margin pledge;

[0040] The classified module of the funds and shares subjects divides the types of funds subjects according to the business settlement time to be delivered, including but not limited to the funds for legal person's liquidation and settlement on T+1 day, the funds for legal person's liquidation and settlement on T+2 day, the funds for legal person's liquidation and settlement on T+3 day or the shares, or the funds with uncertain settlement date. The classified module of the shares subjects according to the business settlement time to be delivered includes but not limited to the shares for legal person's liquidation and settlement on T+1 day, the shares for legal person's liquidation and settlement on T+2 day, the funds for legal person's liquidation and settlement on T+3 day or the shares with uncertain settlement date.

[0041] As a preferred embodiment of the present invention, the recording module of the sources of funds and shares maps the corresponding changes in funds or shares settlement to the corresponding classified types of funds and shares subjects according to the business funds and shares settlement rules or the business funds and shares settlement time to be delivered.

[0042] As a preferred embodiment of the present invention, the calculating module of the available funds and shares sums up the ending balances of funds or shares of all types of funds or shares subjects according to the corresponding types of increases and decreases in funds or shares, and calculates the available balances of the customer's funds or shares. Specifically:

[0043] The available balance of the customer's funds or shares is calculated according to the following formula:

[0044]

[0045] where N t represents the number of types of funds or shares subjects divided according to the business funds or shares settlement types corresponding to the available balances on T day, T+1 day and T+2 day, that is, N 0 , N 1 and N 2 respectively, M t represents the number of types of funds or shares subjects divided according to the settlement time to be delivered corresponding to the available balances on T day, T+1 day and T+2 day of the customer, that is, M 0 , M 1 and M 2 respectively, B i represents the ending available balance of the i-th type of funds or shares subjects divided according to the business funds or shares settlement types, T i represents the ending available balance of the i-th type of funds or shares subjects divided according to the settlement time to be delivered, R i represents the type of increase or decrease in funds or shares corresponding to the i-th type of funds or shares subjects, that is, if the type of increase or decrease in funds or shares is recorded as an increase, then R i is 1, if the type of increase or decrease in funds or shares is recorded as a decrease, then R i is -1.

[0046] The method for realizing the calculation and processing of the customer funds and share accounts of a securities company based on the clearing and settlement rules by using the above system, wherein the method comprises the following steps:

[0047] (1) Classify customer funds or shares according to different business types;

[0048] (2) Determine the type of funds or share accounts to which the settlement business belongs, and record the sources and accounting rules of each type of funds or shares;

[0049] (3) Calculate the available balances of funds or shares on T day, T+1 day, and T+2 day after daily settlement.

[0050] As a preferred embodiment of the present invention, in step (3), calculating the available balances of funds or shares on T day, T+1 day, and T+2 day after daily settlement specifically includes:

[0051] Calculate the available balances of funds or shares on T day, T+1 day, and T+2 day after daily settlement according to the following formula:

[0052]

[0053] wherein, N t represents the number of types of funds or share accounts divided according to the settlement type of business funds or shares corresponding to the available balances on T day, T+1 day, and T+2 day, that is, N 0 , N 1 and N 2 , M t represents the number of types of funds or share accounts divided according to the time of pending settlement corresponding to the available balances of this customer on T day, T+1 day, and T+2 day, that is, M 0 , M 1 and M 2 , B i represents the ending available balance of the i-th type of funds or share accounts divided according to the settlement type of business funds or shares, T i represents the ending available balance of the i-th type of funds or share accounts divided according to the time of pending settlement, R i represents the type of increase or decrease of funds or shares corresponding to the i-th type of funds or share accounts, that is, if the type of increase or decrease of funds or shares is recorded as an increase, then R i is 1, and if the type of increase or decrease of funds or shares is recorded as a decrease, then R i is -1.

[0054] The device for realizing the calculation and processing of the customer funds and share accounts of a securities company based on the clearing and settlement rules, wherein the device comprises:

[0055] A processor configured to execute computer-executable instructions;

[0056] A memory stores one or more computer-executable instructions. When the computer-executable instructions are executed by the processor, each step of the method for implementing the calculation and processing of the customer fund share accounts of a securities company based on the clearing and settlement rules is realized.

[0057] The processor of the present invention for implementing the calculation and processing of the customer fund share accounts of a securities company based on the clearing and settlement rules, wherein the processor is configured to execute computer-executable instructions. When the computer-executable instructions are executed by the processor, each step of the method for implementing the calculation and processing of the customer fund share accounts of a securities company based on the clearing and settlement rules is realized.

[0058] The computer-readable storage medium of the present invention stores a computer program thereon. The computer program can be executed by a processor to realize each step of the method for implementing the calculation and processing of the customer fund share accounts of a securities company based on the clearing and settlement rules.

[0059] In the specific implementation manner of the present invention, a securities company customer fund clearing model and its method based on the fund account settlement rules are provided. The settlement funds and shares of each customer business are classified and book-kept according to the fund accounts, and the sources and bookkeeping rules of each type of fund and share are clearly recorded, improving the maintainability and scalability of the securities clearing system, ensuring the safety of the customer's funds and shares, and guaranteeing the accuracy of the customer fund share settlement. At the same time, based on a unified clearing system, detailed data support for the funds and shares of various different trading systems can be provided to meet the personalized needs of customer fund share risk control of different trading systems, and the flexibility and adaptability of the securities company's clearing and trading systems are improved.

[0060] The securities company customer fund share account model of the present invention based on the clearing and settlement rules includes the following:

[0061] A fund and share account classification module, that is, the fund and share account items of different business types, is used for classifying and book-keeping the customer's fund and shares, that is, the available balance of the customer's end-of-period fund and shares after various settlement operations.

[0062] A fund and share account mapping rule is used to determine the types of funds or share accounts to which various settlement operations of the customer belong.

[0063] An available fund and share calculation method is used to calculate the available balances of the customer's funds or shares on the next day (T day), the day after the next day (T + 1 day), and T + 2 day at the beginning of the next day after daily settlement.

[0064] Preferably, the fund share subject classification module for different business types in the method includes the division of customer funds or shares according to the business fund share settlement rules or the time of business fund share pending settlement.

[0065] Among them, the fund share subject classification module divided according to the business fund settlement type includes the following types:

[0066] B1 Fund balance: Current deposit balance;

[0067] B2 Frozen fund amount: Dividend frozen amount generated during the freezing period such as judicial freezing and pledge freezing;

[0068] B3 Amount receivable for off-exchange settlement: Redemption and subscription of off-exchange funds or non-standard business products;

[0069] ……

[0070] BN: The Nth item of the business fund settlement type subject.

[0071] The share subject classification module divided according to the business share settlement type includes the following types:

[0072] B1 Ordinary position: The number of shares of ordinary securities such as stocks, bonds, and funds in each market;

[0073] B2 Transfer out by trust: The number of shares applied for transfer out by trust for open-end funds and LOF funds;

[0074] B3 Collateral for margin offset in futures: The number of shares of securities pledged as margin;

[0075] ……

[0076] BN: The Nth item of the business share settlement type subject.

[0077] The fund share subject classification module divided according to the business pending settlement time includes the following types:

[0078] T1 funds: Customer's legal person settlement funds on the next day (T+1 day);

[0079] T2 funds: Customer's legal person settlement funds on T+2 day;

[0080] T3 funds: Customer's legal person settlement funds on T+3 day;

[0081] ……

[0082] TN funds: Funds with uncertain settlement dates.

[0083] The share subject classification module divided according to the business pending settlement time includes the following types:

[0084] T1 shares: The legal person of the customer settles and delivers shares on the next day (T+1 day);

[0085] T2 shares: The legal person of the customer settles and delivers shares on T+2 day;

[0086] T3 shares: The legal person of the customer settles and delivers shares on T+3 day;

[0087] ……

[0088] TN shares: Shares with an uncertain settlement date.

[0089] The fund share subject mapping rule in the method comes from mapping the corresponding fund or share settlement changes to the corresponding fund or share subject items according to the business fund share settlement rule or the business fund share pending settlement time. The main settlement fund mapping relationship is shown in the following table:

[0090]

[0091]

[0092] The main settlement share mapping relationship is shown in the following table:

[0093]

[0094] The available fund calculation method in the method, that is, used to calculate the available balance F of the customer's funds on the first day of the next day (T day), the next day (T+1 day), and T+2 day after daily settlement 0 、F 1 、F 2 ,The principle is based on the customer's fund or share bookkeeping data, and the ending balances under all subject types are summarized according to the corresponding increase and decrease types, that is, the calculated available balance F of the customer's funds or shares t(t＝0，1，2) is:

[0095]

[0096] Among them, N t represents the number of fund or share subjects divided according to the business fund or share settlement type corresponding to the available balances of the customer on T day, T+1 day, and T+2 day, that is, N 0 、N 1 、N 2 ,M t represents the number of fund or share subjects divided according to the pending settlement time corresponding to the available balances of the customer on T day, T+1 day, and T+2 day, that is, M 0 、M 1 、M 2 ,B iRepresents the available balance at the end of the period for the i-th fund or share item classified according to the type of business funds or share settlement, T i Represents the available balance at the end of the period for the i-th fund or share item classified according to the time of pending settlement, R i Represents the increase / decrease type corresponding to the i-th item, i.e.:

[0097]

[0098] This technical solution is applicable not only to the classification and calculation of customer funds, but also to the classification and calculation of customer shares, which is also one of the important technical features of this solution.

[0099] The specific implementation solution of this embodiment can refer to the relevant descriptions in the above embodiments, and will not be elaborated here.

[0100] It can be understood that the same or similar parts in the above embodiments can be referred to each other, and the content not detailed in some embodiments can be referred to the same or similar content in other embodiments.

[0101] It should be noted that in the description of the present invention, terms such as "first", "second", etc. are only used for descriptive purposes and cannot be understood as indicating or implying relative importance. In addition, in the description of the present invention, unless otherwise stated, the meaning of "a plurality" refers to at least two.

[0102] In the description of this specification, the description referring to terms such as "one embodiment", "some embodiments", "example", "specific example", or "some examples" means that the specific features, structures, materials, or characteristics described in connection with the embodiment or example are included in at least one embodiment or example of the present invention. In this specification, the schematic representations of the above terms do not necessarily refer to the same embodiment or example. Moreover, the specific features, structures, materials, or characteristics described can be combined in a suitable manner in any one or more embodiments or examples.

[0103] Adopting the system, method, device, processor, and its computer-readable storage medium of the present invention for realizing the classification and calculation of the customer funds and share items of a securities company based on the clearing and settlement rules can clearly trace the detailed values of each customer's funds and share items, making the customer funds and share clearing process easier to expand and maintain, improving the accuracy of customer funds and share clearing, and ensuring the safety of customer funds and shares. At the same time, different trading systems can, according to the funds and shares risk control logic of this system, process and adjust the available funds and shares based on the detailed values of the funds and share items provided by the clearing, enabling the trading system to flexibly control the use of customer funds and shares and optimizing the experience of customers using the trading system of the securities company.

[0104] In this specification, the invention has been described with reference to specific embodiments thereof. However, it will be apparent that various modifications and variations can be made without departing from the spirit and scope of the invention. Accordingly, the specification and drawings are to be regarded as illustrative rather than restrictive.

Claims

1. A system for calculating the division of securities company customer funds based on clearing and settlement rules, characterized in that: The system comprises: The fund and stock account classification module is used to classify customer funds or stocks according to different business types; A fund share source recording module, connected to the fund share account classification module, is used to determine the fund share account type to which the settlement business belongs, and to record the source and accounting rules of each type of fund or share; The available capital stock calculation module is connected to the capital stock account classification module and the capital stock source recording module, and is used to calculate the available capital stock balance on T day after daily settlement, the available capital stock balance on T+1 day, and the available capital stock balance on T+2 day.

2. The method for realizing the calculation of securities company customer funds share accounts based on clearing and delivery rules according to claim 1 is characterized in that: The fund and share account classification module divides customer funds or shares according to the business fund settlement rules, or divides customer funds or shares according to the business fund settlement time.

3. The method for realizing the calculation of securities company customer funds share accounts based on clearing and settlement rules according to claim 2 is characterized in that: The types of capital accounts classified by the capital share account classification module according to the business capital settlement rules include but are not limited to capital balance, frozen capital amount or receivable off-exchange collection amount, and the types of share accounts classified according to the business share settlement rules include but are not limited to ordinary positions, transfer of custody transfer, and offset of futures margin pledge; The types of funds accounts divided by the fund and share account classification module according to the time of business settlement include but are not limited to T+1 day corporate clearing and delivery funds, T+2 day corporate clearing and delivery funds, T+3 day corporate clearing and delivery funds or funds with uncertain settlement date. The types of shares accounts divided according to the time of business settlement include but are not limited to T+1 day corporate clearing and delivery shares, T+2 day corporate clearing and delivery shares, T+3 day corporate clearing and delivery funds or shares with uncertain settlement date.

4. The method for realizing the calculation of securities company customer funds share accounts based on clearing and settlement rules according to claim 1 is characterized in that: The fund stock source recording module maps the corresponding fund stock settlement changes to the corresponding classified fund stock account type according to the business fund stock settlement rules or the business fund stock pending delivery time.

5. The method for realizing the calculation of securities company customer funds share accounts based on clearing and settlement rules according to claim 1 is characterized in that: The available funds and shares calculation module summarizes the ending funds or shares balances of all funds or shares account types according to the corresponding funds or shares increase or decrease types, and calculates the available balance of customers' funds or shares, specifically: The available balance of client funds or shares is calculated according to the following formula: Among them, N t Indicates the number of fund or stock account types corresponding to the available balance of funds or stocks on T day, T+1 day and T+2 day, divided according to the business fund or stock settlement type, that is, N0, N1 and N2 respectively, M t Indicates the number of fund or stock account types divided according to the settlement time corresponding to the available balance of funds or stocks of the customer on T day, T+1 day and T+2 day, namely M0, M1 and M2 respectively, B i represents the ending available balance of the ith type of funds or stock account classified according to the business funds or stock settlement type, T i represents the ending available balance of the ith type of funds or shares account divided by the time to be settled, R i Indicates the type of capital or stock increase or decrease corresponding to the i-th capital or stock account type, that is, if the capital or stock increase or decrease type is record increase, then R i is 1. If the capital or share increase or decrease type is a write-down, then R i is -1.

6. A method for calculating and processing the division of client funds of securities companies into share accounts based on clearing and settlement rules using the system of claim 1, characterized in that: The method comprises the following steps: (1) Classify customer funds or shares according to different business types; (2) Determine the type of funds or shares to which the settlement business belongs, and record the source and accounting rules of each type of funds or shares; (3) Calculate the available balance of funds or shares on T day, T+1 day and T+2 day after daily settlement.

7. The method for calculating and processing the division of client funds of securities companies based on clearing and settlement rules according to claim 6 is characterized in that: The calculation of the available balance of funds or shares on T day, T+1 day and T+2 day after daily settlement in step (3) is as follows: The available balance of funds or shares on T day, T+1 day and T+2 day after daily settlement is calculated according to the following formula: Among them, N t Indicates the number of fund or stock account types corresponding to the available balance of funds or stocks on T day, T+1 day and T+2 day, divided according to the business fund or stock settlement type, that is, N0, N1 and N2 respectively, M t Indicates the number of fund or stock account types divided according to the settlement time corresponding to the available balance of funds or stocks of the customer on T day, T+1 day and T+2 day, namely M0, M1 and M2 respectively, B i represents the ending available balance of the ith type of funds or stock account classified according to the business funds or stock settlement type, T i represents the ending available balance of the ith type of funds or shares account divided by the time to be settled, R i Indicates the type of capital or stock increase or decrease corresponding to the i-th capital or stock account type, that is, if the capital or stock increase or decrease type is record increase, then R i is 1. If the capital or share increase or decrease type is a write-down, then R i is -1.

8. A device for calculating and processing the division of client funds of securities companies based on clearing and settlement rules, characterized in that: The device comprises: a processor configured to execute computer-executable instructions; A memory storing one or more computer executable instructions, which, when executed by the processor, implements the steps of the method for calculating and processing the division of client funds of securities companies into share accounts based on clearing and delivery rules as described in any one of claims 6 to 7.

9. A processor for realizing the calculation and processing of the division of client funds and share accounts of securities companies based on clearing and settlement rules, characterized in that: The processor is configured to execute computer executable instructions. When the computer executable instructions are executed by the processor, the various steps of the method for calculating and processing the division of customer funds of securities companies into share accounts based on clearing and delivery rules as described in any one of claims 6 to 7 are implemented.

10. A computer-readable storage medium, characterized in that: A computer program is stored thereon, and the computer program can be executed by a processor to implement the various steps of the method for calculating and processing the division of customer funds of securities companies into share accounts based on clearing and delivery rules as described in any one of claims 6 to 7.

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