NFC student business processing method, device and equipment

Abstract

The embodiment of the invention discloses an NFC (Near Field Communication) student business processing scheme, which is applied to NFC machines and tools of merchants. Comprising the following steps: receiving a student business trigger instruction sent by a commercial tenant cashier device, and entering a student identity verification state in response to the student business trigger instruction; in the student identity verification state, if the user mobile terminal is close to the NFC induction area on the merchant NFC machine tool, the merchant NFC machine tool or the merchant cashier equipment obtains a student identity verification result of a target user corresponding to the user mobile terminal through NFC communication with the user mobile terminal, and the student identity verification result is the student identity verification result of the target user corresponding to the user mobile terminal. The method is quickly completed based on user information on a platform which is provided by a service provider of a merchant NFC machine tool and is connected with a plurality of different merchants. And prompting payment state information according to the condition of executing the corresponding student right payment service on the target user according to the merchant NFC machine tool or the merchant cashier equipment in response to the result.

Description

[0001] This application is a divisional application of the invention patent application with the application number 202411573360.0 and the invention title "NFC Student Business Processing Method, Device and Equipment", which was filed with the China Patent Office on November 6, 2024. The full text of this application is incorporated herein by reference. Technical Field

[0002] This specification relates to the field of near-field communication technology, and particularly to NFC student business processing methods, devices and equipment. Background Art

[0003] With the development of Internet technology and the popularization of the use of smart phones, more and more services can be carried out through corresponding applications on smart phones, bringing great convenience to people's lives.

[0004] In order to attract traffic and improve brand influence, many merchants will also launch various online preferential activities. These preferential activities usually allow users to scan QR codes to receive coupons or directly receive coupons in the merchant's application. As long as they are registered users, they can receive and use them, which is relatively convenient.

[0005] In actual applications, the applicant has also noticed that some merchants have begun to pay attention to the student group and want to launch exclusive rights and interests specifically for students. The reasons are as follows: on the one hand, the consumption ability of students is relatively weak, so such exclusive rights and interests can more effectively win the favor of students, making it more likely for students to become loyal users of the merchant; on the other hand, students have a natural social attribute, and it is easier for them to spread the merchant's word-of-mouth among each other. Moreover, they often gather in groups of three or five or even larger numbers offline, with a relatively high concentration of traffic. Exclusive rights and interests help to obtain student traffic more efficiently.

[0006] Of course, if students want to obtain such exclusive rights and interests, they need to carry out student identity verification accordingly. Currently, the commonly used methods include: showing a physical student ID to the store clerk, or registering detailed proof information such as name, ID number, school name, student number, etc. in the merchant's application. The former method may be fraudulent and students may not always carry a physical student ID with them, and it is also relatively inefficient for the store clerk to check and verify; for the latter method, students need to manually fill in a lot of information on the spot, and they need to fill it in again for different merchants, which is relatively cumbersome and inefficient.

[0007] Based on this, a solution that helps students conduct student rights and interests services more conveniently, efficiently and securely is needed. Summary of the Invention

[0008] One or more embodiments of this specification provide NFC student business processing methods, devices and equipment to solve the following technical problems: a solution that helps students conduct student rights and interests services more conveniently, efficiently and securely.

[0009] To solve the above technical problems, one or more embodiments of this specification are implemented as follows:

[0010] An NFC student service processing method provided by one or more embodiments of this specification is applied to a merchant NFC device. The method includes:

[0011] Receive a student service trigger instruction sent by a merchant cashier device, and in response to the student service trigger instruction, enter the student identity verification state;

[0012] In the student identity verification state, if a user mobile terminal approaches the NFC sensing area on the merchant NFC device, then through NFC communication with the user mobile terminal, the merchant NFC device or the merchant cashier device obtains the result of the student identity verification of the target user corresponding to the user mobile terminal. Among them, the student identity verification is quickly completed based on the user information on a platform provided by the service provider of the merchant NFC device and connected to multiple different merchants;

[0013] According to the situation where the merchant NFC device or the merchant cashier device executes the corresponding student benefit payment service in response to the result, prompt payment status information.

[0014] Another NFC student service processing method provided by one or more embodiments of this specification is applied to a user mobile terminal. The method includes:

[0015] After the merchant NFC device enters the student identity verification state in response to the student service trigger instruction sent by the merchant cashier device, approach the NFC sensing area on the merchant NFC device and perform NFC communication with the merchant NFC device;

[0016] Under the trigger of the NFC communication, automatically enter the corresponding service page, and call the student identity verification service provided by the platform in the service page to quickly complete the student identity verification according to the user information on the platform. The platform is provided by the service provider of the merchant NFC device and is connected to multiple different merchants;

[0017] Obtain the result of the student identity verification so that the merchant NFC device or the merchant cashier device can prompt payment status information according to the situation of executing the corresponding student benefit payment service for the target user in response to the result.

[0018] An NFC student service processing device provided by one or more embodiments of this specification is applied to a merchant NFC device. The device includes:

[0019] A verification status entry module that receives a student service trigger instruction sent by a merchant's cash register device and enters the student identity verification status in response to the student service trigger instruction;

[0020] An NFC communication verification module. In the student identity verification status, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device, it performs NFC communication with the user mobile terminal to enable the merchant NFC device or the merchant's cash register device to obtain the result of the student identity verification of the target user corresponding to the user mobile terminal. Among them, the student identity verification is quickly completed based on the user information on a platform provided by the service provider of the merchant NFC device that is connected to multiple different merchants;

[0021] A payment status prompt module that prompts payment status information according to the situation where the merchant NFC device or the merchant's cash register device responds to the result and executes the corresponding student benefit payment service for the target user.

[0022] An NFC student service processing device provided by one or more embodiments of this specification, which is applied to a user mobile terminal. The device includes:

[0023] A proximity NFC communication module that approaches the NFC sensing area on the merchant NFC device and performs NFC communication with the merchant NFC device after the merchant NFC device enters the student identity verification status in response to a student service trigger instruction sent by the merchant's cash register device;

[0024] A student quick verification module that automatically enters the corresponding service page under the trigger of the NFC communication, calls the student identity verification service provided by the platform in the service page, and quickly completes the student identity verification according to the user information on the platform. The platform is provided by the service provider of the merchant NFC device and is connected to multiple different merchants;

[0025] A payment continuation processing module that obtains the result of the student identity verification so that the merchant NFC device or the merchant's cash register device responds to the result and prompts payment status information for the situation of executing the corresponding student benefit payment service for the target user.

[0026] An NFC student service processing device provided by one or more embodiments of this specification, which is applied to a merchant NFC device. The device includes:

[0027] At least one processor; and,

[0028] A memory communicatively connected to the at least one processor; wherein,

[0029] The memory stores instructions executable by the at least one processor, and the instructions are executed by the at least one processor to enable the at least one processor to execute:

[0030] Receive a student service trigger instruction sent by a merchant cashier device, and in response to the student service trigger instruction, enter a student authentication state;

[0031] In the student authentication state, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device, then through NFC communication with the user mobile terminal, the merchant NFC device or the merchant cashier device obtains the result of the student authentication of the target user corresponding to the user mobile terminal. Among them, the student authentication is quickly completed based on the user information on a platform provided by the service provider of the merchant NFC device and connected to multiple different merchants;

[0032] According to the situation where the merchant NFC device or the merchant cashier device executes the corresponding student benefit payment service in response to the result, prompt payment status information.

[0033] An NFC student service processing device provided by one or more embodiments of this specification, applied to a user mobile terminal. The device includes:

[0034] At least one processor; and,

[0035] A memory communicatively connected to the at least one processor; wherein,

[0036] The memory stores instructions executable by the at least one processor, and the instructions are executed by the at least one processor to enable the at least one processor to execute:

[0037] After the merchant NFC device enters the student authentication state in response to the student service trigger instruction sent by the merchant cashier device, approach the NFC sensing area on the merchant NFC device and perform NFC communication with the merchant NFC device;

[0038] Under the trigger of the NFC communication, automatically enter the corresponding service page, and call the student authentication service provided by the platform in the service page to quickly complete the student authentication according to the user information on the platform. The platform is provided by the service provider of the merchant NFC device and is connected to multiple different merchants;

[0039] Obtain the result of the student authentication, so that the merchant NFC device or the merchant cashier device can prompt payment status information according to the situation of executing the corresponding student benefit payment service in response to the result.

[0040] The above at least one technical solution adopted by one or more embodiments of this specification can achieve the following beneficial effects: Based on the merchant NFC device and the platform capabilities of the service provider of the merchant NFC device, a fast channel for student identity verification is provided for users. In this case, the merchant can connect the merchant's cash register device to the merchant NFC device, and basically without modifying the merchant's cash register device, it can conveniently access the NFC interaction capabilities and student identity verification support capabilities; when the merchant needs to serve students, the merchant can trigger the merchant NFC device to enter the student identity verification state through the merchant's cash register device. Then, the student only needs to "touch" (close enough) the merchant's cash register device with their NFC-enabled user mobile terminal (such as a smartphone or smartwatch), which can trigger the convenient invocation of platform capabilities on the user mobile terminal. For example, based on their personal information or historical usage on the platform, the student can quickly complete the student identity verification, thereby obtaining corresponding student rights and interests, and smoothly continue to use the student rights and interests through the merchant's cash register device or the merchant NFC device to conduct student rights and interests business. This process is convenient and efficient to operate, and the security is guaranteed by the platform. Even when conducting business with different merchants connected to the platform, there is no need to re-enter relevant verification information, and the merchants do not need to develop corresponding verification functions respectively. Therefore, it is very friendly to both student users and merchants. BRIEF DESCRIPTION OF THE DRAWINGS

[0041] In order to more clearly illustrate the technical solutions in the embodiments of this specification or the prior art, the following will briefly introduce the drawings required for use in the description of the embodiments or the prior art. Obviously, the drawings in the following description are only some embodiments recorded in this specification. For those of ordinary skill in the art, without creative efforts, other drawings can also be obtained based on these drawings.

[0042] Figure 1 It is a schematic flowchart of a method for processing NFC student services provided by one or more embodiments of this specification;

[0043] Figure 2 It is a schematic flowchart of a two-step NFC interaction processing solution provided by one or more embodiments of this specification;

[0044] Figure 3 For an application scenario provided by one or more embodiments of this specification, Figure 1 a schematic diagram of the principle of an implementation solution of the solution;

[0045] Figure 4 For one or more embodiments of this specification, for Figure 2 a schematic flowchart of an auxiliary judgment solution for the solution in;

[0046] Figure 5 In an application scenario provided for one or more embodiments of this specification, Figure 1 Schematic diagram of the principle of another implementation scheme of the solution;

[0047] Figure 6 Schematic flowchart of another NFC student service processing method provided for one or more embodiments of this specification;

[0048] Figure 7 Schematic diagram of the structure of an NFC student service processing device provided for one or more embodiments of this specification;

[0049] Figure 8 Schematic diagram of the structure of another NFC student service processing device provided for one or more embodiments of this specification;

[0050] Figure 9 Schematic diagram of the structure of another NFC student service processing device provided for one or more embodiments of this specification;

[0051] Figure 10 Schematic diagram of the structure of another NFC student service processing device provided for one or more embodiments of this specification. Detailed implementation manners

[0052] The embodiments of this specification provide an NFC student service processing method, device, equipment, and storage medium.

[0053] In order to enable those skilled in the art to better understand the technical solutions in this specification, the technical solutions in the embodiments of this specification will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of this specification. Obviously, the described embodiments are only a part of the embodiments of this application, rather than all the embodiments. Based on the embodiments of this specification, all other embodiments obtained by those of ordinary skill in the art without creative efforts shall fall within the scope of protection of this application.

[0054] To solve the problems in the background art, this application considers expanding the connection of the existing merchant cash register equipment of merchants to the NFC devices provided by payment service providers (of course, it can also be other service providers), which are called merchant NFC devices, and also connecting the fast student identity authentication ability built on the platform of the payment service provider to the merchant NFC devices. Thus, different merchants and students can mainly interact based on NFC to more uniformly and quickly complete student identity authentication, and then smoothly and efficiently use the corresponding student rights and interests for business. This solution can also effectively reduce the transformation and deployment costs of merchants (mainly referring to additional development costs here), and at the same time help enhance the competitiveness of the platform and create a win-win situation for all parties.

[0055] Based on such a general idea, the solution of this application will be further described below.

[0056] For the sake of convenience of description, first mainly in combination with Figure 1 , it will be described from the perspective of the merchant NFC device. Figure 1 This is a schematic flowchart of a method for processing NFC student services provided for one or more embodiments of this specification. The execution subject of this process can include the merchant NFC device. Specifically at the software level, it can involve the operating system of the merchant NFC device and the business applications installed on the merchant NFC device, such as payment applications provided by payment service providers or other types of applications, or applets integrated into these applications.

[0057] Figure 1 The process in

[0058] S102: Receive the student service trigger instruction sent by the merchant cash register device, and in response to the student service trigger instruction, enter the student identity verification state.

[0059] Merchants usually have deployed merchant cash register devices (such as desktop cash registers or handheld POS machines, etc.) at the cash register, as well as the cashier software used on the merchant cash register devices. These are common infrastructures at the cash register and can support one or more basic payment methods, such as bank card payment, membership card payment, QR code payment, etc. However, they may not support near-field communication payment yet. The store clerk needs to rely on these basic devices to collect payments from customers. Of course, these infrastructures can also be user self-service types, so that there is no need for the store clerk to operate, and the customer can complete the checkout by himself. These infrastructures can be provided by different service providers, and the cash register machines and cashier software used by different merchants may also be different.

[0060] To further enable merchants to access NFC capabilities, payment service providers can offer merchant NFC devices. These merchant NFC devices are connected to merchant cashier devices wirelessly or via wire to provide NFC capabilities to assist the merchant cashier devices in working, enabling the merchant cashier devices to indirectly support near-field communication payment methods.

[0061] In most cases, the service providers of merchant cashier devices and merchant cash registers may not be the same payment service provider. The NFC-capability access services provided by this payment service provider can be compatible with a variety of different merchant cashier devices and merchant cash registers, thus facilitating more merchants.

[0062] In addition, it should be noted that the merchant cashier device and the merchant NFC device can also be integrated into one integrated device, especially when they are provided by the same service provider. In this case, the information interaction between the merchant cashier device and the merchant NFC device described in this application can specifically be the information interaction within this integrated device itself.

[0063] In one or more embodiments of this specification, student benefits are provided to students at the current merchant. Students can use these student benefits (such as student discounts, student gifts, student product packages, etc.) to obtain discounts or additional rewards when making payments. Of course, if a student wants to use student benefits, they need to undergo student identity verification to prove their student status.

[0064] For ease of description, it is assumed that the manual cashier method is adopted. If the self-service cashier method is adopted, the user can operate on their own instead of the store clerk, which will not affect the implementation of this solution either.

[0065] Assume that the current user comes to the cashier desk and wants to use student benefits. They can inform the store clerk, and then the store clerk performs corresponding operations on the merchant cashier device (such as clicking a button specially designed for student services or a general payment initiation button, etc.), causing the merchant cashier device to send a student service trigger instruction to the merchant NFC device. Then the merchant NFC device enters the student identity verification state and can prompt the user that it is ready for student identity verification through methods such as lighting, sound, or display information, so that the user can understand accurately.

[0066] S104: In the student authentication state, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device, the merchant NFC device or the merchant cash register device obtains the result of the student authentication of the target user corresponding to the user mobile terminal (i.e., the user currently using the user mobile terminal or the user currently logged in on the user mobile terminal, which is simply referred to as the current user or user for the sake of description) through NFC communication with the user mobile terminal. Among them, the student authentication is quickly completed based on the user information on the platform provided by the service provider of the merchant NFC device, which is docked with multiple different merchants.

[0067] For the convenience of user operation, the merchant NFC device can be placed in a place where the user can easily approach it. For example, on the countertop of the cashier's desk, at a certain position facing the user on the self-service machine, etc. For the convenience of deployment, the merchant NFC device is a small and portable device. The merchant NFC device has an NFC sensing area for NFC interaction, and optionally, it can also have a display screen area, etc. The user mobile terminal is a device such as a smartphone or a smartwatch that supports the NFC function.

[0068] The user brings the user mobile terminal close to the NFC sensing area on the merchant NFC device until it is close enough (generally within a few centimeters. For safety reasons, a touch operation can be performed on the NFC sensing area, which is called "touching"). It is close enough to successfully sense and then perform NFC communication.

[0069] In one or more embodiments of this specification, through NFC communication, the merchant NFC device triggers the user mobile terminal to enter a specific service page for student authentication. For example, the merchant NFC device can provide the address of the service page to the user mobile terminal through NFC communication, and then the user mobile terminal automatically accesses this address; or, the user mobile terminal can also complete the student authentication for the user in advance and save the result of the student authentication in a trusted credential manner locally or in the cloud. At this time, the saved result is provided to the merchant NFC device through NFC communication.

[0070] With the assistance of the cloud, the result of student authentication may not pass through the merchant's NFC device, or may even bypass the merchant's NFC device and be provided to the merchant's cashier device. For example, the merchant's NFC device can inform the user of the address of the mobile terminal, and then the user's mobile terminal notifies the cloud to directly send the result of the user's student authentication to the merchant's cashier device. Of course, the result of student authentication can also be provided only to the merchant's NFC device and used on the merchant's NFC device, so that the merchant's cashier device can execute according to the original business logic as much as possible, and the business logic differentiation introduced in this solution is realized on the merchant's NFC device as much as possible. In this way, it helps to further reduce the transformation requirements for the merchant's cashier device when implementing this solution.

[0071] In one or more embodiments of this specification, the service provider of the merchant's NFC device itself has one or more platforms that serve a large number of different merchants and different users, and has accumulated a large amount of user information that has been given privacy protection and is relatively trustworthy through this platform. For example, user registration information, user historical business information, user historical verification information, etc. Based on this information (for example, user historical verification information may include student authentication information), it is possible to quickly determine whether the user is a student, or even if it is impossible to determine exactly, only less supplementary information needs to be provided by the user (which also effectively reduces the operation burden of the user filling in on-site to complete the verification) to be able to determine exactly; based on this, this platform has the ability to provide a service for quick student authentication.

[0072] In this case, the merchant's NFC device can perform NFC interaction through the user's mobile terminal, triggering the user's mobile terminal to automatically call the service provided by this platform, so as to quickly authenticate the current user's student identity. The merchant's NFC devices of different merchants can share this service, so that the user can achieve such quick verification at a large number of merchants (for example, one-key verification of the user's student identity passes; or even may not require the user to operate at all and automatically jump to verification passed), without the need to fill in information repeatedly in a cumbersome manner.

[0073] The user can also complete the student authentication on this platform in advance. After that, the platform generates a trusted credential according to the result of the successful authentication and sends it to the user, which is securely stored locally on the user's mobile terminal. In this case, the user's mobile terminal can directly provide this trusted credential to the merchant's NFC device for confirmation through NFC communication with the merchant's NFC device (send this trusted credential directly to the merchant's NFC device; or, confirmation can also be completed through trusted computing, and always keep this trusted credential in the secure computing environment of the user's mobile terminal locally), so that the merchant's NFC device can quickly obtain the result of the user's student authentication.

[0074] In one or more embodiments of this specification, if a user undergoes student identity verification and the verification is successful, corresponding student benefits can be further obtained through the user's mobile terminal. These student benefits can be automatically credited or manually claimed by the user. Of course, the student benefits can also be issued to the user on the merchant's cash register device or the merchant's NFC device.

[0075] The result of the student identity verification is indirectly represented by the student benefits obtained based on the student identity and / or directly represented by whether the verification is successful. For the former case, for example, if the user's mobile terminal provides the voucher information of the student benefits to the merchant's NFC device or the merchant's cash register device after successful verification and obtaining the student benefits (alternatively, it can also be queried through the cloud without necessarily being directly provided by the user's mobile terminal), then the merchant's NFC device or the merchant's cash register device can indirectly determine that the user has passed the student identity verification. Otherwise, if not passed, the user should not be able to obtain the student benefits.

[0076] S106: According to the situation where the merchant's NFC device or the merchant's cash register device executes the corresponding student benefit payment service in response to the result, prompt the payment status information.

[0077] In one or more embodiments of this specification, assuming the result reflects that the current user has passed the student identity verification and is indeed a student, the corresponding student benefits can be used to execute the payment service for the user, thereby enabling the user to obtain corresponding additional benefits, such as discounted prices or additional gifts. If the student benefit payment service is executed by the merchant's cash register device, the merchant's cash register device can also notify the merchant's NFC device of the payment status information so that the merchant's NFC device can cooperate to prompt the user.

[0078] Of course, if the result reflects that the current user has not passed the student identity verification, the corresponding student benefits can not be used, and instead, the payment service can be executed according to the situation of a general user other than a student.

[0079] Via Figure 1The method, based on the merchant NFC device and the platform capabilities of the service provider of the merchant NFC device, provides a fast channel for student identity verification for users. In this case, the merchant can connect the merchant's cash register device to the merchant NFC device with little need to modify the merchant's cash register device, and can conveniently access the NFC interaction capabilities and student identity verification support capabilities. When the merchant needs to serve students, the merchant can trigger the merchant NFC device to enter the student identity verification state through the merchant's cash register device. Then, the student only needs to "tap" (as long as the distance is close enough) the merchant's cash register device with their NFC-enabled user mobile terminal (such as a smartphone or smartwatch), which can trigger the convenient invocation of platform capabilities on the user mobile terminal. For example, based on their personal information or historical usage on the platform, the student can quickly complete the student identity verification, thereby obtaining the corresponding student rights and interests, and smoothly continue to use these student rights and interests through the merchant's cash register device or the merchant NFC device to conduct student rights and interests business. This process is convenient and efficient, and the security of the platform is guaranteed. Even when conducting business with different merchants connected to the platform, there is no need to re-enter relevant verification information, and the merchants do not need to develop their own corresponding verification functions. Therefore, it is very friendly to both student users and merchants.

[0080] Based on Figure 1 For the method, this specification also provides some specific implementation schemes and extended schemes of the method, which will be further described below.

[0081] In one or more embodiments of this specification, when the merchant NFC device is in the student identity verification state, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device, it triggers the user mobile terminal to enter the corresponding service page by performing NFC communication with the user mobile terminal, so that the user mobile terminal can call the student identity verification service provided by the platform in the service page to quickly complete the student identity verification, and so that after the student identity verification is completed, the merchant NFC device or the merchant's cash register device can obtain the result of the student identity verification of the target user accordingly. Further, if the student identity verification is passed, the current user can also obtain the corresponding student rights and interests in the service page or its linked page.

[0082] Considering that when entering the business page, the user may be required to perform actions such as click verification, or click to claim student rights, or even if the user does not need to perform these actions, the user may still want to immediately view the information displayed on the user's mobile terminal, then the user will habitually take the user's mobile terminal back from the NFC sensing area quickly, which may bring uncertainty to the subsequent information interaction and business execution. In order to avoid this situation, the present application further designs a two-step "touch twice" solution with stronger fault tolerance and better rhythm. The whole process is clearly divided into two sections. The first section verifies the student's identity to obtain student rights, and the second section uses the student's rights to execute business. It is triggered by the user "touching" separately. From the user's perspective, it is also a confirmation, which is clear to understand, and can tolerate a shorter duration window for each "touch", thereby improving reliability. Based on this idea, one or more embodiments of this specification provide a flow chart of a two-step NFC interaction processing solution, see. Figure 2 .

[0083] Figure 2 The process in includes the following steps:

[0084] S202: Performing a first round of NFC communication with the user mobile terminal, so that the student identity verification is completed for the target user on the user mobile terminal, and student rights and interests corresponding to the student identity are obtained, wherein, during the process of completing the student identity verification, the user mobile terminal leaves the NFC communication range of the merchant NFC machine.

[0085] In one or more embodiments of the present specification, the user first performs a "touch" to trigger the first round of NFC communication, which may include, for example, providing the address information of the business page used to call the student identity authentication service provided by the platform to the user's mobile terminal via NFC communication so that it can automatically access the business page.

[0086] Of course, it is also possible to request the user's mobile terminal to return the student identity verification certificate through the first round of NFC communication, without specifically triggering the page access. In short, through this round of NFC communication, the merchant can confirm whether the current user is a student.

[0087] S204: If the user mobile terminal approaches the NFC sensing area on the merchant's NFC machine again, a second round of NFC communication is performed with the user mobile terminal, so that the merchant's NFC machine or the merchant's cash register device determines that the target user has obtained the student benefits, so as to use the student benefits and execute corresponding student benefits payment services for the target user.

[0088] In one or more embodiments of this specification, after the user performs a "tap", the user retrieves the mobile terminal, and then performs a "tap again", which can trigger a second round of NFC communication. For example, it can include: obtaining a voucher for student benefits or identification information of the target user provided by the user's mobile terminal through NFC communication, where the identification information is used to query the student benefits obtained by the target user.

[0089] Here is an example of obtaining the identification information of the target user based on NFC communication, and then realizing the query and use of student benefits. The user's mobile terminal can also provide the usage authorization information of the student benefits to the merchant's NFC device through the second round of NFC communication.

[0090] It should be noted that whether it is the first round of NFC communication or the second round of NFC communication, they can both include one or more information transfer interactions, and may even only include one-way information transfer, which can be specifically designed according to actual needs.

[0091] Cooperate with Figure 2 In the solution of Figure 1 more intuitively, one or more embodiments of this specification also provide a schematic diagram of the principle of an implementation scheme in an application scenario of Figure 3 the solution of Figure 2 using the idea of "tap twice" in Figure 3 It should be noted that some page screenshots of the corresponding small devices in

[0092] In Figure 3 the application scenario, the merchant's cash register device is, for example, a cash register POS machine (not shown in the figure, the first small screenshot is the cash register page on this cash register POS machine), and the merchant's NFC device is, for example, an NFC portable terminal with a screen (shown as a rounded rectangle). The two can be connected through methods such as Bluetooth. The user's mobile terminal is, for example, a smart phone.

[0093] To a certain extent, the cash register POS machine can be pre-transformed. This transformation can be achieved by updating the cashier software on the cash register POS machine, or it can also be achieved by additionally installing auxiliary software (such as a verification component, a small instruction component for auxiliary information transmission, etc.) on the cash register POS machine. The latter method does not require the cooperation of the cashier software and is easier to implement. For example, a first operation control (such as a student identity verification button) can be added to the business interface on the cash register POS machine. Then, the store clerk can send a student service trigger instruction to the NFC portable terminal by performing corresponding operations on the first operation control on the cash register POS machine (such as clicking the student identity verification button), so that the NFC portable terminal enters the student identity verification state.

[0094] After that, the user can "touch" their smartphone to the NFC portable terminal to perform the first round of NFC communication, and then take back the smartphone and operate on the phone screen to perform student verification and claim student benefits. At this time, the user's smartphone will jump to a specific business page. For example, assuming the merchant has a mini-program, it can jump to the designated page of the mini-program. If the merchant does not have a mini-program, it can jump to the designated page uniformly provided by the platform for multiple merchants.

[0095] After the jump, in this business page, for example, by clicking the verification button on the page, etc., the quick student identity verification service provided by the platform can be called to quickly complete the verification. Assuming the verification is passed, the student benefit claim page can be entered, and the user can click to claim the student benefits. The claimed student benefits can, for example, enter the user's virtual card package.

[0096] After that, after the first round of NFC communication and the user's smartphone leaves the NFC communication range of the NFC portable terminal, the store clerk can send a payment trigger instruction to the NFC portable terminal by performing corresponding operations on the second operation control on the cash register POS machine (such as a payment button), so that the NFC portable terminal enters the payment state. Here, it is assumed that the first operation control and the second operation control are not the same operation control (if they are the same operation control, corresponding judgment and decision-making logic need to be added behind it). The second operation control is an original control, and the first operation control is an upgraded and added control.

[0097] After that, the user can "touch" their smartphone to the NFC portable terminal again. Then, through the second round of NFC communication, the payment process is executed, and the student benefits received by the user this time will be used for payment, and the verification of the student benefits will be completed.

[0098] In the above "touch twice" solution, in order to prevent other users other than the current user from accidentally triggering the merchant's NFC device, one or more embodiments of this specification also provide for Figure 2 andFigure 3 A schematic flowchart of an auxiliary judgment scheme for the medium solution, see Figure 4 .

[0099] Figure 4 The process in includes the following steps:

[0100] S402: Without triggering the merchant cash register device again, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device again, determine whether the user has changed according to the user information provided after the user mobile terminal approaches again.

[0101] Here, it is assumed that the merchant cash register device only needs to be triggered once (of course, this scheme can also be adopted for the case of two triggers), and the user can perform "tap once" and "tap again" in sequence. In this case, although the device operation is simplified, there may be an increased possibility of misoperation. For example, after "tap once", the user mobile terminal that approaches again may not be the user mobile terminal that approached last time, but the user mobile terminal of another user, that is, the user who may perform "tap once" and the user who performs "tap again" may not be the same user, and correspondingly, the user mobile terminals used are not the same.

[0102] To avoid problems in subsequent services caused by this situation (a deviation between the working state of the merchant NFC device and the expectations of the currently interacting user), it is possible to determine whether the user has changed between the previous and the next time. If so, it means that the users before and after are not the same user, and the latter user may have accidentally touched the merchant NFC device. Therefore, the second round of NFC communication may not be executed first. For example, the latter user can be prompted with an error, and the previous user can be prompted to continue to perform "tap again".

[0103] S404: If not, perform the second round of NFC communication with the user mobile terminal.

[0104] If not, it means that the users before and after are the same user, and then the second round of NFC communication can be continued.

[0105] Previously, the description was mainly based on the idea of "tap twice", and the above scheme can also be simplified and modified to achieve the purpose with "only tap once".

[0106] Based on the idea of "only tap once", one or more embodiments of this specification also provide a schematic diagram of the principle of another implementation scheme of the scheme in Figure 1 under a certain application scenario, see Figure 5 .

[0107] In Figure 5In the solution, after the merchant NFC device enters the student identity verification state, when the user "touches" it, the merchant NFC device can obtain the result of the student identity verification of the target user corresponding to the user's mobile terminal through NFC communication with the user's mobile terminal, and then send the result back to the merchant cashier device.

[0108] After that, the merchant cashier device can initiate the corresponding student benefit payment service according to the student identity for the benefit preferential price, for example, modify the original price to be paid to the student preferential price, initiate a payment to the user's mobile terminal through the merchant NFC device, and then the user can complete the payment based on the near-field communication payment. Figure 5 The three screenshots on the lower side are respectively the screenshot on the user's mobile terminal indicating the completion of student identity verification, the screenshot indicating the payment in progress, and the screenshot indicating the completion of payment.

[0109] In one or more embodiments of this specification, as mentioned before, students have a social attribute by nature, so they often come to offline stores in groups of three or five or even in large numbers. Considering that the efficiency of sequential interactive verification in front of the cashier is relatively low, especially this problem will be exacerbated when the queue is long.

[0110] Based on this, a solution for supporting group student identity verification is further provided. In the scenario of this solution, the target user can include the logged-in user of the user's mobile terminal and one or more related users of the logged-in user. The logged-in user is, for example, one of the multiple students who come to the store and know each other (for the convenience of description, called the representative student), and the related users are the other students among these multiple students. Then the above-mentioned user's mobile terminal is, for example, the smart phone or smart watch of the representative student.

[0111] In response to the student service trigger instruction (a button can be set separately for the group student situation, or the business logic corresponding to the existing button can be modified), the merchant NFC device can enter the group student identity verification state; in the group student identity verification state, if the user's mobile terminal approaches the NFC sensing area on the merchant NFC device, through NFC communication with the user's mobile terminal, the merchant NFC device or the merchant cashier device can obtain the result of the group student identity verification of the target user corresponding to the user's mobile terminal. In this case, the result of the group student identity verification is actually a set of the results of the student identity verifications of multiple users. Then only the representative student needs to queue up and operate in front of the cashier to complete the verification together, with high efficiency and not easy to make mistakes.

[0112] Furthermore, to facilitate the merchant's side to more accurately cooperate in the business, the merchant can also proactively intervene in advance to designate on behalf of the students to establish a representative identity that can be recognized, which also helps to improve security and avoid incorrect or repeated interactions. Specifically, the merchant NFC device can send group collection permission information to the user mobile terminal through NFC communication (for example, the first round of NFC communication); receive the result of the student identity verification of the logged-in user provided by the user mobile terminal, and the permissions corresponding to the group collection permission information used by the user mobile terminal to collect the results of the student identity verification of each relevant user from the relevant mobile terminals. Based on the group collection permission information, the user mobile terminal can collect (for example, also collect through NFC, and can notify other mobile terminals to interact based on the active broadcast method) the results of their student identity verification from the smartphones or smartwatches of other students, and then integrate them to obtain the verification result of the group. When other students verify, they can directly use the verified certificate obtained after historical verification and provide the certificate to the representative student.

[0113] For the merchant NFC device, since the student group already has a representative, after sending the group collection permission information to the user mobile terminal, when the set waiting conditions (for example, within the set time limit, the user mobile terminal has not completed the group verification, etc.) are met, it can refuse to conduct NFC communication with other user mobile terminals other than the user mobile terminal.

[0114] To facilitate the verification of other students, there can be multiple merchant NFC devices at the merchant where the target user is located. At least one merchant NFC device is deployed in an area other than the merchant's cashier desk, used to send group collection permission information, and can also be used for other students to verify in advance, and then collect and gather them to the representative student, and the representative student then conducts interactions at the merchant NFC device at the cashier desk.

[0115] Previously, it was mainly described from the perspective of the merchant NFC device. Based on the same idea, one or more embodiments of this specification also provide another NFC student service processing method, which is described from the perspective of the user mobile terminal. Figure 6 It is a schematic flowchart of the process for this other method.

[0116] Figure 6 The process in includes the following steps:

[0117] S602: After the merchant NFC device enters the student identity verification state in response to the student service trigger instruction sent by the merchant cashier device, approach the NFC sensing area on the merchant NFC device and conduct NFC communication with the merchant NFC device.

[0118] S604: Under the trigger of the NFC communication, automatically enter the corresponding service page, and call the student identity authentication service provided by the platform in the service page to quickly complete the student identity authentication according to the user information on the platform, where the platform is provided by the service provider of the merchant NFC device and is connected to multiple different merchants.

[0119] S606: Obtain the result of the student identity authentication, so that the merchant NFC device or the merchant cashier device can, in response to the result, prompt the payment status information for the situation of performing the corresponding student benefit payment service on the target user.

[0120] Specifically, it can be understood with reference to the previous description and will not be elaborated here.

[0121] Based on the same idea, one or more embodiments of this specification also provide the corresponding apparatus and device for the above method, as Figures 7 - 10 shown. The apparatus and device can correspondingly execute the above method and related alternative solutions.

[0122] Figure 7 FIG. is a schematic structural diagram of an NFC student service processing apparatus provided by one or more embodiments of this specification. The apparatus is applied to a merchant NFC device, and the apparatus includes:

[0123] The verification status entry module 702 receives the student service trigger instruction sent by the merchant cashier device and enters the student identity verification status in response to the student service trigger instruction;

[0124] The NFC communication verification module 704, in the student identity verification status, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device, obtains the result of the student identity verification of the target user corresponding to the user mobile terminal by performing NFC communication with the user mobile terminal, where the student identity verification is quickly completed based on the user information on the platform provided by the service provider of the merchant NFC device and connected to multiple different merchants;

[0125] The payment status prompt module 706 prompts the payment status information according to the situation where the merchant NFC device or the merchant cashier device performs the corresponding student benefit payment service on the target user in response to the result.

[0126] Optionally, the NFC communication authentication module 704 triggers the user mobile terminal to enter a corresponding service page by performing NFC communication with the user mobile terminal, so that the user mobile terminal can call the student identity authentication service provided by the platform in the service page to quickly complete the student identity authentication, and so that after the student identity authentication is completed, the merchant NFC device or the merchant cashier device can obtain the result of the student identity authentication of the target user accordingly.

[0127] Optionally, the result of the student identity authentication is indirectly represented by the student rights and interests obtained based on the student identity, and / or is directly represented by whether the authentication is passed.

[0128] Optionally, the NFC communication authentication module 704 performs a first round of NFC communication with the user mobile terminal, so that the student identity authentication of the target user is completed on the user mobile terminal, and the student rights and interests corresponding to the student identity are obtained. During the process of completing the student identity authentication, the user mobile terminal leaves the NFC communication range of the merchant NFC device;

[0129] If the user mobile terminal approaches the NFC sensing area on the merchant NFC device again, a second round of NFC communication is performed with the user mobile terminal, so that the merchant NFC device or the merchant cashier device determines that the target user has obtained the student rights and interests, so as to use the student rights and interests to perform corresponding student rights and interests payment services for the target user.

[0130] Optionally, the first round of NFC communication specifically includes: providing the address information of the service page for calling the student identity authentication service provided by the platform to the user mobile terminal through NFC communication so that it can automatically access the service page; and / or,

[0131] The second round of NFC communication specifically includes: obtaining the voucher of the student rights and interests or the identification information of the target user provided by the user mobile terminal through the NFC communication, where the identification information is used to query the student rights and interests obtained by the target user.

[0132] Optionally, the student service trigger instruction is sent to the merchant NFC device by performing corresponding operations on the first operation control on the merchant cashier device;

[0133] The NFC communication verification module 704 receives a payment trigger instruction sent by the merchant cashier device after the first round of NFC communication and the user mobile terminal leaves the NFC communication range of the merchant NFC device. The payment trigger instruction is sent by performing corresponding operations on a second operation control on the merchant cashier device.

[0134] If the user mobile terminal approaches the NFC sensing area on the merchant NFC device again, a second round of NFC communication is performed with the user mobile terminal.

[0135] Optionally, without triggering the merchant cashier device again, the NFC communication verification module 704 determines whether there is a user change based on the user information provided after the user mobile terminal approaches the NFC sensing area on the merchant NFC device again.

[0136] If not, a second round of NFC communication is performed with the user mobile terminal.

[0137] Optionally, the target user includes the logged-in user of the user mobile terminal and one or more related users of the logged-in user.

[0138] The verification status entry module 702 enters the group student identity verification status in response to the student service trigger instruction.

[0139] In the group student identity verification status, when the user mobile terminal approaches the NFC sensing area on the merchant NFC device, the NFC communication verification module 704 obtains the result of the group student identity verification of the target user corresponding to the user mobile terminal by performing NFC communication with the user mobile terminal, either on the merchant NFC device or the merchant cashier device.

[0140] Optionally, the NFC communication verification module 704 sends group collection permission information to the user mobile terminal through NFC communication.

[0141] Receives the result of the student identity verification of the logged-in user provided by the user mobile terminal, and the results of the student identity verification of each of the related users collected from the related mobile terminals using the permissions corresponding to the group collection permission information by the user mobile terminal.

[0142] Optionally, after sending the group collection permission information to the user mobile terminal, the NFC communication verification module 704 refuses to perform NFC communication with other user mobile terminals other than the user mobile terminal when the set waiting conditions are met.

[0143] Optionally, there are multiple merchant NFC machines at the merchant where the target user is located, and at least one of the merchant NFC machines is deployed in an area other than the cashier desk of the merchant for sending the group collection permission information.

[0144] Figure 8 A schematic structural diagram of another NFC student service processing device provided for one or more embodiments of this specification. The device is applied to a user mobile terminal and includes:

[0145] Near the NFC communication module 802, after the merchant NFC machine responds to the student service trigger instruction sent by the merchant cashier device and enters the student identity verification state, approach the NFC sensing area on the merchant NFC machine to perform NFC communication with the merchant NFC machine;

[0146] The student quick verification module 804 automatically enters the corresponding service page under the trigger of the NFC communication, and calls the student identity verification service provided by the platform in the service page to quickly complete the student identity verification according to the user information on the platform, where the platform is provided by the service provider of the merchant NFC machine and is docked with multiple different merchants;

[0147] The payment continuation processing module 806 obtains the result of the student identity verification, so that the merchant NFC machine or the merchant cashier device responds to the result and prompts the payment status information for the situation of performing the corresponding student benefit payment service on the target user.

[0148] Figure 9 A schematic structural diagram of an NFC student service processing device provided for one or more embodiments of this specification. The device is applied to a merchant NFC machine and includes:

[0149] At least one processor; and,

[0150] A memory communicatively connected to the at least one processor; wherein,

[0151] The memory stores instructions executable by the at least one processor, and the instructions are executed by the at least one processor so that the at least one processor can execute:

[0152] Receive the student service trigger instruction sent by the merchant cashier device, and respond to the student service trigger instruction to enter the student identity verification state;

[0153] In the student authentication state, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device, the merchant NFC device or the merchant cash register device obtains the result of the student authentication of the target user corresponding to the user mobile terminal through NFC communication with the user mobile terminal. Among them, the student authentication is quickly completed based on the user information on the platform provided by the service provider of the merchant NFC device, which is docked with multiple different merchants;

[0154] According to the situation where the merchant NFC device or the merchant cash register device executes the corresponding student benefit payment service for the target user in response to the result, prompt the payment status information.

[0155] Figure 10 A schematic structural diagram of another NFC student service processing device provided by one or more embodiments of this specification. The device is applied to a user mobile terminal, and the device includes:

[0156] At least one processor; and,

[0157] A memory communicatively connected to the at least one processor; wherein,

[0158] The memory stores instructions executable by the at least one processor. The instructions are executed by the at least one processor so that the at least one processor can execute:

[0159] After the merchant NFC device enters the student authentication state in response to the student service trigger instruction sent by the merchant cash register device, approach the NFC sensing area on the merchant NFC device and perform NFC communication with the merchant NFC device;

[0160] Under the trigger of the NFC communication, automatically enter the corresponding service page, and call the student authentication service provided by the platform in the service page to quickly complete the student authentication according to the user information on the platform. The platform is provided by the service provider of the merchant NFC device and is docked with multiple different merchants;

[0161] Obtain the result of the student authentication, so that the merchant NFC device or the merchant cash register device can prompt the payment status information according to the situation of executing the corresponding student benefit payment service for the target user in response to the result.

[0162] Based on the same idea, one or more embodiments of this specification also provide a non-volatile computer storage medium, which is applied to a merchant NFC device. The medium stores computer-executable instructions, and the computer-executable instructions are set as:

[0163] Receive a student service trigger instruction sent by a merchant cashier device, and enter a student identity verification state in response to the student service trigger instruction;

[0164] In the student identity verification state, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device, then through NFC communication with the user mobile terminal, the merchant NFC device or the merchant cashier device obtains the result of the student identity verification of the target user corresponding to the user mobile terminal. Among them, the student identity verification is quickly completed based on the user information on a platform provided by the service provider of the merchant NFC device that docks multiple different merchants;

[0165] According to the situation where the merchant NFC device or the merchant cashier device executes the corresponding student benefit payment service for the target user in response to the result, prompt the payment status information.

[0166] One or more embodiments of this specification also provide another non-volatile computer storage medium, which is applied to a user mobile terminal. The medium stores computer-executable instructions, and the computer-executable instructions are set as follows:

[0167] After the merchant NFC device enters the student identity verification state in response to the student service trigger instruction sent by the merchant cashier device, approach the NFC sensing area on the merchant NFC device and perform NFC communication with the merchant NFC device;

[0168] Under the trigger of the NFC communication, automatically enter the corresponding service page, and call the student identity verification service provided by the platform in the service page, and quickly complete the student identity verification according to the user information on the platform. Among them, the platform is provided by the service provider of the merchant NFC device and docks multiple different merchants;

[0169] Obtain the result of the student identity verification, so that when the merchant NFC device or the merchant cashier device executes the corresponding student benefit payment service for the target user in response to the result, prompt the payment status information.

[0170] In the 1990s, it was obvious to distinguish whether an improvement in a technology was a hardware improvement (e.g., improvement in circuit structures such as diodes, transistors, switches, etc.) or a software improvement (improvement in method processes). However, with the development of technology, many method process improvements today can be regarded as direct improvements in hardware circuit structures. Almost all designers obtain the corresponding hardware circuit structure by programming the improved method process into the hardware circuit. Therefore, it cannot be said that an improvement in a method process cannot be implemented with a hardware entity module. For example, a Programmable Logic Device (PLD) (e.g., a Field Programmable Gate Array (FPGA)) is such an integrated circuit whose logical function is determined by the user's programming of the device. The designer can program by himself / herself to "integrate" a digital system on a piece of PLD, without having to ask a chip manufacturer to design and fabricate a dedicated integrated circuit chip. Moreover, nowadays, instead of manually fabricating integrated circuit chips, this programming is mostly implemented using "logic compiler" software, which is similar to the software compiler used in program development and writing. The original code before compilation also has to be written in a specific programming language, which is called Hardware Description Language (HDL), and there is not only one kind of HDL, but many kinds, such as ABEL (Advanced Boolean Expression Language), AHDL (Altera Hardware Description Language), Confluence, CUPL (Cornell University Programming Language), HDCal, JHDL (Java Hardware Description Language), Lava, Lola, MyHDL, PALASM, RHDL (Ruby Hardware Description Language), etc. Currently, the most commonly used ones are VHDL (Very-High-Speed Integrated Circuit Hardware Description Language) and Verilog. Those skilled in the art should also be aware that as long as the method process is slightly logically programmed with the above-mentioned several hardware description languages and programmed into the integrated circuit, it is easy to obtain the hardware circuit that implements the logical method process.

[0171] The systems, devices, modules, or units described in the above embodiments can be specifically implemented by computer chips or entities, or by products with certain functions. A typical implementation device is a computer. Specifically, the computer can be, for example, a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or any combination of these devices.

[0172] For the convenience of description, when describing the above devices, they are divided into various units according to their functions and described separately. Of course, when implementing this specification, the functions of each unit can be implemented in the same or multiple software and / or hardware.

[0173] Those skilled in the art should understand that the embodiments of this specification can be provided as a method, a system, or a computer program product. Therefore, the embodiments of this specification can take the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware aspects. Moreover, the embodiments of this specification can take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.

[0174] This specification is described with reference to the flowcharts and / or block diagrams of methods, devices (systems), and computer program products according to the embodiments of this specification. It should be understood that each flow and / or block in the flowchart and / or block diagram, as well as the combination of flows and / or blocks in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to the processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing devices to generate a machine, such that the instructions executed by the processor of the computer or other programmable data processing devices generate a device for implementing the functions specified in Figure 1 one or more of the flows Figure 1 or blocks or multiple blocks.

[0175] These computer program instructions can also be stored in a computer-readable memory that can direct a computer or other programmable data processing device to work in a specific manner, such that the instructions stored in the computer-readable memory generate a manufactured article including an instruction device that implements the functions specified in Figure 1 one or more of the flows Figure 1 or blocks or multiple blocks.

[0176] These computer program instructions can also be loaded onto a computer or other programmable data processing apparatus, so that a series of operation steps are executed on the computer or other programmable apparatus to generate a computer-implemented process, and thus the instructions executed on the computer or other programmable apparatus provide steps for implementing the functions specified in one process or a plurality of processes and / or blocks Figure 1 one process or a plurality of processes and / or blocks Figure 1 steps for implementing the functions specified in one block or a plurality of blocks.

[0177] It should also be noted that the term "comprising", "including" or any other variation thereof is intended to cover a non-exclusive inclusion, such that a process, method, commodity or device comprising a series of elements includes not only those elements but also other elements not expressly listed, or elements inherent to such process, method, commodity or device. Without further limitation, an element defined by the statement "comprising an ……" does not exclude the presence of additional identical elements in the process, method, commodity or device comprising said element.

[0178] This specification may be described in the general context of computer-executable instructions executed by a computer, such as program modules. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or implement specific abstract data types. This specification may also be practiced in a distributed computing environment where tasks are performed by remote processing devices connected through a communication network. In a distributed computing environment, program modules may be located in local and remote computer storage media including storage devices.

[0179] Each embodiment in this specification is described in a progressive manner. For the same or similar parts among the embodiments, reference can be made to each other. Each embodiment focuses on the differences from other embodiments. In particular, for the embodiments of the apparatus, device, and non-volatile computer storage medium, since they are basically similar to the method embodiments, the description is relatively simple, and the relevant parts can refer to the description of the method embodiments.

[0180] The specific embodiments of this specification are described above. Other embodiments are within the scope of the appended claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve the desired result. Additionally, the processes depicted in the figures do not necessarily require the particular order or sequential order shown to achieve the desired result. In certain embodiments, multitasking and parallel processing are also possible or may be advantageous.

[0181] The above description is only for one or more embodiments of this specification and is not intended to limit this specification. For those skilled in the art, various changes and modifications can be made to one or more embodiments of this specification. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of one or more embodiments of this specification shall be included within the scope of the claims of this specification.

Claims

1. An NFC student service processing method is applied to a merchant NFC device. The method includes: Receiving a student service trigger instruction sent by a merchant cash register device, and entering a student identity verification state in response to the student service trigger instruction; In the student identity verification state, if a user mobile terminal approaches the NFC sensing area on the merchant NFC device, then through NFC communication with the user mobile terminal, the merchant NFC device or the merchant cash register device obtains the result of the student identity verification of the target user corresponding to the user mobile terminal. Among them, the student identity verification is quickly completed based on the user information on a platform provided by the service provider of the merchant NFC device that is docked with multiple different merchants, so that the student identity of the user can be verified with one key or the user does not need to perform any operations; According to the situation where the merchant NFC device or the merchant cash register device responds to the result and executes the corresponding student benefit payment service for the target user, payment status information is prompted.

2. The method according to claim 1, wherein the process of obtaining the result of the student identity verification of the target user corresponding to the user mobile terminal by the merchant NFC device or the merchant cash register device through NFC communication with the user mobile terminal specifically includes: Triggering the user mobile terminal to enter a corresponding service page through NFC communication with the user mobile terminal, so that the user mobile terminal can call the student identity verification service provided by the platform in the service page to quickly complete the student identity verification, and so that after the student identity verification is completed, the merchant NFC device or the merchant cash register device can correspondingly obtain the result of the student identity verification of the target user.

3. The method according to claim 1 or 2, wherein the result of the student identity verification is indirectly represented by the student benefits obtained based on the student identity, and / or is directly represented by whether the verification is passed.

4. The method according to claim 3, wherein the process of obtaining the result of the student identity verification of the target user corresponding to the user mobile terminal by the merchant NFC device or the merchant cash register device through NFC communication with the user mobile terminal specifically includes: Performing a first round of NFC communication with the user mobile terminal, so that the student identity verification of the target user is completed on the user mobile terminal and the student benefits corresponding to the student identity are obtained. During the process of completing the student identity verification, the user mobile terminal leaves the NFC communication range of the merchant NFC device; If the user mobile terminal approaches the NFC sensing area on the merchant NFC device again, then perform a second round of NFC communication with the user mobile terminal, so that the merchant NFC device or the merchant cash register device determines that the target user has obtained the student benefits, so as to use the student benefits to execute the corresponding student benefit payment service for the target user.

5. The method according to claim 4, wherein the first round of NFC communication specifically includes: Provide the address information of the business page for invoking the student authentication service provided by the platform to the user mobile terminal through NFC communication so that it can automatically access the business page; and / or, The second round of NFC communication specifically includes: obtaining the certificate of the student rights and interests provided by the user mobile terminal through the NFC communication or the identification information of the target user, where the identification information is used to query the student rights and interests obtained by the target user.

6. The method according to claim 4, wherein the student service trigger instruction is sent to the merchant NFC device by performing a corresponding operation on the first operation control on the merchant cash register device; The step of, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device again, performing a second round of NFC communication with the user mobile terminal specifically includes: After the first round of NFC communication and the user mobile terminal leaves the NFC communication range of the merchant NFC device, receiving a payment trigger instruction sent by the merchant cash register device, where the payment trigger instruction is sent by performing a corresponding operation on the second operation control on the merchant cash register device; If the user mobile terminal approaches the NFC sensing area on the merchant NFC device again, perform a second round of NFC communication with the user mobile terminal.

7. The method according to claim 4, wherein the step of, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device again, performing a second round of NFC communication with the user mobile terminal specifically includes: Without triggering the merchant cash register device again, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device again, determine whether there is a user change according to the user information provided after the user mobile terminal approaches again; If not, perform a second round of NFC communication with the user mobile terminal.

8. The method according to claim 1, wherein the step of obtaining the student authentication result of the target user corresponding to the user mobile terminal by performing NFC communication with the user mobile terminal by the merchant NFC device or the merchant cash register device specifically includes: Obtain the student authentication result of the target user corresponding to the user mobile terminal by performing NFC communication with the user mobile terminal, and send the result back to the merchant cash register device so that the merchant cash register device initiates a corresponding student rights and interests payment service according to the preferential price corresponding to the student identity.

9. The method according to claim 1, wherein the target user includes the logged-in user of the user mobile terminal and one or more related users of the logged-in user; The step of entering the student authentication state in response to the student service trigger instruction specifically includes: In response to the student service trigger instruction, enter the group student authentication state; In the student authentication state, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device, the merchant NFC device or the merchant cashier device obtains the result of the student authentication of the target user corresponding to the user mobile terminal through NFC communication with the user mobile terminal. Specifically, it includes: In the group student authentication state, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device, the merchant NFC device or the merchant cashier device obtains the result of the group student authentication of the target user corresponding to the user mobile terminal through NFC communication with the user mobile terminal.

10. The method according to claim 9, wherein the NFC communication with the user mobile terminal to enable the merchant NFC device to obtain the result of the student authentication of the target user corresponding to the user mobile terminal specifically includes: Sending group collection permission information to the user mobile terminal through NFC communication; Receiving the result of the student authentication of the logged-in user provided by the user mobile terminal, and the results of the student authentication of each of the relevant users collected by the user mobile terminal using the permissions corresponding to the group collection permission information from the relevant mobile terminals.

11. The method according to claim 1, after sending the group collection permission information to the user mobile terminal, the method further includes: Refusing to perform NFC communication with other user mobile terminals other than the user mobile terminal when the set waiting condition is met.

12. The method according to claim 1, where there are multiple merchant NFC devices at the merchant where the target user is located, and at least one of the merchant NFC devices is deployed in an area other than the cashier desk of the merchant for sending the group collection permission information.

13. An NFC student service processing method, applied to a user mobile terminal, the method includes: After the merchant NFC device enters the student authentication state in response to the student service trigger instruction sent by the merchant cashier device, approaching the NFC sensing area on the merchant NFC device and performing NFC communication with the merchant NFC device; Under the trigger of the NFC communication, automatically enter the corresponding service page, and call the student authentication service provided by the platform in the service page, and quickly complete the student authentication according to the user information on the platform, so that the student identity of the user can be verified with one key or without the user's operation, where the platform is provided by the service provider of the merchant NFC device and is connected to multiple different merchants; Obtaining the result of the student authentication, so that the merchant NFC device or the merchant cashier device can prompt the payment status information in response to the result for the target user to perform the corresponding student benefit payment service.

14. An NFC student service processing device, applied to a merchant NFC device, the device includes: A verification status entry module that receives a student service trigger instruction sent by a merchant cashier device and enters a student identity verification status in response to the student service trigger instruction; An NFC communication verification module that, in the student identity verification status, if a user mobile terminal approaches an NFC sensing area on the merchant NFC device, obtains the result of the student identity verification of the target user corresponding to the user mobile terminal by performing NFC communication with the user mobile terminal, wherein the student identity verification is quickly completed based on user information on a platform provided by the service provider of the merchant NFC device that is docked with multiple different merchants, so that the student identity of the user can be verified with one key or without the user's operation; A payment status prompt module that prompts payment status information according to the situation of the merchant NFC device or the merchant cashier device performing corresponding student benefit payment services on the target user in response to the result; 15. The device according to claim 14, wherein the NFC communication verification module triggers the user mobile terminal to enter a corresponding service page by performing NFC communication with the user mobile terminal, so that the user mobile terminal can call the student identity verification service provided by the platform in the service page to quickly complete the student identity verification, and so that after the student identity verification is completed, the merchant NFC device or the merchant cashier device can obtain the result of the student identity verification of the target user accordingly.

16. The device according to claim 14 or 15, wherein the result of the student identity verification is indirectly represented by the student benefits obtained based on the student identity and / or directly represented by whether the verification is passed.

17. The device according to claim 16, wherein the NFC communication verification module performs a first round of NFC communication with the user mobile terminal, so as to complete the student identity verification of the target user on the user mobile terminal and obtain the student rights and interests corresponding to the student identity, where During the process of completing the student identity verification, the user mobile terminal leaves the NFC communication range of the merchant NFC device; If the user mobile terminal approaches the NFC sensing area on the merchant NFC device again, a second round of NFC communication is performed with the user mobile terminal to enable the merchant NFC device or the merchant cashier device to determine that the target user has obtained the student benefits, so as to use the student benefits to perform corresponding student benefit payment services on the target user.

18. The device according to claim 17, wherein the first round of NFC communication specifically includes: Provide the address information of the service page for calling the student identity verification service provided by the platform to the user mobile terminal through NFC communication so that it can automatically access the service page; And / or The second round of NFC communication specifically includes: obtaining the voucher of the student benefits provided by the user mobile terminal through the NFC communication or the identification information of the target user, wherein the identification information is used to query the student benefits obtained by the target user.

19. The device according to claim 17, wherein the student service trigger instruction is sent to the merchant NFC device by performing corresponding operations on the first operation control on the merchant cashier device; After the first round of NFC communication and after the user mobile terminal leaves the NFC communication range of the merchant NFC device, the NFC communication verification module receives a payment trigger instruction sent by the merchant cashier device, where The payment trigger instruction is sent by performing corresponding operations on a second operation control on the merchant cash register device; If the user mobile terminal approaches the NFC sensing area on the merchant NFC device again, a second round of NFC communication is performed with the user mobile terminal.

20. The device according to claim 17, wherein the NFC communication verification module, without triggering the merchant cash register device again, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device again, determines whether there is a user change according to the user information provided after the user mobile terminal approaches again; If not, a second round of NFC communication is performed with the user mobile terminal.

21. The device according to claim 14, wherein the target user includes the logged-in user of the user mobile terminal and one or more related users of the logged-in user; The verification status entry module enters the group student identity verification status in response to the student service trigger instruction; In the group student identity verification status, if the user mobile terminal approaches the NFC sensing area on the merchant NFC device, the NFC communication verification module obtains the result of the group student identity verification of the target user corresponding to the user mobile terminal by performing NFC communication with the user mobile terminal, so that the merchant NFC device or the merchant cash register device can obtain the result.

22. The device according to claim 21, wherein the NFC communication verification module sends group collection permission information to the user mobile terminal through NFC communication; Receives the result of the student identity verification of the logged-in user provided by the user mobile terminal, and the results of the student identity verification of each of the related users collected from the related mobile terminals by the user mobile terminal using the permissions corresponding to the group collection permission information.

23. An NFC student service processing device is applied to a user mobile terminal. The device includes: A proximity NFC communication module, after the merchant NFC device enters the student identity verification status in response to the student service trigger instruction sent by the merchant cash register device, approaches the NFC sensing area on the merchant NFC device and performs NFC communication with the merchant NFC device; A student quick verification module, triggered by the NFC communication, automatically enters a corresponding service page, calls the student identity verification service provided by the platform in the service page, and quickly completes the student identity verification according to the user information on the platform, so that the student identity of the user can be verified with one key or without the user's operation. The platform is provided by the service provider of the merchant NFC device and is connected to multiple different merchants; A payment continuation processing module obtains the result of the student identity verification, so that the merchant NFC device or the merchant cash register device can prompt payment status information in response to the result and perform corresponding student benefit payment services for the target user.

24. An NFC student service processing device is applied to a merchant NFC device. The device includes: At least one processor; And, A memory communicatively connected to the at least one processor; wherein, the memory stores instructions executable by the at least one processor, and when the instructions are executed by the at least one processor, the at least one processor is enabled to: Receive a student service trigger instruction sent by a merchant cashier device, and enter a student identity authentication state in response to the student service trigger instruction; In the student identity authentication state, if a user mobile terminal approaches the NFC sensing area on the merchant NFC device, obtain the result of the student identity authentication of the target user corresponding to the user mobile terminal by performing NFC communication with the user mobile terminal, wherein the student identity authentication is quickly completed based on the user information on a platform provided by the service provider of the merchant NFC device that is docked with multiple different merchants, so that the student identity of the user can be verified with one key or without the user's operation; Prompt payment status information according to the situation of the merchant NFC device or the merchant cashier device performing the corresponding student benefit payment service in response to the result.

25. An NFC student service processing device, applied to a user mobile terminal, the device includes: At least one processor; And, A memory communicatively connected to the at least one processor; wherein, the memory stores instructions executable by the at least one processor, and when the instructions are executed by the at least one processor, the at least one processor is enabled to: After the merchant NFC device enters the student identity authentication state in response to a student service trigger instruction sent by a merchant cashier device, approach the NFC sensing area on the merchant NFC device and perform NFC communication with the merchant NFC device; Under the trigger of the NFC communication, automatically enter the corresponding service page, call the student identity authentication service provided by the platform in the service page, and quickly complete the student identity authentication according to the user information on the platform, so that the student identity of the user can be verified with one key or without the user's operation, wherein the platform is provided by the service provider of the merchant NFC device and is docked with multiple different merchants; Obtain the result of the student identity authentication, so that the merchant NFC device or the merchant cashier device can prompt payment status information according to the situation of performing the corresponding student benefit payment service for the target user in response to the result.

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