Service early warning method and device

Abstract

The embodiment of the invention provides a service early warning method and device, and relates to the technical field of data processing, and the method comprises the steps: obtaining the service detail data of each service in a monitoring period; judging whether each service meets a first monitoring rule or not according to the service detail data; if a first service meeting the first monitoring rule exists, determining a second service conflicting with the first service in associated services; and carrying out restriction reminding for the second service on the system where the second service is located, so that the system where the second service is located carries out service restriction on the second service. By applying the service early warning scheme provided by the embodiment of the invention, the service early warning efficiency can be improved.

Description

Technical Field

[0001] The present invention relates to the field of data processing technology, and in particular to a service early warning method and device. Background Art

[0002] The business platform of a securities company is connected to multiple business systems, each of which is used to provide customers with business services of various types. For example, the investment banking business system is used to provide customers with investment banking business services, and the research business system is used to provide customers with research business services.

[0003] While these numerous business systems need to meet customer needs, they also need to meet the regulatory requirements continuously put forward by the CSRC. Therefore, securities companies need to continuously verify the business in each business system according to the regulatory requirements put forward by the CSRC. If the verification shows that a business requires business restrictions, it is necessary to issue an early warning to the system where the business is located. In other words, before the system where the business is located continues to carry out the business, the system where the business is located must be warned or reminded.

[0004] Currently, securities companies need to manually log into business systems to collect business data and then verify the business based on their own experience. Due to the large number of business systems and the even greater number of businesses within them, manual verification is inefficient, resulting in low business alert efficiency. Summary of the Invention

[0005] The purpose of the embodiments of the present invention is to provide a service warning method and device to improve the efficiency of service warning. The specific technical solution is as follows:

[0006] In a first aspect, an embodiment of the present application provides a service warning method, the method comprising:

[0007] Obtain detailed business data for each business within the monitoring period;

[0008] Determining, based on the business detail data, whether each business satisfies a first monitoring rule, wherein the first monitoring rule is configured based on information isolation and conflict of interest management specifications for restricting the conduct of business;

[0009] If there is a first business that satisfies the first monitoring rule, determining a second business that conflicts with the first business among the associated businesses, wherein the associated business and the first business are businesses conducted by the same customer;

[0010] A restriction reminder for the second service is issued to the system where the second service is located, so that the system where the second service is located performs service restriction on the second service.

[0011] In a second aspect, an embodiment of the present application provides a service warning device, the device comprising:

[0012] The data acquisition module is used to obtain detailed business data of each business within the monitoring period;

[0013] a first monitoring rule judgment module, configured to judge, based on the business detail data, whether each business satisfies a first monitoring rule, and trigger a business determination module if a first business satisfies the first monitoring rule, wherein the first monitoring rule is configured based on information isolation and conflict of interest management specifications for restricting business operations;

[0014] The business determination module is configured to determine, among the associated businesses, a second business that conflicts with the first business, wherein the associated business and the first business are businesses provided by the same customer;

[0015] The restriction reminder module is used to remind the system where the second service is located of the restriction on the second service, so that the system where the second service is located performs service restriction on the second service.

[0016] In a third aspect, an embodiment of the present application provides an electronic device, including a processor, a communication interface, a memory, and a communication bus, wherein the processor, the communication interface, and the memory communicate with each other via the communication bus;

[0017] Memory for storing computer programs;

[0018] The processor is configured to implement the method steps described in the first aspect when executing the program stored in the memory.

[0019] In a fourth aspect, an embodiment of the present application provides a computer-readable storage medium, wherein the computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the method steps described in the first aspect are implemented.

[0020] As can be seen from the above, when the solution provided in the embodiment of the present application is applied for business warning, the business detail data of each business is obtained, and whether each business meets the first monitoring rule is determined based on the business detail data. If there is a first business that meets the first monitoring rule, the second business that conflicts with the first business is determined, and a restriction reminder is given to the system where the second business is located, so that the system where the second business is located imposes business restrictions on the second business. This solves the problem of conflict between the first business and the second business, and thus avoids the conflict between the first business and the second business when the first business and the second business are subsequently carried out, thereby achieving the purpose of business warning. Moreover, the entire process of this solution does not require human participation, which can improve the efficiency of business warning.

[0021] Of course, it is not necessary to achieve all of the advantages described above simultaneously in order to implement any product or method of the present invention. BRIEF DESCRIPTION OF THE DRAWINGS

[0022] In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the following briefly introduces the drawings required for use in the embodiments or the description of the prior art. Obviously, the drawings described below are only some embodiments of the present invention. For ordinary technicians in this field, other embodiments can also be obtained based on these drawings.

[0023] Figure 1 A flowchart of the first service warning method provided in an embodiment of the present application;

[0024] Figure 2 A flowchart of the second service warning method provided in an embodiment of the present application;

[0025] Figure 3 A flowchart of the third service warning method provided in an embodiment of the present application;

[0026] Figure 4 A schematic diagram of the structure of a service warning device provided in an embodiment of the present application;

[0027] Figure 5 A schematic diagram of the structure of an electronic device provided in an embodiment of the present application. DETAILED DESCRIPTION

[0028] The following will be combined with the accompanying drawings in the embodiments of the present invention to clearly and completely describe the technical solutions in the embodiments of the present invention. Obviously, the embodiments described are only part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field based on this application are within the scope of protection of the present invention.

[0029] First, some concepts mentioned in the embodiments of this application are explained.

[0030] 1. Business

[0031] The business system can provide business services to customers. Customers can handle various matters related to the business types provided by the system in the business system. Therefore, in the business system, the task of handling matters related to the business types provided by the system itself for each customer is a business.

[0032] For example, in an investment banking business system, client A can handle matters related to his investment banking in the system. Therefore, in the investment banking business system, the task of handling matters related to investment banking for client A is one business. If client B also handles matters related to his investment banking in the system, the task of handling matters related to investment banking for client B is another business.

[0033] Securities companies access multiple business systems to provide customers with a variety of services, such as publishing research reports, investment banking, debt underwriting, proprietary trading, asset management, investment consulting, brokerage, research, and subsidiary project business, etc. The present embodiment does not limit the business type.

[0034] 2. Information Isolation and Conflict of Interest

[0035] Information isolation refers to the physical or logical separation of networks with different security levels, business requirements, or management policies through technical means to prevent unauthorized access, data leakage, or attack spread.

[0036] For different businesses that require information isolation, information isolation wall technology is usually used to build an information isolation wall between the systems where different businesses are located. The information isolation wall is used to prevent businesses in different businesses from obtaining information about each other's businesses.

[0037] Conflict of interest refers to the contradictions and conflicts caused by the simultaneous existence of multiple interests when an individual or organization handles affairs.

[0038] Conflicts of interest may arise between different businesses handled by the same client. When such conflicts arise, restrictions can be placed on the businesses involved to resolve them. For example, when a company is going public, since its operating beneficiaries and securities firms will have advance access to inside information about the company's listing, restrictions must be placed on the trading of the company's stock by these beneficiaries and securities firms, prohibiting them from doing so.

[0039] Next, the execution entity of the service warning solution provided in the embodiment of the present application is introduced.

[0040] The executor of the business early warning solution provided in the embodiment of the present application can be understood as the early warning monitoring system within the securities company. The early warning monitoring system is connected to the various business systems connected to the securities company to realize the interaction between the early warning monitoring system and the business systems. The early warning monitoring system can obtain business data of each business in each business system and send messages to each business system.

[0041] The following describes in detail a service warning method and device provided by the embodiments of the present application through specific embodiments.

[0042] See also Figure 1 , provides a flow chart of a first business warning method. In this embodiment, the method includes the following steps S101-S104.

[0043] Step S101: Obtain detailed business data of each business within a monitoring period.

[0044] For an introduction to business detail data, please refer to the subsequent embodiments and will not be described in detail here.

[0045] Specifically, for each business in each business system, after the business is established, it can be monitored at regular intervals. The intervals can be the same or different. For example, monitoring can be conducted every other day, or every one or two days. The time period between two adjacent monitoring times is a monitoring cycle. In this case, at each monitoring time, detailed business data for each business in each business system during the most recent monitoring cycle can be obtained.

[0046] Step S102: Based on the business details data, determine whether each business satisfies the first monitoring rule. If yes, execute step S103.

[0047] Among them, the first monitoring rule is configured based on information isolation and conflict of interest management specifications used to restrict business operations.

[0048] The above-mentioned information isolation and conflict of interest management regulations may be the regulatory requirements issued by the CSRC regarding information isolation and conflict of interest management, or the internal regulations formulated by securities companies based on such regulatory requirements.

[0049] The above-mentioned first monitoring rule can be a rule manually configured based on the information isolation and conflict of interest management specifications used to restrict business operations, and the management specifications can be continuously updated. Therefore, the above-mentioned first monitoring rule can also be manually updated as the management specifications are updated. This can improve the flexibility and scalability of the configuration of the first monitoring rule, thereby improving the flexibility and scalability of business early warning.

[0050] Specifically, for each business, if it is determined based on the business details data of the business that the business meets the first monitoring rule, it means that the business complies with the information isolation and conflict of interest management specifications used to restrict the conduct of business. If the business is conducted, there may be other businesses that conflict with the interests of the business. At this time, the following step S103 needs to be executed.

[0051] For each business, if it is determined that the business does not meet the first monitoring rule, it means that the business does not comply with the information isolation and conflict of interest management regulations used to restrict the conduct of business. If the business is conducted, there is no conflict of interest between this business and other businesses.

[0052] The specific implementation method of determining whether the business satisfies the first monitoring rule based on the business detail data can be found in the subsequent embodiments and will not be described in detail here.

[0053] Step S103: Determine a second service that conflicts with the first service among the associated services.

[0054] The first business is the business determined in step S102 and meeting the first monitoring rule.

[0055] The related business and the first business are conducted for the same customer.

[0056] Specifically, after determining that the first business meets the first monitoring rule, the customer who handled the first business can be determined. For example, the database of each system can store customer information of customers who handle various businesses in the system. The early warning monitoring system can retrieve the customer information of customers who handled the first business from the database of the system where the first business is located, and thus determine the customer who handled the first business based on the retrieved customer information.

[0057] After determining the customer who handled the first business, the business handled by the customer can be retrieved in other systems other than the system where the first business is located. The retrieved business is the related business.

[0058] After the associated service is determined, the second service may be determined in accordance with at least one of the following two implementations.

[0059] In a first implementation, according to a preset interest conflict correspondence relationship between various business types, a target type corresponding to the business type of the first business may be determined, and the business of the target type included in the associated business may be determined as the second business.

[0060] The above-mentioned conflict of interest correspondence can be set up based on the regulatory requirements issued by the CSRC or the previous work experience of practitioners in securities companies.

[0061] Specifically, after determining the first business, the business type of the first business can be determined. Based on the aforementioned conflict of interest correspondence, a business type corresponding to the business type of the first business can be determined. The business type corresponding to the business type of the first business is referred to herein as the target business type. If a business of the target business type conflicts with the first business, after determining the target business type, a business belonging to the target business type can be identified from the associated businesses as the second business.

[0062] In this solution, according to the above-mentioned conflict of interest correspondence, the target type corresponding to the business type of the first business can be accurately determined, thereby accurately determining the second business in the related businesses, and then performing subsequent operations based on the second business, which can improve the accuracy of business warnings.

[0063] In a second implementation manner, in response to receiving a service determination instruction issued by a user based on an associated service, the service indicated by the service determination instruction is determined to be a second service.

[0064] The above users can be regarded as managers or operation and maintenance personnel of the early warning monitoring system.

[0065] Specifically, after determining the associated business, the associated business and the first business can be displayed to the user, so that the user can determine the business that conflicts with the first business among the associated businesses based on his or her own experience, and issue a business determination instruction for the business determined by the user in the early warning monitoring system. After receiving the business determination instruction, the early warning monitoring system can determine the business indicated by the instruction, and thus use the determined business as the second business.

[0066] In this solution, the second service among the associated services can be accurately determined according to the service determination instruction issued by the user, so that subsequent operations can be performed based on the second service, thereby improving the accuracy of service warning.

[0067] Step S104: Prompt the system where the second service is located to limit the second service, so that the system where the second service is located can limit the second service.

[0068] The aforementioned business restrictions can be understood as limiting what the beneficiary of the business can do when conducting the business. For example, in the case of stock trading, customer M could originally buy or sell any stock in the securities market. However, restrictions on this business may restrict customer M from buying or selling the stock of a designated company or specific stocks.

[0069] Specifically, after the early warning monitoring system determines that the second business needs to be restricted, the early warning monitoring system can issue a restriction reminder for the second business to the system where the second business is located. Based on the restriction reminder, the system where the second business is located can determine that the second business in the system needs to be restricted, thereby restricting the second business.

[0070] The early warning monitoring system can issue a restriction reminder for the second business to the system where the second business is located in any of the following two implementation methods:

[0071] In a first implementation, a data interface of the system where the second service is located may be called, and the service information of the second service may be written into a service restriction list of the system where the second service is located.

[0072] The service restriction list is used to record information about services that are subject to service restrictions.

[0073] The early warning monitoring system and each business system connected to the securities company can maintain a business restriction list in their own system to record the business information of the business that needs to be restricted.

[0074] After determining the second business, the early warning monitoring system can write the business information of the second business into the business restriction list maintained in the early warning monitoring system, and use the data interface of the system where the second business is located to write the business information of the second business into the business restriction list of the system where the second business is located. In this way, the system where the second business is located can determine that the second business needs to be restricted based on the business restriction list maintained by its own system, and thus restrict the second business.

[0075] In this solution, a business restriction list is maintained in the system where the second business is located. The early warning monitoring system only needs to write the business information of the second business into the business restriction list, so that the system where the second business is located can impose business restrictions on the second business. This process does not require human participation, which can improve the efficiency of early warning. In addition, this solution simplifies the steps for imposing business restrictions on the second business, which can improve the maintenance convenience of the system.

[0076] In addition, the early warning monitoring system can record the call records of the data interface of the system where the second business is located. Moreover, each time the early warning monitoring system calls the interface, if the call fails, it can send a reminder to the user in real time to facilitate the user to intervene quickly and quickly complete the writing of the business information of the second business.

[0077] In a second implementation manner, a restriction notification for the second service may be sent to the system where the second service resides.

[0078] After the early warning monitoring system identifies the second service, it can generate a restriction notification for the second service and send it to the system responsible for the second service. Upon receiving the restriction notification, the system responsible for the second service can then determine that restrictions are necessary for the second service and implement them accordingly. This approach also eliminates the need for human intervention, thereby improving early warning efficiency.

[0079] As can be seen from the above, when the solution provided in the embodiment of the present application is applied for business warning, the business detail data of each business is obtained, and whether each business meets the first monitoring rule is determined based on the business detail data. If there is a first business that meets the first monitoring rule, the second business that conflicts with the first business is determined, and a restriction reminder is given to the system where the second business is located, so that the system where the second business is located imposes business restrictions on the second business. This solves the problem of conflict between the first business and the second business, and thus avoids the conflict between the first business and the second business when the first business and the second business are subsequently carried out, thereby achieving the purpose of business warning. Moreover, the entire process of this solution does not require human participation, which can improve the efficiency of business warning.

[0080] In addition, the early warning detection system in this solution is connected to each business system, and the early warning monitoring system performs centralized monitoring. After determining each second business, it issues restriction reminders to the system where each second business is located, achieving single-point centralized maintenance and multi-system use, thereby reducing maintenance costs and improving early warning efficiency.

[0081] In the case where the first implementation method is used to perform the restriction reminder in the above step S104, the first implementation method can also be implemented in the manner mentioned in the following embodiments.

[0082] In one embodiment of the present application, the first monitoring rule includes multiple sub-monitoring rules, the service restriction list includes multiple sub-lists, and the sub-monitoring rules correspond to the sub-lists one-to-one.

[0083] The business system has different ways of restricting the business corresponding to the information recorded in different sub-lists. Therefore, the sub-lists and the business restriction methods are also one-to-one corresponding, and thus the sub-monitoring rules and the business restriction methods are one-to-one corresponding.

[0084] Sub-monitoring rules correspond one-to-one to business restriction methods. This can be understood as follows: when a business meets different sub-monitoring rules, the dimensions or degrees of conflict between the business and other conflicting businesses are different. Therefore, different business restriction methods are needed to restrict the above-mentioned other businesses.

[0085] For example, the above-mentioned sub-lists may include an observation list and a restriction list. If a business meets the sub-monitoring rules corresponding to the observation list, the development trend of the business that conflicts with the business will be observed in detail in the future, and no restrictions will be imposed on it for the time being; if the business meets the sub-monitoring rules corresponding to the restriction list, the business that conflicts with the business will be directly restricted in the future.

[0086] In view of this, when the early warning monitoring system writes the business information of the second business into the business restriction list of the system where the second business is located, it can call the data interface of the system where the second business is located and write the business information of the second business into the target sub-list of the system where the second business is located.

[0087] The target sub-list is a sub-list corresponding to the sub-monitoring rule satisfied by the first service.

[0088] Specifically, after determining that a service satisfies a first monitoring rule, the early warning monitoring system can identify the first service that satisfies the first monitoring rule and determine which sub-monitoring rule within the first monitoring rule the first service satisfies. Based on the sub-monitoring rule, the system then determines the corresponding sub-list as the target sub-list. Consequently, when the early warning monitoring system identifies a second service, it can write the service information of the second service into the target sub-list of the system where the second service resides.

[0089] After the service information of the second service is written into the target sub-list of the system where the second service is located, the system where the second service is located may use the service restriction method corresponding to the target sub-list to restrict the second service.

[0090] It can be seen from the above that when applying the solution provided in the embodiment of the present application for business warning, the first monitoring rule is subdivided into multiple sub-monitoring rules, and the business restriction list also includes multiple sub-lists. The methods of business restriction for the businesses corresponding to the information recorded in different sub-lists are different. In this way, according to the sub-monitoring rule satisfied by the first business, the second business can be accurately restricted according to the business restriction method corresponding to the sub-monitoring rule. It can be seen that the application of the business warning solution provided in the embodiment of the present application can improve the accuracy of business warning.

[0091] The specific implementation of the above step S102 of judging whether each business satisfies the first monitoring rule based on the business detail data will be described below.

[0092] In one embodiment of the present application, for each business, the business stage of the business is determined based on the business details data of the business; it is detected whether the determined business stage is within the target stage range; if so, it is determined that the business meets the first monitoring rule.

[0093] Among them, the scope of the target stage is determined according to the information isolation and conflict of interest management regulations formulated for the business type of the business to restrict the conduct of business.

[0094] Specifically, the process of conducting each type of business is fixed, and the process of conducting business can be divided according to stages, such as a preparation stage, an execution stage, a closing stage, or stages 1-N.

[0095] The matters handled by customers during each phase of a business are different, and the aforementioned detailed business data may include information on matters handled by customers during the monitoring period. Therefore, for each business, the early warning monitoring system can determine the business phase of the business based on the detailed business data, i.e., the information on matters handled by customers during the monitoring period under the business.

[0096] The above-mentioned business detail information may also include stage information for indicating the stage of the business. In this case, the early warning monitoring system may directly determine the business stage of the business based on the stage information.

[0097] After determining the business stage that the business is in, check whether the determined business stage is within the target stage range. If so, it means that the business meets the first monitoring rule, or that the business complies with the information isolation and conflict of interest management specifications used to restrict business operations, and business restrictions need to be imposed on businesses that conflict with the business.

[0098] From the above, it can be seen that when the solution provided in the embodiment of the present application is applied for business warning, when the business stage of the business is within the target stage range, it is possible to accurately determine that the business meets the first monitoring rule, and then execute operations such as determining the second business and performing restriction reminders, so that business warnings can be accurately performed. Therefore, the application of the business warning solution provided in the embodiment of the present application can improve the accuracy of business warnings.

[0099] Corresponding to the aforementioned embodiment of restricting the second service when certain conditions are met, when performing a service warning, it may also be necessary to release the service restriction on the service that has been restricted.

[0100] In one embodiment of the present application, see Figure 2 , provides a flow chart of a second business warning method. In this embodiment, the above method includes the following steps S201-S206.

[0101] Step S201: Obtain detailed business data of each business within the monitoring period.

[0102] Step S202: Based on the business details data, determine whether each business satisfies the first monitoring rule. If yes, execute step S203.

[0103] Step S203: Determine, among the associated services, a second service that conflicts with the first service.

[0104] Step S204: Prompt the system where the second service resides to restrict the second service, so that the system where the second service resides performs service restrictions on the second service.

[0105] The above steps S201-S204 are respectively the same as steps S101-S104 in the above embodiment, and are not repeated here.

[0106] Step S205: Based on the service details of the third service, determine whether the third service meets the second monitoring rule. If so, execute step S206.

[0107] The third service is a service that conflicts with the fourth service that has been restricted.

[0108] The third business mentioned above can be understood as a business that has been restricted during the previous business warning process and has not yet been restricted.

[0109] The second monitoring rule is configured based on information isolation and conflict of interest management specifications for lifting business restrictions.

[0110] The second monitoring rule may be a rule manually configured based on information isolation and conflict of interest management specifications for lifting business restrictions, and the management specifications may be continuously updated. Therefore, the second monitoring rule may also be manually updated as the management specifications are updated.

[0111] Specifically, during each business warning process, the warning monitoring system can record the business that meets the first monitoring rule and the business that conflicts with the business (that is, the business that has been restricted by the business). In this way, during this business warning process, after obtaining the business details data of each business within the detection period, the recorded business that has been restricted by the business can be determined as the fourth business, and the recorded business that conflicts with the fourth business can be determined as the third business.

[0112] After determining the third business, the business detail data of the third business can be determined from the obtained business detail data. Based on the business detail data of the third business, it is determined whether the third business meets the second monitoring rule. If it does, it means that the business complies with the information isolation and conflict of interest management specifications for lifting business restrictions. If the fourth business is carried out after the restrictions on the fourth business are lifted, the third business will not conflict with the interests of the fourth business. At this time, execute the following step S206.

[0113] The following describes a specific implementation method for determining whether the third service meets the second monitoring rule:

[0114] For each third service, the service stage of the third service is determined according to the service detail data of the third service, and whether the determined service stage is within the predetermined stage range is detected. If yes, it is determined that the third service meets the second monitoring rule.

[0115] The predetermined stage range is determined based on the information isolation and conflict of interest management specifications formulated for the business type of the third business and used to lift business restrictions.

[0116] This method is similar to the aforementioned specific implementation method of determining whether a service satisfies the first monitoring rule, and will not be described in detail here.

[0117] Step S206: Prompt the system where the fourth service resides to lift the restriction on the fourth service, so that the system where the fourth service resides lifts the service restriction on the fourth service.

[0118] In one implementation, when a service restriction list is maintained in each system, the early warning monitoring system can call the data interface of the system where the fourth service is located to remove the service information of the fourth service from the service restriction list of the system where the fourth service is located.

[0119] Since the business restriction list does not include the business information of the fourth business, the system where the fourth business is located will not impose business restrictions on the fourth business, thereby lifting the business restrictions on the fourth business. This process does not require manual participation, which can improve early warning efficiency. In addition, the steps for lifting the business restrictions on the fourth business using this solution are simple, which can improve the maintenance convenience of the system.

[0120] In another implementation, the early warning monitoring system may send a restriction lifting notification for the fourth service to the system where the fourth service resides.

[0121] After the early warning monitoring system determines that the third service meets the second monitoring rule, it can generate a restriction removal notification to remove the service restrictions on the fourth service and send it to the system responsible for the fourth service. Upon receiving the restriction removal notification, the system responsible for the fourth service can determine that the service restrictions on the fourth service need to be lifted, and thus remove the restrictions on the fourth service. This approach also eliminates the need for human intervention, thereby improving early warning efficiency.

[0122] As can be seen from the above, when applying the solution provided in the embodiment of the present application for business warning, the system can not only control the business restrictions on the business, but also control the system to lift the business restrictions on the business, which can improve the flexibility and scalability of the business warning and expand the scope of application of the business warning.

[0123] In addition to the method steps mentioned in the above method embodiments, the early warning monitoring system can also provide a centralized verification function through the methods mentioned in the following embodiments.

[0124] In one embodiment of the present application, after determining the second business, the early warning monitoring system can display the second business, obtain business verification information input by the user based on the displayed second business, retrieve target business information matching the business verification information in the database, and display the target business information in the form of a knowledge graph based on the association relationship information stored in the database.

[0125] The database stores business information of each business in each system and information on associations between the businesses.

[0126] Specifically, after the early warning monitoring system displays the second business, the user checks the second business. If the user has any questions about the second business, the user can enter the business verification information in the early warning monitoring system. The business verification information may include the customer name, stock code or stock name of the customer who handles the second business, etc.

[0127] After the early warning monitoring system obtains the business verification information, it can detect the target business information that matches the business verification information in the database. For example, if the business information of the business stored in the database contains the customer name, the early warning monitoring system can detect the business information in the database that is the same as the customer name contained in the business verification information, thereby retrieving the target business information.

[0128] If the business verification information includes the customer name, the early warning monitoring system can retrieve the business information of all businesses handled by the customer in the database as the target business information; if the business verification information includes the stock name, the early warning monitoring system can retrieve the business information of all businesses related to the stock in the database.

[0129] After retrieving the target business information, the association relationship information between the target business information can be retrieved from the various association relationship information stored in the database. Based on the target business information and the retrieved association relationship information, a knowledge graph is constructed and displayed to the user, allowing the user to verify the knowledge graph and determine whether the second business is incorrect. If the user determines that the second business is correct, no further action is required, and the business warning process of the early warning monitoring system is not affected. If the user believes that the second business is incorrect, the user can enter the business that they believe conflicts with the first business into the early warning monitoring system as a new second business.

[0130] As can be seen from the above, when the solution provided in the embodiment of the present application is applied for business early warning, the early warning monitoring system can display the second business. When the business verification information input by the user based on the second business is obtained, the early warning monitoring system can retrieve various information in the database and generate a knowledge graph of the target business information that matches the business verification information, and display the knowledge graph. In this way, the user can view all information that matches the business verification information in a centralized manner. Therefore, the early warning monitoring system can provide a centralized verification function to facilitate users to manage the business early warning process.

[0131] In one embodiment of the present application, see Figure 3 , provides a flowchart of the third business warning method. Figure 3 As can be seen in the figure, when the early warning monitoring system makes a business early warning, it interacts with the business system to obtain detailed business data of various businesses, including investment banking business data, proprietary business data, information data, etc., and then makes real-time early warnings based on the acquired data to detect whether each business meets the first monitoring rules one to N. If it is detected that the first business meets the monitoring rules, the second business that conflicts with the first business is determined, and the business information of the second business is written into the list maintained by itself (observation list, restricted list), and the data interface of the system where the second business is located (research and development platform system, proprietary business system in the figure) is synchronously called to write the business information of the second business into the list of the system where the second business is located.

[0132] Corresponding to the aforementioned service warning method, an embodiment of the present application also provides a service warning device.

[0133] In one embodiment of the present application, see Figure 4 , provides a structural diagram of a service warning device. In this embodiment, the device includes:

[0134] The data acquisition module 401 is used to obtain detailed business data of each business within the monitoring period;

[0135] A first monitoring rule determination module 402 is configured to determine whether each business satisfies a first monitoring rule based on the business detail data, and trigger a business determination module 403 if a first business satisfies the first monitoring rule, wherein the first monitoring rule is configured based on information isolation and conflict of interest management specifications for restricting business operations;

[0136] The business determination module 403 is configured to determine, among the associated businesses, a second business that conflicts with the first business, wherein the associated business and the first business are businesses provided by the same customer;

[0137] The restriction reminder module 404 is configured to remind the system where the second service resides of the restriction on the second service, so that the system where the second service resides performs service restriction on the second service.

[0138] As can be seen from the above, when the solution provided in the embodiment of the present application is applied for business warning, the business detail data of each business is obtained, and whether each business meets the first monitoring rule is determined based on the business detail data. If there is a first business that meets the first monitoring rule, the second business that conflicts with the first business is determined, and a restriction reminder is given to the system where the second business is located, so that the system where the second business is located imposes business restrictions on the second business. This solves the problem of conflict between the first business and the second business, and thus avoids the conflict between the first business and the second business when the first business and the second business are subsequently carried out, thereby achieving the purpose of business warning. Moreover, the entire process of this solution does not require human participation, which can improve the efficiency of business warning.

[0139] In addition, the early warning detection system in this solution is connected to each business system, and the early warning monitoring system performs centralized monitoring. After determining each second business, it issues restriction reminders to the system where each second business is located, achieving single-point centralized maintenance and multi-system use, thereby reducing maintenance costs and improving early warning efficiency.

[0140] In one embodiment of the present application, the first monitoring rule determination module 402 is specifically configured to:

[0141] For each business, the business stage of the business is determined based on the business detailed data of the business; whether the determined business stage is within the target stage range is detected; if so, it is determined that the business meets the first monitoring rule, wherein the target stage range is determined based on the information isolation and conflict of interest management specifications formulated for the business type of the business and used to restrict the conduct of the business.

[0142] From the above, it can be seen that when the solution provided in the embodiment of the present application is applied for business warning, when the business stage of the business is within the target stage range, it is possible to accurately determine that the business meets the first monitoring rule, and then execute operations such as determining the second business and performing restriction reminders, so that business warnings can be accurately performed. Therefore, the application of the business warning solution provided in the embodiment of the present application can improve the accuracy of business warnings.

[0143] In one embodiment of the present application, the restriction reminder module 404 is specifically configured to:

[0144] Invoking a data interface of the system where the second service resides, and writing service information of the second service into a service restriction list of the system where the second service resides, wherein the service restriction list is used to record information of services subject to service restrictions;

[0145] In this solution, a business restriction list is maintained in the system where the second business is located. The early warning monitoring system only needs to write the business information of the second business into the business restriction list, so that the system where the second business is located can impose business restrictions on the second business. This process does not require human participation, which can improve the efficiency of early warning. In addition, this solution simplifies the steps for imposing business restrictions on the second business, which can improve the maintenance convenience of the system.

[0146] In one embodiment of the present application, the restriction reminder module 404 is specifically configured to:

[0147] Send a restriction notification for the second service to the system where the second service is located.

[0148] After the early warning monitoring system identifies the second service, it can generate a restriction notification for the second service and send it to the system responsible for the second service. Upon receiving the restriction notification, the system responsible for the second service can then determine that restrictions are necessary for the second service and implement them accordingly. This approach also eliminates the need for human intervention, thereby improving early warning efficiency.

[0149] In one embodiment of the present application, the first monitoring rule includes multiple sub-monitoring rules, the service restriction list includes multiple sub-lists, the sub-monitoring rules correspond to the sub-lists one-to-one, and the service system performs service restrictions on services corresponding to information recorded in different sub-lists in different ways;

[0150] The restriction reminder module 404 is specifically used to:

[0151] The data interface of the system where the second business is located is called, and the business information of the second business is written into the target sub-list of the system where the second business is located, wherein the target sub-list is a sub-list corresponding to the sub-monitoring rule satisfied by the first business.

[0152] It can be seen from the above that when applying the solution provided in the embodiment of the present application for business warning, the first monitoring rule is subdivided into multiple sub-monitoring rules, and the business restriction list also includes multiple sub-lists. The methods of business restriction for the businesses corresponding to the information recorded in different sub-lists are different. In this way, according to the sub-monitoring rule satisfied by the first business, the second business can be accurately restricted according to the business restriction method corresponding to the sub-monitoring rule. It can be seen that the application of the business warning solution provided in the embodiment of the present application can improve the accuracy of business warning.

[0153] In one embodiment of the present application, the device further comprises:

[0154] a second monitoring rule determination module configured to, after obtaining detailed business data of each business within a current detection period, determine, based on the detailed business data of a third business, whether the third business satisfies the second monitoring rule; and trigger a restriction removal module if the third business satisfies the second monitoring rule, wherein the third business is a business that conflicts with a fourth business that has been restricted, and the second monitoring rule is configured based on information isolation and conflict of interest management specifications for removing business restrictions;

[0155] The restriction removal module is configured to remind the system where the fourth service resides to remove the restriction on the fourth service, so that the system where the fourth service resides removes the service restriction on the fourth service.

[0156] As can be seen from the above, when applying the solution provided in the embodiment of the present application for business warning, the system can not only control the business restrictions on the business, but also control the system to lift the business restrictions on the business, which can improve the flexibility and scalability of the business warning and expand the scope of application of the business warning.

[0157] In one embodiment of the present application, the restriction removal module is specifically configured to:

[0158] calling a data interface of the system where the fourth service is located, and removing service information of the fourth service from a service restriction list of the system where the fourth service is located, wherein the service restriction list is used to record information of services subject to service restrictions;

[0159] Since the business restriction list does not include the business information of the fourth business, the system where the fourth business is located will not impose business restrictions on the fourth business, thereby lifting the business restrictions on the fourth business. This process does not require manual participation, which can improve early warning efficiency. In addition, the steps for lifting the business restrictions on the fourth business using this solution are simple, which can improve the maintenance convenience of the system.

[0160] In one embodiment of the present application, the restriction removal module is specifically configured to:

[0161] A restriction lifting notification for the fourth service is sent to the system where the fourth service is located.

[0162] After receiving the restriction removal notification, the system where the fourth service resides can determine that the service restriction on the fourth service needs to be removed, thereby removing the service restriction on the fourth service. This approach also does not require manual intervention, thereby improving early warning efficiency.

[0163] In one embodiment of the present application, the service determination module 403 is specifically configured to:

[0164] Determining a target type corresponding to the business type of the first business according to a preset interest conflict correspondence relationship between the business types; and determining a business of the target type included in the associated business as a second business;

[0165] In this solution, according to the above-mentioned conflict of interest correspondence, the target type corresponding to the business type of the first business can be accurately determined, thereby accurately determining the second business in the related businesses, and then performing subsequent operations based on the second business, which can improve the accuracy of business warnings.

[0166] In one embodiment of the present application, the service determination module 403 is specifically configured to:

[0167] In response to receiving a service determination instruction issued by a user based on the associated service, determining that the service indicated by the service determination instruction is a second service.

[0168] In this solution, the second service among the associated services can be accurately determined according to the service determination instruction issued by the user, so that subsequent operations can be performed based on the second service, thereby improving the accuracy of service warning.

[0169] In one embodiment of the present application, the device further comprises:

[0170] A service display module, configured to display the second service;

[0171] An information obtaining module, configured to obtain service verification information input by a user based on the displayed second service;

[0172] An information matching module is used to retrieve target business information that matches the business verification information from a database, wherein the database stores business information of each business in each system and association relationship information between each business;

[0173] The graph display module is used to display the target business information in the form of a knowledge graph based on the association relationship information stored in the database.

[0174] As can be seen from the above, when the solution provided in the embodiment of the present application is applied for business early warning, the early warning monitoring system can display the second business. When the business verification information input by the user based on the second business is obtained, the early warning monitoring system can retrieve various information in the database and generate a knowledge graph of the target business information that matches the business verification information, and display the knowledge graph. In this way, the user can view all information that matches the business verification information in a centralized manner. Therefore, the early warning monitoring system can provide a centralized verification function to facilitate users to manage the business early warning process.

[0175] The embodiment of the present invention further provides an electronic device, such as Figure 5As shown, it includes a processor 501 , a communication interface 502 , a memory 503 and a communication bus 504 , wherein the processor 501 , the communication interface 502 and the memory 503 communicate with each other via the communication bus 504 .

[0176] Memory 503, used for storing computer programs;

[0177] The processor 501 is configured to execute the program stored in the memory 503, and implement the following steps:

[0178] Obtain detailed business data for each business within the monitoring period;

[0179] Determining, based on the business detail data, whether each business satisfies a first monitoring rule, wherein the first monitoring rule is configured based on information isolation and conflict of interest management specifications for restricting the conduct of business;

[0180] If there is a first business that satisfies the first monitoring rule, determining a second business that conflicts with the first business among the associated businesses, wherein the associated business and the first business are businesses conducted by the same customer;

[0181] A restriction reminder for the second service is issued to the system where the second service is located, so that the system where the second service is located performs service restriction on the second service.

[0182] The processor 501 is used to execute the program stored in the memory 503. Other solutions for implementing service early warning can be found in the aforementioned method embodiments, which will not be described in detail here.

[0183] The communication bus mentioned in the electronic device mentioned above may be a Peripheral Component Interconnect (PCI) bus or an Extended Industry Standard Architecture (EISA) bus. This communication bus can be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one thick line is used in the figure, but this does not mean that there is only one bus or only one type of bus.

[0184] The communication interface is used for communication between the above electronic device and other devices.

[0185] The memory may include random access memory (RAM) or non-volatile memory (NVM), such as at least one disk storage. Alternatively, the memory may be at least one storage device located away from the processor.

[0186] The above-mentioned processor can be a general-purpose processor, including a central processing unit (CPU), a network processor (NP), etc.; it can also be a digital signal processor (DSP), an application specific integrated circuit (ASIC), a field programmable gate array (FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components.

[0187] In another embodiment of the present invention, a computer-readable storage medium is provided, which stores a computer program. When the computer program is executed by a processor, the steps of any of the above-mentioned business warning methods are implemented.

[0188] In another embodiment of the present invention, a computer program product including instructions is provided, which, when executed on a computer, enables the computer to execute any one of the service early warning methods in the above embodiments.

[0189] In the above embodiments, all or part of the embodiments can be implemented by software, hardware, firmware, or any combination thereof. When implemented using software, all or part of the embodiments can be implemented in the form of a computer program product. The computer program product includes one or more computer instructions. When the computer program instructions are loaded and executed on a computer, all or part of the processes or functions described in the embodiments of the present invention are generated. The computer can be a general-purpose computer, a special-purpose computer, a computer network, or other programmable device. The computer instructions can be stored in a computer-readable storage medium or transmitted from one computer-readable storage medium to another computer-readable storage medium. For example, the computer instructions can be transmitted from one website, computer, server, or data center to another website, computer, server, or data center via a wired (e.g., coaxial cable, optical fiber, digital subscriber line (DSL)) or wireless (e.g., infrared, wireless, microwave, etc.) method. The computer-readable storage medium can be any available medium that can be accessed by a computer or a data storage device such as a server or data center that includes one or more available media. The available medium can be a magnetic medium (e.g., a floppy disk, a hard disk, a tape), an optical medium (e.g., a DVD), or a semiconductor medium (e.g., a solid-state drive (SSD)).

[0190] It should be noted that, in this document, relational terms such as first and second, etc., are used only to distinguish one entity or operation from another entity or operation, and do not necessarily require or imply the existence of any such actual relationship or order between these entities or operations. Moreover, the terms "comprises," "comprising," or any other variants thereof are intended to cover non-exclusive inclusion, so that a process, method, article, or device comprising a series of elements includes not only those elements, but also other elements not explicitly listed, or elements inherent to such process, method, article, or device. In the absence of further limitations, an element defined by the phrase "comprising a ..." does not exclude the presence of other identical elements in the process, method, article, or device comprising the element.

[0191] Each embodiment in this specification is described in a related manner. Similar portions between embodiments can be referenced to each other. Each embodiment focuses on the differences between other embodiments. In particular, since the apparatus, electronic device, computer-readable storage medium, and computer program product embodiments are generally similar to the method embodiments, their descriptions are relatively simplified. For related portions, reference can be made to the descriptions of the method embodiments.

[0192] The above description is only a preferred embodiment of the present invention and is not intended to limit the scope of protection of the present invention. Any modifications, equivalent replacements, improvements, etc. made within the spirit and principles of the present invention are included in the scope of protection of the present invention.

Claims

1. A business early warning method, characterized in that: The method comprises: Obtain detailed business data for each business within the monitoring period; Determining, based on the business detail data, whether each business satisfies a first monitoring rule, wherein the first monitoring rule is configured based on information isolation and conflict of interest management specifications for restricting the conduct of business; If there is a first business that satisfies the first monitoring rule, determining a second business that conflicts with the first business among the associated businesses, wherein the associated business and the first business are businesses conducted by the same customer; A restriction reminder for the second service is issued to the system where the second service is located, so that the system where the second service is located performs service restriction on the second service.

2. The method according to claim 1, characterized in that The determining, based on the business detail data, whether each business satisfies the first monitoring rule includes: For each business, determine the business stage of the business based on the business details of the business; detect whether the determined business stage is within the target stage range; if so, determine that the business meets the first monitoring rule, wherein the target stage range is determined based on the information isolation and conflict of interest management specifications formulated for the business type of the business and used to restrict business operations; and / or The reminding the system where the second service resides of the restriction on the second service includes: Call the data interface of the system where the second business is located, write the business information of the second business into the business restriction list of the system where the second business is located, where the business restriction list is used to record information of the business subject to business restrictions; or send a restriction notification for the second business to the system where the second business is located.

3. The method according to claim 2, characterized in that The first monitoring rule includes multiple sub-monitoring rules, the business restriction list includes multiple sub-lists, the sub-monitoring rules correspond to the sub-lists one-to-one, and the business system restricts the business corresponding to the information recorded in different sub-lists in different ways; The calling of the data interface of the system where the second service is located and writing the service information of the second service into the service restriction list of the system where the second service is located includes: The data interface of the system where the second business is located is called, and the business information of the second business is written into the target sub-list of the system where the second business is located, wherein the target sub-list is a sub-list corresponding to the sub-monitoring rule satisfied by the first business.

4. The method according to any one of claims 1 to 3, characterized in that After obtaining detailed business data for each business within the current detection period, the method further includes: determining, based on the detailed business data of a third business, whether the third business satisfies a second monitoring rule, wherein the third business is a business that conflicts with a fourth business that has been restricted, and the second monitoring rule is configured based on information isolation and conflict of interest management specifications for lifting business restrictions; if the third business satisfies the second monitoring rule, prompting a system for the fourth business to remove restrictions on the fourth business, so that the system for the fourth business removes the business restrictions on the fourth business; and / or The method also includes: displaying the second business; obtaining business verification information input by the user based on the displayed second business; retrieving target business information matching the business verification information from a database, wherein the database stores business information of each business in each system and association relationship information between each business; and displaying the target business information in the form of a knowledge graph based on the association relationship information stored in the database.

5. The method according to claim 4, characterized in that The reminding the system where the fourth service resides to lift the restriction on the fourth service includes: calling a data interface of the system where the fourth service is located, and removing service information of the fourth service from a service restriction list of the system where the fourth service is located, wherein the service restriction list is used to record information of services subject to service restrictions; or A restriction lifting notification for the fourth service is sent to the system where the fourth service is located.

6. The method according to any one of claims 1 to 3, characterized in that The determining, among the associated services, a second service that conflicts with the first service includes: Determining a target type corresponding to the business type of the first business according to a preset interest conflict correspondence relationship between the business types; and determining a business of the target type included in the associated business as a second business; and / or In response to receiving a service determination instruction issued by a user based on the associated service, determining that the service indicated by the service determination instruction is a second service.

7. A business warning device, characterized in that: The device comprises: The data acquisition module is used to obtain detailed business data of each business within the monitoring period; a first monitoring rule judgment module, configured to judge, based on the business detail data, whether each business satisfies a first monitoring rule, and trigger a business determination module if a first business satisfies the first monitoring rule, wherein the first monitoring rule is configured based on information isolation and conflict of interest management specifications for restricting business operations; The business determination module is configured to determine, among the associated businesses, a second business that conflicts with the first business, wherein the associated business and the first business are businesses provided by the same customer; The restriction reminder module is used to remind the system where the second service is located of the restriction on the second service, so that the system where the second service is located performs service restriction on the second service.

8. The device according to claim 7, characterized in that The first monitoring rule determination module is specifically configured to: determine, for each business, the business stage of the business based on the business details of the business; detect whether the determined business stage is within a target stage range; if so, determine that the business satisfies the first monitoring rule, wherein the target stage range is determined based on information isolation and conflict of interest management specifications formulated for the business type of the business and used to restrict business operations; and / or The restriction reminder module is specifically configured to: call a data interface of the system where the second service resides, and write the service information of the second service into a service restriction list of the system where the second service resides, wherein the service restriction list is used to record information of the service to be restricted; or The restriction reminder module is specifically configured to send a restriction notification for the second service to the system where the second service is located; and / or The first monitoring rule includes multiple sub-monitoring rules, and the business restriction list includes multiple sub-lists. The sub-monitoring rules correspond to the sub-lists one-to-one, and the business system performs business restrictions differently on the businesses corresponding to the information recorded in different sub-lists. The restriction reminder module is specifically configured to: call a data interface of the system where the second business resides, and write the business information of the second business into a target sub-list of the system where the second business resides, wherein the target sub-list is a sub-list corresponding to the sub-monitoring rules satisfied by the first business; and / or The apparatus further includes: a second monitoring rule determination module configured to, after obtaining detailed business data of each business within a current detection period, determine whether the third business satisfies a second monitoring rule based on the detailed business data of the third business; and trigger a restriction removal module if the third business satisfies the second monitoring rule, wherein the third business is a business that conflicts with a fourth business that has been restricted, and the second monitoring rule is configured based on information isolation and conflict of interest management specifications for removing business restrictions; and the restriction removal module is configured to issue a restriction removal reminder to a system where the fourth business resides, so that the system where the fourth business resides removes the business restriction on the fourth business; and / or The restriction removal module is specifically configured to: call a data interface of the system where the fourth service resides, and remove the service information of the fourth service from a service restriction list of the system where the fourth service resides, wherein the service restriction list is used to record information of services subject to service restrictions; or The restriction removal module is specifically configured to: send a restriction removal notification for the fourth service to the system where the fourth service is located; and / or The business determination module is specifically configured to: determine a target type corresponding to the business type of the first business according to a preset interest conflict correspondence relationship between the business types; and determine that a business of the target type included in the associated business is a second business; and / or The service determination module is specifically configured to: in response to receiving a service determination instruction issued by a user based on the associated service, determine that the service indicated by the service determination instruction is a second service; and / or The device also includes: a business display module for displaying the second business; an information acquisition module for obtaining business verification information input by the user based on the displayed second business; an information matching module for retrieving target business information matching the business verification information in a database, wherein the database stores business information of each business in each system and association relationship information between each business; and a graph display module for displaying the target business information in the form of a knowledge graph based on the association relationship information stored in the database.

9. An electronic device, characterized in that: It includes a processor, a communication interface, a memory and a communication bus, wherein the processor, the communication interface and the memory communicate with each other via the communication bus; Memory for storing computer programs; A processor, configured to implement the method steps described in any one of claims 1 to 6 when executing a program stored in a memory.

10. A computer-readable storage medium, characterized in that The computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the method steps of any one of claims 1 to 6 are implemented.

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