Real estate speculation suppression system

Abstract

To suppress speculative real estate investment (short-term real estate trading) without disturbing distribution of real estates for the purpose of suppressing the increase of vacant houses.SOLUTION: A system of real estate registration is improved so that a person who has purchased a real estate for residence and will sell the real estate within a certain period after the purchase cannot sell the real estate at an amount of money more than that paid for the purchase without house renovation satisfying a requirement.SELECTED DRAWING: Figure 1

Description

[Technical field]

[0001] The present invention provides a technique for suppressing speculative real estate investment. [Background technology]

[0002] Patent Document 1 discloses a technique for reducing the risk of reselling an asset whose fair price is unknown when reselling real estate. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Patent Publication No. 2005-182587 Summary of the Invention [Problem to be solved by the invention]

[0004] There are many residential properties that are listed on real estate information sites for a long time, but there are also many properties that are sold immediately after being listed on the information site. The difference between properties that sell quickly and properties that remain unsold is the selling price.

[0005] There has also been an increase in cases where properties that are difficult to live in as is are purchased at low prices and the buyers then remodel them themselves using DIY methods. Previously, it was not possible to know what kind of remodeling had been done, but with the spread of video sites, it is now possible to learn in detail about the remodeling work done by DIY buyers, so there has been an increase in cases where buyers remodel properties themselves and then sell them, which is expected to improve the circulation of used real estate.

[0006] Even if the number of good used properties increases due to DIY renovations, if they are purchased for speculative real estate investment (short-term buying and selling), there is a high risk that the properties will become vacant. If good used properties cannot be found, there is no choice but to consider building new properties, and building new properties will increase the number of vacant properties.

[0007] As the number of vacant houses increases, so does the number of cases where the owners of real estate become unknown. Local governments are forced to deal with these properties, and leaving the vacant house problem unattended puts strain on the government budget, so it is necessary to curb speculative real estate investment without impeding the circulation of real estate. [Means for solving the problem]

[0008] In order to achieve the above object, the real estate speculation suppression system of the present invention comprises a registration system in which real estate registration information is registered, said registration system comprising a resale prevention property registration unit which, when a purchase and sale contract for a real estate for which a seller wishes to prevent resale is concluded and ownership of the real estate is transferred, registers the real estate registration information, the purchase and sale price of the real estate, images of the exterior and interior of the property at the time of the contract, and a period during which the real estate cannot be sold for an amount equal to or greater than the purchase and sale price, and when a real estate registered in said resale prevention property registration unit is sold within the period during which the real estate cannot be sold for an amount equal to or greater than the purchase and sale price registered in said resale prevention property registration unit and an application for transfer of ownership is made, comprises a renovation content registration unit which registers the purchase and sale price of the real estate, the construction costs and material costs incurred for renovation, and images of the exterior and interior of the property after renovation, and The system is provided with an approval section which compares the construction costs and material costs incurred for the renovation registered in the renovation content registration section, or the exterior and interior images of the property after renovation with the exterior and interior images of the property registered in the resale prevention property registration section, and if it is determined that the renovation satisfies the requirements, approves the transfer of ownership regardless of the purchase price of the property registered in the resale prevention property registration section, and which compares the construction costs and material costs incurred for the renovation registered in the renovation content registration section, or the exterior and interior images of the property after renovation with the exterior and interior images of the property registered in the resale prevention property registration section, and if it is determined that the renovation does not satisfy the requirements, approves the transfer of ownership only if the purchase price of the property registered in the renovation content registration section is equal to or less than the purchase price of the property registered in the resale prevention property registration section.

[0009] The registration system includes a registration condition registration section in which the conditions of properties that can be registered in the resale prevention property registration section (land divisions specified by the City Planning Act, classifications on hazard maps, and building standards set forth in the Building Standards Act) are recorded. Effect of the Invention

[0010] According to the present invention, it is possible to suppress speculative real estate investment (short-term buying and selling) without impeding the circulation of real estate. [Brief description of the drawings]

[0011] [Figure 1] 1 is a diagram illustrating a schematic configuration of a real estate speculation suppression system according to an embodiment of the present invention. [Diagram 2] FIG. 2 is a diagram for explaining an example of a flow of a real estate speculation suppression system according to an embodiment of the present invention. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0012] Hereinafter, an embodiment of a real estate speculation suppression system 100 according to the present invention will be described with reference to the drawings.

[0013] FIG. 1 is a diagram illustrating a schematic configuration of a real estate speculation suppression system 100. As shown in FIG.

[0014] The real estate speculation suppression system 100 is constituted by a registration system 1.

[0015] The registration system 1 includes a resale prevention property registration unit 2, a renovation content registration unit 3, an approval unit 4, and a registration condition registration unit 5.

[0016] A person who purchases residential real estate cannot sell the property for more than the purchase price within a certain period of time. If the property is designed so that it can be sold for more than the purchase price if it is renovated to meet certain requirements, the residential property will not be subject to speculative real estate investment (short-term resale) and circulation will not be hindered.

[0017] For this reason, the real estate speculation suppression system 100 includes a registration system 1 in which real estate registration information is registered, and the registration system 1 includes a resale prevention property registration unit 2 which, when a purchase and sale contract for a real estate that a seller wishes to prevent resale is concluded and ownership of the real estate is transferred, registers the real estate registration information, the purchase and sale price of the real estate, images of the exterior and interior of the property at the time of the contract, and a period during which the real estate cannot be sold for an amount equal to or greater than the purchase and sale price, and, when a real estate registered in the resale prevention property registration unit 2 is sold within the period during which the real estate cannot be sold for an amount equal to or greater than the purchase and sale price registered in the resale prevention property registration unit 2 and an application is made for transfer of ownership, registers the purchase and sale price of the real estate, the construction costs and material costs incurred for the renovation, and images of the exterior and interior of the property after the renovation, and and an approval unit 4 which compares the construction costs and material costs required for the renovation registered in the renovation content registration unit 3, or the exterior and interior images of the property after the renovation, with the exterior and interior images of the property registered in the resale prevention property registration unit 2, and if it is determined that the renovation satisfies the requirements, approves the transfer of ownership regardless of the purchase price of the property registered in the resale prevention property registration unit 2, and compares the construction costs and material costs required for the renovation registered in the renovation content registration unit 3, or the exterior and interior images of the property after the renovation, with the exterior and interior images of the property registered in the resale prevention property registration unit 2, and if it is determined that the renovation does not satisfy the requirements, approves the transfer of ownership only if the purchase price of the property registered in the renovation content registration unit 3 is equal to or less than the purchase price of the property registered in the resale prevention property registration unit 2.

[0018] It is desirable to determine for each area, taking into consideration fluctuations in the publicly-listed land price, the period during which real estate cannot be sold for a price equal to or higher than the purchase price registered in the resale prevention property registration unit 2 of the registration system 1. It is desirable to set the period during which real estate cannot be sold longer in areas where the publicly-listed land price continues to fall, and set the period during which real estate cannot be sold shorter in areas where the publicly-listed land price continues to rise.

[0019] Even during a period when it is not possible to sell a property for more than the purchase price, it is desirable to set requirements for renovations that will enable the property to be sold for more than the purchase price, such as removing large amounts of remaining items, creating new parking spaces, repairing leaks and damage, painting the exterior walls, insulating the walls and ceilings, taking measures against moisture under the floorboards, replacing the floors, taking measures against termites, and replacing the plumbing, so that the requirements are set for properties that would be difficult to live in as is.

[0020] The renovation content registration section 3 of the registration system 1 specifies that the construction costs and material costs incurred for the renovation are to be registered, but if the renovation is done by DIY, there is no problem if the labor hours required for the renovation are registered instead of the construction costs. The renovation content can be determined by checking the details of the material costs and images of the property before and after the renovation, and when doing the renovation by DIY, the renovation work is often made public on a video site, so a property that does not have the renovation work made public on a video site will not find a buyer.

[0021] It would be desirable for legislation to be put in place to ensure that if the approval unit 4 of the registration system 1 rejects the transfer of ownership, the seller of the property and the intermediary are obliged to compensate the buyer of the property for losses according to the terms of the transaction.

[0022] It has been proven through psychology that people will reject transactions they perceive as unfair (rejection of unfair allocation). Since many individuals feel that speculating on residential properties is unfair, it is expected that individuals or small businesses will want to prevent resale if the seller is an individual or small business. Since the initiative in this specification contributes to SDGs 11-3 (sustainable urban development), there is no choice but to want to prevent resale if the seller is a listed company or an affiliate of a listed company.

[0023] It is desirable that residential real estate located in an area that is included in an urbanized area within a city planning area defined by the City Planning Act, but is not included in a landslide risk area, and is not predicted to be affected by a major earthquake, or residential real estate that is included in an urbanized area within a city planning area defined by the City Planning Act, but is not included in a landslide risk area, and is predicted to be affected by a major earthquake, and that meets earthquake resistance standards, be registered in the resale prevention property registration section 2 of the registration system 1 and have resale restrictions imposed, and that other properties not be subject to resale prevention restrictions.

[0024] For this reason, the registration system 1 is equipped with a registration condition registration unit 5 in which the conditions of properties that can be registered in the resale prevention property registration unit 2 (land divisions specified by the City Planning Act, classifications on hazard maps, and standards set forth in the Building Standards Act) are recorded.

[0025] The conditions in the registration condition registration section 5 of the registration system 1 must be determined individually by the local government that manages the land. For example, even in urbanized areas, there are areas that have become marginal new towns, and restricting the resale of real estate in marginal new towns and encouraging renovations is not considered sustainable urban development, and in large cities, many people live in land that is prone to flood damage.

[0026] In addition, it is desirable to be able to restrict areas covered by development plans approved by the government from being registered in the resale prevention property registration section 2 of the registration system 1.

[0027] FIG. 2 is a diagram illustrating an example of a flow of the real estate speculation suppression system 100. As shown in FIG.

[0028] Steps S1 to S8 explain the flow of the real estate speculation suppression system 100.

[0029] In step S1, if the seller of the property wishes to prevent resale, the process proceeds to step S2, and if the seller of the property does not wish to prevent resale, the process proceeds to step S3.

[0030] In step S2, when a real estate purchase and sale contract is concluded and the procedure for transferring ownership of the real estate is carried out, the resale prevention property registration section 2 of the registration system 1 registers the real estate registration information, the purchase and sale price of the real estate, images of the exterior and interior of the property at the time of the contract, and the period during which the real estate cannot be sold for more than the purchase price.

[0031] In step S3, the buyer of the property is free to sell the property after purchasing it.

[0032] In step S4, after the real estate is registered in the resale prevention property registration unit 2 of the registration system 1, if the real estate registered in the resale prevention property registration unit 2 is sold within a period during which the real estate cannot be sold for more than the purchase price, the process proceeds to step S5, and if the real estate registered in the resale prevention property registration unit 2 is sold after the period during which the real estate cannot be sold for more than the purchase price has passed, the process proceeds to step S6.

[0033] In step S5, the purchase price of the real estate, the construction costs and material costs incurred in renovating the property, and images of the exterior and interior of the property after the renovation are registered in the renovation content registration unit 3 of the registration system 1. The construction costs and material costs incurred in renovating the property, or the images of the exterior and interior of the property after the renovation registered in the renovation content registration unit 3 are compared with the images of the exterior and interior of the property at the time of the contract registered in the resale prevention property registration unit 2. If it is determined that the renovation meets the requirements, proceed to step S6; if it is not determined that the renovation meets the requirements, proceed to step S7.

[0034] In step S6, the approval unit 4 of the registration system 1 approves the transfer of ownership of the real estate.

[0035] In step S7, the purchase price of the real estate registered in the resale prevention property registration unit 2 is compared with the purchase price of the real estate registered in the resale prevention property registration unit 3. If the purchase price of the real estate registered in the resale prevention property registration unit 3 is less than or equal to the purchase price of the real estate registered in the resale prevention property registration unit 2, the process proceeds to step S6. If the purchase price of the real estate registered in the resale prevention property registration unit 3 is greater than or equal to the purchase price of the real estate registered in the resale prevention property registration unit 2, the process proceeds to step S8.

[0036] In step S8, the approval unit 4 of the speculation system 1 denies the transfer of ownership of the real estate. [Industrial Applicability]

[0037] The present invention is suitable for suppressing speculative real estate investment (short-term buying and selling) without impeding the circulation of real estate. [Explanation of symbols]

[0038] 1. Registration System 2. Resale Prohibited Property Registration Department 3. Renovation Contents Registration Section 4 Approval Department 5. Registerable Conditions Registration Section

Claims

1. Equipped with a registration system in which real estate registration information is registered, The registration system includes a resale prevention property registration unit that registers the registration information of the real estate, the purchase price of the real estate, images of the exterior and interior of the property at the time of the contract, and a period during which the real estate cannot be sold for more than the purchase price when a purchase contract for the real estate that the seller wishes to prevent resale is concluded and ownership of the real estate is transferred, a remodeling content registration section for registering the purchase price of the real estate, the construction costs and material costs for the remodeling, and images of the exterior and interior of the property after the remodeling, when the real estate registered in the remodeling prevention property registration section is sold within a period in which the real estate cannot be sold for more than the purchase price registered in the remodeling prevention property registration section and an application for transfer of ownership is made; The system further comprises an approval unit which compares the construction costs and material costs for the renovation registered in the renovation content registration unit, or the exterior and interior images of the property after renovation, with the exterior and interior images of the property registered in the resale prevention property registration unit, and if it is determined that the renovation satisfies the requirements, approves the transfer of ownership regardless of the purchase price of the property registered in the renovation content registration unit, and compares the construction costs and material costs for the renovation registered in the renovation content registration unit, or the exterior and interior images of the property after renovation, with the exterior and interior images of the property registered in the resale prevention property registration unit, and if it is determined that the renovation does not satisfy the requirements, approves the transfer of ownership only if the purchase price of the property registered in the renovation content registration unit is equal to or less than the purchase price of the property registered in the resale prevention property registration unit. A real estate speculation suppression system.

2. The registration system includes a registration condition registration unit that records the conditions of properties that can be registered in the resale prevention property registration unit (such as land divisions designated by the City Planning Act, classifications on hazard maps, and standards stipulated by the Building Standards Act).

2. The real estate speculation suppression system according to claim 1.

Images