Cash deposit / withdrawal machine and cash deposit / withdrawal system

Abstract

To provide a cash deposit / withdrawal machine that can monitor cash fluctuations throughout a store, including coin rolls and small bundles, and a cash deposit / withdrawal system that can determine the optimal amount and cycle of cash distribution for each store based on data collected from the cash deposit / withdrawal machine.SOLUTION: A cash deposit / withdrawal machine 1 includes: a cash deposit / withdrawal unit 3 that deposits and withdraws cash; a coin roll deposit / withdrawal unit 5 that deposits and withdraws coin rolls; a small bundle deposit / withdrawal unit 7 for small bundle deposits / withdrawals; a refund unit 9 that holds cash that is deposited and withdrawn in the cash deposit / withdrawal unit 3; a temporary holding unit 11 that accepts cash that is deposited and withdrawn in the cash deposit / withdrawal unit 3 and does not fit into the refund unit 9; a cassette storage 13 that is provided in the form of a removable / replaceable cassette and accepts cash via the temporary holding unit 11; a user input / output unit 15 for input / output of information based on user operation; and a control unit 17 that controls each of the units, communicates with a center server, and transmits the operating status, including cash deposits and withdrawals, to the center server.SELECTED DRAWING: Figure 1

Description

[Technical field]

[0001] The present invention relates to a cash deposit / dispense machine and a cash deposit / dispense system. [Background technology]

[0002] Currently, for exchange at stores (convenience stores, supermarkets, drug stores, gas stations, etc.), the store manager requests the necessary exchange (denomination and amount) from a cash transport company, which then creates and delivers the cash (denomination and amount) for exchange. The amount of exchange delivered is the amount to cover the amount of exchange the store will use after delivery until the next delivery, so it is not possible to calculate the required amount accurately and requests are made only based on an estimate, so it is necessary to accurately estimate the required amount.

[0003] In addition to accurately estimating the amount of change to be distributed (the fixed amount to be distributed as change), it is also necessary to collect data on fluctuations in the overall cash (denomination and amount) at each store and, based on that data, optimize the amount and distribution cycle to each store.

[0004] Patent Document 1, an example of the prior art, discloses a cash management system that distributes a store's cash balance minus a fixed planned amount for change distribution. The cash management system in Patent Document 1 includes a cash processing machine that is installed in each store, executes cash deposit and withdrawal processes and transmits these operation data, a store data management device that receives deposit and withdrawal data and cash balance data and tallys up cash data within the store, and a cash collection and delivery company server that is installed in a cash collection and delivery company and issues instructions to the store in which the store data management device is installed to prepare change and to transfer sales proceeds to the store's bank account.

[0005] Furthermore, Patent Document 2, an example of prior art, discloses a currency management device that processes the deposit of currency handed over by customers and calculates the number of change reserves of each denomination in a currency processing device that processes the withdrawal of change, which is the difference between the currency and the price of a product.

[0006] Furthermore, Patent Document 3, an example of prior art, discloses a store computer that calculates the number of coins to be reduced each day for a specified number of days for each denomination based on the difference between the number of coins deposited and withdrawn for each denomination stored each day, calculates the average value for each denomination, divides the sum of the squares of the differences by the specified number of days minus 1 to calculate the standard deviation of the number of coins to be reduced for each denomination, calculates the sum of the value multiplied by a specified multiplier and the calculated average value as the base number of change for each denomination, and displays this as the base number of change. [Prior art documents] [Patent documents]

[0007] [Patent Document 1] JP 2017-97866 A [Patent Document 2] JP 2013-61742 A [Patent Document 3] JP 2008-269150 A Summary of the Invention [Problem to be solved by the invention]

[0008] However, in the method disclosed in Patent Document 1, the amount distributed fluctuates each time, which may complicate the management of funds for creating change. Therefore, improvements are required that can contribute to reducing customer funds, including optimizing the amount of change actually held in stores.

[0009] In addition, Patent Document 2 calculates the number of change deposits to be loaded into a cash register, but because the calculation is done on a cash register basis, there is a problem in that it is difficult to grasp the amount of change stored in the store's safe, etc.

[0010] Furthermore, in Patent Document 3, since the calculation is performed by the store computer (cash register), there is a problem in that it is difficult to grasp the amount of change stored in the store's safe or the like.

[0011] Furthermore, none of the patent documents collect data on individual cash deposits and withdrawals, collection and delivery of cash at stores, and the operation of each task and equipment, with any distinction being made between coin rolls (a package of 50 coins) and small bundles (a bundle of 100 banknotes), which creates the problem that it is difficult to examine in detail the actual amounts distributed, including coin rolls and small bundles.

[0012] The present invention has been made in consideration of the above-mentioned circumstances, and the problem which the present invention aims to solve is to provide a cash depositing and dispensing machine which can grasp the cash fluctuations throughout an entire store, including coin rolls and small bundles, and to provide a cash depositing and dispensing system which can determine the optimum distribution amount and distribution cycle for each store based on data collected from the cash depositing and dispensing machine. [Means for solving the problem]

[0013] In order to solve the above problems, the present invention employs the following means. That is, the cash depositing and dispensing machine of the present invention is a cash depositing and dispensing machine for managing cash including change reserves, petty cash, and sales proceeds in a store, and includes a depositing and dispensing section for depositing and dispensing cash, one or both of a coin roll depositing and dispensing section for depositing and dispensing coin rolls and a small bundle depositing and dispensing section for depositing and dispensing small bundles, a circulation section for holding cash deposited and dispensed in the depositing and dispensing section, and a cash receiving section for receiving cash that cannot be accommodated in the circulation section among the cash deposited and dispensed in the depositing and dispensing section and cash from the circulation section based on a predetermined state. the temporary holding unit, a cassette storage unit provided in a removable and replaceable cassette format and receiving cash through the temporary holding unit, a user input / output unit for inputting and outputting information based on user operation, and a control unit for controlling the cash deposit / withdrawal unit, either or both of the coin roll deposit / withdrawal unit and the small bundle deposit / withdrawal unit, the reflux unit, the temporary holding unit, the cassette storage unit, and the user input / output unit, communicating with a center server, and transmitting operating status including cash deposits and withdrawals to the center server.

[0014] In one aspect of the present invention, the user input / output unit enables operations for replenishing, collecting, withdrawing, and depositing (returning) the change fund, which includes coin rolls and small bundles, in a manner distinct from sales proceeds, and the control unit transmits the processing results of the change fund and the balance in the device to the center server in a change fund category, in a manner distinct from sales proceeds.

[0015] In one aspect of the present invention, the user input / output unit enables operations for withdrawing and depositing petty cash by distinguishing between sales proceeds and change reserves, and the control unit transmits the results of the petty cash processing and the balance in the device to the center server in the petty cash category by distinguishing between sales proceeds and change reserves.

[0016] In one aspect of the present invention, the control unit is set with a predetermined count number for each denomination, and any denomination that exceeds the count number is treated as excess denomination and moved from the circulation unit to the cassette storage unit via the temporary holding unit.

[0017] In one aspect of the present invention, when sales proceeds are stored in the cassette storage unit from the reflux unit, the control unit moves the amount obtained by subtracting the total amount of surplus money from the deposited sales proceeds from the reflux unit to the cassette storage unit via the temporary holding unit, prioritizing high-value coins or specifying the number of each denomination.

[0018] In one aspect of the present invention, when petty cash is deposited, the control unit moves the remaining balance of the previously deposited petty cash after it has been used as petty recovery money from the return unit via the temporary holding unit to the cassette storage unit.

[0019] In one aspect of the present invention, the control unit allows a user to operate a cash deposit / withdrawal machine through biometric authentication, stores a withdrawal pattern linked to a predetermined code for withdrawing change funds, and dispenses money using the withdrawal pattern linked to the code based on the code input by the user to the user input / output unit.

[0020] Furthermore, the cash deposit / withdrawal system of the present invention comprises at least one of the above-mentioned cash deposit / withdrawal machines, and a center server which communicates with said cash deposit / withdrawal machine, and said center server stores the operating status transmitted from said cash deposit / withdrawal machine as data, and determines the amount, number of coins and distribution cycle to be distributed to said cash deposit / withdrawal machine based on said data and the cash holding capacity of said cash deposit / withdrawal machine.

[0021] In one aspect of the present invention, the center server calculates the number of coins of each denomination that has decreased since the last replenishment based on the transaction and inventory data of the change fund sent from the cash deposit and withdrawal machine, and calculates the number of coins that can be distributed next time, and determines the details of the next distribution.

[0022] In one aspect of the present invention, the center server displays the determined details of the next distribution and the amount of petty cash distribution to a predetermined user via a communication line, enabling approval and modification of the distribution amount along with the distribution cycle.

[0023] In one aspect of the present invention, the center server displays the sales proceeds, change reserve, and petty cash transactions and balance data transmitted from the cash deposit / withdrawal machine to a predetermined user via a communication line, enabling the aggregated sales proceeds, change reserve, petty cash transactions, and balance data to be confirmed and the data to be output.

[0024] In one aspect of the present invention, the center server enables a predetermined user to compare sales transactions transmitted from the cash deposit / withdrawal machine and sales summary data for the day with cash sales data of the store provided by the user via a communication line.

[0025] In one aspect of the present invention, the cash depositing and dispensing machine further includes a storage unit, and the control unit permits a user to perform operations including inserting and removing items from the storage unit.

[0026] In one aspect of the present invention, the cash depositing and dispensing machine further includes a storage unit, and the control unit is capable of managing an operation history of the storage unit.

[0027] In one aspect of the present invention, the cash depositing and dispensing machine further includes a storage unit, and the control unit is capable of managing items stored in the storage unit. Effect of the Invention

[0028] According to the present invention, it is possible to provide a cash deposit / withdrawal machine capable of grasping the cash fluctuations throughout an entire store, including rolls of cash and small bundles, and to provide a cash deposit / withdrawal system capable of determining the optimum distribution amount and distribution cycle for each store based on data collected from the cash deposit / withdrawal machine. [Brief description of the drawings]

[0029] [Figure 1] 1 is a block diagram showing a configuration of a cash depositing and dispensing machine according to an embodiment of the present invention. [Diagram 2] 1 is a block diagram showing a configuration of a cash deposit / withdrawal system according to an embodiment of the present invention. [Diagram 3] FIG. 2 is a diagram showing the operation of each component of the cash deposit / withdrawal system according to the embodiment of the present invention. [Figure 4] FIG. 2 is a diagram showing an example of a change calculation provided in the cash deposit / withdrawal system according to an embodiment of the present invention. [Diagram 5] 11 is a diagram showing an example of calculation of a reference value of change to be supplied in a cash deposit / withdrawal system according to an embodiment of the present invention. FIG. [Figure 6] 1 is a block diagram showing a configuration of a cash depositing and dispensing machine according to an embodiment of the present invention. [Figure 7] FIG. 2 is a perspective view of a cash drawer shown as an example of a storage unit of a cash depositing and dispensing machine according to an embodiment of the present invention. [Figure 8] 13 is an example of an operation screen of a storage unit of a cash depositing and dispensing machine according to an embodiment of the present invention. [Figure 9] FIG. 2 is a perspective view showing a state in which a storage unit shown as an example of a storage unit of a cash depositing and dispensing machine according to an embodiment of the present invention is provided. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0030] Hereinafter, an embodiment of the present invention will be described with reference to the accompanying drawings. First Embodiment 1 is a block diagram showing the configuration of a cash depositing and dispensing machine in this embodiment. The cash depositing and dispensing machine 1 is used to manage cash including a change fund prepared in advance when a store opens, petty cash used to pay utility bills and purchase equipment in the store, and sales proceeds.

[0031] the cash deposit and withdrawal unit 1 comprises a deposit and withdrawal unit 3 for depositing and withdrawing cash, either or both of a coin roll deposit and withdrawal unit 5 for depositing and withdrawing coin rolls and a small bundle deposit and withdrawal unit 7 for depositing and withdrawing small bundles, a reflux unit 9 for holding cash deposited and withdrawn by the deposit and withdrawal unit 3, a temporary holding unit 11 for accepting cash deposited and withdrawn by the deposit and withdrawal unit 3 that does not fit into the reflux unit 9 and cash from the reflux unit 9 based on a predetermined state, a cassette storage unit 13 provided in a removable and replaceable cassette format and accepting cash via the temporary holding unit 11, a user input / output unit 15 for inputting and outputting information based on user operation, and a control unit 17 for controlling the deposit and withdrawal unit 3, either or both of the coin roll deposit and withdrawal unit 5 and the small bundle deposit and withdrawal unit 7, the reflux unit 9, the temporary holding unit 11, the cassette storage unit 13, and the user input / output unit 15, communicating with a center server (not shown), and transmitting operating status including cash deposits and withdrawals to the center server.

[0032] In this embodiment, the cash deposit / withdrawal machine 1 is equipped with both the coin roll deposit / withdrawal unit 5 and the small bundle deposit / withdrawal unit 7. The user input / output unit 15 may be implemented by a display device such as a liquid crystal or OLED (organic LED) display including a touch panel, and an input device such as a mouse, a touch panel, or a keyboard. Here, communication with the center server includes both transmission and reception, and includes the transmission of the dispensing amount and dispensing cycle approval and correction by the user, as will be described later, and the operating status of the cash deposit / withdrawal machine 1, as well as the reception of aggregated data including data from other stores from the center server.

[0033] The control unit 17 transmits and receives data to and from the center server via a communication line T such as the Internet. In FIG. 1, the white arrows indicate the movement of cash, and the deposit / withdrawal unit 3 and the recycling unit 9 exchange cash with each other for depositing and withdrawing cash. The transfer of cash from the recycling unit 9 to the cassette storage unit 13 via the temporary holding unit 11 is performed when the amount of cash held in the recycling unit 9 exceeds a predetermined number or number of pieces for each denomination, and when the proceeds of sales are transferred. When a worker transporting cash collects cash, the worker collects the cassette from the cassette storage unit 13 in which the cash is stored, and sets an empty cassette in its place. The coin bar deposit / withdrawal unit 5 only deposits and withdraws coin bars, which are packages of 50 coins. The small bundle deposit / withdrawal unit 7 only deposits and withdraws small bundles, which are bundles of 100 banknotes.

[0034] The user input / output unit 15 enables operations for replenishing, collecting, withdrawing, and depositing (returning) the change fund, which includes coin rolls and small bundles, separately from sales proceeds, and the control unit 17 transmits the results of processing the change fund and the balance in the device to the center server as a change fund, separately from sales proceeds.

[0035] In addition, the user input / output unit 15 enables operations for withdrawing and depositing petty cash used in the store to pay utility bills, etc., by distinguishing between sales proceeds and change reserves, and the control unit 17 transmits the results of petty cash processing and the balance in the device to the center server in the petty cash category, by distinguishing between sales proceeds and change reserves.

[0036] The control unit 17 is set with a predetermined count number for each denomination, and moves any denomination exceeding the count number as excess denomination from the recycling unit 9 to the cassette storage unit 13 via the temporary holding unit 11.

[0037] When the sales proceeds are stored from the recycling unit 9 to the cassette storage unit 13, the control unit 17 moves the amount obtained by subtracting the total amount of excess money from the deposited sales proceeds from the recycling unit 9 to the cassette storage unit 13 via the temporary holding unit 11, giving priority to high-value coins or specifying the number of coins for each denomination. The storage of the sales proceeds from the recycling unit 9 to the cassette storage unit 13 can be arbitrarily selected, for example, when the sales proceeds are collected by an employee or when the store closes, by inputting the user input / output unit 15, or automatically at a preset time. When transferring cash, it is also possible to arbitrarily select whether to give priority to high-value coins or to specify the number of coins for each denomination.

[0038] When petty cash is deposited, the control unit 17 moves the remaining amount of the petty cash deposited previously after use as petty cash recovery money from the recycling unit 9 to the cassette storage unit 13 via the temporary holding unit 11.

[0039] The control unit 17 also permits the user to operate the cash deposit / withdrawal machine 1 by biometric authentication, stores a dispensing pattern linked to a predetermined code for dispensing change reserve, and dispenses cash according to the dispensing pattern linked to the code based on the code input by the user to the user input / output unit 15. The biometric authentication is not particularly limited to any particular method, and any of fingerprint authentication, face authentication, iris authentication, vein authentication, palm print authentication, and voice print authentication can be used. The dispensing pattern linked to the code is, for example, a pattern set for each arbitrary code, such as 10 5,000 yen bills, 50 1,000 yen bills, 5 100 yen coins in a roll, and 10 10 yen coins in a roll, and is set as an initial value (reference value) of the register and an additional denomination pattern during business hours. Instead of inputting the denominations individually, the user can input the code to dispense cash in the desired denomination and in the desired number according to the dispensing pattern linked to the code.

[0040] 2 is a block diagram showing the configuration of a cash deposit / withdrawal system 100 according to this embodiment. The cash deposit / withdrawal system 100 comprises at least one of the above-mentioned cash deposit / withdrawal machines 1 and a center server 19 which communicates with the cash deposit / withdrawal machine 1, and the center server 19 stores the operating status transmitted from the cash deposit / withdrawal machine 1 as data, and determines the amount to be distributed to the cash deposit / withdrawal machine 1, the number of coins to be distributed, and the distribution cycle based on the data and the cash holding capacity of the cash deposit / withdrawal machine. In this embodiment, a plurality of cash deposit / withdrawal machines 1 are installed in each store. Here, the operating status includes all deposits and withdrawals related to the movement of cash in the cash deposit / withdrawal machine 1.

[0041] The center server 19 includes a tallying unit 21, an exchange calculation unit 23, and an information providing unit 25. The tallying unit 21 includes a transaction table 27 that stores transactions of each cash deposit / withdrawal machine 1 and an inventory management table 29 that stores inventory of each cash deposit / withdrawal machine 1, and tallys up the movement of cash in the cash deposit / withdrawal machine 1. The exchange calculation unit 23 includes an exchange table 31 that stores fluctuations in the exchange of each cash deposit / withdrawal machine 1, and calculates a reference exchange value, which will be described later, from the exchange fluctuation data. The calculated exchange reference value is stored in the exchange table 31, and is used to calculate the distribution of exchange, which will be described later. The information providing unit 25 controls the display of data to users, which will be described later, the approval and editing of data by users, and the output of data. Each user accesses the information providing unit via a communication line such as the Internet, via the cash deposit / withdrawal machine 1, or an information terminal 37 such as a personal computer connected to the Internet, and performs operations related to desired data, which will be described later.

[0042] The center server 19 calculates the number of coins of each denomination that has decreased since the last replenishment based on the transaction and inventory data of the change fund sent from the cash depositing and dispensing machine 1 into the number of coins that can be distributed, and determines the details of the next distribution.

[0043] The center server 19 displays the determined next distribution details and the petty cash distribution amount to a predetermined user via a communication line, enabling approval and modification of the distribution amount along with the distribution cycle. Here, the communication line may be, for example, the Internet. Display of information to the user and approval and modification by the user may be performed via the user input / output unit 15 of each cash depositing / dispensing machine 1. Also, this may be performed via the Internet by an information terminal 37 such as a personal computer, tablet, or smartphone connected to the communication line.

[0044] The center server 19 displays the transaction and balance data of the sales proceeds, the change reserve, and the petty cash transmitted from the cash depositing and dispensing machine 1 to a predetermined user via a communication line such as the Internet, and enables the user to confirm and output the aggregated sales proceeds, the change reserve, the petty cash transaction, and the balance data. The display of information to the user, the user's confirmation, and the data output may be performed via the user input / output unit 15 of each cash depositing and dispensing machine 1. Also, the display may be performed via the Internet by an information terminal 37 such as a personal computer, tablet, or smartphone connected to the communication line.

[0045] The center server 19 enables a predetermined user to compare sales transactions and sales summary data for the day transmitted from the cash depositing and dispensing machine 1 with store cash sales data provided by the user via a communication line such as the Internet. The store cash sales data provided by the user here is data related to cash sales provided by the store's POS (Point Of Sales) system or the like.

[0046] Fig. 3 is a diagram showing the operation of each component of the cash deposit / withdrawal system 100 according to this embodiment. The operation of the cash deposit / withdrawal system 100 will be described with reference to Fig. 3. In Fig. 3, the cash deposit / withdrawal machine 1 is placed on the left, the center server 19 is placed on the right, and a store register is placed in the middle, and the flow of cash is described. One cash deposit / withdrawal machine 1 is installed in each store. Fig. 3 describes the system operation in one store.

[0047] (1) Withdrawal of reserve funds In preparation for opening of the store, etc., the user of each store register dispenses reserve funds to be used as change from the cash deposit / withdrawal machine 1. As described above, the cash deposit / withdrawal machine 1 allows the user to operate the cash deposit / withdrawal machine 1 by biometric authentication, the user inputs a code with a preset dispensing pattern into the user input / output unit 15, and the cash deposit / withdrawal machine 1 dispenses according to the dispensing pattern linked to the code. The control unit 17 stores management information related to the withdrawal (when, who, which register, how much) and transmits it to the center server 19, and the management information can be viewed by the user. Dispensation is performed via the deposit / withdrawal unit 3, and when dispensation in rolls or small bundles is possible depending on the denomination, the rolls are dispensed from the roll deposit / withdrawal unit 5 and small bundles are dispensed from the small bundle deposit / withdrawal unit 7 as appropriate.

[0048] (2) Loading into the change machine The users load the change machine (register) for which they are responsible with cash dispensed from the cash deposit / withdrawal machine 1. In Fig. 3, as an example, 398,800 yen in cash is dispensed for each denomination in the denominations and amounts shown in Table A and loaded into the change machine. (3) Collect unnecessary denominations from the change machine When the change machine is no longer in operation, such as when the store closes, the user collects unwanted denominations from the change machine.

[0049] (4) Reserve deposit (return) A user deposits cash collected from the change machine into the deposit / withdrawal machine 1. The deposit is made via the deposit / withdrawal unit 3, but if the collected cash includes a roll of money and a small bundle, the roll of money is deposited into the roll of money deposit / withdrawal unit 5, and the small bundle is deposited into the small bundle deposit / withdrawal unit 7. In this case, the control unit 17 also stores management information about the withdrawal (when, who, which register, how much) and transmits it to the center server 19. The control unit 17 also stores state transitions, such as a state transition indicator set in the program of the control unit 17 that becomes the "withdrawal" state when the cash is withdrawn in (1), and becomes the "cleared" state when the same amount as the amount withdrawn in the reserve withdrawal in (1) is returned. Even if the state transitions to the "cleared" state, the movement of cash up to that point is not erased and continues to be stored as a log. In FIG. 3, as an example, 398,800 yen in cash is deposited for each denomination in the denomination and amount shown in Table B.

[0050] (5) Small withdrawals, (6) Utilities and other expenses A user withdraws petty cash required to pay store expenses from the cash deposit / withdrawal machine 1 and uses it for expenses such as utility bills. A fixed amount of petty cash is deposited in the recycling unit 9 for each store separately from the change reserve, and is managed in the petty cash category, separate from other cash transactions such as the change reserve and sales proceeds. When depositing petty cash, the remaining amount of the petty cash deposited previously after use is moved from the recycling unit 9 to the cassette storage unit 13 via the temporary holding unit 11 as petty recovery money.

[0051] (7) Collect sales proceeds from the change machine The user collects the sales proceeds from the change machine. (8) Deposit (payment) The user deposits the collected sales proceeds into the cash deposit / withdrawal machine 1. In FIG. 3, the cash collected from the change machine at this time is, for example, 1,664,644 yen in the denominations and amounts shown in Table C for each denomination, and deposited into the cash deposit / withdrawal machine 1. Here, both when depositing the reserve fund (4) and when depositing the sales proceeds, the deposited cash is stored in the recycling section 9. When depositing, the amount of the denomination that exceeds the amount predetermined for each denomination is moved as excess money to a cassette in the cassette storage section 13 via the temporary holding section 11. This excess money is considered to have been moved in advance to a cassette in the storage section 13 as sales proceeds, and when collecting sales proceeds from the cash deposit / withdrawal machine 1, the amount obtained by subtracting the total amount of excess money moved in advance from the sales proceeds is moved from the recycling section 9 to the cassette, with high-value coins given priority, and the amount as sales proceeds is maintained.

[0052] (9) Collection of sales revenue (closing, delivery) When collecting the proceeds, the user inputs the touch panel or the like to the user input / output unit 15 so that the cash deposit / withdrawal machine 1 is in a state of collecting the proceeds. The control unit 17 transfers the amount deposited in the deposit (payment) (8) from the recycling unit 9 to the cassette of the cassette storage unit 13 via the temporary holding unit 11. Alternatively, instead of the user's input, the transfer of the proceeds may be performed at a time designated in advance by the user. As described above, the amount transferred at this time is the amount obtained by subtracting the total amount of excess money transferred in advance from the actual proceeds. The denominations to be transferred are prioritized in the transfer of high-value coins. In FIG. 3, for example, 1,664,644 yen in cash of the denominations and quantities shown in Table D for each denomination is transferred to the cassette of the cassette storage unit 13. At this time, when the petty cash is replenished, the high-value coins assigned to the petty cash are not transferred. (10) Cassette collection (replacement) The user collects the sales proceeds that have been moved to the cassettes in the cassette storage unit 13 by exchanging them for empty cassettes. In the recycling unit 9, only the change fund and the amount of petty cash remain.

[0053] At each of the above stages, when an operation related to depositing or dispensing money in the cash depositing and dispensing machine 1, such as (1) reserve fund withdrawal, (4) reserve fund deposit, (5) small amount withdrawal, (8) deposit (payment), (9) sales proceeds collection (closing, delivery), or (10) cassette collection (exchange), occurs, the control unit 17 transmits the operating status to the center server 19 via the communication line T. The center server 19 stores the operating status in the transaction table 27 and the cash inventory management table 29 of the counting unit 21.

[0054] FIG. 4 is a diagram showing an example of calculation of the change fund (exchange money) provided in the cash deposit / withdrawal system 100 according to this embodiment. A method of calculating the amount of the change fund (exchange money) to be distributed will be described with reference to FIG. 4. By analyzing the operation data of the cash deposit / withdrawal machine 1 sent to the center server as described above, the exchange money reference value of each cash deposit / withdrawal machine 1 is calculated as described below. In FIG. 4, as an example, 2,600,000 yen in cash of the denomination and amount shown in Table E is set as the exchange money reference value. Now, suppose that 2,600,000 yen in cash of the denomination and amount shown in Table F is held as the inventory in the cash deposit / withdrawal machine 1. The difference for each denomination at that time is calculated. In the difference calculation, the difference is calculated for each denomination in Tables E and F, and the positive value is entered as a numerical value in Table G. That is, when the number of pieces and the number of coins in the cash deposit / withdrawal machine 1 are greater than the number of pieces and the number of coins in the exchange standard value shown on Table E, the number of pieces and the number of coins are calculated as 0 and no cash is to be distributed. For example, the standard value of 10,000 yen bills on Table E is 0, but the number of pieces and the number of coins in Table F is 62, so the number of 10,000 yen bills is calculated as 0 on Table G. For 100 yen coins, the standard value on Table E is 2,000, but the number of coins in Table F is 1,666, so the number of 100 yen coins in Table G is 334. In this way, the difference between each denomination is shown on Table G. Based on Table G, the amount of banknotes to be distributed is calculated by rounding up the value of the banknotes to the unit of a coin bar, which is a package of 50 coins. The calculation result is shown on Table H. For example, the amount of 100 yen coins to be distributed is calculated as 334 pieces on Table G, but this is rounded up to the unit of 50 coins, so the amount of 350 coins is determined as the amount of 100 yen coins to be distributed on Table H.

[0055] The calculation result table H is stored in the exchange money table 31, and the information providing unit 25 displays this calculation result, together with the distribution amount of petty cash, as details of the next distribution to a predetermined user via communication line T, allowing the user to approve and modify the distribution amount along with the distribution cycle.

[0056] 5 is a diagram showing an example of calculation of the exchange amount reference value supplied in the cash deposit / withdrawal system 100 according to this embodiment. This calculation is performed in the exchange amount calculation unit 23 of the center server 19. The center server 19 performs the following calculation based on the received data.

[0057] (S01) Based on the amount of withdrawals and deposits of the reserve of each cash deposit / withdrawal machine 1, the number of coins to be used (x i ) by denomination. (S02) Number of uses (x i ) and calculate the average value (m).

[0058]

number

[0059]

number

[0060] Here, if the upper limit of the number of coins that the cash deposit / dispensing machine 1 can accept (cash holding capacity) is U, the distribution cycle is determined by adjusting n so that (m+2α)×n does not exceed U. The calculations and operations described above are performed for each denomination, and the base value of the exchange amount is calculated for each denomination.

[0061] As described above, the cash depositing and dispensing machine 1 in this embodiment is a cash depositing and dispensing machine 1 that manages cash including change reserves, petty cash, and sales proceeds in a store, and is equipped with either or both of the coin roll depositing and dispensing unit 5 that deposits and dispenses coin rolls and the small bundle depositing and dispensing unit 7 that deposits and dispenses small bundles, thereby enabling management of cash in units of coin rolls and small bundles. Therefore, it is possible to provide a cash depositing and dispensing machine 1 that can grasp cash fluctuations throughout the store, including coin rolls and small bundles.

[0062] The cash deposit and dispensing machine 1 enables operations for replenishing, collecting, dispensing, and depositing (returning) the change fund, which includes coin rolls and small bundles, separately from sales proceeds, and transmits the results of the change fund processing and the amount in the device to a center server as a change fund, separately from sales proceeds. Also, the cash deposit and dispensing machine 1 enables operations for dispensing and depositing petty cash, separately from sales proceeds and the change fund, and transmits the results of the petty cash processing and the amount in the device to a center server as a petty cash, separately from sales proceeds and the change fund. Therefore, all operational data related to the movement of cash can be collected and managed.

[0063] Also, a predetermined count number is set for each denomination, and any denomination exceeding the count number is treated as excess money and moved from the recycling section 9 to the cassette storage section 13 via the temporary storage section 11. When sales proceeds are stored from the recycling section 9 to the cassette storage section 13, the amount obtained by subtracting the total amount of excess money from the deposited sales proceeds is moved from the recycling section 9 to the cassette storage section 13 via the temporary storage section 11, with priority given to high value coins or by specifying the number of coins for each denomination, so that the recycling section 9 is prevented from overflowing with each denomination and becoming unable to be processed, and the collection of sales proceeds can be made efficient.

[0064] When petty cash is deposited, the balance of the petty cash deposited previously after use is moved as petty recovery money from the circulation section 9 to the cassette storage section 13 via the temporary holding section 11, so that the deposit of petty cash can be efficiently performed.

[0065] The cash deposit / dispensing machine 1 permits a user to operate the cash deposit / dispensing machine through biometric authentication, stores a dispensing pattern linked to a predetermined code for dispensing change reserve funds, and dispenses money in the dispensing pattern linked to the code based on the code input by the user to the user input / output unit. Therefore, it is not necessary to manage the operation of each user and input the amount for each denomination when dispensing money, and money can be efficiently dispensed by the code.

[0066] Moreover, the cash deposit and dispensing system 100 of this embodiment includes at least one of the cash deposit and dispensing machines 1 described above, and a center server 19 which communicates with the cash deposit and dispensing machine 1, and the center server 19 stores the operating status transmitted from the cash deposit and dispensing machine 1 as data, and determines the distribution amount, number of coins to be distributed, and distribution cycle to the cash deposit and dispensing machine 1 based on the data and the cash holding capacity of the cash deposit and dispensing machine 1, thereby making it possible to prevent excessive distribution and optimize the distribution cycle. Therefore, it is possible to provide a cash deposit and dispensing system 100 which is capable of determining the optimal distribution amount and distribution cycle for each store based on the data collected by the cash deposit and dispensing machine 1.

[0067] The center server 19 totalizes the number of bills of each denomination that has decreased since the last replenishment based on the transaction and inventory data of the change fund transmitted from the cash depositing and dispensing machine 1 into the number of bills that can be distributed, and determines the details of the next distribution, so that the optimal amount to be distributed can be determined by using the aggregated data.

[0068] The center server 19 displays the determined details of the next distribution and the distribution amount of petty cash to a predetermined user via a communication line, and enables approval and correction of the distribution amount together with the distribution cycle, so that the distribution process can be managed by remote control.

[0069] The center server 19 displays the transaction and inventory data of the sales proceeds, change reserve, and petty cash transmitted from the cash deposit / withdrawal machine 1 to a predetermined user via a communication line, enabling the user to confirm and output the aggregated sales proceeds, change reserve, petty cash transaction, and inventory data. The center server 19 also enables the predetermined user via a communication line to compare the sales proceeds transactions and the aggregated sales data for the day transmitted from the cash deposit / withdrawal machine with the cash sales data of the store based on a POS system or the like provided by the user. This makes it possible to manage the cash of the store by remote operation.

[0070] In the above embodiment, the standard value of the exchange amount is calculated based on the average value and the standard deviation, but this is not limiting and may be calculated based on the fluctuation range of the median, maximum value, and minimum value. In addition, the optimum calculation method may be selected from various calculation methods based on the collected data. In addition, although one store is described as an example in the above embodiment, it is also possible to aggregate all stores of a group of companies and refer to them as data. As for the embodiment, it is possible to select the configurations listed in the above embodiment or to change them to other configurations as appropriate without departing from the gist of the present invention.

[0071] <Second embodiment> 6 is a block diagram showing the configuration of a cash depositing and dispensing machine 40 in this embodiment. This embodiment differs from the first embodiment in that it includes a storage unit A41 whose opening / closing operation, stored items, operators, and operation history are managed by the control unit 17, and a storage unit B43 whose stored items are managed by the control unit 17. Other identical configurations and functions are given the same reference numerals and their explanations are omitted.

[0072] An example of the storage unit A41 is a cash drawer. Fig. 7 is a perspective view showing the configuration of a cash drawer. Cash drawer 45 has a drawer casing 47 and a drawer 49. Drawer 49 engages with drawer casing 47 by guide 51 and can be stored in drawer casing 47. Drawer 49 has a plurality of partition plates 53 inside, allowing items to be stored in an organized manner.

[0073] The cash drawer 45 is used to store unfit notes, unfit coins, gift certificates, etc. The cash drawer 45 is connected to the control unit 17, and is unlocked by authentication using a biometric authentication device attached to the cash depositing and dispensing machine 40. The cash drawer 45 can also be locked with a key 55. The control unit 17 of the cash depositing and dispensing machine 40 can manage the opening and closing history, and the user can manually input the contents of the items to be stored and removed from the operation screen of the cash depositing and dispensing machine 40. FIG. 8 is an example of the operation screen of the cash depositing and dispensing machine 40. The user unlocks the cash drawer 45 using biometric authentication, calls up an initial input screen for the items to be stored in the cash drawer 45, and selects the type of items to be stored from cash outside the machine, cash outside the cash drawer, and unfit coins (FIG. 8(a)). Next, the user inputs the amount to be stored, checks that the amount is correct, and then presses the [Confirm] button (FIG. 8(b)). After storing the items in cash drawer 45, the user closes drawer 49 of cash drawer 45 and presses the "Done" button to complete the series of operations.

[0074] The control unit 17 records, as a history, when and by whom the cash drawer 45 was opened and closed, and the type and amount of items stored or taken out at that time. These histories may be periodically transmitted via the communication line T to the center server 19 in FIG. 2 described in the first embodiment and managed by the center server 19. They may also be referenced by the information terminal 37.

[0075] An example of the storage unit B43 of the cash deposit / withdrawal machine 40 is a storage unit. FIG. 9 is a perspective view showing a storage unit 57 arranged in the cash deposit / withdrawal machine 40. The storage unit 57 is equipped with a lever 59 and a dial lock 61, and can be locked by the dial lock 61 and opened and closed by the lever 59. The storage unit 57 can store change, unsold tickets, unsold coins, gift certificates, and other valuables that do not fit into the cash deposit / withdrawal machine 40. In this example, the storage unit is not connected to the control unit 17, but the user can manually record the stored items and manage the stored items using a screen equivalent to the storing operation of the cash drawer 45 shown above. In one example, the storage unit may be connected to the control unit 17 in the same way as the cash drawer 45, so that the opening and closing operations can be managed.

[0076] As described above, in this embodiment, since the storage unit A41 (cash drawer 45) connected to the control unit 17 or the storage unit B43 (storage unit 57) which is not connected to the control unit 17 but can record the insertion and removal of stored items in the control unit 17 by the user's manual input is provided, it is possible to store unsold tickets, unsold coins, gift certificates, etc. other than cash. Change money that does not fit into the cash deposit / withdrawal machine 40 or other valuables can also be stored in the storage unit 57. Since the stored items are recorded by manual input when they are stored, they can be referenced and managed directly from the cash deposit / withdrawal machine 40 or from the center server 19 or information terminal 37 via the communication line T. In addition, the opening / closing history, storage history, etc. of the cash drawer 45 can also be managed. In this embodiment, both the storage unit A41 and the storage unit B43 are provided, but only one of them may be provided depending on the implementation situation. In this case, "manage" includes not only being able to display the current status of the stored items, but also recording the operator and the operation content, such as the movement of the stored items including the time, and using this data for analysis. [Explanation of symbols]

[0077] 1, 40 cash deposit / withdrawal machine 100 Cash deposit and withdrawal system 3. Deposit and Withdrawal Section 5 Money deposit / withdrawal department 7 Small bundle deposit and withdrawal section 9 Reflux section 11 Temporary Holding Department 13 Cassette storage section 15 User input / output section 17 Control section 19 Central Server 41, 43 Storage Department (Storage Department A, Storage Department B)

Claims

1. A cash deposit and dispensing machine that manages cash including change reserves, petty cash, and sales at a store, A deposit / withdrawal unit for depositing and withdrawing cash; One or both of a coin roll deposit / withdrawal unit for depositing and withdrawing coin rolls and a small bundle deposit / withdrawal unit for depositing and withdrawing small bundles; a circulation section for holding cash deposited or withdrawn at the deposit / withdrawal section; a temporary holding unit that receives cash that is deposited or withdrawn at the deposit / withdrawal unit but does not fit in the recycling unit, and receives cash from the recycling unit based on a predetermined state; a cassette storage unit provided in a removable and replaceable cassette format and receiving cash via the temporary holding unit; A user input / output unit that inputs and outputs information based on a user's operation; a control unit that controls the cash deposit and withdrawal unit, either or both of the coin roll deposit and withdrawal unit and the small bundle deposit and withdrawal unit, the reflux unit, the temporary holding unit, the cassette storage unit, and the user input / output unit, communicates with a center server, and transmits operating status including cash deposits and withdrawals to the center server.

2. 2. The cash deposit and dispensing machine of claim 1, wherein the user input / output unit enables operations for replenishing, collecting, withdrawing, and depositing (returning) a change fund including coin rolls and small bundles in a manner distinct from sales proceeds, and the control unit transmits the processing results of the change fund and the balance in the device to the center server in a change fund category in a manner distinct from sales proceeds.

3. 2. The cash deposit and dispensing machine according to claim 1, wherein the user input / output unit enables operations for dispensing and depositing petty cash by distinguishing between sales proceeds and change reserves, and the control unit transmits the results of the petty cash processing and the amount of cash on hand in the device to the center server in a petty cash category by distinguishing between sales proceeds and change reserves.

4. 2. The cash depositing and dispensing machine according to claim 1, wherein the control unit is set with a predetermined count number for each denomination, and moves any denomination exceeding the count number as excess money from the recycling unit via the temporary holding unit to the cassette storage unit.

5. 5. The cash deposit and dispensing machine according to claim 4, wherein the control unit, when the sales proceeds are stored from the recycling unit to the cassette storage unit, moves an amount obtained by subtracting the total amount of the surplus money from the deposited sales proceeds from the recycling unit to the cassette storage unit via the temporary holding unit, prioritizing high-value coins or specifying the number of coins of each denomination.

6. 6. The cash depositing and dispensing machine according to claim 1, wherein, when petty cash is deposited, the control unit moves the remaining amount of the petty cash deposited previously after its use as petty cash recovery money from the recycling unit to the cassette storage unit via the temporary holding unit.

7. The control unit is Allow users to operate cash deposit / withdrawal machines through biometric authentication, storing a dispensing pattern associated with a predetermined code for dispensing change reserve; The cash depositing and dispensing machine according to claim 1 , wherein, based on the code input by the user to the user input / output unit, money is dispensed in a dispensing pattern linked to the code.

8. At least one cash depositing and dispensing machine according to any one of claims 1 to 5; a center server that communicates with the cash depositing and dispensing machine; In the center server, storing the operating status transmitted from the cash depositing and dispensing machine as data; A cash deposit / withdrawal system which determines the amount, number of bills and distribution cycle to be distributed to the cash deposit / withdrawal machine based on the data and the cash holding capacity of the cash deposit / withdrawal machine.

9. The cash deposit and withdrawal system according to claim 8, wherein the center server calculates the number of coins of each denomination that has decreased since the last replenishment based on the transaction and inventory data of the change fund transmitted from the cash deposit and withdrawal machine, and determines the details of the next payment to be distributed.

10. 10. The cash deposit and withdrawal system according to claim 9, wherein the center server displays the determined next distribution details and the petty cash distribution amount to a predetermined user via a communication line, enabling approval and modification of the distribution amount along with the distribution cycle.

11. 9. The cash deposit and withdrawal system according to claim 8, wherein the center server displays the transaction and inventory data of the sales proceeds, change fund, and petty cash transmitted from the cash deposit and withdrawal machine to a predetermined user via a communication line, enabling the confirmation and data output of the aggregated transaction and inventory data of the sales proceeds, change fund, and petty cash.

12. 12. The cash deposit and withdrawal system according to claim 11, wherein the center server enables a predetermined user to compare sales transactions and sales summary data for the day transmitted from the cash deposit and withdrawal machine with store cash sales data provided by the user via a communication line.

13. The cash depositing and dispensing machine according to claim 1 , further comprising a storage unit, wherein the control unit permits a user to perform operations including inserting and removing items from the storage unit.

14. The cash depositing and dispensing machine according to claim 1 , further comprising a storage unit, wherein the control unit is capable of managing an operation history of the storage unit.

15. The cash depositing and dispensing machine according to claim 1 , further comprising a storage unit, wherein the control unit is capable of managing items stored in the storage unit.

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