Information processing device, control method, and computer program
The information processing apparatus addresses the complexity of evaluating a vehicle's value by systematically gathering and analyzing its status data, resulting in a more accurate and efficient value evaluation for various financial and operational purposes.
Patent Information
- Application Number
- JP2023209462
- Authority / Receiving Office
- JP · JP
- Patent Type
- Applications
- Current Assignee / Owner
- Filing Date
- 2023-12-12
- Publication Date
- 2025-06-24
AI Technical Summary
Existing methods for evaluating the value of a vehicle based on its operating status are complex and require specialized knowledge, making it difficult to accurately and easily determine the vehicle's value for leasing, selling, or insurance purposes.
An information processing apparatus that includes a mobile body status information acquisition unit to gather data on the vehicle's status and a mobile body value evaluation unit to generate value evaluation information based on this data, providing a systematic and objective evaluation of the vehicle's value.
This solution enables a more accurate and efficient evaluation of a vehicle's value, reflecting its actual status and usage history, which can enhance decision-making in leasing, selling, and insurance contexts.
Smart Images

Figure 2025093676000001_ABST
Abstract
Description
Technical Field
[0001] The present invention relates to an information processing apparatus, a control method, and a computer program.
Background Art
[0002] Conventionally, a technique is known in which credit information is obtained from the operating status of a vehicle or the like, and a credit limit is set for applicants for loans and leases based on this credit information. For example, Patent Document 1 describes this type of technique.
[0003] Patent Document 1 describes that the credit information of a user calculated by a computer based on the operating information of a vehicle includes rank information regarding the credit limit, and that the rank information is classified according to the operating information regarding a plurality of vehicles and / or information calculated from the operating information.
Prior Art Documents
Patent Documents
[0004]
Patent Document 1
Summary of the Invention
Problems to be Solved by the Invention
[0005] In Patent Document 1, it is possible to present the credit limit of a user according to the operating status of a vehicle. However, when considering leasing or selling, it may be desired to grasp the value of the vehicle. In the used car market or the like, the value of a vehicle is calculated by experts, but specialized knowledge is also required to calculate the value of a vehicle. There was room for improvement in the prior art from the viewpoint of accurately and easily grasping the value according to the operating status of the vehicle.
[0006] The present invention has been made in view of such circumstances, and an object thereof is to perform value evaluation of a moving body based on the status of the moving body.
Means for Solving the Problems
[0007] To achieve the above object, one aspect of the present invention is an information processing apparatus including a mobile body status information acquisition unit that acquires mobile body status information indicating the status of a predetermined mobile body used by a predetermined user, and a mobile body value evaluation unit that outputs value evaluation information of the mobile body based on the mobile body status information.
Effects of the Invention
[0008] According to the present invention, it is possible to evaluate the value of a mobile body based on the status of the mobile body.
Brief Description of the Drawings
[0009]
Figure 1
Figure 2
Figure 3
Figure 4
Embodiments for Carrying Out the Invention
[0010] <Overall Configuration> Hereinafter, this embodiment will be described with reference to the drawings. FIG. 1 is a diagram showing an outline of the configuration of a value evaluation system 100 to which a management server 1 as an information processing apparatus according to an embodiment of the present invention is applied.
[0011] The value evaluation system 100 shown in FIG. 1 provides a service for providing value evaluation information of the mobile body 3 corresponding to the status of the mobile body 3 to the user terminal 2. The value evaluation system 100 of this embodiment includes a management server 1, a user terminal 2, and a mobile body 3 to be evaluated.
[0012] The management server 1 is an information processing device that executes a process of outputting value evaluation information of the moving body 3. The management server 1 and the user terminal 2 are connected by a communication network such as the Internet, and are configured to be able to transmit and receive various information to and from each other. Also, the management server 1 and the moving body 3 are connected by a communication network such as the Internet, and are configured to be able to transmit and receive various information to and from each other.
[0013] The user terminal 2 is an information processing device used by a user who owns or uses the moving body 3. The user is, for example, an individual who owns the moving body 3, a leasing company, or the like.
[0014] The moving body 3 is, for example, a machine or device that can be moved by a driving means such as a vehicle, a ship, a railway, or an aircraft. The moving body 3 is equipped with a control device 50 having a communication function for communicating with the management server 1. In this embodiment, the moving body 3 is a vehicle.
[0015] <Hardware Configuration> Next, an example of the hardware configuration in each component of the value evaluation system 100 will be described. FIG. 2 is a block diagram showing the hardware configuration of the management server 1 according to this embodiment. The management server 1 includes a CPU (Central Processing Unit) 11, a ROM (Read Only Memory) 12, a RAM (Random Access Memory) 13, a bus 14, an input / output interface 15, an output unit 16, an input unit 17, a storage unit 18, a communication unit 19, and a drive 20.
[0016] The CPU 11 executes various processes according to a program recorded in the ROM 12 or a program loaded from the storage unit 18 into the RAM 13. The RAM 13 also appropriately stores data and the like necessary for the CPU 11 to execute various processes. The CPU 11, the ROM 12, and the RAM 13 are interconnected via the bus 14. The input / output interface 15 is also connected to this bus 14.
[0017] An output / input interface 15 is connected to an output unit 16, an input unit 17, a storage unit 18, a communication unit 19, and a drive 20. The output unit 16 is composed of a display, a speaker, etc., and outputs various information as images and sounds. The input unit 17 is composed of a keyboard, a mouse, etc., and inputs various information. The storage unit 18 is composed of a hard disk, a DRAM (Dynamic Random Access Memory), etc., and stores various data. The communication unit 19 communicates with other devices via a network including the Internet.
[0018] A removable medium 21 made of a magnetic disk, an optical disk, a magneto-optical disk, or a semiconductor memory, etc. is appropriately mounted on the drive 20. The program read from the removable medium 21 by the drive 20 is installed in the storage unit 18 as necessary. Also, the removable medium 21 can store various data stored in the storage unit 18 in the same way as the storage unit 18.
[0019] Although not shown in the figure, the control devices 50 of the user terminal 2 and the mobile body 3 are also computers having a configuration similar to or common to the hardware configuration shown in FIG. 2.
[0020] <Functional Configuration> ≪Functional Configuration of Management Server 1≫ Next, the functional configuration of the management server 1 will be described. FIG. 3 is a functional block diagram showing an example of the functional configuration of the value evaluation system 100. As shown in FIG. 3, the management server 1 includes, as functional units operating in the CPU 11, an acquisition / setting unit 31, a mobile body status information acquisition unit 32, a mobile body value evaluation unit 33, an insurance premium rate information output unit 34, and an emergency support service information output unit 35.
[0021] The acquisition setting unit 31 starts a process of acquiring movement information for generating value evaluation information in response to a request from a user. The request from the user may be, for example, via a computer used by the user such as the user terminal 2, or may be input to the management server 1 by an operator in response to a request from the user based on a document, a phone call, etc. Further, the acquisition setting may include detailed items and contents of the movement information to be acquired.
[0022] The acquisition setting information database 41 is constructed, for example, by the storage unit 18 or the like. The acquisition setting information database 41 stores by associating the request content based on the acquisition setting with the user or the moving body 3.
[0023] The moving body status information acquisition unit 32 executes a process of acquiring moving body status information indicating the usage status of the moving body 3 output from the moving body 3. In the present embodiment, the moving body status information acquisition unit 32 acquires the acquisition setting corresponding to the user from the acquisition setting information database 41, and acquires movement information based on the acquisition setting. Further, the moving body status information acquisition unit 32 of the present embodiment acquires, as the moving body status information, information indicating the status of the moving body 3 acquired from the moving body 3 and self-declaration information including at least a repair record or a maintenance record input through the user terminal 2.
[0024] The moving body status information acquisition unit 32 stores the acquired moving body status information in the moving body status information database 42. The moving body status information database 42 is constructed, for example, by the storage unit 18 or the like. The moving body status information database 42 stores by associating the user or the moving body 3 with the movement information.
[0025] The moving body value evaluation unit 33 executes a process of outputting value evaluation information of the moving body 3 based on the moving body status information. The moving body value evaluation unit 33 stores the generated value evaluation information in the value evaluation information database 43. The value evaluation information database 43 is constructed, for example, by the storage unit 18 or the like. The value evaluation information database 43 stores by associating the user or the moving body 3 with the value evaluation information.
[0026] The generation of value evaluation information by the moving body value evaluation unit 33 of the present embodiment will be described. The moving body value evaluation unit 33 generates, for example, value evaluation information that expresses the value of the moving body 3 by means of money such as the selling price of the moving body 3, numerical values such as scores, words, sentences, or both.
[0027] In addition, the content of the value evaluation information generated by the moving body value evaluation unit 33 is determined based on the driving state included in the movement information, the presence or absence of signs of an accident, the performance of the moving body 3, the behavior characteristics of the user, the self-declaration of the user, or a combination thereof.
[0028] An example of value evaluation will be described below. The moving body value evaluation unit 33 analyzes the movement information, evaluates the value lower as the driving distance becomes longer, and evaluates the value lower if there are signs of an accident. In addition, the moving body value evaluation unit 33 can also evaluate the value higher if there is a safety system such as collision avoidance or an authentication system for the user (driver of the moving body 3) as the performance of the moving body 3.
[0029] In addition, the moving body value evaluation unit 33 can also evaluate the value lower if the movement route of the moving body 3 indicated by the behavior characteristics of the user passes through a suspicious route that is different from normal.
[0030] Furthermore, the moving body value evaluation unit 33 reflects the content of the user's self-declaration included in the movement information in the value evaluation. The moving body value evaluation unit 33 evaluates the value higher if a regular maintenance record has been executed within a predetermined period in the self-declaration, or evaluates the value lower if there is a repair history in the self-declaration. Alternatively, if there is a discrepancy between the log information obtained from the moving body 3 described later and the content of the self-declaration, the value may be adjusted up or down according to the content. Also, if there is a discrepancy regarding the presence or absence of an accident, a process of confirming with the user or a process of lowering the value evaluation may be performed.
[0031] The insurance premium rate information output unit 34 calculates insurance premium rate information indicating the insurance premium rate based on the acquisition settings according to the user's request. In the present embodiment, the insurance premium rate information output unit 34 acquires the acquisition settings corresponding to the user from the acquisition setting information database 41, and starts calculating the insurance premium rate information based on the acquired settings. The calculation of the insurance premium rate is executed based on the moving body status information, similar to the generation of the value evaluation by the moving body value evaluation unit 33. When the value evaluation is high, a numerical value advantageous to the user is set for the insurance premium rate as well.
[0032] The insurance premium rate information output unit 34 stores the calculated insurance premium rate information in the insurance premium rate information database 44. The insurance premium rate information database 44 is constructed by, for example, the storage unit 18 or the like. The insurance premium rate information database 44 stores the insurance premium rate information in association with the user or the moving body 3.
[0033] The emergency support service information output unit 35 outputs emergency support service information indicating information regarding the emergency support service based on the content of the acquisition settings set by the user. The content of the emergency support service information is determined based on the moving body status information, similar to the generation of the value evaluation by the moving body value evaluation unit 33. When the value evaluation is high, a service advantageous to the user is set for the content of the emergency support as well. The emergency support service information is set in advance according to the content of the movement information. The emergency support service information output unit 35 may output emergency support service information with more elaborate content as the content of the movement information is more substantial, or may output the emergency support service information when the content of the movement information clears a preset standard.
[0034] The emergency support service information output unit 35 stores the output emergency support service information in the emergency support service information database 45. The emergency support service information database 45 is constructed by, for example, the storage unit 18 or the like. The emergency support service information database 45 stores the emergency support service information in association with the user or the moving body 3.
[0035] <<Functional Configuration of Mobile Body 3>> Next, the functional units of the control device 50 of the mobile body 3 will be described. The control device 50 includes a log acquisition means 51 as a functional unit operating in the CPU.
[0036] The log acquisition means 51 acquires mobile body status information indicating the status of the mobile body 3 from various devices and sensors provided in the mobile body 3. The log acquisition means 51 acquires position information, acceleration information, vibration information, vehicle information, image information, etc. The position information is acquired based on signals received from satellites by a GNSS (Global Navigation Satellite System) device such as GPS, for example. The acceleration information is acquired from an acceleration sensor mounted on the mobile body 3, for example. The vibration information is acquired from a vibration sensor mounted on the mobile body 3. The vehicle information is acquired from OBD (On Board Diagnostics) or OBD2, etc. The vehicle information includes vehicle speed, engine speed, water temperature, fuel consumption, etc. The image information is an image captured by a camera mounted on the mobile body 3 and is acquired from a drive recorder, for example.
[0037] Also, in the case of the mobile body 3 equipped with an SOS button, the log acquisition means 51 can also acquire the operation of the SOS button as movement information. By detecting the operation of the SOS button, it is also possible to infer that flooding or the like has occurred. At this time, by combining with other sensors, the event occurring in the mobile body 3 can be inferred more accurately.
[0038] The mobile body status information acquired by the log acquisition means 51 is output to the mobile body status information acquisition unit 32 of the management server 1. In this embodiment, the log information corresponding to the content of the acquisition setting will be transmitted to the management server 1 as the mobile body status information.
[0039] <Processing Content> Next, the overall processing flow will be described with reference to FIG. 4. FIG. 4 is a flowchart showing the operation of the value evaluation process by the management server 1. Note that the flow of the process shown in FIG. 4 is merely an example.
[0040] In step S1, the acquisition setting unit 31 receives a request to acquire the movement information of the user based on the input from the user terminal 2 or the operator. The acquisition setting unit 31 advances the process to step S2 using the acquisition request as a trigger.
[0041] In step S2, the moving body status information acquisition unit 32 acquires log information as the moving body status information from the moving body 3 based on the acquisition setting. In the present embodiment, the moving body status information acquisition unit 32 acquires log information from the control device 50, associates the log information with the user or the moving body 3, and stores it in the moving body status information database 42. This log information is acquired by the log means of the control device 50.
[0042] In step S3, the moving body status information acquisition unit 32 acquires self-declaration information as the moving body status information from the user terminal 2 based on the acquisition setting. In the present embodiment, the moving body status information acquisition unit 32 associates the self-declaration information acquired from the user terminal 2 with the user or the moving body 3 and stores it in the moving body status information database 42. Therefore, both the log information and the self-declaration information are stored in the moving body status information database 42 in association with the user or the moving body 3 as the moving body status information.
[0043] In step S4, the moving body value evaluation unit 33 executes a process of generating value evaluation information of the moving body 3 based on the moving body status information. In the present embodiment, the moving body value evaluation unit 33 acquires movement information including log information and self-declaration information from the moving body status information database 42, and generates value evaluation information based on the movement information. The moving body value evaluation unit 33 may acquire the latest log information via the moving body status information acquisition unit 32 at the timing of performing the value evaluation.
[0044] In step S5, the insurance rate information output unit 34 generates insurance rate information based on the mobile body status information. In step S6, the emergency support service information output unit 35 also generates emergency support service information based on the mobile body status information.
[0045] In step S7, the mobile body value evaluation unit 33, the insurance rate information output unit 34, and the emergency support service information output unit 35 execute a process of presenting the information they have generated and output to the user through the user terminal 2 or the like.
[0046] <Others> (1) As described above, the management server 1 (information processing device) of the present embodiment has a mobile body status information acquisition means (for example, GNSS (GPS), acceleration sensor, OBD2, drive recorder, etc.) for acquiring mobile body status information indicating the status of a predetermined mobile body (for example, vehicle, ship, railway, aircraft, etc.) used by a predetermined user, and a mobile body value evaluation means for outputting value evaluation information of the mobile body based on the mobile body status information. Thereby, the mobile body value evaluation unit 33 can automatically calculate an objective value reflecting the actual status of the mobile body 3. Also, by using the log information of the mobile body 3, it becomes difficult to turn back the odometer or hide the accident history, so a high-quality guarantee function can be realized. Therefore, by reflecting peace of mind in the evaluation, there is a possibility that the value in the sale and purchase of the mobile body 3 can be evaluated higher than in the prior art, which is also beneficial to users considering selling. For example, it is advisable to utilize various sensors (acceleration, GPS, vibration), OBD2 (OnBoardDiagnosis) logs, drive recorder logs, etc. Also, for example, it is advisable to estimate suspicious behavior (so-called stalker, etc.) from the driving state. Also, for example, when the SOS button is pressed, it is advisable to infer from the sensor that the vehicle has submerged, etc. Also, for example, it is advisable to enable strict driver authentication. In addition, for example, it is assumed that in the future, having certain control in relation to autonomous driving will work advantageously, so it is possible to cooperate with insurance. It is also easy to grasp the situation at the time of an accident. In addition, for example, it may be possible to evaluate the total higher than that of general vehicles (with the log fulfilling the quality assurance function). In addition, for example, it is difficult to turn back the odometer or hide the accident history, so it is rather reassuring to sell.
[0047] (2) Further, the management server 1 of the present embodiment further includes acquisition setting means (acquisition setting unit 31) for performing acquisition setting of the moving body status information by the moving body status information acquisition means based on a request from the predetermined user. Thereby, based on the moving body status information acquired based on the intention indication of a predetermined user, a more accurate value evaluation can be performed. In addition, since the user can request the generation of value evaluation in consideration of their own circumstances, such as the timing when they want to sell, it is possible to motivate the user to actively use it.
[0048] (3) Further, the management server 1 (information processing device) of the present embodiment further includes insurance premium rate information output means for outputting the insurance premium rate information of the moving body based on the acquisition setting of the moving body status information. Thereby, based on the acquisition setting of the moving body status information set based on the intention indication of a predetermined user, a more accurate calculation of the insurance premium rate can be performed by a user who discloses more information. Furthermore, by using the log information of the moving body 3, the situation at the time of an accident can be appropriately grasped, and an accurate calculation of the insurance premium becomes possible.
[0049] (4) Further, the management server 1 (information processing device) of the present embodiment further includes emergency support service information output means for outputting the emergency support service information related to the moving body based on the acquisition setting of the moving body status information. Thereby, based on the acquisition setting of the moving body status information set based on the intention indication of a predetermined user, it is also possible to provide a more generous emergency support service by a user who discloses more information.
[0050] (5) Further, the mobile body status information acquisition means may further acquire self - declaration information including at least repair records or maintenance records transmitted from the predetermined user as the mobile body status information, and the mobile body value evaluation means may output the value evaluation information based on the self - declaration information. Thereby, it is also possible to perform a more accurate value evaluation by comparing the log information with the content of the self - declaration. In addition, it is possible to reflect in the output value the content that cannot be detected from the log information.
[0051] As described above, one embodiment of the present invention has been described. However, the present invention is not limited to the above - described embodiment, and modifications, improvements, etc. within the range capable of achieving the object of the present invention are included in the present invention.
[0052] Also, for example, the above - described series of processes can be executed by hardware or by software. In other words, the above - described functional configurations are merely examples and are not particularly limited. That is, it is sufficient that the information processing system is provided with a function capable of executing the above - described series of processes as a whole, and the functional blocks used to realize this function are not particularly limited to the above - described examples. Also, the location of the functional blocks is not particularly limited and may be arbitrary. For example, the functional blocks of the server may be transferred to other devices or the like. Conversely, the functional blocks of other devices may be transferred to the server or the like. Also, one functional block may be configured by hardware alone, by software alone, or by a combination thereof.
[0053] When the series of processes are executed by software, the program constituting the software is installed in a computer or the like from a network or a recording medium. The computer may be a computer incorporated in dedicated hardware. Also, the computer may be a computer capable of executing various functions by installing various programs, for example, a general - purpose smartphone or a personal computer in addition to a server.
[0054] A recording medium containing such a program is not only constituted by a removable medium (not shown) distributed separately from the apparatus main body to provide the program to a user or the like, but also constituted by a recording medium or the like provided to the user or the like in a state pre-installed in the apparatus main body. Since the program can be distributed via a network, the recording medium may be mounted on or accessible to a computer connected to or connectable to the network.
[0055] In addition, in this specification, the steps of describing the program recorded on the recording medium include not only the processes performed in chronological order according to the order, but also the processes that may not necessarily be processed in chronological order but are executed in parallel or individually. Also, in this specification, the term "system" shall mean the entire apparatus composed of a plurality of devices, a plurality of means, and the like.
Explanation of Reference Numerals
[0056] 1: Management server (information processing apparatus) 2: User terminal 3: Mobile body 31: Acquisition setting unit 32: Mobile body status information acquisition unit 33: Mobile body value evaluation unit 34: Insurance rate information output unit 35: Emergency support service information output unit
Claims
1. A mobile body status information acquisition means for acquiring mobile body status information indicating the status of a predetermined mobile body used by a predetermined user, A mobile body value evaluation means for outputting the value evaluation information of the mobile body based on the mobile body status information, An information processing apparatus having the above.
2. Further comprising an acquisition setting means for performing acquisition setting of the mobile body status information by the mobile body status information acquisition means based on a request from the predetermined user, The information processing apparatus according to Claim 1.
3. Further comprising an insurance premium rate information output means for outputting insurance premium rate information of the mobile body based on the acquisition setting of the mobile body status information, The information processing apparatus according to Claim 2.
4. Further comprising an emergency support service information output means for outputting emergency support service information related to the mobile body based on the acquisition setting of the mobile body status information, The information processing apparatus according to Claim 2.
5. The mobile body status information acquisition means further acquires self-declaration information including at least a repair record or a maintenance record transmitted from the predetermined user as the mobile body status information, The mobile body value evaluation means outputs the value evaluation information based on the self-declaration information, The information processing apparatus according to Claim 1.
6. A mobile body status information acquisition step of acquiring mobile body status information indicating the status of a predetermined mobile body used by a predetermined user, A mobile body value evaluation step of outputting the value evaluation information of the mobile body based on the mobile body status information, A control method for an information processing apparatus having the above.
7. A mobile body status information acquisition step of acquiring mobile body status information indicating the status of a predetermined mobile body used by a predetermined user, A mobile body value evaluation step of outputting the value evaluation information of the mobile body based on the mobile body status information, A computer program for causing a computer to execute the above.
Citation Information
Patent Citations
Production of magnetic head
JP1989076408A