Network system, server, and information processing method

Abstract

To provide a network system for smooth proceeding of a lease contract, a server, and an information processing method.SOLUTION: A lease contract support system 1 includes: a lease terminal 300A for receiving an input of information on a lease property from a real estate owner or a real estate management company; a lease terminal 300B for receiving an input of lease request conditions from a resident applicant; and a server 100 which extracts a property that satisfies the conditions, to be presented to the lease terminal 300A, and calculates a guarantee charge on the basis of information including an annual income regarding the resident applicant according to an application from the resident applicant, to be presented to the lease terminal 300B.SELECTED DRAWING: Figure 1

Description

[Technical Field]

[0001] The present invention relates to an information processing technique used for real estate rental contracts. [Background technology]

[0002] Information processing services using the Internet and computers to sign rental contracts have been known for some time. For example, Japanese Patent Application Laid-Open No. 2001-344329 (Patent Document 1) discloses a rental property matching system. According to Patent Document 1, an efficient rental property search is provided by efficiently sharing information between a network of numerous real estate agents and people searching for rental properties using a database and e-mail. Before actually applying for a rental property, users can select the location and floor plan they are looking for on the homepage and understand the standard price based on the information stored in the database. This reduces the chance of submitting unrealistic conditions and not being able to find a property that meets their desired criteria. This reduces time wasted by both the person searching for a rental property and the real estate agent searching for the property, enabling an efficient rental property search. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Japanese Patent Application Laid-Open No. 2001-344329 Summary of the Invention [Problem to be solved by the invention]

[0004] An object of the present invention is to provide a network system that allows for smoother progress in the process of making rental contracts. [Means for solving the problem]

[0005] According to one aspect of the present invention, a network system is provided that includes a rental terminal for accepting input of rental property information from a property owner or a property management company, a rental terminal for accepting input of desired rental conditions from prospective tenants, and a server for extracting properties that match the conditions and presenting them on the rental terminal, and calculating a guarantee fee based on information about the prospective tenant, including their annual income, in response to an application from the prospective tenant, and presenting the calculated guarantee fee on the rental terminal. [Effects of the Invention]

[0006] As described above, the present invention provides a network system that allows rental contracts to be concluded more smoothly. [Brief explanation of the drawings]

[0007] [Figure 1] 1 is a conceptual diagram showing the overall configuration of a rental contract support system according to a first embodiment. [Figure 2] 3 is a flowchart showing an outline of the operation of the rental contract support system according to the first embodiment. [Figure 3] FIG. 2 is a block diagram illustrating a main configuration of a server according to the first embodiment. [Figure 4] FIG. 2 is an image diagram showing rental real estate property data according to the first embodiment. [Figure 5] FIG. 2 is an image diagram showing desired condition data for rental according to the first embodiment. [Figure 6] FIG. 3 is a conceptual diagram showing applicant data according to the first embodiment. [Figure 7] 5 is a flowchart showing a control process of a server according to the first embodiment; [Figure 8] FIG. 1 is a conceptual diagram showing a mechanism for calculating a guarantee fee according to the first embodiment. [Figure 9] FIG. 2 is an image diagram showing an example of a guarantee fee according to the first embodiment. [Figure 10] 4 is a flowchart showing a method for calculating a guarantee fee according to the first embodiment. [Figure 11] 1 is a block diagram showing a main configuration of a communication terminal according to a first embodiment; [Figure 12] FIG. 3 is an image diagram showing a part of a registration screen of the communication terminal according to the first embodiment. [Figure 13] 10 is a flowchart showing a control process of a server according to a fourth embodiment. [Figure 14] 13 is a flowchart showing a control process of a server according to the fifth embodiment. [Figure 15] 13 is a flowchart showing a method for calculating a guarantee fee according to the sixth embodiment. [Figure 16] 13 is a flowchart showing a control process of a server according to the seventh embodiment; DETAILED DESCRIPTION OF THE INVENTION

[0008] Hereinafter, an embodiment of the present invention will be described with reference to the drawings. In the following description, the same components are denoted by the same reference numerals. The names and functions of the components are also the same. Therefore, detailed description thereof will not be repeated. First Embodiment <Overall configuration of rental contract support system>

[0009] First, the overall configuration of a rental contract support system 1 according to this embodiment will be described with reference to Fig. 1. The rental contract support system 1 according to this embodiment mainly includes a communication terminal 300A, such as a personal computer or smartphone, used by owners of rental properties or employees of property management companies, a communication terminal 300B, such as a personal computer or smartphone, used by prospective tenants of rental properties, and a server 100 for providing rental contract support services by communicating with them via the Internet. <Operational Overview of the Rental Contract Support System>

[0010] 1 and 2, an overview of the rental contract support service according to this embodiment and an overview of the operation of the rental contract support system 1 will be described. First, a real estate owner uses his / her own communication terminal 300A to register information about rental real estate for renting out an apartment room, a detached house, etc., and desired rental conditions such as rent and tenant attributes in the server 100 (step S002).

[0011] When a prospective tenant uses his / her communication terminal 300B to register his / her desired rental conditions for renting an apartment room, a detached house, etc. with the server 100 (step S004), the server 100 matches the desired conditions of both parties and extracts real estate that matches the conditions (step S006).

[0012] The server 100 responds to inquiries and questions from prospective tenants through AI chat (step S008). Alternatively, the property owner or an employee of the real estate company responds to inquiries and questions from prospective tenants via the server 100 (step S008).

[0013] The prospective tenant uses their communication terminal 300 to input the desired date and time for a viewing of a property that matches their criteria into the server 100 (step S010). The server 100 notifies the property owner of the date and time of the viewing. If a management company has listed the property, the management company is also notified. In response, the property owner or management company "accepts" or "denies" the viewing. The property owner or management company can manually approve the viewing, or can automatically approve by registering automatic approval in advance. The property owner will leave the room unlocked on the date and time of the viewing, or a member of the management company's staff will accompany the tenant during the viewing.

[0014] The prospective tenant evaluates the property based on the viewing (step S012).

[0015] The prospective tenant applies for a contract using his / her own communication terminal 300 (step S014). In this embodiment, the prospective tenant also registers attribute information of the prospective tenant, such as age, gender, address, annual income, other loans, and guarantor information, in server 100 in step S014. Server 100 performs screening for real estate rental. In particular, in this embodiment, server 100 calculates the rental risk, such as the risk of rent arrears, and the guarantee fee rate, based on the prospective tenant's attributes.

[0016] Server 100 presents various information, such as the attributes of the prospective tenant, to the property owner. Once the property owner gives permission to enter into a rental contract, a real estate rental contract is concluded between the prospective tenant and the property owner. For example, the prospective tenant downloads a contract from server 100 to communication terminal 300B, prints out the contract, signs and seals it, and sends it to the property owner. The property owner then signs and seals the contract and returns it to the prospective tenant. Alternatively, both parties to the contract may agree to the contract on server 100 and conclude the contract by attaching electronic signatures. The property owner or management company then hands over the key to the rental property to the prospective tenant.

[0017] The tenant transfers or deposits the rent and guarantee fee (step S016). This deposit can be made by any method, including account transfer, credit card payment, or electronic money, but is not limited thereto.

[0018] When the resident makes an inquiry to the server 100, the server 100 transmits the contents of the inquiry to the property owner and transmits a response from the property owner to the prospective tenant (step S018).

[0019] The server 100 receives evaluations from tenants of the property itself, the property owner, and the rental contract support service (step S020).

[0020] The server 100 transmits updates and other requests from the resident to the property owner, and transmits requests from the property owner to the resident (step S022).

[0021] When the tenant requests the server 100 to terminate the contract, the server 100 transmits the request to the property owner (step S024). The tenant returns the property key to the property owner or management company.

[0022] The following describes in detail the configuration of each device in the rental contract support system 1 for realizing such a service. <Configuration of Server 100>

[0023] Next, one aspect of the configuration of server 100 will be described with reference to Fig. 3. Server 100 according to this embodiment includes, as main components, a CPU 110, a memory 120, an operation unit 140, and a communication interface 160.

[0024] The CPU 110 controls each unit of the server 100 by executing a program stored in the memory 120. For example, the CPU 110 executes a program stored in the memory 120 and performs various processes, which will be described later, by referring to various data.

[0025] Memory 120 is realized by various types of RAM, various types of ROM, etc., and may be included in server 100, may be detachable from various interfaces of server 100, or may be a recording medium of another device accessible from server 100. Memory 120 stores programs executed by CPU 110, data generated by the execution of programs by CPU 110, rental real estate property data, desired rental condition data, tenant applicant attribute data, and other various data necessary for the rental contract support service.

[0026] Referring to FIG. 4, rental real estate property data 121 stores correspondences such as property ID, owner ID, property address, layout, size, orientation, basic rent, and other property-related information for each rental property.

[0027] Referring to FIG. 5, the rental desired conditions data 122 stores, for each rental property, correspondence such as the area of ​​the property, age, sex, occupation, annual income, hobbies, and other information desired for the tenant to whom the property is rented.

[0028] Referring to FIG. 6, the applicant data 123 stores, for each applicant, correspondence between the applicant's identification information, name, address, age, sex, occupation, place of employment, annual income, current assets and loans, hobbies and preferences, various information about guarantors, and other information about the applicant.

[0029] Returning to FIG. 3, the operation unit 140 receives operations from the manager of the rental contract support service and inputs various commands to the CPU 110.

[0030] The communication interface 160 exchanges various data with other devices such as the communication terminal 300A of the property owner and the communication terminal 300B of the prospective tenant via the Internet, a carrier network, a router, or the like. <Information processing of server 100>

[0031] Next, a description will be given of information processing by the server 100 in this embodiment. The CPU 110 of the server 100 executes the following processing in accordance with a control program stored in the memory 120.

[0032] 7, CPU 110 accepts input of information about the property from the property owner's communication terminal 300A via communication interface 160, and adds or updates the data to rental property data 121 (step S102). At this time, desired conditions for the tenant are also accepted, and added or updated to desired rental conditions data 122.

[0033] The CPU 110 receives input of information about the desired rental property from the applicant's communication terminal 300B via the communication interface 160, and adds or updates the data to the applicant data 123 (step S104).

[0034] The CPU 110 refers to the rental real estate property data 121 and searches for properties that meet the desired conditions for occupancy (step S106).

[0035] The CPU 110 accepts inquiries from the applicant's communication terminal 300B via the communication interface 160, responds via AI chat, forwards the inquiries to the property owner, and sends the property owner's response to the applicant (step S108).

[0036] When the CPU 110 receives a request for a preview from the applicant's communication terminal 300 (step S110), it coordinates the date and time of the preview with the property owner and the real estate company (step S112). More specifically, the CPU 110 receives the applicant's desired date and time for the preview from the applicant's communication terminal 300B, transmits it to the property owner's communication terminal 300A, receives permission from the property owner, and transmits it to the applicant's communication terminal 300B. If permission is not granted, the CPU 110 receives the applicant's desired date and time for the preview from the property owner, transmits it to the applicant's communication terminal 300B, receives permission from the applicant's communication terminal 300B, and transmits it to the property owner's communication terminal 300A.

[0037] When the viewing date and time has passed, the CPU 110 receives the results of the viewing from the communication terminal 300B of the applicant via the communication interface 160 (step S114). When the applicant's communication terminal 300 requests the presentation of another property (NO in step S116), the CPU 110 repeats the process from step S104.

[0038] When a contract application is requested from the applicant's communication terminal 300 (if the answer is YES in step S116), the CPU 110 presents an input screen for various attribute information such as the applicant's annual income to the applicant's communication terminal 300B via the communication interface 160 (step S118).

[0039] The CPU 110 acquires attribute information from the applicant's communication terminal 300 via the communication interface 160 (step S118), and then calculates the rent guarantee rate to be charged by the guarantor company based on the attribute information (step S120). The method for calculating the rent guarantee rate is not particularly limited, but will be described in detail later. The guarantor company may be the operator of this system or a separate company.

[0040] If CPU 110 determines that a guarantee from the guarantor company can be obtained (YES in step S122), it transmits various information about the tenant to the property owner's communication terminal 300A via communication interface 160 (step S124). If the property owner does not approve the contract (NO in step S126), CPU 110 repeats the process from step S104. Note that it is preferable to notify the property owner or management company that an application has been made before the screening is completed.

[0041] If the property owner approves the contract (YES in step S126), the CPU 110 sends various information such as the guarantee fee as a contract approval notice to the communication terminal 300B of the prospective tenant via the communication interface 160 (step S128).

[0042] The CPU 110 transmits a written real estate rental contract to the communication terminal 300B of the applicant via the communication interface 160 (step S130). The applicant prints out the contract, signs and seals it, and sends it to the property owner or real estate company. The property owner signs and seals the contract and returns it to the applicant. The contract may also be concluded by both parties agreeing to the contract on the server 100 and attaching electronic signatures.

[0043] The CPU 110 receives information indicating the completion of the conclusion of the rental contract from the property owner's communication terminal 300A via the communication interface 160 (step S140). The property owner receives rent and security fees directly or indirectly from the tenant. It is preferable to receive rent and security fees indirectly through account transfer, credit card payment, or electronic money payment.

[0044] Thereafter, the CPU 110 according to this embodiment continues to accept inquiries about the rental property from the prospective tenant's communication terminal 300B via the communication interface 160, respond via AI chat, forward the inquiry to the property owner, or send the property owner's response to the prospective tenant (step S142).

[0045] The CPU 110 also receives, via the communication interface 160, an evaluation of the rental property and an evaluation of the rental contract support service from the communication terminal 300B of the applicant, and stores them in the memory 120 (step S144).

[0046] In addition, when the CPU 110 receives a request to renew the rental contract from the prospective tenant's communication terminal 300B via the communication interface 160, it notifies the property owner's communication terminal 300A of this request and receives permission to renew the contract from the property owner's communication terminal 300A (step S146).

[0047] Furthermore, when the CPU 110 receives a request to move out of the rental property from the communication terminal 300B of the applicant via the communication interface 160, it notifies the communication terminal 300A of the property owner of the request (step S148).

[0048] Here, we will explain the automatic assessment method for guarantee fees. In this embodiment, as shown in Figure 8, server 100 calculates the initial guarantee fee and ongoing guarantee fee for each tenant based on the application details, workplace information, preference information, external service usage information, asset information, etc. As a result, for example, as shown in Figure 9, a guarantee fee according to the risk of each tenant is calculated.

[0049] More specifically, for example, the CPU 110 of the server 100 executes the processing shown in FIG.

[0050] Based on the attribute information of the applicant, the CPU 110 determines whether the applicant is a full-time employee or a civil servant with a working period of two years or more (step S152).

[0051] If the answer is YES in step S152, the CPU 110 determines whether the total of the annual rent and the annual loan repayment amount minus the annual rent subsidy is lower than 1 / 5 of the applicant's annual income (step S154).

[0052] If the answer is YES in step S154, the CPU 110 sets 30% of the rent as the guarantee fee (step S156).

[0053] If NO in step S154, CPU 110 proceeds to the process of step S162.

[0054] If the answer is NO in step S152, the CPU 110 determines whether the total of the annual rent and the annual loan repayment amount minus the annual rent subsidy is lower than one-third of the applicant's annual income (step S162).

[0055] If the answer is YES in step S162, the CPU 110 sets 40% of the rent as the guarantee fee (step S164).

[0056] If the answer is NO in step S162, CPU 110 determines whether the amount obtained by subtracting the annual rent subsidy from the total amount of the annual rent and the annual loan repayment amount is lower than 1 / 3 of the total annual income of the prospective tenant and the guarantor (step S166).

[0057] If the answer is YES in step S166, the CPU 110 sets 50% of the rent as the guarantee fee (step S168).

[0058] If the answer is NO in step S166, the CPU 110 determines whether the applicant's financial assets are 24 times or more the rent (step S170).

[0059] If the answer is YES in step S170, the CPU 110 sets 60% of the rent as the guarantee fee (step S172).

[0060] If the answer is NO in step S170, the CPU 110 determines that rent guarantee is not possible (step S174).

[0061] It is preferable that the CPU 110 determines the guarantee fee by taking into consideration the preference data of the prospective tenant, etc. For example, it is preferable that the CPU 110 extracts attribute data indicating a high risk of rent arrears based on employment information including annual income, financial information, preference information, and behavioral data, determines whether to accept the application based on the degree of risk, and personalizes the guarantee rate if the application is accepted. <Configuration of communication terminal 300A>

[0062] One aspect of the configuration of communication terminal 300A used by an owner of rental real estate will be described with reference to Fig. 11. For example, communication terminal 300A includes, as main components, CPU 310, memory 320, display 330, operation unit 340, communication interface 360, speaker 370, and microphone 380.

[0063] CPU 310 executes a program stored in memory 320 to control each unit of communication terminal 300A.

[0064] Memory 320 is realized by various RAMs, various ROMs, etc. Memory 320 stores application programs for various services, data generated by execution of programs by CPU 310, data received from server 100, data input via operation unit 340, information for identifying the user of communication terminal 300A, etc.

[0065] Display 330 displays images, videos, and text based on data from CPU 310. Operation unit 340 is composed of a pointing device, switches, and the like, and inputs various commands from the user to CPU 310. Note that communication terminal 300A may have a touch panel 350 that includes display 330 and operation unit 340.

[0066] Communication interface 360 ​​transmits and receives data to and from other devices such as server 100 via the Internet, a carrier network, a router, etc. For example, CPU 310 exchanges various types of information with other devices such as server 100 via communication interface 360 ​​in accordance with a web browser application program or an application program dedicated to a real estate rental service.

[0067] The speaker 370 outputs various sounds based on signals from the CPU 310. The CPU 310 may output the answer received from the server 100 as sound, instead of the display 330.

[0068] Microphone 380 receives voice and inputs the voice data to CPU 310. CPU 310 may receive a voice message from the user, not limited to operation unit 340, and transmit the voice message to server 100.

[0069] For example, CPU 310 of communication terminal 300A receives information necessary for renting a real estate property owned by a user via operation unit 340 in accordance with a web browser or dedicated application program stored in memory 320. CPU 310 provides the input information to server 100 via communication interface 360. <Configuration of communication terminal 300B>

[0070] The configuration of communication terminal 300B used by a prospective occupant of a rental property is the same as that of communication terminal 300B described above, and therefore will not be described again here. CPU 310 of communication terminal 300B accepts the prospective occupant's desired rental property and their own attribute information by, for example, displaying a screen such as that shown in FIG. 12 on display 330 in accordance with a web browser or dedicated application program stored in memory 320. CPU 310 provides the input information to server 100 via communication interface 360. <Second embodiment>

[0071] In the above embodiment, when applying for a rental contract, the attributes of the prospective tenant, such as age, sex, address, annual income, assets, and loans, are registered in the server 100. However, in step S004 of Fig. 2 or step S104 of Fig. 7, the prospective tenant may register the attributes of the prospective tenant, such as age, sex, address, annual income, and loans, in the server 100 before or after inputting the desired rental conditions. <Third embodiment>

[0072] In the above embodiment, regarding viewing of a rental property, a property key is lent to the prospective tenant, and the prospective tenant is allowed to view the property, or an employee of the real estate company or the property owner accompanies the prospective tenant. However, when the prospective tenant requests a viewing, the server 100 may provide a VR video of the rental property or the like to the prospective tenant's communication terminal 300B so that the video can be viewed. <Fourth embodiment>

[0073] In the above embodiment, the tenant prints out the real estate rental contract and mails it in. However, the real estate rental contract may also be concluded face-to-face between the prospective tenant and the property owner at a real estate agency or other location.

[0074] More specifically, as shown in FIG. 13 , if the applicant has given permission to enter into a contract with the property owner (YES in step S126), the CPU 110 coordinates the date and time of contract conclusion between the applicant and the property owner via the communication interface 160 (step S132). For example, the CPU 110 acquires the desired date and time of the contract from the applicant's communication terminal 300B via the communication interface 160. The CPU 110 notifies the property owner's communication terminal 300A to obtain permission from the property owner. If permission cannot be obtained from the property owner, the CPU 110 receives the desired date and time of the contract from the property owner via the communication interface 160 and transmits it to the applicant's communication terminal 300B. The CPU 110 receives permission from the applicant's communication terminal 300B and transmits it to the property owner's communication terminal 300A. <Fifth embodiment>

[0075] Alternatively, it is preferable that a real estate rental contract can also be concluded online. More specifically, as shown in FIG. 14, if the property owner gives permission to enter into a contract (YES in step S126), CPU 110 presents a real estate rental contract to communication terminal 300B of the applicant and communication terminal 300A of the property owner via communication interface 160 (step S134). CPU 110 acquires electronic signatures or online signatures on the real estate rental contract from communication terminal 300B of the applicant and communication terminal 300A of the property owner via communication interface 160, thereby determining that the real estate rental contract has been concluded (step S136). Sixth Embodiment

[0076] In the above embodiment, the guarantee fee is calculated for each prospective tenant according to the risk involved, and then the guarantee fee is paid. However, the determination may be limited to whether the guarantor company can provide a guarantee. More specifically, as shown in FIG. 15, the CPU 110 of the server 100 may determine that the guarantor company can provide a guarantee if certain conditions are met, and may determine that the guarantor company cannot provide a guarantee if the conditions are not met. Thereafter, the CPU 110 proceeds with the process from step S124 in FIG. 14, etc. Seventh Embodiment

[0077] In the above embodiment, after calculating the guarantee fee or after determining whether a guarantee from a guarantor company is possible, the CPU 110 inquires of the property owner whether or not a rental contract can be concluded (step S124). However, as shown in Fig. 16, if a guarantee from a guarantor company is possible (YES in step S122), the CPU 110 may automatically proceed to the rental contract conclusion process (step S134). <Eighth embodiment>

[0078] In addition to the above embodiment, a real estate owner or management company may pre-register the conditions of prospective tenants, and the prospective tenants may register and save information such as desired property information, annual income, and preference information. The CPU 110 of the server 100 then extracts prospective tenants who partially or completely match the conditions desired by the real estate owner or management company as candidates, and recommends them to the communication terminal 300 of the real estate owner or management company via the communication interface 160. Upon receiving a request from the real estate owner or management company, the CPU 110 transmits and presents rental property information from the real estate owner or management company to the communication terminal 300A of the prospective tenant via the communication interface 160.

[0079] For example, server 100 accepts from the property owner conditions related to the prospective tenant, such as hometown, alma mater, high school, sports, hobbies, and company name. Server 100 also accepts from the prospective tenant conditions, such as hometown, alma mater, high school, sports, hobbies, and company name. CPU 110 transmits information about prospective tenants who meet one or two of the conditions to communication terminal 300A of the property owner. CPU 110 accepts information from the property owner, such as discount information and the property owner's hometown, alma mater, high school, sports, hobbies, and company name, and transmits this information along with information about the rental property to communication terminal 300B of the prospective tenant.

[0080] This allows property owners to rent out their properties with peace of mind, prospective tenants to rent properties with peace of mind, and properties to be rented at low prices. <Ninth embodiment>

[0081] Some or all of the roles of each device in the rental contract support system 1 according to the above embodiment may be performed by another device. For example, some or all of the roles of the server 100 and the communication terminal 300 may be performed by another device, or some or all of the roles of each of these devices may be shared among multiple devices. For example, the role of the server 100 may be performed by multiple devices on the cloud, or some of the roles of an application program on the communication terminal 300 may be performed by the server 100, or some of the roles of the server 100 may be performed by an application program on the communication terminal 300. <Summary>

[0082] In the above embodiment, a network system is provided that includes a rental terminal for accepting input of rental property information from a property owner or a property management company, a rental terminal for accepting input of desired rental conditions from prospective tenants, and a server for extracting properties that match the conditions and presenting them on the rental terminal, and calculating a guarantee fee based on information about the prospective tenant including their annual income in response to an application from the prospective tenant and presenting the calculated guarantee fee on the rental terminal.

[0083] Preferably, the server presents a real estate rental contract to the rental terminal and the rental terminal after the guarantee fee has been presented.

[0084] Preferably, the server receives conditions relating to prospective tenants from the rental terminal, receives various information relating to the prospective tenants from the rental terminal, and recommends prospective tenants who match the conditions via the rental terminal.

[0085] Preferably, the server receives from the rental terminal a desired viewing date and time for a property that matches the conditions.

[0086] In the above embodiment, a server is provided that includes a communication interface for communicating with a rental terminal and a rental terminal, a memory for storing the desired rental conditions from the rental terminal and the desired rental conditions from the rental terminal, and a processor for extracting properties that match the conditions and presenting them to the rental terminal, and for calculating a guarantee fee based on information including the annual income of the prospective tenant in response to an application from the prospective tenant and presenting it to the rental terminal.

[0087] In the above embodiment, an information processing method is provided using a server, which includes the steps of accepting desired rental conditions from a rental terminal of a real estate owner or a real estate management company, accepting desired rental conditions from a rental terminal of a prospective tenant, extracting properties that match the conditions and presenting them on the rental terminal, accepting rental applications from prospective tenants, and calculating a guarantee fee based on information regarding the prospective tenant including their annual income and presenting the calculation on the rental terminal.

[0088] The embodiments disclosed herein should be considered to be illustrative in all respects and not restrictive. The scope of the present invention is defined by the claims, not by the above description, and is intended to include all modifications within the meaning and scope of the claims. [Explanation of symbols]

[0089] 1: Rental contract support system 100: Server 110:CPU 120: Memory 121: Rental property data 122: Desired rental conditions data 123: Tenant data 140:Operation unit 160: Communication interface 300: Communication terminal 300A: Communication terminal 300B: Communication terminal 310: CPU 320: Memory 330: Display 340:Operation unit 350: Touch panel 360: Communication interface 370: Speaker 380:Mike

Claims

1. a rental terminal for accepting input of rental property information from a real estate owner or a real estate management company; a rental terminal for receiving input of rental conditions from prospective tenants; A network system comprising a server for extracting rental properties that match the conditions and presenting them on the rental terminal, accepting the annual income of the prospective tenant in response to an application from the prospective tenant, determining a rate based on at least the rent and the annual income, calculating a guarantee fee from the rent and the rate, and presenting the calculated guarantee fee on the rental terminal.

2. 2. The network system according to claim 1, wherein the server presents a real estate rental contract to the rental terminal and the rental terminal after presenting the guarantee fee.

3. The network system described in claim 1 or 2, wherein the server accepts conditions regarding prospective tenants from the rental terminal, accepts various information regarding the prospective tenants from the rental terminal, and recommends prospective tenants who match the conditions via the rental terminal.

4. 4. The network system according to claim 1, wherein the server receives from the rental terminal a desired viewing date and time for a rental property that matches the conditions.

5. A communication interface for communicating with a rental terminal used by a prospective tenant; A server equipped with a processor that extracts properties that match the desired conditions from the rental terminal and presents them on the rental terminal, accepts the annual income of the prospective tenant in response to an application from the prospective tenant, determines a rate based on at least the rent and the annual income, calculates a guarantee fee from the rent and the rate, and presents it on the rental terminal.

6. A step of accepting desired conditions from a rental terminal of a prospective tenant; extracting properties that match the desired conditions and presenting them on the rental terminal; A step of accepting a rental application from the prospective tenant; An information processing method by a server, comprising the steps of accepting the annual income of the prospective tenant, determining a rate based on at least the rent and the annual income, calculating a guarantee fee from the rent and the rate, and presenting the calculated guarantee fee on the rental terminal.

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