Cash deposit and dispensing machines and cash deposit and dispensing systems

Abstract

To provide a cash deposit / withdrawal machine that can monitor cash fluctuations throughout a store, including coin rolls and small bundles, and a cash deposit / withdrawal system that can determine the optimal amount and cycle of cash distribution for each store based on data collected from the cash deposit / withdrawal machine.SOLUTION: A cash deposit / withdrawal machine 1 includes: a cash deposit / withdrawal unit 3 that deposits and withdraws cash; a coin roll deposit / withdrawal unit 5 that deposits and withdraws coin rolls; a small bundle deposit / withdrawal unit 7 for small bundle deposits / withdrawals; a refund unit 9 that holds cash that is deposited and withdrawn in the cash deposit / withdrawal unit 3; a temporary holding unit 11 that accepts cash that is deposited and withdrawn in the cash deposit / withdrawal unit 3 and does not fit into the refund unit 9; a cassette storage 13 that is provided in the form of a removable / replaceable cassette and accepts cash via the temporary holding unit 11; a user input / output unit 15 for input / output of information based on user operation; and a control unit 17 that controls each of the units, communicates with a center server, and transmits the operating status, including cash deposits and withdrawals, to the center server.SELECTED DRAWING: Figure 1

Description

[Technical Field]

[0001] The present invention relates to a cash depositing and dispensing machine and a cash depositing and dispensing system. [Background technology]

[0002] Currently, change at stores (convenience stores, supermarkets, drug stores, gas stations, etc.) is provided by the store manager who requests the necessary change (denomination and number) from a cash transport company, which then prepares and delivers the cash (denomination and number) for exchange.The amount of change delivered is the amount needed to cover the change the store will need from the time of delivery until the next delivery, so it is not possible to accurately calculate the required amount and requests are made based solely on an estimate, requiring an accurate estimate of the required amount.

[0003] In addition to accurately estimating the amount of change to be distributed (the fixed amount of change to be distributed), it is also necessary to collect data on fluctuations in the overall cash (denomination and quantity) at each store, and then use that data to optimize the amount and distribution cycle to each store.

[0004] Patent Document 1, an example of prior art, discloses a cash management system that distributes cash by subtracting the store's cash balance from the fixed amount planned for change distribution. The cash management system in Patent Document 1 includes a cash processing machine that is installed in each store and performs cash deposit and withdrawal processes and transmits these operation data, a store data management device that receives deposit and withdrawal data and cash balance data and tallys up cash data within the store, and a cash collection and delivery company server that is installed in a cash collection and delivery company and issues instructions to the store where the store data management device is installed to prepare change and to transfer sales proceeds to the store's bank account.

[0005] In addition, Patent Document 2, an example of prior art, discloses a currency management device that processes the deposit of currency handed over by customers and calculates the number of coins in the change reserve for each denomination in a currency processing device that processes the withdrawal of change, which is the difference between the currency and the price of the product.

[0006] Furthermore, Patent Document 3, an example of prior art, discloses a store computer that calculates the number of coins to be reduced each day for a specified number of days for each denomination based on the difference between the number of coins deposited and the number of coins withdrawn for each denomination stored each day, calculates the average value for each denomination, and divides the sum of the squares of these differences by the specified number of days minus 1 to calculate the standard deviation of the number of coins to be reduced for each denomination, and calculates the sum of the value multiplied by a specified multiplier and the calculated average value as the base number of change for each denomination, and displays this as the base number of change. [Prior art documents] [Patent documents]

[0007] [Patent Document 1] Japanese Patent Application Laid-Open No. 2017-97866 [Patent Document 2] Japanese Patent Application Laid-Open No. 2013-61742 [Patent Document 3] Japanese Patent Application Laid-Open No. 2008-269150 Summary of the Invention [Problem to be solved by the invention]

[0008] However, in Patent Document 1, the amount distributed fluctuates each time, which may make managing funds for creating change complicated, and improvements are needed that can contribute to reducing customer funds, including optimizing the amount of change actually available in stores.

[0009] Furthermore, Patent Document 2 calculates the number of change deposits to be loaded into a cash register, and because the calculation is done on a cash register basis, there is a problem in that it is difficult to grasp the amount of change stored in the store's safe, etc.

[0010] Furthermore, in Patent Document 3, since the calculation is performed by the store computer (for the cash register), there is a problem in that it is difficult to grasp the amount of change stored in a safe or the like in the store.

[0011] Furthermore, in none of the patent documents is data collection on individual cash deposits and withdrawals, cash collection and delivery at stores, and the operation of each task and equipment handled differently for coin rolls (packages of 50 coins) and small bundles (bundled bundles of 100 banknotes), which makes it difficult to examine in detail the actual amounts distributed, including coin rolls and small bundles.

[0012] The present invention has been made in view of the above-mentioned circumstances, and the problem that the present invention aims to solve is to provide a cash depositing and dispensing machine that can grasp the cash fluctuations of the entire store, including coin rolls and small bundles, and to provide a cash depositing and dispensing system that can determine the optimal distribution amount and distribution cycle for each store based on data collected from the cash depositing and dispensing machine. [Means for solving the problem]

[0013] In order to solve the above problems, the present invention employs the following means. That is, the cash depositing and dispensing machine of the present invention is a cash depositing and dispensing machine for managing cash including change reserves, petty cash, and sales proceeds in a store, and comprises a depositing and dispensing section for depositing and dispensing cash, a coin roll depositing and dispensing section for depositing and dispensing coin rolls, or a small bundle depositing and dispensing section for depositing and dispensing small bundles, or both, a recycling section for holding cash deposited and dispensed in the depositing and dispensing section, and a unit for receiving cash that cannot fit in the recycling section among the cash deposited and dispensed in the depositing and dispensing section, or cash from the recycling section based on a predetermined state. the temporary holding unit, a cassette storage unit provided in a removable and replaceable cassette format and receiving cash via the temporary holding unit, a user input / output unit that inputs and outputs information based on user operation, and a control unit that controls the money deposit / withdrawal unit, one or both of the coin roll deposit / withdrawal unit and the small bundle deposit / withdrawal unit, the recycling unit, the temporary holding unit, the cassette storage unit, and the user input / output unit, communicates with a center server, and transmits operating status including cash deposits and withdrawals to the center server.

[0014] In one aspect of the present invention, the user input / output unit enables operations to replenish, collect, withdraw, and deposit (return) change funds, including coin rolls and small bundles, separately from sales proceeds, and the control unit transmits the processing results of the change funds and the amount in the device to the center server as change funds, separately from sales proceeds.

[0015] In one aspect of the present invention, the user input / output unit enables operations for withdrawing and depositing petty cash, distinguishing between sales proceeds and change reserves, and the control unit transmits the results of the petty cash processing and the amount of cash on hand in the device to the center server in the petty cash category, distinguishing between sales proceeds and change reserves.

[0016] In one aspect of the present invention, the control unit is set with a predetermined count number for each denomination, and any denomination exceeding the count number is treated as excess denomination and moved from the recycling unit to the cassette storage unit via the temporary holding unit.

[0017] In one aspect of the present invention, when sales proceeds are stored from the recycling section to the cassette storage section, the control section moves the amount obtained by subtracting the total amount of excess money from the deposited sales proceeds from the recycling section to the cassette storage section via the temporary holding section, prioritizing high-value coins or specifying the number of coins of each denomination.

[0018] In one aspect of the present invention, when petty cash is deposited, the control unit moves the remaining amount of the petty cash deposited last time after it has been used as petty cash recovery money from the recycling unit to the cassette storage unit via the temporary holding unit.

[0019] In one aspect of the present invention, the control unit allows a user to operate a cash deposit / dispensing machine through biometric authentication, stores a dispensing pattern linked to a predetermined code for dispensing change funds, and dispenses money using the dispensing pattern linked to the code based on the code input by the user to the user input / output unit.

[0020] Furthermore, a cash deposit and withdrawal system of the present invention comprises at least one of the above-mentioned cash deposit and withdrawal machines, and a center server which communicates with the cash deposit and withdrawal machine, wherein the center server stores the operating status transmitted from the cash deposit and withdrawal machine as data, and determines the amount, number of notes to be distributed and distribution cycle to the cash deposit and withdrawal machine based on the data and the cash holding capacity of the cash deposit and withdrawal machine.

[0021] In one aspect of the present invention, the center server calculates the number of coins of each denomination that has decreased since the last replenishment based on the transaction and inventory data of the change reserve sent from the cash deposit / withdrawal machine, and calculates the number of coins that can be distributed, and determines the details of the next distribution.

[0022] In one aspect of the present invention, the center server displays the determined details of the next distribution and the amount of petty cash distribution to a predetermined user via a communication line, allowing the user to approve and modify the distribution amount along with the distribution cycle.

[0023] In one aspect of the present invention, the center server displays the transaction and inventory data of sales proceeds, change reserves, and petty cash sent from the cash deposit / withdrawal machine to a predetermined user via a communication line, enabling the user to confirm and output the aggregated transaction and inventory data of sales proceeds, change reserves, and petty cash.

[0024] In one aspect of the present invention, the center server enables a predetermined user to compare the sales transactions transmitted from the cash deposit / withdrawal machine, the sales summary data for the day, and the store's cash sales data provided by the user via a communication line.

[0025] In one aspect of the present invention, the cash depositing and dispensing machine further includes a storage unit, and the control unit permits a user to perform operations including putting items into and taking items out of the storage unit.

[0026] In one aspect of the present invention, the cash depositing and dispensing machine further includes a storage unit, and the control unit is capable of managing an operation history of the storage unit.

[0027] In one aspect of the present invention, the cash depositing and dispensing machine further includes a storage unit, and the control unit is capable of managing items stored in the storage unit. [Effects of the Invention]

[0028] According to this invention, it is possible to provide a cash depositing and dispensing machine that can grasp the cash fluctuations of the entire store, including rolls of money and small bundles, and to provide a cash depositing and dispensing system that can determine the optimal distribution amount and distribution cycle for each store based on data collected from the cash depositing and dispensing machine. [Brief explanation of the drawings]

[0029] [Figure 1] 1 is a block diagram showing a configuration of a cash depositing and dispensing machine according to an embodiment of the present invention. [Figure 2] 1 is a block diagram showing a configuration of a cash deposit / withdrawal system according to an embodiment of the present invention. [Figure 3] FIG. 2 is a diagram illustrating the operation of each component of the cash deposit and withdrawal system according to the embodiment of the present invention. [Figure 4] 1 is a diagram showing an example of a change calculation provided in a cash deposit / withdrawal system according to an embodiment of the present invention. [Figure 5] 10 is a diagram showing an example of calculation of a reference value of change to be supplied in a cash deposit / withdrawal system according to an embodiment of the present invention. FIG. [Figure 6] 1 is a block diagram showing a configuration of a cash depositing and dispensing machine according to an embodiment of the present invention. [Figure 7] 1 is a perspective view of a cash drawer shown as an example of a storage unit of a cash depositing and dispensing machine according to an embodiment of the present invention. FIG. [Figure 8] 10 is an example of an operation screen of a storage unit of a cash depositing and dispensing machine according to an embodiment of the present invention. [Figure 9] 1 is a perspective view showing a state in which a storage unit shown as an example of a storage unit of a cash depositing and dispensing machine according to an embodiment of the present invention is provided. FIG. DETAILED DESCRIPTION OF THE INVENTION

[0030] Hereinafter, an embodiment of the present invention will be described with reference to the accompanying drawings. First Embodiment 1 is a block diagram showing the configuration of a cash depositing and dispensing machine in this embodiment. The cash depositing and dispensing machine 1 is used to manage cash including a change fund prepared in advance when a store opens, petty cash used to pay utility bills and purchase supplies at the store, and sales proceeds.

[0031] The cash deposit and withdrawal machine 1 comprises a deposit and withdrawal unit 3 for depositing and withdrawing cash, either or both of a coin roll deposit and withdrawal unit 5 for depositing and withdrawing coin rolls and a small bundle deposit and withdrawal unit 7 for depositing and withdrawing small bundles, a recycling unit 9 for holding cash deposited and withdrawn by the deposit and withdrawal unit 3, a temporary holding unit 11 for accepting cash deposited and withdrawn by the deposit and withdrawal unit 3 that does not fit into the recycling unit 9 and cash from the recycling unit 9 based on a predetermined condition, a cassette storage unit 13 provided in a removable and replaceable cassette format and accepting cash via the temporary holding unit 11, a user input / output unit 15 for inputting and outputting information based on user operation, and a control unit 17 for controlling the deposit and withdrawal unit 3, either or both of the coin roll deposit and withdrawal unit 5 and the small bundle deposit and withdrawal unit 7, the recycling unit 9, the temporary holding unit 11, the cassette storage unit 13, and the user input / output unit 15, communicating with a center server (not shown), and transmitting operating status information including cash deposits and withdrawals to the center server.

[0032] In this embodiment, the cash depositing and dispensing machine 1 is equipped with both a coin roll depositing and dispensing unit 5 and a small bundle depositing and dispensing unit 7. The user input / output unit 15 may be implemented by a display device such as a liquid crystal display (LCD) or OLED (organic LED) display including a touch panel, and an input device such as a mouse, touch panel, or keyboard. Here, communication with the center server includes both sending and receiving, and includes the transmission of the dispensing amount and dispensing cycle approved or amended by the user, as well as the operating status of the cash depositing and dispensing machine 1, as well as the reception of aggregated data including data from other stores, from the center server.

[0033] The control unit 17 transmits and receives data to and from a center server via a communication line T, such as the Internet. In FIG. 1 , the white arrows represent the movement of cash, with cash being exchanged between the deposit / withdrawal unit 3 and the recycling unit 9 for each cash deposit and withdrawal. Cash is transferred from the recycling unit 9 to the cassette storage unit 13 via the temporary holding unit 11 when the amount of cash held in the recycling unit 9 exceeds a predetermined number for each denomination, or when sales proceeds are transferred. When a cash transport worker retrieves cash, the worker retrieves the cassette from the cassette storage unit 13 containing the cash and replaces it with an empty cassette. The coin roll deposit / withdrawal unit 5 only deposits and dispenses coin rolls, which are packages of 50 coins. The small bundle deposit / withdrawal unit 7 only deposits and dispenses small bundles of 100 banknotes.

[0034] The user input / output unit 15 enables operations to replenish, collect, withdraw, and deposit (return) the change fund, including coin rolls and small bundles, separately from sales proceeds, and the control unit 17 transmits the processing results of the change fund and the balance in the device to the center server as a change fund, separate from sales proceeds.

[0035] In addition, the user input / output unit 15 enables operations to withdraw and deposit petty cash used to pay utility bills and the like in the store, distinguishing between sales and change reserves, and the control unit 17 transmits the results of petty cash processing and the amount in the device to the center server as petty cash, distinguishing between sales and change reserves.

[0036] The control unit 17 is set with a predetermined count number for each denomination, and transfers any denomination exceeding the count number as excess money from the recycling unit 9 to the cassette storage unit 13 via the temporary holding unit 11.

[0037] When the sales proceeds are stored from the recycling unit 9 to the cassette storage unit 13, the control unit 17 transfers the amount obtained by subtracting the total amount of excess cash from the deposited sales proceeds from the recycling unit 9 to the cassette storage unit 13 via the temporary holding unit 11, giving priority to high-value coins or specifying the number of coins for each denomination. The storage of the sales proceeds from the recycling unit 9 to the cassette storage unit 13 can be selected at will, such as when an employee collects the sales proceeds or when the store closes, by inputting the selection to the user input / output unit 15, or automatically at a preset time. When transferring cash, it is also possible to select whether to give priority to high-value coins or to specify the number of coins for each denomination.

[0038] When petty cash is deposited, the control unit 17 moves the remaining amount of the petty cash deposited last time after use as petty cash collected from the recycling unit 9 to the cassette storage unit 13 via the temporary holding unit 11.

[0039] The control unit 17 also permits a user to operate the cash deposit / dispensing machine 1 through biometric authentication, stores a dispensing pattern associated with a predetermined code for dispensing change, and dispenses cash according to the dispensing pattern associated with the code entered by the user into the user input / output unit 15. The biometric authentication method is not particularly limited, and any of fingerprint authentication, face authentication, iris authentication, vein authentication, palm print authentication, and voiceprint authentication can be used. The dispensing pattern associated with the code is a pattern set for each code, such as 10 5,000-yen bills, 50 1,000-yen bills, 5 rolls of 100-yen coins, and 10 rolls of 10-yen coins. The dispensing pattern also includes the register's initial value (base value) and additional denomination patterns during business hours. Instead of entering the denominations individually, the user can enter the code to dispense cash in the desired denomination and in the desired number according to the dispensing pattern associated with the code.

[0040] Figure 2 is a block diagram showing the configuration of a cash deposit and dispensing system 100 according to this embodiment. The cash deposit and dispensing system 100 comprises at least one of the above-mentioned cash deposit and dispensing machines 1 and a center server 19 which communicates with the cash deposit and dispensing machine 1, and the center server 19 stores the operating status transmitted from the cash deposit and dispensing machine 1 as data, and determines the amount, number of notes to be distributed, and the dispensing cycle to the cash deposit and dispensing machine 1 based on the data and the cash holding capacity of the cash deposit and dispensing machine. In this embodiment, a plurality of cash deposit and dispensing machines 1 are installed in each store. Here, the operating status includes all deposits and withdrawals related to the movement of cash in the cash deposit and dispensing machine 1.

[0041] The center server 19 includes a tallying unit 21, an exchange calculation unit 23, and an information providing unit 25. The tallying unit 21 includes a transaction table 27 that stores transactions of each cash depositing and dispensing machine 1 and an inventory management table 29 that stores inventory of each cash depositing and dispensing machine 1, and tallying cash movements of the cash depositing and dispensing machine 1. The exchange calculation unit 23 includes an exchange table 31 that stores fluctuations in the exchange of each cash depositing and dispensing machine 1, and calculates a reference exchange value (described below) based on the exchange fluctuation data. The calculated exchange reference value is stored in the exchange table 31 and used to calculate the distribution of exchange (described below). The information providing unit 25 controls the display of data to users (described below), user data approval and editing, and data output (described below). Each user accesses the information providing unit via a communication line such as the Internet from the cash depositing and dispensing machine 1 or an information terminal 37 such as a personal computer connected to the Internet, and performs operations related to desired data (described below).

[0042] The center server 19 calculates the number of coins of each denomination that has decreased since the last replenishment based on the transaction and inventory data of the change fund sent from the cash depositing and dispensing machine 1 into the number of coins that can be distributed, and determines the details of the next distribution.

[0043] The center server 19 displays the determined details of the next distribution and the amount of petty cash to be distributed to a predetermined user via a communication line, allowing the user to approve and modify the distribution amount along with the distribution cycle. Here, the communication line may be, for example, the Internet. Displaying information to the user and the user's approval and modification may be performed via the user input / output unit 15 of each cash depositing and dispensing machine 1. Alternatively, this may be performed via the Internet using an information terminal 37, such as a personal computer, tablet, or smartphone, connected to the communication line.

[0044] The center server 19 displays the transaction and inventory data of the sales proceeds, change reserve, and petty cash transmitted from the cash depositing and dispensing machine 1 to a predetermined user via a communication line such as the Internet, enabling the user to confirm and output the aggregated transaction and inventory data of the sales proceeds, change reserve, and petty cash. Displaying information to the user, user confirmation, and data output may be performed via the user input / output unit 15 of each cash depositing and dispensing machine 1. Alternatively, this may be performed via the Internet by an information terminal 37 such as a personal computer, tablet, or smartphone connected to the communication line.

[0045] The center server 19 enables a predetermined user to compare the sales transactions and the day's sales summary data transmitted from the cash depositing and dispensing machine 1 with the store's cash sales data provided by the user via a communication line such as the Internet. The store's cash sales data provided by the user here is data related to cash sales provided by the store's POS (Point Of Sales) system or the like.

[0046] FIG. 3 is a diagram showing the operation of each component of the cash deposit and dispensing system 100 according to this embodiment. The operation of the cash deposit and dispensing system 100 will be described with reference to FIG. 3. In FIG. 3, the cash deposit and dispensing machine 1 is placed on the left, the center server 19 is placed on the right, and the store register is placed in the middle, and the flow of cash is described. One cash deposit and dispensing machine 1 is installed in each store. FIG. 3 describes the system operation of one store.

[0047] (1) Withdrawal of reserve funds In preparation for opening a store, etc., users of each store register withdraw funds to be used as change from the cash deposit and dispensing machine 1. As described above, the cash deposit and dispensing machine 1 permits the user to operate the cash deposit and dispensing machine 1 through biometric authentication, and the user inputs a code with a pre-set dispensing pattern into the user input / output unit 15, and the cash deposit and dispensing machine 1 dispenses money according to the dispensing pattern linked to the code. The control unit 17 stores management information related to the withdrawal (when, who, which register, how much) and transmits it to the center server 19, and the management information can be viewed by the user. Dispensing is performed via the cash deposit and dispensing unit 3, and if the denomination allows for withdrawal in coin rolls or small bundles, the coin rolls are dispensed from the coin roll deposit and dispensing unit 5 or small bundles are dispensed from the small bundle deposit and dispensing unit 7 as appropriate.

[0048] (2) Loading into the change dispenser The users load the cash dispensers (registers) for which they are responsible with cash dispensed from the cash deposit and dispensing machine 1. In Figure 3, as an example, 398,800 yen in cash is dispensed for each denomination and in the amounts shown in Table A and loaded into the cash dispensers. (3) Collect unnecessary denominations from the change machine When the change machine is no longer in operation, such as when the store closes, the user collects unwanted denominations from the change machine.

[0049] (4) Reserve deposit (return) A user deposits cash collected from the change dispenser into the deposit / dispensing machine 1. The deposit is made via the deposit / dispensing unit 3. If the collected cash includes coin rolls and small bundles, the coin rolls are deposited into the coin roll deposit / dispensing unit 5, and the small bundles are deposited into the small bundle deposit / dispensing unit 7. In this case, the control unit 17 also stores management information related to the withdrawal (when, who, which register, how much) and transmits it to the center server 19. The control unit 17 also stores state transitions, such as when a withdrawal is made in (1), a state transition indicator set in the control unit 17's program that changes to the "withdrawal" state. When a deposit is made, the same amount as the amount withdrawn in the reserve withdrawal in (1) is returned, and the state changes to the "cleared" state. Even when the state transitions to the "cleared" state, the cash movements up to that point are not erased but continue to be stored as a log. In Figure 3, for example, 398,800 yen in cash is deposited in the denominations and quantities shown in Table B for each denomination.

[0050] (5) Small withdrawals, (6) Utility bills, etc. Users withdraw petty cash required to pay store expenses from the cash deposit / withdrawal machine 1 and use it for expenses such as utility bills. A fixed amount of petty cash is deposited in the recycling unit 9 for each store separately from the change reserve, and is managed in the petty cash category, separate from other cash transactions such as the change reserve and sales proceeds. When depositing petty cash, the balance after use of the petty cash deposited last time is moved from the recycling unit 9 to the cassette storage unit 13 via the temporary holding unit 11 as petty recovery money.

[0051] (7) Collect sales proceeds from the change machine The user collects the sales proceeds from the change dispenser. (8) Deposit (payment) The user deposits the collected sales proceeds into the cash depositing and dispensing machine 1. In FIG. 3 , the cash collected from the change dispenser at this time is, for example, 1,664,644 yen in cash, with the denominations and quantities shown in Table C for each denomination, and deposited into the cash depositing and dispensing machine 1. Here, both when depositing the reserve fund (4) and when depositing the sales proceeds, the deposited cash is stored in the recycling unit 9. At the time of depositing, any excess amount of the denomination exceeding the predetermined quantity for each denomination is moved as excess money to a cassette in the cassette storage unit 13 via the temporary holding unit 11. This excess money is considered to have been moved in advance to a cassette in the storage unit 13 as sales proceeds, and when the cash depositing and dispensing machine 1 collects sales proceeds, the amount obtained by subtracting the total amount of excess money previously moved from the sales proceeds is moved from the recycling unit 9 to a cassette, with high-value coins given priority, and the amount is maintained as sales proceeds.

[0052] (9) Collection of sales revenue (closing, delivery) When collecting the sales proceeds, the user inputs a command to the touch panel or the like of the user input / output unit 15 to put the cash deposit / dispensing machine 1 into a state for collecting the sales proceeds. The control unit 17 transfers the amount deposited in the deposit (payment) (8) from the recycling unit 9 to the cassette in the cassette storage unit 13 via the temporary holding unit 11. Alternatively, instead of a user input, the transfer of the sales proceeds may be performed at a time designated in advance by the user. As described above, the amount transferred at this time is the actual sales proceeds minus the total amount of excess cash that has already been transferred. Regarding the denominations to be transferred, high-value coins are transferred first. In FIG. 3, as an example, for each denomination, 1,664,644 yen in cash of the denominations and quantities shown in Table D is transferred to the cassette in the cassette storage unit 13. At this time, when petty cash is replenished, the high-value coins assigned to the petty cash are not transferred. (10) Cassette collection (replacement) The user collects the sales proceeds that have been moved to the cassettes in the cassette storage unit 13 by exchanging them for empty cassettes. Only the change reserve and petty cash remain in the recycling unit 9.

[0053] At each of the above stages, when an operation related to depositing or dispensing money in the cash depositing and dispensing machine 1, such as (1) reserve fund withdrawal, (4) reserve fund deposit, (5) small amount withdrawal, (8) deposit (payment), (9) sales proceeds collection (closing, delivery), or (10) cassette collection (exchange), occurs, the control unit 17 transmits its operating status to the center server 19 via the communication line T. The center server 19 stores the operating status in the transaction table 27 and the cash inventory management table 29 of the counting unit 21.

[0054] FIG. 4 is a diagram showing an example of calculation of the change fund (change) provided in the cash deposit and dispensing system 100 according to this embodiment. A method for calculating the amount of the change fund (change) to be distributed will be described with reference to FIG. 4. As described above, the standard change value for each cash deposit and dispensing machine 1 is calculated by analyzing the operation data of the cash deposit and dispensing machine 1 sent to the center server, as described below. In FIG. 4, as an example, 2,600,000 yen in cash of the denominations and quantity shown in Table E is set as the standard change value. Now, assume that the cash deposit and dispensing machine 1 holds 2,600,000 yen in cash of the denominations and quantity shown in Table F as its inventory. The difference for each denomination at that time is calculated. The difference is calculated for each denomination between Tables E and F, and any positive value is entered as a numerical value in Table G. In other words, if the inventory in the cash deposit / dispensing machine 1 is greater than the number of items or coins on Table E, the number or coins is calculated as 0 and no cash is to be dispensed. For example, the reference value for 10,000 yen bills on Table E is 0, but the inventory on Table F is 62, so the 10,000 yen bills are calculated as 0 on Table G. For 100 yen coins, the reference value on Table E is 2,000, but the inventory on Table F is 1,666, so the 100 yen coins on Table G are calculated as 334. In this way, the difference between each denomination is calculated and shown on Table G. Based on Table G, the amount to be dispensed is calculated by leaving the value of the banknotes as is and rounding up the value of the coins to the nearest unit of 50 coins. The calculation result is shown on Table H. For example, the amount to be dispensed for 100 yen coins on Table G is calculated as 334, but this is rounded up to the nearest unit of 50, so the amount to be dispensed on Table H is determined as 350.

[0055] The calculation result table H is stored in the exchange table 31, and the information providing unit 25 displays this calculation result, together with the amount of petty cash to be distributed, as details of the next distribution to a predetermined user via communication line T, allowing the user to approve and modify the distribution amount along with the distribution cycle.

[0056] 5 is a diagram showing an example of calculation of the exchange amount reference value to be supplied in the cash deposit / withdrawal system 100 according to this embodiment. This calculation is performed in the exchange amount calculation unit 23 of the center server 19. The center server 19 performs the following calculation based on the received data.

[0057] (S01) Based on the number of withdrawals and deposits of reserves of each cash depositing / dispensing machine 1, the number of coins to be used (x) for a specified number of days (n) (for example, the number of days of a provisionally determined distribution cycle) is calculated. i ) by denomination. (S02) Number of cards used (x i ) and calculate the average value (m).

[0058]

number

[0059]

number

[0060] Here, if the upper limit of the number of coins that the cash depositing and dispensing machine 1 can accept (cash holding capacity) is U, the distribution cycle is determined by adjusting n so that (m + 2α) × n does not exceed U. The calculations and operations described above are performed for each denomination, and the standard value of the exchange amount is calculated for each denomination.

[0061] As described above, the cash depositing and dispensing machine 1 in this embodiment is a cash depositing and dispensing machine 1 that manages cash including change reserves, petty cash, and sales proceeds in a store, and by including either or both of the coin roll depositing and dispensing unit 5 that deposits and dispenses coin rolls and the small bundle depositing and dispensing unit 7 that deposits and dispenses small bundles, it becomes possible to manage cash in units of coin rolls or small bundles. Therefore, it is possible to provide a cash depositing and dispensing machine 1 that can grasp cash fluctuations throughout the store, including coin rolls and small bundles.

[0062] The cash depositing and dispensing machine 1 enables operations to replenish, collect, dispense, and deposit (return) the change fund, including coin rolls and small bundles, separately from sales proceeds, and transmits the results of the change fund processing and the amount of change in the machine to the center server as a change fund, separately from sales proceeds. It also enables operations to dispense and deposit petty cash, separately from sales proceeds and the change fund, and transmits the results of the petty cash processing and the amount of petty cash in the machine to the center server as a petty cash, separately from sales proceeds and the change fund. Therefore, all operational data related to the movement of cash can be collected and managed.

[0063] Furthermore, a predetermined count number is set for each denomination, and any denomination exceeding the count number is treated as excess money and moved from the recycling unit 9 to the cassette storage unit 13 via the temporary storage unit 11. When sales proceeds are stored from the recycling unit 9 to the cassette storage unit 13, the amount obtained by subtracting the total amount of excess money from the deposited sales proceeds is moved from the recycling unit 9 to the cassette storage unit 13 via the temporary storage unit 11, prioritizing high-value coins or specifying the number of coins for each denomination, thereby preventing the recycling unit 9 from overflowing with each denomination and becoming unable to process, and enabling efficient collection of sales proceeds.

[0064] When petty cash is deposited, the balance of the petty cash deposited last time after use is moved as petty cash recovery from the circulation part 9 to the cassette storage part 13 via the temporary holding part 11, so that the deposit of petty cash can be efficiently carried out.

[0065] The cash depositing and dispensing machine 1 permits a user to operate the cash depositing and dispensing machine through biometric authentication, stores a dispensing pattern linked to a predetermined code for dispensing change funds, and dispenses money according to the dispensing pattern linked to the code based on the code entered by the user into the user input / output unit. Therefore, it is not necessary to manage each user's operation and input the quantity for each denomination when dispensing money, and money can be dispensed efficiently using the code.

[0066] Furthermore, the cash deposit and dispensing system 100 of this embodiment comprises at least one of the above-mentioned cash deposit and dispensing machines 1 and a center server 19 which communicates with the cash deposit and dispensing machine 1, and the center server 19 stores the operating status transmitted from the cash deposit and dispensing machine 1 as data, and determines the amount, number of notes to be distributed and the distribution cycle to the cash deposit and dispensing machine 1 based on the data and the cash holding capacity of the cash deposit and dispensing machine 1, thereby preventing excessive distribution and optimizing the distribution cycle. Therefore, it is possible to provide each store with a cash deposit and dispensing system 100 which is capable of determining the optimal distribution amount and distribution cycle based on the data collected from the cash deposit and dispensing machine 1.

[0067] The center server 19 totals the number of denominations that has decreased since the last replenishment based on the transaction and inventory data of the change reserve sent from the cash depositing and dispensing machine 1 into the number of denominations that can be distributed, and determines the details of the next distribution, so that the optimum amount to be distributed can be determined using the aggregated data.

[0068] The center server 19 displays the determined details of the next distribution and the amount of petty cash distribution to a predetermined user via a communication line, and enables approval and correction of the distribution amount along with the distribution cycle, so that the distribution process can be managed remotely.

[0069] The center server 19 displays the transaction and inventory data of the sales proceeds, change reserve, and petty cash transmitted from the cash depositing and dispensing machine 1 to a predetermined user via a communication line, enabling the user to confirm and output the aggregated transaction and inventory data of the sales proceeds, change reserve, and petty cash. The center server 19 also enables the predetermined user via a communication line to compare the sales transactions transmitted from the cash depositing and dispensing machine, the aggregated sales data for the day, and the store's cash sales data based on a POS system or the like provided by the user. This makes it possible to manage the store's cash through remote control.

[0070] In the above-described embodiment, the exchange reference value is calculated based on the average value and standard deviation, but this is not limiting and may be calculated based on, for example, the range of fluctuation between the median, maximum value, and minimum value. Alternatively, the optimum calculation method may be selected from various methods based on the collected data. Furthermore, while the above-described embodiment uses a single store as an example, it is also possible to aggregate data from all stores of a group company and refer to the data. Regarding the embodiments, other configurations may be selected or modified as appropriate from the above-described embodiments without departing from the spirit of the present invention.

[0071] Second Embodiment 6 is a block diagram showing the configuration of a cash depositing and dispensing machine 40 in this embodiment. This embodiment differs from the first embodiment in that it includes a storage unit A41 whose opening / closing operation, stored items, operators, and operation history are managed by the control unit 17, and a storage unit B43 whose stored items are managed by the control unit 17. Other components and functions that are the same are given the same reference numerals, and descriptions thereof will be omitted.

[0072] An example of the storage unit A41 is a cash drawer. Figure 7 is a perspective view showing the configuration of a cash drawer. Cash drawer 45 has a drawer casing 47 and a drawer 49. Drawer 49 engages with drawer casing 47 via guides 51 and can be stored within drawer casing 47. Drawer 49 has multiple dividers 53 inside, allowing items to be stored in an organized manner.

[0073] The cash drawer 45 is used to store unusable notes, unusable coins, gift certificates, etc. The cash drawer 45 is connected to the control unit 17 and is unlocked by authentication using a biometric authentication device attached to the cash depositing and dispensing machine 40. The cash drawer 45 can also be locked with a key 55. The control unit 17 of the cash depositing and dispensing machine 40 can manage the opening and closing history, and the user can manually input the contents of the items to be stored and removed from the cash depositing and dispensing machine 40's operation screen. Figure 8 shows an example of the operation screen of the cash depositing and dispensing machine 40. The user unlocks the cash drawer 45 using biometric authentication, calls up an initial input screen for the items to be stored in the cash drawer 45, and selects the type of item to be stored from external cash, external cash, or unusable coins (Figure 8(a)). Next, the user enters the amount to be stored, checks that the amount is correct, and then presses the [Confirm] button (Figure 8(b)). After storing the items in the cash drawer 45, the user closes the drawer 49 of the cash drawer 45 and presses the "Done" button to complete the series of operations.

[0074] The control unit 17 records, as a history, who opened and closed the cash drawer 45 and when, as well as the type and amount of items stored or taken out at that time. These histories may be periodically transmitted via communication line T to the center server 19 in FIG. 2 described in the first embodiment and managed by the center server 19. They may also be referenced by the information terminal 37.

[0075] An example of the storage unit B43 of the cash depositing and dispensing machine 40 is a storage cabinet. FIG. 9 is a perspective view showing a storage cabinet 57 provided in the cash depositing and dispensing machine 40. The storage cabinet 57 is equipped with a lever 59 and a dial lock 61, and can be locked using the dial lock 61 and opened and closed using the lever 59. The storage cabinet 57 can store change, undamaged notes, undamaged coins, gift certificates, and other valuables that do not fit into the cash depositing and dispensing machine 40. In this example, the storage cabinet is not connected to the control unit 17, but a user can manually record and manage the stored items using a screen similar to the storage operation of the cash drawer 45 shown above. In another example, the storage cabinet may be connected to the control unit 17 in the same way as the cash drawer 45, so that its opening and closing operations can be managed.

[0076] As described above, this embodiment includes a storage unit A41 (cash drawer 45) connected to the control unit 17, or a storage unit B43 (storage cabinet 57) that is not connected to the control unit 17 but allows the user to manually record the insertion and removal of stored items in the control unit 17. This allows for the storage of items other than cash, such as unusable notes, unusable coins, and gift certificates. Change that does not fit into the cash deposit / dispensing machine 40, as well as other valuables, can also be stored in the storage cabinet 57. Because stored items are manually recorded when they are stored, they can be accessed and managed directly from the cash deposit / dispensing machine 40 or via the center server 19 or information terminal 37 via the communication line T. Furthermore, the opening / closing history, storage history, and the like of the cash drawer 45 can also be managed. While this embodiment includes both storage units A41 and B43, only one of them may be provided depending on the implementation situation. In this context, "manage" includes not only being able to display the current status of the stored items, but also recording the operator and operation details, such as the movement of stored items including the time, and using this data for analysis. [Explanation of symbols]

[0077] 1, 40 cash deposit / withdrawal machine 100 Cash deposit and withdrawal system 3. Deposit and Withdrawal Section 5 Money deposit / withdrawal department 7 Small bundle deposit and withdrawal section 9 Reflux section 11 Temporary Holding Department 13 Cassette storage section 15 User input / output section 17 Control Unit 19 Central Server 41, 43 Storage Department (Storage Department A, Storage Department B)

Claims

1. A cash deposit and dispensing system comprising: a cash deposit and dispensing machine that manages cash including change reserves, petty cash, and sales proceeds in a store; and a center server that communicates with the cash deposit and dispensing machine; The cash depositing and dispensing machine is a cash deposit / withdrawal unit for depositing and withdrawing cash; One or both of a coin roll deposit / withdrawal unit for depositing and withdrawing coin rolls and a small bundle deposit / withdrawal unit for depositing and withdrawing small bundles; a recycling unit for holding cash deposited and withdrawn at the depositing and withdrawing unit; a temporary holding unit that receives cash that is deposited or withdrawn at the deposit / withdrawal unit but does not fit into the recycling unit, and receives cash from the recycling unit based on a predetermined state; a cassette storage unit provided in a detachable and replaceable cassette format and configured to receive cash via the temporary holding unit; a user input / output unit that inputs and outputs information based on a user's operation; a control unit that controls the money depositing / dispensing unit, one or both of the coin roll depositing / dispensing unit and the small bundle depositing / dispensing unit, the recycling unit, the temporary holding unit, the cassette storage unit, and the user input / output unit, communicates with the center server, and transmits operating status information including cash deposits and withdrawals to the center server, The center server storing the operating status transmitted from the cash depositing and dispensing machine as data; A cash depositing and dispensing system that determines the amount, number of notes, and dispensing cycle to be distributed to the cash depositing and dispensing machine based on the data and the cash holding capacity of the cash depositing and dispensing machine.

2. The cash deposit and withdrawal system of claim 1, wherein the user input / output unit enables operations for replenishing, collecting, withdrawing, and depositing (returning) change reserves, including coin rolls and small bundles, separately from sales proceeds, and the control unit transmits the processing results of the change reserves and the balance in the device to the center server in the change reserve category, separately from sales proceeds.

3. The cash deposit and withdrawal system of claim 1, wherein the user input / output unit enables operations for dispensing and depositing petty cash, distinguishing between sales proceeds and change reserves, and the control unit transmits the results of the petty cash processing and the amount of cash on hand in the device to the center server as petty cash, distinguishing between sales proceeds and change reserves.

4. 2. The cash deposit and withdrawal system according to claim 1, wherein the control unit is set with a predetermined count number for each denomination, and moves any denomination exceeding the count number as excess money from the recycling unit to the cassette storage unit via the temporary holding unit.

5. 5. The cash deposit and withdrawal system of claim 4, wherein when sales proceeds are stored from the recycling section to the cassette storage section, the control section moves the amount obtained by subtracting the total amount of excess money from the deposited sales proceeds from the recycling section to the cassette storage section via the temporary holding section, prioritizing high-value coins or specifying the number of coins of each denomination.

6. A cash deposit and withdrawal system as described in any one of claims 1 to 5, wherein when petty cash is deposited, the control unit moves the remaining amount of petty cash deposited last time after it has been used as petty cash recovery money from the recycling unit via the temporary holding unit to the cassette storage unit.

7. The control unit Allows users to operate cash deposit and withdrawal machines through biometric authentication, storing a dispensing pattern associated with a predetermined code for dispensing change reserve funds; The cash deposit / withdrawal system according to claim 1 , wherein, based on the code input by the user to the user input / output unit, money is withdrawn in a withdrawal pattern linked to the code.

8. The cash deposit and withdrawal system according to claim 1, wherein the center server calculates the number of coins of each denomination that has decreased since the last replenishment based on the transaction and inventory data of the change reserve sent from the cash deposit and withdrawal machine, and determines the details of the next distribution.

9. 9. The cash deposit and withdrawal system according to claim 8, wherein the center server displays the determined details of the next distribution and the amount of petty cash distribution to a predetermined user via a communication line, allowing the user to approve and modify the distribution amount along with the distribution cycle.

10. 2. The cash deposit and withdrawal system according to claim 1, wherein the center server displays the transaction and inventory data of the sales proceeds, change reserve, and petty cash sent from the cash deposit and withdrawal machine to a predetermined user via a communication line, enabling the user to confirm and output the aggregated transaction and inventory data of the sales proceeds, change reserve, and petty cash.

11. 11. The cash deposit and withdrawal system according to claim 10, wherein the center server enables a predetermined user to compare the sales transactions transmitted from the cash deposit and withdrawal machine and the sales summary data for the day with the cash sales data of the store provided by the user via a communication line.

12. The cash depositing and dispensing machine further comprises a storage unit, The cash deposit and withdrawal system according to claim 1 , wherein the control unit allows a user to perform operations including putting items into and taking items out of the storage unit.

13. The cash depositing and dispensing machine further comprises a storage unit, The cash deposit and withdrawal system according to claim 1 , wherein the control unit is capable of managing an operation history of the storage unit.

14. The cash depositing and dispensing machine further comprises a storage unit, The cash deposit and withdrawal system according to claim 1 , wherein the control unit is capable of managing items stored in the storage unit.

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