Bank medical self-service system, method, equipment and medium integrated with medical insurance face scanning function
Through the integrated medical insurance face-scanning function of the silver medical self-service system, the identity verification is used using high-precision facial recognition technology and connected with the medical insurance system, the problem of cumbersome and insufficient security of the existing medical self-service terminal identity verification method is solved, and an efficient and secure medical insurance payment method is achieved.
Patent Information
- Application Number
- CN202411504540.3
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2024-10-26
- Publication Date
- 2025-03-25
AI Technical Summary
The identity verification methods of existing medical self-service terminals are cumbersome and lack security, making it difficult to meet the needs of modern medical services for efficient and secure payment methods.
A self-service system for medical insurance face scanning is designed to integrate the medical insurance face scanning function. It connects with the medical insurance face scanning equipment through the medical insurance face scanning certification module, uses high-precision face recognition technology to perform identity verification, and connects with the medical insurance system to support filing, registration, payment, inquiry, printing and other services, and realizes automatic deductions from medical insurance accounts.
Through high-precision facial recognition technology, enhance the security of identity verification, simplify operational processes, reduce user waiting time, improve payment efficiency, and achieve seamless integration of medical insurance face scanning equipment and silver medical self-service machines, providing medical institutions with efficient and convenient self-service solutions.
Smart Images
Figure CN119694042A_ABST
Abstract
Description
Technical Field
[0001] The present invention relates to the field of medical information technology, and in particular to a bank-medical self-service system, method, device and medium that integrates a medical insurance face-scanning function. Background Art
[0002] At present, self-service terminals in the medical field (such as self-service terminals for banks and doctors) generally use traditional identity authentication methods, such as reading medical insurance cards or medical insurance electronic certificates, entering passwords, etc. These methods are not only cumbersome to operate, but also have security risks. Traditional identity authentication methods have poor user experience, complex and time-consuming operations, and insufficient security, making it difficult to meet the needs of modern medical services for efficient and secure payment methods. With the development of medical informatization, the market demand for safer and more convenient medical insurance payment methods is growing, especially in terms of improving identity authentication security and simplifying operating procedures. Summary of the invention
[0003] The object of the present invention is to provide a self-service system, method, device and medium for bank-medical care that integrates the medical insurance face recognition function, thereby solving all or one of the above-mentioned problems existing in the prior art.
[0004] In order to solve the above technical problems, the specific technical solutions of the present invention are as follows: On the one hand, the present invention provides a self-service system for bank doctors integrating a medical insurance face recognition function, comprising: The medical insurance face recognition module is used to connect with the medical insurance face recognition device to capture the user's facial image and perform identity verification; User authentication module, used to connect with the medical insurance system and perform user identity authentication; Business processing module, used to support file creation, registration, payment, query and printing; Payment processing module to support deductions from medical insurance accounts; An operation interface module, used to provide a user-friendly operation interface; Security mechanism module, used to support security measures such as data encryption.
[0005] In one of the embodiments, the medical insurance face recognition authentication module is also used to transmit the facial image data to the medical insurance system server through an encrypted channel for verification by connecting with the medical insurance face recognition device.
[0006] In one of the embodiments, the medical insurance face recognition module is also used to receive and display the verification results returned by the medical insurance system, including feedback information of success or failure.
[0007] In one embodiment, the user authentication module is also used to interact with the medical insurance system through a secure API interface to obtain the user's medical insurance account information.
[0008] In one embodiment, the business processing module is also used to support users to create or update personal profile information, provide department and doctor selection functions, and realize self-service registration; The business processing module is also used to support users to select payment items, and the system automatically deducts money from the medical insurance account; The business processing module is also used to provide query functions such as medical records and payment information; The business processing module is also used to support the printing of invoices, medical records, and test report documents.
[0009] In one embodiment, the payment processing module is further used to generate a payment request according to the user's selection to ensure the correctness of the request format. The payment request is sent to the medical insurance system in an encrypted manner to achieve automatic deduction; The payment processing module is also used to receive and display the payment results of the medical insurance system, including feedback information on success or failure; to deal with abnormal situations such as network interruptions and timeouts during the payment process, and to ensure the stability and security of the payment process.
[0010] In one embodiment, the operation interface module is also used to design a concise, intuitive, user-friendly operation interface that supports touch operation; the operation interface module is also used to provide a dynamic prompt function to guide users to complete various operations in real time; The security mechanism module is also used to encrypt and protect the transmitted data using encryption technology; the security mechanism module is also used to record all operation logs to facilitate subsequent auditing and problem tracking.
[0011] On the other hand, the present invention also provides a self-service method for bank-medical service integrating a medical insurance face recognition function, comprising the following steps: Connect with medical insurance face recognition equipment to capture user facial images and conduct identity verification; Connect with the medical insurance system to conduct user identity authentication; Supports multiple services such as file creation, registration, payment, inquiry and printing; Support deduction from medical insurance account; Provide a user-friendly operation interface; Supports security measures such as data encryption.
[0012] On the other hand, the present invention also provides a computer-readable storage medium, on which a computer program is stored. When the computer program is executed by a processor, the steps of the silver-medical self-service method integrating the medical insurance face-scanning function are implemented.
[0013] On the other hand, the present invention further provides a computer device, comprising a processor, a communication interface, a memory and a communication bus, wherein the processor, the communication interface and the memory communicate with each other via the communication bus; wherein: The memory is used to store computer programs; The processor is used to execute the steps of the bank-medical self-service method integrating the medical insurance face recognition function by running the program stored in the memory.
[0014] The beneficial effects of the technical solution of the present invention are: 1. The bank-medical self-service system with integrated medical insurance face-scanning function described in the present invention can enhance the security of user identity authentication through high-precision face recognition technology through the mutual cooperation of system modules; simplify the operation process, reduce user waiting time, and improve payment efficiency; realize the seamless integration of medical insurance face-scanning equipment and bank-medical self-service machines, and support multiple services such as file creation, registration, payment, inquiry, and printing; through technological innovation, realize the deep integration of medical insurance face-scanning payment and bank-medical self-service machines, and provide medical institutions with more efficient and convenient self-service solutions.
[0015] 2. The bank-medical self-service method with integrated medical insurance face recognition function described in the present invention can call system modules in an orderly manner, thereby realizing the system logic of the system described in the present invention.
[0016] 3. The computer-readable storage medium described in the present invention can realize the cooperation of the guiding system module, thereby realizing the bank-doctor self-service method with integrated medical insurance face-scanning function described in the present invention, and the computer-readable storage medium described in the present invention also effectively improves the operability of the bank-doctor self-service method with integrated medical insurance face-scanning function.
[0017] 4. The computer device described in the present invention can store and execute the computer-readable storage medium, thereby realizing the bank-medical self-service method with integrated medical insurance face recognition function described in the present invention. BRIEF DESCRIPTION OF THE DRAWINGS
[0018] In order to more clearly illustrate the specific implementation methods of the present invention or the technical solutions in the prior art, the drawings required for use in the specific implementation methods or the description of the prior art will be briefly introduced below. Obviously, the drawings described below are some implementation methods of the present invention. For ordinary technicians in this field, other drawings can be obtained based on these drawings without paying creative work.
[0019] Figure 1 This is a schematic diagram of the architecture of the bank-medical self-service system integrating the medical insurance face recognition function according to Embodiment 1 of the present invention; Figure 21 is a flowchart of the bank-medical self-service method integrating the medical insurance face recognition function according to Embodiment 2 of the present invention; Figure 3 is a schematic diagram of the structure of the computer device described in Example 4 of the present invention; The symbols in the accompanying drawings are explained as follows: 1501, processor; 1502, communication interface; 1503, memory; 1504, communication bus. DETAILED DESCRIPTION
[0020] The preferred embodiments of the present invention are described in detail below in conjunction with the accompanying drawings so that the advantages and features of the present invention can be more easily understood by those skilled in the art, thereby making a clearer and more definite definition of the protection scope of the present invention.
[0021] In the description of the present invention, it should be noted that the embodiments described in the present invention are only part of the embodiments of the present invention, rather than all of the embodiments; based on the embodiments in the present invention, all other embodiments obtained by ordinary technicians in the field without making creative work are within the scope of protection of the present invention.
[0022] The terms "first", "second", etc. in the specification and claims of this article and the above-mentioned drawings are used to distinguish similar objects, and are not necessarily used to describe a specific order or sequence. It should be understood that the data used in this way can be interchanged where appropriate, so that the embodiments of this article described here can be implemented in an order other than those illustrated or described here. In addition, the terms "including" and "having" and any variations thereof are intended to cover non-exclusive inclusions, for example, a process, method, device, product or equipment that includes a series of steps or units is not necessarily limited to those steps or units clearly listed, but may include other steps or units that are not clearly listed or inherent to these processes, methods, products or equipment. Example 1
[0023] This embodiment provides a self-service system for bank and medical service that integrates the medical insurance face recognition function. Figure 1 As shown, including: The medical insurance face recognition authentication module is used to: connect with the medical insurance face recognition device to ensure that the user's facial image can be captured in real time, receive the verification results of the medical insurance system, and provide the user with feedback information on success or failure.
[0024] The user authentication module is used to: interact with the medical insurance system through the API interface to obtain the user's medical insurance account information.
[0025] The business processing module is used to: Develop the file creation function to support users to create or update personal file information. Develop the registration function, users can register through the self-service machine and choose the department and doctor. Develop the payment function, users can choose the items to be paid (such as medicine fees, examination fees, test fees, etc.). Develop the query function, users can query personal medical records, payment information, etc. Develop the printing function, users can print invoices, medical records, test reports and other related documents.
[0026] The payment processing module is used to: generate a payment request based on the payment items selected by the user. Send the payment request to the medical insurance system to automatically deduct the payment from the user's medical insurance account. Receive the payment result from the medical insurance system and provide the user with feedback information on payment success or failure. Handle various abnormal situations that may occur during the payment process, such as network interruption, payment timeout, etc.
[0027] The operation interface module is used to: design a simple and intuitive operation interface to guide users to complete various operations. Provide dynamic prompts during the operation process to help users complete each step smoothly.
[0028] The security mechanism module is used to: encrypt the transmitted data to ensure the security of the data during transmission. Record all operation logs to facilitate subsequent audits and problem tracking.
[0029] It should be noted that the examples herein are only for explaining the present invention and are not intended to limit the protection scope of the present invention. Example 2
[0030] This embodiment is based on the same inventive concept as the bank-medical self-service system with integrated medical insurance face recognition function described in Embodiment 1, and provides a bank-medical self-service method with integrated medical insurance face recognition function, such as Figure 2 As shown, the following steps are included: Connect with medical insurance face recognition equipment to capture user facial images and conduct identity verification; Connect with the medical insurance system to conduct user identity authentication; Supports multiple services such as file creation, registration, payment, inquiry and printing; Support deduction from medical insurance account; Provide a user-friendly operation interface; Supports security measures such as data encryption. Example 3
[0031] This embodiment provides a computer-readable storage medium, including: The storage medium is used to store computer software instructions used to implement the bank-medical self-service method with integrated medical insurance face recognition function described in the above-mentioned Example 2, which includes a program for executing the above-mentioned program set for the bank-medical self-service method with integrated medical insurance face recognition function; specifically, the executable program can be built into the bank-medical self-service system with integrated medical insurance face recognition function described in Example 1, so that the bank-medical self-service system with integrated medical insurance face recognition function can implement the bank-medical self-service method with integrated medical insurance face recognition function described in Example 2 by executing the built-in executable program.
[0032] In addition, the computer-readable storage medium of this embodiment may adopt any combination of one or more computer-readable storage media, wherein the computer-readable storage medium includes electrical, optical, electromagnetic, infrared or semiconductor systems, devices or components, or any combination thereof. Example 4
[0033] This embodiment provides an electronic device, such as Figure 3 As shown, the electronic device may include: a processor 1501 , a communication interface 1502 , a memory 1503 and a communication bus 1504 , wherein the processor 1501 , the communication interface 1502 , and the memory 1503 communicate with each other via the communication bus 1504 .
[0034] Memory 1503, used for storing computer programs; The processor 1501 is used to implement the steps of the bank-medical self-service method integrating the medical insurance face recognition function described in the above-mentioned embodiment 1 when executing the computer program stored in the memory 1503.
[0035] As an embodiment of the present invention, the communication bus mentioned in the above terminal can be a Peripheral Component Interconnect (PCI) bus or an Extended Industry Standard Architecture (EISA) bus. The communication bus can be divided into an address bus, a data bus, a control bus, etc. For ease of representation, Figure 3 Only one thick line is used in the diagram, but this does not mean that there is only one bus or only one type of bus.
[0036] As an implementation mode of the present invention, the communication interface is used for communication between the above-mentioned terminal and other devices.
[0037] As an embodiment of the present invention, the memory may include a random access memory (RAM) or a non-volatile memory, such as at least one disk memory. Optionally, the memory may also be at least one storage device located away from the aforementioned processor.
[0038] As an embodiment of the present invention, the above-mentioned processor can be a general-purpose processor, including a central processing unit (CPU), a network processor (NP), etc.; it can also be a digital signal processor (DSP), an application specific integrated circuit (ASIC), a field programmable gate array (FPGA) or other programmable logic devices, discrete gates or transistor logic devices, discrete hardware components.
[0039] Different from the existing technology, the present application adopts a bank-medical self-service system, method, equipment and medium with integrated medical insurance face-scanning function, which can enhance the security of user identity authentication through high-precision face recognition technology; simplify the operating process, reduce user waiting time, and improve payment efficiency; realize the seamless integration of medical insurance face-scanning equipment and bank-medical self-service machines, and support multiple services such as file creation, registration, payment, inquiry, and printing; through technological innovation, realize the deep integration of medical insurance face-scanning payment and bank-medical self-service machines, and provide medical institutions with more efficient and convenient self-service solutions.
[0040] It should be understood that in the various embodiments of this document, the size of the serial numbers of the above-mentioned processes does not mean the order of execution. The execution order of each process should be determined by its function and internal logic, and should not constitute any limitation on the implementation process of the embodiments of this document.
[0041] It should also be understood that in the embodiments of this article, the term "and / or" is only a description of the association relationship of the associated objects, indicating that three relationships may exist. For example, A and / or B can represent: A exists alone, A and B exist at the same time, and B exists alone. In addition, the character " / " in this article generally indicates that the associated objects before and after are in an "or" relationship.
[0042] Those of ordinary skill in the art will appreciate that the units and algorithm steps of each example described in conjunction with the embodiments disclosed herein can be implemented in electronic hardware, computer software, or a combination of the two. In order to clearly illustrate the interchangeability of hardware and software, the composition and steps of each example have been generally described in terms of function in the above description. Whether these functions are performed in hardware or software depends on the specific application and design constraints of the technical solution. Professional and technical personnel can use different methods to implement the described functions for each specific application, but such implementation should not be considered to be beyond the scope of this article.
[0043] Those skilled in the art can clearly understand that, for the convenience and brevity of description, the specific logical process of the method described above can refer to the corresponding working processes of the systems, devices and units in the aforementioned method embodiments, and will not be repeated here.
[0044] In the several embodiments provided herein, it should be understood that the disclosed systems, devices and methods can be implemented in other ways. For example, the device embodiments described above are only schematic, for example, the division of the units is only a logical function division, and there may be other division methods in actual implementation, such as multiple units or components can be combined or integrated into another system, or some features can be ignored or not executed. In addition, the mutual coupling or direct coupling or communication connection shown or discussed can be an indirect coupling or communication connection through some interfaces, devices or units, or can be electrical, mechanical or other forms of connection.
[0045] The units described as separate components may or may not be physically separated, and the components shown as units may or may not be physical units, that is, they may be located in one place or distributed on multiple network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the embodiments of this article.
[0046] In addition, each functional unit in each embodiment of this invention may be integrated into one processing unit, or each unit may exist physically separately, or two or more units may be integrated into one unit. The above integrated unit may be implemented in the form of hardware or in the form of software functional unit.
[0047] If the integrated unit is implemented in the form of a software functional unit and sold or used as an independent product, it can be stored in a computer-readable storage medium. Based on this understanding, the technical solution of this article is essentially or the part that contributes to the prior art, or all or part of the technical solution can be embodied in the form of a software product, and the computer software product is stored in a storage medium, including a number of instructions to enable a computer device (which can be a personal computer, a server, or a network device, etc.) to perform all or part of the steps of the method described in each embodiment of this article. The aforementioned storage medium includes: U disk, mobile hard disk, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), disk or optical disk and other media that can store program codes.
[0048] The above descriptions are merely embodiments of the present invention and are not intended to limit the patent scope of the present invention. Any equivalent structure or equivalent process transformation made using the contents of the present invention specification and drawings, or directly or indirectly applied in other related technical fields, are also included in the patent protection scope of the present invention.
Claims
1. A self-service system for bank and medical personnel integrating the face recognition function of medical insurance, characterized in that: include: The medical insurance face recognition module is used to connect with the medical insurance face recognition device to capture the user's facial image and perform identity verification; User authentication module, used to connect with the medical insurance system and perform user identity authentication; Business processing module, used to support file creation, registration, payment, query and printing; Payment processing module to support deductions from medical insurance accounts; An operation interface module, used to provide a user-friendly operation interface; Security mechanism module, used to support security measures such as data encryption.
2. The self-service banking and medical system with integrated medical insurance face recognition function according to claim 1 is characterized by: The medical insurance face recognition authentication module is also used to transmit facial image data to the medical insurance system server through an encrypted channel for verification by connecting with the medical insurance face recognition device.
3. The self-service banking and medical system with integrated medical insurance face recognition function according to claim 2 is characterized by: The medical insurance face recognition module is also used to receive and display the verification results returned by the medical insurance system, including feedback information of success or failure.
4. The self-service banking and medical system with integrated medical insurance face recognition function according to claim 1 is characterized by: The user authentication module is also used to interact with the medical insurance system through a secure API interface to obtain user medical insurance account information.
5. The self-service banking and medical system with integrated medical insurance face recognition function according to claim 1 is characterized by: The business processing module is also used to support users to create or update personal profile information, provide department and doctor selection functions, and realize self-service registration; The business processing module is also used to support users to select payment items, and the system automatically deducts money from the medical insurance account; The business processing module is also used to provide query functions such as medical records and payment information; The business processing module is also used to support the printing of invoices, medical records, and test report documents.
6. The self-service banking and medical system with integrated medical insurance face recognition function according to claim 1 is characterized by: The payment processing module is also used to generate a payment request based on the user's selection to ensure the correctness of the request format. The payment request is sent to the medical insurance system in an encrypted manner to achieve automatic deduction; The payment processing module is also used to receive and display the payment results of the medical insurance system, including feedback information on success or failure; to deal with abnormal situations such as network interruptions and timeouts during the payment process, and to ensure the stability and security of the payment process.
7. The self-service banking and medical system with integrated medical insurance face recognition function according to claim 1 is characterized by: The operation interface module is also used to design a concise, intuitive, user-friendly operation interface that supports touch operation; the operation interface module is also used to provide a dynamic prompt function to guide users to complete various operations in real time; The security mechanism module is also used to encrypt and protect the transmitted data using encryption technology; the security mechanism module is also used to record all operation logs to facilitate subsequent auditing and problem tracking.
8. A self-service method for bank and medical service integrating medical insurance face recognition function, characterized in that: The following steps are involved: Connect with medical insurance face recognition equipment to capture user facial images and conduct identity verification; Connect with the medical insurance system to conduct user identity authentication; Supports multiple services such as file creation, registration, payment, inquiry and printing; Support deduction from medical insurance account; Provide a user-friendly operation interface; Supports security measures such as data encryption.
9. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, which, when executed by a processor, implements the steps of the bank-medical self-service method integrating the medical insurance face-scanning function as described in claim 8.
10. A computer device, characterized in that: It includes a processor, a communication interface, a memory and a communication bus, wherein the processor, the communication interface and the memory communicate with each other through the communication bus; wherein: The memory is used to store computer programs; The processor is used to execute the steps of the bank-medical self-service method integrating the medical insurance face recognition function as described in claim 8 by running the program stored in the memory.