A method and work order system for improving the entire process of credit report application and delivery

Abstract

The present invention relates to a method and a work order system for improving the entire process of applying for and sending a credit report. The verification test results of the model of the work order system for issuing corporate credit reports based on computer technology using the present invention show that based on the comparison of similar products, the present invention realizes the function of issuing corporate credit reports through a more advanced architecture, more optimized execution logic and process, improves the efficiency of the system in generating credit reports, and provides a better user experience.

Description

Technical Field

[0001] The invention belongs to the field of computer technology and is a work order system for issuing enterprise credit reports using computer technology. Background Art

[0002] With the rapid development of the Internet, more and more people and enterprises conduct various businesses through the Internet. Internet finance has given rise to the demand for personal and corporate credit data services. Mastering the credit information of borrowers can help various financial institutions to have a more comprehensive understanding of the credit objects; credit investigation is the collection, organization, preservation, and processing of the credit information of natural persons, legal persons, and other organizations in accordance with the law, and providing credit reports, credit assessments, credit information consulting and other services to help customers judge and control credit risks and conduct credit management activities. The scope of credit investigation services covers credit, bonds, personal consumer credit, commercial credit, etc., involving multiple market entities such as individuals, enterprises, banks, non-bank financial institutions, professional service agencies, and government departments.

[0003] In the prior art, when credit reporting agencies generate credit reports, the steps are complicated, the system is backward, and the business process is not very reasonable, which leads to low efficiency in generating credit reports and low applicability of the system. Summary of the invention

[0004] On one hand, the present invention relates to a method for improving the application and sending of corporate credit reports. In the embodiments of these methods, it is used to realize the business closed loop of customer submission of application materials, customer service acceptance and review, financial payment confirmation, credit department issuance of report, customer service delivery, and customer receipt; and it has a statistical function of the number of reports issued;

[0005] The business logic for submitting application materials specifically includes the following steps:

[0006] A) the enterprise user terminal triggers an event of submitting application materials, the enterprise user terminal sends the application materials and the request to submit application materials to the WEB server; the WEB server receives the application materials and the request to submit application materials and sends them; the WEB server calls the application materials submission interface;

[0007] B) receiving the application materials sent by the WEB server and sending them to the database server;

[0008] C) the database server receives and stores the application materials;

[0009] D) obtaining the application materials from the database server; and sending the application materials to a WEB server;

[0010] E) the WEB server receives the application materials; the WEB server sends the application materials to the client end;

[0011] F) The client department receives the application materials and reviews them; if the review fails, the client returns the information that the review fails; if the review passes, the client returns the information that the review passes.

[0012] The beneficial effect of the present invention is that it provides a work order system for improving the application and sending of corporate credit reports. The verification test results of the work order system model for improving the application and sending of corporate credit reports using the present invention show that, based on the comparison of similar products, the work order system for improving the application and sending of corporate credit reports has a more advanced architecture, more optimized execution logic and process, which improves the efficiency of the system in generating credit reports and provides a better user experience. BRIEF DESCRIPTION OF THE DRAWINGS

[0013] Figure 1 Part of the business logic diagram of the work order system;

[0014] Figure 2 Work order system data structure diagram. DETAILED DESCRIPTION

[0015] The technical features of different embodiments of the present invention may be arbitrarily combined in accordance with the spirit of the present invention. Therefore, any specific embodiment should not be construed as limiting the protection scope of the present invention.

[0016] In some embodiments of the work order system for improving the application and sending of corporate credit reports, it is used to realize the business closed loop of customer submission of application materials, customer service acceptance and review, financial payment confirmation, credit reporting department issuing reports, customer service delivery, and customer acceptance; and has a statistical function for the number of reports issued; part of its business logic includes the following steps:

[0017] A) The enterprise user end triggers the event of submitting application materials. The enterprise user end sends the application materials and the request to submit application materials to the WEB server; the WEB server receives the application materials and the request to submit application materials and sends them; the WEB server calls the interface for submitting application materials;

[0018] B) Receive the application materials sent from the WEB server and send them to the database server;

[0019] C) The database server receives and stores the application materials;

[0020] D) Obtain application materials from the database server; send the application materials to the WEB server;

[0021] E) The WEB server receives the application materials; the WEB server sends the application materials to the client end;

[0022] F) The client department receives the application materials and reviews them. If the review fails, the information about the failure is returned. If the review passes, the information about the passing is returned.

[0023] In some embodiments of a work order system for improving the application and sending of corporate credit reports, the overall technical architecture for implementing business logic includes an application layer, a support layer, a data layer, and a basic layer.

[0024] In some embodiments of a work order system for improving the application and sending of corporate credit reports, the data layer is composed of structured and unstructured databases combined with a distributed file storage system; the basic layer uses a virtualized cloud platform system as the basic support.

[0025] The database includes an audit material report, an audit information table and an expense list table; the content of the audit material report includes relevant content information of the application materials submitted by the enterprise user end; the content of the audit information table includes relevant information of the audit application materials; the content of the expense list table includes information on invoices issued after the application materials are reviewed and approved; the audit material report is respectively associated with the audit information table and the expense list table.

[0026] In some embodiments of the work order system for improving the application and sending of corporate credit reports, the front-end part of the application layer adopts vue.js combined with jquery technology, and the application layer adopts B / S mode, that is, browser / server mode.

[0027] The front-end part adopts the advanced MVC architecture, including a three-layer architecture of Model module, Controller module, and View module; the MVC architecture is based on the observer pattern, with the Model as the observed and the View as the observer.

[0028] The main function of the View module in the MVC architecture is to display and update the graphical interface and pass the user's selection to the Controller module; the main function of the Controller module is to select the response view and send it to the View module, define the user's behavior, perform corresponding logical processing based on the user's behavior, and then notify the Model module to update the status; the main function of the Model module is to call the interface to request data based on the status that needs to be updated notified by the Controller module; after receiving the returned data, the Model module notifies the View module about the changes in the Model data.

[0029] In some embodiments of a work order system for improving the application and sending of corporate credit reports, the support layer uses NOCAS, reporting tools, Activiti, and MQ to implement service management and message delivery.

[0030] In some embodiments of the work order system for improving the application and sending of corporate credit reports, the interface includes an internal interface and an external interface; the detailed description of the internal interface and the external interface includes: interface name, interface address, interface remarks, interface mode, interface protocol, return format, request parameters, return parameters; wherein the interface mode is POST; the interface protocol of the interface is HTTP; the return format of the interface is JSON; the return parameters of the interface include: code, data, message and return result;

[0031] The interface names include: interface application list, add application, interface application details, audit report application, supplementary invoice, obtain report status and statistical analysis query; among them, the interface address of the interface application list is / evalInfo / selectByServiceDeptForPage.json, and the interface address of add application is / userEvalInfoForDept / selectModel.json; the interface address of interface application details is / userEvalInfoForDept / addCheck.do, the interface address of audit report application is / evalInfo / checkService.do, the interface address of supplementary invoice is / invoice / compleInvoice.json, the interface address of obtain report status is / invoice / getReportStatus.json and the interface address of statistical analysis query is / evalInfo / selectReportByStatistics.json;

[0032] The parameters required for sending a request in the interface application list include: application type, entity name, type, financial review status, whether to send together, whether to issue an invoice, page number, and number of items per page; the output parameters include: status code code: 1 for success and -1 for failure, error message msg, result set data volume count, and result set data; the form of the output parameters is {"code":0,"msg":null,"count":24,"data":[{"type":"bd826d1cd7f5483d9fc56c239eca4d83","type_str":"Enterprise Credit Report - Basic Edition","id":"118e6656a10345c487e379982daf55e6","evalId":"191","ztmc":"Fujian Chuangshi Technology Co., Ltd.","shzt":"2","sqType":"dept","jbrxm":"Yangyang 123","jbrdh":"13913028633","gsdh":"13913028554","address":"Nanjing Yuhuatai","email":"127@qq.com","jbrSfzFilePath":" / home / sgsjbrSfzFile / checkReport / 0 / 967018792294_thumb1.jpg","jbrSfzFileName":"967018792294_thumb1.jpg","frSfzFilePath":" / home / sgsfrSfzFile / checkReport / 0 / 967018850006_thumb1.jpg","frSfzFileName":"967018850006_thumb1.jpg","yyzzFilePath":" / home / sgsyyzzFile / checkReport / 0 / 967018792294_thumb1.jpg","yyzzFileName":"967018792294_thumb1.jpg","cwsh":"0","account":"","bank":"","create_time":1603360932000,"invoice_head":"12345","invoice_type":"3","is_expedited":"2","is_invoice":"1","receive_way":"2","tax_ide_number":"54321","logId":14}]};

[0033] The parameters that need to be entered when adding an application to send a request include: region, industry, report type, applicant, subject name, type, name of the person in charge, phone number of the person in charge, company phone number, address, email address, receiving method, whether to expedite, whether to issue an invoice, invoice type, invoice header, tax number, bank and account; the output parameters include: status code code: 1 for success - 1 for failure, error message msg, result set data count and result set data; the output parameter format is {"code":0,"msg":"","count":0,"data":""};

[0034] The parameters that need to be input when sending a request for interface application details include: subject name, unified social credit code, unique identifier, legal representative, contact person, contact phone number, remarks, purpose key, purpose value, report type, company phone number, address, report receiving method, whether to expedite, whether to issue an invoice, invoice type, invoice header, tax number, bank, account, legal person ID card and applicant; the output parameters include: status code code: 1 for success - 1 for failure, error message msg, result set data count and result set data; the output parameter format is {"code":0,"msg":"null","count":0,"data":"null"};

[0035] The parameters that need to be input when sending the audit report application request include: unique identifier, type, associated evaluation table id, audit status, audit opinion, subject name, financial audit status, financial remarks, express number, whether to send together, whether to issue an invoice, invoice receiving method, invoice receiving number, express remarks, processing opinion and application type; the output parameters include: status code code: 1 for success - 1 for failure, error message msg, result set data count and result set data; the output parameter format is {"code":0,"msg":"null","count":12,"data":"null"};

[0036] The parameters that need to be input when sending a request for re-issuing an invoice include: id; the output parameters include: status code code: 1 for success - 1 for failure, error message msg, result set data count and result set data; the output parameter format is {"code":0,"msg":"Re-issuing an invoice successfully!","count":12,"data":"null"};

[0037] The parameters that need to be input when sending a request to obtain the report status include: report number and subject name; the output parameter format is {"code":0,"msg":"Get report status successfully!","count":0,"data":"null"};

[0038] The parameters that need to be input when sending a statistical analysis query request include: start time and end time; the output parameter format is {"code":0,"msg":"","count":0,"data":"null"};

[0039] The present invention will be further described below by more specific embodiments:

[0040] refer to Figure 1 As shown, a partial business logic diagram of a work order system for applying for and sending a corporate credit report in this embodiment; wherein the logical steps for the corporate user to submit application materials are as follows:

[0041] A) the enterprise user terminal triggers an event of submitting application materials, the enterprise user terminal sends the application materials and the request to submit application materials to the WEB server; the WEB server receives the application materials and the request to submit application materials and sends them; the WEB server calls the application materials submission interface;

[0042] B) receiving the application materials sent by the WEB server and sending them to the database server;

[0043] C) the database server receives and stores the application materials;

[0044] D) obtaining the application materials from the database server; and sending the application materials to a WEB server;

[0045] E) the WEB server receives the application materials; the WEB server sends the application materials to the client end;

[0046] F) The client department receives the application materials and reviews them; if the review fails, the client returns the information that the review fails; if the review passes, the client returns the information that the review passes.

[0047] refer to Figure 2As shown, a data structure diagram of a work order system for applying for and sending a corporate credit report in this embodiment; wherein the database includes an audit material report, an audit information table and an expense list table; the content of the audit material report includes relevant content information of the application materials submitted by the corporate user end; the content of the audit information table includes relevant information of the audited application materials; the content of the expense list table includes information on invoice issuance after the application materials are audited and passed; the audit material report is associated with the audit information table and the expense list table respectively.

[0048] The relevant content information of the application materials includes: type type, jbrxm agent name, Jbrdh agent phone number, gsdh company phone number, address address, email email address, jbr_sfz_fle_path agent ID path, jbr_sf_fle_name agent ID name, f_sfz_fle_path legal person ID path, fr_sf_file_name legal person ID name, eval_Id evaluation id, sqs application time, shzt review status, shy review opinion, sqr applicant, ztmc subject name, sqType application type, dr creator. cwsh financial review, cwbz situation feedback, kddh express number, kdbz express remarks, cy material opinion, send_together whether to send together, invoice_receive_way: invoice collection method, invoice_receive_number: invoice receiving express number, pivi evaluation opinion;

[0049] The relevant information of the review application materials includes: Sslbh: China's number, Qqs: review time, sgr: applicant. shzt: review status, core: score. rank: grade, bgbhr report number, shrm: reviewer name, shs: review time, isdel: whether to remove, recleveStatus: collection status, sqType: application type, modeld: model ld, shr: reviewer, sqnf: application year, evaliofo: evaluation information;

[0050] The invoice information includes: receive_way: report collection method, is_expedited: whether it is expedited, is_invoice: whether to issue an invoice, invoice_type: invoice type, invoice_head: invoice header, tax_de_number: taxpayer identification number. Bank: bank of account opening, Account: account number. Adre: address teval_log_id: report log association Id. create_time; creation time, invoice_time: invoice time.

Claims

1. A method for improving the entire process of applying for and sending a credit report, characterized in that: It includes enterprise user end, WEB server, application server, database server, customer service user end, finance user end and credit department user end; it is used to realize the business closed loop of customer submitting application materials, customer service accepting order review, finance payment confirmation, credit department issuing report, customer service delivery and customer acceptance; and it has the function of counting the number of reports issued; among which, the business logic of submitting application materials specifically includes the following steps: A) The enterprise user terminal triggers an event of submitting application materials, the enterprise user terminal sends the application materials and the request to submit application materials to the WEB server; the WEB server receives the application materials and the request to submit application materials and sends them; the WEB server calls the application materials submission interface; B) receiving the application materials sent by the WEB server and sending them to the database server; C) the database server receives and stores the application materials; D) obtaining the application materials from the database server; and sending the application materials to the WEB server; E) the WEB server receives the application materials; the WEB server sends the application materials to the client end; F) The client end of the client department receives the application materials and reviews them; if the review fails, the client end returns information that the review fails; if the review passes, the client end returns information that the review passes; The overall technical architecture for implementing the business logic includes application layer, support layer, data layer and basic layer; The data layer is composed of structured and unstructured databases combined with a distributed file storage system; the basic layer uses a virtualized cloud platform system as a basic support; The front-end part of the application layer adopts vue.js combined with jquery technology, and the application layer adopts B / S mode, that is, browser / server mode; The front-end part adopts an advanced MVC architecture, including a three-layer architecture of Model module, Controller module, and View module; the MVC architecture is based on the observer mode, with Model as the observed and View as the observer; The function of the View module in the MVC architecture is to display and update the graphical interface and pass the user's selection to the Controller module; The function of the Controller module is to select a response view and send it to the View module, define the user's behavior, perform corresponding logic processing according to the user's behavior, and then notify the Model module to update the status; The function of the Model module is to call the interface request data based on the state that needs to be updated notified by the Controller module; after receiving the returned data, the Model module notifies the View module about the change of Model data; A) The interface in step A includes an internal interface and an external interface; the detailed description of the internal interface and the external interface includes: interface name, interface address, interface remarks, interface mode, interface protocol, return format, request parameters, return parameters; wherein the interface mode is POST; the interface protocol of the interface is HTTP; the return format of the interface is JSON; the return parameters of the interface include: code, data, message and return result; The interface names include: interface application list, add application, interface application details, audit report application, supplementary invoice, obtain report status and statistical analysis query.

2. A method for improving the entire process of applying for and sending a credit report according to claim 1, characterized in that: The database includes an audit material report, an audit information table and an expense list table; the content of the audit material report includes relevant content information of the application materials submitted by the enterprise user end; the content of the audit information table includes relevant information on the audit of the application materials; the content of the expense list table includes information on invoice issuance after the application materials are reviewed and approved; the audit material report is respectively associated with the audit information table and the expense list table.

3. A method for improving the entire process of applying for and sending a credit report according to claim 1, characterized in that: The support layer uses NOCAS, reporting tools, Activiti, and MQ to implement service management and message delivery.

4. A work order system based on a method for improving the entire process of applying for and sending a credit report, characterized in that: The work order system comprises at least one processor; and a memory storing instructions, and when the instructions are executed by the at least one processor, the method according to any one of claims 1 to 3 is implemented.

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