alias directory

By parsing and transmitting credentials or tokens through a directory server, the problem of users struggling to manage confidential access data is solved, improving the security and efficiency of interactions.

CN116171557BActive Publication Date: 2026-07-14VISA INTERNATIONAL SERVICE ASSOCIATION
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Patent Information

Application Number
CN202180063995.4
Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
Priority Date
2020-12-22
Filing Date
2021-09-17
Publication Date
2026-07-14
Estimated Expiration
2041-09-17

AI Technical Summary

Technical Problem

In distributed networks, users find it difficult to remember and provide confidential access data, and once confidential access data is leaked, it can be easily used by unauthorized parties, leading to security challenges.

Method used

The directory server computer receives alias resolution requests, transmits them to multiple mapping computers, identifies and transmits credentials or tokens to the transfer server computer for transactions, thus avoiding direct storage of confidential access data.

Benefits of technology

It provides a simple way to manage confidential access data, improves the security and efficiency of user interaction, and reduces the risk of unauthorized access.

✦ Generated by Eureka AI based on patent content.

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  • Figure CN116171557B_ABST
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Abstract

A method is disclosed that includes receiving an alias resolution request message including an alias from a transfer server, and then transmitting the alias resolution request message including the alias to each of a plurality of mapping computers. Then, a plurality of alias resolution response messages are received from the plurality of mapping computers, the plurality of alias resolution response messages respectively including a plurality of credentials or tokens. Then, a credential or token is determined from the plurality of credentials or tokens, and the determined credential or token is transmitted to a transfer server computer. The transfer server computer uses the determined credential or token to conduct a transaction process.
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Citation Information

Patent Citations

  • Method for using barcodes and mobile devices to conduct payment transactions

    US10402815B2

  • Money transfer service with authentication

    US8851366B2

  • System and method to push payment to beneficiary account using an alias

    US20170364910A1

  • Bill pay service with federated directory model support

    US20190340590A1