Consumption protection method, electronic equipment and storage medium

Abstract

The invention discloses a consumption protection method, electronic equipment and a storage medium. The method comprises the following steps: in response to a consumption request of a user in application software, obtaining a current application scene; when the current application scene meets a triggering condition, starting a security protection mechanism to verify a user; and when the consumption request is verified not to pass, refusing the consumption request, and starting an alarm mechanism. By detecting whether the current application scene meets the triggering condition or not, it is ensured that the safety protection mechanism is started in the key scene, the technical problem that consumption protection is low in safety can be effectively solved, and unauthorized consumption behaviors are prevented.

Description

Technical Field

[0001] The present application relates to the field of Internet technology, and in particular to a consumer protection method, electronic device and storage medium. Background Art

[0002] With the popularity of mobile devices such as smartphones, more and more children in families have the opportunity to access these devices. Although these devices provide children with a wealth of entertainment and learning resources, they also bring some potential problems. For example, due to children's lack of awareness of the value of money and self-control, they may unconsciously consume in applications, games or online services. This behavior may not only cause unexpected financial losses to parents, but also cause conflicts within the family and have a negative impact on children.

[0003] Existing consumer protection measures often rely on simple password protection. However, the effectiveness of these measures is very limited. Children may bypass verification by observing their parents enter passwords or by other means, making the protection measures ineffective. At the same time, simple password protection is also prone to being cracked and cannot provide sufficient security.

[0004] Therefore, a consumption protection solution with improved security is needed to prevent children from making unauthorized purchases on mobile devices. Summary of the invention

[0005] The main technical problem solved by this application is to provide a consumer protection method, electronic device and storage medium, which can solve the technical problem of low security of consumer protection.

[0006] In order to solve the above technical problems, a technical solution adopted by the present application is: the method is applied to an electronic device, and the method comprises:

[0007] Responding to a consumption request from a user in the application software, obtaining a current application scenario;

[0008] When the current application scenario meets the triggering condition, a security protection mechanism is activated to verify the user;

[0009] When the consumption request fails to pass the verification, the consumption request is rejected and an alarm mechanism is started.

[0010] Optionally, the step of starting a security protection mechanism to verify the user includes:

[0011] Calling a preset front camera to capture a current image of the user;

[0012] When it is detected that the current image matches the preset target image, it indicates that the security protection mechanism has passed.

[0013] Optionally, after the step of starting the security protection mechanism to verify the user, the method further includes:

[0014] When verifying that the consumption request is passed, obtaining the user payment password entered by the user;

[0015] When it is verified that the user payment password matches the preset pre-stored payment password, the consumption request is allowed.

[0016] Optionally, the setting process of the security protection mechanism includes:

[0017] Setting the activation password of the security protection mechanism, at least one pre-stored mobile phone number, and the triggering condition; wherein the activation password is different from the pre-stored payment password;

[0018] Based on the at least one pre-stored mobile phone number and the activation password, the security protection mechanism is activated.

[0019] Optionally, the trigger condition setting process includes:

[0020] In response to the application scenarios selected by the user, the trigger condition is generated according to the application scenarios.

[0021] Optionally, the method further comprises:

[0022] In response to the user's information modification request, generating a corresponding verification request;

[0023] Sending a verification request to the at least one pre-stored mobile phone number;

[0024] Upon receiving a verification operation for the at least one pre-stored mobile phone number, allowing the information modification request.

[0025] Optionally, the step of starting the alarm mechanism includes:

[0026] Generate consumption failure prompt information according to the consumption request;

[0027] The consumption failure prompt information is sent to the at least one pre-stored mobile phone number.

[0028] Optionally, the step of starting the alarm mechanism includes:

[0029] Lock the current screen.

[0030] In order to solve the above technical problems, another technical solution adopted by the present application is: an electronic device, the electronic device comprising:

[0031] A memory for storing executable program codes;

[0032] A processor is used to call and run the executable program code from the memory, so that the electronic device executes the consumer protection method as described in any one of the above.

[0033] To solve the above technical problems, another technical solution adopted in the present application is: a computer-readable storage medium, wherein the computer-readable storage medium stores a computer program, and when the computer program is executed, the consumer protection method as described in any one of the above items is implemented.

[0034] Different from the prior art, an embodiment of the present application provides a consumption protection method, which includes: in response to a user's consumption request in an application software, obtaining a current application scenario; when the current application scenario meets a trigger condition, starting a security protection mechanism to verify the user; when the verification of the consumption request fails, rejecting the consumption request and starting an alarm mechanism.

[0035] The beneficial effect of the embodiments of the present application is: by detecting whether the current application scenario meets the trigger conditions and ensuring that the security protection mechanism is activated in key scenarios, the technical problem of low consumer protection security can be effectively solved to prevent unauthorized consumption behavior. BRIEF DESCRIPTION OF THE DRAWINGS

[0036] Figure 1 It is a flow chart of the first embodiment of the consumer protection method of the present application;

[0037] Figure 2 It is a flow chart of the second embodiment of the consumer protection method of the present application;

[0038] Figure 3 It is a flowchart of the third embodiment of the consumer protection method of the present application;

[0039] Figure 4 It is a flowchart of the fourth embodiment of the consumer protection method of the present application;

[0040] Figure 5 It is a flowchart of the fifth embodiment of the consumer protection method of the present application;

[0041] Figure 6 is an exemplary structural block diagram of an electronic device of the consumer protection method of the present application;

[0042] Figure 7 It is an exemplary structural block diagram of the computer-readable storage medium of the consumer protection method of the present application. DETAILED DESCRIPTION

[0043] The present application is described in detail below with reference to the accompanying drawings and implementation methods.

[0044] See also Figure 1 , Figure 1 It is a flow chart of the first embodiment of the consumer protection method of the present application. It should be noted that if there is substantially the same result, the method of the present application is not limited to Figure 1 The process sequence shown is limited. Figure 1 As shown, the method is applied to an electronic device, and the method includes:

[0045] Step S110, in response to a consumption request of a user in the application software, obtaining a current application scenario;

[0046] This embodiment takes into account that existing consumer protection measures often rely on simple password protection. However, the effectiveness of these measures is very limited. Children may bypass verification by observing their parents entering passwords or by other means, causing the protection measures to fail. At the same time, simple password protection also has the risk of being easily cracked and cannot provide sufficient security. Therefore, a consumer protection solution with improved security is needed to prevent children from making unauthorized purchases on mobile devices.

[0047] Specifically, when a user initiates a consumption request in an application, the system will immediately capture and record the consumption request. At this point, the system will obtain the current application scenario, that is, the specific application or service that the user is using. By obtaining the current application scenario, the system can determine the specific environment of the consumption behavior, thereby providing an information basis for subsequent protection steps.

[0048] Among them, application scenarios may include but are not limited to users purchasing virtual items or upgrades in mobile games; users purchasing value-added services on social media platforms; users making purchases through payment platforms.

[0049] Step S120, when the current application scenario meets the triggering condition, start the security protection mechanism to verify the user;

[0050] Specifically, after recognizing that a user has initiated a consumption request, the system can check whether the current application scenario meets the preset trigger conditions. The trigger conditions can refer to a set of criteria for detecting whether the consumption behavior in the application scenario may bring risks. These trigger conditions include but are not limited to special application scenarios, special application categories, abnormal consumption request frequency, etc. When these conditions are met, the system will determine that the current consumption behavior may be risky and therefore activate the preset security protection mechanism.

[0051] Step S130: when the consumption request is not verified to be passed, the consumption request is rejected and an alarm mechanism is activated.

[0052] Specifically, when the verification security protection mechanism fails, the system immediately rejects the user's consumption request to prevent unauthorized transactions from being completed. At the same time, the system will activate the preset alarm mechanism to notify the user himself to ensure that relevant personnel are aware of this unauthorized consumption attempt.

[0053] The alarm mechanism includes but is not limited to:

[0054] Send text messages to pre-set and stored mobile phone numbers, including detailed information such as trigger time, usage scenario, payment method and amount; notify the guardian by phone; use both text messages and phone calls to notify at the same time to ensure that the information is conveyed in place; the system can also display educational prompts after rejecting a consumption request.

[0055] This embodiment obtains the current application scenario by responding to the user's consumption request in the application software; when the current application scenario meets the trigger condition, the security protection mechanism is activated to verify the user; when the consumption request fails to be verified, the consumption request is rejected and the alarm mechanism is activated. By detecting whether the current application scenario meets the trigger condition and ensuring that the security protection mechanism is activated in the key scenario, the technical problem of low security of consumption protection can be effectively solved to prevent unauthorized consumption behavior.

[0056] See also Figure 2 , Figure 2 1 is a flow chart of the second embodiment of the consumer protection method of the present application. In this embodiment, the method includes the following steps:

[0057] Step S210, in response to a consumption request from a user in the application software, obtaining a current application scenario;

[0058] This embodiment takes into account that with the popularity of mobile devices such as smart phones, more and more children in families have the opportunity to access these devices. Since children lack the knowledge of the value of money and the ability to control themselves, they may unconsciously consume in applications, games or online services, causing unexpected financial losses to their parents. However, existing consumption protection measures often rely only on simple password protection, which makes it difficult to prevent children from bypassing verification to consume. Therefore, this embodiment proposes a solution for setting secondary consumption protection for children using their parents' mobile phones.

[0059] The executor of the method of this embodiment can be a consumer protection device, or a consumer protection terminal device or server. This embodiment takes a consumer protection device as an example. The consumer protection device can be integrated into electronic devices such as smart phones and tablet computers with data processing functions.

[0060] Step S220, when the current application scenario meets the trigger condition, calling a preset front camera to capture the current image of the user;

[0061] Specifically, when it is detected that the current application scenario meets the triggering conditions, the system can call the front camera of the electronic device to capture the current image of the user, and then verify the identity of the user.

[0062] Step S230: When it is detected that the current image matches the preset target image, it indicates that the security protection mechanism has passed.

[0063] Specifically, after the system collects the user's current image, it can be compared with the preset target image. The target image is usually an image of a legitimate user (such as a guardian) stored in the system in advance. The system uses face recognition technology to compare. If it detects that the current image matches the preset target image, it means that the security protection has passed, which means that the current request is indeed from an authorized user.

[0064] Step S240, when verifying that the consumption request is passed, obtaining the user payment password input by the user;

[0065] Specifically, the payment password is a password used by the user to confirm the transaction when consuming, which can be a digital password. When the user passes the security protection mechanism, the system will further set a common protection mechanism based on the security protection mechanism, that is, prompt the user to enter the payment password. When the user enters the payment password, the system can capture and record the payment password entered by the user for further verification.

[0066] Step S250: When it is verified that the user payment password matches the preset pre-stored payment password, the consumption request is allowed.

[0067] Specifically, after obtaining the payment password entered by the user, the system will compare it with the pre-stored payment password. The pre-stored payment password can be pre-set by the user when setting up the account and stored in the system. If the entered payment password matches the pre-stored payment password, the system will allow the consumption request and complete the transaction.

[0068] This embodiment obtains the current application scenario through the system. When the current application scenario meets the triggering conditions, the front camera collects the user's image for face recognition; after verifying the image match, the payment password entered by the user is used for final confirmation to ensure the security of the user's account and funds. That is, through the verification process of secondary consumption protection, the security and legitimacy of the consumption request are ensured.

[0069] See also Figure 3 , Figure 31 is a flow chart of the third embodiment of the consumption protection method of the present application. In this embodiment, before the step S110, the setting process of the security protection mechanism may include:

[0070] Step S310, setting the activation password of the security protection mechanism, at least one pre-stored mobile phone number, and the trigger condition; wherein the activation password is different from the pre-stored payment password;

[0071] Specifically, the activation password can be a set of passwords pre-set by the user when setting the security protection mechanism, which is used to activate and manage the security protection mechanism. The activation password is different from the payment password, which can ensure multi-level security protection and avoid security risks caused by the leakage of a single password.

[0072] The pre-stored mobile phone number can be the mobile phone number provided by the user when setting up the security protection mechanism, which is used to receive security notifications and verification information from the system. This mobile phone number can be the user's own contact information to ensure that the user can receive notifications in a timely manner when the trigger condition is met or the security protection mechanism is activated.

[0073] The pre-stored mobile phone number is used to receive warning information such as failed consumption requests and failed verification, ensuring that users or guardians can be informed of potential security risks in a timely manner. When it is necessary to modify security settings or restore an account, the pre-stored mobile phone number can be used to receive verification codes.

[0074] Since the activation password is different from the pre-stored payment password, it can provide multi-level security protection to avoid the overall security risk caused by the leakage of a single password. The activation password is used to activate and manage the security protection mechanism, while the pre-stored payment password is used for actual consumption payment. The independence of the two enhances the security of the system.

[0075] Step S320: Activate the security protection mechanism based on the at least one pre-stored mobile phone number and the activation password.

[0076] Specifically, when setting up the security protection mechanism, the user can set an activation password, which is independent of the payment password and is used to ensure a multi-level security protection mechanism. At the same time, the user can provide at least one mobile phone number for receiving security notifications and identity verification.

[0077] Exemplarily, by filling in the primary and secondary pre-stored mobile phone numbers when setting the security protection mechanism, when the user initiates an information modification request, the system will verify through the two pre-stored mobile phone numbers. After the system confirms that the verification operations of the two pre-stored mobile phone numbers are correct, the user's information modification request will be allowed. This exemplary embodiment takes two pre-stored mobile phone numbers as an example. In other embodiments, more than two pre-stored mobile phone numbers can also be used to implement a double verification mechanism, which can effectively prevent unauthorized modification operations. By setting an independent activation password, the system adds an additional security line of defense, making illegal access more difficult.

[0078] Furthermore, the process of setting the trigger condition may include: in response to a number of application scenarios selected by the user, generating the trigger condition according to the number of application scenarios.

[0079] Specifically, users can select several application scenarios in the system, including but not limited to game consumption, social media shopping, and financial payment applications. Users define the consumption behaviors that need to be monitored by selecting the corresponding application scenarios. The generated trigger conditions will be stored by the system as a basis for subsequent monitoring and judgment of consumption behaviors. The system will continuously monitor the user's application usage and initiate protection measures when it detects that the trigger conditions are met.

[0080] Furthermore, the method may also include: generating a corresponding verification request in response to the user's information modification request; sending a verification request to the at least one pre-stored mobile phone number; and allowing the information modification request upon receiving the verification operation of the at least one pre-stored mobile phone number.

[0081] Specifically, in order to ensure the security of user information and prevent unauthorized modification, the system needs to strictly verify the user's information modification request. When the user initiates an information modification request in the application software, the system responds to the information modification request and generates a corresponding verification request. The verification request can contain the detailed content of the information that the user wants to modify, which is used to track and verify the legitimacy of the modification operation.

[0082] After generating a verification request, the system can send the verification request to at least one pre-set mobile phone number by the user, which can ensure that the authorized user or guardian can receive and process the verification request to prevent unauthorized modification operations. When the system receives a verification operation for a pre-stored mobile phone number, the system will confirm the operation. The verification operation may include clicking a verification link, entering a verification code, and verifying through fingerprint or face recognition. After confirming that the verification operation is correct, the system will allow the user's information modification request.

[0083] See also Figure 4 , Figure 41 is a flow chart of the fourth embodiment of the consumer protection method of the present application. In this embodiment, the method includes the following steps:

[0084] Step S410, in response to a consumption request from a user in the application software, obtaining a current application scenario;

[0085] The above step S110 may be performed and will not be described in detail here.

[0086] Step S420, when the current application scenario meets the triggering condition, start the security protection mechanism to verify the user;

[0087] The above step S120 may be performed and will not be described in detail here.

[0088] Step S430: When the consumption request is not verified to be passed, the consumption request is rejected and an alarm mechanism is activated.

[0089] The above step S130 may be performed and will not be described in detail here.

[0090] Step S440, lock the current screen.

[0091] Specifically, the user can turn on the screen lock function in the system, so that the system will immediately lock the screen when a trigger condition is detected. At this time, the user will not be able to continue any operations and can unlock the screen through face or fingerprint verification.

[0092] The user needs to verify through face recognition or fingerprint recognition. The system will call the front camera or fingerprint sensor to collect the user's biometric information and compare it with the pre-stored user information. When the system confirms that the user's biometric information matches the pre-stored information, the verification is successful, and the system will immediately unlock the screen to allow the user to continue. If the user's biometric information does not match the pre-stored information, the verification fails, the system will keep the screen locked, and send a notification to the user again.

[0093] In addition, the system can also send notifications to pre-stored mobile phone numbers to inform that the trigger conditions have been met and the screen has been locked. The notification content includes information such as the trigger time, application name, and consumption behavior.

[0094] In order to prevent unauthorized consumption, the system can set a screen lock function in the mobile device and application software. When the system detects that the user behavior meets the preset trigger conditions, the screen is immediately locked and the user is required to unlock it by face or fingerprint verification.

[0095] See also Figure 5 , Figure 51 is a flow chart of the fifth embodiment of the consumer protection method of the present application. In this embodiment, the method includes the following steps:

[0096] Step S510, in response to a consumption request from a user in the application software, obtaining a current application scenario;

[0097] The above step S110 may be performed and will not be described in detail here.

[0098] Step S520, when the current application scenario meets the triggering condition, start the security protection mechanism to verify the user;

[0099] The above step S120 may be performed and will not be described in detail here.

[0100] In step S530, when the consumption request is verified to be unsuccessful, the consumption request is rejected and an alarm mechanism is initiated.

[0101] The above step S130 may be performed and will not be described in detail here.

[0102] Step S540, generating consumption failure prompt information according to the consumption request;

[0103] Step S550: sending the consumption failure prompt information to the at least one pre-stored mobile phone number.

[0104] Specifically, the system selects the destination based on the user's pre-set primary and secondary mobile phone numbers. The consumption failure prompt message can be sent to at least one pre-stored mobile phone number to ensure that the notification can be received in time. The system should have a mechanism to confirm that the message is successfully sent and record the sending status. If the sending fails, the system should try to resend or notify the user to try again.

[0105] The system can effectively generate and send consumption failure prompt information to ensure that the user is promptly informed of unauthorized consumption behavior, thereby improving the effectiveness of consumption safety protection for minors.

[0106] See also Figure 6 , Figure 6 is an exemplary structural block diagram of an electronic device of the consumer protection method of the present application. Figure 6 As shown, the electronic device 600 of the present application may include a processor 601 and a memory 602, wherein the processor 601 and the memory 602 communicate with each other via a bus. The memory 602 stores program instructions for consumer protection, and when the program instructions are executed by the processor 601, the method steps described in the foregoing text in conjunction with the accompanying drawings are implemented:

[0107] Responding to a consumption request from a user in the application software, obtaining a current application scenario;

[0108] When the current application scenario meets the triggering condition, a security protection mechanism is activated to verify the user;

[0109] When the consumption request fails to pass the verification, the consumption request is rejected and an alarm mechanism is started.

[0110] Optionally, the processor 601 executes the step of starting the security protection mechanism to verify the user, including:

[0111] Calling a preset front camera to capture a current image of the user;

[0112] When it is detected that the current image matches the preset target image, it indicates that the security protection mechanism has passed.

[0113] Optionally, after the processor 601 executes the step of starting the security protection mechanism to verify the user, the process further includes:

[0114] When verifying that the consumption request is passed, obtaining the user payment password entered by the user;

[0115] When it is verified that the user payment password matches the preset pre-stored payment password, the consumption request is allowed.

[0116] Optionally, the processor 601 executes the setting process of the security protection mechanism including:

[0117] Setting the activation password of the security protection mechanism, at least one pre-stored mobile phone number, and the triggering condition; wherein the activation password is different from the pre-stored payment password;

[0118] Based on the at least one pre-stored mobile phone number and the activation password, the security protection mechanism is activated.

[0119] Optionally, the processor 601 executes the setting process of the trigger condition including:

[0120] In response to the application scenarios selected by the user, the trigger condition is generated according to the application scenarios.

[0121] Optionally, the processor 601 executing the method further includes:

[0122] In response to the user's information modification request, generating a corresponding verification request;

[0123] Sending a verification request to the at least one pre-stored mobile phone number;

[0124] Upon receiving a verification operation for the at least one pre-stored mobile phone number, allowing the information modification request.

[0125] Optionally, the processor 601 executes the step of starting the alarm mechanism including:

[0126] Generate consumption failure prompt information according to the consumption request;

[0127] The consumption failure prompt information is sent to the at least one pre-stored mobile phone number.

[0128] Optionally, the processor 601 executes the step of starting the alarm mechanism including:

[0129] Lock the current screen.

[0130] See also Figure 7 , Figure 7 is an exemplary structural block diagram of a computer-readable storage medium of the consumer protection method of the present application. Figure 7 It is shown that a computer program 701 is stored in the computer-readable storage medium 700. When the computer program 701 is executed on a computer, the computer executes the above-mentioned related method steps to implement a consumption protection method in the above-mentioned embodiment.

[0131] The above scheme obtains the current application scenario by responding to the user's consumption request in the application software; when the current application scenario meets the trigger condition, the security protection mechanism is activated to verify the user; when the consumption request fails to be verified, the consumption request is rejected and the alarm mechanism is activated. By detecting whether the current application scenario meets the trigger condition and ensuring that the security protection mechanism is activated in the key scenario, the technical problem of low security of consumption protection can be effectively solved to prevent unauthorized consumption behavior.

[0132] In the several embodiments provided in the present application, it should be understood that the disclosed methods, electronic devices and storage media can be implemented in other ways. For example, the device implementation described above is only schematic. For example, the division of the modules or units is only a logical function division. There may be other division methods in actual implementation, such as multiple units or components can be combined or integrated into another system, or some features can be ignored or not executed. Another point is that the mutual coupling or direct coupling or communication connection shown or discussed can be an indirect coupling or communication connection through some interfaces, devices or units, which can be electrical, mechanical or other forms.

[0133] The units described as separate components may or may not be physically separated, and the components shown as units may or may not be physical units, that is, they may be located in one place or distributed on multiple network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the present embodiment.

[0134] In addition, each functional unit in each embodiment of the present application may be integrated into one processing unit, or each unit may exist physically separately, or two or more units may be integrated into one unit. The above-mentioned integrated unit may be implemented in the form of hardware or in the form of software functional units.

[0135] If the integrated unit is implemented in the form of a software functional unit and sold or used as an independent product, it can be stored in a computer-readable storage medium. Based on this understanding, the technical solution of the present application is essentially or the part that contributes to the prior art or all or part of the technical solution can be embodied in the form of a software product, and the computer software product is stored in a storage medium, including a number of instructions to enable a computer device (which can be a personal computer, server, or network device, etc.) or a processor (processor) to perform all or part of the steps of the method described in each embodiment of the present application. The aforementioned storage medium includes: U disk, mobile hard disk, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), disk or optical disk and other media that can store program code.

[0136] The above description is only an implementation method of the present application, and does not limit the patent scope of the present application. Any equivalent structure or equivalent process transformation made using the contents of the present application specification and drawings, or directly or indirectly used in other related technical fields, are also included in the patent protection scope of the present application.

Claims

1. A consumption protection method, characterized in that: The method comprises: Responding to a consumption request from a user in the application software, obtaining a current application scenario; When the current application scenario meets the triggering condition, a security protection mechanism is activated to verify the user; When the consumption request fails to pass the verification, the consumption request is rejected and an alarm mechanism is started.

2. The method according to claim 1, characterized in that: The step of starting the security protection mechanism to verify the user includes: Calling a preset front camera to capture a current image of the user; When it is detected that the current image matches the preset target image, it indicates that the security protection mechanism has passed.

3. The method according to claim 1, characterized in that After the step of starting the security protection mechanism to verify the user, the method further includes: When verifying that the consumption request is passed, obtaining the user payment password entered by the user; When it is verified that the user payment password matches the preset pre-stored payment password, the consumption request is allowed.

4. The method according to claim 1, characterized in that The setting process of the security protection mechanism includes: Setting the activation password of the security protection mechanism, at least one pre-stored mobile phone number, and the triggering condition; wherein the activation password is different from the pre-stored payment password; Based on the at least one pre-stored mobile phone number and the activation password, the security protection mechanism is activated.

5. The method according to claim 4, characterized in that The trigger condition setting process includes: In response to the application scenarios selected by the user, the trigger condition is generated according to the application scenarios.

6. The method according to claim 4, characterized in that The method further comprises: In response to the user's information modification request, generating a corresponding verification request; Sending a verification request to the at least one pre-stored mobile phone number; Upon receiving a verification operation for the at least one pre-stored mobile phone number, allowing the information modification request.

7. The method according to claim 4, characterized in that The step of starting the alarm mechanism includes: Generate consumption failure prompt information according to the consumption request; The consumption failure prompt information is sent to the at least one pre-stored mobile phone number.

8. The method according to claim 1, characterized in that The step of starting the alarm mechanism comprises: Lock the current screen.

9. An electronic device, characterized in that: The electronic device comprises: A memory for storing executable program codes; A processor, used to call and run the executable program code from the memory, so that the electronic device executes the consumer protection method as described in any one of claims 1 to 8.

10. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, and when the computer program is executed, the consumer protection method as described in any one of claims 1 to 8 is implemented.

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