Financial product account management method and device, equipment and storage medium
Through automated tools and identification models, the account information in the financial product account opening notice is automatically obtained and identified, and the account information in the financial product account opening notice is checked and corrected. This solves the problem of low efficiency and low accuracy of manually entering information when managing financial product accounts, and achieves more efficient and accurate account information entry.
Patent Information
- Application Number
- CN202411812322.6
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2024-12-10
- Publication Date
- 2025-03-14
AI Technical Summary
When managing wealth management product accounts, existing banks have low efficiency and low accuracy when manually entering account information, especially when multiple accounts may be required to open during the entire life cycle of wealth management products.
The preset automation tool automatically obtains the financial product account opening notice from the administrator's email address, and uses the preset identification model to identify the notice, extract the initial account information, then check and correct the information, and finally automatically enter it into the account management system.
It realizes automatic entry of financial product account information, improves entry efficiency and accuracy, reduces manual participation, and reduces the possibility of errors.
Smart Images
Figure CN119624660A_ABST
Abstract
Description
Technical Field
[0001] The present application relates to the field of financial technology, and in particular to a financial product account management method, device, equipment and storage medium. Background Art
[0002] When users purchase wealth management products at a bank, they need to open a corresponding wealth management product account so that they can obtain the services related to the wealth management product provided by the bank and the bank can conduct unified management of the wealth management product accounts opened by users.
[0003] At present, the way banks manage users' wealth management product accounts is as follows: after the user completes the opening of the wealth management product account, the account opening notice is sent to the business personnel responsible for the wealth management product, and then the business personnel manually enters the account information in the account opening notice into the account management system.
[0004] However, each wealth management product may need to open more than one hundred wealth management product accounts during its entire life cycle. If the account information is entered into the account management system manually, the entry efficiency will be low. In addition, the account information of a single wealth management product account specifically includes a variety of information such as account number, account name, and opening bank. Manual entry is likely to result in low entry accuracy. Summary of the invention
[0005] In order to improve the efficiency and accuracy of entering account information of financial product accounts, the present application provides a financial product account management method, device, equipment and storage medium.
[0006] In a first aspect, the present application provides a financial product account management method, comprising:
[0007] Automatically obtain the financial product account opening notice from the manager's mailbox based on a preset automation tool, where the manager's mailbox is used to receive the financial product account opening notice sent by the account opener;
[0008] Identify the financial product account opening notice based on a preset identification model to obtain initial account information;
[0009] Account management is performed on the initial account information.
[0010] Through the above implementation, the preset automation tool can be used to automatically obtain the wealth management product account opening notice, and further, the initial account information in the wealth management product account opening notice can be extracted through the preset recognition model, thereby facilitating the automated processing of account information entry and avoiding manual intervention, thereby facilitating improving the entry efficiency and accuracy of account information of wealth management product accounts.
[0011] Preferably, the performing account management on the initial account information includes:
[0012] Check whether the initial account information is correct;
[0013] If not, the corrected initial account information is obtained to obtain the target account information, and the target account information is automatically entered into the account management system.
[0014] Through the above implementation, after the initial account information is identified, the initial account information is further checked. If the initial account information is incorrect, the initial account information is corrected to obtain the target account information, and then the target account information is entered into the account management system; this facilitates improving the accuracy of account information entry.
[0015] Preferably, a financial product account management method further includes:
[0016] If the initial account information is verified to be correct, the initial account information is automatically entered into the account management system.
[0017] Through the above implementation, after the initial account information is identified, the initial account information is further checked, and if the initial account information is correct, the initial account information is entered into the account management system; this facilitates improving the accuracy of account information entry.
[0018] Preferably, the checking whether the initial account information is correct includes:
[0019] A rule verification tool is used to check whether the initial account information is correct.
[0020] Through the above implementation, by checking the initial account information, it is convenient to improve the accuracy of account information entry.
[0021] Preferably, the automation tool includes at least one of a robotic process automation tool, an AI Agent tool, a business process management system, and a workflow automation tool.
[0022] Through the above implementation, at least one of the robotic process automation tools, AI Agent tools, business process management systems and workflow automation tools is used to automatically obtain the wealth management product account opening notice, so as to improve the automation level and efficiency of obtaining the wealth management product account opening notice.
[0023] Preferably, the recognition model is at least one of an OCR model and a named entity recognition model.
[0024] Through the above implementation, at least one of the OCR model and the named entity recognition model is used to identify the wealth management product account opening notice, so as to automatically extract the corresponding account information from the wealth management product account opening notice, which not only improves the efficiency of account information extraction, but also improves the accuracy of the obtained account information, thereby improving the efficiency and accuracy of account information entry of wealth management product accounts.
[0025] In a second aspect, the present application provides a financial product account management device, comprising:
[0026] An automatic receiving module, used to automatically obtain a financial product account opening notice from a manager's mailbox based on a preset automation tool, wherein the manager's mailbox is used to receive a financial product account opening notice sent by the account opening party;
[0027] An information recognition module, used to recognize the financial product account opening notice based on a preset recognition model to obtain initial account information;
[0028] An account management module is used to perform account management on the initial account information.
[0029] Through the above implementation, the preset automation tool can be used to automatically obtain the wealth management product account opening notice, and further, the initial account information in the wealth management product account opening notice can be extracted through the preset recognition model, thereby facilitating the automated processing of account information entry and avoiding manual intervention, thereby facilitating improving the entry efficiency and accuracy of account information of wealth management product accounts.
[0030] In a third aspect, the present application provides a computer device, the computer device comprising a memory and a processor, the memory storing a computer program, and the processor implementing the steps in the above method when executing the computer program.
[0031] In a fourth aspect, the present application provides a computer-readable storage medium having a computer program stored thereon, which implements the steps in the above method when executed by a processor.
[0032] In a fifth aspect, the present application further provides a computer program product, wherein the computer program product comprises a computer program, and when the computer program is executed by a processor, the steps in any of the above method embodiments are implemented.
[0033] The above-mentioned financial product account management method, device, equipment and storage medium automatically obtain the financial product account opening notice from the manager's mailbox based on a preset automation tool, and the manager's mailbox is used to receive the financial product account opening notice sent by the account opener; the financial product account opening notice is identified based on a preset recognition model to obtain initial account information; and account management is performed on the initial account information; through the above implementation, the financial product account opening notice can be automatically obtained through the preset automation tool, and further, the initial account information in the financial product account opening notice can be extracted through the preset recognition model, which facilitates the automated processing of account information entry and avoids manual participation, thereby facilitating the improvement of the entry efficiency and accuracy of account information of the financial product account.
[0034] It should be understood that the content described in this section is not intended to identify the key or important features of the embodiments of the present application, nor is it intended to limit the scope of the present application. Other features of the present application will become easily understood through the following description. BRIEF DESCRIPTION OF THE DRAWINGS
[0035] In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings required for use in the embodiments are briefly introduced below. It should be understood that the following drawings only show certain embodiments of the present invention and therefore should not be regarded as limiting the scope. For ordinary technicians in this field, other related drawings can be obtained based on these drawings without creative work.
[0036] Figure 1 A flow chart of a financial product account management method provided in an embodiment of the present application;
[0037] Figure 2 A schematic diagram of the structure of a financial product account management device provided in an embodiment of the present application;
[0038] Figure 3 A schematic diagram of the structure of a computer device provided in an embodiment of the present application;
[0039] Figure 4 This is a diagram of the internal structure of a computer-readable storage medium provided in an embodiment of the present application. DETAILED DESCRIPTION
[0040] In order to make the purpose, technical solution and advantages of the present disclosure more clear, the present disclosure is further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present disclosure and are not used to limit the present disclosure.
[0041] It should be noted that the terms "first", "second", etc. in the specification and claims of this article and the above-mentioned drawings are used to distinguish similar objects, and are not necessarily used to describe a specific order or sequence. It should be understood that the data used in this way can be interchanged where appropriate, so that the embodiments of this article described here can be implemented in an order other than those illustrated or described here. In addition, the terms "including" and "having" and any variations thereof are intended to cover non-exclusive inclusions, for example, a process, method, device, product or equipment that includes a series of steps or units is not necessarily limited to those steps or units clearly listed, but may include other steps or units that are not clearly listed or inherent to these processes, methods, products or equipment.
[0042] In this article, the term "and / or" is only a description of the association relationship between related objects, indicating that there can be three relationships. For example, A and / or B can mean: A exists alone, A and B exist at the same time, and B exists alone. In addition, the character " / " in this article generally indicates that the related objects before and after are in an "or" relationship.
[0043] Embodiment 1
[0044] Figure 1 A flowchart of a financial product account management method provided in Example 1 of this application, refer to Figure 1 The method may be performed by a device for performing the method, and the device may be implemented by software and / or hardware. The method includes:
[0045] S110. Automatically obtain a financial product account opening notice from a manager's mailbox based on a preset automation tool, where the manager's mailbox is used to receive the financial product account opening notice sent by the account opener.
[0046] It should be noted that when a user purchases a certain wealth management product at a bank, he or she needs to open a wealth management product account corresponding to the wealth management product. After the user opens the wealth management product account, a corresponding wealth management product account opening notice will be generated; further, the user needs to send the wealth management product account opening notice by email to the email address of the manager responsible for the wealth management product, and the manager's email address is also the manager's email address.
[0047] In order to improve the efficiency of obtaining the financial product account opening notice from the manager's email, this embodiment is preset with an automation tool. The automation tool is used to automatically obtain the financial product account opening notice from the manager's email in response to the manager's email receiving the financial product account opening notice, so as to facilitate the next step of processing the financial product account opening notice.
[0048] Specifically, in response to the manager's mailbox receiving the financial product account opening notice, the preset automation tool automatically obtains the financial product account opening notice from the manager's mailbox.
[0049] S120: Identify the financial product account opening notice based on a preset identification model to obtain initial account information.
[0050] Among them, the recognition model is a preset model that has been trained. The recognition model is used to perform text recognition on the wealth management product account opening notice to obtain the initial account information in the wealth management product account opening notice; the initial account information is used to represent the information related to the opening of the wealth management product account in the wealth management product account opening notice. Exemplarily, the initial account information includes: account subject, account number, account name, opening bank name and date and other information. In other embodiments, there is no specific limitation.
[0051] Specifically, after the automated tool automatically obtains the financial product account opening notice from the manager's email, it further inputs the financial product account opening notice into a preset recognition model for processing, and then the recognition model outputs the initial account information corresponding to the financial product account opening notice.
[0052] S130: Perform account management on the initial account information.
[0053] Among them, the account management is about to complete the entry of the identified initial account information into the account management system, and the account management system is used to store and manage the initial account information entered therein.
[0054] Specifically, the initial account information is entered into the account management system, thereby implementing account management of the initial account information.
[0055] It should be noted that this embodiment automatically obtains the wealth management product account opening notice from the manager's mailbox based on a preset automation tool, and the manager's mailbox is used to receive the wealth management product account opening notice sent by the account opener; the wealth management product account opening notice is identified based on a preset recognition model to obtain initial account information; and account management is performed on the initial account information; through the above implementation, the wealth management product account opening notice can be automatically obtained through the preset automation tool, and further, the initial account information in the wealth management product account opening notice can be extracted through the preset recognition model, which facilitates the automated processing of account information entry and avoids manual participation, thereby facilitating the improvement of the entry efficiency and accuracy of account information of the wealth management product account.
[0056] Embodiment 2
[0057] A financial product account management method is provided in Embodiment 2 of the present application. The method refines the “account management of the initial account information” in Embodiment 1. It should be noted that for the parts not described in detail in this embodiment, reference may be made to the descriptions of other embodiments. The method includes:
[0058] S210. Automatically obtain a financial product account opening notice from a manager's mailbox based on a preset automation tool, where the manager's mailbox is used to receive the financial product account opening notice sent by the account opener.
[0059] S220: Identify the financial product account opening notice based on a preset identification model to obtain initial account information.
[0060] S231, checking whether the initial account information is correct.
[0061] It should be noted that although the accuracy of the initial account information identified by the recognition model is very high, recognition errors may still occur occasionally. Once recognition errors occur, the initial account information entered into the account management system will be incorrect, which will in turn affect the bank's wealth management product business and bring a bad account opening experience to users. In order to prevent the account management system from entering incorrect initial account information, this embodiment also verifies the initial account information before entering it into the account management system to determine whether the initial account information is correct.
[0062] Specifically, after the recognition model outputs the initial account information, the initial account information is checked to determine whether the initial account information is correct.
[0063] S232: If not, obtain the corrected initial account information to obtain the target account information, and automatically enter the target account information into the account management system.
[0064] Among them, if the initial account information is found to be incorrect, the bank staff must be notified to correct the erroneous initial account information based on the relevant account information in the wealth management product account opening notice corresponding to the initial account information; the target account information is the corrected initial account information; after obtaining the target account information, the initial account information must be further entered into the account management system.
[0065] Specifically, if it is found that the initial account information is incorrect, the bank staff is notified to correct the erroneous initial account information according to the relevant account information in the financial product account opening notice corresponding to the initial account information, and then the initial account information corrected by the bank staff is obtained, and the corrected initial account information is used as the target account information; further, the target account information is entered into the account management system.
[0066] It should be noted that after the initial account information is identified, it is further checked. If the initial account information is incorrect, it is corrected to obtain the target account information, and then the target account information is entered into the account management system; this helps to improve the accuracy of account information entry.
[0067] Embodiment 3
[0068] A financial product account management method provided in Embodiment 3 of the present application is a supplement to the method described in Embodiment 2. It should be noted that for the parts not described in detail in this embodiment, reference may be made to the descriptions of other embodiments. The method includes:
[0069] S310. Automatically obtain a financial product account opening notice from a manager's mailbox based on a preset automation tool, where the manager's mailbox is used to receive the financial product account opening notice sent by the account opener.
[0070] S320: Identify the financial product account opening notice based on a preset identification model to obtain initial account information.
[0071] S331. Check whether the initial account information is correct.
[0072] S332: If not, obtain the corrected initial account information to obtain the target account information, and automatically enter the target account information into the account management system.
[0073] S333: If the initial account information is verified to be correct, the initial account information is automatically entered into the account management system.
[0074] Among them, after completing the verification of the initial account information, if the initial account information is verified to be correct, it means that there is no problem with the initial account information and it can be entered into the account management system.
[0075] Specifically, if the initial account information is verified to be correct, the initial account information is further automatically entered into the account management system.
[0076] It should be noted that after the initial account information is identified, it is further checked and entered into the account management system if it is correct; this helps improve the accuracy of account information entry.
[0077] Embodiment 4
[0078] A financial product account management method provided in the fourth embodiment of the present application is a method for refining the "checking whether the initial account information is correct" in the second embodiment; it should be noted that for the parts not described in detail in this embodiment, reference can be made to the descriptions of other embodiments, and the method includes:
[0079] S410. Automatically obtain a financial product account opening notice from a manager's mailbox based on a preset automation tool, where the manager's mailbox is used to receive the financial product account opening notice sent by the account opener.
[0080] S420: Identify the financial product account opening notice based on a preset identification model to obtain initial account information.
[0081] S431. Use a rule verification tool to check whether the initial account information is correct.
[0082] Among them, the rule verification tool is used to check whether the initial account information is correct. The rule verification tool specifically uses a rule-based verification method to check whether the initial account information is correct; illustratively, the rule verification tool formulates a series of rules based on the type and expected format of the account information in the financial product account opening notice, and then uses these rules to check the recognition results output by the recognition model. For example, for the recognition result of the account number, a rule can be formulated: the length must be 11 digits, the first 10 digits are numbers, and the last digit may be a number or the letter "X"; if the recognition result of the account number does not meet this rule, it is judged to be an error. Exemplarily, for the recognition result of the date, the format of the date is specified, such as "YYYY-MM-DD", and the recognition result of the date is checked to see whether it meets the range and format requirements of the date, so as to determine whether the date is correct.
[0083] Specifically, the initial account information is input into the rule verification tool for verification to determine whether the initial account information is correct.
[0084] S432: If not, obtain the corrected initial account information to obtain the target account information, and automatically enter the target account information into the account management system.
[0085] It should be noted that by checking the initial account information, it is convenient to ensure the accuracy of account information entry.
[0086] Embodiment 5
[0087] A financial product account management method is provided in Embodiment 5 of the present application. The method refines the "automated tool" in Embodiment 1. It should be noted that for the parts not described in detail in this embodiment, reference may be made to the descriptions of other embodiments. The method includes:
[0088] S510. Automatically obtain a financial product account opening notice from a manager's mailbox based on a preset automation tool, where the manager's mailbox is used to receive the financial product account opening notice sent by the account opener.
[0089] It should be noted that the automation tool includes at least one of a robotic process automation tool, an AI Agent tool, a business process management system and a workflow automation tool.
[0090] Among them, the robotic process automation tool is a tool that uses RPA (Robotic Process Automation) technology. By combining artificial intelligence algorithms and automated execution capabilities, AI Agent tools can understand, learn, and make decisions like humans, and autonomously perform various complex tasks. Compared with RPA tools, it is more intelligent and autonomous, and can handle unstructured data and complex business logic, rather than just simulating human operation processes. The business process management system provides a platform for modeling, optimizing, executing, and monitoring business processes. Through visual process design tools, business processes can be easily defined and adjusted to achieve automated flow and collaborative work in each link. Workflow automation tools automatically assign tasks to corresponding personnel or systems by defining the rules and steps of the workflow, and track the progress and status of tasks.
[0091] The above-mentioned various automated tools can be used to automatically obtain financial product account opening notices from the manager's mailbox.
[0092] S520: Identify the financial product account opening notice based on a preset identification model to obtain initial account information.
[0093] S530: Perform account management on the initial account information.
[0094] Embodiment 6
[0095] A financial product account management method is provided in Example 6 of the present application. The method refines the "identification model" in Example 1. It should be noted that for the parts not described in detail in this embodiment, reference can be made to the descriptions of other embodiments. The method includes:
[0096] S610. Automatically obtain a financial product account opening notice from a manager's mailbox based on a preset automation tool, where the manager's mailbox is used to receive the financial product account opening notice sent by the account opener.
[0097] S620: Identify the financial product account opening notice based on a preset identification model to obtain initial account information.
[0098] It should be noted that the recognition model is at least one of an OCR model and a named entity recognition model.
[0099] Among them, the OCR (Optical Character Recognition) model, namely optical character recognition, is a technology that converts text in an image into a computer-editable text format. Simply put, it allows the computer to "understand" the text content in the image. For example, extract the text in a scanned paper document, photo, or screenshot, and convert it into a text format that can be edited in a word processing software, such as TXT, DOC, etc. The named entity recognition model (NER model) is mainly used to identify named entities in text, such as names of people, places, and organizations. It is necessary to process and analyze text information to identify elements with specific meanings.
[0100] The above-mentioned various recognition models can be used to identify the financial product account opening notice to obtain the initial account information.
[0101] S630: Perform account management on the initial account information.
[0102] It should be understood that, although the various steps in the flowcharts involved in the above-mentioned embodiments are displayed in sequence according to the indication of the arrows, these steps are not necessarily executed in sequence according to the order indicated by the arrows. Unless there is a clear explanation in this article, the execution of these steps does not have a strict order restriction, and these steps can be executed in other orders. Moreover, at least a part of the steps in the flowcharts involved in the above-mentioned embodiments can include multiple steps or multiple stages, and these steps or stages are not necessarily executed at the same time, but can be executed at different times, and the execution order of these steps or stages is not necessarily to be carried out in sequence, but can be executed in turn or alternately with other steps or at least a part of the steps or stages in other steps.
[0103] Embodiment 7
[0104] Based on the same inventive concept, this embodiment also provides a financial product account management device for implementing the financial product account management method involved above. The implementation scheme for solving the problem provided by the device is similar to the implementation scheme recorded in the above method, so the specific limitations in one or more financial product account management device embodiments provided below can refer to the limitations of the financial product account management method above, and will not be repeated here.
[0105] In this embodiment, Figure 2 As shown, a financial product account management device is provided, comprising:
[0106] An automatic receiving module, used to automatically obtain a financial product account opening notice from a manager's mailbox based on a preset automation tool, wherein the manager's mailbox is used to receive a financial product account opening notice sent by the account opening party;
[0107] An information recognition module, used to recognize the financial product account opening notice based on a preset recognition model to obtain initial account information;
[0108] An account management module is used to perform account management on the initial account information.
[0109] Each module in the above-mentioned financial product account management device can be implemented in whole or in part by software, hardware, or a combination thereof. Each of the above-mentioned modules can be embedded in or independent of a processor in a computer device in the form of hardware, or can be stored in a memory in a computer device in the form of software, so that the processor can call and execute operations corresponding to each of the above modules.
[0110] It should be noted that this embodiment automatically obtains the wealth management product account opening notice from the manager's mailbox based on a preset automation tool, and the manager's mailbox is used to receive the wealth management product account opening notice sent by the account opener; the wealth management product account opening notice is identified based on a preset recognition model to obtain initial account information; and account management is performed on the initial account information; through the above implementation, the wealth management product account opening notice can be automatically obtained through the preset automation tool, and further, the initial account information in the wealth management product account opening notice can be extracted through the preset recognition model, which facilitates the automated processing of account information entry and avoids manual participation, thereby facilitating the improvement of the entry efficiency and accuracy of account information of the wealth management product account.
[0111] In one embodiment, in terms of performing account management on the initial account information, the account management module is specifically used to:
[0112] Check whether the initial account information is correct;
[0113] If not, the corrected initial account information is obtained to obtain the target account information, and the target account information is automatically entered into the account management system.
[0114] In one embodiment, in terms of performing account management on the initial account information, the account management module is specifically used to:
[0115] If the initial account information is verified to be correct, the initial account information is automatically entered into the account management system.
[0116] In one embodiment, in terms of verifying whether the initial account information is correct, the account management module is specifically configured to:
[0117] A rule verification tool is used to check whether the initial account information is correct.
[0118] In one embodiment, in terms of the selection of automation tools, the automation tools selected by the automatic receiving module include at least one of a robotic process automation tool, an AI Agent tool, a business process management system, and a workflow automation tool.
[0119] In one embodiment, in terms of the selection of the recognition model, the recognition model selected by the information recognition module is at least one of an OCR model and a named entity recognition model.
[0120] Embodiment 8
[0121] In this embodiment, a computer device is provided. The computer device may be a server, and its internal structure diagram may be as follows: Figure 3 As shown. The computer device includes a processor, a memory and a network interface connected through a system bus. Among them, the processor of the computer device is used to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, a computer program and a database. The internal memory provides an environment for the operation of the operating system and the computer program in the non-volatile storage medium. The database of the computer device is used to store data. The network interface of the computer device is used to communicate with an external terminal through a network connection. When the computer program is executed by the processor, a financial product account management method is implemented.
[0122] Those skilled in the art will understand that Figure 3 The structure shown in the figure is only a block diagram of a part of the structure related to the scheme of the present disclosure, and does not constitute a limitation on the computer device to which the scheme of the present disclosure is applied. The specific computer device may include more or fewer components than those shown in the figure, or combine certain components, or have a different arrangement of components.
[0123] Embodiment 9
[0124] In this embodiment, a computer readable storage medium is provided. Figure 4 As shown, a computer program is stored thereon, and when the computer program is executed by a processor, the steps in the above-mentioned method embodiments are implemented.
[0125] Embodiment 10
[0126] In this embodiment, a computer program product is provided, including a computer program. When the computer program is executed by a processor, the steps in the above method embodiments are implemented.
[0127] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for analysis, stored data, displayed data, etc.) involved in this disclosure are all information and data authorized by the user or fully authorized by all parties.
[0128] Those skilled in the art can understand that all or part of the processes in the above-mentioned embodiment methods can be completed by instructing the relevant hardware through a computer program, and the computer program can be stored in a non-volatile computer-readable storage medium. When the computer program is executed, it can include the processes of the embodiments of the above-mentioned methods. Among them, any reference to the memory, database or other medium used in the embodiments provided by the present disclosure can include at least one of non-volatile and volatile memory. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, optical memory, high-density embedded non-volatile memory, resistive random access memory (ReRAM), magnetoresistive random access memory (MRAM), ferroelectric random access memory (FRAM), phase change memory (PCM), graphene memory, etc. Volatile memory can include random access memory (RAM) or external cache memory, etc. As an illustration and not limitation, RAM can be in various forms, such as static random access memory (SRAM) or dynamic random access memory (DRAM). The database involved in each embodiment provided by the present disclosure may include at least one of a relational database and a non-relational database. Non-relational databases may include distributed databases based on blockchains, etc., but are not limited thereto. The processor involved in each embodiment provided by the present disclosure may be a general-purpose processor, a central processing unit, a graphics processor, a digital signal processor, a programmable logic device, a data processing logic device based on quantum computing, etc., but are not limited thereto.
[0129] The technical features of the above embodiments may be combined arbitrarily. To make the description concise, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this specification.
[0130] The above-described embodiments only express several implementation methods of the present disclosure, and the descriptions thereof are relatively specific and detailed, but they cannot be understood as limiting the scope of the present invention. It should be pointed out that, for a person of ordinary skill in the art, several modifications and improvements can be made without departing from the concept of the present disclosure, and these all belong to the protection scope of the present disclosure. Therefore, the protection scope of the present disclosure shall be subject to the attached claims.
Claims
1. A financial product account management method, characterized in that: include: Automatically obtain the financial product account opening notice from the manager's mailbox based on a preset automation tool, where the manager's mailbox is used to receive the financial product account opening notice sent by the account opener; Identify the financial product account opening notice based on a preset identification model to obtain initial account information; Account management is performed on the initial account information.
2. The method according to claim 1, characterized in that The performing account management on the initial account information includes: Check whether the initial account information is correct; If not, the corrected initial account information is obtained to obtain the target account information, and the target account information is automatically entered into the account management system.
3. The method according to claim 2, characterized in that Also includes: If the initial account information is verified to be correct, the initial account information is automatically entered into the account management system.
4. The method according to claim 2, characterized in that: The checking whether the initial account information is correct includes: A rule verification tool is used to check whether the initial account information is correct.
5. The method according to claim 1, characterized in that The automation tool includes at least one of a robotic process automation tool, an AI Agent tool, a business process management system, and a workflow automation tool.
6. The method according to claim 1, characterized in that The recognition model is at least one of an OCR model and a named entity recognition model.
7. A financial product account management device, characterized in that: The device comprises: An automatic receiving module, used to automatically obtain a financial product account opening notice from a manager's mailbox based on a preset automation tool, wherein the manager's mailbox is used to receive a financial product account opening notice sent by the account opening party; An information recognition module, used to recognize the financial product account opening notice based on a preset recognition model to obtain initial account information; An account management module is used to perform account management on the initial account information.
8. A computer device comprising a memory and a processor, wherein the memory stores a computer program, wherein: When the processor executes the computer program, the steps of the method according to any one of claims 1 to 6 are implemented.
9. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 6 are implemented.
10. A computer program product, comprising a computer program, characterized in that When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 6 are implemented.