Intelligent classified storage equipment for insurance vouchers

Abstract

The invention discloses intelligent classified storage equipment for insurance vouchers, particularly relates to the field of insurance voucher storage, and comprises intelligent schemes of storage, identification, monitoring and early warning of the insurance vouchers. The equipment comprises a classified storage unit used for storing original vouchers and copies of the vouchers, an indication module used for indicating the storage positions of the vouchers, a monitoring module used for monitoring the power-on state and a failure early warning system, and through the scheme, automatic management, state monitoring and failure early warning of the vouchers in the storage process are achieved; the problems that manual searching and monitoring are difficult, storage resources are wasted, and the vouchers are lost in an existing voucher management mode are solved, the management efficiency, safety and convenience of the insurance vouchers are improved, and the effectiveness and integrity of the vouchers in long-term storage are ensured.

Description

Technical Field

[0001] The present invention relates to the technical field of insurance certificate storage, and more specifically, to an intelligent classification storage device for insurance certificates. Background Art

[0002] The insurance certificate is a document used to prove the validity of the insurance contract. It is the material carrier of the insurance agreement signed between the policyholder and the insurance company. It usually includes the original and photocopy of the insurance policy or other documents related to the insurance contract, and records in detail the policyholder, the insured, the subject matter of insurance, the insurance amount, the insurance liability, the insurance period, etc. The insurance certificate has legal effect and is one of the main bases for insurance claims. Its storage and search directly affect the efficiency and security of insurance services. Since the insurance certificate may involve high-value insurance items or important financial data, it is of great significance to ensure its safe storage, quick search and accurate management.

[0003] When insurance certificates are stored, they usually include a master copy, the master copy is usually the original insurance certificate, and the copy is usually a photocopy of the insurance certificate. When multiple types of insurance certificates are stored centrally, it is difficult to find the required original insurance certificate or photocopy of the insurance certificate among the multiple types of insurance certificates, which affects actual use. Summary of the invention

[0004] In order to overcome the above-mentioned defects of the prior art, an embodiment of the present invention provides an intelligent classification and storage device for insurance certificates, which realizes intelligent management of the storage status of insurance certificates through the indication module, power-on status monitoring module and failure warning system in the classification control system to solve the problems raised in the above-mentioned background technology.

[0005] To achieve the above-mentioned purpose, the present invention provides the following technical solutions: an intelligent classification storage device for insurance certificates, comprising a general storage part, the general storage part comprising two chambers, the two chambers of the general storage part respectively containing a main certificate storage part and a subsidiary certificate storage part, the main certificate storage part is used to store the original insurance certificate, the subsidiary certificate storage part is used to store the copy of the insurance certificate, the main certificate storage part or the subsidiary certificate storage part is composed of two protective shells, hinges, a storage area and a magnetic attraction part; the two protective shells are hinged by hinges, the magnetic attraction part is installed at the edge of a side of the two protective shells that are close to each other, the two protective shells are magnetically attracted to each other by the magnetic attraction part, the storage area is opened in the protective shell, and the storage area is used to store the original insurance certificate or the copy of the insurance certificate;

[0006] A main indicator light is installed on the side of the main credential storage portion, an auxiliary indicator light is installed on the side of the auxiliary credential storage portion, and a main indicator light is installed on the side of the main storage portion.

[0007] In a preferred embodiment, a power docking connector 1 is installed at the bottom of the main credential storage part and the auxiliary credential storage part, and the main indicator light or the auxiliary indicator light is electrically connected to the power docking connector 1 at its bottom; a power docking connector 2 is installed at the bottom of the two chambers of the general storage part, and the power docking connector 1 and the power docking connector 2 are electrically connected by mutual plugging; a power docking connector 3 is installed at the bottom of the general storage part, and the power docking connector 2 and the power docking connector 3 are electrically connected; the number of the general storage parts is set to multiple, and a supporting plate is provided at the bottom of the multiple general storage parts, and a power docking connector 4 is installed on the top of the supporting plate, one side of the power docking connector 4 is electrically connected to a power cable, and the power docking connector 3 and the power docking connector 4 are electrically connected by mutual plugging.

[0008] In a preferred embodiment, it also includes a classification control system applied to the insurance certificate;

[0009] The classification control system includes an insurance certificate storage module, an indication module, a power-on status monitoring module, an abnormal status warning module, a power supply module, a microcontroller module, a sensor module and a communication module;

[0010] The insurance certificate storage module includes a main certificate storage part, a subsidiary certificate storage part, a general storage part, an input unit and a storage unit; the main certificate storage part and the subsidiary certificate storage part are stored in the general storage part to form a group of insurance certificate storage carriers; the input unit is used to input the naming mark of each group of insurance certificate storage carriers to the system; the storage unit is used to record and associate the input naming mark with the corresponding insurance certificate storage carrier information; each group of insurance certificate storage carriers is given a naming mark when it is placed for subsequent management and positioning;

[0011] The indication module includes an indicator light and a mark prompt unit. The mark prompt unit is used to input a named mark in the system, and the corresponding indicator light lights up to indicate the storage location of the insurance certificate; the indicator light includes a main indicator light, an auxiliary indicator light, and a total indicator light;

[0012] The power-on status monitoring module determines the status of the storage carrier by monitoring the power-on status of the power docking connector 1 and the power docking connector 3; when the insurance certificate has been entered into the naming mark, if the power docking connector 1 or the power docking connector 3 is in the power-off state, the main certificate storage part or the auxiliary certificate storage part or the total storage part is listed as a lost state, and the loss time of the power docking connector 1 or the power docking connector 3 is monitored. If the loss time is greater than the preset loss time threshold, it is listed as an abnormal state;

[0013] The abnormal state warning module includes a buzzer, which is integrated in the main indicator light, the auxiliary indicator light and the total indicator light. When in an abnormal state, the corresponding buzzer sounds;

[0014] The power module is used to provide power supply for the system; the microcontroller module is used to control and process the input and output signals of each module; the sensor module includes a current or voltage sensor, which is used to monitor the power-on status and identify the power-on status of power supply connector 1 and power supply connector 3; the communication module is used to communicate with an external system to realize remote monitoring or data transmission functions.

[0015] In a preferred embodiment, it also includes a failure warning system, which includes a data acquisition module, a state judgment module, and a failure alarm module;

[0016] The data collection module includes a method for obtaining the number of times and date of certificate retrieval from the storage carrier of each set of insurance certificates;

[0017] The status judgment module includes determining the initial expiration state. If the number of times the voucher is taken is less than the preset voucher taking number threshold within the time N, and the last voucher taking date is more than the preset interval day threshold from the current date, it is determined to be a preliminary expiration state;

[0018] The failure alarm module includes performing a comprehensive assessment of the insurance certificate when entering the initial failure state to obtain a comprehensive assessment value. If the comprehensive assessment value is less than the comprehensive assessment value threshold, the main indicator light, auxiliary indicator light and total indicator light of the insurance certificate storage carrier where the insurance certificate is stored will light up at the same time and a buzzer will sound at the same time.

[0019] In a preferred embodiment, the proposed credential activity evaluation value is C1;

[0020] C1 = ln(number of times taken + 1)

[0021] The number of times taken in the above formula indicates the number of times the voucher is taken;

[0022] The proposed certificate time decay assessment value is C2;

[0023]

[0024] The day difference indicates the difference in days between the last voucher collection date and the current date; T time decay is the decay factor, which is used to control the rate of time decay;

[0025] The proposed voucher usage frequency assessment value is C3;

[0026]

[0027] The monthly usage frequency indicates the number of times the voucher was used in the past month; the total number of months is used to calculate the average usage frequency;

[0028] The risk assessment value of the proposed insurance certificate is C4;

[0029]

[0030] The amount of compensation refers to the amount of compensation related to the voucher; the total amount of compensation refers to the total amount of compensation for all cases within the same time frame; the number of claims refers to the number of claims for the voucher in the past; the total number of claims refers to the total number of claims for all cases within the same time period; the number of open cases refers to the number of open claims related to the voucher; the maximum number of open cases refers to the maximum number of open cases in all vouchers in history; w1 and w2 are the weighting coefficients of the amount of compensation and the number of claims, respectively;

[0031] Establish a comprehensive evaluation model and propose a comprehensive evaluation value of XX;

[0032]

[0033] where w a 、w b 、w c They are to adjust the weight coefficient of each parameter to ensure the reasonable influence of each parameter in the comprehensive evaluation.

[0034] Technical effects and advantages of the present invention:

[0035] 1. Intelligent management of the storage status of insurance certificates is achieved through the indication module, power-on status monitoring module and failure warning system in the classification control system; it can respond in time when the storage carrier is taken out, and issue a loss or abnormal alarm when the insurance certificate has not been used for a long time or is in a non-powered state; this effect ensures effective monitoring of the certificate and improves the convenience and security of certificate management; it also makes it easy to find the required original insurance certificate or copy of the insurance certificate among multiple types of insurance certificates;

[0036] 2. Use dynamic parameters such as the number of times the credentials are taken and the time interval to perform failure detection. Through the data collection module and the status judgment module, the activity and validity of the credentials are monitored in real time, effectively identifying low-activity credentials that have not been used for a long time and determining whether they have entered the initial failure state, to prevent resources from being occupied by idle credentials;

[0037] 3. The device is equipped with an abnormal status warning module, which uses a buzzer to alarm for vouchers with abnormal storage status, so that managers can be notified in time when the risk of failure occurs, avoiding possible information loss or risk delays; this effect reduces the potential risks of lost or damaged vouchers through active warnings. BRIEF DESCRIPTION OF THE DRAWINGS

[0038] Figure 1 It is a schematic diagram of the overall structure of the present invention.

[0039] Figure 2 It is a partial structural exploded view of the general storage part and the supporting plate of the present invention.

[0040] Figure 3 It is an exploded cross-sectional view of the partial structure of the general storage part and the protective shell of the present invention.

[0041] Figure 4 It is a schematic diagram of the bottom structure of the main voucher storage part and the general storage part of the present invention.

[0042] The accompanying drawings are marked as: 1 main credential storage part, 101 protective shell, 102 hinge, 103 storage area, 104 magnetic suction part, 2 auxiliary credential storage part, 3 general storage part, 4 power docking connector one, 5 power docking connector two, 6 power docking connector three, 7 supporting plate, 8 power docking connector four, 9 power cable, 10 main indicator light, 11 auxiliary indicator light, 12 general indicator light. DETAILED DESCRIPTION

[0043] The following will be combined with the drawings in the embodiments of the present invention to clearly and completely describe the technical solutions in the embodiments of the present invention. Obviously, the described embodiments are only part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of the present invention.

[0044] Refer to the instruction manual Figure 1-4 , an insurance certificate intelligent classification storage device according to an embodiment of the present invention comprises a general storage part 3, the general storage part 3 comprises two chambers, the two chambers of the general storage part 3 are respectively provided with a main certificate storage part 1 and a subsidiary certificate storage part 2, the main certificate storage part 1 is used to store the original insurance certificate, the subsidiary certificate storage part 2 is used to store the copy of the insurance certificate, the main certificate storage part 1 or the subsidiary certificate storage part 2 is composed of two protective shells 101, hinges 102, a storage area 103 and a magnetic attraction part 104; the two protective shells 101 are hinged by the hinges 102, the magnetic attraction part 104 is installed at the edge of a side close to the two protective shells 101, the two protective shells 101 are magnetically attracted to each other by the magnetic attraction part 104, the storage area 103 is opened in the protective shell 101, and the storage area 103 is used to store the original insurance certificate or the copy of the insurance certificate;

[0045] A main indicator light 10 is installed on the side of the main certificate storage part 1, an auxiliary indicator light 11 is installed on the side of the auxiliary certificate storage part 2, and a main indicator light 12 is installed on the side of the general storage part 3. In actual use, the main certificate storage part 1 and the auxiliary certificate storage part 2 are similar to a double-opening clamping structure, and insurance certificates are stored by clamping. The traditional way of placing insurance certificates is to store them in a shelf or cabinet in the form of a folder. The equipment of this product can be placed in batches on the cabinet to store a large number of insurance certificates in a centralized manner.

[0046] In the power connection scheme, a power docking connector 1 4 is installed at the bottom of the main credential storage part 1 and the auxiliary credential storage part 2, and the main indicator light 10 or the auxiliary indicator light 11 is electrically connected to the power docking connector 4 at the bottom; a power docking connector 2 5 is installed at the bottom of the two chambers of the general storage part 3, and the power docking connector 1 4 and the power docking connector 2 5 are electrically connected by mutual plugging; a power docking connector 3 6 is installed at the bottom of the general storage part 3, and the power docking connector 2 5 is electrically connected to the power docking connector 3 6; the number of the general storage parts 3 is set to multiple, and a supporting plate 7 is provided at the bottom of the multiple general storage parts 3, and a power docking connector 4 8 is installed on the top of the supporting plate 7, and a power cable 9 is electrically connected to one side of the power docking connector 4 8, and the power docking connector 3 6 and the power docking connector 4 8 are electrically connected by mutual plugging;

[0047] In the actual application process, the main credential storage part 1 and the auxiliary credential storage part 2 are plugged into the top of the power docking connector 2 5 through the power docking connector 1 4 at the bottom thereof to form an electrical connection, and the main storage part 3 is plugged into the top of the power docking connector 4 8 through the power docking connector 3 6 to form an electrical connection. The most basic implementation scheme is to use it in the form of a mechanical plug and socket. Non-mechanical plugging and unplugging can also be selected. Non-mechanical plugging and unplugging includes a magnetic suction connector, which realizes rapid docking and disconnection through magnetic adsorption, is suitable for high-frequency use and can prevent plugging and unplugging wear. Finally, the main power supply is connected through a power cable 9;

[0048] In addition, in order to achieve stable electrical connection of multiple modules through plug-in, in addition to the basic plug and socket design, it also includes a power management module, a backup battery, a voltage regulator module and an overcurrent protection device;

[0049] Power management module: such as DC-DC converter, which can adjust the voltage of the main power supply to the operating voltage required by different components, for example, converting 5V to 3.3V to adapt to the voltage requirements of different hardware in the system and avoid unstable operation caused by voltage mismatch;

[0050] Backup battery: When the main power is disconnected, the backup battery can provide continuous power support, which is particularly suitable for modules that require long-term continuous monitoring, ensuring that the system can still operate normally even in the case of plugging and unplugging or power failure, ensuring the continuity of data and monitoring;

[0051] Voltage stabilization module: The plugging and unplugging process may cause instantaneous voltage fluctuations, so the voltage stabilization module can smooth the voltage to prevent voltage instability from causing shock and damage to the system; this module can help the system maintain stable power supply during frequent plugging and unplugging, improving overall durability;

[0052] Overcurrent protection device: such as a fuse or an automatic reset fuse, which will automatically disconnect the circuit when the current is too large to protect other components in the system from damage; especially during the plugging and unplugging process, when the current fluctuates greatly, overcurrent protection can effectively prevent short circuits and overloads and improve the safety of the system.

[0053] Also included is a classification control system applied to insurance certificates;

[0054] The classification control system includes an insurance certificate storage module, an indication module, a power-on status monitoring module, an abnormal status warning module, a power supply module, a microcontroller module, a sensor module and a communication module;

[0055] The insurance certificate storage module includes a main certificate storage part 1, a subsidiary certificate storage part 2, a general storage part 3, an input unit and a storage unit; the main certificate storage part 1 and the subsidiary certificate storage part 2 are stored in the general storage part 3 to form a group of insurance certificate storage carriers; the input unit is used to input the naming mark of each group of insurance certificate storage carriers to the system; the storage unit is used to record and associate the input naming mark with the corresponding insurance certificate storage carrier information; each group of insurance certificate storage carriers is given a naming mark when it is placed for subsequent management and positioning;

[0056] The indication module includes an indicator light and a marking prompt unit. The marking prompt unit is used to input a named mark in the system, and the corresponding indicator light lights up to indicate the storage location of the insurance certificate; the indicator light includes a main indicator light 10, an auxiliary indicator light 11, and a total indicator light 12, wherein the main indicator light 10 corresponds to the main certificate storage part 1, the auxiliary indicator light 11 corresponds to the auxiliary certificate storage part 2, and the total indicator light 12 represents the total storage part 3, which represents the main certificate storage part 1 and the auxiliary certificate storage part 2 as a whole; when the naming mark input process is performed through the marking prompt unit, the naming mark can be combined with the prompt of the specific part to operate, including the naming mark combined with the main certificate storage part 1, the naming mark combined with the auxiliary certificate storage part 2, and the naming mark combined with the total storage part 3, wherein the significance of combining the main certificate storage part 1 or the auxiliary certificate storage part 2 or the total storage part 3 is to let the system know whether the main indicator light 10, the auxiliary indicator light 11 or the total indicator light 12 is lit, that is, the original insurance certificate, the copy of the insurance certificate or the whole; in actual application, it can also be remotely controlled by a third party to prompt the operator to obtain the specific insurance certificate type, etc.;

[0057] The power-on status monitoring module determines the status of the storage carrier by monitoring the power-on status of the power docking connector 1 4 and the power docking connector 3 6; when the corresponding insurance certificate has been input with a naming mark, if the power docking connector 1 4 or the power docking connector 3 6 is in an unpowered state, the corresponding primary certificate storage part 1 or the auxiliary certificate storage part 2 or the total storage part 3 is listed as a lost state, and the loss time of the power docking connector 1 4 or the power docking connector 3 6 is monitored. If the loss time is greater than the preset loss time threshold, it is listed as an abnormal state;

[0058] The abnormal state warning module includes a buzzer, which is integrated in the main indicator light 10, the auxiliary indicator light 11 and the main indicator light 12. When in an abnormal state, the corresponding buzzer sounds;

[0059] The power module is used to provide power supply for the system; the microcontroller module is used to control and process the input and output signals of each module; the sensor module includes a current or voltage sensor, which is used to monitor the power-on status and identify the power-on status of the power supply connector 1 4 and the power supply connector 3 6; the communication module is used to communicate with an external system to realize remote monitoring or data transmission functions.

[0060] It also includes a failure warning system, which includes a data acquisition module, a state judgment module, and a failure alarm module;

[0061] The data acquisition module includes a module for obtaining the number of times the certificate is taken and the date of the certificate is taken from each set of insurance certificate storage carriers. The number of times the certificate is taken can be the number of times any one of the main certificate storage unit 1, the auxiliary certificate storage unit 2 and the total storage unit 3 is taken, and the date of the certificate is taken can be the date of any one of the main certificate storage unit 1, the auxiliary certificate storage unit 2 and the total storage unit 3. In actual use, the number of times the certificate is taken can be recorded by the number of power failures of the power supply connection terminal 1 4 or the power supply connection terminal 3 6, and it can also be recorded by the system each time it is taken and entered;

[0062] The status judgment module includes determining the initial expiration state. If the number of times the voucher is taken is less than the preset voucher taking number threshold within the time N, and the last voucher taking date is more than the preset interval day threshold from the current date, it is determined to be a preliminary expiration state;

[0063] The failure alarm module includes a comprehensive evaluation of the insurance certificate when entering the preliminary failure state to obtain a comprehensive evaluation value. If the comprehensive evaluation value is less than the comprehensive evaluation value threshold, the main indicator light 10, the auxiliary indicator light 11 and the total indicator light 12 of the insurance certificate storage carrier where the insurance certificate is stored will light up at the same time and a buzzer will sound at the same time;

[0064] By collecting data and judging the threshold of the number of times the voucher is taken and the last date of taking, the real-time monitoring of the voucher usage status is realized. First of all, the number of times the voucher is taken and the last date of taking are the core parameters, which can directly and effectively reflect the activity and timeliness of the voucher. The minimum threshold of the number of times of taking within the time N is set to identify low-activity vouchers that have not been used for a long time, so as to determine whether they have entered the initial invalid state and avoid the system resources being occupied by uncommon vouchers. In addition, by setting the warning mechanism of the maximum interval days, it is ensured that the system automatically identifies the risk of invalidation when the voucher has not been taken for a long time. After determining the initial invalid state, the system puts the voucher into the comprehensive evaluation process to further measure the importance of the voucher in the current storage system. If the evaluation value is lower than the comprehensive evaluation threshold, the warning is triggered, the corresponding indicator light is turned on and the buzzer sounds, reminding the manager to deal with the invalid voucher in time. This setting method not only improves the efficiency of voucher management, but also effectively reduces the storage burden brought by low-usage or expired vouchers, making the system's resource utilization and security monitoring more accurate and reasonable.

[0065] The time N is set to allow the system to flexibly manage the status of different vouchers according to their characteristics. Specifically, if there is a type of frequently used voucher, such as an important customer insurance voucher, which may be used multiple times every month, N can be set to 30 days to ensure that the system checks the usage of the voucher every month and detects abnormalities in a timely manner. For some less frequently used vouchers, such as archived vouchers that only need to be checked once a year, N can be set to 365 days to avoid wasting system resources by checking too frequently. At the same time, the importance of the voucher will also affect the setting of N. For high-value insurance vouchers, such as documents related to high-value policies, even if the frequency of use is low, N can be shortened to 60 days to ensure more frequent monitoring of its status and prevent potential risks. Finally, if the use of vouchers has seasonal characteristics, such as annual financial report vouchers are more frequently used at the end of the year, the system can set N to 30 days at the end of the year to ensure timely monitoring of its status, and N can be extended to 180 days in other months to reasonably allocate resources. By dynamically adjusting N in this way, the system can achieve more accurate management and ensure that important, active or special-need vouchers receive appropriate attention and timely processing.

[0066] The proposed voucher activity evaluation value is C1. The more times a voucher is taken, the higher the activity of the voucher. In order to avoid excessive impact on the activity when the voucher is taken too many times, nonlinear transformation is used to mitigate this impact. A logarithmic function is used to represent the activity to describe this gradually slowing relationship.

[0067] C1 = ln(number of times taken + 1)

[0068] The number of times the voucher is taken in the above formula indicates the number of times the voucher is taken; +1 is to avoid the logarithm value being negative infinity or being unable to be calculated when the number of times the voucher is taken is 0. +1 ensures the smoothness of the function and avoids mathematical problems; ln() represents the natural logarithm function. The role of the logarithm function is to make the growth of activity gradually slow down as the number of times the voucher is taken increases. As the number of times the voucher is used increases, the improvement of activity shows a marginal decreasing phenomenon;

[0069] The proposed certificate time decay assessment value is C2;

[0070]

[0071] The day difference indicates the difference in days between the last voucher collection date and the current date; T time decay is the decay factor, which is used to control the rate of time decay. Assume that T time decay is 30, which means that if the last use exceeds 30 days, the activity will decay to 50% of the original; exp() is an exponential function used to simulate the decay effect. As the difference in days increases, C2 will approach zero, indicating that the timeliness of the voucher gradually disappears. For the above example, assume that the last use of a voucher was 60 days ago, and T time decay is 30, then:

[0072]

[0073] This means that the activity of a voucher that has not been used for 60 days is about 13.53% of its original level;

[0074] The proposed voucher usage frequency assessment value is C3;

[0075]

[0076] The monthly usage frequency indicates the number of times the voucher has been used in the past month; the total number of months is used to calculate the average usage frequency; the frequency threshold is used to limit the reasonable range of the voucher usage frequency. If the monthly usage frequency is too high or too low, it will be adjusted; function Used to generate penalty items to limit values ​​with too high frequency. Specifically, too high frequency will lead to a nonlinear penalty item to prevent vouchers that are used too frequently from being over-evaluated. The above formula not only calculates the monthly frequency, but also adjusts the frequency value through the sigmoid function to form a reasonable frequency evaluation. Too high a frequency of use will have a suppressive effect, preventing some vouchers from being over-evaluated.

[0077] The risk assessment value of the proposed insurance certificate is C4;

[0078]

[0079] The amount of compensation indicates the amount of compensation related to the voucher; the total amount of compensation indicates the total amount of compensation for all cases within the same time frame; the number of claims indicates the number of claims for the voucher in the past; the total number of claims indicates the total number of claims for all cases within the same time frame; the number of outstanding cases indicates the number of outstanding claims related to the voucher; the maximum number of outstanding cases refers to the maximum number of outstanding cases in all vouchers in history, which is used to standardize the "number of outstanding cases"; w1 and w2 are weighted coefficients for the amount of compensation and the number of claims, respectively, to ensure the balance of risk assessment; the combination of the weighted index and the normalization function in the formula allows risk assessment to not only consider the amount of compensation and the number of claims, but also adjust according to the number of outstanding cases; through weighting and normalization, the impact of the number of claims and the amount of compensation on risk is emphasized, but the "number of outstanding cases" will positively amplify the risk in an exponential manner. If the number of outstanding cases is extremely large, the risk of the voucher will be significantly amplified;

[0080] Establish a comprehensive evaluation model and propose a comprehensive evaluation value of XX;

[0081]

[0082] where w a 、w b 、w c They are to adjust the weight coefficients of various parameters to ensure the reasonable influence of various parameters in the comprehensive evaluation; a Control the impact of the combination of C1 and C2 on the total evaluation; b Control the impact of C3 on the total evaluation; w c Control the influence of C4 and use the hyperbolic tangent function tanh(x) to avoid extreme influences that are too large or too small; By multiplying C1 and C2, and raising to w a The power represents the combined effect of the activity and time of the credential, w a Control the weight of these two; Used to ensure that credentials with higher or lower frequency take the appropriate position in the overall assessment; By adjusting the risk assessment using tanh(C4), tanh(x) can limit the output range of C4 to between -1 and 1, thus avoiding excessive influence of the risk value on the final assessment. c Used to adjust risk weights.

[0083] The above description is only a preferred embodiment of the present invention and is not intended to limit the present invention. Any modifications, equivalent substitutions, improvements, etc. made within the spirit and principle of the present invention should be included in the protection scope of the present invention.

Claims

1. An intelligent classified storage device for insurance certificates, comprising a general storage unit (3), characterized in that: The general storage part (3) comprises two chambers, wherein the two chambers of the general storage part (3) respectively contain a main certificate storage part (1) and a subsidiary certificate storage part (2), wherein the main certificate storage part (1) is used to store the original insurance certificate, and the subsidiary certificate storage part (2) is used to store the copy of the insurance certificate, and the main certificate storage part (1) or the subsidiary certificate storage part (2) is composed of two protective shells (101), hinges (102), a storage area (103) and a magnetic attraction part (104); the two protective shells (101) are hingedly connected by the hinges (102), the magnetic attraction part (104) is installed at the edge of a side of the two protective shells (101) that is close to each other, and the two protective shells (101) are magnetically attracted to each other by the magnetic attraction part (104), and the storage area (103) is opened in the protective shell (101), and the storage area (103) is used to store the original insurance certificate or the copy of the insurance certificate; A main indicator light (10) is installed on the side of the main credential storage portion (1), an auxiliary indicator light (11) is installed on the side of the auxiliary credential storage portion (2), and a main indicator light (12) is installed on the side of the main storage portion (3).

2. The intelligent classification and storage device for insurance certificates according to claim 1 is characterized by: A power docking connector 1 (4) is installed at the bottom of the main credential storage part (1) and the auxiliary credential storage part (2), and the main indicator light (10) or the auxiliary indicator light (11) is electrically connected to the power docking connector 1 (4) at the bottom; a power docking connector 2 (5) is installed at the bottom of the two chambers of the general storage part (3), and the power docking connector 1 (4) and the power docking connector 2 (5) are electrically connected by plugging into each other; a power docking connector 3 (6) is installed at the bottom of the general storage part (3), and the power docking connector 2 (5) is electrically connected to the power docking connector 3 (6); the number of the general storage parts (3) is set to be multiple, and a supporting plate (7) is provided at the bottom of the multiple general storage parts (3), and a power docking connector 4 (8) is installed on the top of the supporting plate (7), and one side of the power docking connector 4 (8) is electrically connected to a power cable (9), and the power docking connector 3 (6) and the power docking connector 4 (8) are electrically connected by plugging into each other.

3. The intelligent classification and storage device for insurance certificates according to claim 2 is characterized by: Also included is a classification control system applied to insurance certificates; The classification control system includes an insurance certificate storage module, an indication module, a power-on status monitoring module, an abnormal status warning module, a power supply module, a microcontroller module, a sensor module and a communication module; The insurance certificate storage module comprises a main certificate storage part (1), a subsidiary certificate storage part (2), a general storage part (3), an input unit and a storage unit; the main certificate storage part (1) and the subsidiary certificate storage part (2) are stored in the general storage part (3) to form a group of insurance certificate storage carriers; the input unit is used to input the naming mark of each group of insurance certificate storage carriers into the system; the storage unit is used to record and associate the input naming mark with the corresponding insurance certificate storage carrier information; each group of insurance certificate storage carriers is given a naming mark when being placed, which is used for subsequent management and positioning; The indication module comprises an indicator light and a mark prompting unit. The mark prompting unit is used for inputting a named mark in the system, and the corresponding indicator light is lit to indicate the storage location of the insurance certificate. The indicator light comprises a main indicator light (10), an auxiliary indicator light (11), and a total indicator light (12). The power-on status monitoring module determines the status of the storage carrier by monitoring the power-on status of the power-on connector 1 (4) and the power-on connector 3 (6); when the insurance certificate has been input with a naming mark, if the power-on connector 1 (4) or the power-on connector 3 (6) is in an unpowered state, the main certificate storage part (1) or the auxiliary certificate storage part (2) or the total storage part (3) is listed as a lost state, and the loss time of the power-on connector 1 (4) or the power-on connector 3 (6) is monitored. If the loss time is greater than a preset loss time threshold, it is listed as an abnormal state; The abnormal state warning module includes a buzzer, which is integrated in the main indicator light (10), the auxiliary indicator light (11) and the main indicator light (12). When in an abnormal state, the corresponding buzzer sounds; The power module is used to provide power supply for the system; the microcontroller module is used to control and process the input and output signals of each module; the sensor module includes a current or voltage sensor, and the current or voltage sensor is used to monitor the power-on status and identify the power-on status of the power supply connector 1 (4) and the power supply connector 3 (6); the communication module is used to communicate with the external system to realize remote monitoring or data transmission functions.

4. The intelligent classification and storage device for insurance certificates according to claim 3 is characterized by: It also includes a failure warning system, which includes a data acquisition module, a state judgment module, and a failure alarm module; The data collection module includes a method for obtaining the number of times and date of certificate retrieval from the storage carrier of each set of insurance certificates; The status judgment module includes determining the initial expiration state. If the number of times the voucher is taken is less than the preset voucher taking number threshold within the time N, and the last voucher taking date is more than the preset interval day threshold from the current date, it is determined to be a preliminary expiration state; The failure alarm module includes a method of performing a comprehensive evaluation on the insurance certificate when entering a preliminary failure state to obtain a comprehensive evaluation value. If the comprehensive evaluation value is less than a comprehensive evaluation value threshold, the main indicator light (10), the auxiliary indicator light (11) and the total indicator light (12) of the insurance certificate storage carrier where the insurance certificate is stored light up at the same time and a buzzer sounds at the same time.

5. The intelligent classification and storage device for insurance certificates according to claim 4 is characterized by: The proposed voucher activity evaluation value is C1; C1 = ln(number of times taken + 1) The number of times taken in the above formula indicates the number of times the voucher is taken; The proposed certificate time decay assessment value is C2; The day difference indicates the difference in days between the last voucher collection date and the current date; T timedecay is the decay factor, which is used to control the rate of time decay; The proposed voucher usage frequency assessment value is C3; The monthly usage frequency indicates the number of times the voucher was used in the past month; the total number of months is used to calculate the average usage frequency; The risk assessment value of the proposed insurance certificate is C4; The amount of compensation refers to the amount of compensation related to the voucher; the total amount of compensation refers to the total amount of compensation for all cases within the same time frame; the number of claims refers to the number of claims for the voucher in the past; the total number of claims refers to the total number of claims for all cases within the same time period; the number of open cases refers to the number of open claims related to the voucher; the maximum number of open cases refers to the maximum number of open cases in all vouchers in history; w1 and w2 are the weighting coefficients of the amount of compensation and the number of claims, respectively; Establish a comprehensive evaluation model and propose a comprehensive evaluation value of XX; where w a 、w b 、w c They are to adjust the weight coefficient of each parameter to ensure the reasonable influence of each parameter in the comprehensive evaluation.

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