Vehicle and electronic toll collection system

Abstract

An electronic toll collection system of the present disclosure includes: a mobile device of a first user; a vehicle includes a memory configured to: store first login information of a first user and second login information of a second user; an IC chip configured to perform payment; and a server configured to communicate with the mobile device and the vehicle. When the server receives first login information of a first user and sharing condition information of the IC chip from the vehicle, the server sets the IC chip as a sharable chip; transmitting the received sharing request information to the mobile device upon receiving the second login information of the second user and the sharing request information from the vehicle; and transmitting an activation command or a deactivation command of the IC chip to the vehicle based on the received sharing condition information when the sharing agreement information and the sharing condition information are received from the mobile device.

Description

Technical Field

[0001] The present disclosure relates to a vehicle and an electronic toll collection system designed for automatic settlement of tolls at a toll booth. Background Art

[0002] An electronic toll collection system (ETCS) (eg, a HI-PASS device) is a system that automatically settles tolls for vehicles passing through toll booths using a standardized application interface method based on a dedicated short range communication (DSRC) protocol.

[0003] ETCS uses dedicated short-range communications (DSRC) to automatically exchange toll information between roadside equipment (RSE) and an onboard terminal device (referred to as an onboard device, ETCS terminal device, or HI-PASS device).

[0004] When a vehicle enters a toll booth, ETCS uses a vehicle classification device to identify the vehicle type, uses an antenna to communicate with the on-board terminal device, and sends toll information corresponding to the vehicle type to the on-board terminal device.

[0005] When using a vehicle classification device to identify the type of vehicle entering a toll station, ETCS uses an antenna to communicate with the on-board terminal device, identifies the road information used by the vehicle through communication with the on-board terminal device, obtains the toll information of the road use based on the identified road information and vehicle type, and transmits the obtained toll information to the on-board terminal device.

[0006] In the past, tolls were settled using a postpaid card or prepaid card inserted into a slot on an onboard terminal device. This method has certain disadvantages, including the inconvenience of requiring the driver to obtain a postpaid card or prepaid card from a card issuer in order to automatically pay the toll, and the inconvenience of the user needing to manually insert the obtained card into the onboard terminal device. In addition, for prepaid cards, there is the inconvenience of requiring the user to reload the card. In addition, there is a risk of losing the postpaid card or prepaid card inserted into the onboard terminal device.

[0007] In view of these shortcomings, vehicle-mounted terminal devices that utilize embedded integrated circuit (IC) chips for toll payment are currently being researched and developed. Summary of the invention

[0008] In one embodiment, a vehicle capable of allowing a first user to share an IC chip for toll payment with a second user and a server communicating with the vehicle are provided.

[0009] According to one aspect, a vehicle includes: a first terminal device including an integrated circuit (IC) chip configured to perform payment; an input unit configured to receive user input; a second terminal device configured to provide a user interface; a memory configured to store first login information of a first user and second login information of a second user; and a communication device configured to communicate with a mobile device and a server of the first user. According to one aspect, the second terminal device of the vehicle sets the IC chip as a shareable chip based on the first login information of the first user and the sharing condition information of the IC chip received via the input unit; sends the received sharing request information to the mobile device based on the second login information of the second user and the sharing request information received via the input unit; and upon receiving sharing consent information and sharing condition information from the mobile device, determines whether to activate the IC chip of the first terminal device based on the sharing condition information.

[0010] According to one aspect, the sharing condition information of the vehicle includes at least one of payment limit information and payment available time information of the IC chip of the first terminal device.

[0011] According to one aspect, the second terminal device of the vehicle controls the login of the second user based on the received second login information of the second user; and when the route information is received via the input unit when the second user is logged in, the received route information is sent to the mobile device.

[0012] According to one aspect, the second terminal device of the vehicle obtains identification information of a toll station that the vehicle is expected to pass through based on received route information; obtains predicted toll information and predicted travel time information based on the obtained identification information of the toll station; and determines whether to activate the IC chip of the first terminal device based on the obtained predicted toll information, predicted travel time information and shared condition information.

[0013] According to one aspect, the second terminal device of the vehicle sends a deactivation command of the IC chip to the first terminal device when at least one of the acquired predicted toll information and predicted passing time information does not satisfy the shared condition information; and sends an activation command of the IC chip to the first terminal device when both the acquired predicted toll information and predicted passing time information satisfy the shared condition information.

[0014] According to one aspect, the sharing condition information of the vehicle also includes identification information of the IC chip of the first terminal device, first login information of the first user, second login information of the second user and identification information of the vehicle. According to one aspect, the second terminal device of the vehicle sends the sharing condition information to the server.

[0015] According to one aspect, the second terminal device of the vehicle sends the received second login information of the second user to the server; receives the shared configuration information of the second user from the server; and determines whether to activate the IC chip of the first terminal device based on the received shared configuration information of the second user. According to one aspect, the shared configuration information of the second user of the vehicle includes the identification information and sharing condition information of the first user who shares the IC chip with the second user.

[0016] According to one aspect, the second terminal device of the vehicle transmits activation information or deactivation information of the IC chip of the first terminal device to the mobile device and the server.

[0017] According to one aspect, when the second terminal device of the vehicle receives the first login information of the first user and the payment registration information of the IC chip from the mobile device, the second terminal device of the vehicle sends the received first login information of the first user and the payment registration information of the IC chip to the first terminal device. According to one aspect, the first terminal device of the vehicle determines whether to issue a card through the IC chip based on the received first login information of the first user and the payment registration information of the IC chip.

[0018] According to one aspect, when the second terminal device of the vehicle receives the first login information of the first user and the payment registration information of the IC chip from the input unit, it sends the received first login information of the first user and the payment registration information of the IC chip to the first terminal device.

[0019] According to one aspect, the second terminal device of the vehicle: upon completing the issuance of the card through the IC chip, sends the first login information and payment registration information of the first user received through the input unit to the server. According to one aspect, the second terminal device of the vehicle sends an activation command of the IC chip to the first terminal device based on the first login information of the first user received through the input unit and the payment registration information of the IC chip.

[0020] According to one aspect, when the first terminal device of the vehicle receives the first identification information of the vehicle from the second terminal device, it compares the received first identification information of the vehicle with the pre-stored second identification information of the vehicle; and determines to deactivate the IC chip based on the fact that the received first identification information of the vehicle is different from the pre-stored second identification information of the vehicle.

[0021] According to one aspect, the second terminal device of the vehicle transmits an activation command of the IC chip to the first terminal device when receiving the first login information of the first user from the mobile device. According to one aspect, when passing through a toll booth, the first terminal device pays a toll using the IC chip.

[0022] According to one aspect, an electronic toll collection system includes: a mobile device of a first user; a vehicle including a memory configured to store first login information of the first user and second login information of a second user; an integrated circuit (IC) chip configured to perform payment; and a server configured to communicate with the mobile device and the vehicle. According to one aspect, the server of the electronic toll collection system sets the IC chip as a shareable chip when receiving the first login information of the first user and sharing condition information of the IC chip from the vehicle; sends the received sharing request information to the mobile device when receiving the second login information of the second user and sharing request information from the vehicle; and sends an activation command or a deactivation command of the IC chip to the vehicle based on the received sharing condition information when receiving sharing consent information and sharing condition information from the mobile device.

[0023] According to one aspect, the shared condition information of the electronic toll collection system includes payment limit information and payment available time information of the vehicle's IC chip, identification information of the IC chip, first login information of the first user, second login information of the second user, and identification information of the vehicle.

[0024] According to one aspect, when the server of the electronic toll collection system receives the second login information and sharing request information of the second user from the vehicle, and receives the sharing consent information and sharing condition information from the mobile device, the server sets the IC chip as a shareable chip; generates sharing configuration information of the IC chip based on the sharing condition information; and sends the sharing configuration information generated for the IC chip to the vehicle.

[0025] According to one aspect, the server of the electronic toll collection system, when receiving the status information of the IC chip from the vehicle, stores the received status information of the IC chip.

[0026] According to one aspect, the server of the electronic toll collection system transmits an activation command of the IC chip after identifying the first user based on the first login information of the first user and the payment registration information of the IC chip received from the vehicle or the mobile device.

[0027] According to one aspect, a server of an electronic toll collection system stores payment transaction information of each user who has made payment using an IC chip based on login information received from a vehicle.

[0028] According to one aspect, when a server of an electronic toll collection system receives vehicle identification information and IC chip identification information from a vehicle, it compares the received vehicle identification information, the received IC chip identification information, and the IC chip identification information that matches the pre-stored vehicle identification information; and controls the transmission of a deactivation command of the IC chip. BRIEF DESCRIPTION OF THE DRAWINGS

[0029] Figure 1 is a block diagram showing a configuration including an electronic toll collection system (ETCS) of a vehicle according to an embodiment;

[0030] Figure 2 is a communication diagram according to an embodiment;

[0031] Figure 3 is a control block diagram of a vehicle according to an embodiment;

[0032] Figure 4 is a control block diagram of a first terminal device installed in a vehicle according to an embodiment;

[0033] Figure 5 It is shown Figure 4 a diagram of an IC chip of a first terminal device;

[0034] Figure 6 is a control block diagram of a second terminal device installed in a vehicle according to an embodiment;

[0035] Figure 7 is a control block diagram of a first server according to an embodiment;

[0036] Figure 8 shows an example of sharing condition information stored in the first server;

[0037] Fig. 9 is a flowchart showing a sequence for issuing a card for an IC chip installed in a vehicle according to an embodiment;

[0038] Fig. 10A is a flowchart showing a control sequence for sharing an IC chip installed in a vehicle according to an embodiment; and

[0039] Fig. 10B is a flowchart showing a control sequence for sharing an IC chip mounted in a vehicle according to an embodiment. DETAILED DESCRIPTION

[0040] Throughout the specification, the same reference numerals represent the same components. This specification does not describe all the elements of the embodiments of the present disclosure, but omits the description known in the art or the repeated description between the embodiments of the present disclosure. The terms "unit, module, component or block" used in the specification can be implemented by software or hardware, and according to the embodiment, multiple "units, modules, components or blocks" can be implemented as one component, or one "unit, module, component or block" includes multiple components.

[0041] Throughout the specification, when one component is “connected” to another component, this includes cases of direct connection and indirect connection, and the indirect connection includes connection through a wireless communication network.

[0042] Furthermore, when it is said that a part “includes” a certain component, it means that other components may be further included, rather than excluding other components, unless explicitly stated otherwise.

[0043] Throughout the specification, when a member is located “on” another member, this includes not only a case where one member abuts against another member but also a case where another member exists between the two members.

[0044] Terms such as first and second are used to distinguish one component from other components, and the component is not limited by the above terms.

[0045] Unless the context clearly indicates otherwise, a singular expression includes a plural expression.

[0046] In each step, identification codes are used for convenience of description, and the identification codes do not describe the order of each step, and each step may be performed in a manner different from the specified order unless the context clearly indicates a specific order.

[0047] Principles and embodiments of the present disclosure will be described below with reference to the accompanying drawings.

[0048] Figure 1 is a block diagram showing a configuration including an electronic toll collection system (ETCS) of a vehicle according to an embodiment.

[0049] Reference Figure 1 , an electronic toll collection system (ETCS) according to an embodiment may include a toll station S1 or a roadside equipment (RSE) S2 disposed at one side of the toll station S1 , and a vehicle 1 passing through the toll station S1 .

[0050] The Electronic Toll Collection System (ETCS) is a system that automatically exchanges toll information between roadside equipment S2 and vehicle 1 based on dedicated short-range communication technology.

[0051] The roadside device S2 may include a transceiver antenna for communicating with the vehicle 1. The roadside device S2 may automatically request toll payment from the vehicle 1 through communication with the vehicle 1.

[0052] The roadside device S2 may communicate with the vehicle 1 , identify the type of the vehicle passing through the toll booth S1 , and request toll payment corresponding to the identified type from the vehicle 1 .

[0053] The type of vehicle is related to the size of the vehicle, such as small, medium, and large.

[0054] The roadside device S2 may communicate with a server (not shown) of a road management agency.

[0055] The roadside device S2 may transmit identification information of the toll booth S1, passing time information, vehicle identification information, and toll fee information to a server (not shown).

[0056] The vehicle 1 receives electromagnetic waves emitted by at least one of the roadside device S2 and the server (not shown) through an antenna (not shown), and converts the received electromagnetic waves into electrical signals.

[0057] The vehicle 1 demodulates electromagnetic waves received through an antenna (not shown) into electric signals, generates control signals corresponding to the demodulated electric signals, and controls the vehicle 1 using the generated control signals.

[0058] The vehicle 1 may receive first passing information from the roadside device S2. The first passing information refers to detailed information captured when the vehicle passes through a toll booth, which may include identification information of the toll booth, location information of the toll booth, passing time information, and toll fee information.

[0059] The vehicle 1 may automatically pay the toll based on the received first toll information.

[0060] Figure 2 is a communication diagram according to an embodiment.

[0061] The vehicle 1 can communicate with the mobile device 2 , the first server 3 , and the second server 4 .

[0062] The vehicle 1 can communicate with the mobile device 2 to receive information from the mobile device 2, process the information received from the mobile device 2, display the information received from the mobile device 2 or processed, and send the information stored in the vehicle 1 and the vehicle operation information to the mobile device 2. Here, the mobile device 2 may be a mobile device of the first user.

[0063] The vehicle 1 may process information received from the first server 3 , display information received from the first server 3 , and transmit information stored in the vehicle 1 and vehicle operation information to the first server 3 .

[0064] The vehicle 1 may process information received from the second server 4 , display information received from the second server 4 , and transmit information stored in the vehicle 1 and vehicle operation information to the second server 4 .

[0065] The vehicle 1 may provide connected car services (CCS) to a user.

[0066] Connected car services cover remote vehicle starting and diagnostics, making phone calls, sending messages and emails, accessing real-time traffic information, and receiving emergency assistance, all facilitated through a vehicle’s internal or nearby network or internet connection.

[0067] Vehicle 1 may store identification information of a user who has subscribed to the connected car service. This identification information of the subscribed user may include login information for an application for the connected car service.

[0068] Subscribing to the connected car service may be accomplished through the vehicle's second terminal device (AVN terminal device) or the mobile device 2 .

[0069] Connected car services may be provided through the second terminal device of the vehicle and the application on the mobile device 2 .

[0070] The vehicle 1 can control at least one of the remote control service and the automatic payment service through the connected car service.

[0071] In addition, the vehicle 1 may perform user authentication through the connected car service.

[0072] The vehicle 1 may receive and store identification information of a plurality of users. For example, the vehicle 1 may receive and store identification information of a first user, receive and store identification information of a second user, and receive and store identification information of a third user.

[0073] At least two or more users among the plurality of users may share the IC chip installed in the vehicle. In this case, the vehicle may match and store identification information of the users sharing the IC chip.

[0074] The mobile device 2 may communicate with the vehicle 1 through at least one of a Bluetooth Low Energy (BLE) module, an Ultra Wideband (UWB) module, and a Near Field Communication (NFC) module.

[0075] The mobile device 2 can communicate with the first server 3 and the second server 4 .

[0076] The mobile device 2 can remotely control the vehicle 1 and perform payment for services used by the first user or goods purchased by the first user.

[0077] The mobile device 2 may have a first application installed for an automatic toll payment service and a second application installed for a remote control service of the vehicle 1. Here, the remote control service may include a digital key service.

[0078] The first application and the second application may also be implemented as a single application.

[0079] The first application and the second application may interoperate with each other.

[0080] Subscription may be performed by installing a first application or a second application on the mobile device 2 to register and store identification information of the mobile device, identification information of the first user, identification information of the vehicle, and payment subscription information of the first user.

[0081] The identification information of the mobile device 2 is unique identification information of the mobile device 2 and includes at least one of a phone number, a Wireless Fidelity Medium Access Control (Wi-Fi MAC) address, a serial number, or an International Mobile Equipment Identity (IMEI) of the mobile device 2 .

[0082] The identification information of the mobile device 2 may also include Bluetooth identification information (BTID).

[0083] The identification information of the first user includes at least one of the first user's name, birthday, resident registration number, gender, telephone number, home address, work address, driver's license information, and email address.

[0084] The identification information of the first user may also include a subscriber ID registered by the first application or the second application during the subscription period. The subscriber ID registered during the subscription period may be used for login purposes in the first application or the second application.

[0085] The identification information of the vehicle 1 may include the type, model, serial number, chassis number, license plate information, and power system information (eg, hybrid, electric, internal combustion engine, hydrogen power).

[0086] The type of vehicle can be distinguished based on factors such as the engine displacement, length, width, and height of the vehicle. In this case, the vehicles can be classified into compact cars, small cars, mid-size cars, and large cars.

[0087] The payment registration information of the first user may include card information and account information.

[0088] The card information may include at least one of a card issuer, a card number, an expiration date, a card personal identification number (PIN), and a security code (eg, a card verification code (CVC)).

[0089] Account information may include bank type, account number, account PIN, and account owner name.

[0090] The payment registration information of the first user may further include information such as the maximum payment amount in a single day, the maximum payment amount at a single time, and the maximum number of payments in a single day.

[0091] After completing the subscription through the second application, the mobile device 2 can receive and store the digital key (or electronic key) of the vehicle from the manufacturer server (not shown), and send the stored digital key to the vehicle 1. The digital key may include identification information, authentication information, vehicle control authority information of the mobile device 2, and may also include identification information of the vehicle.

[0092] The mobile device 2 may receive the identification information of the second user from the vehicle. That is, the mobile device 2 may receive the identification information of the second user who has subscribed through the first application as the identification information of the sharer of the IC chip of the shared vehicle.

[0093] The mobile device 2 may receive the sharing approval information or the sharing rejection information via an input interface (not shown), and transmit the received sharing approval information or sharing rejection information to the vehicle 1 or the first server 3 .

[0094] In response to receiving the sharing consent information from the first user via an input interface (not shown) of the mobile device 2 , the mobile device 2 may store the received identification information of the second user as the sharer identification information.

[0095] The first user may be the owner of the vehicle, and the second user may be a sharer who receives consent from the first user to control the vehicle and use the vehicle. The second user may be a sharer who receives consent from the first user to share the IC chip installed in the vehicle.

[0096] The mobile device 2 may receive information about the route selected by the second user from the vehicle 1 and display the received route information.

[0097] The mobile device 2 may receive the second passage information from the vehicle 1 and display the received second passage information. Here, the second passage information refers to information obtained based on the route selected by the second user, and may include identification information of the toll station that the vehicle is expected to pass, location information of the toll station, toll fee information, and passage time information.

[0098] After receiving the activation or deactivation information of the IC chip from the vehicle 1 , the mobile device 2 may display the received activation or deactivation information of the IC chip.

[0099] The mobile device 2 may receive the sharing condition information of the IC chip through an input interface (not shown) of the mobile device 2. The mobile device 2 may transmit the sharing condition information of the IC chip to at least one of the first server 3, the second server 4 and the vehicle 1.

[0100] The sharing condition information may include the identification information of the requester (i.e., the identification information of the second user), the identification information of the provider (i.e., the identification information of the first user), the payment available time information for payment using an IC chip, the payment limit information, the vehicle identification information, and the IC chip identification information (application identifier (AID)). The vehicle identification information may include a vehicle identification number (VIN).

[0101] The sharing condition information may also include route information, identification information of the toll booth, and location information of the toll booth.

[0102] The mobile device 2 may be implemented as a computer or a portable terminal that can be connected to the vehicle 1 via a network.

[0103] Here, the computer may include, for example, a laptop computer, a desktop computer, a tablet computer, and a tablet personal computer (PC) equipped with a web browser, and the portable terminal may include, for example, a wireless communication device that ensures portability and mobility, such as a handheld wireless communication device based on a personal communication system (PCS), a global system for mobile communications (GSM), a personal digital cellular (PDC), a personal handyphone system (PHS), a personal digital assistant (PDA), an international mobile telecommunication-2000 (IMT-2000), a code division multiple access-2000 (CDMA-2000), a wideband code division multiple access (W-CDMA), and a wireless broadband (WiBro), a smart phone, and a wearable device (e.g., a watch, a ring, a bracelet, an anklet, a necklace, glasses, a contact lens, or a head-mounted display (HMD)).

[0104] The first server 3 may be a server of a company that issues and manages a credit card (ie, HI-PASS card) used for toll payment.

[0105] The first server 3 may be a server of a company that issues and manages credit cards used to pay for goods or services (including tolls).

[0106] The first server 3 may be a server of an agency in charge of toll collection and management.

[0107] The first server 3 may store the payment registration information of the first user, and may send the payment registration information of the first user to the vehicle 1 , and may also send an IC chip activation or deactivation command to the vehicle 1 .

[0108] The first server 3 may store the sharing condition information and transmit the sharing condition information to the vehicle 1 .

[0109] The second server 4 may be a server located at a service center, a manufacturer, etc., which participates in managing the vehicle 1 . The second server 4 may also be used as an application (app) server, a telematics server, or a platform server that provides services related to the vehicle 1 .

[0110] The applications associated with the vehicle 1 may include a first application for an automatic toll payment service, and may also include a second application for a remote control service for the vehicle 1 .

[0111] The second server 4 may store identification information of a first user who has subscribed through the first application, identification information of a vehicle, identification information of a mobile device of the first user, and payment registration information of the first user, and may also store login information of the first user.

[0112] The second server 4 may store identification information of the first user who has subscribed through the second application, identification information of the vehicle, and identification information of the mobile device of the first user, and may also store login information of the first user.

[0113] The second server 4 may also store identification information of a second user who has subscribed through the first application, and may also store login information of the second user.

[0114] Figure 3 is a control block diagram of a vehicle according to an embodiment, and will refer to Figures 4 to 6 Give a description.

[0115] Figure 4 is a control block diagram of a first terminal device installed in a vehicle according to an embodiment, Figure 5 yes Figure 4 A schematic diagram of an IC chip of a first terminal device, Figure 6 is a control block diagram of a second terminal device installed in a vehicle according to an embodiment.

[0116] The vehicle 1 includes a first terminal device 110 , a second terminal device 120 , an authentication device 130 , a first communication device 140 , a first processor 150 , and a first memory 151 .

[0117] In order to distinguish the components of the vehicle 1 from the components of the first server 3 sharing the same name, “first” is added to the components of the vehicle and “second” is added to the components of the first server 3 .

[0118] The first terminal device 110 may be embedded or surface mounted on a dashboard.

[0119] The first terminal device 110 may also be installed on a rearview mirror or a front windshield inside the vehicle.

[0120] The first terminal device 110 may determine whether the vehicle identification information received from the first processor 150 matches the pre-stored vehicle identification information, and control activation or deactivation of the plurality of IC chips based on whether the identification information matches or not.

[0121] When controlling activation of the IC chip, the first terminal device 110 may transmit payment registration information of the plurality of IC chips to the second terminal device 120. The payment registration information of each IC chip may include an application identifier (AID).

[0122] The first terminal device 110 may receive user identification information from the second terminal device 120 , and control activation of an IC chip corresponding to the received user identification information and deactivation of the remaining IC chips.

[0123] After receiving the payment registration information of the first user and the card issuance command from the first server 3 or the first processor 150 , the first terminal device 110 may control the card issuance of the IC chip using the received payment registration information of the first user.

[0124] After completing the card issuance of the IC chip, the first terminal device 110 may match and store it by matching the identification information of the first user with the identification information of the IC chip and the payment registration information.

[0125] When entering the toll station S1, the first terminal device 110 may communicate with the roadside base station S2. Here, the first terminal device 110 may receive first traffic information from the roadside base station S2, and after receiving the first traffic information, perform toll payment.

[0126] When paying the toll, the first terminal device 110 may transmit the first passing information to the first server 3. The first passing information may include toll information, toll booth identification information, toll booth location information, passing date information, passing day information, and passing time information.

[0127] When entering a toll booth, the first terminal device 110 may also receive toll booth identification information or toll booth location information from at least one of the second terminal device 120 or the first communication device 140 .

[0128] When sending the first pass information to the first server 3 , the first terminal device 110 may also send the first user's identification information and payment registration information to the first server 3 and the second server 4 .

[0129] The first terminal device 110 may store the first pass information. When the first user uses the vehicle, the first terminal device 110 may store the first pass information by matching the first pass information with the identification information of the first user. When the second user uses the vehicle, the first terminal device 110 may store the first pass information by matching the first pass information with the identification information of the second user.

[0130] like Figure 4 As shown, the first terminal device 110 may include one or more IC chips 111 , 112 , 113 , a socket 114 , a first communication unit 115 , a first control unit 116 , and a first storage unit 117 .

[0131] Each IC chip is an integrated circuit chip made of semiconductor materials and is not affected by magnetic materials. Each IC chip can be an embedded card with card information stored, rather than a physical credit card that needs to be inserted into a slot.

[0132] The card information may include at least one of a card issuer, a card number, an expiration date, a card personal identification number (PIN), and a security code (eg, a card verification code (CVC)).

[0133] Each IC chip can be an embedded card that stores the user's account information. Here, the account information can include bank name, account number, account password and account owner name.

[0134] The card information and account information stored in the IC chip may be payment registration information.

[0135] The payment registration information may also include information such as the maximum payment amount per day, the maximum payment amount per time, and the maximum number of payments per day.

[0136] The IC chip may store payment registration information and user identification information in an encrypted format. The IC chip may include a security processor.

[0137] The IC chip may store a public key certificate corresponding to a private key of the public key infrastructure.

[0138] The IC chip may include a power supply terminal, a data transceiver terminal, and a clock transceiver terminal.

[0139] This description is based on the assumption that there are three IC chips.

[0140] Instead of the vehicle's license plate number, each IC chip can store a unique / unique vehicle number, which is encrypted to protect the IC chip from theft, forgery and tampering.

[0141] like Figure 5 As shown, each of the IC chips 111 , 112 , and 113 may include an issuer security domain (ISD) permanently pre-installed by a vehicle manufacturer and a supplementary security domain (SSD) installed by a card issuer providing payment services.

[0142] The structure of the security domain (SD) including the ISD and the SSD may comply with the Global Platform (GP) card specification.

[0143] Each IC chip 111 , 112 , 113 can process payment based on payment registration information registered for each user through the first server 3 .

[0144] For example, when the first terminal device receives the identification information of the first user, the first terminal device can activate the first IC chip 111 corresponding to the identification information of the first user, thereby allowing toll payment to be made through the first IC chip 111 based on the toll information received from the roadside base station S2 when the vehicle passes through the toll station S1.

[0145] When the first terminal device receives the identification information of the third user, the first terminal device can activate the second IC chip 112 corresponding to the identification information of the third user, thereby allowing toll payment to be made through the second IC chip 112 based on the toll information received from the roadside base station S2 when the vehicle passes through the toll station S1.

[0146] The slot 114 is where a physical card is inserted. The slot 114 can read information from the physical card and send the read information to the first control unit 116.

[0147] The first communication unit 115 may transmit and receive information between components within the first terminal device 110 .

[0148] The first communication unit 115 may perform communication by connecting to a vehicle network (NT).

[0149] The first communication unit 115 may transmit and receive information to and from the first processor 150 .

[0150] The first communication unit 115 may perform wireless communication with an external electronic device (eg, a roadside base station S2 , a first server 3 , and a second server 4 ).

[0151] The first control unit 116 can communicate with the first communication device 140 to identify the vehicle 1 and the first user, determine whether the identified first user matches the user of the identified vehicle, and when the identified first user matches the user of the identified vehicle, when user authentication success information is received from at least one of the second terminal device 120 and the authentication device 130, control the activation of the first IC chip 111 corresponding to the identified first user.

[0152] The first control unit 116 may verify the login information of the first user logged in through the second terminal device 120 of the vehicle, confirm the payment registration information corresponding to the verified login information of the first user, and control the activation of the first IC chip 111 based on the confirmed payment registration information of the first user and the payment registration information of the first user stored in the first storage unit 117. That is, the first control unit 116 may control the activation of the first IC chip 111 corresponding to the login information of the first user.

[0153] After receiving the login information of the second user through the second terminal device 120 of the vehicle, the first control unit 116 verifies the received identification information of the second user based on the received login information, and determines whether the second user is a sharing requester based on the verified identification information of the second user.

[0154] When it is determined that the second user is the sharing requester, the first control unit 116 verifies the identification information of the first user who agrees to share the IC chip with the second user, and based on the verified identification information of the first user, controls the activation of the first IC chip 111 corresponding to the payment registration information or the identification information of the IC chip of the first user. That is, the first control unit 116 can control the activation of the first IC chip 111 corresponding to the identification information of the first user when the second user logs in.

[0155] like Figure 5 As shown, after receiving the first card issuance command, the security key and the payment registration information via the first processor 150, the first control unit 116 can use the received security key to store the payment registration information on the first IC chip 111 among the multiple IC chips.

[0156] That is, the first control unit 116 can use the security key to generate an SSD and an applet corresponding to the payment registration information on the first IC chip 111, so that the first IC chip 111 can be issued as a new first card. Here, the first card can be a card under the name of the first user.

[0157] Here, generation of the SSD and the applet may be performed by the ISD.

[0158] The security key corresponds to the key issued by the authorization card and can be issued by the personal security application module (Persam).

[0159] PerSAM can be used as a security device for securely sending a key for card (electronic money) issuance, and takes the form of a card-like device that must be used according to a predetermined procedure. That is, PerSAM is a module containing key information required for issuance, and can be provided by a road administration agency that manages an electronic toll collection system (ETCS).

[0160] When the first IC chip 111 is issued as a first card, the first control unit 116 may generate initialized interdepartmental electronic wallet (IEP) data for the first card.

[0161] The initialized IEP data of the first card may include the transaction serial number of the first card, a random number generated by the first card, an identifier of the issuer of the first card, an identifier of the first card, a balance of the first card, an identifier of the road management agency, an identifier of the card service, and a signature value generated by the first card.

[0162] The first control unit 116 may encrypt the transaction serial number of the first card, the random number generated by the first card, and the key stored in the first card to generate a session key.

[0163] The first control unit 116 may encrypt the identifier of the issuer of the first card, the identifier of the first card, the balance of the first card, and the session key to generate a signature value.

[0164] When the vehicle 1 enters the toll station S1 , the first control unit 116 may recognize that the vehicle 1 enters the toll station S1 based on the identification information received from the roadside base station S2 , and may acquire the identification information of the toll station S1 .

[0165] After identifying the entry into the toll booth, the first control unit 116 may control the first communication unit 115 to send the initialization IEP data of the first card to the roadside base station S2.

[0166] When it is determined that the user logged in through the second terminal device is the first user, the first control unit 116 may select the first card as an instance and perform communication for toll payment using the selected first card, thereby achieving toll payment.

[0167] When determining that the user logged in through the second terminal device is the second user, the first control unit 116 may select the first card of the first IC chip as an example and perform communication for toll payment using the selected first card, thereby achieving toll payment.

[0168] When receiving the deletion request of the first card and the authorization key through the first processor 150 , the first control unit 116 may delete the payment registration information of the first user stored in the first IC chip 111 using the authorization key.

[0169] When deleting the payment registration information registered on any IC chip, the first control unit 116 may delete the SSD and the applet.

[0170] The authorization key is a key that grants permission to delete a card and can be issued by PerSAM. A card deletion request can include an SSD deletion command and an applet deletion command.

[0171] like Figure 5 As shown, after receiving the second card issuance request, the security key and the payment registration information of the third user via the first processor 150, the first control unit 116 can use the received security key to store the payment registration information of the third user on a second IC chip 112 that has not yet been issued among multiple IC chips.

[0172] That is, the first control unit 116 can use the security key to generate an SSD and applet corresponding to the payment registration information of the third user on the second IC chip 112, so that the second IC chip 112 can be issued as a new second card. Here, the second card can be a card under the name of the third user.

[0173] When determining that the user logged in through the second terminal device 120 is the third user, the first control unit 116 may select the second card of the second IC chip 112 as an example and perform communication for toll payment using the selected second card, thereby achieving toll payment.

[0174] After completing the toll payment, the first control unit 116 may send the first passing information to the first processor 150 , the first server 3 , or the second server 4 .

[0175] The first control unit 116 may include at least one memory storing a program for performing the above-mentioned operation and subsequent operations, and at least one processor executing the stored program. When there are multiple memories and processors, they may be integrated on a single chip, or may be arranged in physically separate locations.

[0176] The first storage unit 117 may store the user identification information by matching the user identification information with the payment registration information for each user.

[0177] The first terminal device 117 may store the first pass information.

[0178] The first storage unit 117 may store a program to perform operations of the first control unit 116. The first control unit 116 may execute the program stored in the first storage unit 117.

[0179] The first storage unit 117 may be implemented using at least one of a nonvolatile memory component (e.g., cache, read-only memory (ROM), programmable ROM (PROM), erasable programmable ROM (EPROM), electrically erasable programmable ROM (EEPROM), and flash memory) or a volatile memory component (e.g., random access memory (RAM)) or a storage medium (e.g., a hard disk drive (HDD) or a compact disk ROM (CD-ROM)), but is not limited to these.

[0180] The second terminal device 120 may be embedded or surface mounted on the dashboard.

[0181] The second terminal device 120 may function as a user interface device to receive user input and provide information on various functions performed in the vehicle 1 as well as information for user convenience.

[0182] The second terminal device 120 may execute at least one of an audio mode, a video mode, or a navigation mode. The second terminal device 120 may be used as a terminal device of an audio video navigation (AVN).

[0183] The second terminal device 120 may be integrated with the mobile device 2 to receive and display information from the mobile device 2 .

[0184] The second terminal device 120 may include an application for interoperating with the mobile device 2. The second terminal device 120 may also perform user authentication in conjunction with the mobile device 2.

[0185] The second terminal device 120 may include a first application for the automatic bill payment service and a second application for the remote control service. In this way, the second terminal device 120 may perform the remote service and the automatic bill payment service for the convenience of the user.

[0186] The second terminal device 120 may perform user authentication.

[0187] The second terminal device 120 may also transmit identification information of the identified user and success or failure information of the user authentication to at least one of the first terminal device 110 and the first processor 150 .

[0188] The second terminal device 120 may store login information of a first user who has subscribed through the first application or the second application. The login information may include a subscriber ID of the first user, and may also include subscription authentication information of the first user. For example, the subscription authentication information may include a password or a pattern.

[0189] The second terminal device 120 may control execution of the first application or the second application based on a comparison between the stored login information of the first user and the login information of the first user received through the first application or the second application.

[0190] The second terminal device 120 may store login information of a second user who has subscribed through the first application or the second application.

[0191] The second terminal device 120 may control execution of the first application or the second application based on a comparison between the stored login information of the second user and the login information of the second user received through the first application or the second application.

[0192] After receiving the login information of the first user and the identification information of the second user who is the sharing requester, the second terminal device 120 may authorize the sharing requester to share the IC chip based on the identification information of the second user received through the input unit 121 .

[0193] The second terminal device 120 can obtain at least one of navigation information, current location information of the vehicle, location information of the toll station, or identification information of the toll station when the first user is logged in, and send the obtained navigation information, current location information of the vehicle, location information of the toll station, or identification information of the toll station to the first terminal device 110.

[0194] The second terminal device 120 may send the route information selected by the second user and the second traffic information to the mobile device 2 when the second user is logged in.

[0195] Here, the second passage information refers to information obtained based on the route information, and may include identification information of a toll booth that the vehicle is expected to pass, location information of the toll booth, toll fee information, and passage time information.

[0196] The second terminal device 120 may transmit the payment registration information and the user identification information of the IC chip received from the first terminal device 110 to the first server 3. The payment registration information of the IC chip may include an AID.

[0197] After receiving the user confirmation completion information, the identification information of the IC chip, and the user identification information from the first server 3 , the second terminal device 120 may send the identification information of the IC chip and an activation command to the first terminal device 110 .

[0198] The second terminal device 120 may also receive identification information of the second user to be shared with the first user and sharing condition information related to the second user from the first server 3 or the mobile device 2. The second terminal device 120 may match the identification information of the second user and the sharing condition information to store as sharing configuration information.

[0199] After receiving the login information of the second user via the input unit 121 , the second terminal device 120 may send the identification information of the second user, the identification information of the first user, and the payment registration information of the IC chip to the first server 3 .

[0200] When receiving the activation command of the IC chip corresponding to the identification information of the first user from the first server 3 , the second terminal device 120 may transmit the activation command of the IC chip to the first terminal device 110 .

[0201] The second terminal device 120 can send the route information selected by the second user to the mobile device 2, receive information of consent to share or refusal to share from the mobile device 2, and in response to receiving the information of consent to share, send the identification information of the IC chip and the activation command of the IC chip to the first terminal device 110, and in response to receiving the information of refusal to share, send the identification information of the IC chip and the deactivation command of the IC chip to the first terminal device 110.

[0202] The second terminal device 120 may receive the identification information and status information of the IC chip from the first terminal device, display the received information, and transmit the identification information and status information of the IC chip to the mobile device 2. The status information of the IC chip may include an activation state or a deactivation state of the IC chip.

[0203] When the second user is logged in, the second terminal device 120 can send an activation command of the IC chip to the first terminal device 110 in response to the access information received from the first terminal device satisfying the sharing condition information, and send a deactivation command of the IC chip to the first terminal device 110 in response to the access information received from the first terminal device not satisfying the sharing condition information.

[0204] like Figure 6 As shown, the second terminal device 120 includes an input unit 121 , a display unit 122 , a speaker 123 , a second communication unit 124 , a second control unit 125 , and a second storage unit 126 .

[0205] The input unit 121 may receive a user input.

[0206] The user input may include navigation mode selection information, destination information, route selection information, and automatic toll payment service selection information.

[0207] The user input may include user identification information.

[0208] The user input may include login information of the first user, login information of the second user, and login information of the third user.

[0209] The user input may include commands to interact with the mobile device 2 .

[0210] The input unit 121 may receive user identification information and payment registration information to be registered to one of a plurality of IC chips, and may also receive identification information of a mobile device.

[0211] The input unit 121 may be implemented with at least one of a physical button, a key, and a switch.

[0212] It can include various hardware devices such as buttons, switches, pedals, keyboards, mice, trackballs, joysticks, gamepads, or rockers.

[0213] The input unit 121 may also include a graphical user interface (GUI) such as a touch pad, which is a software-based device. The touch pad may be implemented as a touch screen panel (TSP) and may form a layered structure with the display unit 122.

[0214] The display unit 122 may display information about a function being executed in the vehicle 1 or the second terminal device 120 .

[0215] For example, the display unit 122 may display navigation information, information related to a phone call, information on contents outputted through the mobile device 2, information related to music playing, and even external broadcast information.

[0216] The display unit 122 may display a video regarding subscription to the automatic bill payment service.

[0217] The display unit 122 may display a video regarding the subscription to the remote control service.

[0218] The display unit 122 may display identification information of a user who requests to share the automatic bill payment service and approval or rejection information of the sharing request.

[0219] When passing through a toll booth, the display unit 122 may display first passing information.

[0220] The display unit 122 may display identification information of a user in the vehicle, and may also display success or failure information of user authentication.

[0221] The display unit 122 may display a video of buttons for connecting to the mobile device 2 and for cancelling the connection with the mobile device 2 .

[0222] The display unit 122 may display identification information of the connectable mobile device 2 .

[0223] The display unit 122 can be configured as, but not limited to, a cathode ray tube (CRT), a digital light processing (DLP) panel, a plasma display panel (PDP), a liquid crystal display (LCD) panel, an electroluminescent (EL) panel, an electrophoretic display (EPD) panel, an electrochromic display (ECD) panel, a light emitting diode (LED) panel, or an organic light emitting diode (OLED) panel, but is not limited thereto.

[0224] The second terminal device 120 may include only the display unit 122. In this case, the input unit may be an input device installed in a head unit, a center console, or a steering wheel of the vehicle.

[0225] The speaker 123 may output a sound corresponding to an output of the vehicle 1 or the second terminal device 120 .

[0226] The speaker 123 may output the navigation information as sound or voice.

[0227] The speaker 123 may output the guide information or the toll booth entrance, and output the first pass information as sound or voice.

[0228] The speaker 123 may output information on consent to share or refusal to share for the automatic bill payment service.

[0229] There may be one or more speakers 123. The speakers 123 may be installed inside the vehicle.

[0230] The second communication unit 124 may transmit and receive information between components within the second terminal device 120 .

[0231] The second communication unit 124 may perform communication by connecting to a vehicle network (NT).

[0232] The second communication unit 124 may transmit information to the first processor 150 , and may receive information from the first processor 150 .

[0233] The second communication unit 124 may transmit information to the first terminal device 110 , and may receive information from the first terminal device 110 .

[0234] The second communication unit 124 may communicate with an external electronic device (eg, a roadside base station S2 ).

[0235] The second communication unit 124 may include a global positioning system (GPS) receiver to find out current location information of the vehicle.

[0236] In response to the selection information of the navigation mode, the second control unit 125 controls the execution of the navigation mode.

[0237] After receiving the destination information through the input unit 121, the second control unit 125 can identify the current position information of the vehicle, generate a route from the current position to the destination based on the identified current position information and destination information of the vehicle, and control the display unit 122 to display route information about the generated route.

[0238] When multiple routes are generated, the second control unit 125 can identify route information corresponding to the route selection information received through the input unit 121, and based on the confirmed route information, map information and current location information, generate navigation information and control the display unit 122 and the speaker 123 to output the generated navigation information.

[0239] The second control unit 125 may request input of login information upon receiving the ignition command. In this case, the second control unit 125 may control the display unit 122 to display a login input window.

[0240] The second control unit 125 may perform user identification and authentication based on the login information input into the login input window.

[0241] After receiving a command to start the vehicle, the second control unit 125 may request input of user identification information, and after receiving the user identification information through the input unit 121 , request user authentication information.

[0242] The second control unit 125 may perform user authentication based on the user identification information and user authentication information of the user received through the input unit 121. For example, the user authentication information may include a password or a pattern.

[0243] After successfully logging in and receiving the payment registration information, the second control unit 125 may send the received payment registration information together with the user identification information to the first server 3 and the first terminal device 110. This allows the payment registration information to be registered on one of the IC chips provided in the first terminal device.

[0244] After receiving the user's subscriber ID information and password through the input unit 121, the second control unit 125 can verify the stored password corresponding to the received subscriber ID, determine whether the received password matches the pre-stored password, and when it is determined that the received password matches the pre-stored password, send user authentication success information to the first terminal device 110, and when it is determined that the received password does not match the pre-stored password, send user authentication failure information to the first terminal device 110.

[0245] After receiving the subscriber ID information and pattern information through the input unit 121, the second control unit 125 can verify the stored pattern information corresponding to the received subscriber ID, determine whether the received pattern information matches the pre-stored pattern information, and when it is determined that the received pattern information matches the pre-stored pattern information, send user authentication success information to the first terminal device 110, and when it is determined that the received pattern information does not match the pre-stored pattern information, send user authentication failure information to the first terminal device 110.

[0246] The second control unit 125 may control at least one of the display unit 122 and the speaker 123 to output user authentication success information or user authentication failure information.

[0247] After receiving the command to start the vehicle, the second control unit 125 may acquire biometric information of the user and automatically perform user authentication based on the acquired biometric information.

[0248] The second control unit 125 may also receive user authentication success information or user authentication failure information from the authentication device 130 .

[0249] The second control unit 125 may control activation of the first terminal device 110 when user authentication succeeds, and control deactivation of the first terminal device 110 when authentication fails.

[0250] When entering a toll booth, the second control unit 125 may also send identification information or location information of the toll booth to the first terminal device 110 .

[0251] After receiving the login information of the second user through the input unit 121, the second control unit 125 compares the received login information with the pre-stored login information of the second user, and controls the execution of the first application when the received login information matches the pre-stored login information. The login information may include a subscriber ID and password information. The login information may include a subscriber ID and pattern information.

[0252] When the second user logs in and receives a sharing request through the input unit 121, the second control unit 125 can control the display unit 122 to display the identification information of users who are eligible to share, and when the identification information of the first user is selected among the eligible users, confirm the identification information of the mobile device 2 corresponding to the identification information of the first user, and send the identification information and sharing request information of the second user based on the confirmed identification information of the mobile device 2.

[0253] The second control unit 125 may set the IC chip corresponding to the identification information of the first user as a sharable chip.

[0254] After receiving the sharing consent information from the mobile device 2 , the second control unit 125 may set the second user as a sharer of the first user.

[0255] The second control unit 125 may pair the identification information of the first user and the identification information of the second user and store them as shared configuration information.

[0256] After agreeing to share with the second user, upon receiving IC chip sharing condition information through the input unit 121 , the second control unit 125 may transmit the received IC chip sharing condition information to at least one of the first server 3 and the mobile device 2 .

[0257] After agreeing to share with the second user, upon receiving the IC chip sharing condition information from the mobile device 2 , the second control unit 125 may store the received IC chip sharing condition information.

[0258] After agreeing to share with the second user, upon receiving login information of the second user through the input unit 121 , the second control unit 125 may transmit activation information of the IC chip corresponding to the identification information of the first user to the first terminal device 110 and the mobile device 2 .

[0259] Upon receiving the login information of the first user via the input unit 121 , the second control unit 125 may transmit activation information of the IC chip corresponding to the identification information of the first user to the first terminal device 110 .

[0260] When the login information of the second user is received through the input unit 121, the second control unit 125 determines whether there is a sharing provider corresponding to the identification information of the second user, and when the sharing provider is identified, verifies the identification information of the sharing provider, and then confirms the identification information of the mobile device corresponding to the verified user identification information (i.e., the identification information of the first user).

[0261] After receiving the login information of the second user, when receiving the destination information through the input unit 121, the second control unit 125 may search for a route based on the current location information and the destination information, and control the display unit 122 to display the searched route.

[0262] When one of the plurality of routes is selected through the input unit 121 , the second control unit 125 acquires second traffic information based on route information of the selected route, and transmits the route information and the second traffic information to the mobile device 2 .

[0263] The second control unit 125 may acquire toll booth identification information, toll booth location information, predicted travel time information, and toll booth predicted toll fee information from the second travel information.

[0264] After receiving the sharing consent information from the mobile device 2 , the second control unit 125 may transmit the identification information of the first user and the activation command of the IC chip to the first terminal device 110 .

[0265] After receiving the sharing rejection information from the mobile device 2 , the second control unit 125 may transmit the identification information of the first user and a deactivation command of the IC chip to the first terminal device 110 .

[0266] The second control unit 125 determines whether the predicted travel time satisfies the travel time included in the sharing condition and whether the predicted toll satisfies the toll included in the sharing condition based on the second travel information and the sharing condition information.

[0267] When it is determined that both the predicted passing time and the predicted toll satisfy the sharing conditions, the second control unit 125 may send an activation command of the IC chip corresponding to the identification information of the first user to the first terminal device 110, and when it is determined that both the predicted passing time and the predicted toll do not satisfy the sharing conditions, a deactivation command of the IC chip corresponding to the identification information of the first user is sent to the first terminal device 110.

[0268] The second control unit 125 may control the display unit 122 to display payment history information of the user who has successfully passed the user authentication.

[0269] The second control unit 125 may execute the program stored in the second storage unit 126 .

[0270] The second storage unit 126 may store a program for executing the operation of the second control unit.

[0271] The second storage unit 126 may store user identification information and authentication information.

[0272] When there are a plurality of users of the vehicle, the second storage unit 126 may store user identification information and user authentication information per user.

[0273] The second storage unit 126 can store identification information of the mobile device for integrating the automatic bill payment service.

[0274] The second storage unit 126 may store user biometric information for use in user authentication.

[0275] User biometric information may include user facial information, voice information, fingerprint information, vein information, and iris information.

[0276] The second storage unit 126 may be implemented using at least one of: a nonvolatile memory component, such as a cache, a read-only memory (ROM), a programmable ROM (PROM), an erasable programmable ROM (EPROM), an electrically erasable programmable ROM (EEPROM), and a flash memory; a volatile memory component, such as a random access memory (RAM); or a storage medium, such as a hard disk drive (HDD) or a compact disk ROM (CD-ROM), but not limited to these.

[0277] The authentication device 130 may include an input device (not shown) for receiving user identification information. Here, the user identification information may include at least one of a user's name, a user ID, or a user's phone number.

[0278] The authentication device 130 may include a sensor (not shown) for detecting biometric authentication information.

[0279] The sensor may include an image sensor for capturing images such as a user's face or gestures.

[0280] The sensors may include charge coupled device (CCD) or complementary metal oxide semiconductor (CMOS) image sensors, and three-dimensional (3D) space recognition sensors such as KINECT (RGB-D sensor), TOF (Time of Flight) camera, and stereo camera.

[0281] The image sensor may include a camera to detect object information around the vehicle and convert the object information into an electrical video signal.

[0282] The sensor can detect the user's biometric information.

[0283] The user's biometric information may include fingerprint information. In this case, the sensor may be a fingerprint sensor. Here, the fingerprint sensor may be a CCD camera or a CCD scanner. The fingerprint sensor may include one of a capacitive sensor, a thermal sensor, and an ultrasonic imaging sensor.

[0284] The user's biometric information may also include voice information, iris information, or vein information.

[0285] When the biometric information is voice information, the sensor may include a microphone.

[0286] When the biometric information is iris information, the sensor may include a camera or an infrared camera.

[0287] When the biometric information is vein information, the sensor may include a vein scanner or a CCD camera.

[0288] The authentication device 130 acquires biometric information of the user for user authentication, and obtains biometric identification information capable of identifying the user from the acquired biometric information.

[0289] The authentication device 130 may register the acquired biometric identification information together with the user's identification information and store it as vehicle user authentication information.

[0290] The authentication device 130 may perform user authentication not only through face recognition but also through at least one of fingerprint recognition information, voice recognition information, vein recognition information, and iris recognition information.

[0291] The authentication device 130 may also control at least one of the display unit 122 and the speaker 123 of the second terminal device 120 to output guidance information suggesting updating the pre-stored user biometric identification information based on the similarity between the received user biometric identification information and the pre-registered user biometric identification information.

[0292] When the user authentication succeeds, the authentication device 130 may send user authentication success information and user identification information to the first terminal device 110 and the first processor 150 .

[0293] When the user authentication fails, the authentication device 130 may send user authentication failure information to the first terminal device 110 and the first processor 150 .

[0294] In some embodiments, the authentication device 130 may be disposed in a head unit of the vehicle.

[0295] The authentication device 130 may also be disposed in the second terminal device 120 .

[0296] The first communication device 140 communicates with the mobile device 2 , the first server 3 , the second server 4 , and the roadside base station S2 .

[0297] The first communication device 140 can send information received from at least one of the mobile device 2, the first server 3, the second server 4 and the roadside base station S2 to the first processor 150, and based on the control command from the first processor 150, send various information to at least one of the mobile device 2, the first server 3, the second server 4 and the roadside base station S2.

[0298] The first communication device 140 may include one or more components that enable communication with internal components of the vehicle 1 and various external devices, such as a short-range communication module, a wired communication module, and a wireless communication module.

[0299] The short-range communication module may include various types of short-range communication modules, such as Bluetooth, infrared communication, radio frequency identification (RFID), wireless local area network (WLAN), near field communication (NFC), Zigbee, which utilize wireless networks for short-range signal transmission and reception.

[0300] The wired communication module may include various cable communication modules, such as a universal serial bus (USB) module, a high-definition multimedia interface (HDMI) module, a digital video interface (DVI) module, a recommended standard 232 (RS-232) communication module, a power line communication module or a plain old telephone service (POTS) module, and various wired communication modules, such as a controller area network (CAN) module, a local area network (LAN) module, a wide area network (WAN) module or a value-added network (VAN) module.

[0301] The wired communication module may also include a Local Interconnect Network (LIN).

[0302] The wireless communication module may include a radio communication module supporting various radio communication systems (for example, Global System for Mobile Communications (GSM), Code Division Multiple Access (CDMA), Wideband Code Division Multiple Access (WCDMA), Universal Mobile Telecommunications System (UMTS), Time Division Multiple Access (TDMA), and Long Term Evolution (LTE)).

[0303] The first processor 150 may exchange information with the first and second terminal devices 110 and 120 and the authentication device 130 .

[0304] The first processor 150 may also control an automatic payment service of a toll using the digital key registered on the mobile device 2 .

[0305] When connected to the mobile device 2 via communication through the first communication device 140 , the first processor 150 may interact with the first application on the mobile device 2 to control an automatic payment service for toll fees.

[0306] When connected to the mobile device 2 via communication, the first processor 150 may control the second terminal device 120 to display payment transaction information for the automatic bill payment service.

[0307] The first processor 150 may receive a card issuance or card deletion request from the first server 3 , and may transmit the card issuance or card deletion command received from the first server 3 to the first terminal device 110 .

[0308] The first processor 150 may relay user authentication success or failure information received from the authentication device 130 or the second terminal device 120 to the first terminal device 110 .

[0309] The first processor 150 may control the activation state and the standby state of the first terminal device 110 to facilitate payment of a fee for a service received by a user or a fee for an item purchased by a user.

[0310] For example, when the vehicle approaches a toll station, the first processor 150 determines whether the vehicle is approaching a toll station based on navigation information from the second terminal device. When it is determined that the vehicle is approaching a toll station, the first processor 150 automatically activates the first application installed on the second terminal device and controls the first terminal device 110 to enter a payment standby mode. When the vehicle passes through the toll station, the first terminal device 110 automatically pays the toll through the first terminal device 110.

[0311] When the distance between the current position and the toll booth (which is based on the current position information and the toll booth position information) satisfies a predetermined distance, the first processor 150 may determine that the vehicle is approaching the toll booth.

[0312] Upon receiving the user identification information and the deactivation command of the IC chip from the mobile device 2 or the first server 3 , the first processor 150 may transmit the received user identification information and the deactivation command of the IC chip to the first terminal device 110 .

[0313] Upon receiving the user identification information and the activation command of the IC chip from the mobile device 2 or the first server 3 , the first processor 150 may transmit the received user identification information and the activation command of the IC chip to the first terminal device 110 .

[0314] When the identification information and sharing request information of the second user are received via the second terminal device 120, the first processor 150 can identify the first identification information of the first user as the sharing requester based on the sharing request information, identify the identification information of the mobile device corresponding to the identification information of the first user, and send the sharing request information and the identification information of the second user based on the identified identification information of the mobile device.

[0315] Upon receiving sharing approval information or sharing rejection information from the mobile device 2 , the first processor 150 may transmit the received sharing approval information or sharing rejection information to the second terminal device 120 and the first server 3 .

[0316] After the second user successfully logs in via the second terminal device 120, the first processor 150 can determine whether there is a sharing provider based on the identification information of the second user, and when it is determined that there is a sharing provider, identify the identification information of the mobile device corresponding to the sharing provider identification information, and send the route information to the mobile device 2 based on the identification information of the identified mobile device.

[0317] After receiving the sharing condition information and the identification information of the second user from the mobile device 2 or the second terminal device 120, the first processor 150 may store the received sharing condition information and the identification information of the second user. The sharing condition information and the identification information of the second user may constitute the sharing configuration information.

[0318] Upon receiving the sharing consent information from the mobile device 2 , the first processor 150 transmits an activation command of the IC chip corresponding to the identification information of the first user to the first terminal device 110 .

[0319] Upon receiving the sharing rejection information from the mobile device 2 , the first processor 150 transmits a deactivation command of the IC chip corresponding to the identification information of the first user to the first terminal device 110 .

[0320] When the second access information satisfies the sharing condition information, the first processor 150 sends an activation command of the IC chip to the first terminal device, and when the second access information does not satisfy the sharing condition information, sends a deactivation command of the IC chip to the first terminal device.

[0321] Upon receiving the user identification information and the IC chip deletion request information from the first server 3, the first processor 150 sends the user identification information and the IC chip deletion request information to the first terminal device. The IC chip deletion request information may be a request to delete the payment registration information stored in the IC chip.

[0322] The first processor 150 controls the overall operation of the vehicle.

[0323] The first processor 150 may be implemented by a memory (not shown) storing data of an algorithm for controlling operations of vehicle components or a program reproducing the algorithm, and a processor (not shown) performing operations using the data stored in the memory.

[0324] The first memory 151 may store identification information of the vehicle and identification information of the user.

[0325] The first memory 151 may store identification information of users sharing the IC chip.

[0326] The first memory 151 may store identification information of a mobile device that executes a digital key service, authentication information of the mobile device, and a digital key.

[0327] The first memory 151 may store identification information of the mobile device 2 , payment registration information, and user authentication information (eg, password) for performing the automatic bill payment service.

[0328] When there are a plurality of users, the first memory 151 may store identification information of each user, identification information of a mobile device of each user, payment registration information of each user, and authentication information of each user.

[0329] When there are a plurality of users, the first memory 151 may additionally store biometric information of each user.

[0330] The user's identification information may include the user's account information.

[0331] A user's account information may include a phone number, user name, email address, and photo that the user provides when signing up for a vehicle.

[0332] The user's account information may be the same as the login information registered through the application installed on the mobile device 2 .

[0333] The biometric recognition information may include at least one of facial recognition information, fingerprint recognition information, iris recognition information, vein recognition information, and voice recognition information.

[0334] In response to a control command from the first processor 150 , the first memory 151 may delete the user identification information and the biometric identification information.

[0335] The first memory 151 may be implemented using at least one of: a nonvolatile memory component, such as a cache, a read-only memory (ROM), a programmable ROM (PROM), an erasable programmable ROM (EPROM), an electrically erasable programmable ROM (EEPROM), and a flash memory; a volatile memory component, such as a random access memory (RAM); or a storage medium, such as a hard disk drive (HDD) or a compact disk ROM (CD-ROM), but not limited to these.

[0336] The first memory 151 may be implemented as a memory separate from the processor described with respect to the first processor 150 , or implemented as a single chip with the first processor 150 .

[0337] according to Figure 3 Vehicles, Figure 4 a first terminal device and Figure 6 Depending on the performance of the components of the second terminal device, at least one component may be added or removed. In addition, those skilled in the art will readily appreciate that the mutual positions of the components may vary depending on the performance or structure of the system.

[0338] on the other hand, Figure 3 , Figure 4 and Figure 6 Each component shown in the refers to a software and / or hardware component, such as a field programmable gate array (FPGA) and an application specific integrated circuit (ASIC).

[0339] Figure 7 is a control block diagram of a first server according to an embodiment.

[0340] The first server 3 may be a server owned by the vehicle manufacturer, or a server located at a service center or manufacturer facility that manages the vehicle 1. The first server 3 may also be an application (app) server, a telematics server, or a platform server configured to provide services related to the vehicle 1. The first server 3 may also be a server used during the vehicle development process.

[0341] The first server 3 may be one of a card company's server, a server providing a convenient payment service (eg, a smart payment service), a vehicle manufacturer's server, a server providing a digital key service, or a vehicle management server.

[0342] like Figure 7 As shown, the first server 3 may include a second communication device 310 , a second processor 320 and a second memory 330 .

[0343] The second communication device 310 can communicate with the vehicle 1 , the mobile device 2 , and the second server 4 .

[0344] The second communication device 310 may include one or more components that enable communication with internal components of the first server 3 and various external devices, such as at least one of a short-range communication module, a wired communication module, and a wireless communication module.

[0345] Since specific examples of the short-range communication module, the wired communication module, and the wireless communication module are the same as those described for the first communication device, they are omitted here.

[0346] When receiving the payment registration information and the user identification information from the mobile device 2 or the second terminal device 120 of the vehicle 1 , the second processor 320 may transmit a card issuance command of the IC chip to the first terminal device 110 of the vehicle.

[0347] When receiving deletion request information for payment registration information from the mobile device 2 or the second terminal device 120 of the vehicle 1 , the second processor 320 may transmit identification information of the IC chip and a card deletion command of the IC chip to the first terminal device 110 of the vehicle.

[0348] The second processor 320 may facilitate payment of tolls through an automatic toll payment service based on login information received from the mobile device 2 or the vehicle 1 .

[0349] The second processor 320 may transmit the first passage information to the mobile device 2 or the vehicle 1 .

[0350] After receiving the vehicle's identification information and the IC chip's identification information from the vehicle, the second processor 320 can compare the received vehicle identification information, the received IC chip's identification information, and the pre-stored identification information of the IC chip that matches the vehicle's identification information, and when there is a mismatch, send a deactivation command for the IC chip.

[0351] After receiving the user's identification information and payment registration information from the vehicle 1 , the second processor 320 verifies the received user's identification information and payment registration information, and then sends an activation command of the IC chip corresponding to the user's identification information to the vehicle 1 .

[0352] After receiving the identification information of the second user that matches the identification information of the first user from the vehicle 1 , the second processor 320 stores the identification information of both users as users sharing the IC chip.

[0353] After receiving the sharing condition information from the mobile device 2 , the second processor 320 stores the identification information of the first user and the sharing condition information.

[0354] like Figure 8As shown, the sharing condition information may include the requester's identification information (i.e., the second user's identification information), the provider's identification information (i.e., the first user's identification information), payment available time information for payment using an IC chip, payment limit information, vehicle identification information, and IC chip identification information (application identifier (AID)).

[0355] The sharing condition information may also include route information, identification information of the toll booth, and location information of the toll booth.

[0356] After receiving the login information from vehicle 1, the second processor 320 can identify the user's identification information based on the received login information, confirm the identification information of the IC chip corresponding to the identified user's identification information, and send an activation command for the IC chip to vehicle 1 based on the confirmed IC chip identification information.

[0357] After receiving the login information from the vehicle 1, the second processor 320 can identify the user's identification information based on the received login information, determine whether there is identification information of the IC chip sharing provider corresponding to the identification information of the identified user, and when it is determined that there is identification information of the IC chip sharing provider, confirm the identification information of the IC chip corresponding to the identification information of the IC chip sharing provider, and based on the confirmed identification information of the IC chip, send an IC activation command to the vehicle 1.

[0358] The second processor 320 may receive identification information of the IC chip and activation information of the IC chip from the vehicle 1 .

[0359] The second processor 320 may be composed of one or more processors.

[0360] The second processor 320 may be implemented with a memory (not shown) storing data of an algorithm for controlling the operation of the components constituting the first server 3 or a program for reproducing the algorithm, and a processor (not shown) performing operations using the data stored in the memory. Here, the memory and the processor may be implemented as separate chips. The memory and the processor may also be implemented as a single chip.

[0361] The second memory 330 may store identification information of a user who uses the vehicle 1 , identification information of the vehicle, and identification information of a mobile device.

[0362] The identification information of the user, the identification information of at least one mobile device 2 , and the identification information of the vehicle stored in the first server 3 may be registration information accessed through an application (app) installed on the second terminal device 120 of the vehicle or the mobile device 2 .

[0363] The second memory 330 may store payment registration information matched with identification information of the vehicle and the user.

[0364] The second memory 330 may store vehicle usage pattern information corresponding to the user's identification information. The vehicle usage pattern information may be the same as the usage pattern information of the first terminal device.

[0365] The vehicle usage pattern information may refer to usage pattern information of the vehicle or the first terminal device within a predetermined period of time.

[0366] The second memory 330 may be implemented using at least one of: a non-volatile memory component, such as a cache, a read-only memory (ROM), a programmable ROM (PROM), an erasable programmable ROM (EPROM), an electrically erasable programmable ROM (EEPROM), and a flash memory; a volatile memory component, such as a random access memory (RAM); or a storage medium, such as a hard disk drive (HDD) or a compact disk ROM (CD-ROM), but not limited to these.

[0367] on the other hand, Figure 7 Each component shown in refers to a software and / or hardware component, such as a field programmable gate array (FPGA) and an application specific integrated circuit (ASIC).

[0368] according to Figure 3 The performance of the components of the first server 3 shown may be such that at least one component may be added or deleted. In addition, those skilled in the art will readily appreciate that the relative positions of the components may vary depending on the performance or structure of the system.

[0369] Fig. 9 is a flowchart showing a card issuance sequence for an IC chip installed in a vehicle according to the embodiment.

[0370] After completing the subscription to the connected car service, when the login information of the first user is received through the second terminal device 120 of the vehicle, the vehicle can determine the success or failure of the login based on the received login information of the first user and the pre-stored login information of the first user.

[0371] When it is determined that the received login information of the first user is the same as the pre-stored login information of the first user, the vehicle determines in step 501 that the first user has successfully logged into the application of the connected car service.

[0372] The vehicle verifies the identification information of the first user based on the login information of the first user, and when a card issuance command and payment registration information are received through the second terminal device 120 in step 502, the verified identification information of the first user is matched and stored with the received payment registration information, and in step 503, based on the verified identification information of the first user and the received payment registration information, a first card is issued for toll payment through the first IC chip of the first terminal device.

[0373] When registration information is received from the mobile device 2 after the first user has logged in through the mobile device 2, the first server 3 may also send the received identification information and payment registration information of the first user to the vehicle 1. In this case, after receiving the identification information and payment registration information of the first user from the first server 3, the vehicle 1 may also issue a first card based on the received identification information and payment registration information of the first user for toll payment through the first IC chip of the first terminal device.

[0374] After completing issuing the first card to the first IC chip, the vehicle may send the first user's identification information and payment registration information to the first server 3 in step 504 .

[0375] After receiving the identification information and payment registration information of the first user from the vehicle, the first server 3 determines whether the user who issued the first card is a registered user in the first server 3 based on the identification information and card information stored in the first server 3 .

[0376] The identification information of the first user stored in the first server 3 may include identification information of the user registered in the first server of the card company when the card is issued by the card company.

[0377] When it is determined that the first user is a registered user in the first server, the first server 3 may store the identification information and payment registration information of the first user in step 505 , and send user verification information and an activation command of the first IC chip to the vehicle 1 in step 506 .

[0378] After receiving the user authentication information and the activation command of the first IC chip from the first server 3 , the vehicle activates the first IC chip of the first terminal device 110 in step 507 .

[0379] When passing through a toll booth, the vehicle may pay the toll using the activated first IC chip at step 508 .

[0380] When the vehicle is transferred from the closed state to the open state, the first terminal device 110 of the vehicle verifies the identification information of the vehicle received from the second terminal device 120 in step 509 .

[0381] The first terminal device 110 of the vehicle compares the verified vehicle identification information with the pre-stored vehicle identification information to determine whether the verified vehicle identification information matches the pre-stored vehicle identification information.

[0382] Here, determining whether the verified vehicle identification information matches pre-stored vehicle identification information may include determining whether received vehicle identification number (VIN) information matches pre-stored VIN information.

[0383] The first terminal device 110 of the vehicle may control activation of the first IC chip at step 510 based on whether the verified identification information of the vehicle matches the pre-stored identification information of the vehicle.

[0384] That is, in response to the verified vehicle identification information matching the pre-stored vehicle identification information, the vehicle's first terminal device 110 can control the activation of the IC chip, and in response to the verified vehicle identification information not matching the pre-stored vehicle identification information, control the deactivation of the IC chip.

[0385] When a plurality of IC chips are embedded in the first terminal device 110 , the first terminal device 110 may control activation of the plurality of IC chips based on whether the verified vehicle identification information matches pre-stored vehicle identification information.

[0386] When controlling activation of the IC chip, the first terminal device 110 may transmit payment registration information of the IC chip to the second terminal device 120. The payment registration information of each IC chip may include an application identifier (AID).

[0387] The first terminal device 110 may transmit the payment registration information stored in the activated IC chip to the second terminal device.

[0388] The second terminal device identifies the user based on the login information.

[0389] When it is determined that the identified user is the first user, the second terminal device may send the identification information of the identified first user and the payment registration information stored in the activated IC chip to the first server 3 .

[0390] The first server 3 verifies the identification information of the IC chip corresponding to the identification information of the first user, and then sends the verified identification information of the IC chip and the identification information of the first user to the second terminal device. The first server 3 may send an activation command of the IC chip together with the identification information of the IC chip and the identification information of the first user.

[0391] After receiving the identification information of the IC chip, the identification information of the first user, and the activation command of the IC chip, the second terminal device may send the identification information of the IC chip and the activation command of the IC chip to the first terminal device.

[0392] The first terminal device may activate the IC chip based on the identification information of the IC chip and the activation command of the IC chip. In this case, the first terminal device may deactivate the remaining IC chips. The remaining IC chips may be IC chips registered by users other than the first user.

[0393] Fig. 10A and Fig. 10B is a flowchart showing a control sequence for sharing an IC chip mounted in a vehicle according to an embodiment.

[0394] After receiving the sharing condition information in the logged-in state of the first user, the second terminal device of the vehicle may send the received sharing condition information to the first server 3 in step 511 .

[0395] In step 512 , the first server 3 may store the sharing condition information received from the vehicle 1 by matching it with the identification information of the first user.

[0396] When a sharing request message for sharing an IC chip with a first user is received while the second user is logged in, the second terminal device of the vehicle can identify the identification information of the mobile device corresponding to the identification information of the first user in step 513, and send the sharing request information of the second user to the mobile device 2 based on the identification information of the identified mobile device.

[0397] In step 514, the mobile device 2 may display the sharing request information of the second user received from the vehicle. In step 515, the mobile device 2 may send a sharing rejection message to the vehicle after receiving the sharing rejection message input by the first user, and send a sharing approval message to the vehicle after receiving the sharing approval message input by the first user.

[0398] In step 516 , the second terminal device of the vehicle may display sharing rejection information after receiving sharing rejection information from the mobile device 2 , and may display sharing approval information after receiving sharing approval information from the mobile device 2 .

[0399] In step 517 , after receiving the sharing consent information, the second terminal device of the vehicle may send the identification information of the second user together with the identification information of the first IC chip and the payment registration information of the first IC chip to the first server 3 .

[0400] In step 518, after receiving the sharing consent information, the second user's identification information, the first IC chip's identification information and the first IC chip's payment registration information, the first server 3 may set the second user as a sharing requester for sharing the first user's first IC chip.

[0401] The first server may verify the sharing condition information corresponding to the identification information of the first user in step 519, generate sharing configuration information of the second user based on the verified sharing condition information of the first user, the identification information of the first user, the identification information of the second user, the identification information of the first IC chip, and the payment registration information of the first IC chip, store the generated sharing configuration information of the second user, and send the sharing configuration information of the second user to vehicle 1.

[0402] After receiving the shared configuration information of the second user from the first server, the second terminal device of the vehicle may store the received shared configuration information of the second user in step 520 .

[0403] When the navigation mode is selected and destination information is received while the second user is logged in, the second terminal device 120 of the vehicle searches for a route from the current location of the vehicle to the destination based on the current location information of the vehicle and the destination information, and displays the searched route information.

[0404] When the second user selects a route in step 521 , the second terminal device 120 may obtain second traffic information based on the route information of the selected route, and transmit the obtained second traffic information and the route information to the mobile device 2 in step 522 .

[0405] Here, the second passage information refers to information obtained based on the route information, and may include identification information of a toll booth that the vehicle is expected to pass, location information of the toll booth, toll information, and passage time information.

[0406] After receiving the second traffic information and the route information, the mobile device 2 may display the received second traffic information and the route information in step 523 .

[0407] The mobile device 2 determines whether to agree to share based on the second pass information in step 524 .

[0408] In step 524 , the mobile device 2 may send a rejection message to the second terminal device of the vehicle after receiving the rejection message from the first user, and send a consent message to the second terminal device of the vehicle after receiving the consent message from the first user.

[0409] After receiving the sharing rejection information from the mobile device, the vehicle displays the sharing rejection information in step 525 , and after receiving the sharing approval information from the mobile device, the vehicle displays the sharing approval information in step 526 .

[0410] In response to receiving the sharing consent information, the second terminal device of the vehicle may verify the identification information of the first IC chip corresponding to the identification information of the first user, and send the identification information of the first IC chip and an activation command of the first IC chip to the first terminal device.

[0411] After receiving the identification information of the first IC chip and the activation command of the first IC chip, the first terminal device of the vehicle may activate the first IC chip in step 527 and send status information corresponding to the activation status of the first IC chip to the second terminal device.

[0412] The second terminal device of the vehicle may transmit status information corresponding to the activation status of the first IC chip from the first terminal device to the mobile device 2 and the first server 3 .

[0413] That is, when the first IC chip is activated, the second terminal device of the vehicle may send activation information of the first IC chip to the mobile device and the first server in step 528 .

[0414] In step 529 , after receiving status information corresponding to the activation status of the first IC chip from the second terminal device of the vehicle, the mobile device 2 may display the activation information of the first IC chip.

[0415] The first server may receive activation information of the first IC chip from the second terminal device of the vehicle in step 530 and store the received activation information of the first IC chip.

[0416] After receiving the status information corresponding to the deactivation status of the first IC chip from the second terminal device 120 , the mobile device may display the deactivation information of the first IC chip.

[0417] The second terminal device of the vehicle may determine whether the first passage information satisfies the sharing condition information in step 531 in a state where the second user is sharing the first IC chip.

[0418] The second terminal device 120 of the vehicle may send an activation command of the first IC chip to the first terminal device when the first passage information satisfies the sharing condition information, and send a deactivation command of the first IC chip to the first terminal device when the first passage information does not satisfy the sharing condition information.

[0419] The first terminal device of the vehicle may activate the first IC chip in step 532 upon receiving an activation command of the IC chip, and deactivate the first IC chip in step 533 upon receiving a deactivation command of the IC chip.

[0420] On the other hand, the disclosed embodiments may be implemented in the form of a recording medium storing computer executable instructions. The instructions may be stored in the form of program code, and when executed by a processor, a program module may be generated to perform the operations of the disclosed embodiments. The recording medium may be implemented as a computer readable recording medium.

[0421] The computer-readable recording medium includes any type of recording medium that stores computer-readable instructions, such as a read-only memory (ROM), a random access memory (RAM), a magnetic tape, a magnetic disk, a flash memory, an optical data storage device, etc.

[0422] The disclosed embodiments have been described above with reference to the accompanying drawings. Those skilled in the art will appreciate that the present disclosure may be implemented in a form different from the disclosed embodiments without changing the technical spirit or basic features of the present disclosure. The disclosed embodiments are illustrative and should not be interpreted as limiting.

[0423] The advantage of the present disclosure is that the convenience of automatic payment is improved by interconnecting the IC chip in the first terminal device of the vehicle with the second terminal device.

[0424] The present disclosure also has the advantage that by using the mobile device of the first user to set a second user who shares the IC chip embedded in the first terminal device of the vehicle, it is possible to easily set a second user who shares the IC chip of the first terminal device (HI-PASS terminal device). The present disclosure also has the advantage that an unauthorized user who is not designated as a sharer is prevented from using the IC chip of the first terminal device to pay a toll.

[0425] The present disclosure also has the advantage that the second user is allowed to automatically pay with the IC chip only when the second pass information meets the sharing condition set by the first user for the IC chip.

[0426] The present disclosure is also advantageous in that it allows the first user to easily and quickly confirm a payment transaction made by the second user by displaying a payment history paid for the second user via the first user's mobile device or the second terminal device (AVN terminal device) of the vehicle.

[0427] The present disclosure also has the advantage of preventing misuse and abuse of the first terminal device of the vehicle. That is, the present disclosure can prevent unauthorized use and abuse of the payment-enabled IC chip embedded in the first terminal device.

[0428] The present disclosure is also advantageous in that, by allowing automatic payment using an IC chip embedded in the first terminal device, the inconvenience of physically inserting a credit card and the risk of losing the credit card when the credit card needs to be inserted into the first terminal device are eliminated.

[0429] The present disclosure is also advantageous in that it contributes to environmental sustainability by reducing the amount of plastic used in manufacturing credit cards.

[0430] The present disclosure also has the advantage of being implemented through software modification without changing hardware, thereby avoiding certain costs caused by adding and manufacturing hardware.

[0431] The present disclosure also has the advantages of enhancing the marketability of the vehicle and the first terminal device, thereby improving user satisfaction, increasing user trust, and ultimately making the product more competitive.

[0432] Description of Reference Numerals

[0433] 1: Vehicle

[0434] 2: Mobile device

[0435] 3: First server

[0436] 4: Second Server

[0437] 110: First terminal device

[0438] 120: Second terminal device

[0439] 130: Authentication device

[0440] 140: First communication device

[0441] 150: First processor

[0442] 151: First Memory

[0443] 310: Second communication device

[0444] 320: Second processor

[0445] 330: Second memory

Claims

1. A vehicle comprising: A first terminal device including an integrated circuit IC chip configured to perform payment; An input unit configured to receive user input; a second terminal device configured to provide a user interface; The memory is configured to: store first login information of a first user and second login information of a second user; and a communication device configured to communicate with the mobile device of the first user and a server, Wherein, the second terminal device: setting the IC chip as a sharable chip based on first login information of the first user and sharing condition information of the IC chip received via the input unit; transmitting the received sharing request information to the mobile device based on the second login information of the second user and the sharing request information received via the input unit; and Upon receiving the sharing approval information and the sharing condition information from the mobile device, it is determined whether to activate the IC chip of the first terminal device based on the sharing condition information.

2. The vehicle according to claim 1, wherein: The sharing condition information includes at least one of payment limit information and payment available time information of the IC chip of the first terminal device.

3. The vehicle according to claim 2, wherein: The second terminal device: Based on the received second login information of the second user, controlling the login of the second user; as well as When route information is received via the input unit in a state where the second user is logged in, the received route information is transmitted to the mobile device.

4. The vehicle according to claim 3, wherein: The second terminal device: Based on the received route information, obtaining identification information of a toll booth that the vehicle is expected to pass; Based on the acquired identification information of the toll station, acquiring predicted toll information and predicted travel time information; as well as Based on the acquired predicted toll information, predicted passing time information, and the sharing condition information, it is determined whether the IC chip of the first terminal device is to be activated.

5. The vehicle according to claim 4, wherein: The second terminal device: When at least one of the acquired predicted toll information and predicted travel time information does not satisfy the shared condition information, sending a deactivation command of the IC chip to the first terminal device; as well as When both the acquired predicted toll information and the acquired predicted travel time information satisfy the sharing condition information, an activation command of the IC chip is transmitted to the first terminal device.

6. The vehicle according to claim 2, wherein: The sharing condition information also includes identification information of the IC chip of the first terminal device, first login information of the first user, second login information of the second user, and identification information of the vehicle, and The second terminal device transmits the sharing condition information to the server.

7. The vehicle according to claim 1, wherein: The second terminal device: Sending the received second login information of the second user to the server; receiving shared configuration information of the second user from the server; as well as determining whether to activate the IC chip of the first terminal device based on the received shared configuration information of the second user, The sharing configuration information of the second user includes the identification information of the first user who shares the IC chip with the second user and the sharing condition information.

8. The vehicle of claim 1, wherein: The second terminal device transmits activation information or deactivation information of the IC chip of the first terminal device to the mobile device and the server.

9. The vehicle of claim 1, wherein: When the second terminal device receives the first login information of the first user and the payment registration information of the IC chip from the mobile device, the second terminal device sends the received first login information of the first user and the payment registration information of the IC chip to the first terminal device, and The first terminal device determines whether to issue a card through the IC chip based on the received first login information of the first user and the payment registration information of the IC chip.

10. The vehicle of claim 1, wherein: When the second terminal device receives the first login information of the first user and the payment registration information of the IC chip from the input unit, the second terminal device transmits the received first login information of the first user and the payment registration information of the IC chip to the first terminal device.

11. The vehicle according to claim 10, wherein: The second terminal device: Upon completion of issuing the card through the IC chip, sending the first login information of the first user and the payment registration information received through the input unit to a server; as well as An activation command of the IC chip is transmitted to the first terminal device based on the first login information of the first user and the payment registration information of the IC chip received through the input unit.

12. The vehicle of claim 1, wherein: The first terminal device: When receiving the first identification information of the vehicle from the second terminal device, comparing the received first identification information of the vehicle with the pre-stored second identification information of the vehicle; as well as Based on the fact that the received first identification information of the vehicle is different from the pre-stored second identification information of the vehicle, it is determined to deactivate the IC chip.

13. The vehicle of claim 1, wherein: The second terminal device, upon receiving the first login information of the first user from the mobile device, sends an activation command of the IC chip to the first terminal device, and Wherein, when passing through a toll booth, the first terminal device pays a toll using the IC chip.

14. An electronic toll collection system comprising: a mobile device of a first user; A vehicle, comprising a memory configured to store first login information of the first user and second login information of a second user; An integrated circuit IC chip configured to perform payment; and A server configured to communicate with the mobile device and the vehicle, Wherein, the server: upon receiving first login information of the first user and sharing condition information of the IC chip from the vehicle, setting the IC chip as a shareable chip; When receiving the second login information and sharing request information of the second user from the vehicle, sending the received sharing request information to the mobile device; and Upon receiving sharing approval information and sharing condition information from the mobile device, an activation command or a deactivation command of the IC chip is transmitted to the vehicle based on the received sharing condition information.

15. The electronic toll collection system according to claim 14, wherein: The sharing condition information includes payment limit information and payment available time information of the IC chip of the vehicle, identification information of the IC chip, first login information of the first user, second login information of the second user, and identification information of the vehicle.

16. The electronic toll collection system according to claim 15, wherein: The server: setting the IC chip as a shareable chip when receiving second login information and sharing request information of the second user from the vehicle, and receiving sharing consent information and sharing condition information from the mobile device; Based on the sharing condition information, generating sharing configuration information of the IC chip; as well as The shared configuration information generated for the IC chip is transmitted to the vehicle.

17. The electronic toll collection system according to claim 14, wherein: When receiving the status information of the IC chip from the vehicle, the server stores the received status information of the IC chip.

18. The electronic toll collection system according to claim 14, wherein: The server transmits an activation command of the IC chip after identifying the first user based on the first login information of the first user and the payment registration information of the IC chip received from the vehicle or the mobile device.

19. The electronic toll collection system according to claim 14, wherein: The server stores payment transaction information of each user who has made payment through the IC chip based on the login information received from the vehicle.

20. The electronic toll collection system according to claim 14, wherein: The server: When the vehicle identification information and the IC chip identification information are received from the vehicle, the received vehicle identification information, the received IC chip identification information and the IC chip identification information that matches the pre-stored vehicle identification information are compared; as well as Controls the transmission of the deactivation command of the IC chip.

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