Intelligent payment terminal chip anti-pulling structure

By designing the downward pressure component and the upper top component on the intelligent payment terminal, combined with spring, elastic band and magnetic adsorption, the stable plug-in and unplug of the IC card is achieved, which solves the chip damage caused by inconvenient plug-in and unplug of the IC card, and improves the smoothness of payment and the service life of the IC card.

CN223038475UActive Publication Date: 2025-06-27ZHANGJIAKOU POWER SUPPLY COMPANY OF STATE GRID JINBEI ELECTRIC POWER COMPANY
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Patent Information

Application Number
CN202422125248.2
Authority / Receiving Office
CN · China
Patent Type
Utility models(China)
Current Assignee / Owner
Filing Date
2024-08-30
Publication Date
2025-06-27
Estimated Expiration
2034-08-30

AI Technical Summary

Technical Problem

The plug-in and unplug the IC card of the smart payment terminal is not convenient enough, which may cause the IC card chip to be damaged, affecting the smooth progress of normal payment.

Method used

Design an intelligent payment terminal chip anti-pull structure, including a card insertion cavity arranged on the terminal body, a built-in downward pressure component and an upper top component, and realizes the stable plugging and anti-pull function of the IC card through mechanical structures such as springs, elastic belts, and magnetic adsorption.

Benefits of technology

Through dual-guided structure and magnetic adsorption, stable plug-in and unplug the IC card, preventing incorrect pull-out and chip scratches, avoiding payment failure, and improving the service life of the IC card.

✦ Generated by Eureka AI based on patent content.

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Abstract

The utility model belongs to the technical field of IC (integrated circuit) card insertion, and particularly discloses an anti-pulling structure for an intelligent payment terminal chip, which is used for solving the technical problem that an IC card chip is possibly damaged due to the fact that the IC card of an intelligent payment terminal is not convenient to insert and pull. Comprising a card insertion cavity formed in a terminal body, an IC card is inserted into the terminal body through the card insertion cavity, and a pressing assembly used for pressing the IC card downwards is arranged at the inner top of the card insertion cavity; the pressing assembly and the jacking assembly are combined to form stable insertion of the IC card of the intelligent payment terminal, the problem that the IC card is separated from the card insertion cavity due to accidental touch is prevented, horizontal guiding of the IC card can be formed through a dual-guiding structure formed by insertion and pulling out, and collision scratches of a chip on the IC card are prevented; through combination of the two, a stable anti-pulling function can be formed in the IC card plugging process of the intelligent payment terminal, and payment failure caused by damage of the IC card is avoided.
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Description

Technical Field

[0001] The utility model relates to the technical field of IC card insertion, in particular to an anti-pulling structure for the chip of an intelligent payment terminal. Background Art

[0002] The application scenarios of intelligent payment terminals are very extensive. In the real estate industry, it can be used for information publicity, self-service subscription and enrollment, self-service payment, self-service printing and other operations, improving transaction efficiency and reducing labor costs; in the financial industry, it can be used for financial transactions such as credit card repayment, loan repayment, deposit, etc., enhancing user experience and relieving the pressure on bank counters; in addition, intelligent payment terminals can also be used for the payment of various living expenses such as electricity bills, water bills, and gas bills. Users only need to input relevant information or swipe the card to quickly query the current fee information and complete online payment.

[0003] Referring to a POS machine IC card anti-misremoval structure with the patent number CN215599749U, in the process of realizing the anti-misremoval function, it requires a series of extremely cumbersome operations such as "rotating the protective cover and pressing the button". Its insertion and removal operations in the application of intelligent payment terminals such as the payment of electricity bills, water bills or gas bills for household users are not convenient enough, and even damage the chip of the intelligent payment terminal, thus affecting the smooth progress of normal payment.

[0004] In view of the above technical defects, a solution is proposed now. Summary of the Utility Model

[0005] The purpose of the utility model is to provide an anti-pulling structure for the chip of an intelligent payment terminal to solve the problem that the insertion and removal of the IC card of the intelligent payment terminal are not convenient enough, which may cause damage to the IC card chip.

[0006] The purpose of the utility model can be realized by the following technical solutions: an anti-pulling structure for the chip of an intelligent payment terminal, including an IC card insertion cavity arranged on the terminal body. The terminal body is inserted with an IC card through the insertion cavity. A downward pressing component for pressing the IC card downward is arranged at the inner top of the insertion cavity. The downward pressing component includes a pressing plate provided with downwardly curved arcs distributed at intervals. The bottom of the pressing plate is in contact with the IC card. An upward pushing component for pushing the IC card upward is arranged at the inner bottom of the insertion cavity. The upward pushing component includes a top plate. A plurality of connecting rods rotatably connected to the terminal body are hinged to the bottom of the top plate. A terminal connected to the chip on the IC card is arranged at the top of the top plate.

[0007] Preferably, the downward pressing component further includes a spring connected to the pressing plate. The springs are distributed at intervals on the upper surface of the pressing plate. The springs are embedded in the top of the IC card insertion cavity of the terminal body.

[0008] Preferably, the downward curved arcs are distributed at intervals at the inner end of the pressing plate, and an elastic band connected to the terminal body is installed at the outer end of the pressing plate.

[0009] Preferably, the lower surface of the top plate is provided with a mounting groove for hinged connection of the connecting rod, and a limiting ring with an inner concave surface facing outward is fixedly installed on the inner end of the upper surface of the top plate, and a contact block 2 is embedded on the inner side of the terminal body corresponding to the horizontal position of the top plate, and a contact block 1 is inserted into the inner end of the top plate corresponding to the contact block 2, and the contact block 1 and the contact block 2 are abutted against each other.

[0010] Preferably, a magnetic sheet is fixedly mounted on the upper end of the inner side of the top plate, and an iron sheet adsorbed and connected to the magnetic sheet is bonded to the upper end of the inner bottom of the terminal body corresponding to the card insertion cavity.

[0011] Preferably, the terminal body has openings on the upper and lower sides corresponding to the outside of the card insertion cavity, and the terminal body is respectively equipped with an upper arc plate and a lower arc plate through the upper and lower ends of the openings, and the bottoms of the upper arc plate and the lower arc plate are respectively tangent to the upper and lower surfaces of the IC card.

[0012] Preferably, an anti-collision rounded corner is provided at the upper end of the outer side of the top plate, and an indicator mark is provided at the upper end of the middle portion of the front side corresponding to the opening of the terminal body.

[0013] Beneficial effects of the utility model:

[0014] (1) The utility model can not only utilize the combination of the pressing component and the lifting component to form a stable insertion of the IC card of the smart payment terminal, thereby preventing the IC card from being separated from the card insertion cavity due to accidental contact, but also utilize the insertion and removal to form a double guiding structure to form a horizontal guide for the IC card, thereby preventing the chip on the IC card from being scratched by collision. The combination of the two can form a stable anti-removal function during the insertion and removal of the IC card in the smart payment terminal, and avoid the payment failure caused by damage to the IC card;

[0015] (2) After the IC card is inserted into the card insertion cavity and abuts against the limit ring, it continues to push the IC card inward. At this time, the top plate swings through the rotating rod, and the horizontal position changes upward in the process of the rotating rod changing from an inclined state to a vertical state. At this time, the top plate drives the IC card and the pressure plate to be in full and close contact, and when the IC card stops being pushed inward, the rotating rod is in a vertical state, and further combined with the pressing effect of the spring on the top of the pressure plate, a stable insertion of the IC card is formed; when the IC card is inserted inward to the bottom, the magnetic sheet at the inner end of the top plate and the iron sheet form magnetic adsorption, which can also form a magnetic attraction anti-removal effect after combining with the above-mentioned elastic pressing. The two are combined to form a stable insertion of the IC card in the intelligent payment terminal, preventing payment failure caused by improper insertion or accidental removal. BRIEF DESCRIPTION OF THE DRAWINGS

[0016] The following further describes the present utility model in conjunction with the accompanying drawings;

[0017] Figure 1 is the three-dimensional structure diagram of the whole of the present utility model;

[0018] Figure 2 is the schematic diagram of the partial structure section of the present utility model;

[0019] Figure 3 is the sectional view schematic diagram of the present utility model;

[0020] Figure 4 is the Figure 3 enlarged view of part A in the present utility model;

[0021] Figure 5 is the Figure 3 enlarged view of part B in the present utility model;

[0022] Figure 6 is the Figure 3 enlarged view of part C in the present utility model;

[0023] Figure 7 is the schematic diagram of the structure of the pressing component of the present utility model.

[0024] Legend description: 1. Terminal machine body; 2. IC card; 3. Indicator; 4. Lower arc plate; 5. Upper arc plate; 6. Pressing plate; 7. Spring; 8. Lower bending arc; 9. Top plate; 10. Magnetic sheet; 11. Elastic band; 12. Anti-collision round corner; 13. Opening; 14. Installation groove; 15. Link rod; 16. Limit ring; 17. Contact block one; 18. Contact block two; 19. Iron sheet. Specific implementation manner

[0025] The following will clearly and completely describe the technical solutions in the embodiments of the present utility model in conjunction with the accompanying drawings in the embodiments of the present utility model. Obviously, the described embodiments are only a part of the embodiments of the present utility model, rather than all of the embodiments. Based on the embodiments of the present utility model, all other embodiments obtained by those of ordinary skill in the art without creative efforts shall fall within the protection scope of the present utility model.

[0026] Embodiment 1: This embodiment is used to solve the problem that the insertion and extraction of the IC card of the intelligent payment terminal may not be convenient enough, which may cause damage to the IC card chip.

[0027] Please refer to Figure 1 - Figure 7As shown in the figure, this embodiment is an anti-pulling structure for an intelligent payment terminal chip, including a card insertion cavity provided on the terminal machine body 1. The terminal machine body 1 is inserted with an IC card 2 through the card insertion cavity. A downward pressing component for pressing the IC card 2 downward is provided at the inner top of the card insertion cavity. The downward pressing component includes a pressing plate 6 provided with downwardly curved arcs 8 distributed at intervals. The bottom of the pressing plate 6 is in contact with the IC card 2. An upward lifting component for lifting the IC card 2 upward is provided at the inner bottom of the card insertion cavity. The upward lifting component includes a top plate 9. A plurality of connecting rods 15 rotatably connected to the terminal machine body 1 are hinged to the bottom of the top plate 9. Terminals connected to the chip on the IC card 2 are provided at the top of the top plate 9.

[0028] The downward pressing component further includes a spring 7 connected to the pressing plate 6. The springs 7 are distributed at intervals on the upper surface of the pressing plate 6. The springs 7 are embedded in the top of the card insertion cavity of the terminal machine body 1. The downwardly curved arcs 8 are distributed at intervals at the inner end of the pressing plate 6. An elastic band 11 connected to the terminal machine body 1 is installed at the outer end of the pressing plate 6.

[0029] An installation groove 14 for hinging the connecting rod 15 is provided on the lower surface of the top plate 9. A limiting ring 16 with an inner concave surface facing outward is fixedly installed at the inner end of the upper surface of the top plate 9. A contact block two 18 is embedded in the terminal machine body 1 corresponding to the inner side of the horizontal position of the top plate 9. A contact block one 17 is inserted into the top plate 9 corresponding to the inner end of the contact block two 18. The contact block one 17 and the contact block two 18 are in contact with each other. A magnetic sheet 10 is fixedly installed at the upper end of the inner side of the top plate 9. An iron sheet 19 adsorbed and connected to the magnetic sheet 10 is adhesively bonded to the upper end of the inner bottom of the card insertion cavity of the terminal machine body 1.

[0030] Please refer to Figure 1 - Figure 7 As shown in the figure, before the IC card 2 is inserted: the pressing plate 6 moves downward under the normal elongation of multiple springs 7 and comes into contact with the top plate 9. When the IC card 2 is inserted: after the IC card 2 is inserted into the card insertion cavity and abuts against the limiting ring 16, the IC card 2 is continuously pushed inward. At this time, the top plate 9 swings through the rotating rod 15, and during the process of the rotating rod 15 changing from an inclined state to a vertical state, the horizontal position is raised upward. At this time, the top plate 9 drives the IC card to be in full and close contact with the pressing plate 6. When the IC card 2 stops being pushed inward, the rotating rod 15 is in a vertical state. Further, combined with the pressing action of the spring on the top of the pressing plate 6, a stable insertion of the IC card 2 is formed.

[0031] When the IC card 2 is pulled out: during the process of the IC card 2 being forced to move outward, it is under the dual pressing action of the pressing plate 6 and the top plate 9. The bottom of the IC card 2 first drives the top plate 9 to move outward, and the magnetic sheet 10 on the top plate 9 separates from the iron sheet 19. At this time, the top plate 9 deflects and moves outward through the rotating rod 15, that is, the bottom of the IC card 2 no longer receives sufficient upward lifting from the top plate 9, resulting in a gradual reduction in the pressure on the upper surface of the IC card 2 during the process of the IC card 2 moving outward horizontally, making it easy to pull out.

[0032] Moreover, when the IC card 2 is inserted to the bottommost position, the magnetic sheet 10 at the inner end of the top plate 9 forms magnetic adsorption with the iron sheet 19 at this time. Thus, after the above-mentioned elastic pressing is combined, an anti-pulling effect of magnetic attraction can be formed. The two are combined to form a stable insertion of the IC card 2 of the intelligent payment terminal, preventing the payment failure phenomenon caused by incomplete insertion or accidental pulling, and will not cause damage to the IC card 2.

[0033] Embodiment 2: This embodiment is used to solve the problem of how to prevent scratching during the insertion and extraction of the IC card 2.

[0034] Please refer to Figure 1 、 Figure 4 - Figure 6 As shown in the figure, in an anti-pulling structure of an intelligent payment terminal chip in this embodiment, openings 13 are provided on the upper and lower sides corresponding to the outside of the card insertion cavity of the terminal machine body 1. The upper arc plate 5 and the lower arc plate 4 are respectively installed at the upper and lower ends of the terminal machine body 1 through the openings 13. The bottoms of the upper arc plate 5 and the lower arc plate 4 are respectively tangent to the upper and lower surfaces of the IC card 2. An anti-collision rounded corner 12 is provided at the upper end of the outside of the top plate 9. An indication mark 3 is provided at the upper middle part of the front side of the terminal machine body 1 corresponding to the opening 13. The setting of the indication mark 3 is to remind the user to insert the chip side of the IC card 2 downward, so as to form an electrical connection by contacting the terminals on the top plate 9;

[0035] Please refer to Figure 3 - Figure 6 As shown in the figure, when the IC card 2 is inserted into the card insertion cavity, it is inserted through the gap between the lower arc plate 4 and the upper arc plate 5. Under the combined guiding action of the lower arc plate 4 and the upper arc plate 5, a horizontal insertion guide of the IC card 2 is formed and enters the card insertion cavity, and is squeezed between the pressing plate 6 and the outer end of the top plate 9. And when contacting the end of the top plate 9, the anti-collision rounded corner 12 can be used to avoid the impact phenomenon with the top plate 9.

[0036] The process and principle of the present utility model:

[0037] Step 1: Before the IC card 2 is inserted: The pressing plate 6 moves downward under the normal elongation action of multiple groups of springs 7 and contacts the top plate 9;

[0038] Step 2: When the IC card 2 is inserted: After the IC card 2 is inserted into the card insertion cavity and abuts against the limit ring 16, the IC card 2 is continuously pushed inward. At this time, the top plate 9 swings through the rotating rod 15, and the horizontal position moves upward during the process of the rotating rod 15 changing from an inclined state to a vertical state. At this time, the top plate 9 drives the IC card to be in full and close contact with the pressing plate 6, and when the IC card 2 stops being pushed inward, the rotating rod 15 is in a vertical state. Further, combined with the pressing action of the spring on the top of the pressing plate 6, a stable insertion of the IC card 2 is formed;

[0039] Step 3: When the IC card 2 is pulled out: During the process of the IC card 2 being forced to move outwards, it is under the dual compression of the pressure plate 6 and the top plate 9. The bottom of the IC card 2 first drives the top plate 9 to move outwards, and the magnetic sheet 10 on the top plate 9 is separated from the iron sheet 19. At this time, the top plate 9 deflects and moves outwards through the rotating rod 15, that is, the bottom of the IC card 2 no longer receives sufficient upward support from the top plate 9, resulting in the pressure on the upper surface of the IC card 2 gradually decreasing during the process of the IC card 2 moving outwards horizontally, and it can be easily pulled out.

[0040] Combining Embodiment 1 and Embodiment 2, it can not only use the combination of the downward pressing component and the upward pushing component to jointly form a stable insertion of the smart payment terminal IC card 2, preventing the problem of the IC card 2 being separated from the card insertion cavity caused by accidental collision, but also use the insertion and extraction to form a double guiding structure to form the horizontal guiding of the IC card 2, preventing the chip on the IC card 2 from being scratched by collision; the combination of the two can form a stable anti-pulling function during the process of inserting and extracting the IC card of the smart payment terminal, and avoid the phenomenon of payment failure caused by damage to the IC card 2.

[0041] The above content is only an example and explanation of the structure of the present invention. Those skilled in the art of this technology can make various modifications or supplements to the described specific embodiments or use similar methods to replace them, as long as they do not deviate from the structure of the invention or exceed the scope defined by this claim book, they should all belong to the protection scope of the present invention.

Claims

1. A chip anti-removal structure for an intelligent payment terminal, comprising a card insertion cavity arranged on a terminal body (1), characterized in that: The terminal body (1) is provided with an IC card (2) inserted through a card insertion cavity, and a pressing assembly for pressing the IC card (2) downward is provided at the inner top of the card insertion cavity, and the pressing assembly comprises a pressing plate (6) provided with downward curved arcs (8) distributed at intervals, and the bottom of the pressing plate (6) is in contact with the IC card (2); the inner bottom of the card insertion cavity is provided with an upper lifting assembly for lifting the IC card (2) upward, and the upper lifting assembly comprises a top plate (9), and the bottom of the top plate (9) is hinged with a plurality of connecting rods (15) rotatably connected to the terminal body (1), and the top of the top plate (9) is provided with a terminal connected to a chip on the IC card (2).

2. The anti-removal structure of a chip of a smart payment terminal according to claim 1, characterized in that: The pressing assembly further comprises a spring (7) connected to the pressing plate (6), wherein the springs (7) are distributed at intervals on the upper surface of the pressing plate (6), and the springs (7) are embedded in the top of the card insertion cavity of the terminal body (1).

3. The anti-removal structure of a chip of a smart payment terminal according to claim 2, characterized in that: The downward curved arcs (8) are distributed at intervals at the inner end of the pressing plate (6), and an elastic band (11) connected to the terminal body (1) is installed at the outer end of the pressing plate (6).

4. The anti-removal structure of a chip of a smart payment terminal according to claim 1, characterized in that: The lower surface of the top plate (9) is provided with a mounting groove (14) for hinged connection of the connecting rod (15); the inner end of the upper surface of the top plate (9) is fixedly provided with a limit ring (16) with the inner concave surface facing outward; the inner side of the terminal body (1) corresponding to the horizontal position of the top plate (9) is embedded with a contact block 2 (18); the inner end of the top plate (9) corresponding to the contact block 2 (18) is plugged with a contact block 1 (17); the contact block 1 (17) and the contact block 2 (18) are in abutment with each other.

5. The anti-removal structure of the chip of the intelligent payment terminal according to claim 4, characterized in that: A magnetic sheet (10) is fixedly mounted on the upper inner end of the top plate (9), and an iron sheet (19) adsorbed and connected to the magnetic sheet (10) is bonded to the upper inner bottom of the terminal body (1) corresponding to the card insertion cavity.

6. The anti-removal structure of a chip of a smart payment terminal according to claim 1, characterized in that: The terminal body (1) is provided with openings (13) on the upper and lower sides of the outside of the card insertion cavity, and the terminal body (1) is respectively provided with an upper arc plate (5) and a lower arc plate (4) through the upper and lower ends of the opening (13), and the bottoms of the upper arc plate (5) and the lower arc plate (4) are respectively tangent to the upper and lower surfaces of the IC card (2).

7. The anti-removal structure of a chip of a smart payment terminal according to claim 6, characterized in that: An anti-collision rounded corner (12) is provided at the upper end of the outer side of the top plate (9), and an indicator mark (3) is provided at the upper end of the middle portion of the front side of the terminal body (1) corresponding to the opening (13).

Citation Information

Patent Citations

  • IC (integrated circuit) card mistaken pulling prevention structure for POS (point-of-sale) machine

    CN215599749U