Portable mobile back splint terminal

By integrating IC cards, magnetic stripe cards, fingerprint recognition, and other functions into a portable mobile clip-on terminal, the problems of poor portability and complex operation of traditional bank office equipment have been solved, enabling efficient, secure, and convenient banking operations.

CN223828106UActive Publication Date: 2026-01-23SHANDONG SYNTHESIS ELECTRONICS TECH
View PDF 0 Cites 0 Cited by

Patent Information

Application Number
CN202423318843.4
Authority / Receiving Office
CN · China
Patent Type
Utility models(China)
Current Assignee / Owner
Filing Date
2024-12-31
Publication Date
2026-01-23
Estimated Expiration
2034-12-31

AI Technical Summary

Technical Problem

Traditional bank office equipment has fragmented functions, resulting in poor portability, complex operation, and low efficiency.

Method used

Design a portable mobile clip-on terminal that highly integrates financial service function modules such as IC card, magnetic stripe card, fingerprint recognition, and keypad. It has audio, display, and wireless communication functions, and supports Bluetooth or Wi-Fi data exchange through dual authentication of fingerprint recognition and password.

Benefits of technology

It improves the work efficiency of bank staff, simplifies equipment management, enhances portability and security, and meets the needs of various scenarios.

✦ Generated by Eureka AI based on patent content.

Smart Images

  • Figure CN223828106U_ABST
    Figure CN223828106U_ABST
Patent Text Reader

Abstract

The utility model discloses a portable mobile back splint terminal, which belongs to the technical field of financial equipment and comprises a mobile back splint shell, and a mainboard PCBA (printed circuit board assembly), a fingerprint module and a battery module are embedded in the mobile back splint shell. The mainboard PCBA is electrically connected with the fingerprint module and the battery module. The mainboard PCBA comprises a card reading microcontroller unit, a contact IC card unit, a PSAM card unit, a magnetic card strip unit, a password keyboard unit and a non-contact IC card unit, and the card reading microcontroller unit is respectively in bidirectional connection with the contact IC card unit, the PSAM card unit, the magnetic card strip unit, the password keyboard unit and the non-contact IC card unit. Through the highly integrated design, various financial service function modules are integrated into one portable device, stable operation of the device is ensured, an efficient, convenient and safe office terminal is provided for bank workers, and the working efficiency is greatly improved.
Need to check novelty before this filing date? Find Prior Art

Description

TECHNICAL FIELD

[0001] The utility model belongs to the financial equipment technical field relates to a portable mobile back -to -back clamping terminal. BACKGROUND

[0002] The statements in this section merely provide background information related to the present disclosure and do not necessarily constitute the prior art.

[0003] When the bank staff goes out to work, the traditional office equipment usually has scattered functions, and needs to carry multiple devices (such as card reader, fingerprint identifier, POS machine, etc.) to work, and often switches each device for use when performing different business, resulting in low business efficiency and poor portability.

[0004] Although there are some portable payment devices and financial terminals at present, most of the devices still have defects such as poor portability, insufficient integration of functions and complex operation. UTILITY MODEL CONTENT

[0005] In order to solve the technical problems existing in the prior art, the utility model provides a portable mobile back-to-back clamping terminal, which integrates various financial service function modules (such as IC card, magnetic stripe card, fingerprint identification, password keyboard, etc.) into a portable device through highly integrated design, while ensuring stable operation of the device, providing a high-efficiency, convenient and safe office terminal for bank staff, and greatly improving work efficiency.

[0006] In order to achieve the above purpose, the utility model is realized through the following technical scheme:

[0007] A portable mobile back-to-back clamping terminal, comprising a mobile back-to-back clamping shell, the mobile back-to-back clamping shell is embedded with a mainboard PCBA, a fingerprint module and a battery module; the mainboard PCBA is electrically connected with the fingerprint module and the battery module respectively;

[0008] The mainboard PCBA comprises a card reading microcontroller unit, a contact IC card unit, a PSAM card unit, a magnetic card unit, a password keyboard unit and a non-contact IC card unit, and the card reading microcontroller unit is bidirectionally connected with the contact IC card unit, the PSAM card unit, the magnetic card unit, the password keyboard unit and the non-contact IC card unit respectively.

[0009] Further technical scheme, the card reading microcontroller unit is electrically connected with the contact IC card unit and the PSAM card unit through an IC communication module.

[0010] Further technical scheme, the card reading microcontroller unit is electrically connected with the magnetic card unit through a GPIO communication module.

[0011] Further technical solutions, the password keyboard unit includes a national secret chip and a keyboard electrically connected therewith.

[0012] Further technical solutions, the national secret chip is electrically connected with the card reading microcontroller unit through a third serial port.

[0013] Further technical solutions, the card reading microcontroller unit is electrically connected with the non-contact IC card unit through a fourth serial port, and the non-contact IC card unit is bidirectionally connected with an antenna board.

[0014] Further technical solutions, the mainboard PCBA further comprises a main control unit, a power management unit, a power-on / off control unit, an audio unit and a wireless communication unit, and the main control unit is electrically connected with the power management unit, the power-on / off control unit, the audio unit and the wireless communication unit respectively.

[0015] Further technical solutions, the main control unit is electrically connected with the power management unit through a first communication module and connected with the audio unit through a second communication module.

[0016] Further technical solutions, the main control unit is electrically connected with the wireless communication unit through a first serial port and electrically connected with the card reading microcontroller unit through a second serial port.

[0017] Further technical solutions, the mobile back clip shell further embeds a display screen module, and the display screen module is electrically connected with the main control unit.

[0018] The beneficial effects of the present application are as follows:

[0019] The present application integrates multiple functions (such as magnetic stripe cards, IC cards, password keyboards, fingerprint recognition, etc.) into a portable device, so that bank staff no longer need to carry multiple devices, which not only simplifies device management, but also improves office efficiency. The integrated design avoids the delay and inconvenience of device switching. And it has the functions of audio, display, wifi, bluetooth, etc., which can meet the needs of different users in various scenes.

[0020] The present application realizes double identity verification through fingerprint recognition and password input, and the terminal can effectively improve the security of the user, ensure the protection of sensitive information, and enhance the security of the device.

[0021] The present application has a wireless communication unit, which exchanges data with other devices through Bluetooth or Wi-Fi, supports wireless communication between the terminal and devices such as mobile phones, tablets and computers, and can meet the needs of remote operation and data synchronization.

[0022] The present application is designed to be portable, and users only need to carry one back clip device to complete various business operations, which improves portability and solves the problem of complicated use of traditional devices. Attached Figure Description

[0023] The accompanying drawings are provided to further understand the present invention and form part of the specification. They are used together with the embodiments of the present invention to explain the present invention and do not constitute a limitation thereof.

[0024] Figure 1 This is a modular structure diagram of a portable mobile clip-on terminal according to an embodiment of the present invention. Detailed Implementation

[0025] The present invention will be further described below with reference to the accompanying drawings and specific embodiments.

[0026] like Figure 1 As shown, this utility model embodiment provides a portable mobile clip terminal, including a mobile clip shell, in which a motherboard PCBA, a display module, a fingerprint module and a battery module are embedded; the motherboard PCBA is electrically connected to the display module, the fingerprint module and the battery module respectively.

[0027] In this embodiment, the motherboard PCBA includes a main control unit, a power management unit, a power on / off control unit, an audio unit, a wireless communication unit, a card reader microcontroller unit, a contact IC card unit, a PSAM card unit, a magnetic stripe unit, a keypad unit, and a contactless IC card unit. The motherboard PCBA is a printed circuit board assembly, where electronic components, i.e., various units, are mounted on a printed circuit board (PCB) and formed into a complete circuit system through processes such as soldering.

[0028] The main control unit is implemented using an MPU microprocessor. The main control unit (MPU) is bidirectionally connected to the power management unit (PMU) and the power on / off control unit. The power management unit (PMU) controls the power input and output to ensure stable operation of the terminal. The power on / off control unit is an existing power on / off circuit controlled by the main control MPU, which in turn controls the power on and off of the terminal.

[0029] Furthermore, the power-on / off circuit has two pins connected to the main control MPU, one for input and one for output. The pins are active high and are low by default.

[0030] Further, the master MPU is electrically connected with the power management unit PMU through the first communication module, and the two communicate bidirectionally. The first communication module is used to realize data transmission and communication between the master unit and the power management unit, such as the power management unit PMU transmitting battery status, power, charging status, etc. to the master unit, and the master unit outputting control instructions to the power management unit PMU to control the start or shutdown of the battery, etc. The master MPU is electrically connected with the third communication module of the audio unit through the second communication module, and the input end of the audio unit is connected with the output end of the master unit. The second communication module and the third communication module are used to realize transmission of audio data and control instructions, such as the MPU transmitting data after analyzing the audio format file to the audio unit, and the audio format file (audio data) being integrated into the terminal when the device is shipped.

[0031] In some embodiments, the first communication module is a 12C communication module, the second communication module is a 12S communication module, and the third communication module is a 12S communication module, all of which are existing communication chips.

[0032] The master unit is electrically connected with the wireless communication unit through the first serial port, and the two communicate bidirectionally. The wireless communication unit includes a Bluetooth module and a Wifi module. The Bluetooth module and the Wifi module by default include their antennas, and no additional description is made. The Bluetooth module and the Wifi module can communicate with user devices through Bluetooth or Wifi, such as a user using a tablet computer to communicate with the MPU to realize reading of an ID card, a bank card, a fingerprint, and password input, etc.

[0033] The master unit is also connected with a display screen module. The display screen module is used to display data collected by the master unit, and provides users with intuitive and clear visual interactive experience. The display screen module can adopt an LCD display screen or an OLED display screen.

[0034] The master unit is electrically connected with the card reading microcontroller unit MCU through the second serial port, and the two communicate bidirectionally. The master unit sends various instructions, such as card reading instructions and password input instructions, to the card reading microcontroller unit through the second serial port. The card reading microcontroller unit sends instruction execution results, such as card reading results and passwords, to the master unit through the second serial port. The master unit analyzes and processes the received information to complete corresponding bank business functions. Further, in the communication process, the card reading microcontroller unit can also send state information, such as card reading success / failure and card insertion / removal, to the master unit. These state information helps the master unit to understand the current state of the terminal, so as to perform corresponding processing or prompt the user.

[0035] The main control unit is also electrically connected to the fingerprint module, and the two communicate bidirectionally. The main control unit is used to control the fingerprint module's start-up, stop, and fingerprint acquisition operations through commands, ensuring that the fingerprint module works at the correct time and under the correct conditions. The fingerprint module is used for fingerprint acquisition and recognition. It captures the user's fingerprint image through a high-precision fingerprint sensor and compares the acquired fingerprint image with the built-in existing fingerprint recognition algorithm to provide reliable authentication and determine the user's identity. Furthermore, the fingerprint module also has security protection functions.

[0036] Furthermore, the main control unit sends corresponding instructions to the fingerprint module, such as starting fingerprint collection, stopping collection, and registering fingerprints, and receives the fingerprint images collected by the fingerprint module for user authentication.

[0037] In some implementations, the main control unit, power management unit, audio unit, wireless communication unit, card reader microcontroller unit, and fingerprint module are all implemented using existing components. Various existing modules can achieve the functional effects of this invention, and there is no specific limitation on the component models used in specific units or modules. For example, the main control unit can be implemented using an RK3399 MPU; the power management unit can be implemented using a BQ25730; the audio unit can be implemented using an AW8733T; the wireless communication unit can be implemented using a Wi-Fi / Bluetooth integrated AP6212; the card reader microcontroller unit can be implemented using an STM32; and the fingerprint module can be implemented using a Goodix GT-511C3 or FPC1020.

[0038] In this embodiment, the power management unit is a PMU (Power Management Unit), which includes a PMU chip and a power conversion chip. The PMU chip and the power conversion chip are electrically connected. The power conversion chip can provide 5V and 3.3V power (power conversion converts the battery power from the PMU into the 5V and 3.3V required by the terminal). The PMU chip and the battery module are electrically connected via power leads, and the connection is bidirectional. The PMU chip manages the battery module, such as real-time monitoring of the battery module's power status (e.g., remaining power, charging status), controlling the battery charging process to ensure safe charging, triggering a low-power warning when the battery is low and sending it to the main control unit for feedback, and having a comprehensive protection mechanism. Using an existing PMU chip, the corresponding power management functions inherent in the chip itself can be realized.

[0039] The PMU power management unit is also bidirectionally connected to an external power adapter. When the battery module's power is insufficient, it can be charged by an external power source or directly powered by an external power source to power the back clip terminal.

[0040] In some implementations, the battery module uses a high-density capacity battery and includes two battery power leads and two grounding wires.

[0041] In this embodiment, as Figure 1 As shown, the card reader microcontroller unit, or card reader MCU unit, is bidirectionally connected to the contact IC card unit, PSAM card unit, magnetic stripe unit, keypad unit, and contactless IC card unit.

[0042] Specifically, the card reader MCU unit includes an IC communication module and a GPIO communication module. The card reader MCU unit is electrically connected to the contact IC card unit and the PSAM card unit via the IC communication module. The contact IC card unit is used for reading contact IC cards and uploads the read data to the card reader MCU unit via the IC communication module. Furthermore, the card reader MCU unit sends a read command to the contact IC card unit via the IC communication module. The contact IC card unit receives the command, executes the corresponding operation, and returns the result data to the card reader MCU unit. The card reader MCU unit transmits the returned data to the main control MPU and displays it on the display module. The PSAM card unit is used to receive SAM cards and provides IC card-level security protection. During interaction with some contact cards, the card reader MCU unit will first confirm data exchange with the PSAM before communicating with the IC card. The card reader MCU unit is electrically connected to the magnetic stripe card unit via the GPIO communication module. The magnetic stripe card unit is used for reading magnetic stripe cards and uploads the read data to the card reader MCU unit via the GPIO communication module.

[0043] Specifically, the card reader MCU unit also includes a third serial port and a fourth serial port. The third serial port is electrically connected to the national cryptographic chip in the PIN pad unit. The PIN pad unit is used for user password input and data encryption / decryption, uploading the password data to the card reader MCU unit. The PIN pad unit includes a national cryptographic chip and a keyboard, with the chip electrically connected to the keyboard. The card reader MCU unit is electrically connected to the contactless IC card unit via the fourth serial port. The contactless IC card unit is bidirectionally connected to the antenna board. The contactless IC card unit, also known as the RFID card unit, is used for reading contactless IC cards and second-generation ID cards, uploading the read data to the card reader MCU unit via the fourth serial port.

[0044] In some implementations, the contact IC card unit, PSAM card unit, magnetic stripe unit, keypad unit, and contactless IC card unit are all implemented using existing components. Various existing modules can achieve the functional effects of this invention, and the specific component models used for each unit or module are not specifically limited. For example, the contact IC card unit can be implemented using an NFC IC; the PSAM card unit can be implemented using the NXP A7000 series or Broadcom BCM5821; the magnetic stripe unit can be implemented using a Magnetic Card Reader IC; the keypad unit can be implemented using a 16-key matrix keypad from Keysight Technologies; and the contactless IC card unit can be implemented using the NXP MFRC522 (RF card module).

[0045] Detailed explanation of working principle:

[0046] The clip-on terminal is based on mobile communication technology and transmits data via radio signals (such as Wi-Fi and Bluetooth). It sends the read fingerprint, ID card, contact card, contactless card, and PSAM card data to the customer device via radio transmission. It also supports functions such as interface display, sound output, and password entry in some scenarios. It also has efficient power management function, which intelligently manages the battery charging and discharging status to ensure stable operation of the device.

[0047] Specifically, the portable mobile clip-on terminal adopts a highly integrated design, integrating multiple functional modules into a small clip-on device, enabling bank staff to efficiently and conveniently complete various banking transactions while working remotely. It includes the following components:

[0048] Power Management: The power management unit manages the battery module, which provides power to the entire terminal. The power management unit monitors various states of the battery module, such as remaining power and charging status.

[0049] Terminal function selection and operation: Users can input commands via the display screen and keypad, and the main control unit controls the functions of each module according to the user's input. For example:

[0050] (1) Card reading function: Through communication between the main control unit and the card reading microcontroller unit, the terminal can read contact IC cards, PSAM cards, magnetic stripe cards and contactless IC cards, which are suitable for card recognition, account authentication and other common operations in banking business.

[0051] (2) Fingerprint recognition: The terminal also integrates a fingerprint module, which uses a high-precision fingerprint sensor to collect the user's fingerprint image and compares it with the built-in fingerprint recognition algorithm to ensure the accuracy of the user's identity.

[0052] (3) Wireless communication: Through Bluetooth or Wi-Fi modules, the terminal can exchange data with external user devices (such as mobile phones, computers, etc.), thereby supporting remote communication and data synchronization.

[0053] Data Processing and Display: The main control unit processes all data and displays it through the display module, including account information, transaction data, fingerprint recognition results, etc., ensuring that users can intuitively see the operation results. The audio unit can provide voice prompts to further enhance the user experience.

[0054] Although the specific embodiments of the present utility model have been described above in conjunction with the accompanying drawings, this is not intended to limit the scope of protection of the present utility model. Those skilled in the art should understand that various modifications or variations that can be made by those skilled in the art without creative effort based on the technical solution of the present utility model are still within the scope of protection of the present utility model.

Claims

1. A portable mobile clip-on terminal, characterized in that: The device includes a movable back clip housing, in which a motherboard PCBA, a fingerprint module, and a battery module are embedded; the motherboard PCBA is electrically connected to the fingerprint module and the battery module, respectively. The motherboard PCBA includes a card reader microcontroller unit, a contact IC card unit, a PSAM card unit, a magnetic stripe card unit, a keypad unit, and a contactless IC card unit. The card reader microcontroller unit is bidirectionally connected to the contact IC card unit, PSAM card unit, magnetic stripe card unit, keypad unit, and contactless IC card unit.

2. The portable mobile clip-on terminal as described in claim 1, characterized in that: The card reader microcontroller unit is electrically connected to the contact IC card unit and the PSAM card unit respectively through an IC communication module.

3. A portable mobile clip-on terminal as described in claim 1, characterized in that: The card reader microcontroller unit is electrically connected to the magnetic stripe unit via a GPIO communication module.

4. A portable mobile clip-on terminal as described in claim 1, characterized in that: The keypad unit includes a national cryptographic chip and a keypad electrically connected to it.

5. A portable mobile clip-on terminal as described in claim 4, characterized in that: The national cryptographic chip is electrically connected to the card reader microcontroller unit via a third serial port.

6. A portable mobile clip-on terminal as described in claim 1, characterized in that: The card reader microcontroller unit is electrically connected to the contactless IC card unit via a fourth serial port, and the contactless IC card unit is bidirectionally connected to the antenna board.

7. A portable mobile clip-on terminal as described in claim 1, characterized in that: The motherboard PCBA also includes a main control unit, a power management unit, a power on / off control unit, an audio unit, and a wireless communication unit. The main control unit is electrically connected to the power management unit, the power on / off control unit, the audio unit, and the wireless communication unit, respectively.

8. A portable mobile clip-on terminal as described in claim 7, characterized in that: The main control unit is electrically connected to the power management unit through the first communication module and to the audio unit through the second communication module.

9. A portable mobile clip-on terminal as described in claim 7, characterized in that: The main control unit is electrically connected to the wireless communication unit through the first serial port and to the card reader microcontroller unit through the second serial port.

10. A portable mobile clip-on terminal as described in claim 7, characterized in that: The movable back clip housing also has a built-in display module, which is electrically connected to the main control unit.