A method for controlling the sending of short messages

Abstract

The present invention relates to a method for controlling the sending of short messages, comprising the following steps: S1: generating a short message sending transaction; S2: judging whether a verification parameter exists, if not, sending a short message, and if it exists, executing the next step; S3: acquiring a verification parameter; the verification parameter includes a card layer locking code status, an account layer locking code status, a customer layer locking code status, and specific features; S4: sequentially verifying the card layer locking code status, the account layer locking code status, the customer layer locking code status, and specific features; if the verification fails, stopping subsequent verification, and intercepting the sending of short messages; if all verification parameters are successfully verified, sending a short message. The present invention realizes verification of various risk information and specific features of customers in the same module by synchronously collecting various types of customer information, thereby improving the timeliness of sending short messages and the security of transactions.

Description

Technical Field

[0001] The present invention relates to the technical field of short message sending, and in particular to a method for controlling short message sending. Background Art

[0002] In the case of credit card transactions or marketing scenarios, the corresponding SMS will be sent, but due to the different identity characteristics of different customers, it is necessary to verify the customer's relevant identity risk characteristics. If the verification fails, the SMS will be directly intercepted; if the verification passes, the SMS will be processed normally and sent to the customer's mobile phone.

[0003] In the prior art, usually only the risk of the customer is verified, and the identity or other information is not verified, resulting in the sending of text messages even when the customer has specific characteristics, which is very low in security. Or when there are multiple risk characteristics to verify, each module needs to be verified separately, resulting in complex verification and delayed sending of text messages.

[0004] Therefore, it is necessary to provide a method for controlling the sending of text messages. By synchronously collecting various types of customer information, various risk information and specific characteristics of customers can be verified in the same module, thereby improving the timeliness of text message sending and the security of transactions. Summary of the invention

[0005] The purpose of the present invention is to provide a method for controlling the sending of text messages, by synchronously collecting various types of customer information, so as to realize verification of various types of risk information and specific characteristics of customers in the same module, thereby improving the timeliness of text message sending and the security of transactions.

[0006] In order to solve the problems existing in the prior art, the present invention provides a method for controlling the sending of short messages, comprising the following steps:

[0007] S1: Generate SMS transaction;

[0008] S2: Determine whether the verification parameter exists. If not, send a text message. If so, proceed to the next step.

[0009] S3: Obtain verification parameters; the verification parameters include the card-level locking code status, the account-level locking code status, the customer-level locking code status, and specific features;

[0010] S4: Check the card-level locking code status, account-level locking code status, customer-level locking code status and specific features in sequence;

[0011] If the verification fails, the subsequent verification will be stopped and the SMS will be blocked;

[0012] If all verification parameters are verified successfully, a text message will be sent.

[0013] Optionally, in the method for controlling the sending of text messages, the specific features include card activation information, validity period information, customer blacklist information, and customer specific marking information.

[0014] Optionally, in the method for controlling the sending of text messages, the customer-specific marking information includes post-repayment restriction features.

[0015] Optionally, in the method for controlling the sending of text messages, before S2, the following steps are further included:

[0016] Get verification parameters based on the template used to generate the SMS message.

[0017] Optionally, in the method for controlling the sending of SMS messages, the verification method is:

[0018] Determine whether the corresponding verification parameters are hit.

[0019] Optionally, in the method for controlling the sending of text messages, after S3, the following steps are further included:

[0020] If the customer receives a text message, he / she will complete the transaction according to the prompts in the text message.

[0021] In the method for controlling the sending of SMS provided by the present invention, by synchronously collecting various types of customer information, various types of risk information and specific characteristics of customers can be verified in the same module, thereby improving the timeliness of SMS sending and the security of transactions, and improving user experience. Parameterized configuration is achieved, and multiple code changes and deployments are not required, thereby reducing the core processing logic and reducing the SMS costs of the issuing bank. BRIEF DESCRIPTION OF THE DRAWINGS

[0022] Figure 1 The present invention provides a flowchart of a method for controlling the sending of short messages. DETAILED DESCRIPTION

[0023] The specific implementation of the present invention will be described in more detail below in conjunction with the schematic diagram. The advantages and features of the present invention will become clearer based on the following description. It should be noted that the drawings are all in a very simplified form and are not in exact proportions, and are only used to facilitate and clearly assist in explaining the purpose of the embodiments of the present invention.

[0024] Hereinafter, if the method described herein includes a series of steps, the order in which the steps are presented herein is not necessarily the only order in which the steps may be performed, and some of the steps described may be omitted and / or some other steps not described herein may be added to the method.

[0025] In the prior art, usually only the risk of the customer is verified, and the identity or other information is not verified, resulting in the sending of text messages even when the customer has specific characteristics, which is very low in security. Or when there are multiple risk characteristics to verify, each module needs to be verified separately, resulting in complex verification and delayed sending of text messages.

[0026] In order to solve the problems existing in the prior art, the present invention provides a method for controlling the sending of short messages, such as Figure 1 As shown, the method comprises the following steps:

[0027] S1: Generate SMS transaction;

[0028] S2: Determine whether the verification parameter exists. If not, send a text message and conduct a normal transaction. If it exists, proceed to the next step.

[0029] S3: Obtain verification parameters; the verification parameters include the card-level locking code status, the account-level locking code status, the customer-level locking code status, and specific features;

[0030] S4: Check the card-level locking code status, account-level locking code status, customer-level locking code status and specific features in sequence;

[0031] If the verification fails, the subsequent verification will be stopped and the SMS will be blocked;

[0032] If all verification parameters are verified successfully, a text message will be sent.

[0033] Furthermore, all verifications in the present invention can be completed on the module of the same system, without the need for multiple code change deployments, thereby reducing the core processing logic.

[0034] Optionally, in the method for controlling the sending of SMS, the specific features include card activation information, validity period information, customer blacklist information, and customer specific marking information. Further, the customer specific marking information includes post-repayment restriction features.

[0035] Before S2, the following steps are also included:

[0036] Get the verification parameters based on the template that generates the SMS (i.e. Figure 1 Parameters for blocking SMS messages in the SMS sending section).

[0037] Optionally, in the method for controlling the sending of SMS messages, the verification method is:

[0038] Determine whether the corresponding verification parameters are hit.

[0039] Optionally, in the method for controlling the sending of text messages, after S3, the following steps are further included:

[0040] If the customer receives a text message, he / she will complete the transaction according to the prompts in the text message.

[0041] In summary, in the method for controlling the sending of SMS provided by the present invention, by synchronously collecting various types of customer information, various types of risk information and specific characteristics of customers can be verified in the same module, thereby improving the timeliness of SMS sending and the security of transactions, and improving user experience. Parameterized configuration is achieved, and there is no need to change the code multiple times, thereby reducing the core processing logic and reducing the SMS cost of the issuing bank.

[0042] The above is only a preferred embodiment of the present invention and does not limit the present invention in any way. Any technician in the relevant technical field, without departing from the scope of the technical solution of the present invention, makes any form of equivalent replacement or modification to the technical solution and technical content disclosed in the present invention, which does not depart from the content of the technical solution of the present invention and still falls within the protection scope of the present invention.

Claims

1. A method for controlling the sending of short messages, characterized in that: The following steps are involved: S1: Generate SMS transaction; S2: Determine whether the verification parameter exists. If not, send a text message. If so, proceed to the next step. S3: Obtain verification parameters; the verification parameters include the card-level locking code status, the account-level locking code status, the customer-level locking code status, and specific features, the specific features include card activation information, validity period information, customer blacklist information, and customer-specific marking information; S4: Check the card-level locking code status, account-level locking code status, customer-level locking code status and specific features in sequence; If the verification fails, the subsequent verification will be stopped and the SMS will be blocked; If all verification parameters are verified successfully, a text message will be sent; All verifications are done on the same module.

2. The method for controlling the sending of short messages as claimed in claim 1, characterized in that: Customer-specific labeling information includes post-payment restriction features.

3. The method for controlling the sending of short messages according to claim 1, characterized in that: Before S2, the following steps are also included: Get verification parameters based on the template used to generate the SMS message.

4. The method for controlling the sending of short messages according to claim 1, characterized in that: The verification method is: Determine whether the corresponding verification parameters are hit.

5. The method for controlling the sending of short messages according to claim 1, characterized in that: After S3, the following steps are also included: If the customer receives a text message, he / she will complete the transaction according to the prompts in the text message.

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