Asset preservation system and method

Abstract

The embodiment of the present application discloses an asset preservation system and method. The present invention relates to the field of information management technology. The system includes: the system includes: an asset preservation process initiation module, an asset preservation plan issuance module and a project reorganization information determination module; the asset preservation process initiation module is used to obtain the leasing project information entering the asset preservation, and determine the preservation management node according to the leasing project information; the asset preservation plan issuance module is used to obtain the asset preservation plan in response to the upload operation of the preservation management node; the project reorganization information determination module is used to obtain the project reorganization information according to the asset preservation plan for the execution of the asset preservation plan. This technical solution can record the process of asset preservation of financial leasing projects based on the asset preservation system, which can facilitate regulatory audits and data statistics during the asset preservation process, and can improve the work efficiency of asset preservation of leasing projects.

Description

Technical Field

[0001] The embodiments of the present application relate to the field of information management technology, and more particularly to an asset preservation system and method. Background Art

[0002] With the development of economy, financial leasing industry has emerged. Financial leasing means that the lessor, at the request of the lessee and in accordance with the prior contractual agreement between the two parties, purchases the fixed assets designated by the lessee from the seller designated by the lessee, and transfers the possession, use and income rights of the fixed assets for a period of time to the lessee on the condition that the lessor owns the fixed assets and the lessee pays all the rent.

[0003] Financial leasing involves certain risks and requires related measures to assist asset preservation. Asset preservation refers to a series of measures taken to preserve leased assets in order to protect the interests of the lessor. Specifically, it refers to the completion of the activation or disposal of leased asset preservation projects through business links such as daily management, collection and recovery, and project disposal. At present, asset preservation of financial leasing projects mainly adopts offline management methods.

[0004] Traditional offline management is not convenient for regulatory auditing and data statistics during the asset preservation process, and has low work efficiency. Summary of the invention

[0005] The embodiment of the present application provides an asset preservation system and method, which can record the process of asset preservation of financial leasing projects based on the asset preservation system, facilitate supervision, auditing and data statistics during the asset preservation process, and have high work efficiency.

[0006] In a first aspect, an embodiment of the present application provides an asset preservation system, the system comprising: an asset preservation process initiation module, an asset preservation plan issuance module, and a project reorganization information determination module;

[0007] The asset preservation process initiation module is used to obtain the information of the leased project entering the asset preservation and determine the preservation management node according to the leased project information;

[0008] The asset preservation plan issuing module is used to obtain the asset preservation plan in response to the upload operation of the preservation management node;

[0009] The project reorganization information determination module is used to obtain project reorganization information according to the asset preservation plan for use in the execution of the asset preservation plan.

[0010] In a second aspect, an embodiment of the present application provides an asset preservation method, the method comprising:

[0011] Obtaining information about the leased items that are subject to asset preservation, and determining a preservation management node based on the leased item information;

[0012] In response to the upload operation of the security management node, obtaining an asset security plan;

[0013] According to the asset preservation plan, project restructuring information is obtained for use in the execution of the asset preservation plan.

[0014] The technical solution provided in the embodiment of the present application includes an asset preservation process initiation module, which is used to obtain the information of the leasing project entering asset preservation and determine the preservation management node according to the leasing project information; an asset preservation plan issuance module, which is used to obtain the asset preservation plan in response to the upload operation of the preservation management node; and a project reorganization information determination module, which is used to obtain the project reorganization information according to the asset preservation plan for the execution of the asset preservation plan. This technical solution can record the process of asset preservation of financial leasing projects based on the asset preservation system, which can facilitate regulatory audits and data statistics during the asset preservation process, and can improve the work efficiency of asset preservation of leasing projects. BRIEF DESCRIPTION OF THE DRAWINGS

[0015] Figure 1 It is a structural diagram of the asset preservation system provided in Example 1 of the present application;

[0016] Figure 2 This is a flow chart of the asset preservation method provided in Example 2 of the present application. DETAILED DESCRIPTION

[0017] The present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It is to be understood that the specific embodiments described herein are only used to explain the present application, rather than to limit the present application. It should also be noted that, for ease of description, only the parts related to the present application, rather than all structures, are shown in the accompanying drawings.

[0018] It should be mentioned before discussing the exemplary embodiments in more detail that some exemplary embodiments are described as processes or systems depicted as flow charts. Although the flow charts describe the steps as sequential processes, many of the steps therein can be implemented in parallel, concurrently or simultaneously. In addition, the order of the steps can be rearranged. The process can be terminated when its operation is completed, but can also have additional steps not included in the accompanying drawings. The process can correspond to a system, function, procedure, subroutine, subprogram, etc.

[0019] Embodiment 1

[0020] Figure 1It is a structural diagram of the asset preservation system provided in Example 1 of the present application. This embodiment can be applied to the situation of recording the asset preservation process of financial leasing projects. The system can be integrated into devices such as smart terminals used for processing financial leasing projects.

[0021] like Figure 1 As shown, the asset preservation system includes: an asset preservation process initiating module 110, an asset preservation plan issuing module 120, and a project restructuring information determining module 130;

[0022] The asset preservation process initiation module 110 is used to obtain the information of the leased project entering the asset preservation and determine the preservation management node according to the leased project information;

[0023] The asset preservation plan issuing module 120 is used to obtain the asset preservation plan in response to the upload operation of the preservation management node;

[0024] The project reorganization information determination module 130 is used to obtain project reorganization information according to the asset preservation plan for use in the execution of the asset preservation plan.

[0025] In this plan, financial leasing refers to the lessor purchasing the fixed assets designated by the lessee from the seller designated by the lessee at the request of the lessee and in accordance with the prior contractual agreement between the two parties, and transferring the possession, use and income rights of the fixed assets for a period of time to the lessee on the condition that the lessor pays all rents, on the premise that the lessor owns the fixed assets. Financial leasing mainly focuses on leased assets, and the objects that need to be asset preserved are some leasing projects that have been identified by the risk classification of leased assets. For example, leasing projects of non-performing assets or leasing projects for bad debt write-offs. Among them, asset preservation refers to a series of measures taken to preserve the leased asset projects in order to safeguard the interests of the lessor, and to complete the revitalization or disposal of the leased asset preservation projects.

[0026] The lease project information may refer to information about some lease projects for risk identification of leased assets, for example, the lease project information may include project names and risk classifications.

[0027] In this embodiment, different nodes can log in to the asset preservation system by account, password or authorization. Click or fill in the corresponding interface in the asset preservation system to complete the record of the asset preservation process. For example, after the preservation management node logs in to the asset preservation system, it can click and upload the asset preservation plan to the asset preservation system.

[0028] Optionally, the asset preservation plan may refer to a plan for re-executing the lease project. By executing the asset preservation plan in accordance with its contents, the lease project may be revitalized or disposed of.

[0029] The project reorganization information may refer to information for modifying the lease project information. For example, if the repayment period in the lease project information is once every three months, the repayment period may be modified to once every six months in the project reorganization information.

[0030] Specifically, the asset preservation process initiation module 110 obtains the leasing project information in response to the filling operation of the customer management node, and the market and asset management nodes review the leasing project information. After the review is passed, the preservation management node is determined. The preservation management node uploads the asset preservation plan to the asset preservation plan issuance module 120. The preservation execution node fills the project reorganization information into the project reorganization information determination module 130 for the execution of the asset preservation plan.

[0031] In this technical solution, optionally, the system further includes: an execution result entry module 140 and an asset preservation process ending module 150;

[0032] The execution result input module 140 is used to obtain the execution result of asset preservation in response to the filling operation of the preservation execution node;

[0033] The asset preservation process ending module 150 ends the asset preservation process if an end button click operation is detected.

[0034] The execution result may be the execution result of the asset preservation plan. Optionally, the execution result may include the repayment time, repayment progress, etc. According to the execution result, it can be determined whether the lease project is revitalized.

[0035] In this solution, after the preservation plan is executed, the preservation execution node fills in the interface corresponding to the execution result entry module 140 according to the actual execution situation. The execution result entry module 140 obtains the execution result in response to the operation of the preservation execution node.

[0036] In this embodiment, if the asset preservation process end module 150 detects an end button click operation in the background, it means that the execution result has been reviewed and confirmed, and at this time, the asset preservation process is ended.

[0037] By entering the execution results and ending the asset preservation process, the asset preservation process of the financial leasing project can be recorded based on the asset preservation system, which can facilitate supervision, auditing and data statistics during the asset preservation process and improve work efficiency.

[0038] In this technical solution, optionally, the asset preservation process initiation module 110 includes: a leasing project information acquisition unit 111 and a preservation management node determination unit 112;

[0039] The leasing project information acquisition unit 111 is used to obtain the leasing project information entering the asset preservation in response to the filling operation of the customer management node, and send the leasing project information to the preservation management node determination unit 112;

[0040] The security management node determining unit 112 is configured to determine a security management node according to the rental item information.

[0041] Specifically, the customer management node fills in the interface corresponding to the rental project information acquisition unit 111, and the rental project information acquisition unit 111 obtains the rental project information in response to the operation of the customer management node. The security management node determination unit 112 determines the security management node in response to the selection operation.

[0042] By acquiring the leasing project information and determining the preservation management nodes, the information of the leasing project can be recorded based on the asset preservation system, which can facilitate supervision, auditing and data statistics during the asset preservation process.

[0043] In this technical solution, optionally, the security management node determination unit 112 is specifically used to:

[0044] Determine whether a button click operation is detected;

[0045] If detected, determining the security management node according to the rental project information;

[0046] If not detected, the process returns to the rental item information acquisition unit to reacquire the rental item information.

[0047] In this solution, the background of the security management node determination unit 112 determines whether a button click operation is detected. If detected, the leasing project information passes the review. At this time, the security management node is determined in response to the click operation of the market and asset management nodes; if not detected, the leasing information is returned. At this time, the customer management node re-fills in the interface corresponding to the leasing project information acquisition unit 111 until the security management node is determined.

[0048] By determining the preservation management nodes, the asset preservation plan can be executed based on the preservation management nodes, thereby improving work efficiency.

[0049] In this technical solution, optionally, the security management node determination unit 112 is further configured to:

[0050] In response to the filling operation of the market and asset management nodes, the audit opinion of the leasing project information is obtained for determining the preservation management node.

[0051] The review opinion on the leasing project information can be either passed or rejected, or the reason for rejection, etc.

[0052] In this solution, if the button click operation is not detected, the rental project information is returned. At this time, there are certain problems with the rental project information. The customer management node can re-fill the interface corresponding to the rental project information acquisition unit 111 based on the rental project information review opinion.

[0053] Modifying the leasing project information according to the audit opinions of the leasing project information can improve the efficiency of modifying the leasing project information.

[0054] In the present technical solution, optionally, the leasing project information includes basic project information and risk classification information; wherein, the basic project information includes project name, repayment information and asset information; the risk classification information includes non-performing asset leasing projects, bad debt write-off leasing projects and risk control management leasing projects.

[0055] Among them, non-performing asset leasing projects can refer to the net asset losses and potential losses that have not been dealt with by the enterprise, as well as various problematic asset projects that should have provided for asset impairment provisions according to the financial accounting system. For example, physical non-performing asset projects, debt non-performing asset projects, and equity non-performing asset projects. Among them, physical non-performing assets mainly refer to equipment, buildings, and inventories and projects in progress with costs higher than net realizable values, which have a physical form and whose recoverable amount is lower than the book value due to reasons such as continuous decline in market prices, obsolete technology, and long-term idleness; debt non-performing assets refer to accounts receivable, other receivables, guarantee losses, and other non-performing debts that are difficult to recover for a long time and are expected to generate bad debt losses; equity non-performing assets refer to long-term equity investment losses where the recoverable amount of long-term investments is lower than their book value.

[0056] In this embodiment, the debts that the lender dies or escapes or are approved by the State Council are considered bad debts. The write-off of bad debts no longer requires approval from the financial authorities, and the bad debt write-off leasing project will continue to pursue the claims that have not been terminated in the creditor-debtor relationship.

[0057] Among them, risk control management leasing projects may refer to leasing projects that have been identified by the lessor's risk control management regulations as requiring asset preservation measures.

[0058] By preserving the assets of leasing projects with risks, the leasing projects can be revitalized or disposed of, thus ensuring the benefits of the lessor.

[0059] In this technical solution, optionally, the asset preservation plan issuing module 120 includes: an investigation report obtaining unit 121 and an asset preservation plan obtaining unit 122;

[0060] The investigation report acquisition unit 121 is used to obtain the leased asset preservation project investigation report in response to the upload operation of the preservation management node;

[0061] The asset preservation solution acquisition unit 122 acquires the asset preservation solution in response to the upload operation of the preservation management node if the confirmation information of the leased asset preservation project investigation report is detected.

[0062] Among them, the investigation report on the leased asset preservation project can be an investigation report produced by the on-site account adjustment report and the full insurance plan.

[0063] In this embodiment, the confirmation information of the leased asset preservation project investigation report may be information such as review passed, passed, etc., which is used to confirm the leased asset preservation project investigation report.

[0064] Specifically, the preservation management node operates the interface corresponding to the investigation report acquisition unit 121, and the investigation report acquisition unit 121 responds to the operation and obtains the leased asset preservation project investigation report. The preservation management node also operates the interface corresponding to the asset preservation plan acquisition unit 122, and the asset preservation plan acquisition unit 122 responds to the upload operation of the preservation management node and obtains the asset preservation plan. After obtaining the leased asset preservation project investigation report, the on-site investigation node needs to confirm the interface corresponding to the asset preservation plan acquisition unit 122. Only after the asset preservation plan acquisition unit 122 obtains the confirmation information, the preservation management node can upload the interface corresponding to the asset preservation plan acquisition unit 122.

[0065] Determining an asset preservation plan based on the leased asset preservation project investigation report can be used for asset preservation of leased projects, and uploading the leased asset preservation project investigation report and the asset preservation plan to the asset preservation system can improve the work efficiency of related business execution measures between different nodes.

[0066] In this technical solution, optionally, the asset preservation plan issuing module 120 further includes: an asset preservation plan confirming unit 123;

[0067] The asset preservation plan confirmation unit 123 is used to confirm the asset preservation plan according to the detected button click operation.

[0068] It can be understood that after the asset preservation plan acquisition unit 122 acquires the asset preservation plan, the asset preservation plan confirmation unit 123 needs to confirm the asset preservation plan.

[0069] By confirming the asset preservation plan, the accuracy of the asset preservation plan can be improved.

[0070] In this technical solution, optionally, the asset preservation solution confirmation unit 123 is specifically used to:

[0071] Determine whether a return button click operation is detected;

[0072] If not detected, confirm the asset preservation plan;

[0073] If detected, the asset preservation plan will be modified according to the fallback steps until the modification is completed and the asset preservation plan is confirmed.

[0074] In this embodiment, the asset preservation plan confirmation unit 123 confirms the asset preservation plan, and it is necessary to confirm the asset preservation plan in turn through the asset management node, the customer and market management node, the risk management node, and the preservation management node. Specifically, after the asset preservation plan, the asset management node operates the interface corresponding to the asset preservation plan confirmation unit 123. If the return button click operation is not detected, the customer and market management node confirms the asset preservation plan; if the return button click operation is detected, the asset management node modifies the asset preservation plan content. After passing, the customer and market management node operate the interface corresponding to the asset preservation plan confirmation unit 123. If the return button click operation is not detected, the risk management node confirms the asset preservation plan; if the return button click operation is detected, the customer and market management node modify the asset preservation plan, and the preservation management node and the asset management node confirm the asset preservation plan. After passing, the risk management node operates the interface corresponding to the asset preservation plan confirmation unit 123. If the return button click operation is not detected, the asset preservation plan is confirmed. If the risk management node modifies the asset preservation plan, it needs to be confirmed by the customer and market management node after the modification.

[0075] By confirming the asset preservation plan, the accuracy of the asset preservation plan can be improved, which is conducive to improving the efficiency of asset preservation.

[0076] In the present technical solution, optionally, the leased asset preservation project investigation report includes investigating the lessee information, guarantor information, mortgagor's subject qualification information, business management information, asset and liability information, leased property information, mortgaged property information and litigation information.

[0077] By confirming the contents of the investigation report on the leased asset preservation project, an asset preservation plan can be determined based on the investigation report on the leased asset preservation project, which can achieve asset preservation of the leased project and ensure the benefits of the lessor.

[0078] In this technical solution, optionally, the project reorganization information determination module 130 includes: a project reorganization information acquisition unit 131 and a contract change unit 132;

[0079] The project reorganization information acquisition unit 131 is used to determine the project reorganization information according to the asset preservation plan;

[0080] The contract change unit 132, if detecting that the restructuring review has passed the button click operation, determines the contract change content according to the project restructuring information for the execution of the asset preservation plan.

[0081] In this solution, after the asset preservation plan is confirmed, the execution management node changes the leasing project information according to the asset preservation plan, obtains the project reorganization information, and fills in the project reorganization information acquisition unit 131. After the project reorganization information acquisition unit 131 obtains the project reorganization information, the execution management node clicks the reorganization review button, and the project reorganization review node reviews the project reorganization information. If the review is passed, the reorganization review pass button is clicked on the interface corresponding to the project reorganization information acquisition unit 131.

[0082] In this embodiment, after the contract modification unit 132 detects that the reorganization review has passed the button click operation, it modifies the original contract content to obtain a modified contract.

[0083] By changing the content of the contract, the assets of the leasing project can be preserved, and the process of asset preservation of the financial leasing project can be recorded based on the asset preservation system, which can facilitate regulatory audits and data statistics during the asset preservation process and improve work efficiency.

[0084] In the present technical solution, optionally, the project reorganization information determination module 130 further includes: a meeting information acquisition unit 133, an asset preservation plan execution information acquisition unit 134, and a preservation execution node confirmation unit 135;

[0085] The meeting information acquisition unit 133 is used to determine the meeting information in response to the filling operation of the risk management node;

[0086] The asset preservation plan execution information acquisition unit 134 is used to determine the asset preservation plan execution information according to the meeting information;

[0087] The preservation execution node confirmation unit 135 is used to determine the preservation execution node according to the asset preservation plan execution information, so as to execute the asset preservation plan.

[0088] The meeting information may be the minutes of the risk control committee meeting uploaded by the risk control management node. For example, the meeting content may include basic project information, meeting decisions and measures, etc.

[0089] In this embodiment, the execution information may be the execution of the asset preservation plan, or the return of the asset preservation plan, etc.

[0090] Specifically, after the meeting information acquisition unit 133 determines the meeting information, the security management node fills in the asset preservation plan execution information acquisition unit 134 to determine the asset preservation plan execution information. If the asset preservation plan execution information is executable, the security management node clicks on the security execution node confirmation unit 135 to determine the security execution node, and the security execution node executes the asset preservation plan.

[0091] By determining the preservation execution node, the execution node of the asset preservation plan can be determined.

[0092] In this technical solution, optionally, the security execution node confirmation unit 135 is specifically used to:

[0093] Determine whether the asset preservation plan execution information meets the preset execution conditions;

[0094] If it is in compliance, the preservation execution node is determined according to the asset preservation plan execution information;

[0095] If it does not comply, the system returns to the asset preservation plan acquisition unit to obtain a modified asset preservation plan.

[0096] The preset execution condition may be executable. Specifically, if the asset preservation plan execution information is executable, a preservation execution node may be determined, and the asset preservation plan may be executed by the preservation execution node; if the asset preservation plan execution information is not executable, the asset preservation plan acquisition unit may be returned to reacquire the modified asset preservation plan.

[0097] By determining the preservation execution nodes, the execution nodes of the asset preservation plan can be determined, which can ensure the smooth execution of the asset preservation plan.

[0098] In the present technical solution, optionally, the project restructuring information includes the repayment amount, repayment period and repayment interest.

[0099] The asset preservation of the leasing project can be achieved by modifying the repayment amount, repayment period and repayment interest. The asset preservation process of the financial leasing project can be recorded based on the asset preservation system, which can facilitate regulatory audits and data statistics during the asset preservation process.

[0100] The technical solution provided in the embodiment of the present application includes an asset preservation process initiation module, which is used to obtain the information of the leasing project entering asset preservation and determine the preservation management node according to the leasing project information; an asset preservation plan issuance module, which is used to obtain the asset preservation plan in response to the upload operation of the preservation management node; and a project reorganization information determination module, which is used to obtain the project reorganization information according to the asset preservation plan for the execution of the asset preservation plan. By executing this technical solution, the process of asset preservation of financial leasing projects can be recorded based on the asset preservation system, which can facilitate regulatory audits and data statistics during the asset preservation process, and can improve the work efficiency of asset preservation of leasing projects.

[0101] Embodiment 2

[0102] Figure 2 This is a flow chart of the asset preservation method provided in Example 2 of this application. Figure 2 As shown, the method comprises the following steps:

[0103] S210: Acquire information of a lease project that has entered asset preservation, and determine a preservation management node according to the lease project information.

[0104] In this embodiment, in response to the filling operation of the customer management node, the leasing project information entering the asset preservation is obtained. After obtaining the leasing project information, the market and asset management node reviews the leasing project information. If a button click operation is detected, the preservation management node is determined; if a button click operation is not detected, it returns to the leasing project information acquisition unit to re-acquire the leasing project information. Among them, when the market and asset management nodes review the leasing project information, they need to fill in the leasing project information review opinion to facilitate the re-acquisition of the leasing project information.

[0105] S220: In response to the upload operation of the preservation management node, obtain an asset preservation plan.

[0106] In this solution, after the preservation management node is determined, the preservation management node uploads the leased asset preservation project investigation report. If the on-site management node is detected to click the confirmation button, the preservation management node uploads the asset preservation plan. After obtaining the asset preservation plan, the asset management node, customer and market management node, risk management node, and preservation management node confirm the asset preservation plan in turn. Among them, the asset preservation plan is determined based on the project information in the leased asset preservation project investigation report.

[0107] S230. According to the asset preservation plan, obtain project restructuring information for use in executing the asset preservation plan.

[0108] In this solution, after the asset preservation plan is confirmed, the meeting information is determined in response to the filling operation of the risk management node, and the asset preservation plan execution information is determined based on the meeting information. The preservation execution node is determined based on the asset preservation plan execution information, and the preservation execution node fills in the content of the change to the lease project information according to the asset preservation plan to obtain the project restructuring information. After obtaining the project restructuring information, the execution management node clicks the restructuring review button, and the project restructuring review node reviews the project restructuring information. After the review is passed, the original contract content is changed to obtain the changed contract for the execution of the asset preservation plan.

[0109] The technical solution provided in the embodiment of the present application obtains the information of the leasing project entering the asset preservation, determines the preservation management node according to the leasing project information; obtains the asset preservation plan in response to the upload operation of the preservation management node; obtains the project reorganization information according to the asset preservation plan for the execution of the asset preservation plan. By executing this technical solution, the process of asset preservation of the financial leasing project can be recorded based on the asset preservation system, which can facilitate the supervision audit and data statistics in the asset preservation process, and can improve the work efficiency of asset preservation of the leasing project.

[0110] Note that the above are only preferred embodiments of the present application and the technical principles used. Those skilled in the art will understand that the present application is not limited to the specific embodiments described herein, and that various obvious changes, readjustments and substitutions can be made by those skilled in the art without departing from the scope of protection of the present application. Therefore, although the present application is described in more detail through the above embodiments, the present application is not limited to the above embodiments, and may include more other equivalent embodiments without departing from the concept of the present application, and the scope of the present application is determined by the scope of the appended claims.

Claims

1. An asset preservation system, characterized in that: The system includes: an asset preservation process initiation module, an asset preservation plan issuance module, and a project restructuring information determination module; The asset preservation process initiation module is used to obtain the information of the leased project entering the asset preservation and determine the preservation management node according to the leased project information; The asset preservation plan issuing module is used to obtain the asset preservation plan in response to the upload operation of the preservation management node; The project reorganization information determination module is used to obtain project reorganization information according to the asset preservation plan for use in the execution of the asset preservation plan; The asset preservation plan issuing module includes: an investigation report acquisition unit and an asset preservation plan acquisition unit; The investigation report acquisition unit is used to obtain a leased asset preservation project investigation report in response to an upload operation of the preservation management node; wherein the leased asset preservation project investigation report is an investigation report prepared by the on-site account adjustment report and the preservation plan; The asset preservation plan acquisition unit, if the confirmation information of the leased asset preservation project investigation report is detected, obtains the asset preservation plan in response to the upload operation of the preservation management node; Wherein, the project reorganization information determination module includes: a project reorganization information acquisition unit and a contract change unit; The project restructuring information acquisition unit is used to determine the project restructuring information according to the asset preservation plan; wherein the project restructuring information refers to the information for modifying the lease project information; the project restructuring information includes the repayment amount, repayment period and repayment interest; The contract change unit, if detecting that the restructuring review has passed the button click operation, determines the contract change content based on the project restructuring information for the execution of the asset preservation plan.

2. The system according to claim 1, characterized in that The asset preservation process initiation module includes: a leasing project information acquisition unit and a preservation management node determination unit; The leasing project information acquisition unit is used to obtain the leasing project information entering the asset preservation in response to the filling operation of the customer management node, and send the leasing project information to the preservation management node determination unit; The security management node determination unit is used to determine the security management node according to the rental item information.

3. The system according to claim 2, characterized in that The security management node determination unit is specifically used to: Determine whether a button click operation is detected; If detected, determining the security management node according to the rental project information; If not detected, the process returns to the rental item information acquisition unit to reacquire the rental item information.

4. The system according to claim 2, characterized in that The security management node determination unit is further used for: In response to the filling operation of the market and asset management nodes, the audit opinion of the leasing project information is obtained for determining the preservation management node.

5. The system according to claim 1, characterized in that The leasing project information includes basic project information and risk classification information; wherein, the basic project information includes project name, repayment information and asset information; the risk classification information includes non-performing asset leasing projects, bad debt write-off leasing projects and risk control management leasing projects.

6. The system according to claim 1, characterized in that The asset preservation plan issuing module also includes: an asset preservation plan confirmation unit; The asset preservation plan confirmation unit is used to confirm the asset preservation plan according to the detected button click operation.

7. The system according to claim 6, characterized in that The asset preservation plan confirmation unit is specifically used to: Determine whether a return button click operation is detected; If not detected, confirm the asset preservation plan; If detected, the asset preservation plan will be modified according to the fallback steps until the modification is completed and the asset preservation plan is confirmed.

8. The system according to claim 1, characterized in that The investigation report on the leased asset preservation project includes the investigation of lessee information, guarantor information, mortgagor's subject qualification information, business management information, asset and liability information, leased property information, mortgaged property information and litigation information.

9. The system according to claim 1, characterized in that The project restructuring information determination module also includes: a meeting information acquisition unit, an asset preservation plan execution information acquisition unit, and a preservation execution node confirmation unit; The conference information acquisition unit is used to determine the conference information in response to the filling operation of the risk management node; The asset preservation plan execution information acquisition unit is used to determine the asset preservation plan execution information according to the meeting information; The preservation execution node confirmation unit is used to determine the preservation execution node according to the asset preservation plan execution information, so as to execute the asset preservation plan.

10. The system according to claim 9, characterized in that The security execution node confirmation unit is specifically used to: Determine whether the asset preservation plan execution information meets the preset execution conditions; If it is in compliance, the preservation execution node is determined according to the asset preservation plan execution information; If it does not comply, the system returns to the asset preservation plan acquisition unit to obtain a modified asset preservation plan.

11. The system according to claim 1, characterized in that The system also includes: an execution result entry module and an asset preservation process end module; The execution result input module is used to obtain the execution result of asset preservation in response to the filling operation of the preservation execution node; The asset preservation process ending module ends the asset preservation process if an end button click operation is detected.

12. An asset preservation method, characterized in that: The method comprises: Obtaining information about the leased items that are subject to asset preservation, and determining a preservation management node based on the leased item information; In response to the upload operation of the security management node, obtaining an asset security plan; According to the asset preservation plan, obtaining project restructuring information for use in the execution of the asset preservation plan; The step of obtaining the asset preservation plan in response to the upload operation of the preservation management node includes: In response to the upload operation of the preservation management node, a leased asset preservation project investigation report is obtained; wherein the leased asset preservation project investigation report is an investigation report prepared by the on-site account adjustment report and the preservation plan; If confirmation information of the leased asset preservation project investigation report is detected, in response to the upload operation of the preservation management node, an asset preservation plan is obtained; Wherein, obtaining project restructuring information according to the asset preservation plan for use in the execution of the asset preservation plan includes: Determine the project restructuring information according to the asset preservation plan; wherein the project restructuring information refers to the information on the modification of the lease project information; the project restructuring information includes the repayment amount, repayment period and repayment interest; If it is detected that the restructuring review has passed the button click operation, the contract change content is determined based on the project restructuring information for the execution of the asset preservation plan.

Images