Coupon processing method, system, client and server based on 5G message

Abstract

The present invention discloses a coupon processing method, system, client and server based on 5G messages, and relates to the field of mobile Internet technology, wherein the method comprises: receiving a user's coupon query request in a 5G message of a client; obtaining the current geographic location information of the user's mobile phone; sending the current geographic location information and the current time information to a 5G message background server through a 5G network; the 5G message background server analyzes the user's purchase intention according to the current geographic location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy, and obtains the user's purchase intention analysis result; integrating various APP coupons according to the analysis result to obtain the best coupon; sending the best coupon to the client through the 5G network; receiving and displaying the best coupon in the 5G message of the client. The present invention can quickly and accurately recommend the best coupon to the user.

Description

Technical Field

[0001] The present invention relates to the field of mobile internet technology, and in particular to a coupon processing method, system, client and server based on 5G messages. Background Art

[0002] This section is intended to provide a background or context to the embodiments of the invention recited in the claims. No description herein is admitted to be prior art by inclusion in this section.

[0003] Currently, customers need to search for the most cost-effective coupons on various apps when shopping or consuming in shopping malls, which is time-consuming and laborious. Summary of the invention

[0004] An embodiment of the present invention provides a coupon processing method based on 5G messages, which is used to quickly and accurately recommend the best coupon to a user. The method includes:

[0005] Receive a user's coupon query request in a 5G message on the client; upon receiving the coupon query request, obtain the current geographic location information of the user's mobile phone; send the current geographic location information and current time information to the 5G message backend server via the 5G network;

[0006] The 5G message backend server analyzes the user's purchase intention according to the current geographic location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result; generates a coupon information query request according to the user's purchase intention analysis result; sends the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result; receives the coupon information fed back according to the coupon information query request; integrates the coupon information of the same merchant name according to the fed-back coupon information, and ranks the coupon information; obtains the best coupon according to the coupon information ranking result; sends the best coupon to the client through the 5G network;

[0007] The optimal coupon is received in a 5G message of a client; and the optimal coupon is displayed to a user.

[0008] The embodiment of the present invention also provides a coupon processing method based on 5G messages, which is used to quickly and accurately recommend the best coupon to the user. The method includes:

[0009] Receive the user's coupon query request in the 5G message;

[0010] Upon receiving the coupon query request, obtaining the current geographic location information of the user's mobile phone;

[0011] Send the current geographic location information and current time information to the 5G message backend server via the 5G network;

[0012] Receive the best coupons based on the current geographic location information and current time information in 5G messages;

[0013] The optimal coupon is displayed to the user.

[0014] The embodiment of the present invention also provides a coupon processing method based on 5G messages, which is used to quickly and accurately recommend the best coupon to the user. The method includes:

[0015] Receive the current geographic location information and current time information of the user's mobile phone;

[0016] Analyze the user's purchase intention according to the current geographic location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result;

[0017] Generate a coupon information query request based on the user purchase intention analysis results;

[0018] Sending the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result;

[0019] Receiving coupon information fed back according to a coupon information query request;

[0020] According to the feedback of coupon information, the coupon information of the same merchant name is integrated and the coupon information is ranked;

[0021] Get the best coupons based on the ranking results of coupon information;

[0022] The optimal coupon is sent to the client via the 5G network.

[0023] The embodiment of the present invention also provides a coupon processing system based on 5G messages, which is used to quickly and accurately recommend the best coupon to the user. The system includes:

[0024] The client is used to receive a user's coupon query request in a 5G message; upon receiving the coupon query request, obtain the current geographic location information of the user's mobile phone; send the current geographic location information and current time information to the 5G message backend server through the 5G network; receive the best coupon in the 5G message; and display the best coupon to the user;

[0025] The 5G message background server is used to analyze the user's purchase intention according to the current geographic location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy, and obtain the user's purchase intention analysis result; generate a coupon information query request according to the user's purchase intention analysis result; send the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result; receive the coupon information fed back according to the coupon information query request; according to the fed-back coupon information, integrate the coupon information of the same merchant name, and rank the coupon information; according to the coupon information ranking result, obtain the best coupon; send the best coupon to the client through the 5G network.

[0026] The embodiment of the present invention also provides a coupon processing client based on 5G messages, which is used to quickly and accurately recommend the best coupon to the user. The client includes:

[0027] The first receiving unit is configured to receive a coupon query request from a user in a 5G message; and receive an optimal coupon fed back according to current geographic location information and current time information in the 5G message;

[0028] A geographic location acquisition unit, configured to acquire the current geographic location information of the user's mobile phone upon receiving the coupon query request;

[0029] The first sending unit is used to send the current geographic location information and the current time information to the 5G message background server through the 5G network;

[0030] A display unit is used to display the optimal coupon to the user.

[0031] The embodiment of the present invention also provides a 5G message background server for coupon processing based on 5G messages, which is used to quickly and accurately recommend the best coupon to the user. The 5G message background server includes:

[0032] The second receiving unit is used to receive the current geographical location information and current time information of the user's mobile phone; and receive the coupon information fed back according to the coupon information query request;

[0033] An intention analysis unit, configured to analyze the user's purchase intention according to the current geographical location information, the current time information, the user's historical purchase information pre-stored in the server, and a preset intention analysis strategy, and obtain a user's purchase intention analysis result;

[0034] A coupon information query request unit, used to generate a coupon information query request according to the user purchase intention analysis result;

[0035] The second sending unit is used to send the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result; the best coupon is sent to the client through the 5G network

[0036] An integration processing unit, used to integrate the coupon information of the same merchant name according to the feedback coupon information, and rank the coupon information;

[0037] The optimal coupon determination unit is used to obtain the optimal coupon according to the coupon information ranking result.

[0038] An embodiment of the present invention also provides a computer device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the above-mentioned coupon processing method based on 5G messages when executing the computer program.

[0039] An embodiment of the present invention also provides a computer-readable storage medium, which stores a computer program for executing the above-mentioned coupon processing method based on 5G messages.

[0040] In the embodiments of the present invention, the coupon processing solution based on 5G messages is compared with the time-consuming and labor-intensive technical solution in the prior art in which customers need to search for the most cost-effective coupons in various apps during shopping or consumption in shopping malls. The solution can: receive the user's coupon query request in the client's 5G message; obtain the current geographic location information of the user's mobile phone when receiving the coupon query request; send the current geographic location information and current time information to the 5G message background server through the 5G network; the 5G message background server analyzes the user's purchase intention according to the current geographic location information, current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy. Analyze and obtain the analysis result of user purchase intention; generate a coupon information query request according to the analysis result of user purchase intention; send the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result; receive the coupon information fed back according to the coupon information query request; integrate the coupon information of the same merchant name according to the fed back coupon information, and rank the coupon information; obtain the best coupon according to the ranking result of the coupon information; send the best coupon to the client through the 5G network; receive the best coupon in the 5G message of the client; display the best coupon to the user, so as to quickly and accurately recommend the best coupon to the user. BRIEF DESCRIPTION OF THE DRAWINGS

[0041] In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the following briefly introduces the drawings required for use in the embodiments or the prior art descriptions. Obviously, the drawings described below are only some embodiments of the present invention. For ordinary technicians in this field, other drawings can be obtained based on these drawings without creative work. In the drawings:

[0042] Figure 1 It is a flowchart of a coupon processing method based on 5G messages applied to a system in an embodiment of the present invention;

[0043] Figure 2 It is a flowchart of a coupon processing method based on 5G messages applied to a system in another embodiment of the present invention;

[0044] Figure 3 It is a flowchart of a coupon processing method based on 5G messages applied to a client in an embodiment of the present invention;

[0045] Figure 4 It is a flowchart of a coupon processing method based on 5G messages applied to a 5G message background server in an embodiment of the present invention;

[0046] Figure 5 It is a structural diagram of a coupon processing system based on 5G messages in an embodiment of the present invention;

[0047] Figure 6 It is a structural diagram of a coupon processing system based on 5G messages in another embodiment of the present invention;

[0048] Figure 7 This is a schematic diagram of the structure of a coupon processing client based on 5G messages in an embodiment of the present invention;

[0049] Figure 8 This is a schematic diagram of the structure of a 5G message background server for coupon processing based on 5G messages in an embodiment of the present invention. DETAILED DESCRIPTION

[0050] To make the purpose, technical solution and advantages of the embodiments of the present invention more clear, the embodiments of the present invention are further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments of the present invention and their descriptions are used to explain the present invention, but are not intended to limit the present invention.

[0051] The embodiment of the present invention proposes a coupon processing solution based on 5G messages. The solution is a coupon processing solution based on 5G messages and geographic location. In 5G (fifth generation mobile communication) messages, according to the customer's current geographic location, current time and historical preferences of the customer, the discount information is queried from major APPs for integration, classified according to merchants, and merchants that customers frequently purchase are recommended first. The discounts within the same merchant are sorted and pushed to customers in the form of 5G messages, supporting customers to quickly obtain the most favorable coupons. At the same time, it supports customers to express their demands at the time by voice. For example, if a certain type of merchant or a store is queried for discounts, all discount information of stores that meet the customer's requirements will be displayed and ranked. Customers are supported to use face recognition to make purchases quickly. The following is a detailed introduction to the coupon processing solution based on 5G messages.

[0052] like Figure 5 As shown, an embodiment of the present invention relates to a coupon processing system based on 5G messages and geographic location, the system comprising: a client 01 and a 5G message background server 02, when working: receiving a user's coupon query request in a 5G message of the client; upon receiving the coupon query request, obtaining the current geographic location information of the user's mobile phone; sending the current geographic location information and the current time information to the 5G message background server through the 5G network; the 5G message background server analyzes the user's purchase intention according to the current geographic location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy, and obtains the user's purchase intention analysis Results; Generate a coupon information query request based on the user purchase intention analysis results; Send the coupon information query request to each APP; The coupon information query request includes the merchant name in the analysis results; Receive the coupon information fed back according to the coupon information query request; According to the fed-back coupon information, integrate the coupon information of the same merchant name and rank the coupon information; According to the ranking results of the coupon information, get the best coupon; Send the best coupon to the client via the 5G network; Receive the best coupon in the 5G message of the client; Display the best coupon to the user. The present invention can quickly recommend the best coupon to the user. The following is a detailed introduction to each end involved in the coupon processing solution based on 5G messages and the coupon processing method applied to each end.

[0053] Figure 1 FIG. 1 is a flow chart of a coupon processing method based on 5G messages in an embodiment of the present invention. Figure 1 Said method comprises the following steps:

[0054] Step 101: receiving a user's coupon query request in a 5G message of a client; upon receiving the coupon query request, obtaining the current geographic location information of the user's mobile phone; and sending the current geographic location information and current time information to a 5G message backend server via a 5G network;

[0055] Step 102: The 5G message background server analyzes the user's purchase intention according to the current geographic location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result; generates a coupon information query request according to the user's purchase intention analysis result; sends the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result; receives the coupon information fed back according to the coupon information query request; integrates the coupon information of the same merchant name according to the fed-back coupon information, and ranks the coupon information; obtains the best coupon according to the coupon information ranking result; sends the best coupon to the client through the 5G network;

[0056] Step 103: Receive the optimal coupon in the 5G message of the client; and display the optimal coupon to the user.

[0057] The 5G message-based coupon processing method provided by the present invention can quickly and accurately recommend the best coupon to the user. The following is a detailed introduction to each step involved in the method.

[0058] 1. First, the steps of obtaining customer information are introduced, namely the above-mentioned step 101.

[0059] During the specific implementation, customer information is obtained: the customer (user) walks into the XX mall, and in the 5G message, the customer clicks on the mall coupon query (coupon query request), obtains the current address location information of the mobile phone, monitors the customer's voice, and sends the geographic location, current time, and voice recognition content to the 5G message background server, entering the step of customer intent analysis.

[0060] 2. Next, the steps of monitoring customer voice and voice recognition are introduced, which are the preferred steps involved in the above steps 101 and 102.

[0061] In the specific implementation, the customer's voice and voice recognition are monitored: the customer's voice content is monitored and recognized in the client's 5G message, such as "check the current discount for afternoon tea", "check the current optimization of coffee shops", "check the current discount for makeup", and the voice recognition content is sent to the information acquisition module. If the customer does not input voice, the empty content is sent to the customer information acquisition module (used to execute the above steps of customer information acquisition). The 5G message background server can subsequently analyze the user's purchase intention in combination with the voice recognition content, and can obtain more accurate analysis results of the user's purchase intention, thereby further improving the accuracy of coupon recommendations.

[0062] That is, in one embodiment, the above-mentioned coupon processing method based on 5G messages may further include: monitoring user voice in the 5G message of the client; identifying the content of the user voice;

[0063] Sending the current geographic location information and the current time information to the 5G message backend server via the 5G network, including: sending the current geographic location information, the current time information and the user's voice content to the 5G message backend server via the 5G network;

[0064] The 5G message background server analyzes the user's purchase intention according to the current geographic location information, current time information, the user's historical purchase information pre-stored in the server, and a preset intention analysis strategy to obtain the user's purchase intention analysis result, which may include: the 5G message background server analyzes the user's purchase intention according to the current geographic location information, current time information, the content of the user's voice, the user's historical purchase information pre-stored in the server, and a preset intention analysis strategy to obtain the user's purchase intention analysis result.

[0065] 3. Next, the steps of customer intention analysis, coupon query, and integration are introduced, which are the above step 102. For the convenience of introduction, the above step 103 is also introduced.

[0066] In specific implementation, customer intention analysis (which can be realized by the intention analysis unit below): analyze customer intention according to address location, current time, voice recognition content, and combined with the customer's historical purchase stores and corresponding products recorded in the server, so as to determine which merchants' preferential information needs to be pushed to customers first. The preset intention analysis strategy may include: if the customer inputs the intention by voice, the merchant closest to the address location of the customer's intention is prioritized; if the distance is the same, the merchant with historical purchase is prioritized; if the customer does not input the voice intention, the goods purchased by the customer in this mall at a similar time point are matched in the records retained by the server; if the customer has no voice intention and no historical record, the store closest to the customer is prioritized. For example: the current time is 3 pm, and the voice recognition detects that the customer wants to buy coffee. The nearest coffee shop is store A, and the name of store A is sent to the coupon query module. If the distances of multiple stores are similar, the coupons of the stores with historical purchases are prioritized in the server combined with the stores with historical purchases, and the names of the historical stores are sent to the coupon query module. If the customer has no voice intent, the server's historical records show that the customer bought coffee at around 3 pm a few days ago, so the nearest store A is sent to the coupon query module. If the customer has no voice intent and the server's historical records do not show the customer's record, it is likely that the customer is standing in the store where he needs to buy and looking for coupons, so the name of the store closest to the customer is sent to the coupon query module.

[0067] In the specific implementation, coupon query (which can be realized by the coupon information query request unit below): according to the results of the intent analysis module, the store name is sent to major apps (such as mobile banking apps of major banks, Meituan, Dianping, etc.) to query the coupon information, and then returned to the 5G message server to enter the coupon integration step.

[0068] In specific implementation, coupon integration (which can be realized by the integration processing unit below): Based on the information retrieved by the coupon query module, the information of the same merchant is integrated, and the discounts are ranked, and the customer is pushed a more cost-effective coupon. If the coupons queried are 10% off, 20% off, and 30% off, they are ranked in order. For full discounts, etc., it can be calculated by default based on 100 yuan, and 15 yuan off for every 100 yuan, then the ranking is between 10% off and 20% off. After the customer clicks on a coupon, the subsequent payment steps are carried out.

[0069] 4. Next, the payment steps and notification steps are introduced, which are the preferred steps after the above step 103.

[0070] During the specific implementation, the payment steps are: check whether it is in the payment account. If not, jump to the step of binding the payment account. If yes, give priority to the default bank card set, and also support switching bank cards. Perform liveness detection such as face recognition, and send the face recognition information, SIM card phone number, bank card number, payment amount, store name, and coupon number to the bank backend. The bank backend (the bank end of the bank to which the bank card belongs) compares the local face information. If the comparison is consistent, it is confirmed that it is the customer's own operation, and the payment amount in the customer's account is transferred to the store's account to complete the payment, and jump to the notification step.

[0071] That is, in one embodiment, if Figure 2 As shown, the above-mentioned coupon processing method based on 5G message may also include:

[0072] Step 104: receiving a request for using the best coupon in a 5G message of the client; upon receiving the request for using the best coupon, detecting whether the client has a payment account, and if so, obtaining the user's biometric information, and sending the user's biometric information, the mobile phone number of the SIM card, the bank card number of the user's payment account, the bill information to be paid, and the best coupon identifier to the bank end of the bank to which the bank card belongs;

[0073] Step 105: The bank to which the bank card belongs compares the biometric information of the user sent with the biometric information of the user stored locally. If the comparison is consistent, it confirms whether the operation is made by the user himself based on the mobile phone number of the SIM card and the bank card number of the user's payment account. If so, the payment amount is determined based on the optimal coupon identifier and the bill information to be paid, and the payment amount in the user's payment account is transferred to the bill collection account to complete the payment and obtain the payment result.

[0074] In specific implementation, the steps for binding a payment account are as follows: the customer clicks on Bind Account in the 5G message, enters the account number, bank, name, mobile phone number, and performs facial recognition, and sends all the information to the corresponding bank backend through the 5G message server. The bank backend detects whether the customer's facial information is consistent with the locally stored image information, and whether the account number, name, and mobile phone number belong to the same person. If so, the account binding is completed.

[0075] During the specific implementation, the notification steps are: the bank backend (bank side) returns the message to the 5G message server, and the 5G message server returns the payment result to the 5G message front end (client side).

[0076] The coupon recommendation method based on 5G messages and geographic location provided by the embodiment of the present invention achieves: pushing to customers through 5G messages to quickly reach customers; pushing to customers based on the customer's current geographic location information to be more accurate; integrating coupons from major APPs and sorting the discounts to support customers to quickly obtain more cost-effective coupons; using facial recognition technology to complete purchases and simplify the process.

[0077] The embodiment of the present invention also provides a 5G message-based coupon processing method applied to the client, as described in the following embodiment. Since the principle of solving the problem by this method is similar to that of the 5G message-based coupon processing method applied to the system, the implementation of this method can refer to the implementation of the 5G message-based coupon processing method applied to the system, and the repeated parts will not be repeated.

[0078] Figure 3 : is a flow chart of a coupon processing method based on 5G messages applied to a client in an embodiment of the present invention, such as Figure 3 As shown, the method comprises the following steps:

[0079] Step 201: receiving a user's coupon query request in a 5G message;

[0080] Step 202: upon receiving the coupon query request, obtaining the current geographic location information of the user's mobile phone;

[0081] Step 203: Send the current geographic location information and current time information to the 5G message backend server via the 5G network;

[0082] Step 204: receiving the optimal coupon fed back according to the current geographic location information and the current time information in the 5G message;

[0083] Step 205: Display the optimal coupon to the user.

[0084] In one embodiment, the above-mentioned coupon processing method based on 5G message may also include:

[0085] Monitor user voice in 5G messaging;

[0086] Recognize the content of user speech;

[0087] The current geographic location information and the current time information are sent to the 5G message background server via the 5G network, including: the current geographic location information, the current time information and the content of the user's voice are sent to the 5G message background server via the 5G network; the current geographic location information, the current time information and the content of the user's voice are used to analyze the user's purchase intention with the user's historical purchase information pre-stored in the server, and a preset intention analysis strategy, to obtain a user purchase intention analysis result.

[0088] In one embodiment, the above-mentioned coupon processing method based on 5G message may also include:

[0089] Receive a request to use the best coupon in a 5G message;

[0090] Upon receiving the use request, detecting whether the client has a payment account;

[0091] If yes, obtain the user’s biometric information;

[0092] The user's biometric information, the mobile phone number of the SIM card, the bank card number of the user's payment account, the bill information to be paid and the optimal coupon identifier are sent to the bank end of the bank to which the bank card belongs; the user's biometric information is used to compare with the user's biometric information stored locally on the bank end; the mobile phone number of the SIM card and the bank card number of the user's payment account are used to confirm whether the operation is performed by the user himself when the biometric information is used to match the biometric information of the user stored locally on the bank end; the bill information to be paid and the optimal coupon identifier are used to determine the payment amount when it is confirmed that the operation is performed by the user himself; the payment amount is used to complete the payment and obtain the payment result.

[0093] The embodiment of the present invention also provides a 5G message-based coupon processing method applied to a 5G message background server, as described in the following embodiment. Since the principle of solving the problem by this method is similar to that of the 5G message-based coupon processing method applied to the system, the implementation of this method can refer to the implementation of the 5G message-based coupon processing method applied to the system, and the repeated parts will not be repeated.

[0094] Figure 4 The flowchart of the coupon processing method based on 5G message applied to the 5G message background server in an embodiment of the present invention is as follows: Figure 4 As shown, the method comprises the following steps:

[0095] Step 301: Receive the current geographical location information and current time information of the user's mobile phone;

[0096] Step 302: Analyze the user's purchase intention according to the current geographical location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result;

[0097] Step 303: Generate a coupon information query request based on the user purchase intention analysis result;

[0098] Step 304: Send the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result;

[0099] Step 305: receiving coupon information fed back according to the coupon information query request;

[0100] Step 306: integrating the coupon information of the same merchant name according to the feedback coupon information, and ranking the coupon information;

[0101] Step 307: Obtain the best coupon according to the ranking result of the coupon information;

[0102] Step 308: Send the optimal coupon to the client via the 5G network.

[0103] In one embodiment, the user's purchase intention is analyzed based on the current geographic location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result, which may include:

[0104] The user's purchase intention is analyzed based on the current geographic location information, the current time information, the content of the user's voice, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result.

[0105] The embodiment of the present invention also provides a coupon processing system based on 5G messages, as described in the following embodiments. Since the principle of solving the problem by the system is similar to the coupon processing method based on 5G messages applied to the system, the implementation of the system can refer to the implementation of the coupon processing method based on 5G messages applied to the system, and the repeated parts will not be repeated.

[0106] Figure 5 : is a schematic diagram of the structure of a coupon processing system based on 5G messages in an embodiment of the present invention. Figure 5 As shown, the system includes:

[0107] Client 01 is used to receive a user's coupon query request in a 5G message; upon receiving the coupon query request, obtain the current geographic location information of the user's mobile phone; send the current geographic location information and current time information to the 5G message backend server through the 5G network; receive the best coupon in the 5G message; and display the best coupon to the user;

[0108] The 5G message background server 02 is used to analyze the user's purchase intention according to the current geographic location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy, and obtain the user's purchase intention analysis result; generate a coupon information query request according to the user's purchase intention analysis result; send the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result; receive the coupon information fed back according to the coupon information query request; according to the fed-back coupon information, integrate the coupon information of the same merchant name, and rank the coupon information; according to the coupon information ranking result, obtain the best coupon; send the best coupon to the client via the 5G network.

[0109] In one embodiment, the client can be specifically used to: receive a user's coupon query request in a 5G message; upon receiving the coupon query request, obtain the current geographic location information of the user's mobile phone; monitor the user's voice in the 5G message; recognize the content of the user's voice; send the current geographic location information, current time information and the content of the user's voice to the 5G message background server through the 5G network;

[0110] The 5G message background server is specifically used to analyze the user's purchase intention according to the current geographic location information, current time information, the content of the user's voice, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result.

[0111] In one embodiment, the client can also be used to receive a use request for the best coupon in a 5G message; upon receiving the use request, detect whether the client has a payment account, and if so, obtain the user's biometric information, and send the user's biometric information, the mobile phone number of the SIM card, the bank card number of the user's payment account, the bill information to be paid, and the best coupon identifier to the bank end of the bank to which the bank card belongs;

[0112] like Figure 6As shown, the above-mentioned coupon processing system based on 5G messages may also include: a bank end 03, which is used to compare the biometric information of the user sent with the biometric information of the user stored locally. If the comparison is consistent, it is confirmed whether the operation is performed by the user himself according to the mobile phone number of the SIM card and the bank card number of the user's payment account. If so, the payment amount is determined according to the optimal coupon identifier and the bill information to be paid, and the payment amount in the user's payment account is transferred to the bill collection account to complete the payment and obtain the payment result.

[0113] The embodiment of the present invention also provides a coupon processing client based on 5G messages, as described in the following embodiments. Since the principle of solving the problem by the client is similar to the coupon processing method based on 5G messages applied to the system, the implementation of the client can refer to the implementation of the coupon processing method based on 5G messages applied to the system, and the repeated parts will not be repeated.

[0114] Figure 7 : is a schematic diagram of the structure of a coupon processing client based on 5G messages in an embodiment of the present invention. Figure 7 As shown, the client includes:

[0115] The first receiving unit 011 is configured to receive a coupon query request from a user in a 5G message; and receive an optimal coupon fed back according to current geographic location information and current time information in the 5G message;

[0116] The geographic location acquisition unit 012 is used to acquire the current geographic location information of the user's mobile phone upon receiving the coupon query request;

[0117] The first sending unit 013 is used to send the current geographical location information and the current time information to the 5G message background server through the 5G network;

[0118] The display unit 014 is used to display the optimal coupon to the user.

[0119] In one embodiment, the above-mentioned 5G message-based coupon processing client may further include:

[0120] Voice monitoring unit, used to monitor user voice in 5G messages;

[0121] A speech recognition unit, used to recognize the content of the user's speech;

[0122] The first sending unit can be specifically used to: send the current geographic location information, current time information and user voice content to the 5G message background server through the 5G network; the current geographic location information, current time information and user voice content are used to analyze the user's purchase intention with the user's historical purchase information pre-stored in the server, and a preset intention analysis strategy, to obtain a user purchase intention analysis result.

[0123] In one embodiment, the first receiving unit may also be used to receive a request for using the optimal coupon in a 5G message;

[0124] The 5G message-based coupon processing client may also include:

[0125] A detection unit, configured to detect whether a payment account exists on the client upon receiving the use request;

[0126] A biometric feature acquisition unit, used to acquire the user's biometric feature information when the existence of a payment account is detected;

[0127] The first sending unit can also be used to: send the user's biometric information, the mobile phone number of the SIM card, the bank card number of the user's payment account, the bill information to be paid and the optimal coupon identifier to the bank end of the bank to which the bank card belongs; the user's biometric information is used to compare with the user's biometric information stored locally on the bank end; the mobile phone number of the SIM card and the bank card number of the user's payment account are used to confirm whether the operation is performed by the user himself when the biometric information is used to match the biometric information of the user stored locally on the bank end; the bill information to be paid and the optimal coupon identifier are used to determine the payment amount when it is confirmed that the operation is performed by the user himself; the payment amount is used to complete the payment and obtain the payment result.

[0128] The embodiment of the present invention also provides a 5G message background server for coupon processing based on 5G messages, as described in the following embodiments. Since the principle of solving the problem by the 5G message background server is similar to the 5G message-based coupon processing method applied to the system, the implementation of the 5G message background server can refer to the implementation of the 5G message-based coupon processing method applied to the system, and the repeated parts will not be repeated.

[0129] Figure 8 Schematic diagram of the structure of a 5G message background server for coupon processing based on 5G messages in an embodiment of the present invention. Figure 8 As shown, the server includes:

[0130] The second receiving unit 021 is used to receive the current geographical location information and current time information of the user's mobile phone; and receive the coupon information fed back according to the coupon information query request;

[0131] The intention analysis unit 022 is used to analyze the user's purchase intention according to the current geographical location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result;

[0132] The coupon information query request unit 023 is used to generate a coupon information query request according to the user purchase intention analysis result;

[0133] The second sending unit 024 is used to send the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result; the best coupon is sent to the client through the 5G network

[0134] The integration processing unit 025 is used to integrate the coupon information of the same merchant name according to the feedback coupon information, and rank the coupon information;

[0135] The optimal coupon determination unit 026 is used to obtain the optimal coupon according to the coupon information ranking result.

[0136] In one embodiment, the intention analysis unit may be specifically used for:

[0137] The user's purchase intention is analyzed based on the current geographic location information, the current time information, the content of the user's voice, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result.

[0138] An embodiment of the present invention also provides a computer device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the above-mentioned coupon processing method based on 5G messages when executing the computer program.

[0139] An embodiment of the present invention also provides a computer-readable storage medium, which stores a computer program for executing the above-mentioned coupon processing method based on 5G messages.

[0140] In the embodiments of the present invention, the coupon processing solution based on 5G messages is compared with the time-consuming and labor-intensive technical solution in the prior art in which customers need to search for the most cost-effective coupons in various apps during shopping or consumption in shopping malls. The solution can: receive the user's coupon query request in the client's 5G message; obtain the current geographic location information of the user's mobile phone when receiving the coupon query request; send the current geographic location information and current time information to the 5G message background server through the 5G network; the 5G message background server analyzes the user's purchase intention according to the current geographic location information, current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy. Analyze and obtain the analysis result of user purchase intention; generate a coupon information query request according to the analysis result of user purchase intention; send the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result; receive the coupon information fed back according to the coupon information query request; integrate the coupon information of the same merchant name according to the fed back coupon information, and rank the coupon information; obtain the best coupon according to the ranking result of the coupon information; send the best coupon to the client through the 5G network; receive the best coupon in the 5G message of the client; display the best coupon to the user, so as to quickly and accurately recommend the best coupon to the user.

[0141] Those skilled in the art will appreciate that embodiments of the present invention may be provided as methods, systems, or computer program products. Therefore, the present invention may take the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, the present invention may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.

[0142] The present invention is described with reference to flowcharts and / or block diagrams of methods, devices (systems), and computer program products according to embodiments of the present invention. It should be understood that each process and / or block in the flowchart and / or block diagram, as well as the combination of processes and / or blocks in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to produce a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowchart and / or block diagram. Figure 1 A process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0143] These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing device to operate in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture comprising an instruction device, which implements the process Figure 1 A process or multiple processes and / or boxes Figure 1 A function specified in one or more boxes.

[0144] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of operating steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing instructions for implementing the process. Figure 1 A process or multiple processes and / or boxes Figure 1 A step that specifies a function in one or more boxes.

[0145] The specific embodiments described above further illustrate the objectives, technical solutions and beneficial effects of the present invention in detail. It should be understood that the above description is only a specific embodiment of the present invention and is not intended to limit the scope of protection of the present invention. Any modifications, equivalent substitutions, improvements, etc. made within the spirit and principles of the present invention should be included in the scope of protection of the present invention.

Claims

1. A coupon processing method based on 5G messages, characterized in that: The method is applied to a system, the method comprising: Receive a user's coupon query request in a 5G message on the client; upon receiving the coupon query request, obtain the current geographic location information of the user's mobile phone; send the current geographic location information and current time information to the 5G message backend server via the 5G network; The 5G message backend server analyzes the user's purchase intention according to the current geographic location information, current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result; generates a coupon information query request according to the user's purchase intention analysis result; sends the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result; receives the coupon information fed back according to the coupon information query request; integrates the coupon information of the same merchant name according to the fed back coupon information, and ranks the coupon information; obtains the best coupon according to the coupon information ranking result; sends the best coupon to the client through the 5G network; the preset intention analysis strategy includes: if the customer inputs the intention by voice, the merchant closest to the address location of the customer's intention is given priority; if the distance is the same, the merchant with historical purchase is given priority; if the customer does not input the voice intention, the goods purchased by the customer in the mall at a similar time point are matched in the records retained by the server; if the customer has no voice intention and no historical record, the store closest to the customer is given priority; Receiving the optimal coupon in a 5G message of the client; and displaying the optimal coupon to the user; The client detects whether there is a payment account. If not, it jumps to the step of binding the payment account: the customer clicks on the binding account in the 5G message, enters the account number, bank, name, mobile phone number, and performs face recognition, and sends all the information to the corresponding bank backend through the 5G message server. The bank backend detects whether the customer's facial information is consistent with the locally stored image information, and whether the account number, name, and mobile phone number belong to the same person. If yes, the account binding is completed; if yes: obtain the user's biometric information, and send the user's biometric information, the mobile phone number of the SIM card, the bank card number of the user's payment account, the bill information to be paid, and the optimal coupon identifier to the bank end of the bank to which the bank card belongs; the bank end of the bank to which the bank card belongs is used to compare the sent user's biometric information with the locally stored biometric information of the user. If the comparison is consistent, it confirms whether it is the user himself based on the mobile phone number of the SIM card and the bank card number of the user's payment account. If so, the payment amount is determined based on the optimal coupon identifier and the bill information to be paid, and the payment amount in the user's payment account is transferred to the bill collection account to complete the payment and obtain the payment result.

2. The coupon processing method based on 5G message according to claim 1, characterized in that: Also includes: Monitor user voice in the client's 5G message; Recognize the content of user speech; Sending the current geographic location information and the current time information to the 5G message backend server via the 5G network, including: sending the current geographic location information, the current time information and the user's voice content to the 5G message backend server via the 5G network; The 5G message background server analyzes the user's purchase intention according to the current geographic location information, current time information, the user's historical purchase information pre-stored in the server, and a preset intention analysis strategy, and obtains the user's purchase intention analysis result, including: the 5G message background server analyzes the user's purchase intention according to the current geographic location information, current time information, the content of the user's voice, the user's historical purchase information pre-stored in the server, and a preset intention analysis strategy, and obtains the user's purchase intention analysis result.

3. A coupon processing method based on 5G messages, characterized in that: The method is applied to a client and includes: Receive the user's coupon query request in the 5G message; Upon receiving the coupon query request, obtaining the current geographic location information of the user's mobile phone; The current geographic location information and current time information are sent to the 5G message background server through the 5G network; the 5G message background server is used to analyze the user's purchase intention according to the current geographic location information, current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy, and obtain the user's purchase intention analysis result; generate a coupon information query request according to the user's purchase intention analysis result; send the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result; receive the coupons fed back according to the coupon information query request information; integrate the coupon information of the same merchant name according to the feedback coupon information, and rank the coupon information; obtain the best coupon according to the ranking result of the coupon information; send the best coupon to the client through the 5G network; the preset intention analysis strategy includes: if the customer inputs the intention by voice, give priority to the merchant closest to the address of the customer's intention; if the distance is the same, give priority to the merchant with historical purchases; if the customer does not input the voice intention, match the goods purchased by the customer in the mall at a similar time point in the records retained by the server; if the customer has no voice intention and no historical record, give priority to the store closest to the customer; Receive the best coupons based on the current geographic location information and current time information in 5G messages; Displaying the optimal coupon to the user; Detect whether there is a payment account. If not, jump to the step of binding the payment account: the customer clicks on the binding account in the 5G message, enters the account number, bank, name, mobile phone number, and performs face recognition, and sends all the information to the corresponding bank backend through the 5G message server. The bank backend detects whether the customer's facial information is consistent with the locally stored image information, and whether the account number, name, and mobile phone number belong to the same person. If yes, the account binding is completed; if yes: obtain the user's biometric information, and send the user's biometric information, the mobile phone number of the SIM card, the bank card number of the user's payment account, the bill information to be paid, and the optimal coupon identifier to the bank end of the bank to which the bank card belongs; the bank end of the bank to which the bank card belongs is used to compare the sent user's biometric information with the locally stored biometric information of the user. If the comparison is consistent, confirm whether it is the user himself based on the mobile phone number of the SIM card and the bank card number of the user's payment account. If so, determine the payment amount based on the optimal coupon identifier and the bill information to be paid, and transfer the payment amount in the user's payment account to the bill collection account to complete the payment and obtain the payment result.

4. The coupon processing method based on 5G message according to claim 3, characterized in that: Also includes: Monitor user voice in 5G messaging; Recognize the content of user speech; Sending the current geographic location information and the current time information to the 5G message backend server via the 5G network, including: sending the current geographic location information, the current time information and the user's voice content to the 5G message backend server via the 5G network; The current geographic location information, current time information and user voice content are used to analyze the user's purchase intention with the user's historical purchase information pre-stored in the server, and a preset intention analysis strategy to obtain a user purchase intention analysis result.

5. A coupon processing method based on 5G messages, characterized in that: The method is applied to a 5G message background server, and the method includes: Receive the current geographic location information and current time information of the user's mobile phone; the current geographic location information and current time information are sent by the client through the 5G network, and the client is used to receive the user's coupon query request in the 5G message; when receiving the coupon query request, obtain the current geographic location information of the user's mobile phone; The user's purchase intention is analyzed according to the current geographic location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result; the preset intention analysis strategy includes: if the customer inputs the intention by voice, the merchant closest to the address of the customer's intention is prioritized; if the distance is the same, the merchant with historical purchase is prioritized; if the customer does not input the voice intention, the goods purchased by the customer in the mall at a similar time point are matched in the records retained by the server; if the customer has no voice intention and no historical record, the store closest to the customer is prioritized; Generate a coupon information query request based on the user purchase intention analysis results; Sending the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result; Receiving coupon information fed back according to a coupon information query request; According to the feedback of coupon information, the coupon information of the same merchant name is integrated and the coupon information is ranked; Get the best coupons based on the ranking results of coupon information; Sending the optimal coupon to the client via the 5G network; the client is also used to receive the optimal coupon in a 5G message; and displaying the optimal coupon to the user; The client is used to detect whether there is a payment account. If not, it jumps to the step of binding the payment account: the customer clicks on the binding account in the 5G message, enters the account number, the bank to which it belongs, the name, the mobile phone number, and performs face recognition, and sends all the information to the corresponding bank backend through the 5G message server. The bank backend detects whether the customer's facial information is consistent with the locally stored image information, and whether the account number, name, and mobile phone number belong to the same person. If yes, the account binding is completed; if yes: the user's biometric information is obtained, and the user's biometric information, the mobile phone number of the SIM card, the bank card number of the user's payment account, the bill information to be paid, and the optimal coupon identifier are sent to the bank end of the bank to which the bank card belongs; the bank end of the bank to which the bank card belongs is used to compare the sent user's biometric information with the locally stored biometric information of the user. If the comparison is consistent, it is confirmed whether it is the user himself according to the mobile phone number of the SIM card and the bank card number of the user's payment account. If so, the payment amount is determined according to the optimal coupon identifier and the bill information to be paid, and the payment amount in the user's payment account is transferred to the bill collection account to complete the payment and obtain the payment result.

6. The coupon processing method based on 5G message according to claim 5, characterized in that: According to the current geographic location information, the current time information, the historical purchase information of the user pre-stored in the server, and the preset intention analysis strategy, the user's purchase intention is analyzed to obtain the user's purchase intention analysis result, including: The user's purchase intention is analyzed based on the current geographic location information, the current time information, the content of the user's voice, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result.

7. A coupon processing system based on 5G messages, characterized in that: include: The client is used to receive the user's coupon query request in the 5G message; Upon receiving the coupon query request, the current geographic location information of the user's mobile phone is obtained; the current geographic location information and current time information are sent to the 5G message backend server via the 5G network; Receive the best coupon in the 5G message; display the best coupon to the user; detect whether there is a payment account, if not, jump to the step of binding the payment account: the customer clicks on the binding account in the 5G message, enters the account number, bank, name, mobile phone number, and performs face recognition, and sends all the information to the corresponding bank backend through the 5G message server. The bank backend detects whether the customer's facial information is consistent with the locally stored image information, and whether the account number, name, and mobile phone number belong to the same person. If yes, the account binding is completed; If yes: obtain the user's biometric information, and send the user's biometric information, the mobile phone number of the SIM card, the bank card number of the user's payment account, the bill information to be paid, and the optimal coupon ID to the bank end of the bank to which the bank card belongs; The 5G message backend server is used to analyze the user's purchase intention according to the current geographic location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result; Generate a coupon information query request based on the user purchase intention analysis results; Send the coupon information query request to each APP; The coupon information query request includes the merchant name in the analysis result; Receiving coupon information fed back according to a coupon information query request; According to the feedback of coupon information, the coupon information of the same merchant name is integrated and the coupon information is ranked; Get the best coupons based on the ranking results of coupon information; Sending the optimal coupon to the client via the 5G network; The preset intent analysis strategy includes: if the customer inputs the intent by voice, the merchant closest to the address of the customer's intent is prioritized; if the distance is the same, the merchant with historical purchases is prioritized; if the customer does not input the intent by voice, the goods purchased by the customer in the mall at a similar time point are matched in the records retained by the server; if the customer has no voice intent and no historical records, the store closest to the customer is prioritized; the biometric information of the user sent is compared with the biometric information of the user stored locally. If the comparison is consistent, confirm whether the operation is performed by the user himself based on the mobile phone number of the SIM card and the bank card number of the user's payment account. If so, determine the payment amount based on the optimal coupon identifier and the bill information to be paid, transfer the payment amount in the user's payment account to the bill collection account to complete the payment, and obtain the payment result.

8. The coupon processing system based on 5G messages as claimed in claim 7, characterized in that: The client is specifically used to: receive a user's coupon query request in a 5G message; upon receiving the coupon query request, obtain the current geographic location information of the user's mobile phone; monitor the user's voice in the 5G message; recognize the content of the user's voice; and send the current geographic location information, current time information and the content of the user's voice to the 5G message backend server through the 5G network; The 5G message background server is specifically used to analyze the user's purchase intention according to the current geographic location information, current time information, the content of the user's voice, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result.

9. A coupon processing client based on 5G messages, characterized in that: include: A first receiving unit, configured to receive a coupon query request from a user in a 5G message; Receive the best coupons based on the current geographic location information and current time information in 5G messages; A geographic location acquisition unit, configured to acquire the current geographic location information of the user's mobile phone upon receiving the coupon query request; The first sending unit is used to send the current geographic location information and the current time information to the 5G message background server through the 5G network; The 5G message backend server is used to analyze the user's purchase intention according to the current geographic location information, the current time information, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result; Generate a coupon information query request based on the user purchase intention analysis results; Send the coupon information query request to each APP; The coupon information query request includes the merchant name in the analysis result; Receiving coupon information fed back according to a coupon information query request; According to the feedback of coupon information, the coupon information of the same merchant name is integrated and the coupon information is ranked; Get the best coupons based on the ranking results of coupon information; Sending the optimal coupon to the client via the 5G network; The preset intent analysis strategy includes: if the customer inputs the intent by voice, the merchant closest to the intended address will be prioritized; if the distance is the same, the merchant with the previous purchase will be prioritized; if the customer does not input the intent by voice, the goods purchased by the customer in the mall at a similar time point will be matched in the records retained by the server; if the customer has no voice intent and no historical records, the store closest to the customer will be prioritized; A display unit, used to display the optimal coupon to the user; The 5G message-based coupon processing client also includes: a detection unit, which is used to detect whether the client has a payment account when receiving a use request; a biometric acquisition unit, which is used to acquire the user's biometric information when the existence of a payment account is detected; the first sending unit is also used to: send the user's biometric information, the mobile phone number of the SIM card, the bank card number of the user's payment account, the bill information to be paid and the optimal coupon identifier to the bank end of the bank to which the bank card belongs; the user's biometric information is used to compare with the user's biometric information stored locally on the bank end; the mobile phone number of the SIM card and the bank card number of the user's payment account are used to confirm whether the operation is performed by the user himself when the biometric information is used to match the biometric information of the user stored locally on the bank end; the bill information to be paid and the optimal coupon identifier are used to determine the payment amount when it is confirmed that the operation is performed by the user himself; the payment amount is used to complete the payment and obtain the payment result.

10. The coupon processing client based on 5G message according to claim 9, characterized in that: Also includes: Voice monitoring unit, used to monitor user voice in 5G messages; A speech recognition unit, used to recognize the content of the user's speech; The first sending unit is specifically used to: send the current geographic location information, current time information and user voice content to the 5G message background server through the 5G network; the current geographic location information, current time information and user voice content are used to analyze the user's purchase intention with the user's historical purchase information pre-stored in the server, and a preset intention analysis strategy, to obtain a user purchase intention analysis result.

11. A 5G message background server for coupon processing based on 5G messages, characterized in that: include: The second receiving unit is used to receive the current geographical location information and current time information of the user's mobile phone; Receiving coupon information fed back according to the coupon information query request; the current geographic location information and the current time information are sent by the client via the 5G network, and the client is used to receive the user's coupon query request in the 5G message; when receiving the coupon query request, obtaining the current geographic location information of the user's mobile phone; An intention analysis unit, configured to analyze the user's purchase intention according to the current geographical location information, the current time information, the user's historical purchase information pre-stored in the server, and a preset intention analysis strategy, and obtain a user purchase intention analysis result; The preset intent analysis strategy includes: if the customer inputs the intent by voice, the merchant closest to the intended address will be prioritized; if the distance is the same, the merchant with the previous purchase will be prioritized; if the customer does not input the intent by voice, the goods purchased by the customer in the mall at a similar time point will be matched in the records retained by the server; if the customer has no voice intent and no historical records, the store closest to the customer will be prioritized; A coupon information query request unit, used to generate a coupon information query request according to the user purchase intention analysis result; The second sending unit is used to send the coupon information query request to each APP; the coupon information query request includes the merchant name in the analysis result; the best coupon is sent to the client through the 5G network An integration processing unit, used to integrate the coupon information of the same merchant name according to the feedback coupon information, and rank the coupon information; The optimal coupon determination unit is used to obtain the optimal coupon according to the ranking result of the coupon information; the client is also used to receive the optimal coupon in a 5G message; and display the optimal coupon to the user; The client is used to detect whether there is a payment account. If not, it jumps to the step of binding the payment account: the customer clicks on the binding account in the 5G message, enters the account number, the bank to which it belongs, the name, the mobile phone number, and performs face recognition, and sends all the information to the corresponding bank backend through the 5G message server. The bank backend detects whether the customer's facial information is consistent with the locally stored image information, and whether the account number, name, and mobile phone number belong to the same person. If yes, the account binding is completed; if yes: the user's biometric information is obtained, and the user's biometric information, the mobile phone number of the SIM card, the bank card number of the user's payment account, the bill information to be paid, and the optimal coupon identifier are sent to the bank end of the bank to which the bank card belongs; the bank end of the bank to which the bank card belongs is used to compare the sent user's biometric information with the locally stored biometric information of the user. If the comparison is consistent, it is confirmed whether it is the user himself according to the mobile phone number of the SIM card and the bank card number of the user's payment account. If so, the payment amount is determined according to the optimal coupon identifier and the bill information to be paid, and the payment amount in the user's payment account is transferred to the bill collection account to complete the payment and obtain the payment result.

12. The 5G message background server for processing coupons based on 5G messages as claimed in claim 11, characterized in that: The intention analysis unit is specifically used for: The user's purchase intention is analyzed based on the current geographic location information, the current time information, the content of the user's voice, the user's historical purchase information pre-stored in the server, and the preset intention analysis strategy to obtain the user's purchase intention analysis result.

13. A computer device comprising a memory, a processor and a computer program stored in the memory and executable on the processor, characterized in that: When the processor executes the computer program, the method according to any one of claims 1 to 6 is implemented.

14. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program for executing the method according to any one of claims 1 to 6.

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