Financial data security intelligent management system and method
By designing a financial data security intelligent management system, using timestamp extraction, self-attention weight calculation and multi-scale risk feature analysis, the problem of lack of real-time monitoring and multi-scale risk analysis in the existing technology is solved, and the efficient and safe financial data is achieved Management and risk forecasting.
Patent Information
- Application Number
- CN202411603006.8
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2024-11-11
- Publication Date
- 2025-02-18
- Estimated Expiration
- 2044-11-11
AI Technical Summary
The existing technology lacks real-time monitoring and response mechanisms in dynamic data environments, making it difficult to adapt to rapidly changing data flows, and risk analysis lacks consideration of different time scales, which limits the effectiveness and forward-lookingness of the strategy.
A financial data security intelligent management system was designed, and real-time monitoring and risk assessment of financial data was realized through data security analysis module, focus weight module, multi-layer risk analysis module, dynamic threshold management module and prediction and response module. The system uses timestamp extraction, self-attention weight calculation, multi-scale risk feature analysis and position coding methods to dynamically adjust thresholds and predict future risks.
Through real-time monitoring and dynamic response, the details and accuracy of data security management are improved, the objective and effectiveness of risk assessment are enhanced, potential risks are reduced, and the accuracy and applicability of predictions are improved.
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Figure CN119477579A_ABST
Abstract
Description
Technical Field
[0001] The present invention relates to the field of data security technology, and in particular to a financial data security intelligent management system and method. Background Art
[0002] The field of data security technology involves technologies and measures to protect data from unauthorized access, leakage or damage. It includes data encryption, identity authentication, access control, data integrity protection, and security auditing. These technologies are designed to ensure the security of data during storage, transmission and processing, while meeting the requirements of laws, regulations and industry standards. With the development of information technology, the challenges of data security are also increasing, so the implementation of innovative security solutions and best practices is particularly important.
[0003] Among them, the financial data security intelligent management system refers to an intelligent management tool that integrates data security technology and is designed to protect the security and integrity of corporate financial data. The system ensures the security of financial information during storage and transmission by implementing measures such as data encryption and access control. Its uses include monitoring access to financial data, preventing data leaks and attacks, and meeting compliance requirements, thereby helping companies maintain data security and enhance decision support.
[0004] Existing technologies lack effective real-time monitoring and response mechanisms in dynamic data environments, and usually rely on preset static rules to manage risks, which are difficult to adapt to rapidly changing data flows. This static management method results in the inability to make timely adjustments when data anomalies occur, increasing the risk of data leakage. In addition, existing technologies often lack consideration of different time scales when analyzing risks, and cannot fully evaluate the changes in risks in different time periods, limiting the effectiveness and foresight of strategies. Summary of the invention
[0005] The purpose of the present invention is to solve the shortcomings of the prior art and to propose a financial data security intelligent management system and method.
[0006] In order to achieve the above-mentioned purpose, the present invention adopts the following technical scheme: A financial data security intelligent management system comprises: The data security parsing module performs timestamp extraction based on the collected financial data, marks the reception time of each data point, partitions the data points by month and business type, counts the number of data points and time span of each partition, and generates partition data integrity results; The attention point weight module uses the partition data integrity results to apply self-attention weight calculation to the data partitions, assigns differentiated weights to multiple time points, calculates the sum of the weights of each time point, determines the weight distribution of the key time period, and generates a time attention weight matrix; The multi-layer risk analysis module uses the time attention weight matrix to process multi-time scale data in parallel, extract short-term, medium-term and long-term risk features respectively, aggregate risk feature analysis results, and establish multi-scale risk feature analysis; The dynamic threshold management module receives the multi-scale risk feature analysis, sets a real-time threshold for each financial indicator, adjusts the threshold to match the current fluctuation and future trend of the real-time data, records the decision-making process and results of each threshold adjustment, and generates a real-time threshold adjustment record; The prediction and response module predicts the financial status in the future period according to the real-time adjustment threshold record, uses the position coding method to analyze the time dependency, merges the prediction results from multiple time scales, and generates future risk prediction results.
[0007] The partition data integrity result specifically includes the number of data points and time span of each partition; the time-focused weight matrix specifically includes the differentiated weights of multiple time points and the weight distribution of key time periods; the multi-scale risk feature analysis includes short-term risk features, medium-term risk features, and long-term risk features; the real-time adjustment threshold record includes real-time threshold, threshold adjustment decision process, and threshold adjustment result; the future risk prediction result specifically includes multi-time scale prediction results and time dependency analysis.
[0008] As a further solution of the present invention, the steps of obtaining the partition data integrity result are specifically as follows: Extract each data point from the financial database, record its receipt time, and mark the data point according to the business type and receipt month to generate a set of data records with time stamps; According to the data record set with time stamps, the data is grouped by month and business type, the total number of data points and multiple time spans are calculated for each group, and statistical information of each group is generated; Using the statistical information of each group, the data integrity of each group is calculated using the formula: Generate partition data integrity results; in, Representative The total number of data points in a group reflects the amount of data in the group. It is The time span of each group is the length of time from the start of data collection to the end of data collection, in days. is the average of all group time spans, used to standardize the time span of each group for comparison. is an adjustment factor used to balance the impact of differences in the number of data points and time span.
[0009] As a further solution of the present invention, the step of obtaining the time attention weight matrix is specifically as follows: Extract data from the partition data integrity results, assign an initial weight to each time point, adjust the weight of each time point according to the data integrity results, and generate a preliminary weight distribution; Applying a self-attention mechanism to the preliminary weight distribution, iteratively adjusting the weight of each time point by calculating the deviation of the weight of each time point from the global average weight, and generating an adjusted time weight distribution; Summarize the adjusted time weight distribution, calculate the sum of the weights of each time point to determine the key time period, and use the formula: Generate temporal attention weight matrix; in, Represents the sum of the weights of the key time periods, reflecting the comprehensive weights of all time points, and is used to determine the key time periods. It is The weight of each time point, is the average value of the weight, and the deviation of the weight from the average value at each time point is calculated. is the standard deviation of the weights, which is used to measure the degree of dispersion among multiple weights.
[0010] As a further solution of the present invention, the steps of obtaining the multi-scale risk feature analysis are specifically: Using the time attention weight matrix, the data time scales of short-term, medium-term and long-term are processed in parallel, and key risk features are extracted from each scale to obtain a short-term risk feature set, a medium-term risk feature set and a long-term risk feature set; Based on the short-term risk feature set, the medium-term risk feature set and the long-term risk feature set, the risk features extracted from multiple time scales are aggregated, and the statistical data and influence of multiple features are calculated using the formula: Assess the combined impact of each risk characteristic and obtain the aggregated risk characteristic analysis results at each time scale; in, Represents the weighted risk assessment result, reflecting the comprehensive risk impact of multiple time scales. For the The weight of each risk feature reflects the criticality of the risk feature and is used to measure the contribution of differentiated risk features to the risk assessment results. Table No. The value of a risk feature represents a measure of risk and is used to quantify the actual observed value of the risk feature. For the The standard deviation of each risk characteristic is used to adjust the influence of risk value; The results of the aggregated risk characteristic analysis at each time scale are integrated to analyze the interaction and combined impact of risk characteristics at multiple time scales, identify key risk drivers, and establish a multi-scale risk characteristic analysis.
[0011] As a further solution of the present invention, the step of obtaining the real-time adjustment threshold record is specifically: Receive the results of the multi-scale risk feature analysis, set baseline thresholds based on each financial indicator, analyze short-term, medium-term and long-term risk factors, determine the value range of preliminary thresholds, and generate a preliminary threshold list; Call the real-time data stream to detect current fluctuations and future trends, adjust the preliminary threshold list, and use the formula: Calculate new thresholds and generate a list of adjusted thresholds; in, Represents the adjusted threshold, which is used to reflect the new threshold after considering the current fluctuation and future trend. is the baseline threshold, which specifies the threshold benchmark of the financial indicator in a stable state. is the change in risk characteristics, which measures the change in risk characteristics from the previous assessment cycle to the current one. is the risk weight coefficient, which is used to adjust the influence of the change in risk characteristics on the threshold. is the time attenuation coefficient, which is used to adjust the sensitivity of the threshold adjustment according to the time variation. It is the absolute value of the time change, reflecting the time span from the last adjustment to the current one; Based on the adjusted threshold list, the decision-making process of each threshold adjustment is recorded, the real-time data impact and risk characteristic changes are analyzed, the adjustment information of each threshold is stored, and a real-time adjustment threshold record is generated.
[0012] As a further solution of the present invention, the steps of obtaining the future risk prediction results are specifically as follows: Based on the real-time threshold adjustment record, analyzing the current status and changes of multiple financial indicators, setting the upper and lower thresholds of each indicator, and generating an initial financial status model; The initial financial status model is called, and the position encoding method is applied to handle the time dependency, using the formula: Improve the model's processing of time information and generate time-encoded state data; in, Indicates time The encoding state of is used to represent the unique state of the differentiated time point, which helps the model recognize and match the characteristics of the time series. The frequency parameter representing the encoding determines the periodicity of the time signal and encodes the fluctuation speed and periodicity of the time series data. represents the phase parameter, which adjusts the starting point of time encoding so that the model can capture the starting phase difference of the time series; Using the time-coded state data, the forecast results from the short-term, medium-term and long-term are combined using the formula: Integrate forecast data of different time scales to generate future risk prediction results; in, Represents the risk prediction result, which is a comprehensive reflection of the short-term, medium-term and long-term prediction results. , , They represent the forecast results obtained from short-term, medium-term and long-term models respectively, which are obtained based on data analysis of differentiated time scales and reflect the financial risk status within differentiated time ranges.
[0013] A financial data security intelligent management method, the financial data security intelligent management method is executed based on the financial data security intelligent management system, comprising the following steps: S1: Collect financial data, extract the timestamp of each data point, mark the receiving time, partition the data points by month and business type, count the number of data points and time span of each partition, and generate partition data integrity results; S2: Based on the partition data integrity results, apply self-attention weight calculation to multiple partitions, assign weights to differentiated time points, calculate the sum of weights for each time point, determine the weight distribution of key time periods, and generate a time attention weight matrix; S3: using the time attention weight matrix, processing the financial data of multiple time scales in parallel, extracting short-term risk characteristics, medium-term risk characteristics and long-term risk characteristics, aggregating the analysis results of multiple risk characteristics, and establishing a multi-scale risk characteristic analysis; S4: Based on the multi-scale risk feature analysis, set a real-time threshold for each financial indicator, adjust the threshold to match the fluctuation and trend of the real-time data, record the decision-making process and results of each threshold adjustment, generate a real-time adjustment threshold record, and predict the financial status in the future period based on the record to generate future risk prediction results.
[0014] Compared with the prior art, the advantages and positive effects of the present invention are: In the present invention, by extracting timestamps from financial data and performing partition statistics by month and business type, the dynamic monitoring capability of data is enhanced, and the details and accuracy of data integrity detection are effectively improved. The self-attention mechanism is used to assign weights to time points and accurately identify key time periods, making risk assessment more targeted and effective. Dynamic threshold management can instantly respond to fluctuations in market and internal data, reducing potential risks caused by delayed responses. Combined with the position encoding method, the analysis of time dependency is enhanced, improving the accuracy and applicability of predictions. BRIEF DESCRIPTION OF THE DRAWINGS
[0015] Figure 1 is a system flow chart of the present invention; Figure 2 A flowchart of the steps for obtaining the partition data integrity result of the present invention; Figure 3 A flow chart of the steps for obtaining the time attention weight matrix of the present invention; Figure 4 A flowchart of the steps for obtaining multi-scale risk feature analysis of the present invention; Figure 5 A flowchart of the acquisition steps of adjusting the threshold record in real time according to the present invention; Figure 6 This is a flow chart of the steps for obtaining future risk prediction results of the present invention. DETAILED DESCRIPTION
[0016] In order to make the purpose, technical solution and advantages of the present invention more clearly understood, the present invention is further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present invention and are not intended to limit the present invention.
[0017] In the description of the present invention, it should be understood that the terms "length", "width", "up", "down", "front", "back", "left", "right", "vertical", "horizontal", "top", "bottom", "inside", "outside" and the like indicate positions or positional relationships based on the positions or positional relationships shown in the drawings, and are only for the convenience of describing the present invention and simplifying the description, rather than indicating or implying that the device or element referred to must have a specific orientation, be constructed and operated in a specific orientation, and therefore cannot be understood as limiting the present invention. In addition, in the description of the present invention, "multiple" means two or more, unless otherwise clearly and specifically defined.
[0018] Embodiment 1 See also Figure 1 The present invention provides a technical solution: a financial data security intelligent management system comprising: The data security parsing module performs timestamp extraction based on the collected financial data, marks the reception time of each data point, partitions the data points by month and business type, counts the number of data points and time span of each partition, and generates partition data integrity results; The attention point weight module uses the partition data integrity results to apply self-attention weight calculation to the data partitions, assigns differentiated weights to multiple time points, calculates the sum of weights for each time point, determines the weight distribution of key time periods, and generates a temporal attention weight matrix; The multi-layer risk analysis module uses a time attention weight matrix to process multi-time scale data in parallel, extract short-term, medium-term, and long-term risk features respectively, aggregate risk feature analysis results, and establish multi-scale risk feature analysis; The dynamic threshold management module receives multi-scale risk feature analysis, sets real-time thresholds for each financial indicator, adjusts the thresholds to match the current fluctuations and future trends of real-time data, records the decision-making process and results of each threshold adjustment, and generates real-time threshold adjustment records; The prediction and response module adjusts the threshold records in real time, predicts the financial status in the future period, uses the position coding method to analyze the time dependency, merges the prediction results from multiple time scales, and generates future risk prediction results.
[0019] The partition data integrity results specifically include the number of data points and time span of each partition. The time attention weight matrix specifically includes the differentiated weights of multiple time points and the weight distribution of key time periods. The multi-scale risk feature analysis includes short-term risk features, medium-term risk features, and long-term risk features. The real-time adjustment threshold records include real-time thresholds, threshold adjustment decision-making process, and threshold adjustment results. The future risk prediction results specifically include multi-time scale prediction results and time dependency analysis.
[0020] See also Figure 2 , the specific steps for obtaining the partition data integrity results are: Extract each data point from the financial database, record its receipt time, and mark the data point according to the business type and receipt month to generate a set of data records with time stamps; Extract each data point from the financial database, record its receipt time, and mark the data point according to the business type and receipt month. First, verify the format and storage location of the required data, query the corresponding database table, obtain information including the receipt time and business type fields, then perform preliminary cleaning on the obtained data, remove missing values and outliers, ensure data accuracy, and then use programs or scripts to classify and organize the data by business type and receipt month, record the time information of each piece of data, and mark the corresponding business type and month to form a data record set with time stamps for subsequent data processing and analysis.
[0021] Based on the data record set with time stamps, the data is grouped by month and business type, the total number of data points and multiple time spans are calculated for each group, and statistical information for each group is generated; According to the data record set, the data is grouped by month and business type. First, each record in the data set is traversed to extract its business type and receiving month information. Then, based on the receiving month and business type, a group statistical structure is created to calculate the total number of data points in each group and the corresponding time span. By comparing the time information of each group, the receiving time range of the data point is calculated, and the statistical information of each group is generated to ensure the integrity and accuracy of the statistical data.
[0022] Using the statistical information of each group, calculate the data integrity of each group using the formula: Generate partition data integrity results; in, Representative The total number of data points in a group reflects the amount of data in the group. It is The time span of each group is the length of time from the start of data collection to the end of data collection, in days. is the average of all group time spans, used to standardize the time span of each group for comparison. is an adjustment factor used to balance the impact of differences in the number of data points and time span.
[0023] formula: The benefit of the formula is that by quantifying the relationship between the total number of data points and the time span, the data integrity of each group can be evaluated, and the applicability and flexibility of the formula can be increased by referring to the changes in the number of data points and the time span.
[0024] Detailed explanation of the formula and the process of formula calculation and derivation: In the formula, Representative The total number of data points in a group. This value is obtained through the above statistical process. If a group has 80 data points, then , is the time span of the packet, which can be calculated by obtaining the earliest and latest receiving time of the packet, including the earliest time of January 1, 2023 and the latest time of January 31, 2023. sky, is the average time span of all groups. After setting the calculation, the average value is 28 days. is the adjustment coefficient, which takes a value of 1. Substitute it into the formula for calculation: The results show that the data integrity index is 46.19, reflecting a high level of data integrity in the grouping, which is helpful for subsequent analysis.
[0025] See also Figure 3 , the steps to obtain the temporal attention weight matrix are as follows: Extract data from the partition data integrity results, assign initial weights to each time point, adjust the weight of each time point based on the data integrity results, and generate a preliminary weight distribution; Extract data from the partition data integrity results, assign initial weights to each time point, and adjust these weights based on the level of data integrity. This process involves analyzing the data integrity scores to ensure that the weight distribution is consistent with the actual data situation. The adjustment process refers to the integrity of data at multiple time points to ensure the rationality and fairness of the weight distribution. In this way, the initial weight distribution not only reflects the data integrity at multiple time points, but also provides basic data for subsequent weight adjustments.
[0026] Apply the self-attention mechanism to the preliminary weight distribution, calculate the deviation of the weight at each time point from the global average weight, iteratively adjust the weight at each time point, and generate the adjusted time weight distribution; The initial weight distribution is processed by the self-attention mechanism. This technology iteratively adjusts the weights by comparing the differences between the weights of multiple time points and the global average weight. The focus is on identifying relatively critical time points, thereby increasing their weights. This process not only increases the model's matching of the criticality of data time points, but also improves the accuracy of the weight distribution. The adjusted time weight distribution can more accurately reflect the critical time points, providing a basis for identifying critical time periods.
[0027] Summarize the adjusted time weight distribution, calculate the sum of the weights of each time point to determine the key time period, and use the formula: Generate temporal attention weight matrix; in, Represents the sum of the weights of the key time periods, reflecting the comprehensive weights of all time points, and is used to determine the key time periods. It is The weight of each time point, is the average value of the weight, and the deviation of the weight from the average value at each time point is calculated. is the standard deviation of the weights, which is used to measure the degree of dispersion among multiple weights.
[0028] formula: The benefit of the formula is that by introducing the standard deviation of the time point weights and the deviation from the mean, the accuracy and sensitivity of the temporal attention weight matrix are improved, allowing the model to more accurately identify and weight those time points that behave abnormally in terms of data completeness and variability.
[0029] Detailed explanation of the formula and the process of formula calculation and derivation: Set the total number of time points , the weight at each time point , the average value of the weights , the standard deviation of the weights , calculate multiple weight bias adjustment values: Total weight: The results show that by adjusting the weights, the generated time attention weight matrix can effectively reflect the criticality of multiple time points and provide a basis for the identification and decision-making of critical time periods.
[0030] See also Figure 4 , the specific steps for obtaining multi-scale risk feature analysis are: Using the time attention weight matrix, the data time scales of short-term, medium-term and long-term are processed in parallel, and key risk features are extracted from each scale to obtain short-term risk feature set, medium-term risk feature set and long-term risk feature set; The process of using the time attention weight matrix to parallel process multi-time scale data involves data management and analysis technology. First, the system needs to classify the data in the time attention weight matrix and identify short-term, medium-term and long-term data segments. This process is completed through the analysis of data timestamps to determine which time period each data point belongs to. Then, differentiated data processing algorithms are applied to the data in each time period to extract risk characteristics. Short-term data pays more attention to changing risk indicators, including the impact of emergencies, while long-term data analysis focuses on slower trend changes, including gradually rising or falling risk trends. Data processing at each time scale requires targeted algorithm settings and parameter adjustments to ensure that the risk characteristics of the corresponding time scale can be accurately extracted. The key to this step is to adjust and apply a variety of data processing technologies, match the data characteristics of differentiated time scales, and aggregate these data to form a risk characteristic analysis model. The model can reflect a variety of risk changes from short-term to long-term, and provide support for subsequent risk management and decision-making.
[0031] Based on the short-term risk feature set, the medium-term risk feature set and the long-term risk feature set, the risk features extracted from multiple time scales are aggregated, and the statistical data and influence of multiple features are calculated using the formula: Assess the combined impact of each risk characteristic and obtain the aggregated risk characteristic analysis results at each time scale; in, Represents the weighted risk assessment result, reflecting the comprehensive risk impact of multiple time scales. For the The weight of each risk feature reflects the criticality of the risk feature and is used to measure the contribution of differentiated risk features to the risk assessment results. Table No. The value of a risk feature represents a measure of risk and is used to quantify the actual observed value of the risk feature. For the The standard deviation of each risk characteristic is used to adjust the influence of risk value; formula: The benefit of the formula is that by introducing the standard deviation to adjust the impact of each risk feature, the weights of multiple features in the overall assessment can be effectively balanced, thereby providing a more accurate and fair risk assessment result.
[0032] Detailed explanation of the formula and the process of formula calculation and derivation: There are three risk characteristics, with their weights They are 0.3, 0.4, 0.3 respectively, and the risk value 10, 15, 20 respectively, standard deviation They are 2, 3, and 5 respectively. The calculation process is as follows: 1. Calculate the weighted value of the first risk feature: 2. Calculate the weighted value of the second risk feature: 3. Calculate the weighted value of the third risk feature: 4. Summarize the weighted values of all risk characteristics: The results show that after integrating multiple risk characteristics, the total risk score is 4.7. This score can help decision makers understand the overall risk level and take corresponding management measures.
[0033] Integrate the results of the aggregated risk signature analysis at each time scale, analyze the interactions and combined impacts of risk signatures at multiple time scales, identify key risk drivers, and establish a multi-scale risk signature analysis.
[0034] By analyzing the interaction of risk characteristics at multiple time scales, this step focuses on integrating the risk characteristic results at multiple time scales and evaluating the relationships and interactions between them. This requires the application of correlation analysis and regression analysis to determine which risk characteristics have the greatest impact on the overall risk assessment. In addition, parameters need to be adjusted to match the data type and scale of differentiated risk characteristics to ensure the accuracy and reliability of the analysis results. The multi-scale risk characteristic analysis results will provide decision-makers with a panoramic risk assessment, assist in identifying risk hotspots, optimize resource allocation, and formulate more effective risk management strategies.
[0035] See also Figure 5 , the specific steps for obtaining the real-time adjustment threshold record are: Receive the results of multi-scale risk feature analysis, set baseline thresholds based on each financial indicator, analyze short-term, medium-term and long-term risk factors, determine the range of preliminary thresholds, and generate a preliminary threshold list; Receive the results of multi-scale risk feature analysis, set baseline thresholds based on each financial indicator, analyze short-term, medium-term and long-term risk factors, determine the range of preliminary threshold values, and obtain a preliminary threshold list through real-time monitoring of market data, aggregate data from multiple indicators, and perform weighted processing to provide a basis for subsequent adjustments. Monitor current fluctuations and future trends in real time, update thresholds cyclically based on current market data, and compare and analyze previous data to ensure that the updated thresholds are reasonable and effective.
[0036] Call the real-time data stream to detect current fluctuations and future trends, adjust the preliminary threshold list, and use the formula: Calculate new thresholds and generate a list of adjusted thresholds; in, Represents the adjusted threshold, which is used to reflect the new threshold after considering the current fluctuation and future trend. is the baseline threshold, which specifies the threshold benchmark of the financial indicator in a stable state. is the change in risk characteristics, which measures the change in risk characteristics from the previous assessment cycle to the current one. is the risk weight coefficient, which is used to adjust the influence of the change in risk characteristics on the threshold. is the time attenuation coefficient, which is used to adjust the sensitivity of the threshold adjustment according to the time variation. It is the absolute value of the time change, reflecting the time span from the last adjustment to the current one; formula: The benefit of the formula is that it makes the threshold adjustment more flexible and dynamic by combining the risk characteristic change amount with time decay.
[0037] Detailed explanation of the formula and the process of formula calculation and derivation: Setting baseline thresholds , risk characteristic change , time variation , risk weight coefficient , time decay coefficient . Calculate according to the formula: 1. Calculation 2. Calculation 3. Substitute the above values into the formula: The results show that the adjusted threshold It is 103.48, reflecting the matching adjustment in the current risk environment.
[0038] Based on the adjusted threshold list, record the decision-making process of each threshold adjustment, analyze the real-time data impact and risk characteristic changes, store the adjustment information of each threshold, and generate real-time adjustment threshold records.
[0039] Record the decision-making process of each threshold adjustment, including the analysis of real-time data and risk characteristics. Each step of the adjustment is based on real-time monitoring data and previously set risk analysis models, referring to market dynamics and changes in internal indicators, so as to make the decision-making process transparent. Each adjustment record includes the reason for the adjustment, the adjustment value and the expected impact. The records are stored and managed through the database system to facilitate audits and evaluations in future time periods. This method not only enhances the matching and response speed of risk management, but also improves the accuracy of strategy adjustments, ensuring that each threshold adjustment is based on multi-dimensional data analysis and accurate trend forecasting. The generated real-time adjustment threshold records reflect the situation and decision-making basis of each adjustment. These records provide key information for senior management and decision makers, and optimize risk management and decision-making processes in future time periods.
[0040] See also Figure 6 , the specific steps for obtaining future risk prediction results are: Based on real-time adjustment of threshold records, analyze the current status and changes of multiple financial indicators, set the upper and lower thresholds of each indicator, and generate an initial financial status model; Based on real-time adjustment of threshold records, analyze the current status and changes of multiple financial indicators, set the upper and lower thresholds of each indicator, identify the fluctuation patterns and trends of each financial indicator through previous data analysis, and determine the matching thresholds. This process involves retrospective analysis of batches of previous financial data, determining the fluctuation range through standard deviation and mean calculation, and optimizing threshold settings with reference to seasonal adjustments and outlier processing to ensure that thresholds reflect recent market conditions and real-time changes in the company's financial status. The set thresholds are then used to monitor future financial deviations and their potential impact on the company's financial health.
[0041] Call the initial financial status model and apply the position encoding method to handle time dependency using the formula: Improve the model's processing of time information and generate time-encoded state data; in, Indicates time The encoding state of is used to represent the unique state of the differentiated time point, which helps the model recognize and match the characteristics of the time series. The frequency parameter representing the encoding determines the periodicity of the time signal and encodes the fluctuation speed and periodicity of the time series data. represents the phase parameter, which adjusts the starting point of time encoding so that the model can capture the starting phase difference of the time series; formula: The formula is useful in that by adjusting the frequency and Phase Parameters,the formula can simulate the periodic changes of time series data,,thereby improving the analysis accuracy of the time dependence of financial,indicators, matching the data characteristics of differentiated time scales,,and enhancing the model's ability to predict future changes in,financial conditions.
[0042] Detailed explanation of the formula and the process of formula calculation and derivation: Set the time during the analysis period For 6 months, that is, 180 days, select To refer to the three key frequencies, , , , Phase , , , and calculate: The results show that by accumulating the sine waves of three key frequencies, the time The comprehensive position encoding status , the value represents the compound time dependence of financial status data within 180 days, providing a quantitative basis for subsequent risk analysis and decision-making.
[0043] Using time-coded state data, the forecast results from the short-term, medium-term and long-term are combined using the formula: Integrate forecast data of different time scales to generate future risk prediction results; in, Represents the risk prediction result, which is a comprehensive reflection of the short-term, medium-term and long-term prediction results. , , They represent the forecast results obtained from short-term, medium-term and long-term models respectively, which are obtained based on data analysis of differentiated time scales and reflect the financial risk status within differentiated time ranges.
[0044] formula: The benefit of the formula is that it can reflect future risk conditions by combining financial forecast data on different time scales.
[0045] Detailed explanation of the formula and the process of formula calculation and derivation: Setting short-term forecasts , Medium-term forecast , Long-term forecast , the prediction result is obtained by adding these three and dividing by three. The calculation process is as follows: The results show that the predicted value of financial risk in the future time period is 1000, and the forecast of integrated differentiated time ranges can provide a basis for decision-making more accurately.
[0046] A financial data security intelligent management method is implemented based on the financial data security intelligent management system, and includes the following steps: S1: Collect financial data, extract the timestamp of each data point, mark the receiving time, partition the data points by month and business type, count the number of data points and time span of each partition, and generate partition data integrity results; S2: Based on the partition data integrity results, apply self-attention weight calculation to multiple partitions, assign weights to differentiated time points, calculate the sum of weights for each time point, determine the weight distribution of key time periods, and generate a temporal attention weight matrix; S3: Use the time attention weight matrix to process multi-time scale financial data in parallel, extract short-term risk characteristics, medium-term risk characteristics and long-term risk characteristics, aggregate the analysis results of multiple risk characteristics, and establish multi-scale risk characteristic analysis; S4: Based on multi-scale risk feature analysis, set real-time thresholds for each financial indicator, adjust the thresholds to match the fluctuations and trends of real-time data, record the decision-making process and results of each threshold adjustment, generate real-time adjustment threshold records, and predict the financial status in future periods based on the records to generate future risk prediction results.
[0047] The above are only preferred embodiments of the present invention and are not intended to limit the present invention in other forms. Any technician familiar with the profession may use the technical contents disclosed above to change or modify them into equivalent embodiments with equivalent changes and apply them to other fields. However, any simple modification, equivalent change and modification made to the above embodiments based on the technical essence of the present invention without departing from the technical solution of the present invention still falls within the protection scope of the technical solution of the present invention.
Claims
1. A financial data security intelligent management system, characterized in that: The system comprises: The data security parsing module performs timestamp extraction based on the collected financial data, marks the reception time of each data point, partitions the data points by month and business type, counts the number of data points and time span of each partition, and generates partition data integrity results; The attention point weight module uses the partition data integrity results to apply self-attention weight calculation to the data partitions, assigns differentiated weights to multiple time points, calculates the sum of the weights of each time point, determines the weight distribution of the key time period, and generates a time attention weight matrix; The multi-layer risk analysis module uses the time attention weight matrix to process multi-time scale data in parallel, extract short-term, medium-term and long-term risk features respectively, aggregate risk feature analysis results, and establish multi-scale risk feature analysis; The dynamic threshold management module receives the multi-scale risk feature analysis, sets a real-time threshold for each financial indicator, adjusts the threshold to match the current fluctuation and future trend of the real-time data, records the decision-making process and results of each threshold adjustment, and generates a real-time threshold adjustment record; The prediction and response module predicts the financial status in the future period according to the real-time adjustment threshold record, uses the position coding method to analyze the time dependency, merges the prediction results from multiple time scales, and generates future risk prediction results.
2. The financial data security intelligent management system according to claim 1 is characterized in that: The partition data integrity result specifically includes the number of data points and time span of each partition; the time-focused weight matrix specifically includes the differentiated weights of multiple time points and the weight distribution of key time periods; the multi-scale risk feature analysis includes short-term risk features, medium-term risk features, and long-term risk features; the real-time adjustment threshold record includes real-time threshold, threshold adjustment decision process, and threshold adjustment result; the future risk prediction result specifically includes multi-time scale prediction results and time dependency analysis.
3. The financial data security intelligent management system according to claim 2 is characterized in that: The steps for obtaining the partition data integrity result are specifically as follows: Extract each data point from the financial database, record its receipt time, and mark the data point according to the business type and receipt month to generate a set of data records with time stamps; According to the data record set with time stamps, the data is grouped by month and business type, the total number of data points and multiple time spans are calculated for each group, and statistical information of each group is generated; Using the statistical information of each group, the data integrity of each group is calculated using the formula: Generate partition data integrity results; in, Representative The total number of data points in a group reflects the amount of data in the group. It is The time span of each group is the length of time from the start of data collection to the end of data collection, in days. is the average of all group time spans, used to standardize the time span of each group for comparison. is an adjustment factor used to balance the impact of differences in the number of data points and time span.
4. The financial data security intelligent management system according to claim 3 is characterized in that: The steps for obtaining the time attention weight matrix are specifically as follows: Extract data from the partition data integrity results, assign an initial weight to each time point, adjust the weight of each time point according to the data integrity results, and generate a preliminary weight distribution; Applying a self-attention mechanism to the preliminary weight distribution, iteratively adjusting the weight of each time point by calculating the deviation of the weight of each time point from the global average weight, and generating an adjusted time weight distribution; Summarize the adjusted time weight distribution, calculate the sum of the weights of each time point to determine the key time period, and use the formula: Generate temporal attention weight matrix; in, Represents the sum of the weights of the key time periods, reflecting the comprehensive weights of all time points, and is used to determine the key time periods. It is The weight of each time point, is the average value of the weight, and the deviation of the weight from the average value at each time point is calculated. is the standard deviation of the weights, which is used to measure the degree of dispersion among multiple weights.
5. The financial data security intelligent management system according to claim 4 is characterized in that: The steps for obtaining the multi-scale risk feature analysis are specifically as follows: Using the time attention weight matrix, the data time scales of short-term, medium-term and long-term are processed in parallel, and key risk features are extracted from each scale to obtain a short-term risk feature set, a medium-term risk feature set and a long-term risk feature set; Based on the short-term risk feature set, the medium-term risk feature set and the long-term risk feature set, the risk features extracted from multiple time scales are aggregated, and the statistical data and influence of multiple features are calculated using the formula: Assess the combined impact of each risk characteristic and obtain the aggregated risk characteristic analysis results at each time scale; in, Represents the weighted risk assessment result, reflecting the comprehensive risk impact of multiple time scales. For the The weight of each risk feature reflects the criticality of the risk feature and is used to measure the contribution of differentiated risk features to the risk assessment results. Table No. The value of a risk feature represents a measure of risk and is used to quantify the actual observed value of the risk feature. For the The standard deviation of each risk characteristic is used to adjust the influence of risk value; The results of the aggregated risk characteristic analysis at each time scale are integrated to analyze the interaction and combined impact of risk characteristics at multiple time scales, identify key risk drivers, and establish a multi-scale risk characteristic analysis.
6. The financial data security intelligent management system according to claim 5 is characterized in that: The steps for obtaining the real-time adjustment threshold record are specifically as follows: Receive the results of the multi-scale risk feature analysis, set baseline thresholds based on each financial indicator, analyze short-term, medium-term and long-term risk factors, determine the value range of preliminary thresholds, and generate a preliminary threshold list; Call the real-time data stream to detect current fluctuations and future trends, adjust the preliminary threshold list, and use the formula: Calculate new thresholds and generate a list of adjusted thresholds; in, Represents the adjusted threshold, which is used to reflect the new threshold after considering the current fluctuation and future trend. is the baseline threshold, which specifies the threshold benchmark of the financial indicator in a stable state. is the change in risk characteristics, which measures the change in risk characteristics from the previous assessment cycle to the current one. is the risk weight coefficient, which is used to adjust the influence of the change in risk characteristics on the threshold. is the time attenuation coefficient, which is used to adjust the sensitivity of the threshold adjustment according to the time variation. It is the absolute value of the time change, reflecting the time span from the last adjustment to the current one; Based on the adjusted threshold list, the decision-making process of each threshold adjustment is recorded, the real-time data impact and risk characteristic changes are analyzed, the adjustment information of each threshold is stored, and a real-time adjustment threshold record is generated.
7. The financial data security intelligent management system according to claim 6, characterized in that: The steps for obtaining the future risk prediction results are specifically as follows: Based on the real-time threshold adjustment record, analyzing the current status and changes of multiple financial indicators, setting the upper and lower thresholds of each indicator, and generating an initial financial status model; The initial financial status model is called, and the position encoding method is applied to handle the time dependency, using the formula: Improve the model's processing of time information and generate time-encoded state data; in, Indicates time The encoding state of is used to represent the unique state of the differentiated time point, which helps the model recognize and match the characteristics of the time series. The frequency parameter representing the encoding determines the periodicity of the time signal and encodes the fluctuation speed and periodicity of the time series data. represents the phase parameter, which adjusts the starting point of time encoding so that the model can capture the starting phase difference of the time series; Using the time-coded state data, the forecast results from the short-term, medium-term and long-term are combined using the formula: Integrate forecast data of different time scales to generate future risk prediction results; in, Represents the risk prediction result, which is a comprehensive reflection of the short-term, medium-term and long-term prediction results. , , They represent the forecast results obtained from short-term, medium-term and long-term models respectively, which are obtained based on data analysis of differentiated time scales and reflect the financial risk status within differentiated time ranges.
8. A method for intelligent management of financial data security, characterized in that: According to any one of claims 1 to 7, the financial data security intelligent management system is implemented, comprising the following steps: Collect financial data, extract the timestamp of each data point, mark the receipt time, partition the data points by month and business type, count the number of data points and time span of each partition, and generate partition data integrity results; Based on the partition data integrity results, apply self-attention weight calculation to multiple partitions, assign weights to differentiated time points, calculate the sum of weights for each time point, determine the weight distribution of key time periods, and generate a time attention weight matrix; Using the time attention weight matrix, processing financial data of multiple time scales in parallel, extracting short-term risk characteristics, medium-term risk characteristics and long-term risk characteristics, aggregating the analysis results of multiple risk characteristics, and establishing multi-scale risk characteristic analysis; Based on the multi-scale risk feature analysis, a real-time threshold is set for each financial indicator, the threshold is adjusted to match the fluctuations and trends of the real-time data, the decision-making process and results of each threshold adjustment are recorded, a real-time adjustment threshold record is generated, and the financial status in the future period is predicted based on the record to generate future risk prediction results.
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