Rental guarantee management device, rental guarantee management method, and rental guarantee management program

Abstract

To provide a rental guarantee management device or the like, which can be used for products other than rental guarantees.SOLUTION: According to one embodiment, item information corresponding to a fee other than a fee generated in a rental guarantee product is registered in an item master, and the item information is associated with a product other than a predetermined rental guarantee product by referring to the item master and registered in the product master.SELECTED DRAWING: Figure 6

Description

[Technical field]

[0001] The present invention relates to a rent guarantee management device, a rent guarantee management method, and a rent guarantee management program. [Background technology]

[0002] In Patent Document 1, when transferring administrative fees related to services that require allocation, it was necessary to modify the transfer data, but by setting the master data for the administrative fee allocation on a service-by-service basis, it is possible to prevent human error.As the amount of work increases as the number of service transactions increases, the system also discloses a fee processing device that can contribute to improving business efficiency by being included in the system. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] JP 2022-104179 A Summary of the Invention [Problem to be solved by the invention]

[0004] In some cases, rent guarantee companies develop products other than rent guarantees. However, the system cannot handle products other than rent guarantees, and these products are managed outside the system, which causes problems.

[0005] The present invention has been made in consideration of the above, and aims to provide a rent guarantee management device, a rent guarantee management method, and a rent guarantee management program that can also handle products other than rent guarantees. [Means for solving the problem]

[0006] In order to solve the above-mentioned problems and achieve the objectives, the rent guarantee management device of the present invention is characterized by comprising an item master registration control unit that registers item information corresponding to items other than fees incurred in rent guarantee products in an item master, and a product master registration control unit that refers to the item master and associates the item information with products other than a specified rent guarantee product and registers it in the product master.

[0007] In addition, the item master registration control unit may associate a classification category that classifies items corresponding to fees incurred in rent guarantee products with the item information and register it in the item master, and the product master registration control unit may refer to the item master, associate the classification category corresponding to the fees incurred in the product, and register in the product master that only item information associated with the classification category can be registered.

[0008] In addition, the product master registration control unit may register in the product master a billing rate of the amount to be billed to the customer for the first and subsequent invoices associated with the product, an agency fee for the first and subsequent remittances, and a remittance rate to be paid to the agency, and the rent guarantee management device of the present invention may further comprise a data acquisition unit that refers to the product master and acquires a specified product, item information related to the specified product, and the amount, the billing rate for the first invoice, and the remittance rate for the first remittance, a data calculation unit that calculates the billing amount by multiplying the amount by the acquired billing rate and calculates the remittance amount by multiplying the amount by the acquired remittance rate, and a contract data generation unit that stores the specified product, the acquired item information, the amount of the specified specified product, the calculated billing amount, and the calculated remittance amount in contract data, and generates contract data for the first invoice.

[0009] In addition, the data acquisition unit may refer to the contract data for the initial invoice to acquire the product, item information related to the product, and the amount, and refer to the product master to acquire the invoice rate for the next and subsequent invoices and the remittance rate for the next and subsequent remittances from the amount, the data calculation unit may multiply the amount by the acquired invoice rate to calculate the invoice amount, and multiply the amount by the acquired remittance rate to calculate the remittance amount, and the contract data generation unit may store the specified product, the acquired item information, the amount, the calculated invoice amount, and the calculated remittance amount in contract data, and generate contract data for the next and subsequent invoices.

[0010] In addition, the classification categories may include categories associated with the item to be guaranteed which corresponds to the rent in a rent guarantee, categories associated with items to be charged to the customer the first time which corresponds to the initial guarantee fee in a rent guarantee, categories associated with items to be remitted to the broker the first time which corresponds to the initial placement fee in a rent guarantee, categories associated with items to be charged to the customer from the next time onwards which correspond to subsequent guarantee fees in a rent guarantee, and categories associated with items to be remitted to the broker from the next time onwards which correspond to subsequent placement fees in a rent guarantee.

[0011] In addition, the rent guarantee management method of the present invention is characterized in that it includes an item master registration control step in which an item master registration control unit registers item information corresponding to items other than fees incurred in a rent guarantee product in the item master, and a product master registration control step in which a product master registration control unit refers to the item master and associates the item information with products other than a specified rent guarantee product and registers it in the product master.

[0012] In addition, the rent guarantee management program of the present invention is intended to cause an information processing device to function as an item master registration control means for registering item information corresponding to items other than fees incurred in rent guarantee products in an item master, and a product master registration control means for referring to the item master and associating the item information with products other than a specified rent guarantee product and registering it in the product master. Effect of the Invention

[0013] The present invention has the effect of being applicable to products other than rent guarantees. [Brief description of the drawings]

[0014] [Figure 1] FIG. 1 is a diagram showing an example of the configuration of a task support device according to the present embodiment. [Diagram 2] FIG. 2 is a diagram showing an example of an outline of the process according to the present embodiment. [Diagram 3] FIG. 3 is a diagram showing an example of the item master according to the present embodiment. [Figure 4] FIG. 4 is a diagram showing an example of the product master according to the present embodiment. [Diagram 5] FIG. 5 is a diagram showing an example of contract data according to the present embodiment. [Figure 6] FIG. 6 is a diagram showing an example of data for explaining a specific example of the process according to the present embodiment. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0015] Hereinafter, an embodiment of a rent guarantee management device, a rent guarantee management method, and a rent guarantee management program according to the present invention will be described in detail with reference to the drawings. Note that the present invention is not limited to the embodiment.

[0016] [1. Configuration] An example of the configuration of a business support device 100 according to this embodiment (including a rent guarantee management device of the present invention) will be described with reference to Fig. 1 etc. Fig. 1 is a block diagram showing an example of the configuration of the business support device 100.

[0017] The business support device 100 is constructed based on a commercially available desktop personal computer. The business support device 100 is not limited to being constructed based on a stationary information processing device such as a desktop personal computer, but may be constructed based on a portable information processing device such as a commercially available notebook personal computer, a PDA (Personal Digital Assistant), a smartphone, or a tablet personal computer.

[0018] The business support device 100 includes a control unit 102, a communication interface unit 104, a storage unit 106, and an input / output interface unit 108. The units included in the business support device 100 are connected to each other so as to be able to communicate with each other via any communication path.

[0019] The communication interface unit 104 communicatively connects the task assistance device 100 to the network 300 via a communication device such as a router and a wired or wireless communication line such as a dedicated line. The communication interface unit 104 has a function of communicating data with other devices via the communication line. Here, the network 300 has a function of connecting the task assistance device 100 and the server 200 so that they can communicate with each other, and is, for example, the Internet or a LAN (Local Area Network). The data stored in the memory unit 106 may be stored in the server 200, for example.

[0020] An input device 112 and an output device 114 are connected to the input / output interface unit 108. The output device 114 may be a monitor (including a home television), a speaker, or a printer. The input device 112 may be a keyboard, a mouse, a microphone, or a monitor that cooperates with a mouse to realize a pointing device function. In the following, the output device 114 may be referred to as the monitor 114, and the input device 112 may be referred to as the keyboard 112 or the mouse 112.

[0021] Various databases, tables, files, etc. are stored in the storage unit 106. Computer programs for cooperating with an OS (Operating System) to give instructions to a CPU (Central Processing Unit) to perform various processes are recorded in the storage unit 106. For example, memory devices such as RAM (Random Access Memory) and ROM (Read Only Memory), fixed disk devices such as hard disks, flexible disks, and optical disks can be used as the storage unit 106.

[0022] The storage unit 106 stores item master data 106a, product master data 106b, contract data 106c, and the like.

[0023] The item master 106a manages items on the system. As shown in Fig. 3, the item master 106a stores item identification information (e.g., item code, item name, item abbreviation, etc.), taxable / non-taxable, whether or not to record invoice, fractional division that manages whether or not to round down fractional parts, and rent division that can register divisions such as rent / initial commission equivalent to rent guarantee, etc., to control items when inputting the product master.

[0024] The product master 106b is for managing products. As shown in Fig. 4, the product master 106b stores product identification information (e.g., product code, product name, product abbreviation, etc.), warranty target items, renewal months, initial warranty rate, initial warranty fee item, outsourcing fee rate, outsourcing fee item, renewal warranty rate, renewal warranty fee item, outsourcing fee rate (update), outsourcing fee item (update), etc.

[0025] The contract data 106c is for managing contract information. As shown in Fig. 5, the contract data 106c stores contract identification information (e.g., contract number, etc.), customer name, product identification information, amount of guaranteed items, recorded items, guarantee fee result, guarantee fee recorded items, outsourcing fee, outsourcing fee recorded items, billing date, etc. The guarantee fee result corresponds to the amount billed to the customer, and the outsourcing fee corresponds to the amount paid (remitted) to the agency.

[0026] 1, the control unit 102 is a CPU or the like that performs overall control of the business support device 100. The control unit 102 has an internal memory for storing control programs such as an OS, programs that define various processing procedures, required data, and the like, and executes various information processing based on these stored programs.

[0027] The control unit 102 conceptually includes an item master maintenance unit 102a, a product master maintenance unit 102b, and a contract input unit 102c.

[0028] The item master maintenance unit 102a allows an operator or the like to set information to be stored in the item master on an item master maintenance screen (not shown), stores the set information in the corresponding item in the item master 106a, and generates the item master 106a.

[0029] The product master maintenance unit 102b allows an operator to set product identification information on a product master maintenance screen (not shown) linked to the item master 106a. The product master maintenance unit 102b also allows an operator to set, on the product master maintenance screen, the guarantee target item, the initial guarantee fee recording item, the business commission recording item, the renewal guarantee fee recording item, and the renewal business commission recording item (update) corresponding to the rent classification of the item master 106a, which is information related to the set product identification information. Furthermore, the product master maintenance unit 102b allows an operator to set, on the product master maintenance screen, the renewal month number, the initial guarantee fee rate, the business commission rate, the renewal guarantee fee rate, and the business commission rate (update) related to the set product identification information. The product master maintenance unit 102b stores the set information in the corresponding items of the product master 106b to generate the product master 106b.

[0030] In the contract input unit 102c, an operator or the like sets the item name "customer name" on the contract input screen, selects a product in the item name "product abbreviation" linked to the product master 106b, sets an amount in the item name "guaranteed item amount", and sets the initial billing date in the item name "billing date".

[0031] The contract input unit 102c executes processes (10) to (19) as a process for generating the contract data 106c related to the first month billing. (10) A contract number is automatically generated and stored in the item name “contract number” of the contract data 106c. (11) The customer name entered on the contract input screen is stored in the item name "customer name" of the contract data 106c. (12) The product selected on the contract input screen is stored in the item name "product abbreviation" of the contract data 106c. (13) The amount set on the contract input screen is stored in the item name “guaranteed item amount” of the contract data 106c. (14) Refer to the product master 106a to obtain the value of the item name "warranty item" associated with the product, and store the obtained value of the item name "warranty item" in the item name "accounting item" of the contract data 106c. (15) Refer to the product master 106a to obtain the value of the item name “Initial guarantee rate” associated with the product, and multiply the obtained value of the item name “Initial guarantee rate” by the amount of the item name “Amount of item covered by guarantee” to calculate the amount, and store the result in the item name “Guarantee fee calculation result” of the contract data 106c. (16) Refer to the product master 106a to obtain the value of the item name "initial warranty fee item" associated with the product, and store the obtained value in the item name "warranty fee item" of the contract data 106c. (17) Refer to the product master 106a to obtain the value of the item named “Initial outsourcing fee rate” linked to the product, multiply the obtained value by the amount of the item named “Amount of guaranteed items” in the contract data 106c, and store the calculated value in the item named “Outsourcing fee” in the contract data 106c. (18) Refer to the product master 106a to obtain the value of the item name “initial outsourcing fee item” associated with the product, and store the obtained value in the item name “outsourcing fee item” of the contract data 106c. (19) The initial billing date set on the contract input screen is stored in the item name “billing date” of contract data 106c.

[0032] The contract input unit 102c executes the processes (20) to (25) as a process for generating the contract data 106c related to billing from the next month onwards. (20) From the contract data 106c relating to the first month's billing, obtain the value of the item name "contract number," the value of the item name "customer name," the value of the item name "abbreviated product name," the value of the item name "amount of item covered by warranty," and the value of the item name "item covered by warranty," and store each of the obtained values ​​in the contract data 106c relating to billing from the next month onwards. (21) Refer to the product master 106a to obtain the value of the item name “Renewal Guarantee Rate” associated with the product, multiply the obtained “Renewal Guarantee Rate” value by the value of the item “Amount of Guaranteed Item”, and store the calculated value in the item name “Guarantee Fee Calculation Result” of the contract data 106c. (22) Refer to the product master 106a to obtain the value of the item name "renewal guarantee fee item" associated with the product, and store the obtained value in the item name "guarantee fee item" of the contract data 106c. (23) Refer to the product master 106a to obtain the value of the item name “Renewal Outsourcing Fee Rate” linked to the product, multiply the obtained “Renewal Outsourcing Fee Rate” value by the value of the item name “Amount of Item Covered by Guarantee” in the contract data 106c, and store the calculated value in the item name “Outsourcing Fee” in the contract data 106c. (24) Refer to the product master 106a to obtain the value of the item name “renewal commission fee item” linked to the product name, and store the obtained value in the item name “renewal commission fee item” of the contract data 106c. (25) Calculate the amount based on the value of the initial billing month set in the item name "billing month" on the contract input screen, and store the calculated value in the item name "billing month" of contract data 106c.

[0033] [2. Processing Overview] The rent guarantee industry is saturated with the growth of the rent guarantee business, and new business development is required.Therefore, a system that can be widely adapted to business models equivalent to or similar to the type of business that generates four types of fees (for example, medical expenses guarantee, nursing care expenses guarantee, etc.) for the receivables that are generated monthly, such as rent, the guarantee fee charged to the customer who guarantees the receivable, the commission fee paid to the agency, etc. when the receivable is generated, the renewal guarantee fee charged to the customer when the receivable is renewed, and the renewal service fee paid to the agency, etc. when the receivable is renewed, is required.

[0034] As shown in Figure 2, when adding new products, the end user (operator, etc.) can add and register items at their discretion in the item master maintenance, select the registered item master items, define the new product at their discretion in the product master maintenance, design the product, add the new product, and register it. This makes it possible to handle business development in new genres, such as medical expense guarantees and nursing care expense guarantees, by setting the system parameters.

[0035] New products can also be managed on the system, contract data can be automatically created, and precise sales management is also possible.

[0036] [3. Specific examples of processing] A specific example of the process executed by the task assistance device 100 configured as described above will be described in detail with reference to FIG.

[0037] First, in order to set up the item master 106a and product master 106b for the "nursing care cost guarantee plan" as a new product, the operator or the like issues an instruction to display an item master maintenance screen.

[0038] Then, the item master maintenance unit 102a causes the monitor 114 to display an item master maintenance screen (not shown).

[0039] On the item master maintenance screen, the operator etc. sets and registers the information to be stored in the item master: item code "007", item name "facility usage fee", item abbreviation "facility usage fee", taxable / non-taxable "non-taxable", billing "on", decimal point classification "round down", and rent classification "rent".

[0040] Then, the item master maintenance unit 102a stores the information set by the operator or the like in the item corresponding to the item master 106a, as shown in the record of the item code "007" in the item master 106a in FIG. 6, to generate the item master 106a.

[0041] The operator etc. will set and register the item names "Nursing care fee guarantee fee," "Nursing care fee outsourcing fee," "Nursing care fee renewal guarantee fee," and "Nursing care fee renewal outsourcing fee" in the same manner as above on the item master maintenance screen.

[0042] Then, the item master maintenance unit 102a stores the information set by the operator or the like in the items corresponding to the item master 106a, as shown in the item master 106a of FIG. 6, to generate the item master 106a.

[0043] Next, the operator or the like issues an instruction to display a product master maintenance screen on the monitor 114.

[0044] Then, the product master maintenance unit 102b causes the monitor 114 to display a product master maintenance screen (not shown) linked to the item master 106a.

[0045] Next, the operator or the like performs the following settings (30) to (42) on the product master maintenance screen and registers them. Note that, for the product master maintenance screen, item control may be performed at the time of input for items corresponding to the rent category in the item master 106a, such as the following (33). (30) Setting "007" for the item name "Product Code" in the product master 106b (31) Setting "Nursing Care Cost Guarantee Plan" for the item name "Product Name" of the product master 106b (32) Setting "Nursing Care Cost Guarantee Plan" for the item name "Product Abbreviation" of the product master 106b (33) Setting of the item code and item abbreviation name "007: facility usage fee" for which the rent category is "rent" in the item master 106a for the item name "guaranteed item" in the product master 106b (34) Setting the item name "Update Months" in the product master 106b to "1 month" (35) Setting "40%" for the item name "Initial Warranty Rate" in the product master 106b (36) Setting the item code and item abbreviation "008: Nursing care guarantee fee" for the item name "Initial guarantee fee recorded item" in the product master 106b, whose rent category is "Initial guarantee fee" in the item master 106a (37) Setting "20%" for the item name "Commission rate" in the product master 106b (38) Setting of the item code and the item abbreviation name "009: Nursing care_agency fee" for the item name "outsourcing fee recording item" in the product master 106b, in which the rent category is "initial outsourcing fee" in the item master 106a (39) Setting "1%" for the item name "Renewal Guarantee Rate" in the product master 106b (40) Setting of the item code and item abbreviation "010: Nursing care guarantee fee (renewal)" for the item name "Renewal guarantee fee recording item" in the item master 106b, in which the rent category is "Renewal guarantee fee" in the item master 106a (41) Setting "0.5%" to the item name "commission fee rate" in updating the product master 106b (42) Setting of the item code and item abbreviation name "011: Change_agency fee" for the item name "business commission fee recording item" related to the update of the product master 106b, in which the rent classification is classified as "update business commission fee" in the item master 106a

[0046] Then, the product master maintenance unit 102b stores the information set by the operator or the like on the product master maintenance screen in the corresponding item of the product master 106b, and generates the product master 106b as shown in FIG.

[0047] Next, when a contract is actually made for the "Nursing Care Cost Guarantee Plan" after the item master 106a and product master 106b for the "Nursing Care Cost Guarantee Plan" have been set as a new product, the operator etc. will first instruct the monitor 114 to display the contract input screen.

[0048] Then, the contract input unit 102c causes the monitor 114 to display a contract input screen (not shown).

[0049] On the contract input screen, the operator etc. sets "Suzuki Jiro" in the item name "Customer Name", selects "Nursing Care Expense Guarantee Plan" in the item name "Product Abbreviated Name" linked to product master 106b, sets "50,000 yen" in the item name "Amount of Guaranteed Item", and sets the first billing date "June 2023" in the item name "Billing Date".

[0050] Then, the contract input unit 102c executes the following processes (50) to (59) for the contract data 106c as a generation process of the first month contract data. (50) A contract number is automatically assigned, and the automatically assigned number “002” is stored in the “Contract Number” field. (51) For the item name “Customer Name”, store “Suzuki Jiro” which is set on the contract input screen. (52) For the item name “Product abbreviation”, the “Nursing care cost guarantee plan” selected on the contract input screen is stored. (53) For the item name "Amount of guaranteed items", store the amount "50,000 yen" set on the contract input screen. (54) Refer to the product master 106a to obtain “007: Facility Usage Fee” under the item name “Guaranteed Items” linked to the “Nursing Care Cost Guarantee Plan”, and store the obtained “007: Facility Usage Fee” under the item name “Accounting Items”. (55) By referring to the product master 106a, the system obtains "40%" for the item name "Initial guarantee fee rate" linked to the "Nursing care expense guarantee plan", multiplies the obtained "40%" by "50,000 yen" for the item "Amount of guaranteed items" to calculate "20,000 yen", and stores the calculated "20,000 yen" in the item name "Guarantee fee calculation result". (56) By referring to the product master 106a, “008: Nursing care guarantee fee” is obtained from the item name “Initial guarantee fee recording item” linked to the “Nursing care cost guarantee plan”, and the obtained “008: Nursing care guarantee fee” is stored for the item name “Guarantee fee recording item”. (57) By referring to the product master 106a, “20%” is obtained for the item name “Initial service outsourcing fee rate” linked to the “Nursing care expenses guarantee plan”, and “10,000 yen” is calculated by multiplying the obtained “20%” by “50,000 yen” for the item name “Amount of guaranteed items”, and the calculated “10,000 yen” is stored for the item name “Service outsourcing fee”. (58) Referring to the product master 106a, obtain “009: Nursing care_agency fee” from the item name “Initial business outsourcing fee recording item” linked to the “Nursing care expenses guarantee plan”, and store the obtained “009: Nursing care_agency fee” in the item name “Business outsourcing fee recording item”. (59) For the item name “Billing date”, store the initial billing date “June 2023” set on the contract input screen.

[0051] By the above process, the contract data 106c relating to the first month billing shown in FIG. 6 is generated.

[0052] Next, the contract input unit 102c executes the following processes (60) to (65) for the contract data 106c as a generation process of contract data for the next month and thereafter. (60) From the contract data 106c relating to the first month's billing, obtain the following items from the contract data 106c relating to the item name “contract number”: “002”, the item name “customer name”: “Suzuki Jiro”, the item name “product abbreviation”: “nursing care expenses guarantee plan”, the item name “amount of guaranteed items”: “50,000 yen”, and the item name “item covered by guarantee”: “007: facility usage fee”, and store these in the contract data 106c relating to the billing from the following month onwards. (61) By referring to the product master 106a, “1%” is obtained for the item name “Renewal Guarantee Fee Rate” linked to the “Nursing Care Expense Guarantee Plan”, and “500 yen” is calculated by multiplying the obtained “1%” by “50,000 yen” for the item “Amount of Guaranteed Item”, and the calculated “500 yen” is stored in the item name “Guarantee Fee Calculation Result”. (62) By referring to the product master 106a, obtain “010: Nursing care guarantee fee (renewal)” from the item name “Renewal guarantee fee recording item” linked to the “Nursing care cost guarantee plan”, and store the obtained “010: Nursing care guarantee fee (renewal)” in the item name “Guarantee fee recording item”. (63) By referring to the product master 106a, “0.5%” is obtained for the item name “Renewal Service Outsourcing Fee Rate” linked to the “Nursing Care Expense Guarantee Plan”, and “250 yen” is calculated by multiplying the obtained “0.5%” by “50,000 yen” for the item “Amount of Item Covered by Guarantee”, and the calculated “250 yen” is stored for the item name “Service Outsourcing Fee”. (64) By referring to the product master 106a, “011: Care_agency fee” is obtained from the item name “Renewal work outsourcing fee recording item” linked to the “Nursing care expenses guarantee plan”, and the obtained “011: Care_agency fee” is stored in the item name “Renewal work outsourcing fee recording item”. (65) Based on the initial billing date "June 2023" set on the contract input screen, calculate "July 2023" according to the billing date calculation rule that "if it is the month following the first month, add one month to the first month," and store the calculated "July 2023" in the item name "Billing date."

[0053] The above process is repeated to generate contract data 106c relating to billing from the next month onwards, as shown in FIG.

[0054] As described above, according to this embodiment, when adding new products, the items registered in the item master maintenance can be defined in the product master maintenance, and product design can be carried out. In the rent guarantee industry, the growth of the rent guarantee business has reached saturation, and there is a demand for the development of new businesses such as medical expense guarantees and nursing care expense guarantees. Each company is required to add new products quickly and record revenues with accurate expense items. In this embodiment, the system user can set the system's recording items and products.

[0055] Until now, rent guarantee companies have generally made profits only from rent guarantees, and managing other products in the same system was not considered. Meanwhile, the market in the rent debt guarantee industry has become saturated, and in the midst of a demand for diversified business development, products such as medical expense guarantees and nursing care expense guarantees have been developed. However, because the items on the system are fixed to "first rent guarantees," it is difficult to color items such as sales from medical expense guarantees and commission fees for business outsourcing, and there are many cases where these are managed outside the system.

[0056] In addition, it is said that institutional guarantees (guarantees by rent guarantee companies) nowadays exceed 80%, and rent guarantee companies are actively considering new products and new businesses. Specific examples are as mentioned above, but business guarantees and child support guarantees have also appeared recently. Traditionally, the rent guarantee market has seen a lot of use of scratch systems, which has often become a major management issue.

[0057] Therefore, in this embodiment, when adding a new product, the user can add the item and link the information to the product master, which makes it possible to branch the items to be recorded. This makes it possible to handle new business genres such as medical expense guarantees and nursing care expense guarantees by setting the system parameters.

[0058] [3. Contribution to the United Nations-led Sustainable Development Goals (SDGs)] This embodiment can contribute to improving business efficiency and promoting appropriate management decisions by companies, thereby contributing to goals 8 and 9 of the SDGs.

[0059] Furthermore, this embodiment can contribute to reducing waste and promoting paperless and electronic systems, thereby contributing to the achievement of SDGs Goals 12, 13, and 15.

[0060] Furthermore, this embodiment can contribute to strengthening control and governance, making it possible to contribute to Goal 16 of the SDGs.

[0061] [4. Other embodiments] The present invention may be embodied in various different embodiments other than those described above within the scope of the technical concept set forth in the claims.

[0062] For example, among the processes described in the embodiments, all or part of the processes described as being performed automatically can be performed manually, or all or part of the processes described as being performed manually can be performed automatically using known methods.

[0063] In addition, the processing procedures, control procedures, specific names, information including parameters such as registered data and search conditions for each process, screen examples, and database configurations shown in this specification and drawings may be changed as desired unless otherwise specified.

[0064] Moreover, with regard to the task support device 100, each of the components shown in the figures is a functional concept, and does not necessarily have to be physically configured as shown in the figures.

[0065] For example, the processing functions of the business support device 100, particularly the processing functions performed by the control unit, may be realized in whole or in part by a CPU and a program interpreted and executed by the CPU, or may be realized as hardware using wired logic. The program is recorded in a non-transient computer-readable recording medium including programmed instructions for causing the information processing device to execute the processes described in the present embodiment, and is mechanically read by the business support device 100 as necessary. That is, a computer program for giving instructions to the CPU in cooperation with the OS and performing various processes is recorded in a storage unit such as a ROM or HDD (Hard Disk Drive). This computer program is executed by being loaded into a RAM, and cooperates with the CPU to form a control unit.

[0066] In addition, this computer program may be stored in an application program server connected to the task support device 100 via any network, and it is also possible to download all or a part of it as necessary.

[0067] In addition, the program for executing the process described in this embodiment may be stored in a non-transient computer-readable recording medium, or may be configured as a program product. Here, the "recording medium" includes any "portable physical medium" such as a memory card, a Universal Serial Bus (USB) memory, a Secure Digital (SD) card, a flexible disk, a magneto-optical disk, a ROM, an Erasable Programmable Read Only Memory (EPROM), an Electrically Erasable and Programmable Read Only Memory (EEPROM (registered trademark)), a Compact Disk Read Only Memory (CD-ROM), a Magneto-Optical disk (MO), a Digital Versatile Disk (DVD), and a Blu-ray (registered trademark) Disc.

[0068] Moreover, a "program" is a data processing method written in any language or description method, and may be in any form, such as source code or binary code. Note that a "program" is not necessarily limited to a single configuration, but also includes a distributed configuration as multiple modules or libraries, and a program that works with a separate program, such as an OS, to achieve its function. Note that the specific configuration and reading procedure for reading a recording medium in each device shown in the embodiments, as well as the installation procedure after reading, may use well-known configurations and procedures.

[0069] The various databases etc. stored in the memory unit are storage means such as memory devices such as RAM and ROM, fixed disk devices such as hard disks, flexible disks, and optical disks, and store various programs, tables, databases, and web page files etc. used for various processes and providing websites.

[0070] The business support device 100 may be configured as an information processing device such as a known personal computer or a workstation, or may be configured as the information processing device to which any peripheral device is connected. The business support device 100 may be realized by installing software (including programs or data) that causes the device to realize the processing described in this embodiment.

[0071] Furthermore, the specific form of distribution and integration of the devices is not limited to that shown in the drawings, and all or part of them can be functionally or physically distributed and integrated in any unit according to various additions or functional loads. In other words, the above-mentioned embodiments can be implemented in any combination, or the embodiments can be implemented selectively. [Industrial Applicability]

[0072] The present invention is particularly useful in the rental debt guarantee industry. [Explanation of symbols]

[0073] 100 Business support equipment 102 Control section 102a Item Master Maintenance Department 102b Product Master Maintenance Department 102c Contract input section 104 Communication interface section 106 Storage section 106a Item Master 106b Product master 106c Contract Data 108 Input / Output Interface Section 112 Input Devices 114 Output Device 200 Servers 300 Network

Claims

1. an item master registration control unit that registers item information corresponding to items other than the fees incurred in the rent guarantee product in the item master; a product master registration control unit that refers to the item master and associates the item information with a product other than a predetermined rent guarantee product and registers the product master; A rent guarantee management device comprising:

2. The item master registration control unit registers in the item master a classification category that classifies items corresponding to fees incurred in the rent guarantee product in association with the item information, the product master registration control unit refers to the item master, associates the classification category corresponding to a fee incurred for the product, and registers in the product master that only item information associated with the classification category can be registered; 2. The rent guarantee management device according to claim 1 .

3. the product master registration control unit registers in the product master a billing rate for the amount to be billed to the customer for the first and subsequent bills associated with the product, an intermediation fee for the first and subsequent remittances, and a remittance rate to be paid to an intermediary; a data acquisition unit that refers to the product master and acquires a designated product, item information related to the designated product, the amount, the billing rate for the first billing, and the remittance rate for the first remittance; a data calculation unit that calculates a billing amount by multiplying the specified amount of the predetermined product by the acquired billing rate, and calculates a remittance amount by multiplying the specified amount by the acquired remittance rate; a contract data generation unit that stores the specified product, the acquired item information, the specified price of the predetermined product, the calculated billing amount, and the calculated remittance amount in contract data, and generates contract data relating to an initial billing; The rent guarantee management device of claim 1 further comprising:

4. the data acquisition unit acquires the product, item information related to the product, and the amount by referring to the contract data related to the first invoice, and acquires the invoice rate for the next and subsequent invoices and the remittance rate for the next and subsequent remittances by referring to the product master, in addition to the amount; the data calculation unit calculates a billing amount by multiplying the amount by the acquired billing rate, and calculates a remittance amount by multiplying the amount by the acquired remittance rate; said contract data generation unit stores said specified product, the acquired item information, said amount, said calculated billing amount, and said calculated remittance amount in contract data, and generates contract data relating to the next and subsequent billings; 4. The rent guarantee management device according to claim 3.

5. The classification categories include a category related to the item to be guaranteed which corresponds to the rent in the rent guarantee, a category related to the item to be billed to the customer the first time which corresponds to the initial guarantee fee in the rent guarantee, a category related to the item to be remitted to the broker the first time which corresponds to the initial mediation fee in the rent guarantee, a category related to the item to be billed to the customer from the next time onwards which corresponds to the subsequent guarantee fees in the rent guarantee, and a category related to the item to be remitted to the broker from the next time onwards which corresponds to the subsequent mediation fee in the rent guarantee, 3. The rent guarantee management device according to claim 2.

6. an item master registration control step in which an item master registration control unit registers, in the item master, item information corresponding to items other than the fees incurred in the rent guarantee product; a product master registration control step in which a product master registration control unit refers to the item master, associates the item information with a product other than the predetermined rent guarantee product, and registers the product master in the product master; A rent guarantee management method comprising:

7. An information processing device, an item master registration control means for registering item information corresponding to items other than the fees incurred in the rent guarantee product in the item master; a product master registration control means for referring to the item master and associating the item information with a product other than the predetermined rent guarantee product and registering the product master; A rent guarantee management program to function as a.

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