A warehouse receipt pledge method, device and system

Abstract

The present invention discloses a warehouse receipt pledge method, device and system, and relates to the field of computer technology. A specific implementation of the method includes: receiving a warehouse receipt pledge request sent by a user end; sending a pledge disposal instruction to a business end based on the warehouse receipt pledge request, and receiving the binding relationship between the target pledged item number and the electronic tag returned by the business end; wherein, the business personnel of the business end determine that the pledged items that have passed the inspection are the target pledged items according to the pledge disposal instruction, and bind the unique corresponding electronic tag to the target pledged items; determine the target pledged item information according to the mapping relationship, and send the target pledged item information to the user end. This implementation method realizes warehouse receipt pledge in the dimension of single items, which is convenient for the capital party to obtain the detailed information of the pledged items, realize the supervision of the pledged items, and avoid the financial risks in the pledge process.

Description

Technical Field

[0001] The present invention relates to the field of computer technology, and in particular to a warehouse receipt pledge method, device and system. Background Art

[0002] Warehouse receipt pledge is a kind of pledge established with warehouse receipt as the subject matter. As a new service project, it provides a broad stage for warehousing enterprises to expand service projects and carry out diversified operations, especially in the process of transformation of traditional warehousing enterprises into modern logistics enterprises.

[0003] In the warehouse receipt pledge business, the logistics company provides the pledged goods, the investor (financial platform) provides the funds, and the disposal party provides supervision and disposal of the goods when risks occur. The existing warehouse receipt pledge business is only accurate to the sku (Stock Keeping Unit, the basic unit for measuring inventory in and out) dimension, and is not accurate to the pledged goods themselves. For example, if there are 10,000 mobile phones with the same sku in the customer warehouse, of which 2,000 are to be pledged for loans, but if the pledge granularity is only accurate to the sku dimension, it is impossible to distinguish which 2,000 of the 10,000 are pledged. In actual business, the only thing the disposal party and the investor care about is the 2,000 pledged mobile phones. They hope to inspect the pledged goods themselves and ensure that they will not be released from the warehouse during the pledge process.

[0004] There are at least the following problems in the prior art:

[0005] The pledge granularity in the existing warehouse receipt pledge method is not fine enough, the investor cannot obtain detailed information about the pledged items, there are financial risks in the pledge process, and it is not conducive to the business development of warehouse receipt pledge. Summary of the invention

[0006] In view of this, the embodiments of the present invention provide a warehouse receipt pledge method, device and system, which can realize warehouse receipt pledge in the dimension of single product, facilitate the capital party to obtain detailed information of the pledged items, realize the supervision of the pledged items, avoid the financial risks in the pledge process, and promote the stable development of the warehouse receipt pledge business.

[0007] To achieve the above object, according to one aspect of an embodiment of the present invention, a warehouse receipt pledge method is provided, comprising:

[0008] Receive a warehouse receipt pledge request sent by the user, where the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged, and the inventory address;

[0009] Send a pledge disposal instruction to the business end based on the warehouse receipt pledge request, and receive the binding relationship between the target pledge item number and the electronic tag returned by the business end; wherein, the business personnel of the business end determine that the pledged item that has passed the inspection is the target pledge item according to the pledge disposal instruction, and bind the unique corresponding electronic tag to the target pledge item to determine the binding relationship;

[0010] The target pledged item information is determined according to the binding relationship, and the target pledged item information is sent to the user end; wherein the target pledged item information includes the target pledged item number and the target pledged item quantity.

[0011] Furthermore, it also includes:

[0012] Sending a pledged item verification instruction to the business end, so that the business end verifies the target pledged item information in the inventory address according to the pledged item verification instruction;

[0013] Receive the verification results returned by the business end and update the target pledged item information based on the verification results.

[0014] Furthermore, it also includes:

[0015] Receiving a request for checking items to be shipped sent by a user terminal, wherein the request for checking items to be shipped includes a number of the items to be shipped;

[0016] According to the binding relationship and the number of the item to be shipped, it is determined whether the item to be shipped is the target pledged item, and the judgment result is sent to the user end.

[0017] Furthermore, it also includes:

[0018] Acquire the real-time item information of the target pledged item according to the electronic tag; wherein the real-time item information includes the quantity of the current pledged item and the item number of the current pledged item;

[0019] The current quantity and item number of the pledged items are compared with the total quantity and item number of the target pledged items, and the comparison result is fed back to the user end.

[0020] Furthermore, if the target pledged item is a refrigerated item, the real-time item information also includes the current refrigerated temperature and humidity; the method also includes:

[0021] Determine whether the current refrigeration temperature and humidity are within the refrigeration temperature and humidity threshold range;

[0022] If not, determine the item number of the first pledged item whose current refrigerated temperature and humidity exceeds the refrigerated temperature and humidity threshold range, and send the item number of the first pledged item to the user end.

[0023] According to another aspect of an embodiment of the present invention, a warehouse receipt pledge method is provided, comprising:

[0024] Send a warehouse receipt pledge request to the financial platform; the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged, and the inventory address;

[0025] Receive the target pledge item information returned by the financial platform; wherein, the target pledge item information is determined based on the binding relationship between the target pledge item number and the electronic tag; the target pledge item is the pledge item that has passed the inspection; the target pledge item information includes the target pledge item number and the target pledge item quantity.

[0026] Furthermore, it also includes:

[0027] Sending a verification request for items to be shipped to the financial platform, wherein the verification request for items to be shipped includes the number of the items to be shipped, so that the financial platform can determine whether the items to be shipped are target pledged items according to the binding relationship and the number of the items to be shipped;

[0028] If the judgment result shows that the items to be shipped out are not the target pledged items, the items to be shipped out will be shipped out;

[0029] If the judgment result shows that the item to be shipped out is the target pledged item, the shipping process of the item to be shipped out is stopped.

[0030] According to another aspect of an embodiment of the present invention, a warehouse receipt pledge device is provided, comprising:

[0031] A warehouse receipt pledge request receiving module is used to receive a warehouse receipt pledge request sent by a user terminal, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged, and the inventory address;

[0032] The binding relationship receiving module is used to send a pledge disposal instruction to the business end based on the warehouse receipt pledge request, and receive the binding relationship between the target pledge item number and the electronic tag returned by the business end; wherein, the business personnel of the business end determine that the pledged item that has passed the inspection is the target pledge item according to the pledge disposal instruction, and bind the unique corresponding electronic tag to the target pledge item to determine the binding relationship;

[0033] The warehouse receipt pledge module is used to determine the target pledge item information according to the binding relationship and send the target pledge item information to the user end; wherein the target pledge item information includes the target pledge item number and the target pledge item quantity.

[0034] According to another aspect of an embodiment of the present invention, a warehouse receipt pledge device is provided, comprising:

[0035] A warehouse receipt pledge request sending module is used to send a warehouse receipt pledge request to the financial platform; wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address;

[0036] The receiving module is used to receive the target pledge item information returned by the financial platform; wherein the target pledge item information is determined based on the binding relationship between the target pledge item number and the electronic tag; the target pledge item is the pledge item that has passed the inspection; the target pledge item information includes the target pledge item number and the target pledge item quantity.

[0037] According to another aspect of an embodiment of the present invention, a warehouse receipt pledge system is provided, comprising:

[0038] The user end is used to send a warehouse receipt pledge request to the financial platform; receive the target pledge item information returned by the financial platform, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address, and the target pledge item information includes the target pledge item number and the target pledge item quantity;

[0039] The financial platform is used to receive the warehouse receipt pledge request sent by the user end; send the pledge disposal instruction to the business end based on the warehouse receipt pledge request, and receive the binding relationship between the target pledge item number and the electronic tag returned by the business end; determine the target pledge item information according to the binding relationship, and send the target pledge item information to the user end;

[0040] The business end is used to receive the pledge disposal instructions sent by the financial platform, so that the business personnel can determine that the pledged items that have passed the inspection are the target pledged items according to the pledge disposal instructions, and bind the unique corresponding electronic tag to the target pledged item, determine the binding relationship between the target pledged item number and the electronic tag; and send the binding relationship to the financial platform.

[0041] According to another aspect of an embodiment of the present invention, there is provided an electronic device, including:

[0042] one or more processors;

[0043] a storage device for storing one or more programs,

[0044] When one or more programs are executed by one or more processors, one or more processors implement any of the warehouse receipt pledge methods described above.

[0045] According to another aspect of an embodiment of the present invention, there is provided a computer-readable medium on which a computer program is stored, and when the program is executed by a processor, any one of the warehouse receipt pledge methods described above is implemented.

[0046] An embodiment of the above invention has the following advantages or beneficial effects: because a warehouse receipt pledge request sent by a user end is adopted, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address; a pledge disposal instruction is sent to a business end based on the warehouse receipt pledge request, and a binding relationship between the target pledge item number and the electronic tag returned by the business end is received; wherein the business personnel of the business end determine that the item to be pledged that has passed the inspection is the target pledge item according to the pledge disposal instruction, and bind a unique corresponding electronic tag to the target pledge item to determine the binding relationship; the target pledge item information is determined according to the binding relationship, and the target pledge item number is bound to the target pledge item. The pledged item information is sent to the user end; among them, the target pledged item information includes the target pledged item number and the target pledged item quantity, so it overcomes the technical problems in the existing warehouse receipt pledge method that the pledge granularity is not fine enough because it is only accurate to the sku dimension, the capital party cannot obtain the detailed information of the pledged items, there are financial risks in the pledge process, and it is not conducive to the business development of warehouse receipt pledge. Then, the warehouse receipt pledge of the single product dimension can be realized, which makes it easier for the capital party to obtain the detailed information of the pledged items, realize the supervision of the pledged items, avoid the financial risks in the pledge process, and promote the stable development of the warehouse receipt pledge business.

[0047] The further effects of the above-mentioned non-conventional optional manner will be described below in conjunction with the specific implementation manner. BRIEF DESCRIPTION OF THE DRAWINGS

[0048] The accompanying drawings are used to better understand the present invention and do not constitute an improper limitation of the present invention.

[0049] Figure 1 It is a schematic diagram of the main process of the warehouse receipt pledge method provided according to an embodiment of the present invention;

[0050] Figure 2 is a schematic diagram of the main process of a warehouse receipt pledge method provided according to another embodiment of the present invention;

[0051] Figure 3 is a schematic diagram of main modules of a warehouse receipt pledge device provided according to another embodiment of the present invention;

[0052] Figure 4 is a schematic diagram of main modules of a warehouse receipt pledge device provided according to another embodiment of the present invention;

[0053] Figure 5a A schematic diagram of the main devices of a warehouse receipt pledge system provided according to another embodiment of the present invention;

[0054] Figure 5b yes Figure 5a A schematic diagram of the flow of interaction between various devices in the warehouse receipt pledge system;

[0055] Figure 6 is an exemplary system architecture diagram to which embodiments of the present invention may be applied;

[0056] Figure 7 It is a schematic diagram of the structure of a computer system of a terminal device or a server suitable for implementing an embodiment of the present invention. DETAILED DESCRIPTION

[0057] The following is a description of exemplary embodiments of the present invention in conjunction with the accompanying drawings, including various details of the embodiments of the present invention to facilitate understanding, which should be considered as merely exemplary. Therefore, it should be recognized by those of ordinary skill in the art that various changes and modifications may be made to the embodiments described herein without departing from the scope and spirit of the present invention. Similarly, for clarity and conciseness, the description of well-known functions and structures is omitted in the following description.

[0058] Figure 1 Schematic diagram of the main process of the warehouse receipt pledge method provided according to an embodiment of the present invention; Figure 1 As shown, the warehouse receipt pledge method provided in the embodiment of the present invention is applied to a financial platform, and mainly includes:

[0059] Step S101, receiving a warehouse receipt pledge request sent by a user terminal, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address.

[0060] Specifically, adding information such as the number of the item to be pledged, the quantity of the item to be pledged, and the inventory address to the warehouse receipt pledge request will help the subsequent financial platform to inspect the pledged items based on this information to determine the target pledged items and achieve the warehouse receipt pledge at the granularity of the item itself.

[0061] Step S102, based on the warehouse receipt pledge request, a pledge disposal instruction is sent to the business end, and the binding relationship between the target pledged item number and the electronic tag returned by the business end is received; wherein, the business personnel of the business end determine that the pledged item that has passed the inspection is the target pledged item according to the pledge disposal instruction, and bind a unique corresponding electronic tag to the target pledged item to determine the binding relationship.

[0062] Through the above settings, a pledge disposal instruction is sent to the business end based on the warehouse receipt pledge request, so that the business end can inspect the pledged items, determine the target pledged items, and bind a unique electronic tag to the target pledged items, thereby realizing warehouse receipt pledge in the dimension of single items, making it easier for the capital party to obtain detailed information on the pledged items, facilitate supervision of the pledged items, and avoid financial risks in the pledge process.

[0063] Specifically, according to an embodiment of the present invention, the electronic tag may be RFID (Radio Frequency Identification, also known as wireless radio frequency identification, which is a communication technology, commonly known as an electronic tag). Specifically, the business personnel may read the information on the electronic tag through a reading device. For example, a handheld PAD device may be used to read the information on the electronic tag.

[0064] Furthermore, according to an embodiment of the present invention, the method further includes:

[0065] Acquire the real-time item information of the target pledged item according to the electronic tag; wherein the real-time item information includes the quantity of the current pledged item and the item number of the current pledged item;

[0066] The current quantity and item number of the pledged items are compared with the total quantity and item number of the target pledged items, and the comparison result is fed back to the user end.

[0067] Through the above settings, the number of items and item numbers of the current pledged items are counted and compared with the total number of target pledged items and the corresponding item numbers, which helps to find out the situation where the target pledged items are missing or the items do not correspond.

[0068] Exemplarily, according to an embodiment of the present invention, if the target pledged item is a refrigerated item, the real-time item information also includes the current refrigerated temperature and humidity; the method further includes:

[0069] Determine whether the current refrigeration temperature and humidity are within the refrigeration temperature and humidity threshold range;

[0070] If not, determine the item number of the first pledged item whose current refrigerated temperature and humidity exceeds the refrigerated temperature and humidity threshold range, and send the item number of the first pledged item to the user end.

[0071] According to a specific implementation of an embodiment of the present invention, if the target pledged item is a refrigerated item, it has certain pledge requirements for refrigerated temperature and humidity (refrigerated temperature and refrigerated humidity) during the pledge process. When binding an electronic tag, the current refrigerated temperature of the item, the current refrigerated humidity and other information can be stored in the unique electronic tag. This allows subsequent business personnel to update the above item information in real time when taking inventory of the target pledged items. The financial platform can determine whether the target pledged items that need to be refrigerated meet the pledge requirements by checking the real-time item information and judging whether the current refrigerated temperature and humidity are within the refrigerated temperature and humidity threshold range. For the first pledged item that does not meet the corresponding pledge requirements, its corresponding item number is sent to the user end. Furthermore, it can request the return of the financing amount corresponding to the target pledged item that does not meet the pledge requirements, etc., to avoid financial risks.

[0072] Step S103, determining the target pledged item information according to the binding relationship, and sending the target pledged item information to the user end; wherein the target pledged item information includes the target pledged item number and the target pledged item quantity.

[0073] Specifically, according to an embodiment of the present invention, the financial platform can also negotiate with the user end based on the target pledged item information, determine the warehouse receipt pledge financing amount, and send the warehouse receipt pledge financing amount to the user end. Furthermore, according to a specific implementation of an embodiment of the present invention, the warehouse receipt pledge financing amount can be updated based on the verification result by subsequently checking the target pledged item.

[0074] Furthermore, according to an embodiment of the present invention, the method further includes:

[0075] Sending a pledged item verification instruction to the business end, so that the business end verifies the target pledged item information in the inventory address according to the pledged item verification instruction;

[0076] Receive the verification results returned by the business end and update the target pledged item information according to the verification results.

[0077] Through the above settings, the financial platform can send pledged item verification instructions to the business end at regular intervals, and update the target pledged item information based on the verification results returned by the business end, so as to better supervise the items in the pledge process.

[0078] Preferably, according to an embodiment of the present invention, the method further includes:

[0079] Receiving a request for checking items to be shipped sent by a user terminal, wherein the request for checking items to be shipped includes a number of the items to be shipped;

[0080] According to the binding relationship and the number of the item to be shipped, it is determined whether the item to be shipped is the target pledged item, and the judgment result is sent to the user end.

[0081] Since not all inventory items in the inventory address are necessarily pledged, or not all meet the pledge requirements, if the user terminal wants to carry out a warehouse operation from the inventory address, it is necessary to first determine whether the item to be shipped is the target pledged item. According to an embodiment of the present invention, the above-mentioned verification operation can be performed by the financial platform or by the user terminal itself. In this regard, the above-mentioned preferred embodiment is not the only limitation of this application.

[0082] According to the technical solution of the embodiment of the present invention, a warehouse receipt pledge request sent by a user end is received, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address; a pledge disposal instruction is sent to the business end based on the warehouse receipt pledge request, and the binding relationship between the target pledge item number and the electronic tag returned by the business end is received; wherein the business personnel of the business end determine that the item to be pledged that has passed the inspection is the target pledge item according to the pledge disposal instruction, and bind a unique corresponding electronic tag to the target pledge item to determine the binding relationship; the target pledge item information is determined according to the binding relationship, and the target pledge item information is sent to the business end. The target pledged item information includes the target pledged item number and the target pledged item quantity, so it overcomes the technical problems in the existing warehouse receipt pledge method that the pledge granularity is not fine enough, the investor cannot obtain the detailed information of the pledged items, there are financial risks in the pledge process, and it is not conducive to the business development of warehouse receipt pledge, thereby achieving the technical effect of being able to realize warehouse receipt pledge in the dimension of single product, making it convenient for the investor to obtain the detailed information of the pledged items, realize the supervision of the pledged items, avoid the financial risks in the pledge process, and promote the stable development of the warehouse receipt pledge business.

[0083] Figure 2 Schematic diagram of the main process of the warehouse receipt pledge method provided according to another embodiment of the present invention; Figure 2 As shown, the warehouse receipt pledge method provided in the embodiment of the present invention is applied to the user end, and mainly includes:

[0084] Step S201, sending a warehouse receipt pledge request to the financial platform; wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address.

[0085] Specifically, by sending a warehouse receipt pledge request including information such as the number of the pledged item, the quantity of the pledged item, and the inventory address to the financial platform through the user terminal, it is helpful for the subsequent financial platform to inspect the pledged items based on the information in the warehouse receipt pledge request to determine the target pledged items and realize the warehouse receipt pledge to the granularity of the item itself.

[0086] Step S202, receiving the target pledged item information returned by the financial platform; wherein the target pledged item information is determined based on the binding relationship between the target pledged item number and the electronic tag; the target pledged item is the pledged item that has passed the inspection; the target pledged item information includes the target pledged item number and the target pledged item quantity.

[0087] Furthermore, according to an embodiment of the present invention, the method further includes:

[0088] Sending a verification request for items to be shipped to the financial platform, wherein the verification request for items to be shipped includes the number of the items to be shipped, so that the financial platform can determine whether the items to be shipped are target pledged items according to the binding relationship and the number of the items to be shipped;

[0089] If the judgment result shows that the items to be shipped out are not the target pledged items, the items to be shipped out will be shipped out;

[0090] If the judgment result shows that the item to be shipped out is the target pledged item, the shipping process of the item to be shipped out is stopped.

[0091] According to the embodiment of the present invention, checking the items to be shipped out helps to avoid shipping the target pledged items in the pledge process, which may affect the financing amount. The above-mentioned checking operation may be performed by the financial platform or by the user end itself.

[0092] According to the technical solution of the embodiment of the present invention, a warehouse receipt pledge request is sent to a financial platform; wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address; and the target pledge item information returned by the financial platform is received; wherein the target pledge item information is determined based on the binding relationship between the target pledge item number and the electronic tag; the target pledge item is the item to be pledged that has passed the inspection; and the target pledge item information includes the target pledge item number and the target pledge item quantity. Therefore, the technical problem that the existing warehouse receipt pledge method is only accurate to the sku dimension, resulting in insufficient pledge granularity, the inability of the capital party to obtain the detailed information of the pledged items, the existence of financial risks in the pledge process, and the business development of the warehouse receipt pledge is not conducive is overcome, thereby achieving the technical effect of being able to realize warehouse receipt pledge in the dimension of single product, facilitating the capital party to obtain the detailed information of the pledged items, realizing the supervision of the pledged items, avoiding the financial risks in the pledge process, and promoting the stable development of the warehouse receipt pledge business is achieved.

[0093] Figure 3 is a schematic diagram of the main modules of a warehouse receipt pledge device provided according to another embodiment of the present invention; Figure 3 As shown, the warehouse receipt pledge device 300 provided in the embodiment of the present invention is arranged on a financial platform, and mainly includes:

[0094] The warehouse receipt pledge request receiving module 301 is used to receive a warehouse receipt pledge request sent by a user terminal, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address.

[0095] Specifically, adding information such as the number of the item to be pledged, the quantity of the item to be pledged, and the inventory address to the warehouse receipt pledge request will help the subsequent financial platform to inspect the pledged items based on this information to determine the target pledged items and achieve the warehouse receipt pledge at the granularity of the item itself.

[0096] The binding relationship receiving module 302 is used to send a pledge disposal instruction to the business end based on the warehouse receipt pledge request, and receive the binding relationship between the target pledge item number and the electronic tag returned by the business end; wherein, the business personnel of the business end determine that the pledged item that has passed the inspection is the target pledge item according to the pledge disposal instruction, and bind the unique corresponding electronic tag to the target pledge item to determine the above binding relationship.

[0097] Through the above settings, a pledge disposal instruction is sent to the business end based on the warehouse receipt pledge request, so that the business end can inspect the pledged items, determine the target pledged items, and bind a unique electronic tag to the target pledged items, thereby realizing warehouse receipt pledge in the dimension of single items, making it easier for the capital party to obtain detailed information on the pledged items, facilitate supervision of the pledged items, and avoid financial risks in the pledge process.

[0098] Specifically, according to an embodiment of the present invention, the electronic tag may be an RFID, etc. Specifically, the business personnel may read the information on the electronic tag through a reading device. For example, a handheld PAD device may be used to read the information on the electronic tag.

[0099] Furthermore, according to an embodiment of the present invention, the warehouse receipt pledge device 300 further includes a feedback module, which is used to:

[0100] Obtain real-time item information of the target pledged item based on the electronic tag;

[0101] Among them, the real-time item information includes the number of currently pledged items and the item number of the currently pledged items;

[0102] The current quantity and item number of the pledged items are compared with the total quantity and item number of the target pledged items, and the comparison result is fed back to the user end.

[0103] Through the above settings, the number of items and item numbers of the current pledged items are counted and compared with the total number of target pledged items and the corresponding item numbers, which helps to find out the situation where the target pledged items are missing or the items do not correspond.

[0104] Exemplarily, according to an embodiment of the present invention, if the target pledged item is a refrigerated item, the real-time item information also includes the current refrigerated temperature and humidity; the feedback module is also used to:

[0105] Determine whether the current refrigeration temperature and humidity are within the refrigeration temperature and humidity threshold range;

[0106] If not, determine the item number of the first pledged item whose current refrigerated temperature and humidity exceeds the refrigerated temperature and humidity threshold range, and send the item number of the first pledged item to the user end.

[0107] According to a specific implementation of the embodiment of the present invention, if the target pledged item is a refrigerated item, it has certain pledge requirements on the refrigerated temperature and humidity (refrigerated temperature and refrigerated humidity) during the pledge process.

[0108] The warehouse receipt pledge module 303 is used to determine the target pledged item information according to the binding relationship and send the target pledged item information to the user end; wherein the target pledged item information includes the target pledged item number and the target pledged item quantity.

[0109] Specifically, according to an embodiment of the present invention, the financial platform can also negotiate with the user end based on the target pledged item information, determine the warehouse receipt pledge financing amount, and send the warehouse receipt pledge financing amount to the user end. Furthermore, according to a specific implementation of an embodiment of the present invention, the warehouse receipt pledge financing amount can be updated based on the verification result by subsequently checking the target pledged item.

[0110] Furthermore, according to an embodiment of the present invention, the warehouse receipt pledge device 300 further includes a pledge demand checking module, which is used to:

[0111] Sending a pledged item verification instruction to the business end, so that the business end verifies the target pledged item information in the inventory address according to the pledged item verification instruction;

[0112] Receive the verification results returned by the business end, and update the target pledged item information according to the verification results.

[0113] Through the above settings, the financial platform can send pledged item verification instructions to the business end at regular intervals, and update the financing amount and target pledged item information based on the verification results returned by the business end, so as to better supervise the items in the pledge process.

[0114] Preferably, according to an embodiment of the present invention, the warehouse receipt pledge device 300 further includes a module for receiving a request for checking items to be shipped out, which is used to:

[0115] Receiving a request for checking items to be shipped sent by a user terminal, wherein the request for checking items to be shipped includes a number of the items to be shipped;

[0116] According to the binding relationship and the number of the item to be shipped, it is determined whether the item to be shipped is the target pledged item, and the judgment result is sent to the user end.

[0117] Since not all inventory items in the inventory address are necessarily pledged, or not all meet the pledge requirements, if the user terminal wants to carry out a warehouse operation from the inventory address, it is necessary to first determine whether the item to be shipped is the target pledged item. According to an embodiment of the present invention, the above-mentioned verification operation can be performed by the financial platform or by the user terminal itself. In this regard, the above-mentioned preferred embodiment is not the only limitation of this application.

[0118] According to the technical solution of the embodiment of the present invention, a warehouse receipt pledge request sent by a user end is received, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address; a pledge disposal instruction is sent to the business end based on the warehouse receipt pledge request, and the binding relationship between the target pledge item number and the electronic tag returned by the business end is received; wherein the business personnel of the business end determine that the item to be pledged that has passed the inspection is the target pledge item according to the pledge disposal instruction, and bind a unique corresponding electronic tag to the target pledge item to determine the binding relationship; the target pledge item information is determined according to the binding relationship, and the target pledge item information is sent to the business end. The target pledged item information includes the target pledged item number and the target pledged item quantity, so it overcomes the technical problems in the existing warehouse receipt pledge method that the pledge granularity is not fine enough, the investor cannot obtain the detailed information of the pledged items, there are financial risks in the pledge process, and it is not conducive to the business development of warehouse receipt pledge, thereby achieving the technical effect of being able to realize warehouse receipt pledge in the dimension of single product, making it convenient for the investor to obtain the detailed information of the pledged items, realize the supervision of the pledged items, avoid the financial risks in the pledge process, and promote the stable development of the warehouse receipt pledge business.

[0119] Figure 4 is a schematic diagram of the main modules of a warehouse receipt pledge device provided according to another embodiment of the present invention; Figure 4 As shown, the warehouse receipt pledge device 400 provided in the embodiment of the present invention is arranged at the user end, and mainly includes:

[0120] The warehouse receipt pledge request sending module 401 is used to send a warehouse receipt pledge request to the financial platform; wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address.

[0121] Specifically, by sending a warehouse receipt pledge request including information such as the number of the pledged item, the quantity of the pledged item, and the inventory address to the financial platform through the user terminal, it is helpful for the subsequent financial platform to inspect the pledged items based on the information in the warehouse receipt pledge request to determine the target pledged items and realize the warehouse receipt pledge to the granularity of the item itself.

[0122] The receiving module 402 is used to receive the target pledge item information returned by the financial platform; wherein the target pledge item information is determined based on the binding relationship between the target pledge item number and the electronic tag; the target pledge item is the pledge item that has passed the inspection; the target pledge item information includes the target pledge item number and the target pledge item quantity.

[0123] Furthermore, according to an embodiment of the present invention, the warehouse receipt pledge device 400 further includes a module for sending a request for checking items to be shipped out, which is used to:

[0124] Sending a verification request for items to be shipped to the financial platform, wherein the verification request for items to be shipped includes the number of the items to be shipped, so that the financial platform can determine whether the items to be shipped are target pledged items according to the binding relationship and the number of the items to be shipped;

[0125] If the judgment result shows that the items to be shipped out are not the target pledged items, the items to be shipped out will be shipped out;

[0126] If the judgment result shows that the item to be shipped out is the target pledged item, the shipping process of the item to be shipped out is stopped.

[0127] According to the embodiment of the present invention, checking the items to be shipped out helps to avoid shipping the target pledged items in the pledge process, which may affect the financing amount. The above-mentioned checking operation may be performed by the financial platform or by the user end itself.

[0128] According to the technical solution of the embodiment of the present invention, a warehouse receipt pledge request is sent to a financial platform; wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address; and the target pledge item information returned by the financial platform is received; wherein the target pledge item information is determined based on the binding relationship between the target pledge item number and the electronic tag; the target pledge item is the item to be pledged that has passed the inspection; and the target pledge item information includes the target pledge item number and the target pledge item quantity. Therefore, the technical problem that the existing warehouse receipt pledge method is only accurate to the sku dimension, resulting in insufficient pledge granularity, the inability of the capital party to obtain the detailed information of the pledged items, the existence of financial risks in the pledge process, and the business development of the warehouse receipt pledge is not conducive is overcome, thereby achieving the technical effect of being able to realize warehouse receipt pledge in the dimension of single product, facilitating the capital party to obtain the detailed information of the pledged items, realizing the supervision of the pledged items, avoiding the financial risks in the pledge process, and promoting the stable development of the warehouse receipt pledge business is achieved.

[0129] Figure 5a Schematic diagram of the main devices of the warehouse receipt pledge system provided according to another embodiment of the present invention; Figure 5aAs shown, the warehouse receipt pledge system 500 provided in the embodiment of the present invention mainly includes a warehouse receipt pledge device (financial platform) 300, a warehouse receipt pledge device (user end) 400 and a business end 501, wherein:

[0130] The user terminal 400 is used to send a warehouse receipt pledge request to the financial platform 300; receive the target pledge item information returned by the financial platform 300, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address, and the target pledge item information includes the target pledge item number and the target pledge item quantity;

[0131] The financial platform 300 is used to receive the warehouse receipt pledge request sent by the user terminal 400; send a pledge disposal instruction to the business terminal 501 based on the warehouse receipt pledge request, and receive the binding relationship between the target pledge item number and the electronic tag returned by the business terminal 501; determine the target pledge item information according to the binding relationship, and send the target pledge item information to the user terminal 400;

[0132] The business terminal 501 is used to receive the pledge disposal instruction sent by the financial platform 300, so that the business personnel can determine that the pledged items that have passed the inspection are the target pledged items according to the pledge disposal instruction, and bind the unique corresponding electronic tag to the target pledged item to determine the binding relationship between the target pledged item number and the electronic tag; and send the binding relationship to the financial platform 300.

[0133] See also Figure 5b The flowchart of the interaction between the devices in the warehouse receipt pledge system 500 is shown, which mainly includes:

[0134] S1, the user terminal 400 sends a warehouse receipt pledge request to the financial platform 300, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address.

[0135] S2, the financial platform 300 sends a pledge disposal instruction to the business terminal 501 based on the warehouse receipt pledge request.

[0136] S3, the business end 501 assigns business personnel to determine the pledged items that have passed the inspection as target pledged items according to the pledge disposal instruction, and bind a unique corresponding electronic tag to the target pledged item to obtain a binding relationship between the target pledged item number and the electronic tag.

[0137] S4, the business end 501 sends the binding relationship between the target pledged item number and the electronic tag to the financial platform 300.

[0138] S5, the financial platform 300 determines the target pledged item information according to the binding relationship; wherein the target pledged item information includes the target pledged item number and the target pledged item quantity.

[0139] S6, the financial platform 300 sends the target pledged item information to the user terminal 400.

[0140] According to the technical solution of the embodiment of the present invention, a warehouse receipt pledge request sent by a user end is received, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address; a pledge disposal instruction is sent to the business end based on the warehouse receipt pledge request, and the binding relationship between the target pledge item number and the electronic tag returned by the business end is received; wherein the business personnel of the business end determine that the item to be pledged that has passed the inspection is the target pledge item according to the pledge disposal instruction, and bind a unique corresponding electronic tag to the target pledge item to determine the binding relationship; the target pledge item information is determined according to the binding relationship, and the target pledge item information is sent to the business end. The target pledged item information includes the target pledged item number and the target pledged item quantity, so it overcomes the technical problems in the existing warehouse receipt pledge method that the pledge granularity is not fine enough, the investor cannot obtain the detailed information of the pledged items, there are financial risks in the pledge process, and it is not conducive to the business development of warehouse receipt pledge, thereby achieving the technical effect of being able to realize warehouse receipt pledge in the dimension of single product, making it convenient for the investor to obtain the detailed information of the pledged items, realize the supervision of the pledged items, avoid the financial risks in the pledge process, and promote the stable development of the warehouse receipt pledge business.

[0141] Figure 6 An exemplary system architecture 600 is shown in which the warehouse receipt pledge method or warehouse receipt pledge device according to an embodiment of the present invention can be applied on a user end or a financial platform.

[0142] like Figure 6 As shown, the system architecture 600 may include terminal devices 601, 602, 603, a network 604 and a server 605 (this architecture is only an example, and the components included in the specific architecture may be adjusted according to the specific application). The network 604 is used to provide a medium for a communication link between the terminal devices 601, 602, 603 and the server 605. The network 604 may include various connection types, such as wired, wireless communication links or optical fiber cables, etc.

[0143] Users can use terminal devices 601, 602, and 603 to interact with server 605 through network 604 to receive or send messages, etc. Various communication client applications can be installed on terminal devices 601, 602, and 603, such as warehouse receipt pledge applications, web browser applications, search applications, instant messaging tools, social platform software, etc. (only as examples).

[0144] The terminal devices 601 , 602 , and 603 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smart phones, tablet computers, laptop computers, and desktop computers, etc.

[0145] Server 605 may be a server that provides various services, such as a server (for warehouse receipt pledge / data processing) for users using terminal devices 601, 602, and 603 (for example only). The server may analyze and process the received warehouse receipt pledge request and other data, and feed back the processing results (such as target pledge item information, warehouse receipt pledge financing amount - for example only) to the terminal device.

[0146] It should be noted that the warehouse receipt pledge method provided in the embodiment of the present invention is generally executed by the server 605, and accordingly, the warehouse receipt pledge device is generally set in the server 605.

[0147] It should be understood that Figure 6 The number of terminal devices, networks and servers in the embodiment is only for illustration. Any number of terminal devices, networks and servers may be provided according to the implementation requirements.

[0148] Reference below Figure 7 , which shows a schematic diagram of the structure of a computer system 700 of a terminal device or a server suitable for implementing an embodiment of the present invention. Figure 7 The terminal device or server shown is only an example and should not bring any limitation to the functions and scope of use of the embodiments of the present invention.

[0149] like Figure 7 As shown, the computer system 700 includes a central processing unit (CPU) 701, which can perform various appropriate actions and processes according to a program stored in a read-only memory (ROM) 702 or a program loaded from a storage part 708 into a random access memory (RAM) 703. In the RAM 703, various programs and data required for the operation of the system 700 are also stored. The CPU 701, the ROM 702, and the RAM 703 are connected to each other via a bus 704. An input / output (I / O) interface 705 is also connected to the bus 704.

[0150] The following components are connected to the I / O interface 705: an input section 706 including a keyboard, a mouse, etc.; an output section 707 including a cathode ray tube (CRT), a liquid crystal display (LCD), etc., and a speaker, etc.; a storage section 708 including a hard disk, etc.; and a communication section 709 including a network interface card such as a LAN card, a modem, etc. The communication section 709 performs communication processing via a network such as the Internet. A drive 710 is also connected to the I / O interface 705 as needed. A removable medium 711, such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, etc., is installed on the drive 710 as needed, so that a computer program read therefrom is installed into the storage section 708 as needed.

[0151] In particular, according to the embodiments disclosed in the present invention, the process described above with reference to the flowchart can be implemented as a computer software program. For example, the embodiments disclosed in the present invention include a computer program product, which includes a computer program carried on a computer-readable medium, and the computer program includes a program code for executing the method shown in the flowchart. In such an embodiment, the computer program can be downloaded and installed from the network through the communication part 709, and / or installed from the removable medium 711. When the computer program is executed by the central processing unit (CPU) 701, the above-mentioned functions defined in the system of the present invention are executed.

[0152] It should be noted that the computer-readable medium shown in the present invention may be a computer-readable signal medium or a computer-readable storage medium or any combination of the above two. The computer-readable storage medium may be, for example, but not limited to, an electrical, magnetic, optical, electromagnetic, infrared, or semiconductor system, device or device, or any combination of the above. More specific examples of computer-readable storage media may include, but are not limited to: an electrical connection with one or more wires, a portable computer disk, a hard disk, a random access memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disk read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the above. In the present invention, a computer-readable storage medium may be any tangible medium containing or storing a program that can be used by or in combination with an instruction execution system, device or device. In the present invention, a computer-readable signal medium may include a data signal propagated in a baseband or as part of a carrier wave, which carries a computer-readable program code. This propagated data signal may take a variety of forms, including but not limited to electromagnetic signals, optical signals, or any suitable combination of the above. Computer-readable signal media may also be any computer-readable medium other than computer-readable storage media, which may send, propagate or transmit a program for use by or in conjunction with an instruction execution system, apparatus or device. The program code contained on the computer-readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, optical cable, RF, etc., or any suitable combination of the above.

[0153] The flow chart and block diagram in the accompanying drawings illustrate the possible architecture, function and operation of the system, method and computer program product according to various embodiments of the present invention. In this regard, each box in the flow chart or block diagram can represent a module, a program segment, or a part of a code, and the above-mentioned module, program segment, or a part of a code contains one or more executable instructions for realizing the specified logical function. It should also be noted that in some alternative implementations, the functions marked in the box can also occur in a different order from the order marked in the accompanying drawings. For example, two boxes represented in succession can actually be executed substantially in parallel, and they can sometimes be executed in the opposite order, depending on the functions involved. It should also be noted that each box in the block diagram or flow chart, and the combination of the boxes in the block diagram or flow chart can be implemented with a dedicated hardware-based system that performs a specified function or operation, or can be implemented with a combination of dedicated hardware and computer instructions.

[0154] The modules involved in the embodiments of the present invention may be implemented in software or in hardware. The modules described may also be provided in a processor. For example, they may be described as follows: a processor includes a warehouse receipt pledge request receiving module, a binding relationship receiving module, and a warehouse receipt pledge module. Among them, the names of these modules do not constitute a limitation on the module itself under certain circumstances. For example, the warehouse receipt pledge request receiving module may also be described as "a module for receiving a warehouse receipt pledge request sent by a user terminal, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged, and the inventory address".

[0155] As another aspect, the present invention also provides a computer-readable medium, which may be included in the device described in the above embodiment; or it may exist independently and not be assembled into the device. The above computer-readable medium carries one or more programs, and when the above one or more programs are executed by a device, the device includes: receiving a warehouse receipt pledge request sent by a user end, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged, and the inventory address; sending a pledge disposal instruction to the business end based on the warehouse receipt pledge request, and receiving the binding relationship between the target pledge item number and the electronic tag returned by the business end; wherein the business personnel of the business end determine that the item to be pledged that has passed the inspection is the target pledge item according to the pledge disposal instruction, and bind a unique corresponding electronic tag to the target pledge item to determine the binding relationship; determine the target pledge item information according to the binding relationship, and send the target pledge item information to the user end; wherein the target pledge item information includes the target pledge item number and the target pledge item quantity.

[0156] According to the technical solution of the embodiment of the present invention, a warehouse receipt pledge request sent by a user end is received, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address; a pledge disposal instruction is sent to the business end based on the warehouse receipt pledge request, and the binding relationship between the target pledge item number and the electronic tag returned by the business end is received; wherein the business personnel of the business end determine that the item to be pledged that has passed the inspection is the target pledge item according to the pledge disposal instruction, and bind a unique corresponding electronic tag to the target pledge item to determine the binding relationship; the target pledge item information is determined according to the binding relationship, and the target pledge item information is sent to the business end. The target pledged item information includes the target pledged item number and the target pledged item quantity, so it overcomes the technical problems in the existing warehouse receipt pledge method that the pledge granularity is not fine enough, the investor cannot obtain the detailed information of the pledged items, there are financial risks in the pledge process, and it is not conducive to the business development of warehouse receipt pledge, thereby achieving the technical effect of being able to realize warehouse receipt pledge in the dimension of single product, making it convenient for the investor to obtain the detailed information of the pledged items, realize the supervision of the pledged items, avoid the financial risks in the pledge process, and promote the stable development of the warehouse receipt pledge business.

[0157] The above specific implementations do not constitute a limitation on the protection scope of the present invention. It should be understood by those skilled in the art that various modifications, combinations, sub-combinations and substitutions may occur depending on design requirements and other factors. Any modification, equivalent substitution and improvement made within the spirit and principle of the present invention shall be included in the protection scope of the present invention.

Claims

1. A warehouse receipt pledge method, characterized in that: include: Receive a warehouse receipt pledge request sent by a user terminal, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged, and the inventory address; Sending a pledge disposal instruction to the business end based on the warehouse receipt pledge request, and receiving the binding relationship between the target pledge item number and the electronic tag returned by the business end; wherein the business personnel of the business end determine that the pledged items that have passed the inspection are the target pledge items according to the pledge disposal instruction, and bind a unique corresponding electronic tag to each of the target pledge items to determine the binding relationship; Determine the target pledged item information according to the binding relationship, and send the target pledged item information to the user terminal; wherein the target pledged item information includes the target pledged item number and the target pledged item quantity; Acquire the real-time item information of the target pledged item according to the electronic tag; wherein the real-time item information includes the quantity of the current pledged item and the item number of the current pledged item; The quantity and item number of the current pledged items are compared with the total quantity and item number of the target pledged items, and the comparison result is fed back to the user terminal.

2. The warehouse receipt pledge method according to claim 1 is characterized in that: Also includes: Sending a pledged item verification instruction to the business end, so that the business end verifies the target pledged item information in the inventory address according to the pledged item verification instruction; Receive the verification result returned by the business end, and update the target pledged item information according to the verification result.

3. The warehouse receipt pledge method according to claim 1 is characterized in that: Also includes: Receiving a check request for items to be shipped sent by the user terminal, wherein the check request for items to be shipped includes a number of the items to be shipped; According to the mapping relationship and the number of the item to be shipped out, it is determined whether the item to be shipped out is the target pledged item, and the determination result is sent to the user terminal.

4. The warehouse receipt pledge method according to claim 1 is characterized in that: If the target pledged item is a refrigerated item, the real-time item information also includes the current refrigerated temperature and humidity; the method also includes: Determining whether the current refrigerated temperature and humidity are within a refrigerated temperature and humidity threshold range; If not, determine the item number of the first pledged item whose current refrigerated temperature and humidity exceeds the refrigerated temperature and humidity threshold interval, and send the item number of the first pledged item to the user terminal.

5. A warehouse receipt pledge method, characterized in that: include: Send a warehouse receipt pledge request to the financial platform; wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address; Receive the target pledge item information returned by the financial platform; wherein the target pledge item information is determined according to the binding relationship between the target pledge item number and the electronic tag; the target pledge item is the to-be-pledged item that has passed the inspection; the target pledge item information includes the target pledge item number and the target pledge item quantity; Receive the comparison result sent by the financial platform; wherein, the comparison result is obtained by the financial platform obtaining the real-time item information of the target pledged item according to the electronic tag, and comparing the quantity and item number of the current pledged item with the total quantity and item number of the target pledged item; wherein the real-time item information includes the quantity of the current pledged item and the item number of the current pledged item.

6. The warehouse receipt pledge method according to claim 5, characterized in that: Also includes: Sending a verification request for items to be shipped to the financial platform, wherein the verification request for items to be shipped includes a number of the items to be shipped, so that the financial platform determines whether the items to be shipped are target pledged items according to the mapping relationship and the number of the items to be shipped; If the judgment result shows that the item to be shipped out is not the target pledged item, the item to be shipped out is processed for shipping; If the judgment result shows that the item to be shipped out is the target pledged item, the shipping process of the item to be shipped out is stopped.

7. A warehouse receipt pledge device, characterized in that: include: A warehouse receipt pledge request receiving module, used to receive a warehouse receipt pledge request sent by a user terminal, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address; A binding relationship receiving module is used to send a pledge disposal instruction to the business end based on the warehouse receipt pledge request, and receive the binding relationship between the target pledge item number and the electronic tag returned by the business end; wherein the business personnel of the business end determine that the pledged item that has passed the inspection is the target pledge item according to the pledge disposal instruction, and bind a unique corresponding electronic tag to the target pledge item to determine the binding relationship; A warehouse receipt pledge module, used to determine the target pledged item information according to the mapping relationship, and send the target pledged item information to the user terminal; wherein the target pledged item information includes the target pledged item number and the target pledged item quantity; The feedback module is used to obtain the real-time item information of the target pledged item according to the electronic tag; wherein the real-time item information includes the quantity of the current pledged item and the item number of the current pledged item; the quantity and item number of the current pledged item are compared with the total quantity and item number of the target pledged item, and the comparison result is fed back to the user end.

8. A warehouse receipt pledge device, characterized in that: include: A warehouse receipt pledge request sending module is used to send a warehouse receipt pledge request to the financial platform; wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address; A receiving module, used for receiving the target pledge item information returned by the financial platform; wherein the target pledge item information is determined according to the binding relationship between the target pledge item number and the electronic tag; the target pledge item is the to-be-pledged item that has passed the inspection; the target pledge item information includes the target pledge item number and the target pledge item quantity; It is also used to receive the comparison result sent by the financial platform; wherein, the comparison result is obtained by the financial platform obtaining the real-time item information of the target pledged item based on the electronic tag, and comparing the quantity and item number of the current pledged item with the total quantity and item number of the target pledged item; wherein, the real-time item information includes the quantity of the current pledged item and the item number of the current pledged item.

9. A warehouse receipt pledge system, characterized in that: include: The user end is used to send a warehouse receipt pledge request to the financial platform; receive the target pledge item information returned by the financial platform, wherein the warehouse receipt pledge request includes the number of the item to be pledged, the quantity of the item to be pledged and the inventory address, and the target pledge item information includes the target pledge item number and the target pledge item quantity; A financial platform is used to receive a warehouse receipt pledge request sent by a user end; send a pledge disposal instruction to a business end based on the warehouse receipt pledge request, and receive the binding relationship between the target pledged item number and the electronic tag returned by the business end; determine the target pledged item information according to the binding relationship, and send the target pledged item information to the user end; obtain the real-time item information of the target pledged item according to the electronic tag; wherein the real-time item information includes the quantity of the current pledged item and the item number of the current pledged item; compare the quantity and item number of the current pledged item with the total quantity and item number of the target pledged item, and feed back the comparison result to the user end; The business end is used to receive the pledge disposal instruction sent by the financial platform, so that the business personnel can determine that the pledged items that have passed the inspection are the target pledged items according to the pledge disposal instruction, and bind a unique corresponding electronic tag to the target pledged item, determine the binding relationship between the target pledged item number and the electronic tag; and send the binding relationship to the financial platform.

10. An electronic device, characterized in that: include: one or more processors; a storage device for storing one or more programs, When the one or more programs are executed by the one or more processors, the one or more processors implement the method as claimed in any one of claims 1-4, 5-6.

11. A computer readable medium having a computer program stored thereon, characterized in that: When the program is executed by a processor, the method according to any one of claims 1 to 4 and 5 to 6 is implemented.

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