Payment method for parking fee and vehicle charging fee based on license plate and storage medium

Abstract

This invention discloses a payment method and storage medium for parking fees and vehicle charging fees based on license plates. The method includes collecting vehicle license plate information and sending it to a cloud server to identify the vehicle; then redirecting the user to a payment page for the relevant fees to complete the online payment. This invention allows for self-service online payment in vehicle-related service consumption scenarios through interaction between a mobile terminal and a cloud server, based on license plate information. The license plate-based payment method, using the license plate information as the payment entry point, initiates the online payment operation. Compared to traditional payment methods where a person acts as the payment entry point, this invention makes the online payment process more accurate, convenient, and efficient, while maintaining the immediacy or timeliness of payment. Both the license plate scanning information and the payment result information can be stored on the cloud server for archiving and review.

Description

[0001] This application is a divisional application of application number 201810389550.5, filed on April 27, 2018, entitled "An Online Payment Method Based on License Plate, Mobile Terminal and Cloud Server". Technical Field

[0002] This invention belongs to the field of communication technology, specifically, it is a payment method and storage medium for parking fees and vehicle charging fees based on license plates. Background Technology

[0003] In daily life, many consumer activities are related to cars, such as parking fees and highway toll payments. Traditional payment methods in these car-related scenarios involve the person receiving the payment details, such as card payments, cash payments, and online bank transfers. These traditional payment methods are human-centric, requiring only the person or the payment system to participate, and have almost no connection to the car itself.

[0004] In view of this, the present invention is hereby proposed. Summary of the Invention

[0005] The purpose of this invention is to provide a novel online payment method based on vehicle license plates, which is more accurate, convenient, and efficient. This invention also provides a mobile terminal and a cloud server for implementing this online payment method.

[0006] To solve the above-mentioned technical problems, the basic concept of the technical solution adopted by the present invention is as follows:

[0007] A license plate-based online payment method, on the user terminal side, includes:

[0008] The mobile terminal initiates an access request to the cloud server from the vehicle's parking fee access portal or the vehicle's charging fee access portal. The access request includes the vehicle's license plate information and is used to instruct the retrieval of the vehicle's parking consumption record information and charging consumption record information. The cloud server stores the parking consumption record information and charging consumption record information corresponding to the vehicle's identity, and / or the cloud server can connect to a third-party vehicle service management server to retrieve the vehicle's parking consumption record information and charging consumption record information.

[0009] The mobile terminal receives the vehicle's parking consumption record information and charging consumption record information obtained by the cloud server based on the access request.

[0010] The mobile terminal displays the parking consumption record information and the charging consumption record information;

[0011] The mobile terminal confirms the parking consumption record information and charging consumption record information, and redirects to the payment page for the vehicle parking consumption fee and charging consumption fee to perform an online payment operation, transferring the payment amount online to the payee; wherein, the online payment operation is to pay the fees corresponding to the parking consumption record information and charging consumption record information to the payee corresponding to the vehicle parking fee and vehicle charging fee through an online payment method.

[0012] Furthermore, before proceeding to the step of redirecting to the payment page for vehicle parking and charging fees, the method further includes:

[0013] After confirming the parking and charging fees, the online payment is completed. Further, the online payment process includes: the mobile terminal initiating a payment request to the cloud server, causing the cloud server to deduct the payment amount from the mobile terminal's payment account and transfer it to the receiving account corresponding to the vehicle's identity information.

[0014] Furthermore, before redirecting to the payment page for vehicle parking and charging fees, the method further includes: collecting the vehicle's license plate information and sending the user account information of the user terminal's application and the license plate information to the cloud server, so that the cloud server can determine whether the vehicle identity information is bound to the application's user account information after verifying the vehicle's identity.

[0015] Furthermore, the collection of vehicle license plate information includes: the mobile terminal scanning the vehicle's license plate, confirming the license plate feature points and / or collecting the license plate number, and sending the license plate feature points and / or license plate number information to the cloud server.

[0016] Alternatively, a mobile terminal can scan a vehicle's license plate, and the scanned image can be sent to a cloud server so that the cloud server can confirm the license plate feature points and / or identify the license plate number.

[0017] This invention provides an online payment method based on vehicle license plates, comprising, on the cloud server side:

[0018] The cloud server receives an access request from a mobile terminal to access a third-party vehicle service management server through a service item page. The access request is used to instruct the user to obtain the vehicle's parking and charging fee records. The service item page includes at least one access point for a service item.

[0019] The cloud server accesses the vehicle management server and / or a third-party vehicle service management server based on the license plate information to obtain the vehicle's parking and charging fee records, and sends the parking and charging fee records to the mobile terminal. The mobile terminal then redirects to the payment page for the parking and charging fees to perform an online payment operation, transferring the payment amount online to the payee. The online payment operation involves paying the fees corresponding to the parking and charging fee records to the payees for the vehicle's parking and charging fees via online payment.

[0020] The cloud server obtains the payment completion information and matches the payment completion information with the vehicle identity information.

[0021] Furthermore, before sending the vehicle's parking and charging fee information to the mobile terminal, the method further includes: storing parking and charging fee records corresponding to the vehicle's identity, and / or linking to a third-party vehicle service management server to obtain the vehicle's parking and charging fee records.

[0022] Furthermore, the online payment operation includes: receiving a payment request initiated by a mobile terminal, deducting the payment amount from the mobile terminal's payment account, and transferring it to the receiving account corresponding to the vehicle's identity information.

[0023] Furthermore, before sending the vehicle's parking and charging fee information to the mobile terminal, the process includes: collecting the vehicle's license plate information, receiving the user account information and license plate information of the client application sent by the mobile terminal, and determining whether the vehicle identity information is bound to the user account information of the application after confirming the vehicle's identity based on the license plate information.

[0024] Furthermore, the user account information and license plate information of the client application sent by the mobile terminal are received. Determining the vehicle identity based on the license plate information includes: receiving the license plate feature points and / or license plate number information confirmed after the mobile terminal scans the vehicle's license plate.

[0025] Alternatively, it can receive scanned images of vehicle license plates obtained by scanning them with a mobile terminal, and then use these scanned images to confirm license plate feature points and / or identify the license plate number.

[0026] The present invention also provides a storage medium storing an executable program that, when run, performs the steps of the above-described online license plate-based support method executed on the mobile terminal side.

[0027] The present invention also provides another storage medium storing an executable program that, when run, performs the steps of the above-described online license plate-based support method executed on the cloud server side.

[0028] By adopting the above technical solution, the present invention has the following beneficial effects compared with the prior art:

[0029] This invention provides a method for self-service online payment in vehicle-related service consumption scenarios through interaction between a mobile terminal and a cloud server, based on license plate information. Payment based on license plate information involves initiating an online payment operation using the license plate information as the payment entry point, obtaining the service consumption record information corresponding to the license plate, and then completing the online payment. Because license plates are unique and cannot be copied, the service consumption record data generated by the license plate information is easily searchable across the entire network. Compared to traditional payment methods where a person acts as the payment entry point, this invention makes the online payment process more accurate, convenient, and efficient, while maintaining the immediacy or timeliness of payment. Both the license plate scanning information and the payment result information can be stored in the cloud server for archiving and review. Attached Figure Description

[0030] Figure 1 This is an execution flowchart of Embodiment 1 of the online payment method based on vehicle license plates provided by the present invention;

[0031] Figure 2 This is an execution flowchart of Embodiment 2 of the online payment method based on vehicle license plates provided by the present invention;

[0032] Figure 3 This is a flowchart illustrating the execution process of Embodiment 3 of the online payment method based on vehicle license plates provided by the present invention. Detailed Implementation

[0033] The present invention will be further described below with reference to the accompanying drawings and specific embodiments to help understand the content of the present invention.

[0034] A license plate-based online payment method, on the mobile terminal side, includes...

[0035] Collect vehicle license plate information and send it to the cloud server so that the cloud server can determine the vehicle's identity;

[0036] Redirecting you to the payment page for vehicle-related fees allows you to make an online payment.

[0037] The system collects images of vehicle license plates, including confirming license plate feature points and / or collecting the license plate number; and sends the identified license plate feature points and / or license plate number to a cloud server to confirm the vehicle's identity.

[0038] Alternatively, a mobile terminal can scan a license plate, and the scanned image is sent to a cloud server. The cloud server then verifies the license plate feature points and / or identifies the license plate number to determine the vehicle's identity.

[0039] Specifically, mobile terminals are smart mobile terminals with scanning or photo-taking functions, such as smartphones, tablets, and other smart electronic devices.

[0040] The preferred method of this invention is the first license plate information collection method: a mobile terminal scans the vehicle's license plate, confirms the license plate's feature points and / or collects the license plate number, obtaining the vehicle's identity information (i.e., license plate number, license plate color, and other data). The license plate feature points include shape, color, and license plate text (i.e., license plate number). The mobile terminal can collect all of the vehicle's feature points or only the license plate number.

[0041] Example 1

[0042] like Figure 1 As shown, after the mobile terminal scans the vehicle's license plate and confirms its feature points or identifies the license plate number, the mobile terminal sends the confirmed license plate feature point information or license plate number information to the cloud server through an application. The cloud server then determines the vehicle's identity (primarily the license plate number) based on the confirmed license plate feature points or license plate number and other vehicle identity information. After confirming the vehicle's identity, the cloud server can send the confirmation result information back to the mobile terminal, which (i.e., the confirmed license plate number, color, etc.) is displayed on the mobile terminal's page. The cloud server then queries the vehicle's service consumption record information in its database based on the vehicle's identity, or links to relevant vehicle service websites (i.e., third-party vehicle service management servers such as parking management service websites, refueling service websites, car wash service websites, etc.) to query the vehicle's service consumption record information. This service consumption record information represents the vehicle's related expenses, indicating that the expenses have been incurred but not yet paid.

[0043] The mobile terminal obtains the aforementioned service consumption record information of the vehicle sent by the cloud server. The service consumption record information includes the vehicle services performed (such as car wash, refueling, parking, etc.), the amount of consumption, and the recipient of the consumption.

[0044] After obtaining the service consumption record information, the mobile terminal displays it on the page for the user to confirm. Once the user confirms that the service consumption record information is correct, they are redirected to the payment page to perform an online payment operation.

[0045] For example, after a mobile terminal scans the license plate of a vehicle, it sends the recognized license plate information to a cloud server. The cloud server determines that the vehicle's identity is a blue license plate with the license plate number "Jing P XXXXX". The cloud server queries the refueling record of the vehicle on a certain day stored in the cloud server database based on this license plate number. The refueling amount is 200 yuan, unpaid, and the payee is XX. The cloud server sends this service consumption record information to the mobile terminal for display and confirmation. After confirmation, it jumps to the payment page for online payment, and pays the payment amount online to the payee.

[0046] For another example, after a mobile terminal scans the license plate of a vehicle, it sends the recognized license plate information to a cloud server. The cloud server determines that the vehicle's identity is a blue license plate with the license plate number "Jing P XXXXX". After the cloud server accesses multiple third-party vehicle server management servers such as a refueling service management server and a car wash service management server based on this license plate number, it learns the refueling record and car wash record of the vehicle on a certain day. The refueling amount is 200 yuan, unpaid, and the payee is XX. The car wash amount is 50 yuan, unpaid, and the payee is XXX. The cloud server sends all service consumption record information to the mobile terminal for display item by item and confirmation. After each record is confirmed separately, it jumps to the payment page for online payment, and pays the payment amount online to the payee.

[0047] Embodiment 2

[0048] Embodiment 2 is a further improvement of Embodiment 1. After the mobile terminal scans the vehicle license plate and confirms the license plate feature points or recognizes the license plate number, it sends them to the cloud server for vehicle identity determination.

[0049] As Figure 2 shown, in this embodiment, the mobile terminal provides a service item page. The service item page includes website entrances for relevant vehicle service items (including refueling service websites, charging service websites, car wash service websites, traffic handling websites, etc. The website entrances are presented on the service item page in the form of icons and text). Users can select according to their personal needs on the service item page. After selecting a service item, the mobile terminal sends a request to the cloud server to request access to the corresponding vehicle service website to query the service consumption record information of the vehicle on the corresponding vehicle service website. For example, when selecting the "refueling" item on the service item page of the mobile terminal, it requests the cloud server to access a certain refueling service website. After accessing the refueling service website, it learns that the vehicle has refueled and consumed 200 yuan, unpaid, and the payee is XX. Then the cloud server sends the queried service consumption record information to the mobile terminal for display and confirmation. After the mobile terminal determines that the service consumption record information is correct, it jumps to the payment page for online payment operations.

[0050] This invention provides a method applicable to online payments for vehicle services such as refueling, charging, washing, parking, and maintenance. It is also suitable for scenarios involving highway tolls and traffic accident handling. For example, highway toll stations collect vehicle license plate numbers and generate highway toll records, which are then uploaded to a highway management server for storage. A mobile terminal can scan the license plate to directly or indirectly access the highway management server, obtain the vehicle's highway toll record information, and make an online payment. This allows users to avoid paying at highway toll stations and instead scan their license plate at the end of their trip or during other free time, facilitating highway travel and improving traffic efficiency. Similarly, if a vehicle violates traffic rules such as speeding, drunk driving, or running a red light, and a fine is recorded on the traffic management department's server, the user can scan their license plate with a mobile terminal to directly or indirectly access the traffic management department's server to obtain the fine record information and make an online payment.

[0051] During license plate scanning, confirming the license plate feature points is more beneficial for the cloud server to identify the vehicle and query related records than simply recognizing the license plate number. For example, confirming the shape of the license plate to determine that it is a license plate being scanned, and confirming the two parameters of license plate color and license plate number can improve the matching accuracy in the database, which is beneficial for querying.

[0052] As can be seen from the two embodiments above, the method of the present invention enables self-service online payment in scenarios related to vehicle service consumption through interaction between a mobile terminal and a cloud server, based on license plate information. Payment based on license plate information involves initiating an online payment operation using the license plate information as the payment entry point, obtaining the service consumption record information corresponding to the license plate, and then completing the online payment. Because license plates are unique and cannot be copied, the service consumption record data generated corresponding to the license plate information is easily searchable across the entire network. Compared to traditional payment methods where a person acts as the payment entry point, the present invention makes the online payment process more accurate, convenient, and efficient, while maintaining the immediacy or timeliness of payment. Both the license plate scanning information and the payment result information can be stored in the cloud server for archiving and review.

[0053] In the two embodiments described above, on the mobile terminal side, the license plate is scanned and interacted with the cloud server through a client application. When the mobile terminal scans the vehicle's license plate, it mainly determines four parameters: (1) whether it is a license plate; (2) the license plate number; (3) the color of the license plate; and (4) the client's personal account that performed the scanning action. The personal account is the account information stored in the cloud server. Therefore, when the mobile terminal sends the vehicle identity information to the cloud server, the user account information of its client application will also be known to the cloud server, so that the cloud server can determine whether the vehicle is bound to the user account information of the application after determining the vehicle identity information.

[0054] If the vehicle's identity is linked to the user account information of the client application, when the mobile terminal determines the service consumption record information and performs an online payment operation, the payment can be made directly from the payment account associated with the user account information of the client application.

[0055] If the vehicle's identity is bound to the user account information of the client application, but the payment account associated with the user account information of the client application requires identity verification, then when the mobile terminal determines the service consumption record information and performs the online payment operation, the mobile terminal enters the payment password (numbers, fingerprints, etc.) and requests verification from the online payment system through the cloud server. After the verification is correct, the verification result is returned to the mobile terminal, and the payment is completed.

[0056] If the vehicle identity is not bound to the user account information of the client application, the mobile terminal receives this information from the cloud server and initiates a binding request or payment request to the cloud server. The purpose of the binding request is to request the cloud server to associate the vehicle identity with the user account information of the client application; the purpose of the payment request is to request the cloud server to transfer the amount in the payment account associated with the user account of the client application to the receiving account corresponding to the vehicle identity, thereby completing face-to-face payment based on license plate information. Therefore, the method of the present invention also includes the following embodiment 3 on the mobile terminal side.

[0057] Example 3

[0058] In the method of this invention, the costs involved in the aforementioned vehicle include: fees paid by the mobile terminal's payment account to the receiving account corresponding to the vehicle's identity; particularly, costs incurred due to disputes arising from traffic accidents involving the vehicle. For example... Figure 3 As shown, after the mobile terminal scans the license plate and the cloud server confirms the vehicle's identity, the cloud server sends the confirmation result back to the mobile terminal. The mobile terminal then redirects to the payment page, enters the payment amount, and sends a payment request to the cloud server to make payment to the receiving account corresponding to the vehicle's identity information. The cloud server then transfers the payment amount to the receiving account corresponding to the vehicle's identity information.

[0059] When a traffic dispute arises between two vehicles (collision, minor scrapes, etc.), one vehicle owner (the party liable for compensation) needs to pay compensation to the other vehicle owner (the party entitled to compensation). The party liable for compensation scans the other vehicle's license plate using a mobile device and verifies the vehicle's identity via a cloud server. The mobile device receives the confirmation result from the cloud server and redirects to a payment page, where the user enters the payment amount. This amount is deducted from the mobile device's payment account. The cloud server then transfers the payment amount to the receiving account corresponding to the scanned license plate, completing the compensation payment. If the user's mobile device's client application account information is pre-linked to the license plate number of the vehicle involved in the accident (the license plate number of the party liable for compensation), then during the compensation process, the record generated on the cloud server shows that the payment account corresponding to one license plate number paid the corresponding compensation amount to the receiving account corresponding to another license plate number. This ensures that the accident dispute resolution result is verifiable and easily traceable afterward.

[0060] Similarly, given the uniqueness and non-replicability of license plates, as well as their public nature and human visual recognition, using the license plate as the payment gateway to pay the account corresponding to the license plate information is more reliable. The method of this invention, when applied to traffic accident compensation scenarios, achieves efficient processing and transparent compensation.

[0061] Example 4

[0062] Correspondingly, the present invention provides an online payment method based on vehicle license plates, which, on the cloud server side, includes receiving vehicle license plate information sent by a mobile terminal and determining the vehicle's identity.

[0063] Send the vehicle's service consumption record information to the mobile terminal, causing the mobile terminal to jump to the payment page to perform online payment;

[0064] Obtain payment completion information, and match and store the payment completion information with vehicle identity information.

[0065] The license plate information includes license plate feature points or license plate number information confirmed after the mobile terminal scans the license plate. The cloud server determines the vehicle identity based on this information. Alternatively, the license plate information is a license plate image generated after the mobile terminal scans the license plate. The cloud server confirms the recognition of license plate feature points or license plate number based on the received license plate image to determine the vehicle identity. In the method of this invention, the vehicle identity determined by the cloud server mainly includes the license plate number, and may also include the license plate color, etc.

[0066] In this embodiment, the cloud server pre-stores service consumption record information corresponding to the vehicle identity, and / or the cloud server can connect to a third-party vehicle service management server (i.e., a parking management service website, a refueling service website, a car wash service website, etc.) to obtain the vehicle's service consumption record information.

[0067] After the cloud server verifies the vehicle's identity, it sends the vehicle identity verification result information to the mobile terminal and displays it on the mobile terminal's page.

[0068] The cloud server also searches its own database for unpaid service records associated with the identified vehicle, and can also access other third-party vehicle service management servers to retrieve such records. The cloud server then sends these service consumption records to the mobile terminal, displaying them for user confirmation. Once the user confirms the records are correct, they are redirected to a payment page for online payment. The service consumption records include the vehicle services performed (such as car wash, refueling, parking, etc.), the total cost, and the recipient of the payment.

[0069] In this embodiment, the cloud server interacts with the mobile terminal, corresponding to Embodiment 1. For details of the execution by the mobile terminal, please refer to Embodiment 1.

[0070] Example 5

[0071] Users can select vehicle services from the service items page on the mobile terminal according to their personal needs. After selecting a vehicle service, the mobile terminal sends a request to the cloud server. The service items page includes website entrances for related vehicle services (including refueling service websites, charging service websites, car wash service websites, traffic management websites, etc., which are presented as icons and text on the service items page).

[0072] After receiving a request from a mobile terminal to access other vehicle service websites, the cloud server responds to the request and accesses the corresponding vehicle service website (i.e., the management server of that vehicle service website, which is the aforementioned third-party vehicle service management server). Based on the vehicle identity determined by scanning the license plate through the mobile terminal, the cloud server checks whether there are service consumption records corresponding to that vehicle identity on the aforementioned vehicle service websites. This information is then sent to the mobile terminal for display, allowing the user to confirm the service consumption record information is correct before making an online payment. During the process of the cloud server accessing other vehicle service websites, the mobile terminal can also perform page redirection. Both the server-side redirection and the mobile terminal-side redirection processes are existing technologies and will not be described in detail here.

[0073] In this embodiment, the step of the mobile terminal scanning the vehicle's license plate for the cloud server to determine the vehicle's identity and the step of the mobile terminal requesting the cloud server to access the third-party vehicle service management server through the service item page do not need to be strictly limited in their order. The cloud server can first determine the vehicle's identity and then access the third-party vehicle service management server to request a query for the service consumption record information of that vehicle's identity, or the cloud server can access the third-party vehicle service management server first, then use the mobile terminal to scan the vehicle to determine the vehicle's identity, and then query the third-party vehicle service management server to see if there is corresponding service consumption record information based on the vehicle's identity.

[0074] In this embodiment, the cloud server interacts with the mobile terminal, corresponding to Embodiment 2. The work performed on the mobile terminal side can be referred to Embodiment 2 above.

[0075] In Examples 4 and 5, the mobile terminal interacts with the cloud server through the client application it carries. When the cloud server receives the license plate information sent by the mobile terminal, it also obtains the user account information of the client application. After the cloud server determines the license plate number, it then determines whether the license plate number is associated with and bound to the user account information of the client application.

[0076] If the cloud server detects that the license plate number is bound to the user account information of the client application, when the mobile terminal receives the service consumption record information and initiates a payment request to the cloud server on the payment page, the cloud server directly sends a payment request to the online payment system using the payment account associated with the user account information of the client application. After receiving the payment response from the online payment system, the cloud server sends a request response to the mobile terminal, and then the mobile terminal completes the online payment.

[0077] If the cloud server detects that the license plate number is bound to the user account information of the client application, but the payment account associated with the user account information of the client application requires identity verification during payment, then when the mobile terminal receives the service consumption record information and initiates a payment request to the cloud server on the payment page, the cloud server sends a payment request to the online payment system using the payment account associated with the user account information of the client application. After receiving the payment response from the online payment system, the cloud server sends an application response to the mobile terminal. After receiving the application response, the mobile terminal enters the payment password (numbers, fingerprint, etc.) to the cloud server. The cloud server requests the online payment system to verify the payment password. After successful verification, the online payment system returns the verification result and sends it to the mobile terminal through the cloud server to complete the payment.

[0078] If the cloud server detects that the license plate number is not bound to the user account information of the client application, the cloud server sends this information to the mobile terminal and receives a binding request or payment request initiated by the mobile terminal. The binding request is the mobile terminal requesting the cloud server to associate the license plate number with the user account information of the client application; the payment request is the mobile terminal requesting the cloud server to transfer funds from the payment account associated with the user account information of the client application to the receiving account corresponding to the vehicle identity, completing a face-to-face payment based on the license plate information. Therefore, the method of this invention also includes the following embodiment 6 on the cloud server side.

[0079] Example 6

[0080] This embodiment applies to face-to-face transfer scenarios. The cloud server receives license plate information collected by the mobile terminal by scanning the vehicle's license plate and determines the vehicle's identity. The cloud server sends the determination result to the mobile terminal for display and receives the payment request sent by the mobile terminal. The cloud server deducts the payment amount in the payment request from the mobile terminal's payment account and transfers it to the receiving account corresponding to the vehicle's identity.

[0081] This embodiment is particularly applicable to the compensation of expenses involved in disputes arising from vehicle traffic; in this embodiment, the cloud server interacts with the mobile terminal corresponding to embodiment 3. Please refer to the description of embodiment 3 for the work performed by the mobile terminal, which will not be repeated here.

[0082] On the other hand, the present invention also provides a storage medium storing a program, which, when run, can execute the work performed by the mobile terminal in one or more of the above embodiments 1, 2, and 3.

[0083] Correspondingly, the present invention also protects another storage medium, which stores a program that, when run, can execute the work performed by the cloud server in one or more of the above embodiments 4, 5, and 6.

[0084] Example 7

[0085] The present invention also provides a mobile terminal for implementing the above-described online payment method based on vehicle license plates. The mobile terminal includes a processor and a memory, the memory storing a program. When the program is run by the processor, it performs the following steps:

[0086] Collect vehicle license plate information and send it to the cloud server so that the cloud server can determine the vehicle's identity;

[0087] Redirecting you to the payment page for vehicle-related fees allows you to make an online payment.

[0088] Furthermore, in the aforementioned mobile terminal: the vehicle-related costs are: service consumption record information pre-stored by the cloud server corresponding to the vehicle's identity, and / or the service consumption record information of the vehicle obtained by the cloud server from a third-party vehicle service management server;

[0089] When the program is run, before proceeding to the payment page for the vehicle-related fees, the following steps are also performed:

[0090] The service consumption record information is obtained from the cloud server, and the online payment operation is completed after the consumption record information is confirmed.

[0091] When the program is run, the process of collecting vehicle license plate information includes: scanning the vehicle's license plate, confirming the license plate feature points and / or collecting the license plate number, and sending the license plate feature points and / or license plate number information to the cloud server.

[0092] Alternatively, the vehicle's license plate can be scanned, generating a scanned image which is then sent to a cloud server for the server to confirm the license plate's feature points and / or identify the license plate number.

[0093] In this embodiment, the program obviously requires the cooperation of the mobile terminal's camera to collect the vehicle's license plate information.

[0094] In this embodiment, the steps executed by the program during runtime are used to implement the online payment method in Embodiment 1 above. Therefore, the content executed by the program during runtime in this embodiment can be referred to the description in Embodiment 1.

[0095] Example 8

[0096] As a further improvement, in the mobile terminal provided by the present invention: before the step of jumping to the payment page for the vehicle-related fees is performed when the program is run, the following steps are also executed:

[0097] The system provides a service item page, which includes at least one website access point for a service item. The system initiates a request from the access point to the cloud server to access the service item website and then enters the service item website to obtain the vehicle's service consumption record information.

[0098] In this embodiment, the steps executed by the program during runtime are used to implement the online payment method in Embodiment 2 above. Therefore, the content executed by the program during runtime in this embodiment can be referred to the description in Embodiment 2.

[0099] When the program is run, before proceeding to the payment page for the vehicle-related fees, the following steps are also performed:

[0100] The user terminal's application user account information and license plate information are sent to the cloud server together, so that the cloud server can determine whether the vehicle identity information is bound to the application's user account information after verifying the vehicle's identity.

[0101] If the vehicle's identity is linked to the user account information of the client application, when the program receives the service consumption record information and performs an online payment operation, the payment can be made directly from the payment account associated with the user account information of the client application.

[0102] If the vehicle's identity is linked to the user account information of the client application, but the payment account associated with the user account information of the client application requires identity verification, then when the program receives the service consumption record information and performs the online payment operation, the program provides an input page for the user to enter the payment password (numbers, fingerprints, etc.) and requests verification from the online payment system through the cloud server. After the verification is successful, the verification result is returned, and the mobile terminal program completes the payment after receiving the verification result.

[0103] If the vehicle identity and the user account information of the client application are not bound together, the mobile terminal program receives this information from the cloud server and initiates a binding request or a payment request to the cloud server. The purpose of the binding request is to request the cloud server to associate the vehicle identity with the user account information of the client application; the purpose of the payment request is to request the cloud server to transfer the amount in the payment account associated with the user account information of the client application to the receiving account corresponding to the vehicle identity, thereby completing face-to-face payment based on license plate information. Therefore, the mobile terminal program provided by this invention also executes the scheme of Embodiment 9 when it is run.

[0104] Example 9

[0105] In this embodiment, the vehicle-related expenses mentioned above are: the fees paid by the mobile terminal's payment account to the receiving account corresponding to the vehicle's identity.

[0106] When the program on the mobile terminal is running, the online payment operation includes: initiating a payment request to the cloud server so that the cloud server deducts the payment amount from the mobile terminal's payment account and transfers it to the receiving account corresponding to the vehicle's identity information.

[0107] In this embodiment, the steps executed by the program during runtime are used to implement the online payment method in Embodiment 3 above. Therefore, the content executed by the program during runtime in this embodiment can be referred to the description in Embodiment 3.

[0108] Example 10

[0109] The present invention also provides a cloud server, including a processor and a memory, wherein the memory stores a program, characterized in that: when the program is run, it performs the following steps:

[0110] Receive vehicle license plate information sent by the mobile terminal and identify the vehicle;

[0111] Send the vehicle-related cost data to the mobile terminal so that the mobile terminal can be redirected to the payment page to make an online payment.

[0112] Obtain payment completion information and match it with vehicle identity information.

[0113] When the program is run, before sending the vehicle-related fee data to the mobile terminal, the following steps are also performed:

[0114] Service consumption record information corresponding to the vehicle identity is pre-stored, and / or linked to a third-party vehicle service management server to obtain the service consumption record information of the vehicle; the service consumption record information is the cost data information related to the vehicle.

[0115] When the program is run, the step of receiving the vehicle's license plate information sent by the mobile terminal and determining the vehicle's identity includes: receiving the license plate feature points and / or license plate number information confirmed by the mobile terminal after scanning the vehicle's license plate.

[0116] Alternatively, it can receive scanned images of vehicle license plates obtained by scanning them with a mobile terminal, and then use these scanned images to confirm license plate feature points and / or identify the license plate number.

[0117] In this embodiment, the steps executed by the program during runtime are used to implement the online payment method in Embodiment 4 above. Therefore, the content executed by the program during runtime in this embodiment can be referred to the description in Embodiment 4.

[0118] Example 11

[0119] As a further improvement, in the cloud server provided by the present invention: before sending the vehicle-related cost data information to the mobile terminal when the program is running, the following steps are also performed:

[0120] The system receives access requests from mobile terminals through service item pages to access third-party vehicle service management servers, and responds to the access requests by accessing the third-party vehicle service management servers to obtain service consumption record information of the vehicle. The service item page includes at least one website access entry for a service item, enabling the mobile terminal to initiate the access request to the cloud server from the access entry.

[0121] In this embodiment, the steps executed by the program during runtime are used to implement the online payment method in Embodiment 5 above. Therefore, the content executed by the program during runtime in this embodiment can be referred to the description in Embodiment 5.

[0122] When the program is run, before sending the vehicle-related fee data to the mobile terminal, the following steps are also performed:

[0123] The system receives user account information and license plate information from a client application sent by a mobile terminal. After determining the vehicle identity based on the license plate information, it determines whether the vehicle identity information is bound to the user account information of the application.

[0124] If the cloud server program detects that the license plate number is bound to the user account information of the client application, when the mobile terminal receives the service consumption record information and initiates a payment request to the cloud server on the payment page, the cloud server directly sends a payment request to the online payment system using the payment account associated with the user account information of the client application. After receiving the payment response from the online payment system, the cloud server sends a request response to the mobile terminal, and then the mobile terminal completes the online payment.

[0125] If the cloud server program detects that the license plate number is bound to the user account information of the client application, but the payment account associated with the user account information of the client application requires identity verification during payment, then when the mobile terminal receives the service consumption record information and initiates a payment request to the cloud server on the payment page, the cloud server sends a payment request to the online payment system using the payment account associated with the user account information of the client application. After receiving the payment response from the online payment system, the cloud server sends an application response to the mobile terminal. After receiving the application response, the mobile terminal enters the payment password (numbers, fingerprint, etc.) to the cloud server. The cloud server requests the online payment system to verify the payment password. After successful verification, the online payment system returns the verification result and sends it to the mobile terminal through the cloud server to complete the payment.

[0126] If the cloud server detects that the license plate number is not bound to the user account information of the client application, the cloud server sends this information to the mobile terminal and receives a binding request or payment request initiated by the mobile terminal. The binding request is the mobile terminal requesting the cloud server to associate the license plate number with the user account information of the client application; the payment request is the mobile terminal requesting the cloud server to transfer funds from the payment account associated with the user account information of the client application to the receiving account corresponding to the vehicle identity, completing a face-to-face payment based on the license plate information. Therefore, the cloud server program of this invention also executes the scheme in Embodiment 12.

[0127] Example 12

[0128] In this embodiment, the vehicle-related expenses are: the fees paid by the mobile terminal's payment account to the receiving account corresponding to the vehicle's identity; when the program is run, the online payment operation includes: receiving a payment request initiated by the mobile terminal, deducting the payment amount in the payment request from the mobile terminal's payment account, and transferring it to the receiving account corresponding to the vehicle's identity information.

[0129] In this embodiment, the steps executed by the program during runtime are used to implement the online payment method in Embodiment 6 above. Therefore, the content executed by the program during runtime in this embodiment can be referred to the description in Embodiment 6.

[0130] The present invention and all the functional operations provided herein can be implemented using digital electronic circuits, or using computer software, firmware, or hardware, including the structures disclosed in this specification and its structural equivalents, or combinations thereof. Implementations of this disclosure can be performed as one or more computer program products, i.e., one or more modules of computer program instructions encoded on a computer-readable medium, which are executed by a data processing apparatus or used to control the operation of a data processing apparatus. The computer-readable medium can be a machine-readable storage device, a machine-readable storage substrate, a memory device, a composition influencing machine-readable propagation signals, or combinations thereof.

[0131] Computer programs (also known as programs, software, software applications, scripts, or code) can be written in any programming language (including compiled or interpreted languages), and can be deployed in any form, including as standalone programs or as modules, components, subroutines, or other units suitable for use in a computing environment. Programs can be stored in portions of files that hold other programs or data (e.g., one or more scripts stored in a markup language document), in a single file dedicated to the described program, or in multiple co-located files (e.g., files storing portions of one or more modules, subroutines, or code). Computer programs can be deployed to execute on a single computer, or on multiple computers located at one site or distributed across multiple sites interconnected by a communication network.

[0132] Processors suitable for executing computer programs include, for example, both general-purpose and special-purpose microprocessors, as well as any one or more processors in any type of digital computer. Typically, a processor receives instructions and data from read-only memory or random access memory, or both.

[0133] While embodiments of the invention include some details, these details should not be construed as limiting the scope of the invention or the claims, but rather as descriptions of features of exemplary implementations of the invention. Certain features described in a single implementation of the invention may also be provided in combination with a single implementation. Conversely, features described in a single implementation may also be provided separately in multiple implementations or in any suitable sub-combination. Furthermore, while features may be described above as being implemented in a certain combination and even claimed initially, in some cases one or more features from the claimed combination may be removed from the combination, and the claimed combination may involve sub-combinations or variations thereof.

[0134] Similarly, although operations are depicted in a specific order in the accompanying drawings, this should not be construed as requiring such operations to be performed in the indicated specific order or in a sequential order, or requiring all illustrated operations to be performed to achieve the desired result. In some situations, multitasking and parallel processing may be advantageous. Furthermore, the separation of the various system components in the implementations described above should not be construed as requiring such separation in all implementations, and it should be understood that the described program components and systems can typically be integrated together in a single software product or packaged into multiple software products.

[0135] The above description is only a preferred embodiment of the present invention. It should be noted that for those skilled in the art, several improvements and modifications can be made without departing from the principle of the present invention, and these improvements and modifications should also be considered within the scope of protection of the present invention.

Claims

1. An online payment method for parking fees and vehicle charging fees based on license plate, characterized in that: On the user's mobile terminal side, including: The mobile terminal initiates an access request to the cloud server from the vehicle's parking fee access portal or the vehicle's charging fee access portal. The access request includes the vehicle's license plate information and is used to instruct the retrieval of the vehicle's parking consumption record information and charging consumption record information. The cloud server stores the parking consumption record information and charging consumption record information corresponding to the vehicle's identity, and / or the cloud server can connect to a third-party vehicle service management server to retrieve the vehicle's parking consumption record information and charging consumption record information. The mobile terminal receives the vehicle's parking consumption record information and charging consumption record information obtained by the cloud server based on the access request. The mobile terminal displays the parking consumption record information and the charging consumption record information; The mobile terminal confirms the parking consumption record information and charging consumption record information, and redirects to the payment page for vehicle parking and charging fees to perform online payment, transferring the payment amount online to the payee; wherein, the online payment operation is to pay the fees corresponding to the parking and charging consumption record information to the payee corresponding to the vehicle parking fee and vehicle charging fee through online payment.

2. The online payment method for parking fees and vehicle charging fees according to claim 1, characterized in that: Before proceeding to the step of redirecting to the payment page for vehicle parking and charging fees, the method further includes: After confirming the parking fee and charging fee record information, complete the online payment operation.

3. The online payment method for parking fees and vehicle charging fees according to claim 1, characterized in that: The online payment operation includes: the mobile terminal initiating a payment request to the cloud server, so that the cloud server deducts the payment amount from the mobile terminal's payment account and transfers it to the receiving account corresponding to the vehicle identity information.

4. The online payment method for parking fees and vehicle charging fees according to claim 1, characterized in that: Before redirecting to the payment page for vehicle parking and charging fees, the method further includes: collecting the vehicle's license plate information and sending the user account information of the user terminal's application and the license plate information to the cloud server, so that the cloud server can determine whether the vehicle identity information is bound to the user account information of the application after verifying the vehicle's identity.

5. The online payment method for parking fees and vehicle charging fees according to claim 4, characterized in that: The process of collecting vehicle license plate information includes: scanning the vehicle's license plate with a mobile terminal, confirming the license plate feature points and / or collecting the license plate number, and sending the license plate feature points and / or license plate number information to a cloud server. Alternatively, a mobile terminal can scan a vehicle's license plate, and the scanned image can be sent to a cloud server so that the cloud server can confirm the license plate feature points and / or identify the license plate number.

6. An online payment method for parking fees and vehicle charging fees based on license plate, characterized in that: On the cloud server side, this includes: The cloud server receives an access request from a mobile terminal to access a third-party vehicle service management server through a service item page. The access request is used to instruct the user to obtain the vehicle's parking and charging fee records. The service item page includes at least one access point for a service item. The cloud server accesses the vehicle management server and / or a third-party vehicle service management server based on the license plate information to obtain the vehicle's parking and charging fee records, and sends the parking and charging fee records to the mobile terminal. The mobile terminal then redirects to the payment page for the parking and charging fees to perform an online payment operation, transferring the payment amount online to the payee. The online payment operation involves paying the fees corresponding to the parking and charging fee records to the payees for the vehicle's parking and charging fees via online payment. The cloud server obtains the payment completion information and matches the payment completion information with the vehicle identity information.

7. The online payment method for parking fees and vehicle charging fees according to claim 6, characterized in that: Before sending the vehicle's parking and charging fee information to the mobile terminal, the method further includes: storing parking and charging fee records corresponding to the vehicle's identity, and / or linking to a third-party vehicle service management server to obtain the vehicle's parking and charging fee records.

8. The online payment method for parking fees and vehicle charging fees according to claim 6, characterized in that: The online payment operation includes: receiving a payment request initiated by a mobile terminal, deducting the payment amount from the mobile terminal's payment account, and transferring it to the receiving account corresponding to the vehicle's identity information.

9. The online payment method for parking fees and vehicle charging fees according to claim 6, characterized in that: Before sending the vehicle's parking and charging fees to the mobile terminal, the process also includes: collecting the vehicle's license plate information, receiving the user account information and license plate information of the client application sent by the mobile terminal, and determining whether the vehicle identity information is bound to the user account information of the application after determining the vehicle identity information based on the license plate information.

10. The online payment method for parking fees and vehicle charging fees according to claim 9, characterized in that: The process of receiving user account information and license plate information from the client application sent by the mobile terminal, and determining the vehicle identity based on the license plate information, includes: receiving license plate feature points and / or license plate number information confirmed by the mobile terminal after scanning the vehicle's license plate. Alternatively, it can receive scanned images of vehicle license plates obtained by scanning them with a mobile terminal, and then use these scanned images to confirm license plate feature points and / or identify the license plate number.

11. A storage medium storing an executable program, characterized in that: The program can perform the method as described in any one of claims 1 to 5 when it is running.

12. A storage medium storing an executable program, characterized in that, The program, when running, can perform the method as described in any one of claims 6 to 10.

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