Enterprise credit assessment method and enterprise credit assessment device

Abstract

Embodiments of the invention provide an enterprise credit assessment method and an enterprise credit assessment device. The method comprises the following steps: a server gets the information corresponding to an enterprise; the server queries missing main reference information in the enterprise registration information, and subtracting a score corresponding to the missing main reference information from the initial value of a score corresponding to the enterprise; the server queries whether the enterprise registration information contains auxiliary reference information in addition to the main reference information, and adds a score corresponding to the auxiliary reference information to the score corresponding to the enterprise; and the server determines the credit level of the enterprise according to the result of comparison between the score corresponding to the enterprise and a preset threshold, wherein, the credit of the enterprise is at a first level when the score corresponding to the enterprise is greater than or equal to the preset threshold, the credit of the enterprise is at a second level when the score corresponding to the enterprise is smaller than the preset threshold, and the first level is higher than the second level. The method avoids the subjectivity of human assessment, makes cheating impossible, and makes assessment more objective and reliable.

Description

technical field [0001] The present invention relates to the field of data processing, in particular to an enterprise credit evaluation method and device. Background technique [0002] Most of the existing enterprise evaluation methods divide the application of enterprises into multiple levels, and the division of levels is set by the economic scale, market competitiveness, development prospects, liquidity, management level and repayment ability of enterprises. However, some data in the existing evaluation system are easy to falsify, and there is too much subjectivity in the evaluation, which leads to inaccurate credit evaluation. Contents of the invention [0003] In view of this, the purpose of the embodiments of the present invention is to provide an enterprise credit evaluation method and device to solve the above problems. [0004] In the first aspect, an enterprise credit evaluation method provided by an embodiment of the present invention, the method includes: the s...

AI Technical Summary

Problems solved by technology

[0002] Most of the existing enterprise evaluation methods divide the application of enterprises into multiple levels, and the division of levels is set by the economic scale, market competitiveness, development prospects, liquidity, management level and repayment ability of enterprises. However, some data in the existing evaluation system are easy to falsify, and the evaluation is too subjective, resulting in inaccurate credit evaluation

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