Payment terminal

Abstract

A payment terminal comprising: an IC card reader slot in front of a user; and a first plate having a touch area for contactless payment, the first plate being arranged obliquely upward toward a user with an open space arranged between the IC card reader slot and the first plate and being provided outside a housing of the payment terminal, the first plate having a touch area for contactless payment, the first plate being arranged obliquely upward toward the user, the IC card reader slot and the first plate are arranged in this order from a plane in a height direction, an antenna for contactless payment is arranged in the first plate, and the touch area is an area touched by a user in a contactless payment operation. And the open space is arranged across a surface having the IC card reader slot and two side surfaces adjacent to the surface having the IC card reader slot.

Description

[0001] This application is a divisional application of the Chinese invention patent application with application date of December 26, 2019, application number 201911407536.4, and invention name “Payment Terminal”. Technical Field

[0002] The invention relates to a payment terminal. Background Art

[0003] JP-A-2012-185543 discloses a portable payment terminal with a payment function, wherein a payment terminal body is densely and integrally provided with: a printing unit for performing printing on a recording medium; an operating unit operated by a terminal operator; a contactless IC medium reading unit for reading information from a contactless IC medium and writing the information to the contactless IC medium; a magnetic information reading unit for reading magnetic information from a magnetic medium; a code reading unit for reading a code; a contact medium card reading unit for reading information from a contact IC medium; an authentication information input unit for inputting authentication information corresponding to the contact IC medium; and a battery mounting portion on which a battery for supplying power to the payment terminal body is mounted.

[0004] In recent years, as cashless payment has become more common, payment methods used in stores are becoming more diverse. Payment methods include credit payment using magnetic cards, payment using contact IC cards, and contactless payment using cards, smartphone terminals, etc. (hereinafter, sometimes referred to as "cards, etc.").

[0005] On the counter of the store, objects other than the payment terminal, such as a cash register, selling goods and promotional goods, are also arranged. As a result, the free space on the counter is squeezed. From the perspective of saving space, it is necessary to implement a payment terminal that aggregates the above-mentioned multiple payment units. In addition, it is necessary to miniaturize the payment terminal.

[0006] There are many payment terminals that can make payments through multiple methods. However, when the payment terminal has both a contactless payment function and another payment function, misidentification as described below will occur. When a card or terminal is placed in a predetermined area of ​​the payment terminal, the antenna for contactless payment senses the card or terminal in the predetermined area and triggers a process for performing contactless payment. Then, even when a user attempts to pay using a payment method other than contactless payment (e.g., payment by a magnetic method or a contact IC method), the process of contactless payment may be performed first. That is, when the process of contactless payment is performed due to the operation of a user who wishes to use a payment method other than contactless payment (particularly the swiping operation of a magnetic card), the payment terminal may identify the contact payment as an error. Therefore, a payment terminal for avoiding misidentification is needed.

[0007] Furthermore, from the viewpoint of security, it is desirable that users who are store customers perform payment operations using cards, etc. From this viewpoint, a user interface corresponding to each of a plurality of payment methods is required to be easy to understand for the user, and payment operations are also required to be smooth.

[0008] However, it is difficult to simultaneously achieve the above-mentioned miniaturization requirements, avoidance of erroneous recognition, easy understanding by users, and smoothness of payment operations.

[0009] The present disclosure has been made in view of the above problems, and an object of the present invention is to provide a payment terminal that simultaneously realizes miniaturization of the payment terminal, avoidance of erroneous recognition, easy understanding by users, and smoothness of payment operation. Summary of the invention

[0010] The present disclosure provides a payment terminal. The payment terminal includes: an IC card reader slot in front of a user; and a first plate, the first plate having a touch area for contactless payment, the first plate being arranged obliquely upward toward the user, wherein an open space is arranged between the IC card reader slot and the first plate, and is arranged outside the housing of the payment terminal, the IC card reader slot and the first plate are arranged sequentially from a plane in a height direction, an antenna for contactless payment is arranged in the first plate, the touch area is an area touched by the user in the operation of contactless payment, and the open space is arranged across a surface having the IC card reader slot and two side surfaces adjacent to the surface having the IC card reader slot.

[0011] The present disclosure provides a payment terminal. In the payment terminal, a magnetic card reader slot, an IC card reader slot, and a plate with a touch area for contactless payment are arranged in sequence in the height direction from the plane on which the payment terminal is placed. When a user faces the front of the IC card reader slot, the direction of the plate with the touch area for contactless payment is tilted upward toward the user. The magnetic card reader slot and the IC card reader slot are arranged so that the direction of inserting the IC card into the IC card reader slot and the direction of sliding the magnetic card into the magnetic card reader slot are substantially perpendicular to each other. When the user faces the front of the IC card reader slot, the direction of the magnetic card reader slot is toward the user and tilted upward relative to the direction parallel to the plane. When the user slides the magnetic card into the magnetic card reader slot, the magnetic head for the magnetic card is closer to the plane relative to the position where the user holds the magnetic card. When the center of the plate with the touch area is defined as the first point, a vertical line extending from the first point to the plane is defined as the first line, and the user faces the front of the IC card reader slot, when the user looks at it, the magnetic card reader slot and the IC card reader slot are arranged within the width of the plate with the touch area and are arranged closer to the user than the first line.

[0012] According to the above configuration, the magnetic card reader slot, the IC card reader slot, and the plate with a touch area for contactless payment are gathered on the user's side and aligned on a vertical line of the plane on which the payment terminal is placed, so that the user can easily understand when watching. In addition, the operation methods (touch, insert, and swipe) of the card, etc. in the payment method are different, so that the user will not confuse the payment method and can easily understand the payment method.

[0013] With the above arrangement, slots and plates according to a plurality of payment methods are centrally arranged closer to the user, so that miniaturization of the payment terminal can be achieved.

[0014] The direction of the plate with the touch area for contactless payment is tilted upward toward the user, and the magnetic card reader slot and the IC card reader slot are arranged closer to the plane relative to the touch area for contactless payment. That is, according to other payment methods, the touch area for contactless payment is separated from the slot. In this way, when the user uses the magnetic card reader slot or the IC card reader slot, the card is inserted under the touch area for contactless payment. Therefore, the above-mentioned misrecognition does not occur.

[0015] Even if the magnetic card reader slot is arranged near the plane, since the direction of the opening space of the magnetic card guide groove is inclined upward, the user's hand does not collide with the plane when swiping the magnetic card. The magnetic card reader slot, the IC card reader slot, and the plate with a touch area for contactless payment are arranged side by side in the vertical direction above the plane, so that the distance that the user moves the card, etc. is short. That is, the payment operation becomes smooth.

[0016] For example, as described above, miniaturization of the payment terminal, avoidance of erroneous recognition, easy understanding by the user, and smoothness of the payment operation can be simultaneously achieved.

[0017] According to the present disclosure, it is possible to provide a payment terminal that simultaneously realizes miniaturization of the payment terminal, avoidance of erroneous recognition, easy understanding by a user, and smoothness of a payment operation. BRIEF DESCRIPTION OF THE DRAWINGS

[0018] Figure 1A , 1B 1C are a top view, a side view, and a front view, respectively, showing an embodiment of a payment terminal 1 of the present disclosure.

[0019] Figure 2A and 2B They are a top view and a side view respectively showing a method of using the magnetic card reader slot 11 in the payment terminal 1 shown in FIG. 1 .

[0020] Figure 3A and 3B They are a top view and a side view respectively showing a method of using the IC card reader slot 12 in the payment terminal 1 shown in FIG. 1 .

[0021] Figure 4A and 4B They are a top view and a side view respectively showing a method of contactless payment using the payment terminal 1 shown in FIG. 1 .

[0022] Figure 5A and 5B 1 and 2 are diagrams showing the configuration of an antenna and a diagram showing the sensing area of ​​the antenna, respectively, which show a board 13 with a touch area for contactless payment.

[0023] Figure 6 Shows Figures 1A to 1C A more specific arrangement of the magnetic card reader slot 11 and the IC card reader slot 12 in the payment terminal 1 is shown. DETAILED DESCRIPTION

[0024] Hereinafter, the details will be described with reference to the drawings as appropriate. It should be noted that the drawings and the following description are provided to enable those skilled in the art to fully understand the present disclosure, and are not intended to limit the subject matter described in the claims.

[0025] Figure 1A , 1B 1C are a top view, a side view, and a front view, respectively, showing an embodiment of a payment terminal 1 of the present disclosure.

[0026] The payment terminal 1 of the present disclosure has a main body 10. The main body 10 is generally box-shaped. FIG. 1 shows the front 1A, side 1B, side 1C, and back 1D of the payment terminal 1. In the payment terminal 1, a user who performs payment operates a card or the like from the front 1A side. In the payment terminal 1, an employee (shop assistant) in a store operates the payment terminal 1 from the back 1D side.

[0027] The payment terminal 1 is a composite payment terminal that allows a user to select one payment method from among a plurality of payment methods. The payment terminal 1 is used in a state of being placed on a flat surface α such as a store counter.

[0028] The magnetic card reader slot 11, the IC card reader slot 12, and the plate 13 having a touch area for contactless payment are arranged in sequence from the plane α in the height direction. That is, in the three types of payment methods, the plate 13 having a touch area for contactless payment is arranged at a position farthest from the plane α in the height direction. It is not intended to exclude that the payment terminal also includes units corresponding to other payment methods.

[0029] In addition, the magnetic card reader slot 11, the IC card reader slot 12, and the plate 13 with a touch area for contactless payment are all gathered on the front 1A side of the payment terminal 1 facing the user who performs payment. With this configuration, the user can select any of the multiple payment methods arranged in front of the user. Therefore, it is easy for the user to understand. Since the multiple payment methods are gathered at a part of the payment terminal 1, each operation method can be smoothly performed. Figures 2A to 4B Describes the payment operation.

[0030] The following will describe Figure 1B The side surface 13S, the second plate 14 and the open space H are shown.

[0031] Figure 2A and 2B They are shown as follows: Figures 1A to 1C The top view and side view of the magnetic card reader slot 11 in the payment terminal 1 are shown. A user facing the front side 1A (front) of the payment terminal 1 moves along Figure 2A The magnetic card C1 is swiped in the direction w shown and substantially parallel to the plane α.

[0032] The magnetic card C1 includes at least one magnetic stripe C11. On the other hand, the magnetic card reader slot 11 includes a magnetic head 111. The magnetic stripe C11 contacts the magnetic head 111, thereby performing data reading and writing between the payment terminal 1 and the magnetic card C1.

[0033] Here, when the user faces the front of the IC card reader slot 12 described below, the direction of the magnetic card reader slot 11 is toward the user. The magnetic card reader slot 11 extends upwardly with respect to the direction parallel to the plane α. Therefore, when the user moves from right to left ( Figure 2A When the magnetic card is swiped into the magnetic card reader slot 11 in the direction w), the magnetic stripe C11 of the magnetic card C1 is arranged closer to the plane α relative to the position of the magnetic card C held by the user. With this configuration, the user can smoothly perform the swiping operation without the hand holding the magnetic card C1 colliding with the plane α.

[0034] Figure 3A and 3B They are shown as follows: Figures 1A to 1C The top view and side view of the IC card reader slot 12 in the payment terminal 1 are shown. Figure 3A The IC card C2 as a contact type is inserted in the direction v shown and substantially parallel to the plane α. The IC card C2 includes a terminal C21 of the IC chip. On the other hand, although not shown, the IC card reader slot 12 includes a connector pin disposed therein. When the terminal C21 of the IC chip contacts the connector pin, data is read and written between the payment terminal 1 and the IC card C2.

[0035] Here, when Figure 2A and 2B and Figure 3A and 3B When compared, the angle formed between the direction w (which is the swiping direction of the magnetic card C1) and the direction v (which is the insertion direction of the IC card C2 as a contact type) is substantially a right angle. That is, the IC card reader slot 12 and the magnetic card reader slot 11 are arranged so that the direction of inserting the card into the IC card reader slot 12 and the direction of swiping the magnetic card into the magnetic card reader slot 11 are substantially perpendicular to each other.

[0036] The substantially right angle may not be a strict right angle (90 degrees), and may be, for example, an angle of about 90 degrees ± 10 degrees. The direction in which the user moves the card (C1, C2) in different payment methods is greatly different, so that the user can properly perform payment by the desired payment method without confusing multiple payment methods.

[0037] The IC card reader slot 12 is arranged at a certain height from the plane α so that when the IC card C2 as a contact type is inserted into the IC card reader slot 12 , the user's hand does not collide with the plane α.

[0038] Figure 4A and 4B They are a top view and a side view respectively showing a method of contactless payment using the payment terminal 1 shown in FIG. 1 . Figure 5A and5B 1 and 2 are diagrams showing the configuration of an antenna and a diagram showing the sensing area of ​​the antenna, respectively, which show a board 13 with a touch area for contactless payment.

[0039] As mentioned above, the payment terminal 1 comprises a plate 13 having a touch area for contactless payment. Figure 4A and 4B As shown, the user brings the card C3 for contactless payment closer to the board 13 or the touch panel 13, thereby performing data reading and writing between the payment terminal 1 and the card C3. It is also possible to perform contactless payment using a smartphone or the like instead of the card C3.

[0040] like Figure 5A As shown, the board 13 has a touch region R. In the figure, the touch region R extends over the entire board 13. However, the touch region R may be provided on a portion of the board 13.

[0041] A display D may be provided in the touch region R. By means of the display D, visual information may be provided to the user.

[0042] Although not shown, the payment terminal 1 includes an antenna for contactless payment. For example, the antenna is arranged around the display D. However, the arrangement position of the antenna is not limited to this example. The weak radio wave generated from the antenna applies activation power to the card C3, and the antenna sends data to the card C3 and receives data from the card C3.

[0043] At this time, if Figure 5B As shown, there is a sensing area in the area near the upward slope of the plate 13 with the contact area for contactless payment. The sensing area is the area sensed by the antenna. When the card C3 or the like enters the sensing area, the payment terminal 1 recognizes the card C3 and can trigger the subsequent payment process.

[0044] When the user moves the card to pass through the sensing area, contactless payment can be performed even when the user wishes to pay with a contact IC card or pay with a magnetic card. That is, erroneous recognition of the payment unit may occur.

[0045] However, such misrecognition does not occur in the payment terminal 1 of the present disclosure. This is because, in the payment terminal 1 of the present disclosure, the arrangement is designed so that when payment with a magnetic card or payment with a contact IC card is performed, the card possessed by the user does not pass through the sensing area.

[0046] The direction of the plate 13 with the touch area for contactless payment is tilted upward toward the user facing the front side with the IC card reader slot 12. In addition, the IC card reader slot 12 and the magnetic card reader slot 11 according to the other two payment methods are arranged closer to the plane α.

[0047] When a user attempts to perform payment other than contactless payment using the payment terminal 1 having the above configuration, the card used for payment is moved closer to the plane α relative to the sensing area. In this way, the card used for payment does not pass through the sensing area. Therefore, the above-mentioned misrecognition does not occur.

[0048] In order to ensure that cards used for payment other than contactless payment do not pass through the above-mentioned sensing area, the magnetic card reader slot 11 can be set at a height equal to or lower than half the height of the first point P1 described below from the plane α (see Figure 6 ). More specifically, both the magnetic card reader slot 11 and the IC card reader slot 12 may be arranged at a height equal to or lower than half the height of the first point from the plane. With this configuration, the magnetic card reader slot 11 and the IC card reader slot 12 may be separated from the above-mentioned sensing area while keeping the size of the payment terminal 1 small. As a result, the above-mentioned erroneous recognition may be avoided more reliably.

[0049] Furthermore, the plate 13 with the touch area is arranged to prevent the card from being swung down from the top of the payment terminal 1 to the plane α. Figure 6 Describe this aspect.

[0050] Figure 6 Shows Figures 1A to 1C A more specific arrangement of the magnetic card reader slot 11 and the IC card reader slot 12 in the payment terminal 1 is shown. Here, the center of the plate 13 having the touch area is defined as a first point P1, and a vertical line from the first point P1 to the plane α is defined as a first line L1.

[0051] When the user faces the front of the IC card reader slot 12, the magnetic card reader slot 11 and the IC card reader slot 12 are within the width of the plate 13 having the touch area from the user's perspective (see FIG. Figure 6 ).

[0052] That is, the plate 13 having the touch area covers the magnetic card reader slot 11 and the IC card reader slot 12 from above. With this configuration, a user who wants to use the magnetic card reader slot 11 or the IC card reader slot 12 usually moves the card for payment from below. That is, it is possible to prevent the card for payment from passing through the above-mentioned sensing area.

[0053] The magnetic card reader slot 11 and the IC card reader slot 12 may be arranged closer to the user than the first line L1. This arrangement is related to the smoothness of the payment operation.

[0054] For example, when the magnetic card reader slot 11 and the IC card reader slot 12 are arranged on the side opposite to the user with respect to the first line L1, the positions of these slots are located on the inner side (the side away from the user) with respect to the plate 13 having the touch area for contactless payment. Then, since the plate 13 having the touch area for contactless payment becomes an obstacle, it is difficult for the user to insert the card into the magnetic card reader slot 11 and the IC card reader slot 12.

[0055] However, for example, as shown in the figure, when the magnetic card reader slot 11 and the IC card reader slot 12 are arranged closer to the user with respect to the first line L1, the above-mentioned inconvenience does not occur, and the payment operation by the user becomes smooth.

[0056] In addition, if Figure 6 As further shown in FIG. 1 , it is assumed that the user faces the front of the IC card reader slot 12, and an imaginary line L extending from the center of the plate 13 having the touch area for contactless payment along the surface of the plate 13 to the user IMG . Imaginary line L IMG A position intersecting the edge of the plate 13 having the touch area for contactless payment is defined as a second point P2. A vertical line from the second point P2 to the plane α is defined as a second line L2.

[0057] When the user faces the front of the IC card reader slot 12 , from the user's perspective, the magnetic card reader slot 11 and the IC card reader slot 12 are arranged within the width of the board having the touch area and between the first line L1 and the second line L2 .

[0058] The magnetic card reader slot 11 and the IC card reader slot 12 are arranged to have the positional relationship as described above. Then, since the user can be prevented from swinging the card downward based on the positional relationship between each slot and the second line L2, the above-mentioned misrecognition can be avoided. In addition, as described above, based on the relationship between each slot and the first line L1, the user's payment operation becomes smooth.

[0059] As described above, by designing the arrangement on the payment terminal 1, it is possible to simultaneously achieve miniaturization of the payment terminal, avoidance of erroneous recognition, easy understanding by the user, and smoothness of the payment operation.

[0060] Next, referring again to FIG. 1 , an example of performing payment using the payment terminal 1 of the present disclosure will be described.

[0061] When viewed from the side, the upper portion of the payment terminal 1 of the present disclosure is mountain-shaped (convex) (see Figure 1B). The mountain shape is formed by the first plate and the second plate, and the first plate corresponds to the plate 13 having a touch area for contactless payment. That is, the user of the payment terminal 1 performs payment using the first plate. On the other hand, the second plate 14 is an operation panel for the clerk.

[0062] With the above configuration, the payment terminal 1 placed on the plane α can be operated simultaneously by two people facing each other. For example, when the payment terminal 1 is placed on the counter of a store, the payment terminal 1 can be operated while the clerk inside the counter and the visitor (user) outside the counter are facing each other.

[0063] The plate 13 having a touch area for contactless payment corresponding to the first plate is as described above. The second plate 14 will be described. The second plate 14 may include an operation screen (not shown). The operation screen may be, for example, a touch panel operation screen. However, physical keys (buttons) or the like other than the touch panel may be provided. The clerk may operate the payment terminal 1 using the operation screen provided on the second plate 14.

[0064] The payment terminal 1 can print and output a receipt or the like after executing the user's payment. A portion (not shown) capable of storing a roll of paper for a receipt can be provided inside the payment terminal 1. Here, the operation screen (second plate 14) can be used as a roll of paper storage cover. For example, the payment terminal 1 can be configured so that the cover rotates around a rotation axis arranged at the end of the second plate 14 and opens.

[0065] In a payment terminal according to the related art, selection of one of a plurality of payment methods to be executed is performed, for example, through the following process.

[0066] (Process 1) The clerk asks the user which payment method he wants to use.

[0067] (Process 2) The user informs the clerk which payment method to use.

[0068] (Process 3) The clerk operates the payment terminal (presses a button, etc.), and the payment terminal enters a standby state for the selected payment method.

[0069] (Process 4) The user operates the payment terminal by the selected payment method. For example, when using contactless payment, the card is contacted at a predetermined position. For contact IC card payment, the IC card is inserted into the slot for IC card payment.

[0070] Here, since the payment terminal 1 of the present disclosure has been designed to not produce the above-mentioned erroneous recognition, multiple payment methods can be activated at the same time. More specifically, magnetic card payment, contact IC card payment and contactless payment can be waited for at the same time.

[0071] Therefore, when using the payment terminal 1 of the present disclosure, it is not necessary for the clerk to change the payment method. The user of the payment terminal 1 of the present disclosure only needs to operate the card, etc. according to the payment method used. Since the payment terminal 1 is able to wait for multiple payment methods at the same time, the user can perform payment processing in accordance with the payment method of the operation of the card, etc. That is, by using the payment terminal 1 of the present disclosure, the above (process 1) to (process 3) can be eliminated. In this way, the payment method can be selected only by the user through the operation of the card, etc., without the participation of the clerk.

[0072] like Figure 1C As shown, the payment terminal 1 may include an opening space H. The opening space H may be provided between the plate 13 having a touch area for contactless payment and the IC card reader slot 12. The opening space separates an area for contactless payment and an area for other payment methods (contact IC card and magnetic card).

[0073] More specifically, if Figures 1A to 1C As shown, the open space H may be arranged across the surface having the IC card reader slot 12 ( Figure 1C The surface shown in FIG. 1 and two side surfaces ( FIG. 10A , FIG. 10B ) close to the surface having the IC card reader slot 12. Figure 1B Utilizing the opening space H, when the user operates a card or the like (specifically, when swiping a magnetic card), the user's hand does not collide with the payment terminal 1, and a smooth payment operation can be performed.

[0074] In addition, the open space H may be arranged along a portion of the side surface 13S of the plate 13 having the touch area for contactless payment. In the example of Fig. 1 , the open space H is arranged substantially across the entire side surface 13S of the plate 13. Therefore, the advantages of increasing the open space H are as follows.

[0075] The payment terminal is a device that processes monetary information, so there are requirements from the perspective of security. For example, there is a restriction that unnecessary space (dead space) must not be provided in the housing of the payment terminal. When there is unnecessary space in the housing, there is room for fraud, such as embedding a device for invading the payment terminal in the space. Therefore, no unnecessary space is provided in the housing of the payment terminal.

[0076] On the other hand, it is intended that misidentification does not occur in the payment terminal 1 of the present disclosure as described above, and the plate 13 having a touch area for contactless payment is separated from the slot according to other payment methods. When a space for separation is provided inside the payment terminal 1, it is impossible to respond to a request from a security perspective as described above.

[0077] Therefore, in the payment terminal 1 of the present disclosure, as described above, the open space H is arranged along a portion of the side surface 13S. With this configuration, there is no unnecessary space in the payment terminal 1, and the payment terminal 1 can be provided in response to a request from a security perspective.

[0078] As described above, in the payment terminal of the present disclosure, the magnetic card reader slot can be arranged at a height equal to or lower than half the height from the first point to the height of the plane. In addition, both the magnetic card reader slot and the IC card reader slot can be arranged at a height equal to or lower than half the height from the plane to the first point. With this configuration, the magnetic card reader slot and the IC card reader slot 12 can be separated from the sensing area while keeping the size of the payment terminal small. As a result, misidentification can be more reliably avoided.

[0079] In the above configuration, when the user faces the front of the IC card reader slot, the position where an imaginary line extending from the center of the plate with the touch area along the surface of the plate with the touch area to the user intersects with the edge of the plate with the touch area is defined as a second point, and a vertical line from the second point to the plane is defined as a second line. In this case, when the user faces the front of the IC card reader slot, the magnetic card reader slot and the IC card reader slot can be arranged between the first line and the second line. According to the above configuration, based on the positional relationship between the second line and the magnetic card payment slot and the contact IC card payment slot, the user can be prevented from swinging the card downward from above. Therefore, the risk of misidentification can be avoided. In addition, as described above, the user's payment operation can be smoothly performed based on the relationship between the first line L1 and the magnetic card reader slot and the IC card reader slot.

[0080] In the above configuration, magnetic card payment, contact IC card payment and contactless payment can be waited for at the same time. With the above configuration, the user can select the payment method only by operating the card, etc., without the participation of the clerk.

[0081] In the above configuration, a display may be provided in a touch area for contactless payment, and an antenna for contactless payment may be arranged around the display. With the above configuration, visual information may be provided to a user using contactless payment.

[0082] In the above configuration, when the payment terminal is viewed from the side, the upper part of the payment terminal is mountain-shaped. The mountain shape is formed by the first plate and the second plate. The first plate may have a touch area for contactless payment, and the second plate may have an operation panel for the clerk. With the above configuration, the payment terminal can be operated while the store clerk inside the counter and the visitor (user) outside the counter are facing each other.

[0083] In the above configuration, the payment terminal may store the roll paper inside, and the roll paper storage cover may be the second plate. With the above configuration, after payment is performed, the payment terminal may print and output a receipt.

[0084] In the above configuration, an open space is provided between a plate having a touch area for contactless payment and an IC card reader slot. The open space is arranged across two side surfaces of a surface having an IC card reader slot and a surface close to the IC card reader slot. In addition, the open space can be arranged along a portion of the side surface of the plate having a touch area for contactless payment. With the above configuration, when a user operates a card, etc. (specifically, when swiping a magnetic card), the user's hand does not collide with the payment terminal, and a smooth payment operation can be performed. In addition, there is no unnecessary space in the payment terminal, and the payment terminal can be provided in response to a request from a security perspective.

[0085] Although various embodiments have been described above with reference to the accompanying drawings, the present invention is not limited to such examples. It will be apparent to those skilled in the art that various changes and modifications may be envisioned within the scope of the appended claims, and it should be understood that they also belong to the technical scope of the present invention. In addition, the constituent elements in the above embodiments may be combined in operation without departing from the spirit of the present invention.

Claims

1. A payment terminal, comprising: IC card reader slot in front of the user; and A first plate, the first plate having a touch area for contactless payment, the first plate being arranged diagonally upward toward a user, wherein An open space is arranged between the IC card reader slot and the first plate and is disposed outside the housing of the payment terminal, The IC card reader slot and the first plate are arranged in sequence from the plane in the height direction, An antenna for contactless payment is arranged in the first board, The touch area is an area touched by a user during a contactless payment operation, and The open space is arranged across a surface having the IC card reader slot and two side surfaces adjacent to the surface having the IC card reader slot.

2. The payment terminal according to claim 1, wherein: The open space is arranged along a portion of a side edge of the first plate.

3. The payment terminal according to claim 2, wherein: The center of the first plate is defined as a first point, a vertical line from the first point to a plane where the payment terminal is placed is defined as a first line, and The IC card reader slot is arranged closer to a user than the first line and is arranged within a width of the first plate.

4. The payment terminal according to claim 2, wherein: The IC card reader slot is arranged not to exceed half of the height from the plane to the first point.

5. The payment terminal according to claim 4, wherein: The second point is the position where an imaginary line extending from the first point to the user along the surface of the first plate intersects an edge of the first plate, The second line is a perpendicular line from the second point to the plane, and A contact IC card reader slot is arranged between the first line and the second line.

6. The payment terminal according to claim 5, wherein: A display is arranged in the first panel, and Antennas for contactless payment are arranged around the display.

7. The payment terminal according to claim 5, wherein: An upper portion of one side of the payment terminal is in a mountain shape, the mountain shape being formed by the first plate and the second plate, and The second plate is provided with an operation panel for a store clerk.

8. The payment terminal according to claim 7, wherein: The payment terminal is capable of storing roll paper internally, and the second plate is a roll paper storage cover.

9. The payment terminal according to claim 4, wherein: The second point is where an imaginary line extending from the first point to the user along the surface of the first panel intersects an edge of the first panel, and The second line is a perpendicular line from the second point to the plane.

10. The payment terminal according to claim 9, wherein: The payment terminal is capable of waiting for IC card payment and contactless payment at the same time.

11. The payment terminal according to claim 9, wherein: A display is arranged in the first panel, and Antennas for contactless payments are arranged around the display.

12. The payment terminal according to claim 9, wherein: An upper portion of one side of the payment terminal is in a mountain shape, the mountain shape being formed by the first plate and the second plate, and The second plate is provided with an operation panel for a store clerk.

13. The payment terminal according to claim 12, wherein: The payment terminal is capable of storing roll paper internally, and the second plate is a roll paper storage cover.

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