A financial transaction security control system and device
By integrating occlusion components, card readers and information card loss prevention functions on the financial transaction self-service counter, combined with additional password key input protection, the problem of financial assets theft caused by information card loss is solved, and advanced financial transaction security control is achieved , providing sufficient early warning time and high safety.
Patent Information
- Application Number
- CN202211264382.X
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- Filing Date
- 2022-10-17
- Publication Date
- 2025-02-07
- Estimated Expiration
- 2042-10-17
Smart Images
Figure CN115641673B_ABST
Abstract
Description
Technical Field
[0001] The present invention relates to the field of financial transactions, and in particular to a financial transaction security control system and device. Background Art
[0002] The financial transaction process involves a variety of security control systems to prevent the theft of customers' financial assets as much as possible. In the prior art, security control effects are generally achieved through password protection in the server and system programs such as anti-theft software. This solution may still lead to theft due to system vulnerabilities. On the other hand, once the customer's information card and other business processing tools are lost, financial assets are also easily stolen. Conventional financial transaction control devices cannot effectively remind information cards to prevent loss, and once lost, they are often not discovered in time, missing the time for timely freezing. In addition, during the process of stealing property, there is no sufficient time to discover and implement measures to prevent theft. Summary of the invention
[0003] In view of the deficiencies in the prior art, the purpose of the present invention is to provide a financial transaction security control system and device to solve the problems raised in the above-mentioned background technology. The present invention can provide sufficient time to prevent the theft of financial assets, has higher security, and provides an anti-loss function.
[0004] In order to achieve the above-mentioned purpose, the present invention is implemented through the following technical solutions: a financial transaction security control system, which completes the transaction according to the following process: step one, the customer manually handles the business of presetting the appointment of the financial account to the execution interval time through a mobile terminal or going to a transaction venue; step two, a self-service counter is used to make an appointment for the financial transaction business; the self-service counter has a built-in information card anti-loss function, and provides an additional password button for input protection, and a shielding component is provided at the front end of the self-service counter, and the shielding component is electrically connected to the card reader part at the back end through an internal circuit structure; step three, the self-service counter sends transaction application information to the business application terminal of the background server; step four, the background server controls the financial transaction task according to the business information; step five, after the transaction personnel waits for the initial preset execution interval time, they go to the self-service counter or the transaction venue again to complete the final financial transaction operation through manual service.
[0005] Furthermore, when making an appointment for a financial transaction, the appointment operation can also be implemented through the customer's mobile phone terminal. The self-service counter completes the user identity authentication process with the information card through a password or SMS verification, and the self-service counter is provided with a card reader and a front-end shielding component. The self-service counter realizes the information card anti-loss warning function through the card reader and the shielding component.
[0006] A financial transaction security control device comprises a control device body, the control device body comprises a self-service counter and a shielding component, an operation window is arranged at the front end of the self-service counter, a control panel is installed inside the operation window, a display screen is installed on the top of the control panel, a card reader and an input component are arranged on the surface of the control panel, a shielding component is installed at the front end of the self-service counter, a first bracket and a second bracket are respectively arranged on both sides of the top of the shielding component, and the rear ends of the first bracket and the second bracket are welded to the front end of the self-service counter as a whole.
[0007] Furthermore, a motor is installed at the top of the front end of the first bracket, a threaded rod is installed at the output end of the motor, a first support column is arranged at the bottom of the front end of the first bracket, a lifting hole is opened on the surface of the first support column, the first bracket and the second bracket are flush with each other, a second support column is arranged at the bottom of the front end of the second bracket, and a sliding rod is installed inside the second support column.
[0008] Furthermore, the sliding rod coincides with the central axis of the second support column, the threaded rod coincides with the central axis of the first support column, and the bottom end of the threaded rod is embedded into the inner bottom end position of the first support column by using a bearing.
[0009] Furthermore, a sliding sleeve is sleeved on the surface of the sliding rod, a blocking rod is connected to the side of the sliding sleeve, and a threaded sleeve is installed at the other end of the blocking rod.
[0010] Furthermore, the threaded sleeve is sleeved on the surface of the threaded rod, and the threaded sleeve and the sliding sleeve are always at the same height, and the blocking rod passes outward from the inside of the lifting hole.
[0011] Furthermore, the input component includes a slide groove, a slider and a physical button, the physical button is hidden inside the slide groove, a bar-shaped through hole is opened in the middle of the slide groove, the slider is embedded in the slide groove, and card slots are opened on both sides of the slide groove.
[0012] Furthermore, the front end surface of the slider is engraved with indicator lines, the front end of the slide groove is engraved with button corresponding lines, the top of the slider is provided with a grip rod, the top of the grip rod is connected to a spring, and the top of the spring is provided with a pressure plate.
[0013] Furthermore, the bottom end of the pressure plate is connected to the push block via a rod structure, each of the physical buttons is triggered by pressing the push block, and the position of each physical button is aligned with the corresponding marking line of the external button.
[0014] Beneficial effects of the invention: A financial transaction security control system and device of the present invention includes a self-service counter, a display screen, a control panel, an input component, a card reader, a shielding component, a first bracket, a first support column, a threaded rod, a lifting hole, a motor, a second bracket, a second support column, a sliding rod, a blocking rod, a threaded sleeve, a sliding sleeve, a sliding groove, a bar through hole, a card slot, a slider, an indicator line, a button corresponding line, a grip rod, a spring, a pressure plate, a push block, and a physical button.
[0015] 1. The financial transaction security control system can provide a certain warning time and warning information when the information card is lost and stolen by other persons by presetting the appointment and execution interval of the financial account.
[0016] 2. The financial transaction security control device can block the approach of people in the queue behind by linking the front shielding component with the card reader, and at the same time can avoid the situation where the information card is forgotten inside the card reader after the financial transaction is completed to the greatest extent.
[0017] 3. The financial transaction security control system and device hides the traditional password input buttons and uses an independent input component on the top to assist in completing the triggering function of each physical button, thereby further improving security and avoiding the risk of passwords being collected through information left by fingers touching the physical buttons. BRIEF DESCRIPTION OF THE DRAWINGS
[0018] Figure 1 This is a schematic diagram of a financial transaction security control system of the present invention;
[0019] Figure 2 This is a schematic diagram of the structure of a financial transaction security control device according to the present invention;
[0020] Figure 3 This is a structural schematic diagram of a financial transaction security control system and a shielding component part of the device according to the present invention;
[0021] Figure 4 It is a structural schematic diagram of the input component part of a financial transaction security control system and device of the present invention;
[0022] Figure 5 A cross-sectional view of an input component portion of a financial transaction security control system and device of the present invention;
[0023] In the figure: 1. Self-service counter; 2. Display screen; 3. Control panel; 4. Input component; 5. Card reader; 6. Shielding component; 7. First bracket; 8. First support column; 9. Threaded rod; 10. Lifting hole; 11. Motor; 12. Second bracket; 13. Second support column; 14. Sliding rod; 15. Block rod; 16. Threaded sleeve; 17. Sliding sleeve; 18. Slide groove; 19. Strip through hole; 20. Card slot; 21. Sliding block; 22. Indicator line; 23. Button corresponding line; 24. Grip; 25. Spring; 26. Pressure plate; 27. Push block; 28. Physical button. DETAILED DESCRIPTION
[0024] In order to make the technical means, creative features, objectives and effects achieved by the present invention easy to understand, the present invention is further explained below in conjunction with specific implementation methods.
[0025] See also Figures 1 to 5 The present invention provides a technical solution: a financial transaction security control system, which completes the transaction according to the following process: step 1, the customer manually handles the business of presetting the appointment of the financial account to the execution interval time through a mobile terminal or going to a transaction place; step 2, using a self-service counter 1 to make an appointment for the financial transaction business; the self-service counter 1 has an information card anti-loss function, and provides an additional password button for input protection, and the front end of the self-service counter 1 is provided with a shielding component 6, and the shielding component 6 is partially electrically connected to the card reader 5 at the back end through an internal circuit structure; step 3, the self-service counter 1 sends transaction application information to the business application terminal of the back-end server; step 4, the back-end server controls the financial transaction task according to the business information; step 5, after the transaction personnel wait for the initial preset execution interval time, go to the self-service counter again The self-service counter 1 or the transaction place completes the final financial transaction operation through manual service. When making an appointment for a financial transaction, the appointment operation can also be realized through the customer's mobile phone terminal. The self-service counter 1 completes the user identity authentication process with the information card through a password or SMS verification, and the self-service counter 1 is provided with a card reader 5 and a front shielding component 6. The self-service counter 1 realizes the information card anti-loss warning function through the card reader 5 and the shielding component 6. When conducting a transaction, due to the pre-set time difference between the scheduled transaction business and the execution of the transaction business, once theft occurs, the business submission information can be sent to the customer's mobile phone in the form of a text message when the thief makes an appointment. By obtaining the information, emergency measures can be taken before the thief executes the theft, thereby completing the effect of timely preventing the theft.
[0026] The present embodiment also provides a financial transaction security control device, comprising a control device body, the control device body comprising a self-service counter 1 and a shielding component 6, an operation window is arranged at the front end of the self-service counter 1, a control panel 3 is installed inside the operation window, a display screen 2 is installed on the top of the control panel 3, a card reader 5 and an input component 4 are arranged on the surface of the control panel 3, a shielding component 6 is installed at the front end of the self-service counter 1, a first bracket 7 and a second bracket 12 are respectively arranged on both sides of the top of the shielding component 6, and the rear ends of the first bracket 7 and the second bracket 12 are welded to the front end of the self-service counter 1 as a whole, and the self-service counter 1 provides customers with the ability to make reservations and execute financial transaction-related services by themselves. Specifically, the customer inserts the information card into the card reader 5, and then uses the input component 4 to input the password corresponding to the information card, or receives the verification information through the mobile phone to complete the verification process, and then the subsequent business reservation or execution operation can be performed, and the front shielding component 6 is used to block the people arranged at the rear when the customer performs the corresponding operation, and the shielding component 6 is opened through the insertion state of the information card after the business is completed.
[0027] In this embodiment, a motor 11 is installed at the top of the front end of the first bracket 7, a threaded rod 9 is installed at the output end of the motor 11, a first support column 8 is provided at the bottom of the front end of the first bracket 7, a lifting hole 10 is provided on the surface of the first support column 8, the first bracket 7 and the second bracket 12 are flush, a second support column 13 is provided at the bottom of the front end of the second bracket 12, a sliding rod 14 is installed inside the second support column 13, the sliding rod 14 coincides with the central axis of the second support column 13, the threaded rod 9 coincides with the central axis of the first support column 8, The bottom end of the threaded rod 9 is embedded into the inner bottom end position of the first support column 8 by using a bearing. The motor 11 in the shielding assembly 6 drives the blocking rod 15 to rise and fall, and the lifting state is adjusted by whether an information card is inserted in the rear card reader 5. When no information card is inserted in the card reader 5, the motor 11 drives the blocking rod 15 to always be in the bottom position to facilitate direct entry by external users. When the information card is inserted into the card reader 5, the motor 11 is automatically started to drive the blocking rod 15 to rise. In this state, the queueing people at the rear end can be blocked to prevent the theft of information when approaching.
[0028] In this embodiment, the surface of the slide rod 14 is sleeved with a sliding sleeve 17, and the side of the sliding sleeve 17 is connected to a blocking rod 15. The other end of the blocking rod 15 is installed with a threaded sleeve 16, and the threaded sleeve 16 is sleeved on the surface of the threaded rod 9, and the threaded sleeve 16 and the sliding sleeve 17 are always at the same height. The blocking rod 15 passes outward from the inside of the lifting hole 10, and is linked to the front shielding component 6 with the card reader 5 to block the people queuing behind from approaching. At the same time, after the operation is completed at the self-service counter 1, the shielding component 6 can also be used to The function of reminding users to take out the information card in time can avoid the situation where the information card is forgotten inside the card reader 5 after the financial transaction is completed. When the business is completed, since the rear end barrier 15 is always in a raised and blocked state, the user cannot easily walk out from the inside of the barrier 15 without pulling out the information card. By reminding the user to take out the information card in this way, the rear end motor 11 control program can be triggered to raise the barrier 15. The motor 11 can achieve a linkage effect with the card reader 5 by connecting the control line to the control program. This part is an existing mature technology.
[0029] In this embodiment, the input component 4 includes a slide groove 18, a slider 21 and a physical button 28, the physical button 28 is hidden inside the slide groove 18, a strip through hole 19 is opened in the middle of the slide groove 18, the slider 21 is embedded in the slide groove 18, and both sides of the slide groove 18 are opened with a card slot 20, the front end surface of the slider 21 is engraved with an indication mark 22, and the front end of the slide groove 18 is engraved with a button corresponding mark 23, a grip rod 24 is arranged on the top of the slider 21, a spring 25 is connected to the top of the grip rod 24, a pressure plate 26 is arranged on the top of the spring 25, and the bottom end of the pressure plate 26 is connected to the push block 27 through a rod structure, each of the physical buttons 28 is triggered by pressing the push block 27, and the position of each physical button 28 is The traditional password input buttons are hidden by aligning with the corresponding marking lines 23 of the external buttons, and the triggering function of each physical button 28 is assisted by the independent input component 4 on the top. This structure can prevent the fingers of the transaction personnel from directly contacting the physical buttons 28, thereby further improving security and avoiding the risk of the password being collected by the information left by the fingers contacting the physical buttons 28. When entering the password, the grip 24 is directly pulled, and the physical button 28 aligned with the push block 27 at the bottom can be determined by comparing the button corresponding marking lines 23 corresponding to the indicator marking lines 22. After alignment, the pressure plate 26 can be directly pressed to trigger the physical button 28 through the push block 27 to complete the information input of this button. The whole process does not require direct contact between the fingers and multiple physical buttons 28.
[0030] The above shows and describes the basic principles and main features of the present invention and the advantages of the present invention. It is obvious to those skilled in the art that the present invention is not limited to the details of the above exemplary embodiments, and the present invention can be implemented in other specific forms without departing from the spirit or basic features of the present invention. Therefore, no matter from which point of view, the embodiments should be regarded as exemplary and non-restrictive. The scope of the present invention is defined by the attached claims rather than the above description, and it is intended that all changes falling within the meaning and scope of the equivalent elements of the claims are included in the present invention. Any figure mark in the claims should not be regarded as limiting the claims involved.
[0031] In addition, it should be understood that although the present specification is described according to implementation modes, not every implementation mode contains only one independent technical solution. This description of the specification is only for the sake of clarity. Those skilled in the art should regard the specification as a whole. The technical solutions in each embodiment may also be appropriately combined to form other implementation modes that can be understood by those skilled in the art.
Claims
1. A financial transaction security control system, characterized in that: The system completes the transaction according to the following process: step 1, the customer manually handles the preset business through a mobile terminal or goes to a financial transaction venue, so that there is a certain interval between the reservation of the financial account and the execution of the business; step 2, a self-service counter (1) is used to make an appointment for the financial transaction business; the self-service counter (1) has an information card anti-loss function and provides an additional password key for input protection, and a shielding component (6) is provided at the front end of the self-service counter (1), and the shielding component (6) is partially electrically connected to the card reader (5) at the back end through an internal circuit structure; step 3, the self-service counter (1) sends transaction application information to the business application terminal of the backend server; step 4, the backend server controls the financial transaction task according to the business information; step 5, after the transaction personnel wait for the initial preset execution interval time, they go to the self-service counter (1) or the transaction venue again to complete the final financial transaction operation through manual service; The front end of the self-service counter (1) is provided with an operation window, a control panel (3) is installed inside the operation window, a display screen (2) is installed on the top of the control panel (3), a card reader (5) and an input component (4) are arranged on the surface of the control panel (3), a shielding component (6) is installed on the front end of the self-service counter (1), a first bracket (7) and a second bracket (12) are respectively arranged on both sides of the top of the shielding component (6), the rear ends of the first bracket (7) and the second bracket (12) are welded to the front end of the self-service counter (1) as a whole, a motor (11) is installed on the top of the front end of the first bracket (7), a threaded rod (9) is installed on the output end of the motor (11), a first support column (8) is arranged at the bottom of the front end of the first bracket (7), a lifting hole (10) is opened on the surface of the first support column (8), and the first bracket (7) and The second bracket (12) is flush with the second bracket (12), a second support column (13) is arranged at the bottom of the front end of the second bracket (12), a sliding rod (14) is installed inside the second support column (13), the sliding rod (14) coincides with the central axis of the second support column (13), the threaded rod (9) coincides with the central axis of the first support column (8), the bottom end of the threaded rod (9) is embedded into the inner bottom end position of the first support column (8) by using a bearing, the surface of the sliding rod (14) is sleeved with a sliding sleeve (17), the side of the sliding sleeve (17) is connected with a blocking rod (15), the other end of the blocking rod (15) is installed with a threaded sleeve (16), the threaded sleeve (16) is sleeved on the surface of the threaded rod (9), and the threaded sleeve (16) and the sliding sleeve (17) are always at the same height, and the blocking rod (15) passes out from the inside of the lifting hole (10).
2. A financial transaction security control system according to claim 1, characterized in that: When making an appointment for a financial transaction, the appointment operation can also be performed on the customer's mobile phone terminal. The self-service counter (1) completes the user identity verification process with the information card by means of a password or SMS verification. The self-service counter (1) realizes the information card anti-loss warning function through the card reader (5) and the shielding component (6).
3. A financial transaction security control device, comprising a control device body, characterized in that: The control device body comprises a self-service counter (1) and a shielding component (6); an operation window is arranged at the front end of the self-service counter (1); a control panel (3) is installed inside the operation window; a display screen (2) is installed on the top of the control panel (3); a card reader (5) and an input component (4) are arranged on the surface of the control panel (3); a shielding component (6) is installed at the front end of the self-service counter (1); a first bracket (7) and a second bracket (12) are respectively arranged on both sides of the top of the shielding component (6); the rear ends of the first bracket (7) and the second bracket (12) are connected to the The front end of the self-service counter (1) is welded as a whole, a motor (11) is installed at the top of the front end of the first bracket (7), a threaded rod (9) is installed at the output end of the motor (11), a first support column (8) is arranged at the bottom of the front end of the first bracket (7), a lifting hole (10) is opened on the surface of the first support column (8), the first bracket (7) and the second bracket (12) are flush, a second support column (13) is arranged at the bottom of the front end of the second bracket (12), a sliding rod (14) is installed inside the second support column (13), and the sliding rod (14) and the second support column (13) are connected to each other. The central axis of the column (13) coincides with the central axis of the threaded rod (9) and the first support column (8), the bottom end of the threaded rod (9) is embedded in the inner bottom end position of the first support column (8) by using a bearing, the surface of the sliding rod (14) is sleeved with a sliding sleeve (17), the side of the sliding sleeve (17) is connected to a blocking rod (15), the other end of the blocking rod (15) is installed with a threaded sleeve (16), the threaded sleeve (16) is sleeved on the surface of the threaded rod (9), and the threaded sleeve (16) and the sliding sleeve (17) are always at the same height, the blocking rod (15) passes outward from the inside of the lifting hole (10), and the motor (11) in the shielding component (6) drives the blocking rod (15) to move up and down. The lifting state is adjusted by whether an information card is inserted into the rear card reader (5). When the information card is not inserted into the card reader (5), the motor (11) drives the blocking rod (15) to always be in the bottom position to facilitate direct entry by external users. When the information card is inserted into the card reader (5), the motor (11) is automatically started to drive the blocking rod (15) to rise. In this state, the queue of people at the rear end can be blocked to prevent the theft of information when approaching.
4. A financial transaction security control device according to claim 3, characterized in that: The input component (4) comprises a slide groove (18), a slider (21) and a physical button (28); the physical button (28) is hidden inside the slide groove (18); a strip-shaped through hole (19) is provided in the middle of the slide groove (18); the slider (21) is embedded in the slide groove (18); and slots (20) are provided on both sides of the slide groove (18).
5. A financial transaction security control device according to claim 4, characterized in that: The front end surface of the slider (21) is engraved with an indication mark (22), the front end of the slide groove (18) is engraved with a key corresponding mark (23), the top of the slider (21) is provided with a gripping rod (24), the top of the gripping rod (24) is connected to a spring (25), and the top of the spring (25) is provided with a pressure plate (26).
6. A financial transaction security control device according to claim 5, characterized in that: The bottom end of the pressure plate (26) is connected to the push block (27) via a rod structure, each of the physical buttons (28) is triggered by pressing the push block (27), and the position of each physical button (28) is aligned with the external button corresponding marking line (23).
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