A digital asset management system

By designing a digital asset management system, the problem that the existing system is difficult to adapt to the diversified asset management needs of state-owned enterprises is solved, and the visualization and full-cycle management of assets are realized, management efficiency and information sharing are improved, and the full-cycle of operating assets is met. and security management requirements.

CN117196853BActive Publication Date: 2024-12-13CHONGQING CYBERCITY SCI TECH

Patent Information

Application Number
CN202311158066.9
Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
Filing Date
2023-09-08
Publication Date
2024-12-13
Estimated Expiration
2043-09-08

AI Technical Summary

Technical Problem

The existing asset management system is difficult to adapt to the diversified asset management needs of state-owned enterprises, especially at the supervision, operation and platform levels, and it cannot meet the full-cycle management and safety management requirements of operating assets.

Method used

A digital asset management system was designed, including the user layer, network layer, application layer, service layer and data layer, to realize the visualization, onlineization and full-cycle management of assets, and provide unified Asset management entrance and export.

Benefits of technology

It improves the efficiency and comprehensiveness of asset management, realizes effective inventory, allocation, entrustment, disposal and security management of assets, ensures information security and data permissions, and supports the supervision work of senior leaders of the group.

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Abstract

The present invention discloses a digital asset management system, including a user layer, a network layer, an application layer, a service layer, a data layer and a resource layer; wherein the user layer is used to provide a terminal to upload data to be processed; the network layer is used to provide network parameter settings, and the network parameters include API gateway authentication, black and white list restrictions, access frequency control, and unified authentication of user information; the application layer is used to carry out department classification management, operation management and supervision management of various types of assets, and realize data visualization; the service layer is used to carry out general component services, including one-picture application, ETL service, and spatial data storage service; the data layer is used to set up a business database, a spatial database, and a file storage database; the resource layer is used for computing, storage, and network architecture resource services. The present invention creates an innovative digital management model of "one account for assets, one screen for management, and one picture for layout", realizes the full-cycle management of assets, and improves the efficiency of management.
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Description

Technical Field

[0001] The present invention relates to the technical field of data management, and in particular to a digital asset management system. Background Art

[0002] The Group's asset management sector faces challenges and problems in three main aspects: supervision, operation, and platform:

[0003] Supervision level: Various data mainly rely on manual statistics and offline submission before meetings, which makes it difficult to ensure the timeliness and effectiveness of the data; and the size of operating assets is large, and currently each contract's rental price, lease term, rent-free period, deposit and other dimensions are manually checked one by one, which is a huge workload; employees manually count various report data every day, which is time-consuming and labor-intensive.

[0004] Operational level: The design logic of the original asset management system mainly revolves around the operation and management of shops, but with the diversification of the group's asset formats, the original system is difficult to adapt to assets of other formats; after the assets are allocated, the original company cannot see the relevant information and data of the assets, which is not conducive to audit reference.

[0005] Platform level: Some contracts are signed offline first and then recorded later, which may lead to the possibility of yin-yang contracts; there is no data record of the investment promotion process, which makes it difficult to control the investment promotion process and is not conducive to the analysis and guidance of investment promotion; the various systems are separated from each other and data cannot be transmitted to each other.

[0006] There are asset management systems on the market, such as the asset systems of the more famous Mingyuan and Kingdee companies, but these asset management systems are mostly oriented to land, houses, and fixed assets, which are not consistent with the actual asset management business of state-owned enterprises (such as real estate groups, urban investment groups, and heavy development). The assets of state-owned enterprises include various types of assets such as operating assets (land, houses, etc.), non-operating assets (cultural relics, construction projects, etc.), and public welfare assets (roads, interchanges, bridges, tunnels, etc.). At present, many asset systems on the market are limited to asset card management, contract management, and bills as the focus of management. In the process of asset management, not only should the assets be taken into account, but also, according to the requirements of state-owned asset supervision, operating assets need to be purchased and rented out through open bidding during the operation process. At the same time, according to the actual management requirements of assets, it is also necessary to manage the safety aspects such as asset inspection and maintenance, which cannot be met by many systems on the market. Summary of the invention

[0007] In view of the technical problem that the asset management function in the existing technology cannot effectively solve the chaotic asset management of the group, the present invention proposes an asset management digital system. By constructing an asset management architecture, it creates asset digitization, online business, and data visualization, realizes the "one asset, one file" full-cycle management of assets, and innovatively creates a digital management model of "one account for assets, one screen for management, and one map for layout", thereby improving management efficiency and the comprehensiveness of asset management.

[0008] In order to achieve the above object, the present invention provides the following technical solutions:

[0009] An asset management digital system includes a user layer, a network layer, an application layer, a service layer, a data layer and a resource layer; wherein:

[0010] The user layer is used to provide terminals to upload data to be processed;

[0011] The network layer is used to provide network parameter settings, including API gateway authentication, blacklist and whitelist restrictions, access frequency control, and unified user information authentication;

[0012] The application layer is used to carry out departmental classification management, operation management and regulatory management of various types of assets and realize data visualization;

[0013] The service layer is used to provide common component services, including a graph application, ETL services, and spatial data storage services;

[0014] The data layer is used to set up business database, spatial database, and file storage database;

[0015] The resource layer is used for computing, storage, and network architecture resource services.

[0016] Preferably, the data types provided by the user layer include structured data, vector data, and binary file data;

[0017] Structured data is business data, which is stored in the business database SQLserver in the data layer;

[0018] Vector data is two-dimensional data, mainly asset location graphics, stored in the spatial database of the data layer;

[0019] Binary file data includes pictures, documents and videos, which are stored in the file storage database of the data layer.

[0020] Preferably, when the system is applied on the platform side, the application layer is provided with a user management module, a department management module, an approval process management module, a data dictionary management module, and an early warning module; wherein,

[0021] The user management module is used to classify users and assign different permissions based on the classification results, and to add, delete, modify and check records;

[0022] The department management module is used to set up different management departments and configure permissions for different departments, while adding, deleting, modifying and checking records of department information;

[0023] Approval process management module, used to configure the corresponding approval process and the corresponding approval personnel;

[0024] The data dictionary management module is used to add new types to the data dictionary list when there are multiple options for the same field in the business data, and to increase or decrease sub-options for the corresponding types, and to sort and encode different data types;

[0025] The early warning module is used to set templates for data parameters that require early warning. The templates include early warning threshold settings and early warning recipient settings. When a certain data is greater than or less than the early warning threshold, an alarm is issued, and the alarm information is sent to the mobile terminal of the early warning recipient.

[0026] Preferably, the department management module includes an asset management unit, an operation monitoring unit and a business analysis unit.

[0027] Preferably, the asset management unit includes an asset storage management subunit, an asset value classification subunit, an asset allocation subunit, an asset entrustment subunit, an asset inventory subunit, an asset disposal subunit, and an asset archive subunit; wherein,

[0028] The asset storage management subunit is mainly responsible for classifying and storing the basic information of different types of assets, and realizing asset entry, information update, and asset information query;

[0029] The asset value classification sub-unit is used to automatically classify and rate assets according to the collection rate, revenue, asset location, and asset distribution. The classification rating includes high-quality assets, inefficient assets, and invalid assets.

[0030] The asset transfer subunit is used to set asset transfer tasks. After the initiating unit formulates and uploads the transfer plan and transfer list and they are reviewed and approved, the transfer task is transferred to the receiving unit for review. After the review process is completed, the assets enter the waiting to be received state;

[0031] The asset entrustment subunit is used to set asset entrustment tasks. After the initiating unit formulates and uploads the allocation plan and transfer list and passes the review, the entrustment task is transferred to the receiving unit for review. After the review process is completed, the assets enter the waiting to be received state;

[0032] The asset inventory sub-unit is used to set the inventory unit, the inventory items / assets, the start and end time of the inventory, etc., and generate a task list for the inventory task; verify the corresponding assets according to the task list, and make corresponding records for any problems found during the verification process;

[0033] The asset disposal subunit is used to set up an asset disposal list, apply for scrapping / demolition or sale and dismantling of assets, execute the application and approval procedures, and record and display the execution process;

[0034] The asset archive sub-unit is used to establish archival records of the leasing, declaration, bidding, contract, payment, inventory, maintenance, allocation, entrustment, value and disposal of operating assets.

[0035] Preferably, the operation monitoring unit includes an investment promotion management subunit, a contract management subunit, a financial management subunit, and an operation safety management subunit; wherein,

[0036] The merchant management subunit is used to set up a list of resources to be leased, merchant plans, bidding, and merchant management lists;

[0037] The contract management subunit is used to set basic contract information, including fixed rent agreement information, contract template, signing process, smart contract fee calculation, contract change, rent termination, and ledger information management list;

[0038] The financial management subunit is used to set up income and expenditure management lists, rights and responsibilities, and bill details;

[0039] The income and expenditure management list mainly manages and checks the details of the deposit and rent collection and the deposit return records, and screens them in detail by time period, project, and asset. At the same time, it conducts reconciliation and verification with the finance department, and promptly reminds you of problematic accounts.

[0040] The apportionment of rights and responsibilities mainly manages the rights of the property owners and managers of assets, and apportions and calculates the income of each asset according to different management rights and responsibilities;

[0041] The bill details are mainly to automatically generate contract bills according to the conditions after the contract is signed. The bill list displays the information of each bill period, including the fees payable and actually paid. If the user fails to pay the fees, it will be classified as arrears management, and the arrears details will be generated, and the warning will be pushed to the corresponding project management personnel. The financial staff will charge through the bill details list, and the charging methods include offline, smart POS, and online Yuqifu charging.

[0042] The operational safety management sub-unit is used to establish a risk control system and detect asset risks, including asset vacancy warnings, financial overdue warnings, and contract violation warnings.

[0043] Preferably, the contract management process of the contract management subunit is:

[0044] Retrieve the corresponding contract template, directly generate an online lease contract based on the asset's area, rental unit price, and lessee information, calculate fees intelligently, and both parties sign electronically online;

[0045] Review established lease contracts;

[0046] After the contract is approved, the tenant's first bill is automatically generated, and the tenant pays the first installment of rent and performance bond online;

[0047] After the payment is completed and confirmed to be correct, the tenant confirms online that the move-in procedures have been completed;

[0048] During the lease period, if the tenant's information changes, the change information needs to be submitted for review. After the review is passed, a new lease contract and related fees will be regenerated, and the previous shop lease will be terminated;

[0049] After the contract expires, submit an application for termination of lease. After it is reviewed and approved, confirm the termination offline and upload the termination information into the system. After the information is filled in, the system generates a settlement bill. The tenant confirms the bill information online. When confirming the payment, the system automatically deducts or refunds the deposit.

[0050] Preferably, the business analysis unit includes an inspection management subunit, a maintenance management subunit, a visualization subunit, and a report management subunit; wherein,

[0051] Inspection management subunit, used to set inspection tasks and inspection personnel management list;

[0052] The maintenance management subunit is used to set maintenance tasks and maintenance personnel management lists;

[0053] The visualization sub-unit dynamically displays various indicators and data of the group's asset segment in real time, including basic asset information, operating conditions, and financial conditions;

[0054] The report management subunit is used to generate reports on the group's assets, including asset analysis reports, contract analysis reports, financial analysis reports, and custom reports.

[0055] Preferably, the management process of the inspection management subunit is:

[0056] Inspections are divided into different types, such as daily operation inspections, fire safety inspections, and sub-lease inspections. The system can set different inspection contents for different types of inspections. Fire safety inspections require the mobile terminal to conduct on-site inspections against fire safety settings to compare whether the location of fire safety settings is correctly placed. If the fire safety facilities have expired, the system will automatically warn the security administrator to replace the equipment in time; for sub-lease inspections, inspectors need to compare the business formats and business licenses of the shops on site to promptly check whether any merchants have sub-leased in violation of regulations.

[0057] After the inspection task is issued, it will be automatically pushed to the relevant staff. During the inspection task period, the system sets the inspection condition trigger mechanism (locating and clocking in within the inspection point range and taking photos to upload the inspection pictures. The system provides a watermark camera function to obtain the photo location and time). If the inspection work is not completed, the system will automatically remind the corresponding management personnel;

[0058] Generate an inspection ledger list for the inspection process data of completed inspection tasks;

[0059] Record the inspection problems found, automatically generate inspection repair orders, and push them to the maintenance management subunit;

[0060] After the inspection issues are rectified, they will be pushed to the inspection personnel for verification and confirmation, and then submitted for maintenance evaluation.

[0061] Preferably, when the system is applied on a mobile terminal, the user management module divides users into two categories, including internal accounts and registered accounts;

[0062] The mobile homepage of the registered account is designed to display the investment promotion announcement and some information about the assets to be leased, so that users can easily view the information about the assets that can be leased;

[0063] The mobile homepage of the internal account is designed to display information briefings, so that you can dynamically grasp the status of project assets in real time. The content of the briefings is generally divided into the following three types:

[0064] Financial briefing: real-time analysis of rent receivable, rent actually collected, rent-free amount, collection rate, timely repayment rate, and aging of outstanding debts;

[0065] Operational briefing: real-time monitoring and analysis of occupancy rate, number of rent exemptions, number of new leases, number of lease terminations, number of executed contracts, vacancy losses, and floor efficiency;

[0066] Asset briefing: Real-time monitoring and analysis of total asset area, asset classification ratio, business type ratio, asset quantity, and asset distribution.

[0067] In summary, due to the adoption of the above technical solution, compared with the prior art, the present invention has at least the following beneficial effects:

[0068] The present invention constructs a digital asset management system, which is mainly aimed at the asset management of state-owned enterprises, so that assets can be visualized, processes can be standardized, and business can be online, which can accelerate the information flow between the group and various operating companies, improve business efficiency, and make business rationally coordinated and carried out efficiently;

[0069] Unify the entry and exit of asset management and improve asset utilization through standardization;

[0070] Networked information sharing, real-time monitoring, and trackable and traceable execution process;

[0071] Clarify data permissions, ensure information security, conduct comprehensive data analysis and presentation, create a "regulatory" perspective, and support the supervision work of the group's senior leaders and the group's asset operations department;

[0072] Realize the effective connection between the data before and after the asset management business execution; integrate resources to make the management of assets, contracts, expenses, projects, etc. interconnected. BRIEF DESCRIPTION OF THE DRAWINGS

[0073] Figure 1 A schematic diagram of a digital asset management system according to an exemplary embodiment of the present invention.

[0074] Figure 2 A schematic diagram of data types provided by a user layer according to an exemplary embodiment of the present invention.

[0075] Figure 3 FIG. 1 is a schematic diagram of an application layer structure according to exemplary embodiment 1 of the present invention.

[0076] Figure 4 Schematic diagram of the structure of the department management module in the application layer according to exemplary embodiment 1 of the present invention.

[0077] Figure 5 Schematic diagram of the structure of the asset management unit in the department management module in the application layer according to exemplary embodiment 1 of the present invention.

[0078] Figure 6 Schematic diagram of the structure of the operation monitoring unit in the department management module in the application layer according to exemplary embodiment 1 of the present invention.

[0079] Figure 7 1 is a flow chart of a contract management subunit according to exemplary embodiment 1 of the present invention.

[0080] Figure 8 FIG. 1 is a schematic diagram of the structure of a business analysis unit according to exemplary embodiment 1 of the present invention.

[0081] Fig. 9 1 is a flow chart of the inspection management subunit according to exemplary embodiment 1 of the present invention. DETAILED DESCRIPTION

[0082] The present invention is further described in detail below in conjunction with the examples and specific implementation methods. However, this should not be understood as the scope of the above subject matter of the present invention being limited to the following examples, and all technologies realized based on the content of the present invention belong to the scope of the present invention.

[0083] In the description of the present invention, it is necessary to understand that the terms "longitudinal", "lateral", "up", "down", "front", "back", "left", "right", "vertical", "horizontal", "top", "bottom", "inside", "outside", etc., indicating the orientation or position relationship, are based on the orientation or position relationship shown in the accompanying drawings, and are only for the convenience of describing the present invention and simplifying the description, rather than indicating or implying that the device or element referred to must have a specific orientation, be constructed and operated in a specific orientation, and therefore cannot be understood as a limitation on the present invention.

[0084] like Figure 1 As shown, the present invention provides a digital asset management system, including a user layer, a network layer, an application layer, a service layer, a data layer and a resource layer.

[0085] The user layer is used to provide access channels to upload data to be processed (including PC and mobile terminals), facilitate user operations and improve convenience.

[0086] The network layer is used to provide network parameter settings. Network parameters include API gateway authentication, blacklist and whitelist restrictions, access frequency control, user information unified authentication and other operational services to ensure the secure transmission of network data.

[0087] The application layer is used for classification management, operation management, and regulatory management of various types of assets and to achieve data visualization.

[0088] The service layer is used to display the plug-in services required by the system, including a map application, ETL service, spatial data storage service, workflow, big data analysis tools, etc. For example, a map display requires calling map services and workflow services.

[0089] The data layer is used to set up the business database, spatial database, etc.; the business database is used to store basic asset data, investment promotion data, contract data, bill data, maintenance data, inspection data, etc.; the spatial database stores the spatial data information of assets, such as the coordinates of the assets and the attribute information of the space, which is used to make a picture display.

[0090] The resource layer is used to store the infrastructure equipment to which the storage system is deployed, including servers, network resources, etc.

[0091] In this embodiment, Figure 2As shown in the figure, the data types provided by the user layer include structured data, vector data, and binary file data such as pictures, documents, and videos. Each type of data is stored in a different database, which is convenient for quick retrieval when needed, saving time and thus improving work efficiency.

[0092] Structured data is business data, which is stored in the business database SQLserver at the data layer;

[0093] Vector data is two-dimensional data, mainly asset location graphics; two-dimensional data needs to be stored in the spatial database of the data layer, and the GIS application's add, delete, and modify interface is called for management;

[0094] Binary file data such as pictures, documents, and videos are stored in the file storage database of the data layer.

[0095] Embodiment 1:

[0096] When this system is applied on the platform side.

[0097] like Figure 3 As shown, the application layer is provided with a user management module, a department management module, an approval process management module, a data dictionary management module, and an early warning module; among them,

[0098] The user management module is used to classify users and assign different permissions (including but not limited to browsing permissions and login permissions) based on the classification results. It can also perform management such as adding, deleting, modifying, and checking records. Users include business personnel, marketing customer personnel, unregistered visitors, etc.

[0099] The platform side is to set up the account and password login function, and the mobile side is to set up the registered visitor login function. If the platform side user configures the mobile side permissions, he can log in to the mobile side to operate the corresponding business. If the platform side user does not configure the mobile side permissions, he can only log in on the platform side.

[0100] The department management module is used to set up different management departments according to group users, operating company users, market customers, etc., and configure permissions for different departments to ensure the security of system data. It can add, delete, modify, and check records of department information.

[0101] The approval process management module is used to configure the corresponding approval process. The approval process can be a first review or a second review. The corresponding approvers are configured at different approval process stages.

[0102] The data dictionary management module is used to add types to the data dictionary list when there are multiple options for the same field in the business data (such as contract type, land use right type, land use, inspection status, house use, house structure, rental model, asset type, etc.), and add and subtract sub-options for the corresponding types, and sort and encode different data types.

[0103] In this embodiment, the sub-options of contract type include housing, commercial, and garage; the sub-options of land use type include transfer and allocation; the sub-options of land use include other commercial and service land, commercial services, and residential land; the sub-options of inspection status include normal and abnormal; the sub-options of house structure include reinforced concrete, brick-concrete, etc.; the sub-options of rental model include unit area and building area; the sub-options of asset type include commercial, garage, supporting facilities, residential, other, public welfare, etc.

[0104] The early warning module is used to set templates for data parameters that require early warning, such as early warning threshold settings and early warning recipient settings; when a certain data is greater than or less than the early warning threshold, an alarm is issued, and the alarm information is sent to the mobile terminal of the early warning recipient.

[0105] In this embodiment, Figure 4 As shown, the department management module includes an asset management unit, an operation monitoring unit and a business analysis unit.

[0106] Furthermore, if Figure 5 As shown, the asset management unit includes an asset warehousing management sub-unit, an asset value classification sub-unit, an asset allocation sub-unit, an asset entrustment sub-unit, an asset inventory sub-unit, an asset disposal sub-unit, and an asset archive sub-unit.

[0107] In this embodiment, the asset storage management subunit is mainly responsible for classifying and storing the basic information of different types of assets (including operating assets, public welfare assets, intangible assets, equity post-investment assets, and other types of assets) to achieve operations such as asset entry, information update, and asset information query. When assets are stored, the source of the assets must be recorded. The stored assets can be newly added assets or assets transferred from business such as allocation and entrustment. For the transferred assets, when the assets are received, the asset source type, source unit, receiving and transfer time, receiving document list, and asset receiving legacy issues list must be recorded, and information such as legacy risks must be followed up continuously.

[0108] For operating assets (including commercial, garages, supporting buildings, farmers' markets, residential, temporary rental land, etc.), the main registration information is basic information, value information, property information, receipt information, security information, mortgage information, etc.

[0109] For public welfare assets (including cultural relics, roads, overpasses, bridges, tunnels, etc.), the main registration information is basic information, value information, property rights information, receipt information, etc.

[0110] For intangible assets (including patent certificates, trademarks, copyright registrations, software product certificates, etc.), we must first establish an intangible asset management system and establish an online intangible asset entry ledger. The entered information is generally basic information, distribution information, valuation information, etc.; then summarize and display the group's intangible assets.

[0111] For equity post-investment assets, the main registration information is basic information (such as investment entities, investment ratios, board meeting minutes, feasibility study reports, etc.), financial information (basic information on corporate equity, fund investment conditions), information on participating companies (accumulated dividends of participating companies, accumulated investment income of participating companies, etc.), etc. The information on participating companies also needs to be improved with basic information, industrial and commercial change information, important information disclosed by listed companies, etc., and a corresponding management ledger should be formed for the registered information to automatically generate quarterly financial statements and dividend tables of participating companies.

[0112] Other assets (including construction projects under construction, facilities and equipment, office supplies, vehicles, and others) mainly register basic information, value information, property rights information, etc.

[0113] In this embodiment, the asset value classification sub-unit is used to automatically classify and rate assets based on parameters such as asset collection rate, revenue, asset location, asset distribution, and calculation methods (such as asset return rate). The ratings include high-quality assets, inefficient assets, and invalid assets.

[0114] High-quality assets: continue to improve, expand and strengthen them, and focus on operational risks in the process.

[0115] Inefficient assets: Different revitalization methods can be matched to improve asset management efficiency; for example, inefficient assets can be revitalized through old-town renovation, handling of historical issues, or introduction of professional operating organizations; for assets that cannot be revitalized, disposal and exit can be considered.

[0116] Invalid assets: Consider whether the assets can be revitalized. If not, consider disposal and exit.

[0117] The new classification rating will be fed back into the business system to form a new asset business plan, enter a new closed loop, and continuously help the group achieve an optimized asset layout.

[0118] In this embodiment, the asset allocation subunit is used to set asset allocation tasks (including external allocation and internal allocation), which can be initiated by the receiving unit or the transferring unit. The initiating unit formulates and uploads the allocation plan, transfer list and other materials. After the initiating unit reviews and approves them, the allocation task is transferred to the receiving unit for review. After the review process is completed, the assets enter the waiting state; when the receiving unit receives the assets, it needs to verify and complete the property rights information, management party information, etc. of the assets. After the transfer list is correct, the asset allocation procedures and processes are completed.

[0119] In this embodiment, the asset entrustment subunit is used to set asset entrustment tasks (including external entrustment and internal entrustment), which can be initiated by the entrusting unit or the entrusted unit. The initiating unit formulates and uploads the entrustment plan, transfer list and other materials. After the initiating unit reviews and approves them, the entrustment task is transferred to the receiving unit for review. After the review process is completed, the assets enter the waiting state; when the receiving unit receives the assets, it needs to verify and complete the property rights information, management party information, etc. of the assets. After the transfer list is correct, the asset entrustment procedures and processes are completed.

[0120] In this embodiment, the asset inventory subunit is used to set the inventory unit, the inventory items / assets, the start and end time of the inventory, etc., and generate a task list for the inventory task. The inventory task can be initiated by the group management personnel or by each operation; the execution unit verifies the corresponding assets according to the task list, and records the problems found during the verification process. If there is a discrepancy between the actual assets and the system assets, the corresponding business operations are carried out in a timely manner. The purpose of asset inventory is to verify the book assets and the actual assets, as a task check for asset allocation, asset entrustment, and asset disposal.

[0121] In this embodiment, the asset disposal subunit is used to set up an asset disposal list, apply for scrapping / demolition or sale, dismantling and other disposal of assets, conduct asset appraisal on assets that need to be disposed of, strictly implement reporting and approval procedures, and record and display the execution process.

[0122] In this embodiment, the asset archive sub-unit is used to establish complete archive records of business processes such as leasing, declaration, bidding, contracts, payment, inventory, maintenance, allocation, entrustment, value, and disposal of operating assets.

[0123] Furthermore, if Figure 6 As shown, the operation monitoring unit includes an investment promotion management subunit, a contract management subunit, a financial management subunit, and an operation safety management subunit.

[0124] In this embodiment, the merchant management subunit is used to set a list of resources to be leased (location, distribution, idle time), a merchant plan, bidding and a merchant management list.

[0125] After the investment plan is released, customers can view the store information under the plan online. In addition to displaying the text information of the store, the actual environment of the store will also be displayed through photos and VR, allowing customers to understand the asset information more intuitively; customers can view the investment plan through the mini program or by scanning the asset QR code offline.

[0126] All leasing of operating assets is conducted through public bidding by the system, which minimizes the human factor in the leasing behavior, provides each tenant with an open, fair and just bidding opportunity, and realizes the marketization, standardization and transparency of operating asset leasing.

[0127] The merchant management list manages the customer information of each project and each asset. Merchants include corporate merchants and individual merchants. Customers can view the information of assets leased under their names in the merchant management list, and can also rate and evaluate the management of project assets in the list; at the same time, each operating company can also rate and evaluate the quality of customers.

[0128] In this embodiment, the contract management subunit is used to set the asset's rental unit price information, contract template, signing process, and ledger information management list.

[0129] In this embodiment, after the rental price information is evaluated according to market conditions, a policy floor price is set for each asset, and when the contract is signed, the fee is automatically calculated based on the leased area and the rental price. At the same time, it can also be monitored whether the rental price of the contract is lower than the policy floor price and the price of the previous contract. Warnings can be issued in a timely manner for illegal prices to achieve one-room-one-price management.

[0130] At the same time, the contract signing process is solidified in the system, standardized contract templates are sorted out, various types of assets are classified according to contracts, and different types of contract templates are included in the system management. After filling in the necessary information, the system automatically generates the contract text for the corresponding assets, which can realize one-click printing of the contract text and achieve standardization of the contract.

[0131] In this embodiment, Figure 7 As shown in the figure, the contract management process is as follows:

[0132] Each operating company and the customer signs the corresponding lease contract online. According to the type of asset being leased, the system retrieves the corresponding contract template and directly generates an online contract based on the area, unit price of the lease, lessee information, etc. The online contract is calculated intelligently, and both parties sign electronically online and retain the electronic contract. The lessee can also print the electronic contract if necessary.

[0133] Review the established lease contracts to view relevant information on asset leases;

[0134] After the contract is approved, the lessee's first bill will be automatically generated. The lessee can pay the first rent and performance bond online. The bond paid during the bidding stage can be converted into the first payment fee. After the fee is paid, a general invoice will be automatically generated. If a special invoice is required, you can apply for it online. After the application is approved, you can download the special invoice online.

[0135] After the payment is completed, the staff can lead the offline handover of the shop. If there are no problems, the tenant can confirm online that the move-in procedures have been completed.

[0136] In this embodiment, during the lease period, if the lessee's information changes, he can apply for personnel information change online, and the change information needs to be submitted to the corresponding asset management personnel for review. During the lease period, if the shop encounters some unavoidable reasons or there is a need to change the shop, he can apply for a change of lease online. After the relevant personnel review and approve it, a new lease contract and related fees can be regenerated, and the previous shop lease can be terminated.

[0137] In this embodiment, the system provides a contract key indicator limit reminder function. The relevant asset management personnel can set different contract expiration time reminders according to the management methods of different projects and different assets. Before the contract expires, message reminders are sent to relevant personnel through multiple terminals, and a contract expiration notice is generated and issued in writing to the corresponding lessee. A litigation notice (lawyer's letter) can also be generated and sent to the relevant lessees online and offline.

[0138] In this embodiment, the contract termination includes:

[0139] 1. Expiration: When the contract is about to expire, the lessee can submit a renewal application or a termination application, fill in the relevant information, and submit it for review.

[0140] 2. Non-expiry termination: If the contract needs to be terminated in advance or postponed, the non-expiry termination can be initiated by the lessee or the management personnel. The deadline is filled in after negotiation. The system automatically settles the fees. After filling in the relevant termination information, it is submitted for review.

[0141] 3. After the application for rent withdrawal is approved, the staff will confirm the shop withdrawal offline and upload the shop withdrawal information in the system. After the information is filled in, the system will generate a settlement bill. The lessee will confirm the bill information online. When the payment is confirmed, the system will automatically deduct or refund the deposit. After the fee is paid, a general invoice will be automatically generated. If a special invoice is required, it can be applied online. After the application is approved, the special invoice can be downloaded online.

[0142] In this embodiment, in order to ensure the integrity and consistency of the online contract, the MD5 algorithm is used for verification.

[0143] In this embodiment, the ledger information management list is mainly used to record projects and query the leased asset information. At the same time, the distribution information, location information, lease amount, lessee information, etc. of the asset can be viewed.

[0144] In this embodiment, the financial management subunit is used to set up the income and expenditure management list, responsibility allocation and bill details.

[0145] The income and expenditure management list is mainly used to manage and review the collection details of deposits and rents as well as the deposit return records, and to conduct detailed screening by time period, project, and asset. At the same time, it conducts reconciliation and verification with the finance department, and promptly reminds you of problematic accounts.

[0146] The allocation of rights and responsibilities is mainly to manage the authority of the property owners and managers of the assets, and to allocate and count the income of each asset according to different management rights and responsibilities, so as to avoid the situation where the same asset is included in the income summary of multiple parties at the same time, resulting in a mismatch in the final revenue.

[0147] The bill details are mainly to automatically generate contract bills according to the conditions after the contract is signed. The bill list shows the information of each bill period, including the fees payable and actually paid. If the user fails to pay the fees, it will be classified as arrears management, and the arrears details will be generated, and the warning will be pushed to the corresponding project management personnel; the financial staff can charge through the bill details list, and the charging methods are: offline, smart POS machine, online Yuqifu charging, etc.

[0148] In this embodiment, the business safety management subunit is used to establish a risk control system to detect risks of assets.

[0149] The risk control system includes asset risk, contract risk, customer risk and financial risk; among them,

[0150] Asset risks include asset vacancy risk and asset safety hazard warning:

[0151] 1. Risk of asset vacancy: Before the contract expires, the system can provide intelligent graded warnings, such as automatic reminders three months, two months, and one month before expiration, changing the previous "people looking for things" to "things looking for people". Business personnel can plan renewal or re-recruitment in advance based on the reminders, reduce asset vacancy time, and increase asset returns.

[0152] 2. Asset safety hazard warning: mainly based on the inspection status of assets, generate corresponding asset inspection reports, summarize and display existing hidden dangers, and know asset safety hazards in real time.

[0153] Contract risks mainly sort out operational compliance control requirements. For example, for dimensions such as rent, lease term, rent-free period, and deposit, the system conducts early warning identification and quickly locates contracts with compliance risks. Risks can be quickly communicated to relevant leaders through mobile phone reports to ensure operational compliance.

[0154] The financial risk mainly comes from overdue rent. Threshold reminders are set for the overdue amount and the number of overdue customers. The overdue situation can be pushed to relevant leaders via mobile phones every week to control the financial overdue risk, arrange manual intervention in time, and take collection measures simultaneously online and offline.

[0155] Customer risk is mainly to establish a customer evaluation asset credit table, asset usage, maintenance, rent payment, etc., to determine whether the customer has damaged assets, defaulted on rent, etc., so as to judge the customer's quality.

[0156] Furthermore, if Figure 8 As shown, the business analysis unit includes an inspection management subunit, a maintenance management subunit, a visualization subunit, and a report management subunit.

[0157] In this embodiment, the inspection management subunit is used to set inspection tasks and inspection personnel management lists; inspection tasks include inspection cycles, inspection contents, inspection points, etc., and regular inspections are conducted on fire safety and sub-leasing; the inspection personnel management list records the information of inspection personnel for each project property.

[0158] like Fig. 9 As shown in the figure, the specific process of the inspection task is as follows:

[0159] Inspections are divided into different types, such as daily operation inspections, fire safety inspections, and sub-lease inspections. The system can set different inspection contents for different types of inspections. Fire safety inspections require the mobile terminal to conduct on-site inspections against fire safety settings to compare whether the location of fire safety settings is correctly placed. If the fire safety facilities have expired, the system will automatically warn the security administrator to replace the equipment in time; for sub-lease inspections, inspectors need to compare the business formats and business licenses of the shops on site to promptly check whether any merchants have sub-leased in violation of regulations.

[0160] After the inspection task is issued, it will be automatically pushed to the relevant staff. During the inspection task period, the system sets the inspection condition trigger mechanism (locating and clocking in within the inspection point range and taking photos to upload the inspection pictures. The system provides a watermark camera function to obtain the photo location and time). If the inspection work is not completed, the system will automatically remind the corresponding management personnel;

[0161] Generate an inspection ledger list for the inspection process data of completed inspection tasks;

[0162] The staff will record the problems found, and the problems found during the inspection will automatically generate inspection repair forms, which will be linked with the engineering maintenance management module, and the inspection problems will be automatically pushed to the engineering maintenance for rectification;

[0163] After the rectification of the inspection issues is completed, the rectification completion status needs to be pushed to the inspection personnel for verification and confirmation, and a maintenance evaluation needs to be submitted.

[0164] In this embodiment, the maintenance management subunit is used to set maintenance tasks and a maintenance personnel management list; the maintenance personnel management list is used to record the information of maintenance personnel for each project property. For projects within the warranty period, the maintenance personnel information of the relevant maintenance responsible entities needs to be registered.

[0165] The specific process of maintenance tasks is as follows:

[0166] If staff members discover hidden dangers during the inspection process, they can submit a repair application in the inspection results; if customers find hidden dangers in assets during their stay, they can submit a repair application online. When submitting a repair application, they need to take photos of the on-site situation and upload them;

[0167] After receiving the repair application, the corresponding staff (who are close and have free time) will be automatically assigned to conduct on-site inspection, verify the repair status, and fill in a complete list of repair types and the expected repair materials required;

[0168] There are two types of repairs:

[0169] 1. If the responsible party for maintenance is not the company, contact the relevant responsible party for maintenance and supervision, and conduct acceptance after ensuring that there are no errors.

[0170] 2. The company is the responsible party for maintenance and needs to follow the corresponding maintenance application process. After the maintenance situation is verified, the relevant staff will prepare a maintenance plan to apply for maintenance project approval. After the application is approved, the price of the maintenance materials will be reviewed. After the review is completed, if the company's personnel can repair it by themselves, they will send an order for on-site maintenance. If the project needs to be established to determine the maintenance unit, the system provides a bidding function, upload the bidding documents, and the units that have opinions can issue a bidding invitation letter online, pay the bidding deposit online to participate in the bidding, and the unit that wins the bid will enter the site to implement maintenance after both parties determine the time. In the case of project maintenance, quality assurance records must be made in the system. If quality problems occur during the warranty period, the responsible unit needs to be contacted for maintenance.

[0171] After the repair is completed, the relevant repair personnel will evaluate the repair quality and the customer's repair record; the system will automatically push the repair evaluation filling link to the relevant repair personnel.

[0172] In this embodiment, the visualization sub-unit displays various indicators and data of the group's asset segment in real time and dynamically, including basic asset information, operating conditions, financial conditions, etc. The data can penetrate to subordinate operating companies and projects, allowing senior leaders to understand the current status of the group's asset operations in real time, accurately, and in multiple scenarios.

[0173] The indicators are:

[0174] Category 1: asset scale indicators, number of projects, asset area (management area, property area), rentable area, proportion of business types, etc.

[0175] The second category: operating performance indicators, including leased area, newly added investment promotion area, occupancy rate, occupancy rate of each business format, occupancy rate of each company, occupancy rate of each project, etc.

[0176] The third category: financial income indicators, average rental price, cumulative rent collected, collection rate, receivable income, actual income collected, etc.

[0177] The fourth category: operational indicators, including the number of executed contracts, the number of newly signed contracts, the number of lease terminations, the number of lease renewals, the lease termination rate, the lease renewal rate, etc.

[0178] In this embodiment, the report management subunit is used to generate reports on the group's assets for easy viewing. The reports include asset analysis reports, contract analysis reports, financial analysis reports, and custom reports.

[0179] Asset analysis report: According to the asset analysis needs of the group or operating companies, the system can provide different analysis reports such as vacant area analysis table, contracted assets that cannot be rented out, vacant area details of each asset, asset monthly report, real estate development asset details for sale, asset analysis summary table - property owner, leased asset list, etc. The report is presented in the form of a table, a curve chart, etc.

[0180] Contract analysis reports: Based on the contract analysis needs of the group or operating companies, the system can provide contract analysis reports such as expired unsettled contracts, contract settlement monitoring tables, and store collection monitoring tables. The reports are presented in the form of tables, graphs, etc.

[0181] Financial analysis reports: Based on the financial analysis needs of the group or operating companies, the system can provide financial analysis reports such as lease asset analysis, collection efficiency monitoring, and cashier collection daily reports. The reports are presented in the form of tables, graphs, etc.

[0182] Customized reports can provide customized query field information according to the business query needs of the group or operating companies. Managers can combine queries and display different report data based on different field information.

[0183] In this embodiment, a graph of the service layer is applied as follows:

[0184] The system is connected to a unified GIS platform, and the project asset attribute information is bound to the map. The location information, distribution, etc. of the project assets can be queried through the map, and the location information of the project assets and the surrounding conditions can be intuitively displayed on the map. After selecting the project on the map, the specific basic information of the project assets can also be viewed. At the same time, VR renderings can be connected to view the actual situation of the assets without blind spots.

[0185] In this embodiment, there is still a confidentiality module in the application layer, including a file classification management unit, a watermark embedding unit, and a watermark extraction unit, which are used to track files. The process is as follows:

[0186] Contracts managed in the system or other documents downloaded through the system are identified through the file classification management unit to determine the authorization scope and ownership information of the file;

[0187] Then, the file is embedded with user identity and other permission information through the watermark embedding module;

[0188] Finally, the watermarked file is stored or printed out through virtual printing technology.

[0189] For paper documents after printing out, if unauthorized circulation is found, the document is digitized by scanning and taking pictures, and the ID of the leaking user is parsed through the watermark extraction module and user information identification module to complete the circulation tracking of the electronic document after printing out.

[0190] This system uses invisible watermark technology to achieve invisible watermarking by modifying the character structure and edge contour of the text in the electronic file. It can embed enough copyright information to meet the security needs of circulation tracking after the electronic file is printed out.

[0191] Example 2

[0192] When the system is applied on the mobile terminal.

[0193] The user management module is used to divide users into two categories, including internal accounts and registered accounts; registered accounts can only browse a part of the functions, and internal accounts browse corresponding functions according to account permissions;

[0194] For example, the mobile homepage of the registered account is designed to display investment promotion notices and some information about assets to be leased, making it easy for users to view information about available assets;

[0195] The mobile homepage of the internal account is designed to display information briefings, so that relevant personnel can grasp the project asset status in real time. The content of the briefings is generally divided into the following three types:

[0196] Financial briefing: Real-time analysis of key financial indicators such as collection rate, timely repayment rate, and age of outstanding debts;

[0197] Operational briefing: real-time monitoring and analysis of key indicators such as occupancy rate, number of new leases, number of lease terminations, number of executed contracts, vacancy loss, and floor efficiency;

[0198] Asset briefing: real-time monitoring and analysis of total asset area, property type ratio, asset quantity, asset distribution, etc.

[0199] In this embodiment, the functions of other modules are the same as those in Embodiment 1, and thus will not be repeated here.

[0200] Those skilled in the art will appreciate that the above-mentioned embodiments are specific examples for implementing the present invention, and in actual applications, various changes may be made thereto in form and detail without departing from the spirit and scope of the present invention.

Claims

1. A digital asset management system, characterized in that: It includes user layer, network layer, application layer, service layer, data layer and resource layer; among them, The user layer is used to provide terminals to upload data to be processed; The network layer is used to provide network parameter settings, including API gateway authentication, blacklist and whitelist restrictions, access frequency control, and unified user information authentication; The application layer is used to carry out departmental classification management, operation management and regulatory management of various types of assets and realize data visualization; The application layer is provided with a department management module; the department management module includes an asset management unit, an operation monitoring unit and a business analysis unit; The asset management unit includes an asset storage management subunit, an asset value classification subunit, an asset allocation subunit, an asset entrustment subunit, an asset inventory subunit, an asset disposal subunit, and an asset archive subunit; Among them, the asset value classification sub-unit is used to automatically classify and rate assets according to the collection rate, revenue, asset location, and asset distribution of assets. The rating includes high-quality assets, inefficient assets, and invalid assets. High-quality assets are continuously improved, expanded, and strengthened; inefficient assets are matched with different revitalization methods to improve asset management efficiency; invalid assets are considered whether the assets can be revitalized. If they cannot be revitalized, they will be disposed of and exited; The operation monitoring unit includes an investment management subunit, a contract management subunit, a financial management subunit, and an operation safety management subunit; The business analysis unit includes an inspection management subunit, a maintenance management subunit, a visualization subunit, and a report management subunit; Among them, the inspection management subunit is used to set inspection tasks and inspection personnel management list; The management process of the inspection management subunit is as follows: Inspections are divided into daily business inspections, fire safety inspections, and sub-leasing inspections. For fire safety inspections, mobile terminals are required to conduct on-site inspections against fire safety settings to compare whether the fire safety settings are correctly placed. If fire safety facilities have expired, the system will automatically warn the security administrator to replace the equipment in time. For sub-leasing inspections, inspectors need to compare the business formats and business licenses of shops on site to promptly check whether any merchants have sub-leased in violation of regulations. When the inspection task is issued, it will be automatically pushed to the relevant staff. During the inspection task period, the system sets the inspection condition trigger mechanism, and the staff will check in and take photos within the inspection point range and upload the inspection photos. The system provides a watermark camera function, which will obtain the photo location and time. If the inspection work is not completed, the system will automatically remind the relevant management personnel; Generate an inspection ledger list for the inspection process data of completed inspection tasks; Record the inspection problems found, automatically generate inspection repair orders, and push them to the maintenance management subunit; After the inspection problems are rectified, they will be sent to the inspection personnel for verification and confirmation, and then submitted for maintenance evaluation; Among them, the maintenance management subunit is used to set the maintenance tasks and maintenance personnel management list; The specific process of the maintenance task is as follows: When staff members discover hidden dangers during the inspection process, they will submit repair applications in the inspection results; when customers find hidden dangers in assets during their stay, they will submit repair applications online. When submitting repair applications, they need to take photos of the on-site conditions and upload them; after receiving the repair application, the corresponding staff will be automatically assigned to conduct on-site inspections, verify the conditions to be repaired, and fill in a complete list of repair types and the expected repair materials required; after the repair is completed, the relevant repair personnel will evaluate the quality of the repair and the repair record reported by the customer; the system will automatically push the repair evaluation filling link to the relevant repair personnel; The company is the responsible party for maintenance and needs to go through the corresponding maintenance application process. After the maintenance situation is verified, the relevant staff will prepare a maintenance plan and apply for maintenance project approval. After the application is approved, the price of the maintenance materials will be reviewed. After the review is completed, if the company's staff performs the maintenance themselves, they will send an order for on-site maintenance. If the project needs to be established to determine the maintenance unit, a bidding function will be provided, and bidding documents will be uploaded. The bidding invitation letter will be issued online to the units that have expressed concerns. The bidding deposit will be paid online to participate in the bidding. The unit that wins the bid will enter the site to implement the maintenance after both parties determine the time. The service layer is used to provide common component services, including a graph application, ETL services, and spatial data storage services; The system is connected to a unified GIS platform, and the project asset attribute information is bound to the map. The location information and distribution of the project assets can be queried through the map, and the location information and surrounding conditions of the project assets can be intuitively displayed on the map. After selecting the project on the map, the specific basic information of the project assets can be viewed, and the VR rendering can be connected to view the actual situation of the assets. The data layer is used to set up business database, spatial database, and file storage database; The resource layer is used for computing, storage, and network architecture resource services.

2. The asset management digital system according to claim 1, characterized in that: The data types provided by the user layer include structured data, vector data, and binary file data; Structured data is business data, which is stored in the business database SQLserver in the data layer; Vector data is two-dimensional data, mainly asset location graphics, stored in the spatial database of the data layer; Binary file data includes pictures, documents and videos, which are stored in the file storage database of the data layer.

3. The asset management digital system according to claim 1, characterized in that: When this system is applied on the platform side, the application layer is equipped with user management module, department management module, approval process management module, data dictionary management module, and early warning module; among them, The user management module is used to classify users and assign different permissions based on the classification results, and to add, delete, modify and check records; The department management module is used to set up different management departments and configure permissions for different departments, while adding, deleting, modifying and checking records of department information; Approval process management module, used to configure the corresponding approval process and the corresponding approval personnel; The data dictionary management module is used to add new types to the data dictionary list when there are multiple options for the same field in the business data, and to increase and decrease sub-options for the corresponding types, and to sort and encode different data types; The early warning module is used to set templates for data parameters that require early warning. The templates include early warning threshold settings and early warning recipient settings. When a certain data is greater than or less than the early warning threshold, an alarm is issued, and the alarm information is sent to the mobile terminal of the early warning recipient.

4. The asset management digitalization system according to claim 3, characterized in that: The department management module includes an asset management unit, an operation monitoring unit and a business analysis unit.

5. The asset management digital system according to claim 4, characterized in that: The asset management unit includes an asset storage management subunit, an asset value classification subunit, an asset allocation subunit, an asset entrustment subunit, an asset inventory subunit, an asset disposal subunit, and an asset archive subunit; wherein, The asset storage management subunit is mainly responsible for classifying and storing the basic information of different types of assets, and realizing asset entry, information update, and asset information query; The asset value classification sub-unit is used to automatically classify and rate assets according to the collection rate, revenue, asset location, and asset distribution. The classification rating includes high-quality assets, inefficient assets, and invalid assets. The asset transfer subunit is used to set asset transfer tasks. After the initiating unit formulates and uploads the transfer plan and transfer list and passes the review, the transfer task is transferred to the receiving unit for review. After the review process is completed, the assets enter the waiting to be received state; The asset entrustment subunit is used to set asset entrustment tasks. After the initiating unit formulates and uploads the allocation plan and transfer list and passes the review, the entrustment task is transferred to the receiving unit for review. After the review process is completed, the assets enter the waiting to be received state; The asset inventory sub-unit is used to set the inventory unit, the inventory items / assets, the start and end time of the inventory, etc., and generate a task list for the inventory task; verify the corresponding assets according to the task list, and make corresponding records for any problems found during the verification process; The asset disposal subunit is used to set up an asset disposal list, apply for scrapping / demolition or sale and dismantling of assets, execute the application and approval procedures, and record and display the execution process; The asset archive sub-unit is used to establish archival records of the leasing, declaration, bidding, contract, payment, inventory, maintenance, allocation, entrustment, value and disposal of operating assets.

6. The asset management digital system according to claim 4, characterized in that: The operation monitoring unit includes an investment management subunit, a contract management subunit, a financial management subunit, and an operation safety management subunit; wherein, The merchant management subunit is used to set up a list of resources to be leased, merchant plans, bidding, and merchant management lists; The contract management subunit is used to set basic contract information, including fixed rent agreement information, contract template, signing process, smart contract fee calculation, contract change, rent termination, and ledger information management list; The financial management subunit is used to set up income and expenditure management lists, rights and responsibilities, and bill details; The income and expenditure management list mainly manages and checks the details of the deposit and rent collection and the deposit return records, and screens them in detail by time period, project, and asset. At the same time, it conducts reconciliation and verification with the finance department, and promptly reminds you of problematic accounts. The apportionment of rights and responsibilities mainly manages the rights of the property owners and managers of assets, and apportions and calculates the income of each asset according to different management rights and responsibilities; The bill details are mainly to automatically generate contract bills according to the conditions after the contract is signed. The bill list displays the information of each bill period, including the fees payable and actually paid. If the user fails to pay the fees, it will be classified as arrears management, and the arrears details will be generated, and the warning will be pushed to the corresponding project management personnel. The financial staff will charge through the bill details list, and the charging methods include offline, smart POS, and online Yuqifu charging. The operational safety management sub-unit is used to establish a risk control system and detect asset risks, including asset vacancy warnings, financial overdue warnings, and contract violation warnings.

7. The asset management digital system according to claim 6, characterized in that: The contract management process of the contract management subunit is as follows: Retrieve the corresponding contract template, directly generate an online lease contract based on the asset's area, rental unit price, and lessee information, calculate fees intelligently, and both parties sign electronically online; Review established lease contracts; After the contract is approved, the tenant's first bill is automatically generated, and the tenant pays the first installment of rent and performance bond online; After the payment is completed and confirmed to be correct, the tenant confirms online that the move-in procedures have been completed; During the lease period, if the tenant's information changes, the change information needs to be submitted for review. After the review is passed, a new lease contract and related fees will be regenerated, and the previous shop lease will be terminated; After the contract expires, submit an application for termination of lease. After it is reviewed and approved, confirm the termination offline and upload the termination information into the system. After the information is filled in, the system generates a settlement bill. The tenant confirms the bill information online. When confirming the payment, the system automatically deducts or refunds the deposit.

8. The asset management digital system according to claim 4, characterized in that: The business analysis unit includes an inspection management subunit, a maintenance management subunit, a visualization subunit, and a report management subunit; wherein, Inspection management subunit, used to set inspection tasks and inspection personnel management list; The maintenance management subunit is used to set maintenance tasks and maintenance personnel management lists; The visualization sub-unit dynamically displays various indicators and data of the group's asset segment in real time, including basic asset information, operating conditions, and financial conditions; The report management subunit is used to generate reports on the group's assets, including asset analysis reports, contract analysis reports, financial analysis reports, and custom reports.

9. The asset management digital system according to claim 1, characterized in that: When this system is applied on the mobile terminal, the user management module divides users into two categories, including internal accounts and registered accounts; The mobile homepage of the registered account is designed to display the investment promotion announcement and some information about the assets to be leased, so that users can easily view the information about the assets that can be leased; The mobile homepage of the internal account is designed to display information briefings, so that you can dynamically grasp the status of project assets in real time. The briefing contents are divided into the following three types: Financial briefing: real-time analysis of rent receivable, rent actually collected, rent-free amount, collection rate, timely repayment rate, and aging of outstanding debts; Operational briefing: real-time monitoring and analysis of occupancy rate, number of rent exemptions, number of new leases, number of lease terminations, number of executed contracts, vacancy losses, and floor efficiency; Asset briefing: Real-time monitoring and analysis of total asset area, asset classification ratio, business type ratio, asset quantity, and asset distribution.

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