Associated transaction submission method and device, equipment and medium

Abstract

The invention relates to the technical field of data processing, in particular to an associated transaction submission method and device, equipment and a medium, which are used for improving the efficiency and accuracy of associated transaction submission. According to the method, the transaction information of any associated transaction party is stored in the same aggregation transaction record, and the aggregation transaction record has information submission items corresponding to a plurality of supervision systems, so that information redundancy caused by repeated storage for different supervision systems is avoided, the verification cost is reduced, and the information data quality is improved; according to the method and the device, the submission rule of any supervision system matched with the transaction information contained in the aggregation transaction record is determined, the information submission items corresponding to the supervision system are obtained from the aggregation transaction record according to the submission rule and submitted to the supervision system, manual filling and reporting are not needed, and the efficiency and accuracy of associated transaction submission are greatly improved.

Description

Technical Field

[0001] The present application relates to the field of data processing technology, and in particular to a method, device, equipment and medium for reporting related transactions. Background Art

[0002] At present, the main method for reporting related-party transaction data is that the personnel responsible for data reporting refer to the data reporting specifications of the Examination and Analysis System Technology (EAST) for banking financial institutions, hereinafter referred to as the "EAST reporting system" and the related-party transaction supervision system for the banking and insurance industries, hereinafter referred to as the "related-party transaction supervision system". When the related-party transaction data triggers the regulatory reporting conditions, the personnel responsible for data reporting shall manually fill in, manually verify, approve, sign and report the related-party transactions.

[0003] However, due to the huge redundancy of related transaction data, a large amount of repetitive information reporting is required manually in the relevant plans, which is prone to omissions and has high verification costs. The efficiency and accuracy of this method are difficult to guarantee.

[0004] Therefore, there is an urgent need for a method for reporting related-party transactions to improve the efficiency and accuracy of related-party transaction reporting. Summary of the invention

[0005] The present application provides a method, apparatus, device, medium and computer program product for reporting related transactions, which are used to improve the efficiency and accuracy of reporting related transactions.

[0006] In a first aspect, the present application provides a method for reporting related-party transactions, the method comprising:

[0007] Saving the transaction information of any associated transaction party into the same aggregated transaction record; the associated transaction party is a transaction object with an associated relationship; the aggregated transaction record has information reporting items corresponding to multiple regulatory systems;

[0008] Determine the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record; according to the reporting rules, obtain each information reporting item corresponding to the regulatory system from the aggregated transaction record and report it to the regulatory system.

[0009] In a possible implementation, determining a reporting rule of any regulatory system that matches the transaction information included in the aggregated transaction record includes:

[0010] For any transaction information included in the aggregated transaction record, determining a transaction information combination constituted by the transaction information;

[0011] The transaction information combination composed of the transaction information is matched with the reporting rules of the regulatory system to determine the reporting rules of the regulatory system matching the transaction information; the reporting rules of any regulatory system have a corresponding relationship between a preset transaction information combination and a reporting action; the reporting action indicates the type of reporting content.

[0012] In a possible implementation, the preset transaction information combination includes at least one of transaction type, fund application type, transaction occurrence type, transaction confidentiality type, underlying asset type, and reporting frequency;

[0013] The reporting action includes whether to report and different reporting content types.

[0014] In a possible implementation, the method further includes:

[0015] Receiving a first modification instruction for an associated transaction party in the aggregated transaction record, and / or a second modification instruction for any transaction information, updating the associated transaction party and the transaction information corresponding to the associated transaction party according to the first modification instruction; and updating the corresponding transaction information according to the second modification instruction;

[0016] Report the updated transaction information to the corresponding regulatory system.

[0017] In a possible implementation, the method further includes:

[0018] For the associated transaction party indicated by the first modification instruction, life cycle information of the associated transaction party is saved, where the life cycle information includes information corresponding to the associated transaction party at each modification stage and the modification time.

[0019] In a possible implementation, the method further includes:

[0020] The life cycle information of the related transaction parties is reported to the corresponding supervision system.

[0021] In a possible implementation manner, before saving the transaction information of any associated transaction party into the same aggregated transaction record, the method further includes:

[0022] Determine whether there is duplication of transaction information of any related party;

[0023] If yes, delete the duplicate information;

[0024] If not, determining for each transaction information whether the transaction information complies with the data requirements of any of the multiple supervision systems;

[0025] If it is consistent, the transaction information is saved; if it is not consistent, a prompt message indicating that the transaction information is wrong is displayed.

[0026] In a second aspect, the present application provides a related transaction reporting device, the device comprising:

[0027] A saving module, used to save the transaction information of any associated transaction party into the same aggregated transaction record; the associated transaction party is a transaction object with an associated relationship; the aggregated transaction record has information reporting items corresponding to multiple regulatory systems;

[0028] The sending module is used to determine the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record; according to the reporting rules, obtain the information reporting items corresponding to the regulatory system from the aggregated transaction record and report them to the regulatory system.

[0029] In a possible implementation, the sending module is specifically used to determine, for any transaction information contained in the aggregated transaction record, a transaction information combination constituted by the transaction information; match the transaction information combination constituted by the transaction information with the reporting rules of the regulatory system, and determine the reporting rules of the regulatory system that match the transaction information; the reporting rules of any regulatory system have a preset correspondence between transaction information combinations and reporting actions; the reporting action indicates the type of reporting content.

[0030] In a possible implementation, the receiving module is further configured to receive a first modification instruction for an associated transaction party in the aggregated transaction record, and / or a second modification instruction for any transaction information, update the associated transaction party and the transaction information corresponding to the associated transaction party according to the first modification instruction; and update the corresponding transaction information according to the second modification instruction;

[0031] The sending module is also used to report the updated transaction information to the corresponding supervision system.

[0032] In a possible implementation, the saving module is further used to save lifecycle information of the associated transaction party indicated by the first modification instruction, wherein the lifecycle information includes information corresponding to the associated transaction party at each modification stage and the modification time.

[0033] In a possible implementation manner, the sending module is further configured to report the life cycle information of the associated transaction party to a corresponding supervision system.

[0034] In a possible implementation, the saving module is also used to determine whether there is duplicate information in the transaction information of any related transaction party; if so, the duplicate information is deleted; if not, for each transaction information, it is determined whether the transaction information complies with the data requirements of any of the multiple regulatory systems; if it does, the transaction information is saved; if it does not, a prompt message indicating that the transaction information is wrong is displayed.

[0035] In a third aspect, the present application further provides an electronic device, which comprises at least a processor and a memory, wherein the processor is configured to implement the steps of any method described in the first aspect when executing a computer program stored in the memory.

[0036] In a fourth aspect, the present application provides a computer-readable storage medium storing a computer program, wherein the computer program, when executed by a processor, implements the steps of any method described in the first aspect.

[0037] In a fifth aspect, the present application provides a computer program product, comprising: a computer program code, when the computer program code is run on a computer, the computer executes the steps of any method described in the first aspect.

[0038] In an embodiment of the present application, the transaction information of any related transaction party is saved in the same aggregated transaction record. The aggregated transaction record has information reporting items corresponding to multiple regulatory systems, thereby avoiding information redundancy caused by repeated storage for different regulatory systems, reducing verification costs, and improving information data quality; determining the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record, and according to the reporting rules, obtaining the information reporting items corresponding to the regulatory system from the aggregated transaction record and reporting them to the regulatory system, without the need for manual filling, greatly improving the efficiency and accuracy of related transaction reporting. BRIEF DESCRIPTION OF THE DRAWINGS

[0039] In order to more clearly illustrate the implementation methods in the embodiments of the present application or the related technologies, the following is a brief introduction to the drawings required for use in the embodiments or the related technology descriptions. Obviously, the drawings described below are some embodiments of the present application, and a person skilled in the art can also obtain other drawings based on these drawings.

[0040] Figure 1 A schematic diagram of a related transaction reporting process provided for some embodiments of the present application;

[0041] Figure 2 A schematic diagram of an aggregated transaction record and information reporting items for two regulatory systems provided for some embodiments of the present application;

[0042] Figure 3A schematic diagram of reporting rules for a related-party transaction supervision system provided for some embodiments of the present application;

[0043] Figure 4 A schematic diagram of reporting rules of an EAST reporting system provided for some embodiments of the present application;

[0044] Figure 5 A schematic diagram of reporting rules for an internal bank system provided for some embodiments of the present application;

[0045] Figure 6 A schematic diagram of reporting rules of a banking and insurance institution regulatory reporting system provided for some embodiments of the present application;

[0046] Figure 7 A schematic diagram of reporting rules of a disclosure system provided for some embodiments of the present application;

[0047] Figure 8 A schematic diagram of the structure of an associated transaction device provided for some embodiments of the present application;

[0048] Fig. 9 A schematic diagram of the structure of an electronic device provided for some embodiments of the present application. DETAILED DESCRIPTION

[0049] In order to make the purpose, technical solutions and advantages of this application clearer, this application will be further described in detail below in conjunction with the accompanying drawings. Obviously, the embodiments described in this application are only part of the embodiments of this application, rather than all the embodiments. Based on the embodiments in this application, all other embodiments obtained by ordinary technicians in this field without making creative work are within the scope of protection of this application.

[0050] It should be noted that the brief description of terms in this application is only for the convenience of understanding the embodiments described below, and is not intended to limit the embodiments of this application. Unless otherwise specified, these terms should be understood according to their ordinary and common meanings.

[0051] The terms "first", "second", "third", etc. in the specification and claims of this application and the above drawings are used to distinguish similar or similar objects or entities, and do not necessarily mean to limit a specific order or sequence, unless otherwise noted. It should be understood that the terms used in this way can be interchangeable under appropriate circumstances.

[0052] The terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover but not exclude inclusion, for example, a product or device comprising a list of components is not necessarily limited to all the components expressly listed but may include other components not expressly listed or inherent to such product or device.

[0053] The term "module" refers to any known or later developed hardware, software, firmware, artificial intelligence, fuzzy logic, or combination of hardware and / or software code that is capable of performing the functions associated with that element.

[0054] Finally, it should be noted that the above embodiments are only used to illustrate the technical solutions of the present application, rather than to limit it. Although the present application has been described in detail with reference to the aforementioned embodiments, those skilled in the art should understand that they can still modify the technical solutions described in the aforementioned embodiments, or replace some or all of the technical features therein with equivalents. However, these modifications or replacements do not cause the essence of the corresponding technical solutions to deviate from the scope of the technical solutions of the embodiments of the present application.

[0055] The following is a description of exemplary embodiments of the present application in conjunction with the accompanying drawings, including various details of the embodiments of the present application to facilitate understanding, which should be considered as merely exemplary. Therefore, those of ordinary skill in the art should recognize that various changes and modifications can be made to the embodiments described herein without departing from the scope of the present application. Similarly, for the sake of clarity and conciseness, the description of well-known functions and structures is omitted in the following description. It should be noted that in the embodiments of the present application, certain software, components, models and other existing solutions in the industry may be mentioned, which should be considered as exemplary, and their purpose is only to illustrate the feasibility of the implementation of the technical solution of the present application, but it does not mean that the applicant has or will necessarily use the solution.

[0056] In the technical solution of this application, the acquisition, transmission, storage, and use of data are in compliance with the requirements of relevant national laws and regulations.

[0057] Before introducing the related transaction reporting method provided by the embodiment of the present application, in order to facilitate understanding, the technical background of the embodiment of the present application is first introduced.

[0058] At present, the main method for reporting related-party transaction data is that the personnel responsible for data reporting refer to the data filling specifications of the banking industry's EAST reporting system and the related-party transaction supervision system. When the related-party transaction data triggers the regulatory reporting conditions, the related-party transactions are manually reported, manually checked, approved, signed and reported.

[0059] However, due to the huge redundancy of related transaction data, a large amount of repetitive information reporting is required manually in related plans, which is prone to omissions and has high verification costs. The efficiency and accuracy of this method are difficult to guarantee.

[0060] Based on this, the present application provides a method, device, equipment, medium and computer program product for reporting related transactions. In this method, the transaction information of any related transaction party is saved in the same aggregated transaction record; the related transaction party is a transaction object with an associated relationship; the aggregated transaction record has information reporting items corresponding to multiple regulatory systems; the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record are determined; according to the reporting rules, the information reporting items corresponding to the regulatory system are obtained from the aggregated transaction record and reported to the regulatory system.

[0061] Embodiment 1:

[0062] Figure 1 A schematic diagram of a related transaction reporting process provided for some embodiments of the present application. Figure 1 As shown, the process includes the following steps:

[0063] S101: Save the transaction information of any associated transaction party into the same aggregated transaction record; the associated transaction party is a transaction object with an associated relationship; the aggregated transaction record has information reporting items corresponding to multiple regulatory systems.

[0064] The related transaction reporting method in the embodiment of the present application is applied to an electronic device, wherein the electronic device may be a server, a PC or other device.

[0065] Related transaction parties refer to transaction objects with associated relationships, including related legal persons, non-legal entities, related natural persons, etc. The transaction information of related transaction parties refers to any transaction-related information such as the transaction type, capital utilization type, transaction type, transaction confidentiality type, underlying asset type, etc. It can also be the information of related transaction parties, such as related legal persons, non-legal entities, related natural persons or associated relationships. The transaction information of any related transaction party may need to be reported to multiple regulatory systems, and the reporting trigger conditions corresponding to each regulatory system are different, and the information reporting items that need to be reported are not exactly the same. Among them, the regulatory reporting system includes but is not limited to the EAST reporting system and the related transaction regulatory reporting system. Figure 2 A schematic diagram of an aggregated transaction record and information reporting items for two regulatory systems provided in some embodiments of the present application. Figure 2 As shown, the information reporting items corresponding to the EAST reporting system include: Table A, etc. For example, Table A is the related party information table. The information reporting items corresponding to the related party transaction supervision system include: Table 1, Table 2, etc. For example, Table 1 is the related party of a legal person or non-legal person organization, and Table 2 is the related party table of a natural person. Figure 2 As shown, there are different items in the information reporting items corresponding to the two regulatory systems, but the contents contained in the different items may be similar.

[0066] Therefore, the transaction information of any related transaction party needs to be saved according to the corresponding information reporting items of each regulatory system, which results in redundant and huge transaction information data of the saved related transaction parties, which is easy to cause omissions and has high verification costs.

[0067] In order to improve the efficiency and accuracy of information storage, in the embodiment of the present application, the transaction information of any related transaction party can be saved in the same aggregated transaction record according to the information reporting items corresponding to multiple regulatory systems. The aggregated transaction record can be in the form of a table or other forms, which is not limited by the present application.

[0068] Specifically, it is possible to integrate and merge the information reporting items corresponding to multiple regulatory systems, and save the transaction information of any related transaction party to the corresponding information reporting item in the same aggregated transaction record according to the integrated information reporting items. For example, according to the integrated information reporting items, a large table of related transaction regulatory reporting data containing each information reporting item is established, and the transaction information of any related transaction party is saved to the corresponding information reporting item in the large table of related transaction regulatory reporting data. For example, for each information reporting item corresponding to the EAST reporting system and the related transaction regulatory reporting system, respectively, and the duplicate and redundant information reporting items between the two regulatory systems are removed, a large table of related transaction regulatory reporting data containing each information reporting item is established. As mentioned above Figure 2As shown, Table A in the EAST reporting system and Tables 1 and 2 in the related-party transaction supervision reporting system are essentially the same information reporting items. According to the methods in the relevant technology, they need to be saved in the tables corresponding to the two supervision systems respectively, so as to report to each supervision system later. The same information reporting item needs to be saved twice, resulting in redundant data being saved. In an embodiment of the present application, the redundant information reporting items between the two supervision systems can be deduplicated, for example, in the form of the following four information reporting items: associated legal persons or non-legal persons, associated legal persons or non-legal persons, life cycles, associated natural persons, and associated natural persons, and saved in the large table of related-party transaction supervision reporting data. The above four information reporting items can be mapped to the information reporting item of the related party information table in the EAST reporting system, and can also be mapped to the two information reporting items of the legal person or non-legal person organization related party and the natural person related party in the related-party transaction supervision reporting system. Therefore, the essentially the same information reporting items in multiple supervision systems can be saved in the same aggregated transaction record, and only saved once. Similarly, Table A in the EAST reporting system, and Tables 1 and 2 in the related-party transaction supervision reporting system can be mapped and saved as Table A1 and Table A2 in the related-party transaction supervision reporting data table, respectively. Specifically, for example, the financial product information table in the EAST reporting system and the financial product information in the related-party transaction supervision reporting system can be mapped and saved as financial products in the related-party transaction supervision reporting data table. In addition, the related-party transaction supervision reporting data table can additionally save related-party transaction contracts for the convenience of relevant personnel to review. The major related-party transaction details, related-party transaction summary table in the EAST reporting system, and the related-party transaction details table and single related-party transaction in the related-party transaction supervision reporting system can be mapped and saved as related-party transactions in the related-party transaction supervision reporting data table. A single related-party transaction in the related-party transaction supervision reporting system can be mapped and saved as related-party transactions of fund utilization, benefit transfer, service, insurance business and other types of related-party transactions in the related-party transaction supervision reporting data table. The annual basic data and quarterly basic data of institutions in the related-party transaction supervision and reporting system can be mapped and saved as the basic data of related-party transactions in the related-party transaction supervision and reporting data table. The statistics table of related-party transactions with a single related party in the related-party transaction supervision and reporting system can be mapped and saved as the statistics of single related-party fund utilization transactions in the related-party supervision and reporting data table. The statistics table of fund utilization related-party transactions in the related-party supervision and reporting system can be mapped and saved as the statistics of fund utilization transactions in the related-party supervision and reporting data table. This ensures the uniqueness and integrity of each information reporting item in the related-party transaction supervision and reporting table, and ensures that each information reporting item fully maps the different information reporting items of the EAST reporting system and the related-party transaction supervision and reporting system, as well as the different reporting rules.If transaction information of any related transaction party is received, the related information can be saved to the corresponding information reporting item in the related transaction supervision reporting table.

[0069] Based on the method in the embodiment of the present application, the transaction information of related transaction parties is saved in the same aggregate transaction record, and the information reporting items corresponding to multiple regulatory systems and different reporting rules are mapped at the same time, eliminating the redundant work of maintaining and saving multiple information reporting item tables corresponding to multiple regulatory systems at the same time.

[0070] S102: Determine a reporting rule of any regulatory system that matches the transaction information included in the aggregated transaction record.

[0071] Since different regulatory systems have different reporting requirements, that is, different regulatory systems have different triggering conditions for reporting, the information reporting items that need to be reported are not exactly the same. In related technologies, the reporting rules of different regulatory systems are saved in multiple natural language description documents. Complex reporting rules are difficult to describe completely and clearly in natural language, and are prone to omissions and high communication costs. There are differences in understanding and ambiguity. The business and technical personnel of the responsible unit need to determine which regulatory system the transaction information of each related transaction party needs to be reported to and the content of the information reporting items that need to be reported. As a result, the efficiency and accuracy of related transaction reporting are difficult to guarantee.

[0072] In order to improve the accuracy and efficiency of related transaction reporting, in the embodiment of the present application, the transaction information included in the triggering conditions for reporting by each regulatory system can be determined in advance according to the reporting requirements of each regulatory system, and the reporting actions that need to be performed under different circumstances are determined by each regulatory system to generate reporting rules for each regulatory system. Among them, the reporting rules contain the corresponding relationship between the preset transaction information combination and the reporting action.

[0073] For the transaction information contained in the aggregated transaction record, the reporting rules of any regulatory system that matches the transaction information of the associated transaction party can be determined, and the reporting rules include the reporting actions that need to be performed on the regulatory system and the corresponding information reporting items.

[0074] Specifically, a decision model can be used to accurately express the complex business logic of the reporting rules corresponding to each regulatory system.

[0075] S103: According to the reporting rule, each information reporting item corresponding to the supervision system is obtained from the aggregated transaction record and reported to the supervision system.

[0076] According to the reporting actions and corresponding information reporting items contained in the reporting rules, the information reporting items corresponding to the regulatory system contained in the transaction information of the related transaction party are obtained from the aggregated transaction record and reported to the regulatory system. It should be noted that the information reporting item can be the transaction information of the related transaction party, or the information of the related transaction party that has an associated relationship with the related transaction party contained in the aggregated transaction record.

[0077] In an embodiment of the present application, the transaction information of any related transaction party is saved in the same aggregated transaction record. The aggregated transaction record has information reporting items corresponding to multiple regulatory systems, thereby avoiding information redundancy caused by repeated storage for different regulatory systems, reducing verification costs, and improving information data quality; determining the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record, and according to the reporting rules, obtaining the information reporting items corresponding to the regulatory system from the aggregated transaction record and reporting them to the regulatory system, without the need for manual filling, greatly improving the efficiency and accuracy of related transaction reporting.

[0078] Embodiment 2:

[0079] In order to further improve the accuracy of related-party transaction reporting, based on the above embodiment, in the embodiment of the present application, the reporting rule of any regulatory system that matches the transaction information contained in the aggregated transaction record is determined, including:

[0080] For any transaction information included in the aggregated transaction record, determining a transaction information combination constituted by the transaction information;

[0081] The transaction information combination composed of the transaction information is matched with the reporting rules of the regulatory system to determine the reporting rules of the regulatory system matching the transaction information; the reporting rules of any regulatory system have a corresponding relationship between a preset transaction information combination and a reporting action; the reporting action indicates the type of reporting content.

[0082] Since there are many different types of transaction information, such as transaction type, fund utilization type, transaction occurrence type, etc., the transaction information combination composed of different types of transaction information may comply with the reporting rules of at least one regulatory system, thereby triggering reporting to the regulatory system. Therefore, for the transaction information of any related transaction party contained in the aggregated transaction record, the transaction information combination composed of the transaction information can be determined. The transaction information combination composed of the transaction information is matched with the preset reporting rules of the regulatory system to determine the reporting rules of the regulatory system that match the transaction information. The reporting rules of the regulatory system have a correspondence between preset transaction information combinations and reporting actions, where the reporting action indicates the reporting content type, that is, the information reporting items that need to be reported and the form of reporting.

[0083] In order to further improve the accuracy of related transaction reporting, based on the above embodiments, in the embodiment of the present application, the preset transaction information combination includes at least one of transaction type, fund application type, transaction occurrence type, transaction confidentiality type, underlying asset type, and reporting frequency;

[0084] The reporting action includes whether to report and different reporting content types.

[0085] In order to further improve the accuracy of related transaction reporting, in the embodiment of the present application, the preset transaction information combination includes at least one of the following types of transaction information: transaction type, fund application type, transaction occurrence type, transaction confidentiality type, underlying asset type, and reporting frequency. The reporting action includes whether to report and the type of reporting content. According to the reporting content type, each information reporting item corresponding to the reporting content type can be obtained from the aggregated transaction information record for reporting.

[0086] Specifically, the decision model can be used to analyze the structure of the complex business rules, i.e., reporting rules, for related transactions in each regulatory system, sort out different combinations of transaction information, determine the reporting actions that need to be performed in different situations, and form a decision model for related transactions covering multiple regulatory systems. Decision tables can also be used to intuitively express reporting rules. For example, five decision models can be set for the following five regulatory systems: internal bank systems, EAST reporting systems, related transaction regulatory reporting systems, banking and insurance regulatory reporting systems, and disclosure systems. Each decision model performs different forms of related transaction reporting for different regulatory systems, including signing and reporting related transaction data for internal bank systems, reporting related transaction data for EAST reporting systems and related transaction regulatory reporting systems, submitting written reports on related transactions to banking and insurance regulatory reporting systems, and submitting related transaction disclosure reports to the disclosure system.

[0087] The following is a few specific examples to further illustrate the process of matching reporting rules in the embodiments of the present application.

[0088] Figure 3 A schematic diagram of reporting rules for a related-party transaction supervision system provided for some embodiments of the present application. Figure 3As shown, the reporting rules include a combination of transaction information consisting of the following types of transaction information: transaction type, capital application type, transaction occurrence type, underlying asset type and reporting frequency; wherein the transaction information of the transaction type includes the first transaction type, the second transaction type, the third transaction type and the fourth transaction type; the transaction information of the capital application type includes the first capital application type and the second capital application type; the transaction information corresponding to the transaction occurrence type includes the first occurrence type, the second occurrence type, the third occurrence type and the fourth occurrence type. The transaction information corresponding to the underlying asset type includes the first asset type and the second asset type. The transaction information corresponding to the reporting frequency includes transaction by transaction, monthly and quarterly. The reporting rules also include the reporting actions corresponding to each combination of transaction information. wherein, the reporting actions include: action 0-no action; action 1-submit A1 table; action 2.1-submit B1 table, and does not include XX1 information; action 2.2-submit B1 table, for the execution of XX2; action 2.3-submit B1 table (including XX3); action 3-submit C1 table. For example, the transaction information of any associated transaction party constitutes a transaction information combination of: first transaction type, first occurrence type, first capital application type, first asset type, and transaction by transaction; then the transaction information combination is Figure 3 The first line of reporting rules of the related-party transaction supervision system shown in the figure matches, and the reporting action corresponding to the transaction information combination is action 1+3, that is, the reporting content type includes table A1 and table C1, then the corresponding information reporting items can be extracted from the aggregated transaction records according to the reporting content type and reported to the related-party transaction supervision system. For other transaction information combinations and their corresponding reporting actions of the related-party transaction supervision system, please refer to Figure 3 , I will not go into details here.

[0089] Figure 4 A schematic diagram of the reporting rules of the EAST reporting system provided for some embodiments of the present application. Figure 4As shown, the reporting rules include a combination of transaction information consisting of the following types of transaction information: transaction type, capital application type, transaction occurrence type, underlying asset type, exceptions and reporting frequency; wherein the transaction information of the transaction type includes the first transaction type, the second transaction type, the third transaction type and the fourth transaction type; the transaction information of the capital application type includes the first capital application type and the second capital application type; the transaction information corresponding to the transaction occurrence type includes the first occurrence type, the second occurrence type, the third occurrence type and the fourth occurrence type. The transaction information corresponding to the underlying asset type includes the first asset type and the second asset type. The transaction information corresponding to the exceptions includes other special situations and normal situations that need to be reported one by one; the transaction information corresponding to the reporting frequency includes monthly. The reporting rules also include the reporting actions corresponding to each combination of transaction information. wherein, the reporting actions include: action 0-no action; action 1-submit A1 form; action 2.1-submit B1 form, and does not include XX1; action 2.2-B1 form, for the execution of XX2; action 2.3-submit B1 form, for XX3; action 3-submit C1 form. For example, the transaction information of any related party constitutes the following transaction information combination: first transaction type, first occurrence type, first capital application type, first asset type, other special circumstances or normal circumstances that need to be reported transaction by transaction, monthly; then the transaction information combination is Figure 4 The first line of the EAST reporting system is matched, and the reporting action corresponding to the transaction information combination is action 1+2.3+3, that is, the reporting content type includes A1 table and B1 table. For XX3 and C1 table, the corresponding information reporting items can be extracted from the aggregated transaction records according to the reporting content type and reported to the EAST reporting system. For other transaction information combinations of the EAST reporting system and their corresponding reporting actions, please refer to Figure 4 , I will not go into details here.

[0090] Figure 5 A schematic diagram of reporting rules for a bank's internal system is provided for some embodiments of the present application. Figure 5As shown, the reporting rules include a transaction information combination consisting of the following types of transaction information: transaction type, fund utilization type, transaction occurrence type, transaction confidentiality type and reporting frequency; wherein, the transaction information of the transaction type includes the first transaction type, the second transaction type, the third transaction type and the fourth transaction type; the transaction information of the fund utilization type includes the first fund utilization type and the second fund utilization type; the transaction information corresponding to the transaction occurrence type includes the first occurrence type, the second occurrence type, the third occurrence type and the fourth occurrence type. The transaction information corresponding to the transaction confidentiality type includes confidential and non-confidential. The transaction information corresponding to the reporting frequency includes transaction-by-transaction and monthly. The reporting rules also include reporting actions corresponding to each transaction information combination. Among them, the reporting actions include: action 0-no action; action 1-data submission signing; action 2-disclosure signing; action 3-written statement signing. For example, the transaction information of any related transaction party constitutes a transaction information combination of: the first transaction type, the first fund utilization type, the first occurrence type, confidential, and transaction-by-transaction; then the transaction information combination is Figure 5 The first line of reporting rules of the bank's internal system is matched, and the reporting action corresponding to the transaction information combination is action 1+3, that is, data reporting and written statement reporting, then the corresponding information reporting items can be extracted from the aggregated transaction records according to the reporting content type and reported to the bank's internal system. For other transaction information combinations and their corresponding reporting actions in the bank's internal system, please refer to Figure 5 , I will not go into details here.

[0091] Figure 6 A schematic diagram of the reporting rules of a banking and insurance institution regulatory reporting system provided for some embodiments of the present application. Figure 6 As shown, the reporting rules include transaction information combinations consisting of the following types of transaction information: transaction type, fund utilization type, transaction occurrence type, and transaction confidentiality type; wherein, the transaction information of the transaction type includes the first transaction type, the second transaction type, the third transaction type, and the fourth transaction type; the transaction information of the fund utilization type includes the first fund utilization type and the second fund utilization type; the transaction information corresponding to the transaction occurrence type includes the first occurrence type, the second occurrence type, the third occurrence type, and the fourth occurrence type. The transaction information corresponding to the transaction confidentiality type includes confidential and non-confidential. The reporting rules also include reporting actions corresponding to each transaction information combination. Among them, the reporting actions include: action 0-no action; action 1-write a written explanation to the banking and insurance regulatory reporting system through OA N working days before the prescribed period for information disclosure, where N can be freely set according to needs, for example, N is 5. For example, the transaction information combination consisting of the transaction information of any related transaction party is: the first transaction type, the first fund utilization type, the first occurrence type, and confidentiality; then this transaction information combination is the same as Figure 6The first line of reporting rules of the banking and insurance regulatory reporting system shown in the figure matches, and the reporting action corresponding to the transaction information combination is action 1, that is, N working days before the information disclosure deadline, a written explanation is submitted to the banking and insurance regulatory reporting system through OA. Then, N working days before the preset information disclosure deadline, the corresponding information reporting items can be extracted from the aggregated transaction records according to the reporting content type and submitted to the banking and insurance regulatory reporting system. For other transaction information combinations and their corresponding reporting actions in the bank's internal system, please refer to Figure 6 , I will not go into details here.

[0092] Figure 7 A schematic diagram of the reporting rules of a disclosure system provided for some embodiments of the present application. Figure 7 As shown, the reporting rules include a combination of transaction information consisting of the following types of transaction information: transaction type, fund application type, transaction occurrence type, transaction confidentiality type and reporting frequency; among them, the transaction information of the transaction type includes the first transaction type, the second transaction type, the third transaction type and the fourth transaction type; the transaction information of the fund application type includes the first fund application type and the second fund application type; the transaction information corresponding to the transaction occurrence type includes new occurrence, renewal, substantial change and non-substantial change. The transaction information corresponding to the transaction confidentiality type includes confidential and non-confidential. The transaction information corresponding to the reporting frequency includes transaction by transaction and quarterly. The reporting rules also include the reporting actions corresponding to each combination of transaction information. Among them, the reporting actions include: action 0-no action; action 1-disclosure within M1 working days; action 2-disclosure within M2 working days; action 3-quarterly disclosure, where M1 and M2 can be freely set according to needs, for example, M1 is 10 and M2 is 15. For example, the transaction information of any associated transaction party constitutes a transaction information combination of: first transaction type, first fund application type, first occurrence type, confidential, and transaction by transaction; then the transaction information combination is Figure 5 The first line of reporting rules of the bank's internal system is matched, and the reporting action corresponding to this transaction information combination is action 0, that is, no action. For other transaction information combinations of the disclosure system and their corresponding reporting actions, please refer to Figure 7 , I will not go into details here.

[0093] In an embodiment of the present application, for any transaction information contained in the aggregated transaction record, the transaction information combination constituted by the transaction information can be determined, the transaction information combination constituted by the transaction information can be matched with the reporting rules of the regulatory system, and the reporting rules of the regulatory system that match the transaction information can be determined, so that the information reporting items in the aggregated transaction record can be extracted for reporting according to the reporting actions contained in the reporting rules and the reporting content types indicated therein.

[0094] Embodiment 3:

[0095] In order to further improve the accuracy of related-party transaction reporting, based on the above embodiments, in the embodiment of the present application, the method further includes:

[0096] Receiving a first modification instruction for an associated transaction party in the aggregated transaction record, and / or a second modification instruction for any transaction information, updating the associated transaction party and the transaction information corresponding to the associated transaction party according to the first modification instruction; and updating the corresponding transaction information according to the second modification instruction;

[0097] Report the updated transaction information to the corresponding regulatory system.

[0098] Since the reporting of related-party transactions involves the requirement of tracking reporting, that is, any changes in any related-party transaction or transaction information need to be recorded and reported. Therefore, if a first modification instruction is received for a related-party transaction in the aggregated transaction record, the related-party transaction and the transaction information corresponding to the related-party transaction can be updated according to the first modification instruction; if a second modification instruction is received for any transaction information, the corresponding transaction information is updated according to the second modification instruction. The updated transaction information is reported to the corresponding regulatory system, thereby further improving the accuracy and flexibility of related-party transaction reporting.

[0099] In an embodiment of the present application, when a first modification instruction is received for an associated transaction party in an aggregated transaction record, the associated transaction party and the transaction information corresponding to the associated transaction party are updated according to the first modification instruction; and / or, when a second transaction instruction is received for an associated transaction party, the corresponding transaction information is updated according to the second modification instruction; and the updated transaction information is reported to the corresponding regulatory system, thereby further improving the accuracy and flexibility of related transaction reporting.

[0100] In order to further improve the accuracy of related-party transaction reporting, based on the above embodiments, in the embodiment of the present application, the method further includes:

[0101] For the associated transaction party indicated by the first modification instruction, life cycle information of the associated transaction party is saved, where the life cycle information includes information corresponding to the associated transaction party at each modification stage and the modification time.

[0102] For the associated transaction party indicated by the first modification instruction, the associated transaction party and the transaction information corresponding to the associated transaction party can be updated in the aggregated transaction record according to the first modification instruction; and the life cycle information of the associated transaction party can be saved in the aggregated transaction record. The life cycle information includes the information of the updated version corresponding to the associated transaction party at each modification stage and the modification and update time.

[0103] In order to further improve the accuracy of related-party transaction reporting, based on the above embodiments, in the embodiment of the present application, the method further includes:

[0104] The life cycle information of the related transaction parties is reported to the corresponding supervision system.

[0105] In an embodiment of the present application, the life cycle information of the related transaction parties may also be reported to the corresponding supervision system to meet the tracking reporting requirements for the related transaction parties.

[0106] In a possible implementation, the information reporting items corresponding to the related transaction parties in the aggregated transaction records include related legal persons or non-legal organizations, related natural persons, and related party relationships, which can be set in the form of two tables, including a table of information reporting items and a life cycle table corresponding to the information reporting items. The latest records are saved through the entity table of the information reporting item itself, such as the table of related natural persons, so that the responsible unit can query and read them at any time. The life cycle table corresponding to the information reporting item records the change trajectory throughout the process and can be reported to the supervision system at the same time.

[0107] Embodiment 4:

[0108] In order to further improve the data accuracy of related transactions, and thus further improve the accuracy of related transaction reporting, based on the above embodiments, in the embodiment of the present application, before saving the transaction information of any related transaction party into the same aggregated transaction record, the method further includes:

[0109] Determine whether there is duplication of transaction information of any related party;

[0110] If yes, delete the duplicate information;

[0111] If not, determining for each transaction information whether the transaction information complies with the data requirements of any of the multiple supervision systems;

[0112] If it is consistent, the transaction information is saved; if it is not consistent, a prompt message indicating that the transaction information is wrong is displayed.

[0113] While reporting related transactions in accordance with related transaction supervision requirements, it is also particularly important to improve the data quality of related transactions. In order to further improve the accuracy of related transaction reporting, on the basis of the above-mentioned embodiments, in the embodiments of the present application, before saving the transaction information of any related transaction party in the same aggregated transaction record, the transaction information of the related transaction party can be deduplicated, that is, to determine whether there is duplicate information in the transaction information of any related transaction party entered, including whether there is duplicate information in the transaction information of the related transaction party itself, or whether there is duplicate information of the transaction information of the related transaction party in the aggregated transaction record. If so, any duplicate information can be deleted to ensure the uniqueness of the data saved in the aggregated transaction record. If not, the transaction information of the related transaction party can be further verified to determine whether the transaction information of the related transaction party meets the data requirements of any of the multiple regulatory systems, so that it can be directly reported later. If it complies, the transaction information of the related transaction party can be saved in the aggregated transaction record; if it does not comply, a prompt message indicating that the transaction information of the related transaction party is incorrect can be displayed so that relevant personnel can modify it in time, thereby realizing related transaction limit management, triggering major related transaction risk prompts and other functions, and strengthening related transaction risk warnings.

[0114] In a possible implementation, in order to realize the functions of inputting, verifying, reviewing and submitting transaction information data of related transaction parties, reduce the reporting cost of related transaction, improve the data quality of related transaction information, and meet the needs of related transaction compliance management, a related data information management platform system can be established, which can be used to manage aggregated transaction records, realize automatic aggregation and report generation of related transaction data according to the regulatory data information reporting requirements, reduce manual statistics, verification, and reporting costs, and improve the quality of report data. For example, according to the reporting rules of multiple regulatory systems, the following information reporting items are set in the aggregated transaction records, including but not limited to: related legal persons or non-legal persons, related legal persons or non-legal persons life cycle, related natural persons, related natural persons life cycle, related party relationship, related party relationship life cycle, financial products, related party contracts, related transactions, fund utilization related transactions, interest transfer related transactions, service related transactions, insurance business and other related transactions, related transaction basic data, single related party fund utilization transaction statistics, fund utilization transaction statistics. The system supports responsible units to add and maintain the above data, automatically completes data information format verification, connects to the EAST reporting system and related transaction supervision system, and automatically generates and completes various regulatory reporting reports that comply with the reporting specifications of the banking and insurance regulatory reporting system.

[0115] Among them, the associated data information management platform system supports manual entry, batch import, and information update of transaction information of associated transaction parties. Among them, information update refers to supporting the responsible unit to update the transaction information of associated transaction parties within a specific range in order to meet the traceable update requirements of the transaction information of associated transaction parties. Specifically, the transaction information of associated transaction parties within a specific range can be updated based on the newly entered data, and the traceable change history records can be retained. The associated data information management platform system also supports information query of associated transaction parties. For example, it can automatically form a currently valid associated legal person or non-legal person organization data table and an associated natural person data table, including currently valid data information, historical data, update tracks, etc., to facilitate confirmation and verification by relevant personnel. The associated data information management platform system can also be integrated with the above-mentioned decision model, and for the transaction information of any associated transaction party in the aggregated transaction record, determine the reporting rules of any regulatory system that matches the transaction information; according to the reporting rules, obtain the corresponding information reporting items of the regulatory system from the aggregated transaction record and report them to the regulatory system. Specifically, various regulatory reporting reports that meet the reporting specifications of the regulatory system can be automatically generated for each information reporting item to be reported.

[0116] In one possible implementation, the related transaction data information management platform system can support automatic acquisition of annual basic data and quarterly basic data, including annual total assets, annual net assets, quarterly total assets, and quarterly net assets, based on the aggregated transaction records in the system before a fixed time point, and generate a related transaction basic data table for data query by relevant responsible units, and submit basic data in accordance with regulatory requirements.

[0117] The related-party transaction reporting method in the embodiment of the present application is to improve the quality of related-party transaction data while implementing the related-party transaction supervision requirements for banks and insurance companies, flexibly adapt to the supervision requirements of different supervision systems, optimize a large amount of repetitive data information in different supervision systems, and save the redundant work of the related-party transaction responsible units to simultaneously maintain and fill in at least two sets of supervision reporting requirements; adopt a decision model to comprehensively, meticulously, clearly and accurately express the complex business logic of the reporting rules for related-party transaction reporting, clarify, structure and visualize the complex business concept logic of the related-party transaction-related reporting rules, and meticulously clarify the reporting statistical caliber and business concepts, so as to flexibly and quickly respond to changes in supervision reporting requirements, reduce operational risks, and improve the efficiency of related-party transaction reporting.

[0118] Embodiment 5:

[0119] Based on the same technical concept and on the basis of the above embodiments, in an embodiment of the present application, a related transaction reporting device is provided. Figure 8 A schematic diagram of a related transaction device provided in some embodiments of the present application. Figure 8 As shown, the device comprises:

[0120] The saving module 801 is used to save the transaction information of any associated transaction party into the same aggregated transaction record; the associated transaction party is a transaction object with an associated relationship; the aggregated transaction record has information reporting items corresponding to multiple regulatory systems;

[0121] The sending module 802 is used to determine the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record; according to the reporting rules, obtain the information reporting items corresponding to the regulatory system from the aggregated transaction record and report them to the regulatory system.

[0122] In a possible implementation, the sending module 802 is specifically used to determine, for any transaction information included in the aggregated transaction record, a transaction information combination constituted by the transaction information; match the transaction information combination constituted by the transaction information with the reporting rules of the regulatory system, and determine the reporting rules of the regulatory system that match the transaction information; the reporting rules of any regulatory system have a preset correspondence between transaction information combinations and reporting actions; the reporting action indicates the type of reporting content.

[0123] In a possible implementation, the receiving module 801 is further configured to receive a first modification instruction for an associated transaction party in the aggregated transaction record, and / or a second modification instruction for any transaction information, update the associated transaction party and the transaction information corresponding to the associated transaction party according to the first modification instruction; and update the corresponding transaction information according to the second modification instruction;

[0124] The sending module 802 is also used to report the updated transaction information to the corresponding supervision system.

[0125] In a possible implementation, the saving module 801 is further used to save the life cycle information of the associated transaction party indicated by the first modification instruction, wherein the life cycle information includes the information corresponding to the associated transaction party at each modification stage and the modification time.

[0126] In a possible implementation, the sending module 802 is further configured to report the life cycle information of the associated transaction party to a corresponding supervision system.

[0127] In a possible implementation, the saving module 801 is also used to determine whether there is duplicate information in the transaction information of any related transaction party; if so, the duplicate information is deleted; if not, for each transaction information, it is determined whether the transaction information complies with the data requirements of any of the multiple regulatory systems; if it does, the transaction information is saved; if it does not, a prompt message indicating that the transaction information is wrong is displayed.

[0128] In an embodiment of the present application, the transaction information of any related transaction party is saved in the same aggregated transaction record. The aggregated transaction record has information reporting items corresponding to multiple regulatory systems, thereby avoiding information redundancy caused by repeated storage for different regulatory systems, reducing verification costs, and improving information data quality; determining the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record, and according to the reporting rules, obtaining the information reporting items corresponding to the regulatory system from the aggregated transaction record and reporting them to the regulatory system, without the need for manual filling, greatly improving the efficiency and accuracy of related transaction reporting.

[0129] Embodiment 6:

[0130] Based on the same technical concept, on the basis of the above embodiments, in an embodiment of the present application, an electronic device is provided, which can realize the functions of the information disclosure device mentioned above. Fig. 9 A schematic diagram of the structure of an electronic device provided in some embodiments of the present application. Fig. 9 As shown, the electronic device includes: a processor 901, a communication interface 902, a memory 903 and a communication bus 904, wherein the processor 901, the communication interface 902, and the memory 903 communicate with each other through the communication bus 904;

[0131] The memory 903 stores a computer program. When the program is executed by the processor 901, the processor 901 performs the following steps:

[0132] Saving the transaction information of any associated transaction party into the same aggregated transaction record; the associated transaction party is a transaction object with an associated relationship; the aggregated transaction record has information reporting items corresponding to multiple regulatory systems;

[0133] Determine the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record; according to the reporting rules, obtain each information reporting item corresponding to the regulatory system from the aggregated transaction record and report it to the regulatory system.

[0134] In a possible implementation, the processor 901 is further used to determine, for any transaction information included in the aggregated transaction record, a transaction information combination constituted by the transaction information; match the transaction information combination constituted by the transaction information with the reporting rules of the regulatory system, and determine the reporting rules of the regulatory system that match the transaction information; the reporting rules of any regulatory system have a preset correspondence between transaction information combinations and reporting actions; the reporting action indicates the type of reporting content.

[0135] In a possible implementation, the processor 901 is also used to receive a first modification instruction for an associated transaction party in the aggregated transaction record, and / or a second modification instruction for any transaction information, update the associated transaction party and the transaction information corresponding to the associated transaction party according to the first modification instruction; update the corresponding transaction information according to the second modification instruction; and report the updated transaction information to the corresponding regulatory system.

[0136] In a possible implementation, the processor 901 is further configured to save lifecycle information of the associated transaction party indicated by the first modification instruction, wherein the lifecycle information includes information corresponding to the associated transaction party at each modification stage and modification time.

[0137] In a possible implementation, the processor 901 is further configured to report the lifecycle information of the associated transaction party to a corresponding supervision system.

[0138] In a possible implementation, the processor 901 is also used to determine whether there is duplicate information in the transaction information of any related transaction party; if so, the duplicate information is deleted; if not, for each transaction information, it is determined whether the transaction information complies with the data requirements of any of the multiple regulatory systems; if it does, the transaction information is saved; if it does not, a prompt message indicating that the transaction information is wrong is displayed.

[0139] The communication bus mentioned in the above electronic device can be a Peripheral Component Interconnect (PCI) bus or an Extended Industry Standard Architecture (EISA) bus, etc. The communication bus can be divided into an address bus, a data bus, a control bus, etc. For ease of representation, only one thick line is used in the figure, but it does not mean that there is only one bus or one type of bus.

[0140] The communication interface 902 is used for communication between the electronic device and other devices.

[0141] The memory may include a random access memory (RAM) or a non-volatile memory (NVM), such as at least one disk memory. Optionally, the memory may also be at least one storage device located away from the aforementioned processor.

[0142] The above-mentioned processor can be a general-purpose processor, including a central processing unit, a network processor (Network Processor, NP), etc.; it can also be a digital signal processing processor (Digital Signal Processing, DSP), an application-specific integrated circuit, a field programmable gate array or other programmable logic device, a discrete gate or transistor logic device, a discrete hardware component, etc.

[0143] In an embodiment of the present application, the transaction information of any related transaction party is saved in the same aggregated transaction record. The aggregated transaction record has information reporting items corresponding to multiple regulatory systems, thereby avoiding information redundancy caused by repeated storage for different regulatory systems, reducing verification costs, and improving information data quality; determining the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record, and according to the reporting rules, obtaining the information reporting items corresponding to the regulatory system from the aggregated transaction record and reporting them to the regulatory system, without the need for manual filling, greatly improving the efficiency and accuracy of related transaction reporting.

[0144] Embodiment 7:

[0145] Based on the same inventive concept, on the basis of the above embodiments, in an embodiment of the present application, a computer-readable storage medium is provided, in which a computer program executable by a processor is stored. When the program runs on the processor, the processor implements the following steps when executing:

[0146] Saving the transaction information of any associated transaction party into the same aggregated transaction record; the associated transaction party is a transaction object with an associated relationship; the aggregated transaction record has information reporting items corresponding to multiple regulatory systems;

[0147] Determine the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record; according to the reporting rules, obtain each information reporting item corresponding to the regulatory system from the aggregated transaction record and report it to the regulatory system.

[0148] In a possible implementation, determining a reporting rule of any regulatory system that matches the transaction information included in the aggregated transaction record includes:

[0149] For any transaction information included in the aggregated transaction record, determining a transaction information combination constituted by the transaction information;

[0150] The transaction information combination composed of the transaction information is matched with the reporting rules of the regulatory system to determine the reporting rules of the regulatory system matching the transaction information; the reporting rules of any regulatory system have a corresponding relationship between a preset transaction information combination and a reporting action; the reporting action indicates the type of reporting content.

[0151] In a possible implementation, the preset transaction information combination includes at least one of transaction type, fund application type, transaction occurrence type, transaction confidentiality type, underlying asset type, and reporting frequency;

[0152] The reporting action includes whether to report and different reporting content types.

[0153] In a possible implementation, the method further includes:

[0154] Receiving a first modification instruction for an associated transaction party in the aggregated transaction record, and / or a second modification instruction for any transaction information, updating the associated transaction party and the transaction information corresponding to the associated transaction party according to the first modification instruction; and updating the corresponding transaction information according to the second modification instruction;

[0155] Report the updated transaction information to the corresponding regulatory system.

[0156] In a possible implementation, the method further includes:

[0157] For the associated transaction party indicated by the first modification instruction, life cycle information of the associated transaction party is saved, where the life cycle information includes information corresponding to the associated transaction party at each modification stage and the modification time.

[0158] In a possible implementation, the method further includes:

[0159] The life cycle information of the related transaction parties is reported to the corresponding supervision system.

[0160] In a possible implementation manner, before saving the transaction information of any associated transaction party into the same aggregated transaction record, the method further includes:

[0161] Determine whether there is duplication of transaction information of any related party;

[0162] If yes, delete the duplicate information;

[0163] If not, determining for each transaction information whether the transaction information complies with the data requirements of any of the multiple supervision systems;

[0164] If it is consistent, the transaction information is saved; if it is not consistent, a prompt message indicating that the transaction information is wrong is displayed.

[0165] The above-mentioned computer-readable storage medium can be any available medium or data storage device that can be accessed by the processor in the electronic device, including but not limited to magnetic storage such as floppy disks, hard disks, magnetic tapes, magneto-optical disks (MO), etc., optical storage such as CD, DVD, BD, HVD, etc., and semiconductor storage such as ROM, EPROM, EEPROM, non-volatile memory (NANDFLASH), solid-state drive (SSD), etc.

[0166] In an embodiment of the present application, the transaction information of any related transaction party is saved in the same aggregated transaction record. The aggregated transaction record has information reporting items corresponding to multiple regulatory systems, thereby avoiding information redundancy caused by repeated storage for different regulatory systems, reducing verification costs, and improving information data quality; determining the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record, and according to the reporting rules, obtaining the information reporting items corresponding to the regulatory system from the aggregated transaction record and reporting them to the regulatory system, without the need for manual filling, greatly improving the efficiency and accuracy of related transaction reporting.

[0167] Based on the same inventive concept, the embodiment of the present application also provides a computer program product, which includes: computer program code, when the computer program code is run on a computer, the computer executes any of the related-party transaction reporting methods discussed above. Since the principle of solving the problem by the above-mentioned computer program product is similar to that of the related-party transaction reporting method, the implementation of the above-mentioned computer program product can refer to the implementation of the method, and the repeated parts will not be repeated.

[0168] In an embodiment of the present application, the transaction information of any related transaction party is saved in the same aggregated transaction record. The aggregated transaction record has information reporting items corresponding to multiple regulatory systems, thereby avoiding information redundancy caused by repeated storage for different regulatory systems, reducing verification costs, and improving information data quality; determining the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record, and according to the reporting rules, obtaining the information reporting items corresponding to the regulatory system from the aggregated transaction record and reporting them to the regulatory system, without the need for manual filling, greatly improving the efficiency and accuracy of related transaction reporting.

[0169] Those skilled in the art will appreciate that the embodiments of the present application may be provided as methods, systems, or computer program products. Therefore, the present application may adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment in combination with software and hardware. Moreover, the present application may adopt the form of a computer program product implemented in one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) that contain computer-usable program code.

[0170] The present application is described with reference to the flowcharts and / or block diagrams of the methods, devices (systems), and computer program products according to the present application. It should be understood that each process and / or box in the flowchart and / or block diagram, as well as the combination of the processes and / or boxes in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to produce a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowchart and / or block diagram. Figure 1 A process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0171] These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing device to operate in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture comprising an instruction device, which implements the process Figure 1 A process or multiple processes and / or boxes Figure 1 A function specified in one or more boxes.

[0172] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of operating steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing instructions for implementing the process in the computer or other programmable device. Figure 1 A process or multiple processes and / or boxes Figure 1 The steps for the functions specified in one or more boxes.

[0173] Obviously, those skilled in the art can make various changes and modifications to the present application without departing from the spirit and scope of the present application. Thus, if these modifications and variations of the present application fall within the scope of the claims of the present application and their equivalents, the present application is also intended to include these modifications and variations.

Claims

1. A method for reporting related transactions, characterized in that: The method comprises: Saving the transaction information of any associated transaction party into the same aggregated transaction record; the associated transaction party is a transaction object with an associated relationship; the aggregated transaction record has information reporting items corresponding to multiple regulatory systems; Determine the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record; according to the reporting rules, obtain each information reporting item corresponding to the regulatory system from the aggregated transaction record and report it to the regulatory system.

2. The method according to claim 1, characterized in that The determining of a reporting rule for any regulatory system that matches the transaction information included in the aggregated transaction record includes: For any transaction information included in the aggregated transaction record, determining a transaction information combination constituted by the transaction information; The transaction information combination composed of the transaction information is matched with the reporting rules of the regulatory system to determine the reporting rules of the regulatory system matching the transaction information; the reporting rules of any regulatory system have a corresponding relationship between a preset transaction information combination and a reporting action; the reporting action indicates the type of reporting content.

3. The method according to claim 2, characterized in that The preset transaction information combination includes at least one of transaction type, fund utilization type, transaction occurrence type, transaction confidentiality type, underlying asset type, and reporting frequency; The reporting action includes whether to report and different reporting content types.

4. The method according to any one of claims 1 to 3, characterized in that: The method further comprises: Receiving a first modification instruction for an associated transaction party in the aggregated transaction record, and / or a second modification instruction for any transaction information, updating the associated transaction party and the transaction information corresponding to the associated transaction party according to the first modification instruction; and updating the corresponding transaction information according to the second modification instruction; Report the updated transaction information to the corresponding regulatory system.

5. The method according to claim 4, characterized in that The method further comprises: For the associated transaction party indicated by the first modification instruction, life cycle information of the associated transaction party is saved, where the life cycle information includes information corresponding to the associated transaction party at each modification stage and the modification time.

6. The method according to claim 5, characterized in that The method further comprises: The life cycle information of the related transaction parties is reported to the corresponding supervision system.

7. The method according to any one of claims 1 to 3, characterized in that: Before saving the transaction information of any associated transaction party into the same aggregated transaction record, the method further includes: Determine whether there is duplication of transaction information of any related party; If yes, delete the duplicate information; If not, determining for each transaction information whether the transaction information complies with the data requirements of any of the multiple supervision systems; If it is consistent, the transaction information is saved; if it is not consistent, a prompt message indicating that the transaction information is wrong is displayed.

8. A related transaction reporting device, characterized in that: The device comprises: A saving module, used to save the transaction information of any associated transaction party into the same aggregated transaction record; the associated transaction party is a transaction object with an associated relationship; the aggregated transaction record has information reporting items corresponding to multiple regulatory systems; The sending module is used to determine the reporting rules of any regulatory system that matches the transaction information contained in the aggregated transaction record; according to the reporting rules, obtain the information reporting items corresponding to the regulatory system from the aggregated transaction record and report them to the regulatory system.

9. An electronic device, characterized in that: include: A memory for storing program instructions; A processor is used to call the program instructions stored in the memory, and execute the steps included in any one of claims 1-7 according to the obtained program instructions.

10. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, wherein the computer program includes program instructions, and when the program instructions are executed by a computer, the computer executes the method according to any one of claims 1 to 7.

11. A computer program product, characterized in that The computer program product comprises: a computer program code, and when the computer program code is run on a computer, the computer is enabled to execute the method according to any one of claims 1 to 7.

Images