Account opening method and device, equipment, medium and product
By obtaining and redetermining the correspondence between user ratings and appointment order values, the reservation order of users with lower user ratings is optimized, and the problem of users with lower user ratings is solved for a long time to open an account for users with lower ratings is improved, thus improving user experience.
Patent Information
- Application Number
- CN202411160933.7
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2024-08-22
- Publication Date
- 2024-12-13
AI Technical Summary
In the prior art, when a user with a low user score makes an appointment to open an appointment account through a third-party platform, the reservation order is low, resulting in a long opening time and low efficiency, which affects the user experience.
By obtaining target account information, based on the correspondence between user scores and appointment order values, the user's appointment order is re-determined, and the target user information and appointment order values are sent to the appointment end, so that the appointment end can establish an appointment account and optimize users with lower user scores. order of appointment.
Reduces the time for users with low ratings to open reservation accounts, improves activation efficiency, and improves user experience.
Smart Images
Figure CN119129784A_ABST
Abstract
Description
Technical Field
[0001] The present application belongs to the field of data processing technology, and in particular, relates to an account opening method, device, equipment, medium and product. Background Art
[0002] More and more users choose to make an appointment through a third-party platform to open a reservation account provided by the reservation terminal. For example, users make an appointment through a financial institution to open a personal pension account.
[0003] At present, the order of opening reservation accounts depends on the third-party platform's rating of user information. The higher the score, the higher the order of opening reservation accounts. However, the above method may cause the opening time and opening efficiency of reservation accounts to users with low scores, resulting in poor user experience. Summary of the invention
[0004] The embodiments of the present application provide an account activation method, apparatus, device, medium, and product, which can reduce the time it takes for users with low scores to open a reservation account and improve activation efficiency.
[0005] In a first aspect, an embodiment of the present application provides an account opening method, comprising:
[0006] Acquire a preset number of target account information, wherein the target account information is account information included in a target device, and the target device is any one of a plurality of devices; the target account information includes target user information and a target user score, and the target user score is a score obtained based on the user's transaction information and user credit, and the preset number is determined by the total number of account information included in the target device and the score range of the target user score;
[0007] Determine the target reservation sequence value corresponding to the target user score through the preset correspondence between the user score and the reservation sequence value;
[0008] The target user information and the target reservation sequence value are sent to the reservation end, so that the reservation end can establish a reservation account based on the target user information and the target reservation sequence value.
[0009] In a second aspect, an embodiment of the present application provides an account opening device, including:
[0010] an acquisition module, configured to acquire a preset number of target account information, wherein the target account information is account information included in a target device, and the target device is any one of a plurality of devices; the target account information includes target user information and a target user score, and the target user score is a score obtained based on the user's transaction information and user credit, and the preset number is determined by the total number of account information included in the target device and the score range of the target user score;
[0011] A determination module, used to determine a target reservation sequence value corresponding to a target user score through a preset correspondence between a user score and a reservation sequence value;
[0012] The sending module is used to send the target user information and the target reservation sequence value to the reservation end, so that the reservation end can establish a reservation account based on the target user information and the target reservation sequence value.
[0013] In a third aspect, an embodiment of the present application provides an electronic device, the device comprising:
[0014] a processor and a memory storing computer program instructions;
[0015] When the processor executes the computer program instructions, it is used to execute the account opening method of the first aspect mentioned above.
[0016] In a fourth aspect, an embodiment of the present application provides a computer storage medium having computer program instructions stored thereon, and when the computer program instructions are executed by a processor, the account activation method of the first aspect described above is implemented.
[0017] In a fifth aspect, an embodiment of the present application provides a computer program product, including a computer program, which, when processed by a processor, implements the account opening method of the first aspect above.
[0018] The account opening method, device, equipment, medium and product provided in the embodiments of the present application obtain a preset number of target account information of the target device, the target account information includes target user information and target user score, and determines the target reservation sequence value corresponding to the target user score based on the preset correspondence between the user score and the reservation sequence value. By re-determining the reservation sequence value based on the user score, the reservation sequence of the user opening the reservation account is re-determined, which can reduce the reservation time of users with lower scores. Afterwards, the target user information and the target reservation sequence value are sent to the reservation end, so that the reservation end establishes a reservation account for the user based on the target user information and the target reservation sequence value, thereby improving the user experience. BRIEF DESCRIPTION OF THE DRAWINGS
[0019] In order to more clearly illustrate the technical solution of the embodiments of the present application, the following is a brief introduction to the drawings required for use in the embodiments of the present application. For ordinary technicians in this field, other drawings can be obtained based on these drawings without any creative work.
[0020] Figure 1 A flowchart of an account opening method provided for some embodiments of the present application.
[0021] Figure 2 A flowchart of another account opening method provided for some embodiments of the present application.
[0022] Figure 3 A flowchart of another account opening method provided for some embodiments of the present application.
[0023] Figure 4 A flowchart of another account opening method provided for some embodiments of the present application.
[0024] Figure 5 A schematic diagram of an account opening device provided in some embodiments of the present application.
[0025] Figure 6 A schematic diagram of the hardware structure of an electronic device provided in an embodiment of the present application. DETAILED DESCRIPTION
[0026] The features and exemplary embodiments of various aspects of the present application will be described in detail below. In order to make the purpose, technical solutions and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and specific embodiments. It should be understood that the specific embodiments described herein are only intended to explain the present application, rather than to limit the present application. For those skilled in the art, the present application can be implemented without the need for some of these specific details. The following description of the embodiments is only to provide a better understanding of the present application by illustrating the examples of the present application.
[0027] It should be noted that, in this article, relational terms such as first and second, etc. are only used to distinguish one entity or operation from another entity or operation, and do not necessarily require or imply any such actual relationship or order between these entities or operations. Moreover, the terms "include", "comprise" or any other variants thereof are intended to cover non-exclusive inclusion, so that a process, method, article or device including a series of elements includes not only those elements, but also other elements not explicitly listed, or also includes elements inherent to such process, method, article or device. In the absence of further restrictions, the elements defined by the statement "include..." do not exclude the existence of other identical elements in the process, method, article or device including the elements.
[0028] It should be noted that the acquisition, storage, use and processing of data in the embodiments of the present application are in compliance with the relevant provisions of national laws and regulations.
[0029] It should be noted that in the embodiments of the present application, certain software, components, models and other existing solutions in the industry may be mentioned, and they should be regarded as exemplary. Their purpose is only to illustrate the feasibility of implementing the technical solution of the present application, but it does not mean that the applicant has or will necessarily use the solution.
[0030] Before describing the technical solutions provided by the embodiments of the present application, in order to facilitate the understanding of the embodiments of the present application, the present application first specifically describes the problems existing in the related art:
[0031] At present, when a user makes an appointment to open a reservation account provided by a reservation terminal based on a third-party platform, the third-party platform often determines the user's reservation order based on the user's score. The above method causes users with low user scores to generally be ranked later in the reservation order, affecting the user experience. Based on this, the embodiments of the present application provide an account opening method, device, equipment, medium and product that can solve the above problem.
[0032] In some embodiments, Figure 1 As shown, the embodiment of the present application provides an account opening method, which may include the following steps S110-S130:
[0033] S110: Obtain a preset number of target account information, wherein the target account information is account information included in a target device, and the target device is any one of a plurality of devices; the target account information includes target user information and a target user score, and the target user score is a score obtained based on the user's transaction information and user credit, and the preset number is determined by the total number of account information included in the target device and the score range of the target user score.
[0034] Here, the device is a device that stores multiple account information in different regions. Taking a financial institution as an example, the device can be a device set up in a financial institution in different regions. The reservation account is the account information for opening a reservation account, and a target account information includes target user information and a target user score. Here, it can be imagined that before step S110, the method also includes: the user can send a reservation request to the target device through the user device, the reservation request includes user information, and the target device can query the user score corresponding to the user information in the target device based on the reservation request. After that, the target device can establish a reservation account information library, and store the target user information and the target user score through the reservation account information library. A preset number of target account information can be obtained based on the above-mentioned reservation account information library.
[0035] The user score is the score obtained by the target device based on the user's transaction information and user credit. Taking the target account information as the reserved pension account information as an example, the user score can be the score obtained by the financial institution based on the user's bank card transaction information and user credit. Here, the more user transaction information and the higher the user credit, the higher the user score.
[0036] In some examples, before step S110, the method may further include: dividing the user rating into score segments to obtain multiple score segments. In some examples, the user rating may be divided into multiple equally divided score segments. For example, a total score of 100 points of the user rating may be equally divided into 10 score segments, namely [0, 10], [11, 20], [21, 30], etc. It is conceivable that the way of dividing the score segments may be manually set, for example, the score segments may be equally divided or unequally divided.
[0037] Here, the preset number is determined based on the total number of account information included in the target device and the score segment of the target user score. For example, taking the user score divided into 10 equally divided score segments and the total number of account information included in the device as an example, the preset number may be A / 10. It is conceivable that, in the case where the score segments are unequally divided, the preset number of target account information may be determined based on the ratio of the target score segment to the total score and the total number of account information.
[0038] In some examples, the method for obtaining a preset number of target account information may be a random acquisition method, by randomly extracting a preset number of target account information from all account information included in the target device, and by randomly extracting, the reservation order of users opening reservation accounts is re-determined based on the randomly obtained target account information, which can improve the reservation order of users with lower user scores to a certain extent.
[0039] In some examples, a method for obtaining a preset number of target account information may be to first sort the user scores in order from low to high, and then obtain a preset number of target account information in the order from low to high. By obtaining a preset number of target account information in the order from low to high according to the above method, the reservation order can be adjusted for users with lower user scores, thereby improving the user experience.
[0040] S120: Determine a target reservation sequence value corresponding to the target user score through a preset correspondence between the user score and the reservation sequence value.
[0041] After obtaining a preset number of target account information, the target reservation order value corresponding to the target user score can be determined based on the preset correspondence between the user score and the reservation order value. Here, the correspondence between the user score and the reservation order value can be pre-established, and the reservation order of the user can be re-determined based on the above correspondence.
[0042] S130: Send the target user information and the target reservation sequence value to the reservation end, so that the reservation end can establish a reservation account based on the target user information and the target reservation sequence value.
[0043] The target user information and the target reservation sequence value may be sent to the reservation end, and a reservation account may be established for the user based on the target user information and the target reservation sequence value through the reservation end.
[0044] The embodiment of the present application obtains the target account information of a preset number of target devices, determines the target reservation sequence value corresponding to the target user score based on the correspondence between the preset user score and the reservation sequence value, and re-determines the reservation sequence of the user opening the reservation account, thereby reducing the disadvantage of the reservation time of the user with a low score. Afterwards, the target user information and the target reservation sequence value are sent to the reservation end, so that the reservation end establishes a reservation account for the user based on the target user information and the target reservation sequence value, thereby improving the user experience.
[0045] To improve the accuracy of the determined reservation sequence value, a correspondence between user scores in different score segments and reservation sequence values may be established for different user score segments to determine the reservation sequence value corresponding to the target user score.
[0046] In some embodiments, the correspondence includes a correspondence between a user score of a target score segment and a reservation sequence value.
[0047] Determining the target reservation sequence value corresponding to the target user score by using the preset correspondence between the user score and the reservation sequence value may include:
[0048] The target reservation sequence value corresponding to the target user score is determined by the correspondence between the user score and the reservation sequence value of the target score segment.
[0049] The above correspondence may include a correspondence between the user score of the target score segment and the reservation sequence value, and the target reservation sequence value corresponding to the target user score is determined through the correspondence between the user score of the target score segment and the reservation sequence value.
[0050] In some examples, after obtaining the above-mentioned preset number of target account information, any score segment can be selected, and the target reservation sequence value corresponding to the above-mentioned target user score can be determined based on the correspondence between the user score of the selected target score segment and the reservation sequence value. Here, if the preset number of target account information is obtained in the above-mentioned method of sorting the user scores from low to high, the target reservation sequence value corresponding to the target user score can be determined based on the correspondence between the user score of the target score segment with a higher score segment and the reservation sequence value. For example, after obtaining the above-mentioned sorted positive number A / 10 target account information, the correspondence between the user score of the [91, 100] score segment and the reservation sequence value can be used to determine the target reservation sequence value corresponding to each target user score in the first A / 10, thereby further improving the reservation order of users with lower user scores.
[0051] In some examples, after obtaining the above-mentioned preset number of target account information, the target reservation order value corresponding to the target user score can be determined based on the correspondence between the user score and the reservation order value of the target score segment in which the target user score falls.
[0052] The embodiment of the present application sets a correspondence between user scores and reservation sequence values for target score segments, and determines the reservation sequence values corresponding to the target user scores based on the correspondence, thereby improving the accuracy of the determined reservation sequence values, and to a certain extent, helping to improve the reservation sequence of users with lower user scores and enhance the user experience.
[0053] To further improve the accuracy of the determined target reservation sequence value, it is possible to determine whether the target user score falls within a preset number of target account information and target score segments, thereby determining the target reservation sequence value for different corresponding relationships.
[0054] In some embodiments, the correspondence includes a correspondence between the user score of the target score segment and the first reservation sequence value, and a correspondence between the user score of the target score segment and the second reservation sequence value.
[0055] like Figure 2 As shown, before determining the target reservation sequence value corresponding to the target user score through the correspondence between the user score and the reservation sequence value of the target score segment, the method may further include steps S210-S230:
[0056] S210: Detect whether the target score segment includes the target user rating, and obtain a detection result, where the target score segment is any score segment in the score segments of the user rating.
[0057] For each target user score, it can be detected whether the target score segment includes the target user score, that is, it can be detected whether the target user score falls into the target score segment to obtain a detection result.
[0058] S220: When the detection result includes the target score segment and the target user score, based on the correspondence between the user score of the target score segment and the first reservation sequence value, determine the first target reservation sequence value corresponding to the target user score.
[0059] When the detection result includes the target score segment and the target user score, that is, when the target user score falls within the target score segment, the first target reservation sequence value corresponding to the target user score can be determined based on the correspondence between the user score of the target score segment and the first reservation sequence value. For example, when the target score segment is [91, 100] and the target user score is 93, the first target reservation sequence value corresponding to 93 can be determined based on the above correspondence. For example, when the target score segment includes the target user score, the first target reservation sequence value is the product of the target user score and the scoring coefficient, for example, the scoring coefficient is 1, for example, the first target reservation sequence value when the target user score is 93 is 93.
[0060] S230: Or when the detection result includes the target score segment but does not include the target user score, determine the second target reservation sequence value corresponding to the target user score based on the correspondence between the user score of the target score segment and the second reservation sequence value.
[0061] When the detection result includes the target score segment but does not include the target user score, that is, when the target user score does not fall into the target score segment, the second target reservation sequence value corresponding to the target user score can be determined based on the correspondence between the user score of the target score segment and the second reservation sequence value. For example, when the target score segment is [91, 100] and the target user score is 80, the second target reservation sequence value corresponding to 80 can be determined based on the above correspondence. For example, when the target score segment does not include the target user score, the second target reservation sequence value can be determined by multiplying the value in any target score segment by the score coefficient. For example, when the above user score is 80, the product of any number 91 that falls in the target score segment and the score coefficient 1 is taken as the second target reservation sequence value.
[0062] In the embodiment of the present application, the corresponding relationship is set to include the corresponding relationship between the user score of the target score segment and the first reservation sequence value, and the corresponding relationship between the user score of the target score segment and the second reservation sequence value. By detecting whether the target score segment includes the target user score, the first target reservation sequence value and the second target reservation sequence value corresponding to the target user score are determined based on the above different corresponding relationships. This can improve the accuracy of the determined target sequence value while significantly improving the reservation sequence value of users with lower user scores, thereby improving the user experience.
[0063] In order to improve the accuracy of the determined target sequence value and retain the reservation advantages of some users with higher user scores on this basis, the reservation sequence value can be determined based on the user score and the score coefficient, as follows:
[0064] In some embodiments, the correspondence between the user score of the target score segment and the first reservation order value may include a first score coefficient,
[0065] like Figure 3 As shown, in the case where the detection result includes the target score segment and the target user score, determining the first target reservation sequence value corresponding to the target user score based on the correspondence between the user score of the target score segment and the first reservation sequence value may include:
[0066] S310: When the detection result includes the target score segment and the target user score, determine a first target reservation order value based on the target user score and the first score coefficient.
[0067] Here, the correspondence between the user score of the target score segment and the first reservation order value may include the first scoring coefficient. In the case where the detection result includes the target score segment including the target user score, the first target reservation order value may be determined based on the target user score and the first scoring coefficient. Taking the above target score segment [91, 100] and the target user score 93 as an example, the first target reservation order value may be determined by the target user score and the first scoring coefficient. For example, the product of the target user score and the first scoring coefficient may be calculated to determine the first target reservation order value, or the quotient of the target user score and the first scoring coefficient may be calculated to determine the first target reservation order value.
[0068] In the embodiment of the present application, the correspondence between the user score of the target score segment and the first reservation order value may include a first scoring coefficient. When the detection result includes the target score segment and the target user score, the first target reservation order value may be determined based on the target user score and the first scoring coefficient. This may improve the accuracy of determining the first target reservation order value while retaining the high score advantage in the reservation order for some users who also want high user scores.
[0069] In some embodiments, determining the first target reservation order value based on the target user score and the first score coefficient may include:
[0070] The product of the target user score and the first score coefficient is calculated to determine the first target reservation order value.
[0071] Here, the product of the target user score and the first score coefficient may be calculated to determine the first target reservation order value. For example, the first score coefficient may be 1.
[0072] It is conceivable that the embodiment of the present application can improve the accuracy of the determined first target reservation order value by having the designer calculate the product of the target user score and the first score coefficient to determine the first target reservation order value.
[0073] In some embodiments, in order to avoid the occurrence of the same score affecting the reservation order, the correspondence between the user score of the above-mentioned target score segment and the first reservation order value may include a first scoring coefficient and a first random value. The product of the target user score and the first scoring coefficient may be calculated, and then the sum of the product and the random value is calculated to determine the first target reservation order value. Here, the above-mentioned first scoring coefficient may be a number of the same order of magnitude as the total number of account information included in all devices. The method of determining the first target reservation order value by using the above-mentioned first scoring coefficient, the target user score and the first random value can improve the determined first target reservation order value while avoiding the occurrence of the same score in the reservation order value, so that the reservation end can open a reservation account for the user based on the reservation order value.
[0074] In some embodiments, the correspondence between the user score of the target score segment and the first reservation order value includes a first value and a second score coefficient;
[0075] like Figure 4 As shown, in the case where the detection result includes the target score segment but does not include the target user score, determining the second target reservation sequence value corresponding to the target user score based on the correspondence between the user score of the target score segment and the second reservation sequence value may include:
[0076] S410: When the detection result includes the target score segment but does not include the target user score, determine a second target reservation order value based on the first value and the second score coefficient.
[0077] In the case where the target score segment does not include the target user score, the second target reservation order value can be determined based on the first value and the second scoring coefficient. Here, the first value can be a value included in the target score segment. When it is determined that the target score segment does not include the target user score, the first value falling into the target score segment is reassigned, and the second target reservation order value is determined based on the first value and the second scoring coefficient. In this way, the reservation order of some users with low user scores can be improved, thereby improving the user experience.
[0078] In some examples, here, if the target user score is greater than or equal to the maximum value of the target score segment, the first value may be the maximum value of the target score segment; or if the target user score is less than or equal to the minimum value of the target score segment, the first value may be the minimum value of the target score segment. For example, when the target score segment is [81, 60] and the target user score is 98, the first value may be 60; when the target score segment is [81, 60] and the target user score is 70, the first value may be 81. Based on the above method, the reservation order of some users with lower user scores can be improved while maintaining the reservation order advantage of some users with higher user scores.
[0079] In some embodiments, determining the second target reservation order value based on the first value and the second scoring coefficient may include:
[0080] The product of the first value and the second scoring coefficient is calculated to determine the second target reservation sequence value.
[0081] Here, the product of the first value and the second scoring coefficient may be calculated to determine the second target reservation order value. For example, the second scoring coefficient may be 1.
[0082] The embodiment of the present application determines the second target reservation sequence value by calculating the product of the first value and the second scoring coefficient, which can improve the accuracy of the determined second target reservation sequence value.
[0083] Here, in order to avoid the same score, the second scoring coefficient can still be set to a value of the same order as the total number of account information included in the device, and the second target reservation order value can be determined by assigning a random value, which will not be repeated here.
[0084] In some embodiments, when the first scoring coefficient and the second scoring coefficient are both 1, if there are multiple identical reservation order values, the reservation order can be determined based on other methods. For example, when the reservation order values are the same, the reservation order is set for users in a descending order based on user scores, thereby maintaining the advantage of the reservation order of some users with higher user scores.
[0085] It can be imagined that, in the case where the score segments are divided equally based on the total score of the user rating, the account activation method provided in the embodiment of the present application can divide the number of account information in the target device into equal parts, and set different score segments. The reservation sequence values determined based on the correspondence between the user scores and the reservation sequence values in different score segments can make multiple reservation sequence values evenly distributed in different segments, which is conducive to improving the reservation order of some users with lower user scores and improving the user experience.
[0086] Based on the same inventive concept, an embodiment of the present application also provides an account opening device.
[0087] In some embodiments, Figure 5 As shown, the embodiment of the present application provides an account opening device, which may include:
[0088] The acquisition module 501 is used to acquire a preset number of target account information, wherein the target account information is account information included in the target device, and the target device is any one of the multiple devices; one target account information is information sent by a user device to the target device, and the target account information includes target user information and target user score, and the target user score is a score obtained based on the user's transaction information and user credit, and the preset number is determined by the total number of account information included in the target device and the score range of the target user score;
[0089] Determination module 502, used to determine the target reservation sequence value corresponding to the target user score according to the preset correspondence between the user score and the reservation sequence value;
[0090] The sending module 503 is used to send the target user information and the target reservation sequence value to the reservation end, so that the reservation end can establish a reservation account based on the target user information and the target reservation sequence value.
[0091] In some embodiments, the correspondence includes a correspondence between a user score of a target score segment and a reservation sequence value.
[0092] Determine the module specifically for:
[0093] The target reservation sequence value corresponding to the target user score is determined by the correspondence between the user score and the reservation sequence value of the target score segment.
[0094] In some embodiments, the correspondence includes a correspondence between the user score of the target score segment and the first reservation sequence value, and a correspondence between the user score of the target score segment and the second reservation sequence value.
[0095] The Determine module can also be used to:
[0096] Detect whether the target score segment includes the target user score, and obtain a detection result, where the target score segment is any score segment in the score segment of the user score;
[0097] In the case where the detection result includes the target score segment and the target user score, determining the first target reservation sequence value corresponding to the target user score based on the correspondence between the user score of the target score segment and the first reservation sequence value; or
[0098] When the detection result includes the target score segment but does not include the target user score, the second target reservation sequence value corresponding to the target user score is determined based on the correspondence between the user score of the target score segment and the second reservation sequence value.
[0099] In some embodiments, the correspondence between the user score of the target score segment and the first reservation order value includes a first score coefficient,
[0100] The Determine module can also be used to:
[0101] In a case where the detection result includes the target score segment including the target user score, a first target reservation order value is determined based on the target user score and the first score coefficient.
[0102] In some embodiments, the correspondence between the user score of the target score segment and the first reservation order value includes a first value and a second score coefficient;
[0103] The Determine module can also be used to:
[0104] In the case where the detection result includes the target score segment but does not include the target user score, a second target reservation order value is determined based on the first value and the second score coefficient.
[0105] In some embodiments, the determination module may also be used to:
[0106] The product of the target user score and the first score coefficient is calculated to determine the first target reservation order value.
[0107] In some embodiments, the determination module may also be used to:
[0108] The product of the first value and the second scoring coefficient is calculated to determine the second target reservation sequence value.
[0109] The device of the above embodiment is used to implement the corresponding account opening method in any of the above embodiments, and has the beneficial effects of the corresponding method embodiment, which will not be repeated here.
[0110] Figure 6 A schematic diagram of the hardware structure of an electronic device provided in an application embodiment.
[0111] The electronic device 600 may include a processor 601 and a memory 602 storing computer program instructions.
[0112] Specifically, the processor 601 may include a central processing unit (CPU), or an application specific integrated circuit (ASIC), or may be configured to implement one or more integrated circuits of the embodiments of the present application.
[0113] The memory 602 may include a large capacity memory for data or instructions. By way of example and not limitation, the memory 602 may include a hard disk drive (HDD), a floppy disk drive, a flash memory, an optical disk, a magneto-optical disk, a magnetic tape, or a universal serial bus (USB) drive or a combination of two or more of these. In appropriate cases, the memory 602 may include a removable or non-removable (or fixed) medium. In appropriate cases, the memory 602 may be inside or outside the integrated gateway disaster recovery device. In a specific embodiment, the memory 602 is a non-volatile solid-state memory.
[0114] In certain embodiments, memory 602 includes a read-only memory (ROM). The ROM may be a mask-programmed ROM, a programmable ROM (PROM), an erasable PROM (EPROM), an electrically erasable PROM (EEPROM), an electrically rewritable ROM (EAROM), or flash memory, or a combination of two or more of the above, where appropriate.
[0115] The memory may include a read-only memory (ROM), a random access memory (RAM), a magnetic disk storage medium device, an optical storage medium device, a flash memory device, an electrical, optical or other physical / tangible memory storage device. Thus, typically, the memory includes one or more tangible (non-transitory) computer-readable storage media (e.g., a memory device) encoded with software including computer-executable instructions, and when the software is executed (e.g., by one or more processors), it is operable to perform the operations described with reference to the method according to the first aspect of the present application.
[0116] The processor 601 implements any one of the account opening methods in the above embodiments by reading and executing computer program instructions stored in the memory 602 .
[0117] In one example, the electronic device may further include a communication interface 603 and a bus 604. Figure 6 The processor 601, the memory 602, and the communication interface 603 are connected via a bus 604 and communicate with each other.
[0118] The communication interface 603 is mainly used to implement communication between various modules, devices, units and / or equipment in the embodiments of the present application.
[0119] Bus 604 includes hardware, software or both, and the parts of online data flow billing equipment are coupled to each other. For example, but not limitation, bus may include accelerated graphics port (AGP) or other graphics bus, enhanced industrial standard architecture (EISA) bus, front-end bus (FSB), hypertransport (HT) interconnection, industrial standard architecture (ISA) bus, infinite bandwidth interconnection, low pin count (LPC) bus, memory bus, micro channel architecture (MCA) bus, peripheral component interconnection (PCI) bus, PCI-Express (PCI-X) bus, serial advanced technology attachment (SATA) bus, video electronics standard association local (VLB) bus or other suitable bus or two or more of these combinations. In appropriate cases, bus 604 may include one or more buses. Although the present application embodiment describes and shows a specific bus, the application considers any suitable bus or interconnection.
[0120] The electronic device of the above embodiment is used to implement the corresponding account opening method in any of the above embodiments, and has the beneficial effects of the corresponding method embodiment, which will not be described in detail here.
[0121] In addition, in combination with the account opening method in the above embodiment, the embodiment of the present application can provide a computer storage medium for implementation. The computer storage medium stores computer program instructions; when the computer program instructions are executed by a processor, any one of the account opening methods in the above embodiment is implemented.
[0122] In addition, in combination with the account opening method in the above embodiment, the embodiment of the present application can provide a computer program product to implement. When the computer program product instructions are executed by a processor of an electronic device, any one of the account opening methods in the above embodiment is implemented.
[0123] Those skilled in the art should understand that the discussion of any of the above embodiments is merely illustrative and is not intended to imply that the scope of the present application (including the claims) is limited to these examples. In line with the concept of the present application, the technical features in the above embodiments or different embodiments may be combined, the steps may be implemented in any order, and there are many other variations of the different aspects of the embodiments of the present application as described above, which are not provided in detail for the sake of simplicity.
[0124] The functional blocks shown in the above-described block diagram can be implemented as hardware, software, firmware or a combination thereof. When implemented in hardware, it can be, for example, an electronic circuit, an application specific integrated circuit (ASIC), appropriate firmware, a plug-in, a function card, etc. When implemented in software, the elements of the present application are programs or code segments that are used to perform the required tasks. The program or code segment can be stored in a machine-readable medium, or transmitted on a transmission medium or a communication link by a data signal carried in a carrier wave. "Machine-readable medium" can include any medium capable of storing or transmitting information. Examples of machine-readable media include electronic circuits, semiconductor memory devices, ROM, flash memory, erasable ROM (EROM), floppy disks, CD-ROMs, optical disks, hard disks, optical fiber media, radio frequency (RF) links, etc. The code segment can be downloaded via a computer network such as the Internet, an intranet, etc.
[0125] It should also be noted that the exemplary embodiments mentioned in this application describe some methods or devices based on a series of steps or devices. However, this application is not limited to the order of the above steps, that is, the steps can be performed in the order mentioned in the embodiment, or in a different order from the embodiment, or several steps can be performed simultaneously.
[0126] The above reference is according to the method of the embodiment of the present application, the flow chart of the device (device) and the computer program product and / or the block diagram described various aspects of the present application.It should be understood that each square box in the flow chart and / or the block diagram and the combination of each square box in the flow chart and / or the block diagram can be realized by computer program instructions.These computer program instructions can be provided to the processor of a general-purpose computer, a special-purpose computer or other programmable data processing device to produce a machine so that these instructions executed by the processor of the computer or other programmable data processing device enable the realization of the function / action specified in one or more square boxes of the flow chart and / or the block diagram.Such a processor can be but is not limited to a general-purpose processor, a special-purpose processor, a special application processor or a field programmable logic circuit.It can also be understood that each square box in the block diagram and / or the flow chart and the combination of the square boxes in the block diagram and / or the flow chart can also be realized by the dedicated hardware that performs the specified function or action, or can be realized by the combination of dedicated hardware and computer instructions.
[0127] The above is only a specific implementation of the present application. Those skilled in the art can clearly understand that for the convenience and simplicity of description, the specific working processes of the above-described devices, modules and units can refer to the corresponding processes in the aforementioned method embodiments, and will not be repeated here. It should be understood that the protection scope of the present application is not limited to this. Any technician familiar with the technical field can easily think of various equivalent modifications or replacements within the technical scope disclosed in the present application, and these modifications or replacements should be included in the protection scope of the present application.
Claims
1. A method for opening an account, characterized in that: include: Acquire a preset number of target account information, wherein the target account information is account information included in a target device, and the target device is any one of a plurality of devices; the target account information includes target user information and a target user score, and the target user score is a score obtained based on the user's transaction information and user credit, and the preset number is determined by the total number of account information included in the target device and the score range of the target user score; Determine the target reservation sequence value corresponding to the target user score through the preset correspondence between the user score and the reservation sequence value; The target user information and the target reservation sequence value are sent to a reservation end, so that the reservation end can establish a reservation account based on the target user information and the target reservation sequence value.
2. The account opening method according to claim 1, characterized in that: The corresponding relationship includes the corresponding relationship between the user score of the target score segment and the reservation sequence value, The determining the target reservation sequence value corresponding to the target user score according to the preset correspondence between the user score and the reservation sequence value includes: The target reservation sequence value corresponding to the target user score is determined through the correspondence between the user score and the reservation sequence value of the target score segment.
3. The account opening method according to claim 2, characterized in that: The corresponding relationship includes the corresponding relationship between the user score of the target score segment and the first reservation sequence value, and the corresponding relationship between the user score of the target score segment and the second reservation sequence value. Before determining the target reservation sequence value corresponding to the target user score through the correspondence between the user score and the reservation sequence value of the target score segment, the method further includes: Detecting whether the target score segment includes the target user score, and obtaining a detection result, wherein the target score segment is any score segment in the score segments of the user score; In a case where the detection result includes the target score segment and the target user score, determining the first target reservation sequence value corresponding to the target user score based on the correspondence between the user score of the target score segment and the first reservation sequence value; or In a case where the detection result includes the target score segment but does not include the target user score, based on the correspondence between the user score of the target score segment and the second reservation sequence value, the second target reservation sequence value corresponding to the target user score is determined.
4. The account opening method according to claim 3, characterized in that: The corresponding relationship between the user score of the target score segment and the first reservation order value includes a first score coefficient, In the case where the detection result includes the target score segment and the target user score, determining the first target reservation sequence value corresponding to the target user score based on the correspondence between the user score of the target score segment and the first reservation sequence value includes: In a case where the detection result includes the target score segment including the target user score, the first target reservation order value is determined based on the target user score and the first score coefficient.
5. The account opening method according to claim 3, characterized in that: The correspondence between the user score of the target score segment and the first reservation sequence value includes a first value and a second score coefficient; In the case where the detection result includes the target score segment but does not include the target user score, determining the second target reservation sequence value corresponding to the target user score based on the correspondence between the user score of the target score segment and the second reservation sequence value comprises: In a case where the detection result includes the target score segment but does not include the target user score, the second target reservation order value is determined based on the first value and the second score coefficient.
6. The account opening method according to claim 4, characterized in that: The determining the first target reservation sequence value based on the target user score and the first score coefficient includes: The product of the target user score and the first score coefficient is calculated to determine the first target reservation order value.
7. The account opening method according to claim 5, characterized in that: The determining the second target reservation sequence value based on the first value and the second scoring coefficient includes: The product of the first value and the second scoring coefficient is calculated to determine the second target reservation order value.
8. An account opening device, characterized in that: include: an acquisition module, configured to acquire a preset number of target account information, wherein the target account information is account information included in a target device, and the target device is any one of a plurality of devices; the target account information includes target user information and a target user score, and the target user score is a score obtained based on the user's transaction information and user credit, and the preset number is determined by the total number of account information included in the target device and the score range of the target user score; A determination module, used to determine a target reservation sequence value corresponding to the target user score according to a preset correspondence between the user score and the reservation sequence value; The sending module is used to send the target user information and the target reservation sequence value to the reservation end, so that the reservation end can establish a reservation account based on the target user information and the target reservation sequence value.
9. An electronic device, characterized in that: The device comprises: a processor, and a memory storing computer program instructions; The processor reads and executes the computer program instructions to implement the account opening method according to any one of claims 1 to 7.
10. A readable storage medium, characterized in that: The readable storage medium stores computer program instructions, and when the computer program instructions are executed by a processor, the account opening method according to any one of claims 1 to 7 is implemented.
11. A computer program product, comprising a computer program, characterized in that When the computer program is processed by a processor, the account opening method according to any one of claims 1 to 7 is implemented.