Digital asset processing method and device, computer, storage medium and program product

Abstract

The embodiment of the invention discloses a digital asset processing method and device, a computer, a storage medium and a program product, and the method comprises the steps: responding to an asset transfer-in plan configuration request, and displaying an asset transfer-in plan; the planned transfer-in data volume of the asset transfer-in plan refers to the data volume of the digital assets predicted to be transferred to the first asset object; in response to the asset transfer-out plan configuration request, displaying an asset transfer-out plan; the planned transfer-out data volume of the asset transfer-out plan refers to the data volume of the digital assets predicted to be transferred out from the first asset object; responding to a confirmation operation for the asset transfer-out plan, and if a plan transfer-in total amount formed by the plan transfer-in data volume is the same as a plan transfer-out total amount formed by the plan transfer-out data volume, generating an asset processing plan; and if the plan transfer-in total amount is different from the plan transfer-out total amount, outputting a plan abnormity prompt. According to the invention, the flexibility and interactivity of digital asset processing can be improved.

Description

Technical Field

[0001] The present application relates to the field of computer technology, and in particular to a digital asset processing method, device, computer, storage medium and program product. Background Art

[0002] The current financial management platforms provide users with financial products to achieve storage gains for digital assets. In order to facilitate users, financial management platforms generally provide users with automatic asset transfer-in and automatic asset transfer-out functions for financial management products, so that users can save their digital assets more conveniently. The functions of financial management platforms make users generally use them as an investment channel. Financial management platforms do not provide other functions for processing digital assets. In other words, the processing of digital assets by financial management platforms is relatively simple, and the functional interaction between them and users is also relatively simple. Summary of the invention

[0003] The embodiments of the present application provide a digital asset processing method, device, computer, storage medium and program product, which can improve the flexibility and interactivity of asset processing.

[0004] On the one hand, an embodiment of the present application provides a digital asset processing method, the method comprising:

[0005] In response to the asset transfer plan configuration request, the asset transfer plan input by the first business object is displayed; the asset transfer plan includes a planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital assets expected to be transferred to the first asset object; the first asset object refers to an asset object with term, income and loss characteristics determined by the first business object;

[0006] In response to the asset transfer plan configuration request, the asset transfer plan input by the first business object is displayed; the asset transfer plan includes a planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital asset expected to be transferred from the first asset object;

[0007] In response to a confirmation operation on the asset transfer-out plan, a planned transfer-in total amount consisting of a planned transfer-in data amount included in the asset transfer-in plan and a planned transfer-out total amount consisting of a planned transfer-out data amount included in the asset transfer-out plan are obtained;

[0008] If the planned transfer-in total amount is the same as the planned transfer-out total amount, then obtain an asset handling plan consisting of the asset transfer-in plan and the asset transfer-out plan; the asset handling plan is used to guide the first business object to transfer assets;

[0009] If the planned transfer-in total amount is different from the planned transfer-out total amount, an output plan exception prompt will be displayed.

[0010] In one aspect, an embodiment of the present application provides a digital asset processing device, the device comprising:

[0011] The transfer configuration module is used to respond to the asset transfer plan configuration request and display the asset transfer plan input by the first business object; the asset transfer plan includes the planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital assets expected to be transferred to the first asset object; the first asset object refers to the asset object with term, income and loss characteristics determined by the first business object;

[0012] A transfer configuration module, for responding to an asset transfer plan configuration request, and displaying an asset transfer plan input by a first business object; the asset transfer plan includes a planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital asset expected to be transferred from the first asset object;

[0013] The transfer-out processing module is used to respond to the confirmation operation on the asset transfer-out plan, obtain the planned transfer-in total amount consisting of the planned transfer-in data amount included in the asset transfer-in plan, and the planned transfer-out total amount consisting of the planned transfer-out data amount included in the asset transfer-out plan;

[0014] The transfer-out processing module is further used to obtain an asset processing plan consisting of an asset transfer-in plan and an asset transfer-out plan if the planned transfer-in total amount is the same as the planned transfer-out total amount; the asset processing plan is used to guide the first business object to transfer assets;

[0015] The transfer-out processing module is also used to output a plan abnormality prompt if the planned transfer-in total amount is different from the planned transfer-out total amount.

[0016] The device further comprises:

[0017] A plan creation module is used to respond to the trigger operation for the plan configuration function, and display the plan input area, the transfer-in configuration component and the transfer-out configuration component; the plan input area is used to obtain the plan name of the asset processing plan; the transfer-in configuration component is used to trigger the asset transfer-in plan configuration request, and the transfer-out configuration component is used to trigger the asset transfer-out plan configuration request; or,

[0018] The plan creation module is also used to display the plan input area, the transfer-in configuration components and the transfer-out configuration components when the plan configuration cycle is reached; the plan configuration cycle is used to periodically trigger the asset transfer-in plan configuration request.

[0019] Among them, the rollout configuration module can be used to:

[0020] In response to the asset transfer-out plan configuration request, if there is an asset transfer-in plan, the asset transfer-out plan input by the first business object is displayed;

[0021] If there is no asset transfer-in plan, a prompt message indicating that the transfer-in plan is missing is displayed; the prompt message indicating that the transfer-in plan is missing is used to instruct the generation of an asset transfer-in plan.

[0022] The device further comprises:

[0023] A plan processing module, used to display a plan management page, and display a first object management area and a second object management area in the plan management page;

[0024] The plan processing module is also used to respond to a plan creation request and display the plan information input by the first business object; the plan information includes a first asset object obtained by the first object management area and a second asset object obtained by the second object management area; the second asset object is used to represent an intermediate asset object when executing an asset transfer plan through the first asset object.

[0025] The plan abnormality prompt includes a transfer-out insufficient prompt message or a transfer-out excessive prompt message; the transfer-out processing module can be used to:

[0026] If the sum of the planned transfer-out data included in the asset transfer-out plan is less than the sum of the planned transfer-in data included in the asset transfer-in plan, a transfer-out shortage prompt message is displayed; the transfer-out shortage prompt message is used to indicate to increase the asset transfer-out plan or reduce the asset transfer-in plan;

[0027] If the sum of the planned transfer-out data included in the asset transfer-out plan is greater than the sum of the planned transfer-in data included in the asset transfer-in plan, a transfer-out excess prompt message is displayed; the transfer-out excess prompt message is used to indicate reducing the asset transfer-out plan or increasing the asset transfer-in plan.

[0028] The number of asset transfer plans is N, where N is a positive integer; each asset transfer plan also includes an asset transfer path and an asset transfer purpose;

[0029] The device also includes:

[0030] The plan display module is used to display P plan clusters; P is a positive integer; each plan cluster includes one or at least two asset transfer plans, and the asset transfer paths of the asset transfer plans included in each plan cluster are the same.

[0031] The device further comprises:

[0032] The operation display module is used to display the plan operation data when the plan execution cycle is reached; the plan operation data includes the actual transfer-in total amount, the planned update data amount and the object remaining data amount of the second asset object; the planned update data amount is used to indicate the data amount change value caused by the first asset object to the digital assets included in the first asset object during the execution of the asset processing plan; the actual transfer-in total amount is the sum of the asset transfer-in data amount of the digital assets transferred to the first asset object during the execution of the asset processing plan and the planned update data amount; the second asset object is used to indicate the intermediate asset object when the asset transfer-out plan is executed through the first asset object;

[0033] The asset transfer module is used to respond to the planned end operation of the asset processing plan and transfer the remaining digital assets in the first asset object to the second asset object.

[0034] The device further comprises:

[0035] The transfer-out execution module is used to respond to the execution operation of the asset transfer-out plan, display the share input area, the planned transfer-out data volume in the asset transfer-out plan, and the planned transfer-out share corresponding to the planned transfer-out data volume in the first asset object; the planned transfer-out share is used to provide prompt information for the share input area;

[0036] The share display module is used to display the actual transfer-out share in the share input area; the actual transfer-out share is used to indicate the actual transfer-out data volume of the digital asset transferred from the first asset object to the asset transfer path in the asset transfer plan.

[0037] The device further comprises:

[0038] The plan processing module is also used to respond to the plan processing operation, display the plan management page, and display the management parameter acquisition area in the plan management page;

[0039] The plan processing module is also used to respond to the plan creation request, obtain the plan parameter data submitted by the management parameter acquisition area, and form the plan parameter data into plan information; the plan information is used to indicate the asset objects involved in the asset transfer-in plan and the asset transfer-out plan;

[0040] The plan processing module is also used to create a plan management account in the business platform and associate and store plan information in the plan management account; the business platform is a platform for generating asset processing plans; the plan management account and the platform account in the business platform are independent of each other.

[0041] The number of asset transfer plans is M, where M is a positive integer; each asset transfer plan also includes an asset transfer time and an asset transfer method; the device also includes:

[0042] The plan search module is used to obtain M asset transfer plans, obtain the system network time, and search for the first type plan and the second type plan from the M asset transfer plans; the first type plan refers to an asset transfer plan whose asset transfer method is the first asset transfer method, whose asset transfer time is less than the system network time, and whose plan is not executed; the second type plan refers to an asset transfer plan whose asset transfer method is the second asset transfer method, and whose asset transfer time is the system network time;

[0043] An execution prompt module, for displaying a plan execution prompt message if a first type of plan is found; the plan execution prompt message is used to instruct a first business object to execute the first type of plan; the first business object refers to an object that initiates an asset transfer-in plan configuration request and an asset transfer-out plan configuration request;

[0044] The asset transfer module is also used to, if a second type of plan is found, obtain the first digital asset from the asset transfer path indicated by the second type of plan based on the planned transfer data volume in the second type of plan, and transfer the first digital asset into the first asset object.

[0045] The number of asset transfer plans is M, where M is a positive integer; each asset transfer plan also includes an asset transfer time and an asset transfer method; the device also includes:

[0046] The plan search module is also used to obtain M asset transfer plans and search for a third type of plan from the M asset transfer plans; the third type of plan refers to an asset transfer plan that is in an unexecuted state;

[0047] An object acquisition module, used to respond to an object acquisition request for a third type of plan, generate an object acquisition project, and display an asset transfer channel for the object acquisition project;

[0048] The asset transfer module is also used to transfer the second digital asset to the first asset object through the asset transfer channel.

[0049] The device further comprises:

[0050] The transfer execution module is further used to respond to the execution operation of the asset transfer plan, display the share input area, the planned transfer data volume in the asset transfer plan, and the planned transfer share corresponding to the planned transfer data volume in the first asset object; the planned transfer share is used to provide prompt information for the share input area;

[0051] An information acquisition module, used to acquire the actual transfer share submitted by the share input area, and acquire the asset transfer method of the first asset object;

[0052] The asset transfer module is further configured to obtain a third digital asset corresponding to an actual transfer share from a first asset object and transfer the third digital asset to an asset transfer path in an asset transfer plan if the asset transfer method includes a first transfer method; the first transfer method refers to a time period from initiating a transfer to performing a transfer being less than or equal to a real-time transfer time threshold.

[0053] The device further comprises:

[0054] An order sending module, for sending an asset transfer request to the business platform if the asset transfer method does not include the first transfer method, and sending the asset transfer request to the second business object to which the first asset object belongs through the business platform, so that the second business object stores the asset transfer order corresponding to the asset transfer request, and feeds back an order confirmation instruction when the asset transfer time corresponding to the asset transfer order is reached;

[0055] The asset transfer module is also used to obtain the third digital asset corresponding to the actual transfer share from the first asset object based on the order confirmation instruction, and transfer the third digital asset to the asset transfer path in the asset transfer plan.

[0056] The device further comprises:

[0057] A plan adjustment module is used to respond to a plan adjustment request for an asset processing plan and generate an initial adjustment plan based on plan operation data;

[0058] The plan adjustment module is also used to obtain the plan execution difference data between the asset processing plan and the initial adjustment plan, and display the plan execution difference data; the plan execution difference data is used to provide plan adjustment prompts for business objects;

[0059] The plan adjustment module is also used to generate asset adjustment plans based on plan execution difference data.

[0060] On the one hand, an embodiment of the present application provides a computer device, including a processor, a memory, and an input and output interface;

[0061] The processor is connected to the memory and the input / output interface respectively, wherein the input / output interface is used to receive and output data, the memory is used to store a computer program, and the processor is used to call the computer program so that a computer device including the processor executes the digital asset processing method in one aspect of an embodiment of the present application.

[0062] On the one hand, an embodiment of the present application provides a computer-readable storage medium, which stores a computer program, and the computer program is suitable for being loaded and executed by a processor so that a computer device having the processor executes the digital asset processing method in one aspect of the embodiment of the present application.

[0063] In one aspect, an embodiment of the present application provides a computer program product or a computer program, which includes a computer instruction stored in a computer-readable storage medium. A processor of a computer device reads the computer instruction from the computer-readable storage medium, and the processor executes the computer instruction, so that the computer device executes the method provided in various optional ways in one aspect of the embodiment of the present application. In other words, when the computer instruction is executed by the processor, the method provided in various optional ways in one aspect of the embodiment of the present application is implemented.

[0064] Implementing the embodiments of the present application will have the following beneficial effects:

[0065] In an embodiment of the present application, in response to an asset transfer-in plan configuration request, an asset transfer-in plan input by a first business object can be displayed; the asset transfer-in plan includes a planned transfer-in data volume; the planned transfer-in data volume is used to indicate the data volume of digital assets expected to be transferred into the first asset object; the first asset object refers to an asset object with term, income and loss characteristics determined by the first business object. In response to an asset transfer-out plan configuration request, an asset transfer-out plan input by a first business object can be displayed; the asset transfer-out plan includes a planned transfer-out data volume; the planned transfer-out data volume is used to indicate the data volume of digital assets expected to be transferred out from the first asset object; in response to a confirmation operation for the asset transfer-out plan, a planned transfer-in total amount consisting of the planned transfer-in data volume included in the asset transfer-in plan and a planned transfer-out total amount consisting of the planned transfer-out data volume included in the asset transfer-out plan are obtained; if the planned transfer-in total amount is the same as the planned transfer-out total amount, an asset handling plan consisting of the asset transfer-in plan and the asset transfer-out plan is obtained; the asset handling plan is used to guide the first business object to transfer assets; if the planned transfer-in total amount is different from the planned transfer-out total amount, a plan abnormality prompt is output. By providing a plan configuration function, users can customize asset transfer-in plans and asset transfer-out plans. Computer equipment can obtain the asset transfer-in plans and asset transfer-out plans configured by users, manage the user's digital assets based on the asset processing plan, enrich the asset management function, and interact with users in a more flexible and personalized manner, thereby improving the flexibility and interactivity of digital asset processing. At the same time, in the process of digital asset management, data volume restrictions are introduced so that the data volume indicated by the asset transfer-in plan is equal to the data volume indicated by the asset transfer-out plan, realizing the planning of digital assets from scratch and the management of digital assets based on actual needs, thereby improving the reliability and practicality of asset management. BRIEF DESCRIPTION OF THE DRAWINGS

[0066] In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings required for use in the embodiments or the description of the prior art will be briefly introduced below. Obviously, the drawings described below are only some embodiments of the present application. For ordinary technicians in this field, other drawings can be obtained based on these drawings without paying creative work.

[0067] Figure 1 This is a network interaction architecture diagram for digital asset processing provided by an embodiment of the present application;

[0068] Figure 2 This is a schematic diagram of a digital asset processing scenario provided by an embodiment of the present application;

[0069] Figure 3 This is a flow chart of a method for digital asset processing provided by an embodiment of the present application;

[0070] Figure 4 It is a schematic diagram of a plan configuration scenario provided in an embodiment of the present application;

[0071] Figure 5 The embodiment of the present application provides a schematic diagram of a plan triggering scenario;

[0072] Figure 6 This is a schematic diagram of a plan management scenario provided by an embodiment of the present application;

[0073] Figure 7 It is a flow chart of a planning processing method provided in an embodiment of the present application;

[0074] Figure 8 This is a schematic diagram of an asset transfer scenario provided by an embodiment of the present application;

[0075] Fig. 9 It is a specific flow chart of a digital asset processing method provided in an embodiment of the present application;

[0076] Fig.10 This is a schematic diagram of a digital asset transfer scenario provided in an embodiment of the present application;

[0077] Fig.11 It is a plan creation interaction flow chart provided in an embodiment of the present application;

[0078] Fig.12 It is an interactive flow chart of a plan configuration method provided in an embodiment of the present application;

[0079] Fig.13 This is an interactive flow chart of a digital asset transfer method provided in an embodiment of the present application;

[0080] Fig.14It is an interactive flow chart of another digital asset transfer method provided in an embodiment of the present application;

[0081] Fig.15 This is an interactive flow chart of a digital asset transfer method provided in an embodiment of the present application;

[0082] Fig.16 This is another interactive flow chart of a digital asset transfer method provided in an embodiment of the present application;

[0083] Fig.17 This is an interactive flow chart of a plan query and adjustment method provided in an embodiment of the present application;

[0084] Fig.18 This is an interactive flow chart of a plan carry-over method provided in an embodiment of the present application;

[0085] Fig.19 It is a schematic diagram of a digital asset processing device provided in an embodiment of the present application;

[0086] Fig. 20 It is a structural diagram of a computer device provided in an embodiment of the present application. DETAILED DESCRIPTION

[0087] The following will be combined with the drawings in the embodiments of the present application to clearly and completely describe the technical solutions in the embodiments of the present application. Obviously, the described embodiments are only part of the embodiments of the present application, not all of the embodiments. Based on the embodiments in the present application, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of this application.

[0088] Among them, if it is necessary to collect object (such as user, etc.) data in this application, a prompt interface or pop-up window will be displayed before and during the collection. The prompt interface or pop-up window is used to prompt the user that certain data is currently being collected. Only after the user confirms the prompt interface or pop-up window, the relevant steps of data acquisition are started, otherwise the process ends. Moreover, the acquired user data will be used in reasonable and legal scenarios or purposes. Optionally, in some scenarios where user data needs to be used but is not authorized by the user, authorization can be requested from the user, and the user data can be used when the authorization is passed. In other words, the use of user data in this application complies with the relevant provisions of laws and regulations, that is, the acquired user data is used within a reasonable and legal scope.

[0089] In the examples of this application, see Figure 1 , Figure 1 This is a network interaction architecture diagram of digital asset processing provided by an embodiment of the present application, such as Figure 1As shown, the business device 101 can obtain the asset transfer-in plan and the asset transfer-out plan submitted by the first business object, obtain the asset processing plan, and based on the asset processing plan, transfer and process the digital assets owned by the first business object, realize customized management of digital assets, and thus improve the flexibility of asset processing. At the same time, a configuration path for the asset processing plan is provided for the first business object, which enriches the processing functions for digital assets and improves the interactivity of digital asset processing. Optionally, the business device 101 can interact with the asset processing platform 102, etc. to realize the transfer processing of digital assets. Among them, the first business object refers to the object that configures the asset processing plan, that is, the user.

[0090] For details, see Figure 2 , Figure 2 Schematic diagram of a digital asset processing scenario provided by an embodiment of the present application. Figure 2As shown, the business device can respond to the asset transfer-in plan configuration request and display the transfer-in configuration page 201. The asset transfer-in plan input by the first business object can be displayed in the transfer-in configuration page 201. The asset transfer-in plan can include but is not limited to the planned transfer-in data volume, which is used to indicate the number of digital assets expected to be transferred to the first asset object. Among them, the first asset object refers to an asset object with term, income and loss characteristics determined by the first business object, such as a financial product. The data volume of the digital assets included in the first asset object will change with the product market of the first asset object. In response to the asset transfer-out plan configuration request, the transfer-out configuration page 202 is displayed. The asset transfer-out plan input by the first business object can be displayed in the transfer-out configuration page 202. The asset transfer-out plan can include but is not limited to the planned transfer-out data volume, which is used to indicate the data volume of the digital assets expected to be transferred from the first asset object. Among them, the asset transfer-in plan and the asset transfer-out plan constitute an asset processing plan, and the asset processing plan is used to indicate the transfer processing of the digital assets owned by the first business object. Specifically, the business device can respond to the confirmation operation for the asset transfer-out plan, and obtain the total planned transfer-in amount composed of the planned transfer-in data amount included in the asset transfer-in plan, and the total planned transfer-out amount composed of the planned transfer-out data amount included in the asset transfer-out plan. If the total planned transfer-in amount is the same as the total planned transfer-out amount, the asset transfer-in plan and the asset transfer-out plan are combined into an asset processing plan, and the asset processing plan is used to guide the first business object to transfer assets, that is, the asset transfer is based on the asset processing plan, and the customized processing of the digital assets owned by the first business object is realized, thereby improving the flexibility and interactivity of digital asset processing. At the same time, it is ensured that the sum of the planned transfer-in data amount included in the asset transfer-in plan in the asset processing plan is the same as the sum of the planned transfer-out data amount included in the asset transfer-out plan, so as to achieve the same budget for the transfer-in and transfer-out of digital assets, and achieve the reasonable allocation of digital assets, which is more in line with the current actual needs of the first business object, thereby improving the reliability and practicality of asset management. If the planned transfer-in total amount is different from the planned transfer-out total amount, a plan abnormality prompt will be output to remind the user to balance the planned transfer-in and planned transfer-out data of digital assets, ensure the planning of digital assets from scratch, and improve the convenience of plan generation.

[0091] It is understandable that the business equipment mentioned in the embodiments of the present application can be considered as a computer device, and the computer equipment in the embodiments of the present application includes but is not limited to a terminal device or a server. In other words, the computer device can be a server or a terminal device, or a system composed of a server and a terminal device, and the business device can include a business front end, and the various pages involved in the present application are displayed through the business front end. Among them, the terminal device mentioned above can be an electronic device, including but not limited to a mobile phone, a tablet computer, a desktop computer, a laptop computer, a PDA, a vehicle-mounted device, an augmented reality / virtual reality (Augmented Reality / Virtual Reality, AR / VR) device, a helmet display, a smart TV, a wearable device, a smart speaker, a digital camera, a camera and other mobile Internet devices (mobile internet device, MID) with network access capability, or terminal devices in scenes such as trains, ships, and flights. Among them, the servers mentioned above can be independent physical servers, or they can be server clusters or distributed systems composed of multiple physical servers. They can also be cloud servers that provide basic cloud computing services such as cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, cloud communications, middleware services, domain name services, security services, vehicle-road collaboration, content delivery networks (Content Delivery Network, CDN), as well as big data and artificial intelligence platforms.

[0092] Optionally, the data involved in the embodiments of the present application can be stored in a computer device, or the data can be stored based on cloud storage technology or a blockchain network, which is not limited here.

[0093] For further information, see Figure 3 , Figure 3 This is a flow chart of a method for processing digital assets provided by an embodiment of the present application. Figure 3 As shown, the digital asset processing process includes the following steps:

[0094] Step S301, responding to an asset transfer plan configuration request, and displaying an asset transfer plan input by a first business object.

[0095] In the embodiment of the present application, the asset transfer plan includes the planned transfer data volume; the planned transfer data volume is used to indicate the data volume of digital assets expected to be transferred to the first asset object, that is, the transfer budget. The first asset object refers to an asset object with term, income and loss characteristics, such as a financial product.

[0096] Specifically, the business device can respond to the asset transfer plan configuration request, display the transfer configuration page, display the transfer parameter acquisition area in the transfer configuration page, obtain the asset transfer parameters input by the first business object through the transfer parameter acquisition area, and form the asset transfer parameters into an asset transfer plan. The asset transfer parameters may include but are not limited to the asset transfer time, planned transfer data volume, asset transfer path, and asset transfer method of the corresponding asset transfer plan. Among them, the asset transfer time is used to indicate the expected transfer time of the digital assets for the corresponding asset transfer plan; the planned transfer data volume is used to indicate the number of digital assets expected to be transferred to the first asset object; the asset transfer path is used to indicate the source of the digital assets of the corresponding asset transfer plan, and can be used to indicate the asset transfer tool to which the digital asset belongs when transferring the digital asset to the first asset object, such as a bank or other payment platform. The asset transfer method is used to indicate the method of transferring digital assets to the first asset object, such as the first asset transfer method and the second asset transfer method, among which the first asset transfer method refers to the method of asset transfer triggered by the business object, which can be considered as a manual transfer method; the second asset transfer method refers to the method of asset transfer triggered by the business platform, which can be considered as a deduction transfer method, that is, a method in which the user authorizes the business platform to transfer assets.

[0097] For example, see Figure 4 , Figure 4 Schematic diagram of a planning configuration scenario provided by an embodiment of the present application. Figure 4 As shown, the business device can respond to the asset transfer plan configuration request, display the transfer configuration page 401, and display the asset transfer plan 4011 input by the first business object on the transfer configuration page 401. Optionally, the plan name, the total asset transfer statistics 4012 and the transfer plan addition component can also be displayed in the transfer configuration page 401. For example, the business device can respond to the trigger operation for the transfer plan addition component, add a display transfer parameter acquisition area in the transfer configuration page 401, and obtain a new asset transfer plan through the transfer parameter acquisition area. Among them, the total asset transfer statistics 4012 is used to indicate the sum of the planned transfer data volume of the asset transfer plan included in the transfer configuration page 401. For example, the transfer configuration page 401 includes asset transfer plan 1 and asset transfer plan 2, the planned transfer data volume of asset transfer plan 1 is 10000, and the planned transfer data volume of asset transfer plan 2 is 1000, then the total asset transfer statistics 4012 is 11000.

[0098] Further, the business device may respond to the confirmation operation for the asset transfer plan and store the asset transfer plan, and the number of the asset transfer plan may be recorded as M, where M is a positive integer. Optionally, the sum of the planned transfer data volumes corresponding to the M asset transfer plans may be recorded as the total planned transfer volume.

[0099] Optionally, the asset transfer-in plan configuration request can be triggered by the plan configuration function. It can also be triggered periodically, and the triggering period for triggering the asset transfer-in plan configuration request can be recorded as the plan configuration period, such as the beginning of the month or the end of the month, for example, if the plan configuration period is the beginning of each month, then the asset transfer-in plan configuration request for that month can be triggered at the beginning of each month, for example, the asset transfer-in plan configuration request for October is triggered at the beginning of October; for example, if the plan configuration period is the end of each month, then the asset transfer-in plan configuration request for the next month can be triggered at the end of each month, for example, the asset transfer-in plan configuration request for November is triggered at the end of October, etc., without limitation. For example, the business device can respond to the trigger operation for the plan configuration function, display the plan input area, the transfer-in configuration component and the transfer-out configuration component; the plan input area is used to obtain the plan name of the asset processing plan; the transfer-in configuration component is used to trigger the asset transfer-in plan configuration request, and the transfer-out configuration component is used to trigger the asset transfer-out plan configuration request. Alternatively, when the plan configuration cycle is reached, the plan input area, transfer-in configuration component and transfer-out configuration component are displayed; the plan configuration cycle is used to periodically trigger the asset transfer-in plan configuration request; the plan input area is used to obtain the plan name of the asset processing plan; the transfer-in configuration component is used to trigger the asset transfer-in plan configuration request, and the transfer-out configuration component is used to trigger the asset transfer-out plan configuration request.

[0100] For example, see Figure 5 , Figure 5 The embodiment of the present application provides a schematic diagram of a plan triggering scenario, such as Figure 5 As shown, the business device can display the plan configuration page 501 when detecting a trigger operation for the plan configuration function or reaching the plan configuration cycle, and display the plan configuration area 5011 in the plan configuration page 501. The plan configuration area 5011 may include but is not limited to the plan input area, the transfer-in configuration component 501a and the transfer-out configuration component 501b. Among them, the plan input area is used to obtain the plan name of the asset processing plan; the transfer-in configuration component is used to trigger the asset transfer-in plan configuration request, and the transfer-out configuration component is used to trigger the asset transfer-out plan configuration request. The business device can respond to the trigger operation for the transfer-in configuration component 501a and display the transfer-in configuration page 502; and can respond to the trigger operation for the transfer-out configuration component 501b and display the transfer-out configuration page 503. Optionally, the business device can also display the historical processing plan 5012 in the plan configuration page 501. Of course, the historical processing plan 5012 can also be displayed in other pages. The historical processing plan 5012 refers to the plan of the historical configuration of the first business object.

[0101] Optionally, the business device may also display a plan creation component 5013 in the plan configuration page 501. Specifically, when the business device detects a trigger operation for the plan configuration function or reaches a plan configuration cycle, the plan configuration page 501 is displayed, and the plan creation component 5013 is displayed in the plan configuration page 501; in response to a trigger operation for the plan creation component 5013, a plan configuration area 5011 is added to the plan configuration page 501, and an asset processing plan is created through the plan configuration area 5011.

[0102] Optionally, the business device can obtain plan information. Specifically, the business device can display a plan management page, and display a first object management area and a second object management area in the plan management page. In response to a plan creation request, the plan information input by the first business object is displayed to implement the creation of a plan task; the plan information includes a first asset object obtained by the first object management area, and a second asset object obtained by the second object management area; the first asset object is used to indicate the asset object used in the subsequent execution of the asset processing plan created by the first business object; the second asset object is used to represent the intermediate asset object when executing the asset transfer plan through the first asset object.

[0103] For example, see Figure 6 , Figure 6 is a schematic diagram of a plan management scenario provided by an embodiment of the present application, such as Figure 6 As shown, the business device can respond to the plan processing operation, display the plan management page 601, and display the management parameter acquisition area 602 in the plan management page 601; respond to the plan creation request, obtain the plan parameter data submitted by the management parameter acquisition area 602, and form the plan parameter data into plan information, which is used to indicate the asset objects involved in the asset transfer-in plan and the asset transfer-out plan. Optionally, the management parameter acquisition area 602 may include but is not limited to the first object management area 6022 and the second object management area 6023. For example, the management parameter acquisition area 602 may also include the management name acquisition area 6021 and the prompt acquisition area 6024. Among them, the first object management area 6022 is used to obtain the first asset object; the second object management area 6023 is used to obtain the second asset object; the management name acquisition area 6021 is used to obtain the management name; the prompt acquisition area 6024 is used to obtain the plan prompt parameters, and the plan prompt parameters are used to assist in the generation of the asset processing plan, such as Figure 6Optionally, the business device can respond to the trigger operation for the parameter adding component 603 and add the display prompt acquisition area 6024. Optionally, the business device can respond to the trigger operation for the information generating component 604 and obtain the plan parameter data submitted by the management parameter acquisition area 602, and form the plan parameter data into plan information, such as Figure 6 As shown in , the plan information includes "management name: management name 1; first asset object: AAA product; second asset object: BBB product; plan prompt parameter {candidate transfer path: first savings path; candidate transfer purpose: holiday}" etc. That is to say, the plan parameter data may include but is not limited to the management name, the first asset object, the second asset object and the plan prompt parameter etc. Optionally, the number of plan prompt parameters may be zero, one or at least two etc. When there are plan prompt parameters, one plan prompt parameter includes the candidate transfer path and the candidate transfer purpose etc. Optionally, the second asset object may include a first type object and a second type object. The savings period of the first type object for the digital asset is shorter than the savings period of the second type object for the digital asset. The first type object may also be called a short-term savings product, and the second type object may also be called a long-term savings product.

[0104] Step S302, responding to the asset transfer plan configuration request, and displaying the asset transfer plan input by the first business object.

[0105] In an embodiment of the present application, the business device can respond to an asset transfer plan configuration request and display the asset transfer plan input by the first business object; the asset transfer plan includes a planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital assets expected to be transferred from the first asset object.

[0106] Specifically, the business device can respond to the asset transfer plan configuration request, display the transfer configuration page, display the transfer parameter acquisition area in the transfer configuration page, obtain the asset transfer parameters through the transfer parameter acquisition area, and form the asset transfer parameters into an asset transfer plan. The asset transfer parameters may include but are not limited to the asset transfer path, asset transfer purpose, and planned transfer data volume of the corresponding asset transfer plan. Among them, the asset transfer path is used to indicate the corresponding asset transfer plan, the destination to which the digital assets in the first asset object are transferred, and is used to indicate the location to which the digital assets in the first asset object need to be transferred when executing the corresponding asset transfer plan, such as the second asset object; the asset transfer purpose is used to indicate the use of the corresponding asset transfer plan for the digital assets, such as rent, water, electricity, media, daily consumption, emergency assets, vacations, and retirement, etc.

[0107] For example, if Figure 4As shown, the business device can respond to the asset transfer-out plan configuration request, display the transfer-out configuration page 402, and display the asset transfer-out plan 4021 in the transfer-out configuration page 402. Optionally, the plan name, the allocated data volume 4022, the data volume to be allocated 4023, and the transfer-out plan addition component can also be displayed in the transfer-out configuration page 402, and the planned transfer-in total amount corresponding to the asset transfer-in plan can also be displayed. For example, the business device can respond to the trigger operation for the transfer-out plan addition component, add a transfer-out parameter acquisition area in the transfer-out configuration page 402, and obtain a new asset transfer-out plan through the transfer-out parameter acquisition area. Among them, the allocated data volume 4022 is used to indicate the sum of the planned transfer-out data volume of the asset transfer-out plan included in the transfer-out configuration page 402, which can be considered as the data volume of the digital assets expected to be allocated in the planned transfer-in total amount corresponding to the asset transfer-in plan; the data volume to be allocated 4023 is used to indicate the data volume of the digital assets that are not allocated in the planned transfer-in total amount. It can be considered that the total planned transfer amount is the sum of the allocated data amount and the data amount to be allocated.

[0108] Optional, such as Figure 5 As shown, the business device may display a roll-out configuration page 503 in response to a trigger operation on the roll-out configuration component 501b.

[0109] Optionally, when displaying the transfer parameter acquisition area, the business device can obtain plan information, output candidate transfer paths included in the plan information in the transfer parameter acquisition area, respond to the selection operation of the asset transfer path in the candidate transfer path, output the candidate transfer purposes associated with the asset transfer path, respond to the selection operation of the asset transfer purpose in the candidate transfer purposes associated with the asset transfer path, obtain the asset transfer purpose, and combine the asset transfer path, asset transfer purpose and planned transfer data volume into an asset transfer plan.

[0110] Optionally, when creating an asset processing plan, first create an asset transfer-in plan, and then create an asset transfer-out plan. Specifically, the business device can respond to an asset transfer-out plan configuration request, and if an asset transfer-in plan exists, display the asset transfer-out plan; if an asset transfer-in plan does not exist, display a transfer-in plan missing prompt message; the transfer-in plan missing prompt message is used to indicate the generation of an asset transfer-in plan.

[0111] Step S303, in response to the confirmation operation on the asset transfer-out plan, obtain the planned transfer-in total amount consisting of the planned transfer-in data amount included in the asset transfer-in plan, and the planned transfer-out total amount consisting of the planned transfer-out data amount included in the asset transfer-out plan.

[0112] In an embodiment of the present application, a business device can respond to a confirmation operation for an asset transfer-out plan, and obtain a planned transfer-in total amount consisting of the planned transfer-in data amount included in the asset transfer-in plan, and a planned transfer-out total amount consisting of the planned transfer-out data amount included in the asset transfer-out plan. In other words, the planned transfer-in total amount is the sum of the planned transfer-in data amount included in the asset transfer-in plan, and the planned transfer-out total amount is the sum of the planned transfer-out data amount included in the asset transfer-out plan. Further, if the planned transfer-in total amount is the same as the planned transfer-out total amount, step S304 is executed; if the planned transfer-in total amount is different from the planned transfer-out total amount, step S305 is executed.

[0113] Among them, the number of asset transfer plans is N, where N is a positive integer; each asset transfer plan also includes an asset transfer path and an asset transfer purpose. Optionally, the business device can display the asset transfer plan. Of course, the display process can also be performed synchronously in step S302 when the asset transfer plan is obtained through the asset transfer plan configuration request. For example, in step S302, the asset transfer plan obtained in the transfer configuration page is synchronously displayed in the form of Table 1. For example, the business device can display P plan clusters; P is a positive integer; each plan cluster includes one or at least two asset transfer plans, and the asset transfer paths of the asset transfer plans included in each plan cluster are the same. For example, please refer to Table 1, which is an optional form of existence of an asset transfer plan:

[0114] Table 1

[0115]

[0116] For example, the asset transfer path may include but is not limited to a direct expenditure path, a first savings path, and a second savings path, etc. The direct expenditure path refers to a path for directly transferring digital assets in the first asset object to other platforms. The first savings path has a shorter savings duration for digital assets than the second savings path. For example, the first savings path may also be referred to as short-term savings, which is used to indicate a first type of object, and the second savings path may also be referred to as long-term savings, etc., which is used to indicate a second type of object. The first savings path and the second savings path may be collectively referred to as a second asset object, and the second asset object refers to an asset object with term, income, and loss characteristics. That is, when making an asset transfer plan for the digital assets in the first asset object, the digital assets may be directly transferred out from the first asset object, or an object conversion may be performed in the business platform. Object conversion refers to transferring digital assets from one asset object in the business platform to another asset object. The business platform refers to the platform to which the first asset object belongs, such as a financial management platform. Optionally, the asset transfer path may also be recorded as a primary subject, and the purpose of asset transfer may also be recorded as a secondary subject. For example, an example of an asset transfer plan may be found in Table 2:

[0117] Table 2

[0118]

[0119] As shown in Table 2, there are N asset transfer plans, each row corresponds to an asset transfer plan, and asset transfer plans with the same asset transfer path form a plan cluster. Optionally, the asset transfer plan can be in a table format as shown in Table 1 or Table 2, or in other storage formats, which are not limited here.

[0120] Step S304: If the planned transfer-in total amount is the same as the planned transfer-out total amount, an asset handling plan consisting of an asset transfer-in plan and an asset transfer-out plan is obtained.

[0121] In an embodiment of the present application, if the planned transfer-in total amount is the same as the planned transfer-out total amount, the business device can store the asset transfer-out plan, wherein the number of the asset transfer-out plan can be recorded as N, where N is a positive integer. The asset transfer-in plan and the asset transfer-out plan can be recorded as an asset processing plan. At this time, the planned transfer-out total amount is the sum of the planned transfer-out data amounts corresponding to the N asset transfer-out plans. Optionally, the business device can display the asset processing plan, which includes an asset transfer-in plan and an asset transfer-out plan. The display method of the asset transfer-out plan can refer to the display method of the asset transfer-out plan in step S303; the asset transfer-in plan can be displayed in a table or in an entry form, such as "Asset transfer-in plan 1:...; Asset transfer-in plan 2:...;...; Asset transfer-in plan N:..."

[0122] Step S305: If the planned transfer-in total amount is different from the planned transfer-out total amount, a plan abnormality prompt is output.

[0123] In the embodiment of the present application, the plan abnormality prompt can be a text message, such as "Plan generation failed", or a reminder icon, etc., which is not limited here. The plan abnormality prompt is used to indicate that there are abnormalities in the asset transfer-in plan and the asset transfer-out plan, and is used to instruct the first business object to adjust the asset transfer-in plan and the asset transfer-out plan.

[0124] Optionally, the plan abnormality prompt includes a transfer-out insufficient prompt message or a transfer-out excessive prompt message. Specifically, if the sum of the planned transfer-out data volumes included in the asset transfer-out plan is less than the sum of the planned transfer-in data volumes included in the asset transfer-in plan, that is, the planned transfer-out total amount is less than the planned transfer-in total amount, then a transfer-out insufficient prompt message is displayed; the transfer-out insufficient prompt message is used to indicate an increase in the asset transfer-out plan, or a decrease in the asset transfer-in plan. If the sum of the planned transfer-out data volumes included in the asset transfer-out plan is greater than the sum of the planned transfer-in data volumes included in the asset transfer-in plan, that is, the planned transfer-out total amount is greater than the planned transfer-in total amount, then a transfer-out excessive prompt message is displayed; the transfer-out excessive prompt message is used to indicate a decrease in the asset transfer-out plan, or an increase in the asset transfer-in plan. In this way, all the data assets expected to be transferred in can be pre-allocated to achieve auxiliary management of digital assets, which helps users have better asset handling habits, that is, enriching the platform functions of the business platform, enhancing user experience, improving the operability and interactivity of the business platform, and improving platform performance.

[0125] In an embodiment of the present application, an asset transfer-in plan can be displayed in response to an asset transfer-in plan configuration request; the asset transfer-in plan includes a planned transfer-in data volume; the planned transfer-in data volume is used to indicate the data volume of digital assets expected to be transferred into the first asset object; the first asset object refers to an asset object with term, income and loss characteristics. In response to an asset transfer-out plan configuration request, an asset transfer-out plan is displayed; the asset transfer-out plan includes a planned transfer-out data volume; the planned transfer-out data volume is used to indicate the data volume of digital assets expected to be transferred out from the first asset object; the asset transfer-in plan and the asset transfer-out plan constitute an asset processing plan, and the sum of the planned transfer-in data volume included in the asset transfer-in plan in the asset processing plan is the same as the sum of the planned transfer-out data volume included in the asset transfer-out plan. By providing a plan configuration function, users can customize the asset transfer-in plan and the asset transfer-out plan, and the computer device can obtain the asset transfer-in plan and the asset transfer-out plan configured by the user, manage the user's digital assets based on the asset processing plan, enrich the asset management function, and can interact with the user in a more flexible and personalized manner, thereby improving the flexibility and interactivity of the processing of digital assets. At the same time, in the process of managing digital assets, data volume restrictions are introduced so that the data volume indicated by the asset transfer-in plan is equal to the data volume indicated by the asset transfer-out plan, realizing the planning of digital assets from scratch and the management of digital assets based on actual needs, thereby improving the reliability and practicality of asset management.

[0126] For further information, see Figure 7 , Figure 7 This is a flow chart of a planning processing method provided by an embodiment of the present application. Figure 7 As shown, the planning process includes the following steps:

[0127] Step S701, responding to an asset transfer plan configuration request, and displaying an asset transfer plan.

[0128] In the embodiment of the present application, this process can be referred to Figure 3 The relevant description shown in step S301 will not be repeated here.

[0129] Step S702, responding to the asset transfer-out plan configuration request, displaying the asset transfer-out plan; the asset transfer-in plan and the asset transfer-out plan constitute the asset processing plan.

[0130] In the embodiment of the present application, this process can be referred to Figure 3 The relevant descriptions shown in steps S302 to S305 are not repeated here.

[0131] Step S703, responding to a request to view the planned operation of the asset processing plan, and displaying the planned operation data.

[0132] In an embodiment of the present application, the business device can respond to a plan operation viewing request for an asset processing plan and display the plan operation data. The plan operation data may include the actual total amount transferred in, the actual total amount transferred out, and the planned asset balance; the planned asset balance is used to indicate the remaining data amount of the digital asset included in the first asset object when the asset processing plan is executed.

[0133] Specifically, when the plan execution cycle is reached, the plan operation data is displayed. The plan execution cycle is used to indicate the execution duration of the asset processing plan. Optionally, the plan operation data may also include the planned update data volume and the remaining object data volume of the second asset object; the planned update data volume is used to indicate the data volume change value caused by the first asset object to the digital assets included in the first asset object during the execution of the asset processing plan; the actual total transfer amount is the sum of the asset transfer data volume of the digital assets transferred to the first asset object during the execution of the asset processing plan and the planned update data volume; the second asset object is used to represent the intermediate asset object when the asset transfer plan is executed through the first asset object. In response to the planned end operation for the asset processing plan, the remaining digital assets in the first asset object are transferred to the second asset object. The plan end operation may be automatically triggered when the plan execution cycle corresponding to the asset processing plan is ended, or it may be a trigger operation for the asset carry-over component of the asset processing plan, etc.

[0134] For example, see Figure 8 , Figure 8 This is a schematic diagram of an asset transfer scenario provided by an embodiment of the present application. Figure 8As shown, the business device can display the planned operation data 802 in the operation display page 801, and the planned operation data 802 can include but is not limited to the actual total amount of transfer-in 8021, the actual total amount of transfer-out 8022 and the planned asset balance 8024, and can also include the object remaining data amount 8023 of the second asset object, etc. Further, the business device can respond to the trigger operation of the asset carry-over component 803 for the asset processing plan, and can obtain the carry-over method, and use the carry-over method to process the remaining digital assets in the first asset object. Specifically, if the carry-over method is a cross-object carry-over method, the remaining digital assets in the first asset object are transferred to the second asset object; if the carry-over method is an asset retention carry-over method, the remaining asset data amount of the remaining digital assets is obtained, and a carry-over transfer-in plan is generated according to the remaining asset data amount. When generating the next asset processing plan, the carry-over transfer-in plan is determined as an asset transfer-in plan in the next asset processing plan.

[0135] Optionally, the business device may display asset transfer-related data, which may include but is not limited to an asset transfer plan, the actual transfer data volume corresponding to the asset transfer plan, and an asset transfer difference, which is used to represent the difference between the planned transfer data volume and the actual transfer data volume of the corresponding asset transfer plan. For example, a possible asset transfer-related data may be shown in Table 3:

[0136] Table 3

[0137]

[0138] In an embodiment of the present application, a user can view the transfer-in budget (i.e., the asset transfer-in plan and the actual implementation of the asset transfer-in plan) and the transfer-out budget (i.e., the asset transfer-out plan and the actual implementation of the asset transfer-out plan) corresponding to the asset processing plan, and can also view the historical remaining data volume of the second asset object corresponding to the first historical processing plan. The first historical processing plan refers to the historical processing plan adjacent to the asset processing plan generation process, so that the user can conveniently, quickly and comprehensively view the implementation status of the asset processing plan, making the implementation status of the asset processing plan more intuitive and visual, which can assist users in asset management and improve the convenience of asset management. To a certain extent, it can also help users develop better asset management habits, thereby improving the platform performance of the business platform.

[0139] Further, see Fig. 9 , Fig. 9 This is a specific flow chart of a digital asset processing method provided by the embodiment of the present application. Fig. 9 As shown, the digital asset processing process includes the following steps:

[0140] Step S901, responding to a plan creation request and generating plan information.

[0141] In an embodiment of the present application, the business device can respond to the plan processing operation, display the plan management page, and display the management parameter acquisition area in the plan management page. Respond to the plan creation request and obtain the asset objects involved in the asset transfer-in plan and the asset transfer-out plan indicated by the management parameters. Create a plan management account in the business platform, and associate and store the plan information in the plan management account; the business platform is a platform for generating asset processing plans; the plan management account and the platform account in the business platform are independent of each other, which can ensure the independence of the asset processing plan, and can also create multiple asset processing plans. Among them, this process can also refer to Figure 3 The relevant description of step S301. Figure 6 As shown in , the plan prompt parameter can be selected from the platform prompt parameters included by the first business object for the business platform, or can be input by the first business object. Fig.11 .

[0142] Step S902, responding to the asset transfer plan configuration request, and displaying the asset transfer plan.

[0143] In the embodiment of the present application, this process can be referred to Figure 3 For the related description of step S301, see Fig.12 .

[0144] Step S903, responding to the asset transfer-out plan configuration request, and displaying the asset transfer-out plan; the asset transfer-in plan and the asset transfer-out plan constitute the asset processing plan.

[0145] In the embodiment of the present application, this process can be referred to Figure 3 For a description of steps S302 to S305, see Fig.12 Specifically, the business device can respond to the asset transfer plan configuration request and display the asset transfer plan input by the first business object. In response to the confirmation operation for the asset transfer plan, if the planned transfer-out amount is the same as the planned transfer-in amount, the asset transfer-in plan and the asset transfer-out plan are combined into an asset processing plan; if the planned transfer-out amount is different from the planned transfer-in amount, a plan abnormality prompt is output. Figure 3 The display of the asset transfer plan in step S303 may be implemented in any one or more processes of this step.

[0146] Step S904, executing the asset transfer plan.

[0147] In an embodiment of the present application, the business device may execute an asset transfer plan.

[0148] Optionally, the number of asset transfer plans is M, where M is a positive integer; each asset transfer plan also includes an asset transfer time and an asset transfer method. Specifically, the business device can obtain M asset transfer plans, obtain the system network time, and search for the first type plan and the second type plan from the M asset transfer plans; the first type plan refers to an asset transfer plan whose asset transfer method is the first asset transfer method, the asset transfer time is less than the system network time, and is in a plan-unexecuted state, that is, an expired and unexecuted asset transfer plan; the second type plan refers to an asset transfer plan whose asset transfer method is the second asset transfer method, and the asset transfer time is the system network time. If the first type plan is found, a plan execution prompt message is displayed; the plan execution prompt message is used to instruct the first business object to execute the first type plan; the first business object refers to the object that initiates the asset transfer plan configuration request and the asset transfer plan configuration request. If the second type plan is found, based on the planned transfer data volume in the second type plan, the first digital asset is obtained from the asset transfer path indicated by the second type plan, and the first digital asset is transferred to the first asset object. The process can also be found in Fig.13 .

[0149] Optionally, each asset transfer plan also includes an asset transfer time and an asset transfer method. Specifically, the business device can obtain M asset transfer plans and search for a third type of plan from the M asset transfer plans; the third type of plan refers to an asset transfer plan in an unexecuted state, and can provide users with all unexecuted asset transfer plans. Alternatively, the third type of plan can refer to an asset transfer plan in which the asset transfer method is the first asset transfer method and the plan is unexecuted, or the asset transfer method is the second asset transfer method, the asset transfer time is less than the system network time, and the plan is unexecuted, that is, an asset transfer plan under the unexecuted first asset transfer method (i.e., manual transfer method), or an asset transfer plan under the expired second asset transfer method (i.e., deduction transfer method). Further, the business device can respond to an object acquisition request for the third type of plan, generate an object acquisition project, and display an asset transfer channel for the object acquisition project, which is used to transfer digital assets to the first asset object to obtain a share of the first asset object. The second digital asset can be transferred to the first asset object through the asset transfer channel. The process can also be found in Fig.14 .

[0150] Through the above processing, the execution efficiency and completion rate of the asset transfer plan can be improved.

[0151] Step S905, executing the asset transfer plan.

[0152] In an embodiment of the present application, a business device can execute an asset transfer plan. Optionally, the business device can respond to the execution operation of the asset transfer plan, display the share input area, the planned transfer data volume in the asset transfer plan, and the planned transfer share corresponding to the planned transfer data volume in the first asset object; the planned transfer share is used to provide prompt information for the share input area. The actual transfer share is displayed in the share input area; the actual transfer share is used to indicate the actual transfer data volume of the digital asset transferred from the first asset object to the asset transfer path in the asset transfer plan. Further, the third digital asset corresponding to the actual transfer share can be obtained from the first asset object, and the third digital asset can be transferred to the asset transfer path in the asset transfer plan. Specifically, the business device can initiate an asset transfer request, generate an asset transfer order, and based on the asset transfer order, obtain the third digital asset corresponding to the actual transfer share from the first asset object, and transfer the third digital asset to the asset transfer path in the asset transfer plan. Optionally, the execution operation for the asset transfer plan may be periodically triggered by the business platform, or may be triggered by the business platform based on the asset transfer time in the asset transfer plan, or may be triggered by the first business object.

[0153] For example, see Fig.10 , Fig.10 is a schematic diagram of a digital asset transfer scenario provided in an embodiment of the present application, such as Fig.10 As shown, the business device can respond to the execution operation of the asset transfer plan and display the transfer processing page 1001. The transfer processing area 1002 is displayed in the transfer processing page 1001. The transfer processing area 1002 may include but is not limited to the plan selection area 100a and the share input area 100b, etc., and may also include the data volume conversion area 100c, etc. The data volume conversion area 100c is used to display the data volume corresponding to the share input in the share input area 100b. Optionally, the transfer confirmation component 1003 can be displayed in the transfer processing page 1001. Further, the business device can respond to the trigger operation of the transfer confirmation component 1003, obtain the actual transfer share submitted by the share input area 100b, obtain the third digital asset corresponding to the actual transfer share from the first asset object, and transfer the third digital asset to the asset transfer path in the asset transfer plan.

[0154] Optionally, the business device can respond to the execution operation of the asset transfer plan and display the share input area, the planned transfer data volume in the asset transfer plan, and the planned transfer share corresponding to the planned transfer data volume in the first asset object; the planned transfer share is used to provide prompt information for the share input area. Obtain the actual transfer share submitted by the share input area, and obtain the asset transfer method of the first asset object. If the asset transfer method includes the first transfer method, obtain the third digital asset corresponding to the actual transfer share from the first asset object, and transfer the third digital asset to the asset transfer path in the asset transfer plan; the first transfer method refers to the time from initiating the transfer to the transfer being less than or equal to the real-time transfer time threshold, that is, a quick redemption method, such as the quick redemption method in wealth management products (the time from initiating the transfer to the transfer is generally within 2 hours). Among them, this process can also be referred to. Fig.15 .

[0155] Among them, if the asset transfer method does not include the first transfer method, that is, the second transfer method is adopted, the business device can send an asset transfer request to the business platform, and send the asset transfer request to the second business object to which the first asset object belongs through the business platform, so that the second business object stores the asset transfer order corresponding to the asset transfer request, and feedbacks the order confirmation instruction when the asset transfer time corresponding to the asset transfer order is reached. Based on the order confirmation instruction, the third digital asset corresponding to the actual transfer share is obtained from the first asset object, and the third digital asset is transferred to the asset transfer path in the asset transfer plan. Among them, the second transfer method refers to an asset transfer method in which there is a certain time interval between the initiation of the transfer and the transfer. The length of the interval can be recorded as the transfer confirmation time, that is, the second transfer method indicates that there is an interval of the transfer confirmation time between the initiation of the transfer and the transfer, that is, the ordinary redemption method, such as the general redemption method in the wealth management product, such as reporting the asset transfer for the wealth management product on T day, receiving the transfer confirmation for the wealth management product on T+n day, and performing the asset transfer processing. At this time, n is the transfer confirmation time. Among them, this process can also refer to Fig.16 .

[0156] Step S906, responding to a request to view the planned operation of the asset processing plan, and displaying the planned operation data.

[0157] In the embodiment of the present application, the plan operation viewing request for the asset processing plan can be triggered by the plan operation viewing function, or can be triggered based on the plan execution cycle. In other words, the first business object (i.e., the user) can trigger the plan operation viewing request during the execution of the asset processing plan, or can trigger the plan operation viewing request after the asset processing plan is executed.

[0158] For example, when executing step S904 and step S905, the business device can respond to the plan operation viewing request for the asset processing plan, display the plan operation data, and can also display the asset transfer-out related data. The display method of the plan operation data and the asset transfer-out related data can be found in Figure 7 The relevant description of step S703 is not repeated here. Fig.17 .

[0159] For example, when the plan execution cycle is reached, the plan operation data is displayed, and the asset transfer-out related data can also be displayed. For this process, see Figure 7 The relevant description of step S703 is not repeated here. Fig.18 .

[0160] Further optionally, the business device can respond to a plan adjustment request for the asset processing plan, obtain plan adjustment data, adjust the asset processing plan based on the plan adjustment data, and obtain an asset adjustment plan. Optionally, the business device can respond to a plan adjustment request for the asset processing plan, and generate an initial adjustment plan based on the plan operation data. Obtain the plan execution difference data between the asset processing plan and the initial adjustment plan, and display the plan execution difference data; the plan execution difference data is used to provide plan adjustment prompts for the business object. Generate an asset adjustment plan based on the plan execution difference data. In other words, the first business object can view and adjust the asset processing plan to improve the effectiveness of the plan. Among them, this process can also refer to Fig.17 .

[0161] The first asset object is an asset object with term, income and loss characteristics. When transferring digital assets to the first asset object, the share of the first asset object is obtained, and when transferring digital assets from the first asset object, the share of the first asset object is reduced. For example, when transferring digital assets of the first transfer-in data volume to the first asset object, the business device can obtain the first share conversion value of the first asset object, and convert the first transfer-in data volume into the object transfer-in share based on the first share conversion value. The first share conversion value refers to the market value of the unit share of the first asset object when the digital assets of the first transfer-in data volume are transferred to the first asset object. If the first share conversion value is 1.1, the object transfer-in share is the first transfer-in data volume*1.1. When the digital assets are not transferred to the first asset object, the share of the first asset object owned by the first business object remains unchanged, while the data volume of the digital assets owned in the first asset object will change. Therefore, in step S905, when executing the asset transfer-out plan, the digital assets are transferred out by obtaining the actual transfer-out share.

[0162] Further, the business device can display data through the business front end to interact with the first business object, and can be equipped with a business platform, which refers to a platform that provides asset objects, such as a financial management platform, etc. The business device can implement the solution in this application through the business front end and the business platform.

[0163] For details, see Fig.11 , Fig.11 This is a plan creation interaction flow chart provided by the embodiment of the present application. Fig.11 As shown, the plan creation process includes the following steps:

[0164] Step S1101, obtaining planning parameter data.

[0165] In the embodiment of the present application, the business device can respond to the plan processing operation and obtain the plan parameter data. Figure 3 That is, the user can input the planning parameter data on the front page of the business platform (ie, the business front end), and the planning parameter data can be considered as zero-based budgeting parameters.

[0166] Step S1102, creating planning information.

[0167] In the embodiment of the present application, the business device can create plan information based on the plan parameter data and feed the plan information back to the business platform. Figure 3 The relevant description in step S301.

[0168] Step S1103: Create a plan management account.

[0169] In the embodiment of the present application, the business platform creates a plan management account, which is a special account for zero-based budgeting and is isolated from the main account of the business platform (i.e., the platform account). The process can be seen in Fig. 9 The relevant description in step S901.

[0170] Step S1104, storing planning information.

[0171] In the embodiment of the present application, the business platform stores the plan information, which is associated with the plan management account. It can be considered that the plan information indicates the relevant information of the zero-based budget. The process can be referred to in Fig. 9 The relevant description in step S901.

[0172] Step S1105, returning the plan information.

[0173] In an embodiment of the present application, the service platform returns the plan information to the service front end, and the service device can display the plan information through the service front end.

[0174] In an embodiment of the present application, plan information can be created, and the plan information is used to indicate the general information used for subsequent creation of asset processing plans, thereby improving the convenience of plan management. For example, the plan information includes a second asset object, for example, the plan information includes "first type object: AA product; second type object: BB product", and when subsequently creating an asset processing plan, when configuring the asset transfer path, you can directly select the first type object or the second type object, and by updating the plan information, you can update the asset transfer path in all asset processing plans that use the plan information, thereby improving the convenience of plan management.

[0175] For further information, see Fig.12 , Fig.12 This is an interactive flow chart of a plan configuration method provided in an embodiment of the present application. Fig.12 As shown in the figure, the plan configuration process includes the following steps:

[0176] Step S1201, obtain the plan name.

[0177] In the embodiment of the present application, the service device can obtain the plan name through the service front end. The process can be referred to in Figure 3 As described in step S301, the plan name is used to indicate the name of the asset processing plan to be created subsequently. For example, assuming that the plan name is "20240", it means that an asset processing plan named "20240" can be created subsequently.

[0178] Step S1202, creating an asset transfer plan.

[0179] In the embodiment of the present application, the business device can obtain the asset transfer plan through the business front end. Optionally, the asset transfer plan can also be called a transfer budget. The process can be referred to in Figure 3 The relevant description in step S301 will not be repeated here.

[0180] Step S1203: Create an asset transfer plan.

[0181] In the embodiment of the present application, the business device can obtain the asset transfer plan through the business front end. Optionally, the asset transfer plan can also be called an expenditure budget. The process can be referred to in Figure 3 The relevant description in step S302 will not be repeated here.

[0182] Step S1204, generate an asset processing plan.

[0183] In an embodiment of the present application, the business device may combine an asset transfer-in plan and an asset transfer-out plan into an asset processing plan, and send the asset processing plan to the business platform.

[0184] Step S1205, storing the asset processing plan.

[0185] In the embodiment of the present application, the business device can store the asset processing plan in the business platform, and optionally, the asset processing plan can be associated with the plan management account. Optionally, the asset processing plan can be sent to the business front end, and the asset processing plan can be displayed through the business front end. Figure 3 The relevant description in step S302.

[0186] In an embodiment of the present application, the business platform can remind users to configure a plan based on a plan configuration cycle, first create an asset transfer-in plan, and then create an asset transfer-out plan based on the asset transfer-in plan. When the sum of the planned transfer-out data volumes included in the asset transfer-out plan is the same as the sum of the planned transfer-in data volumes included in the asset transfer-in plan, an asset processing plan is created to achieve a balance between the planned transfer-in and transfer-out data volumes, thereby improving the rationality of asset allocation and, to a certain extent, improving the convenience of asset management, assisting users in asset management, and improving the platform performance of the business platform.

[0187] For further information, see Fig.13 , Fig.13 This is an interactive flow chart of a digital asset transfer method provided by an embodiment of the present application. Fig.13 As shown, the digital asset transfer process includes the following steps:

[0188] Step S1301, query the asset transfer plan.

[0189] In an embodiment of the present application, the business equipment can query the asset transfer plan from the business platform through the task processing system, wherein the task processing system can be considered as a system for triggering the execution process of the asset transfer plan, and can perform scheduled tasks to realize the scheduled query and execution of the asset transfer plan.

[0190] Step S1302, return the asset transfer plan.

[0191] In an embodiment of the present application, the business device may obtain an asset transfer plan from the business platform.

[0192] Step S1303, searching for a plan of the first type, and if found, displaying a prompt message for executing the plan.

[0193] In the embodiment of the present application, the business device can search for the first type of plan, that is, the asset transfer plan that has expired and has not been executed. If it is found, a plan execution prompt message is displayed to remind the user to execute the first type of plan. Fig. 9 The relevant description in step S904.

[0194] Step S1304, searching for a second type of plan.

[0195] In the embodiment of the present application, the business device can search for the second type of plan through the task processing system, that is, search for the asset transfer plan of the same-day deduction transfer method. Fig. 9 The relevant description in step S904.

[0196] Step S1305, requesting to execute the second type of plan.

[0197] In an embodiment of the present application, the business device may request the business platform to execute the second type of plan through the task processing system.

[0198] Step S1306, obtaining the first digital asset.

[0199] In the embodiment of the present application, the business device can obtain the first digital asset from the asset processing platform through the business platform, that is, request the asset processing platform to deduct the asset. Among them, the asset processing platform can be considered as a platform with asset circulation function, such as a payment platform.

[0200] Step S1307, obtain the first asset object and update the planned transfer information.

[0201] In the embodiment of the present application, the business device can update the planned transfer information through the business platform, and the planned transfer information can include but is not limited to the amount of data transferred, so as to realize the product purchase of the first asset object, and timely update the current execution status of the asset transfer plan. Optionally, the status of the completed asset transfer plan can be updated to the plan executed status.

[0202] Among them, each step in the embodiment of the present application can be referred to Fig. 9 According to the relevant description in step S904, by regularly detecting the execution status of the asset transfer-in plan, for the expired and unexecuted asset transfer-in plan, the user is reminded whether the asset transfer-in plan needs to be modified or executed, and for the asset transfer-in plan of the withholding transfer type that currently needs to be executed, the asset transfer-in plan is executed, thereby achieving the execution efficiency of the asset transfer-in plan and the reliability of the plan completion.

[0203] For further information, see Fig.14 , Fig.14 This is another interactive flow chart of a method for transferring digital assets provided by an embodiment of the present application. Fig.14 As shown in the figure, the asset transfer process includes the following steps:

[0204] Step S1401, query the asset transfer plan.

[0205] In the embodiment of the present application, the business device can query the asset transfer plan from the business platform through the business front end. Optionally, the business device can respond to the asset transfer request through the business front end and query the asset transfer plan from the business platform. Fig. 9 The relevant description in step S904.

[0206] Step S1402, return the asset transfer plan.

[0207] In the embodiment of the present application, the business device can obtain the asset transfer plan from the business platform, wherein, see Fig. 9 The relevant description in step S904.

[0208] Step S1403, searching for a third type of plan.

[0209] In the embodiment of the present application, the business device can search for the third type of plan from the asset transfer plan. Optionally, the third type of plan can be displayed through the business front end, where the third type of plan can be found. Fig. 9 The relevant description in step S904.

[0210] Step S1404, generate an object acquisition project.

[0211] In the embodiment of the present application, the business device can generate an object acquisition item by responding to the object acquisition request for the first asset object through the business front end. The object acquisition request is generated based on the third type of object. The object acquisition item can be considered as an asset transfer order for the first asset object, that is, a purchase order for the first asset object. Fig. 9 The relevant description in step S904.

[0212] Step S1405, the storage object obtains the project.

[0213] In the embodiment of the present application, the business device can store the object acquisition project in the business platform. Fig. 9 The relevant description in step S904.

[0214] Step S1406, return to the asset transfer channel.

[0215] In the embodiment of the present application, the business device can return the asset transfer channel for the object acquisition project to the business front end through the business platform, and the asset transfer channel is used to transfer digital assets to the first asset object to obtain the share of the first asset object, such as a payment link. Fig. 9 The relevant description in step S904.

[0216] Step S1407, transferring the second digital asset.

[0217] In the embodiment of the present application, the business device can initiate an asset transfer to the asset processing platform through the business front end, and the asset transfer is used to transfer the second digital asset to the first asset object. Fig. 9 The relevant description in step S904.

[0218] Step S1408: The transfer is successful and an object providing message is sent.

[0219] In the embodiment of the present application, when the asset transfer of the second digital asset is successful, the asset processing platform may send an object provision message to the business platform. Fig. 9 The relevant description in step S904.

[0220] Step S1409, obtain the first asset object and update the planned transfer information.

[0221] In the embodiment of the present application, the business device can obtain the first asset object through the business platform, specifically, the share corresponding to the first asset object under the second digital asset, and optionally, the planned transfer information can be updated, and the planned transfer information can include but is not limited to the amount of data transferred, etc., wherein the amount of data transferred is used to indicate the amount of digital asset data that has been transferred to the first asset object when executing the asset processing plan. Fig. 9 The relevant description in step S904.

[0222] In the embodiment of the present application, asset transfer plans in the unexecuted state can be displayed on the business front end, including asset transfer plans of the expired second asset transfer method, i.e., third type plans. User object acquisition requests for third type plans can be processed to achieve share acquisition of the first asset object, so as to execute the asset transfer plan and improve the efficiency of plan execution.

[0223] For further information, see Fig.15 , Fig.15 This is an interactive flow chart of a digital asset transfer method provided by an embodiment of the present application. Fig.15 As shown, the digital asset transfer process includes the following steps:

[0224] Step S1501, obtaining the actual transfer-out share and asset transfer-out plan.

[0225] In the embodiment of the present application, the business device can obtain the actual transfer share and asset transfer plan through the business front end, for example, see Fig. 9 The relevant description in step S905.

[0226] Step S1502: Send an asset transfer request.

[0227] In an embodiment of the present application, the business device may initiate an asset transfer request to the business platform, and the asset transfer request may include but is not limited to the actual transfer share and the asset transfer plan.

[0228] Step S1503: store the asset transfer order.

[0229] In an embodiment of the present application, the business platform may generate and store an asset transfer order based on an asset transfer request.

[0230] Step S1504: transfer the third digital asset.

[0231] In an embodiment of the present application, the business device can obtain the third digital asset corresponding to the actual transfer share from the first asset object through the asset processing platform, and transfer the third digital asset to the asset transfer path in the asset transfer plan.

[0232] Step S1505, update the planned transfer information.

[0233] In an embodiment of the present application, the business device can update the planned transfer information through the business platform. The planned transfer information may include but is not limited to the amount of transferred data, etc. The amount of transferred data is used to indicate the amount of digital asset data that has been transferred from the first asset object when executing the asset processing plan.

[0234] In the embodiments of this application, please refer to Fig. 9 The relevant description in step S905 realizes the rapid transfer of digital assets when the first asset object supports the first transfer method, realizes the execution of the asset transfer plan, and records the planned transfer information based on the execution of the asset transfer plan.

[0235] For further information, see Fig.16 , Fig.16 This is another interactive flow chart of a digital asset transfer method provided by an embodiment of the present application. Fig.16 As shown, the digital asset transfer process includes the following steps:

[0236] Step S1601, obtaining the actual transfer-out share and asset transfer-out plan.

[0237] In the embodiment of the present application, the business device can obtain the actual transfer share and asset transfer plan through the business front end, for example, see Fig. 9 The relevant description in step S905.

[0238] Step S1602: Send an asset transfer request.

[0239] In an embodiment of the present application, the business device may initiate an asset transfer request to the business platform, and the asset transfer request may include but is not limited to the actual transfer share and the asset transfer plan.

[0240] Step S1603: store the asset transfer order.

[0241] In an embodiment of the present application, the business platform may generate and store an asset transfer order based on an asset transfer request.

[0242] Step S1604: Send an asset transfer request.

[0243] In an embodiment of the present application, the business platform sends an asset transfer request to the second business object to which the first asset object belongs. The second business object refers to the owner of the first asset object, such as the company to which the financial product belongs.

[0244] Step S1605: Feedback order confirmation instruction.

[0245] In an embodiment of the present application, when the asset transfer time corresponding to the asset transfer order is reached, the second business object feeds back an order confirmation instruction to the business platform and sends the third digital asset corresponding to the actual transfer share to the business platform.

[0246] Step S1606: transfer the third digital asset.

[0247] In an embodiment of the present application, the business platform transfers the third digital asset corresponding to the actual transfer share to the asset transfer path in the asset transfer plan, and the asset transfer path obtains the third digital asset through the asset processing platform.

[0248] Step S1607, update the planned transfer information.

[0249] In an embodiment of the present application, the business device can update the planned transfer information through the business platform. The planned transfer information may include but is not limited to the amount of transferred data, etc. The amount of transferred data is used to indicate the amount of digital asset data that has been transferred from the first asset object when executing the asset processing plan.

[0250] In the embodiments of this application, see also Fig. 9 The relevant description in step S905 realizes the transfer of digital assets when the first asset object adopts the second transfer method, realizes the execution of the asset transfer plan, and records the planned transfer information based on the execution of the asset transfer plan.

[0251] Optional, in the above Fig.15 or Fig.16In the illustrated embodiment, the actual total amount of transfer-in corresponding to the asset processing plan is obtained, and the amount of transferred-out data corresponding to the asset processing plan is obtained. If the sum of the amount of transferred-out data and the actual amount of transferred-out data corresponding to the actual transfer-out share is greater than the actual total amount of transfer-in, the historical remaining assets of the second asset object are obtained, and the third digital asset corresponding to the actual transfer-out share is obtained from the historical remaining assets, and the third digital asset is transferred to the asset transfer-out path in the asset transfer-out plan. The historical remaining assets refer to the digital assets remaining after the first historical processing plan is executed. If the sum of the amount of transferred-out data and the actual amount of transferred-out data corresponding to the actual transfer-out share is less than or equal to the actual total amount of transfer-in, the third digital asset corresponding to the actual transfer-out share is obtained from the first asset object, and the third digital asset is transferred to the asset transfer-out path in the asset transfer-out plan.

[0252] For further information, see Fig.17 , Fig.17 This is an interactive flow chart of a plan query and adjustment method provided by an embodiment of the present application. Fig.17 The process can be seen in Fig. 9 Specifically, the plan query and adjustment process includes the following steps:

[0253] Step S1701, sending a plan execution viewing request.

[0254] In an embodiment of the present application, the business device can send a plan operation viewing request to the business platform through the business front end, that is, the user can view the asset processing plan and the operation status of the asset processing plan on the business front end.

[0255] Step S1702, querying the historical operation data of the first historical processing plan.

[0256] In an embodiment of the present application, the business device can query the historical operation data of the first historical processing plan from the business platform. The historical operation data may include but is not limited to the amount of historical remaining data corresponding to the second asset object when the first historical processing plan is executed.

[0257] Step S1703, obtaining the asset transfer plan.

[0258] In an embodiment of the present application, the business device can obtain the asset transfer plan and the planned transfer information corresponding to the asset transfer plan from the business platform.

[0259] Step S1704, obtaining the asset transfer plan.

[0260] In an embodiment of the present application, the business device can obtain the asset transfer plan and the planned transfer information corresponding to the asset transfer plan from the business platform.

[0261] Step S1705, obtaining planned operation data.

[0262] In the embodiment of the present application, the business device can generate the planned operation data according to the planned transfer-in information and the planned transfer-out information, and the business platform can feed back the planned operation data to the business front end, and the business front end can display the planned operation data, and optionally, can also display the asset transfer-in plan and the asset transfer-out plan, etc., which can be seen in Figure 7 The display process of the planned operation data in step S703 is performed.

[0263] Step S1706, adjust the asset processing plan.

[0264] In an embodiment of the present application, the business device can generate an asset adjustment plan in response to the adjustment processing of the asset processing plan by the first business object, wherein the data volume of the transfer-in adjustment plan and the transfer-out adjustment plan in the asset adjustment plan is equal, that is, the sum of the data volume corresponding to the transfer-in adjustment plan is the same as the sum of the data volume corresponding to the transfer-out adjustment plan.

[0265] Step S1707, sending the asset adjustment plan.

[0266] In an embodiment of the present application, the business device can send the asset adjustment plan to the business platform through the business front end.

[0267] Step S1708, storing the asset adjustment plan.

[0268] In an embodiment of the present application, the business platform can store the asset adjustment plan and enable the business front end to call the interface of the back end (that is, the business platform) to update the asset processing plan.

[0269] For further information, see Fig.18 , Fig.18 This is an interactive flow chart of a plan carry-over method provided in an embodiment of the present application. Fig.18 The process can be seen in Figure 7 In the relevant description of step S703, specifically, the plan carry-over process includes the following steps:

[0270] Step S1801, sending a plan execution viewing request.

[0271] In an embodiment of the present application, the business device can send a plan operation viewing request to the business platform through the business front end.

[0272] Step S1802, return the asset processing plan.

[0273] In an embodiment of the present application, the business platform can send an asset processing plan, plan transfer-in information, and plan transfer-out information to the business front end, that is, it will send the asset processing plan and detailed information generated during the execution of the asset processing plan.

[0274] Step S1803, checking the planned asset balance.

[0275] In the embodiment of the present application, the business device can detect the planned asset balance, which is used to represent the difference between the amount of digital assets transferred to the first asset object and the amount of digital assets transferred from the first asset object when the asset processing plan is executed, that is, the remaining amount of digital assets included in the first asset object when the asset processing plan is executed. If the planned asset balance is greater than 0, step S1804 is executed.

[0276] Step S1804, obtaining planned balance parameters.

[0277] In an embodiment of the present application, the business device may obtain planned balance parameters, which may include but are not limited to the carry-over method, planned asset balance amount, and carry-over asset object.

[0278] Step S1805, initiating transfer of remaining digital assets.

[0279] In an embodiment of the present application, the business device may initiate a transfer of remaining digital assets to the business platform.

[0280] Step S1806, transferring the remaining digital assets.

[0281] In the embodiment of the present application, the business device can transfer the remaining digital assets in the first asset object. The process can be seen in Figure 7 . Optionally, if the carry-over asset object is an asset object in the business platform, the remaining digital assets can be transferred out of the first digital asset, and then the remaining digital assets can be transferred into the carry-over asset object, that is, the object conversion capability of the business platform is used (first redeem the first asset object, and then apply for the carry-over asset object). Optionally, the number of carry-over asset objects can be one or at least two. If the carry-over asset object includes a first type object and a second type object, part of the remaining digital assets can be transferred into the first type object, and part into the second type object, etc.

[0282] For further information, see Fig.19 , Fig.19Schematic diagram of a digital asset processing device provided in an embodiment of the present application. The asset processing device may be a computer program (including program code, etc.) running in a computer device, for example, the asset processing device may be an application software; the device may be used to execute the corresponding steps in the method provided in an embodiment of the present application. Fig.19 As shown, the digital asset processing device 1900 can be used Figure 3 The computer device in the corresponding embodiment may specifically include: a transfer-in configuration module 11 , a transfer-out configuration module 12 and a transfer-out processing module 13 .

[0283] The transfer configuration module 11 is used to respond to the asset transfer plan configuration request and display the asset transfer plan input by the first business object; the asset transfer plan includes the planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital assets expected to be transferred to the first asset object; the first asset object refers to the asset object with term, income and loss characteristics determined by the first business object;

[0284] The transfer configuration module 12 is used to respond to the asset transfer plan configuration request and display the asset transfer plan input by the first business object; the asset transfer plan includes the planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital asset expected to be transferred from the first asset object;

[0285] The transfer-out processing module 13 is used to respond to the confirmation operation on the asset transfer-out plan, obtain the planned transfer-in total amount consisting of the planned transfer-in data amount included in the asset transfer-in plan, and the planned transfer-out total amount consisting of the planned transfer-out data amount included in the asset transfer-out plan;

[0286] The transfer-out processing module 13 is further used to obtain an asset processing plan consisting of an asset transfer-in plan and an asset transfer-out plan if the planned transfer-in total amount is the same as the planned transfer-out total amount; the asset processing plan is used to guide the first business object to transfer assets;

[0287] The transfer-out processing module 13 is also used to output a plan abnormality prompt if the planned transfer-in total amount is different from the planned transfer-out total amount.

[0288] The device 1900 further includes:

[0289] The plan creation module 14 is used to respond to the trigger operation for the plan configuration function, and display the plan input area, the transfer-in configuration component and the transfer-out configuration component; the plan input area is used to obtain the plan name of the asset processing plan; the transfer-in configuration component is used to trigger the asset transfer-in plan configuration request, and the transfer-out configuration component is used to trigger the asset transfer-out plan configuration request; or,

[0290] The plan creation module 14 is also used to display the plan input area, the transfer-in configuration component and the transfer-out configuration component when the plan configuration cycle is reached; the plan configuration cycle is used to periodically trigger the asset transfer-in plan configuration request.

[0291] Among them, the transfer configuration module 12 can be used for:

[0292] In response to the asset transfer-out plan configuration request, if there is an asset transfer-in plan, the asset transfer-out plan input by the first business object is displayed;

[0293] If there is no asset transfer-in plan, a prompt message indicating that the transfer-in plan is missing is displayed; the prompt message indicating that the transfer-in plan is missing is used to instruct the generation of an asset transfer-in plan.

[0294] The device 1900 further includes:

[0295] The plan processing module 15 is used to display a plan management page, and display a first object management area and a second object management area in the plan management page;

[0296] The plan processing module 15 is also used to respond to a plan creation request and display the plan information input by the first business object; the plan information includes a first asset object obtained by the first object management area and a second asset object obtained by the second object management area; the second asset object is used to represent an intermediate asset object when executing an asset transfer plan through the first asset object.

[0297] The abnormal plan prompt includes a transfer-out insufficient prompt message or a transfer-out excessive prompt message; the transfer-out processing module 13 can be used for:

[0298] If the sum of the planned transfer-out data included in the asset transfer-out plan is less than the sum of the planned transfer-in data included in the asset transfer-in plan, a transfer-out shortage prompt message is displayed; the transfer-out shortage prompt message is used to indicate to increase the asset transfer-out plan or reduce the asset transfer-in plan;

[0299] If the sum of the planned transfer-out data included in the asset transfer-out plan is greater than the sum of the planned transfer-in data included in the asset transfer-in plan, a transfer-out excess prompt message is displayed; the transfer-out excess prompt message is used to indicate reducing the asset transfer-out plan or increasing the asset transfer-in plan.

[0300] The number of asset transfer plans is N, where N is a positive integer; each asset transfer plan also includes an asset transfer path and an asset transfer purpose;

[0301] The apparatus 1900 further includes:

[0302] The plan display module 16 is used to display P plan clusters; P is a positive integer; each plan cluster includes one or at least two asset transfer plans, and the asset transfer paths of the asset transfer plans included in each plan cluster are the same.

[0303] The device 1900 further includes:

[0304] The operation display module 17 is used to display the planned operation data when the plan execution cycle is reached; the planned operation data includes the actual transfer-in total amount, the planned update data amount and the object remaining data amount of the second asset object; the planned update data amount is used to indicate the data amount change value caused by the first asset object to the digital assets included in the first asset object during the execution of the asset processing plan; the actual transfer-in total amount is the sum of the asset transfer-in data amount of the digital assets transferred to the first asset object during the execution of the asset processing plan and the planned update data amount; the second asset object is used to indicate the intermediate asset object when the asset transfer-out plan is executed through the first asset object;

[0305] The asset transfer module 18 is used to transfer the remaining digital assets in the first asset object to the second asset object in response to the planned end operation of the asset processing plan.

[0306] The device 1900 further includes:

[0307] The transfer execution module 19 is used to respond to the execution operation of the asset transfer plan, display the share input area, the planned transfer data volume in the asset transfer plan, and the planned transfer share corresponding to the planned transfer data volume in the first asset object; the planned transfer share is used to provide prompt information for the share input area;

[0308] The share display module 20 is used to display the actual transfer-out share in the share input area; the actual transfer-out share is used to indicate the actual transfer-out data volume of the digital asset transferred from the first asset object to the asset transfer path in the asset transfer plan.

[0309] The device 1900 further includes:

[0310] The plan processing module 14 is also used to respond to the plan processing operation, display the plan management page, and display the management parameter acquisition area in the plan management page;

[0311] The plan processing module 14 is also used to respond to the plan creation request, obtain the plan parameter data submitted by the management parameter acquisition area, and form the plan parameter data into plan information; the plan information is used to indicate the asset objects involved in the asset transfer-in plan and the asset transfer-out plan;

[0312] The plan processing module 14 is also used to create a plan management account in the business platform and associate and store plan information in the plan management account; the business platform is a platform for generating asset processing plans; the plan management account and the platform account in the business platform are independent of each other.

[0313] The number of asset transfer plans is M, where M is a positive integer; each asset transfer plan also includes an asset transfer time and an asset transfer method; the device 1900 also includes:

[0314] The plan search module 21 is used to obtain M asset transfer plans, obtain the system network time, and search for a first type plan and a second type plan from the M asset transfer plans; the first type plan refers to an asset transfer plan whose asset transfer method is the first asset transfer method, whose asset transfer time is less than the system network time, and whose plan is not executed; the second type plan refers to an asset transfer plan whose asset transfer method is the second asset transfer method, and whose asset transfer time is the system network time;

[0315] The execution prompt module 22 is used to display a plan execution prompt message if the first type of plan is found; the plan execution prompt message is used to instruct the first business object to execute the first type of plan; the first business object refers to the object that initiates the asset transfer-in plan configuration request and the asset transfer-out plan configuration request;

[0316] The asset transfer module 18 is also used to obtain the first digital asset from the asset transfer path indicated by the second type of plan based on the planned transfer data volume in the second type of plan if the second type of plan is found, and transfer the first digital asset into the first asset object.

[0317] The number of asset transfer plans is M, where M is a positive integer; each asset transfer plan also includes an asset transfer time and an asset transfer method; the device 1900 also includes:

[0318] The plan search module 21 is further used to obtain M asset transfer plans and search for a third type of plan from the M asset transfer plans; the third type of plan refers to an asset transfer plan that is in an unexecuted state;

[0319] The object acquisition module 23 is used to respond to the object acquisition request for the third type of plan, generate an object acquisition project, and display an asset transfer channel for the object acquisition project;

[0320] The asset transfer module 18 is also used to transfer the second digital asset to the first asset object through the asset transfer channel.

[0321] The device 1900 further includes:

[0322] The transfer execution module 19 is further used to respond to the execution operation of the asset transfer plan, display the share input area, the planned transfer data volume in the asset transfer plan, and the planned transfer share corresponding to the planned transfer data volume in the first asset object; the planned transfer share is used to provide prompt information for the share input area;

[0323] The information acquisition module 24 is used to acquire the actual transfer-out share submitted by the share input area and acquire the asset transfer-out method of the first asset object;

[0324] The asset transfer module 18 is also used to obtain the third digital asset corresponding to the actual transfer share from the first asset object if the asset transfer method includes the first transfer method, and transfer the third digital asset to the asset transfer path in the asset transfer plan; the first transfer method means that the time from initiating the transfer to performing the transfer is less than or equal to the real-time transfer time threshold.

[0325] The device 1900 further includes:

[0326] The order sending module 25 is used to send an asset transfer request to the business platform if the asset transfer method does not include the first transfer method, and send the asset transfer request to the second business object to which the first asset object belongs through the business platform, so that the second business object stores the asset transfer order corresponding to the asset transfer request, and feeds back an order confirmation instruction when the asset transfer time corresponding to the asset transfer order is reached;

[0327] The asset transfer module 18 is further configured to obtain the third digital asset corresponding to the actual transfer share from the first asset object based on the order confirmation instruction, and transfer the third digital asset to the asset transfer path in the asset transfer plan.

[0328] The device 1900 further includes:

[0329] A plan adjustment module 26, for responding to a plan adjustment request for an asset processing plan and generating an initial adjustment plan according to the plan operation data;

[0330] The plan adjustment module 26 is also used to obtain plan execution difference data between the asset processing plan and the initial adjustment plan, and display the plan execution difference data; the plan execution difference data is used to provide plan adjustment prompts for business objects;

[0331] The plan adjustment module 26 is also used to generate an asset adjustment plan based on the plan execution difference data.

[0332] The embodiment of the present application provides an asset processing device, which can respond to an asset transfer-in plan configuration request and display an asset transfer-in plan; the asset transfer-in plan includes a planned transfer-in data volume; the planned transfer-in data volume is used to indicate the data volume of digital assets expected to be transferred into a first asset object; the first asset object refers to an asset object with term, income and loss characteristics. In response to an asset transfer-out plan configuration request, an asset transfer-out plan is displayed; the asset transfer-out plan includes a planned transfer-out data volume; the planned transfer-out data volume is used to indicate the data volume of digital assets expected to be transferred from the first asset object; the asset transfer-in plan and the asset transfer-out plan constitute an asset processing plan, and the sum of the planned transfer-in data volume included in the asset transfer-in plan in the asset processing plan is the same as the sum of the planned transfer-out data volume included in the asset transfer-out plan. By providing a plan configuration function, users can customize the asset transfer-in plan and the asset transfer-out plan, and the computer device can obtain the asset transfer-in plan and the asset transfer-out plan configured by the user, manage the user's digital assets based on the asset processing plan, enrich the asset management function, and can interact with the user in a more flexible and personalized manner, thereby improving the flexibility and interactivity of the processing of digital assets. At the same time, in the process of managing digital assets, data volume restrictions are introduced so that the data volume indicated by the asset transfer-in plan is equal to the data volume indicated by the asset transfer-out plan, realizing the planning of digital assets from scratch and the management of digital assets based on actual needs, thereby improving the reliability and practicality of asset management.

[0333] See also Fig. 20 , Fig. 20 Schematic diagram of the structure of a computer device provided in an embodiment of the present application. Fig. 20 As shown, the computer device in the embodiment of the present application may include: one or more processors 2001, a memory 2002 and an input / output interface 2003. The processor 2001, the memory 2002 and the input / output interface 2003 are connected via a bus 2004. The memory 2002 is used to store a computer program, which includes program instructions, and the input / output interface 2003 is used to receive and output data, such as for data interaction between the computer device and the asset processing platform; the processor 2001 is used to execute the program instructions stored in the memory 2002.

[0334] The processor 2001 may perform the following operations:

[0335] In response to the asset transfer plan configuration request, the asset transfer plan input by the first business object is displayed; the asset transfer plan includes a planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital assets expected to be transferred to the first asset object; the first asset object refers to an asset object with term, income and loss characteristics determined by the first business object;

[0336] In response to the asset transfer plan configuration request, the asset transfer plan input by the first business object is displayed; the asset transfer plan includes a planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital asset expected to be transferred from the first asset object;

[0337] In response to a confirmation operation on the asset transfer-out plan, a planned transfer-in total amount consisting of a planned transfer-in data amount included in the asset transfer-in plan and a planned transfer-out total amount consisting of a planned transfer-out data amount included in the asset transfer-out plan are obtained;

[0338] If the planned transfer-in total amount is the same as the planned transfer-out total amount, then obtain an asset handling plan consisting of the asset transfer-in plan and the asset transfer-out plan; the asset handling plan is used to guide the first business object to transfer assets;

[0339] If the planned transfer-in total amount is different from the planned transfer-out total amount, a plan exception prompt will be output.

[0340] In some feasible implementations, the processor 2001 may be a central processing unit (CPU), or other general-purpose processors, digital signal processors (DSP), application specific integrated circuits (ASIC), field-programmable gate arrays (FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, etc. A general-purpose processor may be a microprocessor or the processor may be any conventional processor, etc.

[0341] The memory 2002 may include a read-only memory and a random access memory, and provide instructions and data to the processor 2001 and the input / output interface 2003. A portion of the memory 2002 may also include a non-volatile random access memory. For example, the memory 2002 may also store information about the device type.

[0342] In a specific implementation, the computer device can execute the following operations through its built-in functional modules: Figure 3 For details on the implementation methods provided in each step, please refer to the Figure 3 The implementation methods provided in each step will not be repeated here.

[0343] The embodiment of the present application provides a computer device, including: a processor, an input / output interface, and a memory, wherein the processor obtains a computer program in the memory and executes the computer program. Figure 3The asset processing operation is performed according to the steps of the method shown in . The embodiment of the present application realizes that in response to an asset transfer-in plan configuration request, an asset transfer-in plan is displayed; the asset transfer-in plan includes a planned transfer-in data volume; the planned transfer-in data volume is used to indicate the data volume of digital assets expected to be transferred to the first asset object; the first asset object refers to an asset object with term, income and loss characteristics. In response to an asset transfer-out plan configuration request, an asset transfer-out plan is displayed; the asset transfer-out plan includes a planned transfer-out data volume; the planned transfer-out data volume is used to indicate the data volume of digital assets expected to be transferred from the first asset object; the asset transfer-in plan and the asset transfer-out plan constitute an asset processing plan, and the sum of the planned transfer-in data volumes included in the asset transfer-in plan in the asset processing plan is the same as the sum of the planned transfer-out data volumes included in the asset transfer-out plan. By providing a plan configuration function, users can customize asset transfer-in plans and asset transfer-out plans. Computer equipment can obtain the asset transfer-in plans and asset transfer-out plans configured by users, manage the user's digital assets based on the asset processing plan, enrich the asset management function, and interact with users in a more flexible and personalized manner, thereby improving the flexibility and interactivity of digital asset processing. At the same time, in the process of digital asset management, data volume restrictions are introduced so that the data volume indicated by the asset transfer-in plan is equal to the data volume indicated by the asset transfer-out plan, realizing the planning of digital assets from scratch and the management of digital assets based on actual needs, thereby improving the reliability and practicality of digital asset management.

[0344] The present application also provides a computer-readable storage medium storing a computer program suitable for being loaded and executed by the processor. Figure 3 For details on the digital asset processing methods provided in each step, please refer to the Figure 3 The implementation methods provided in each step are not repeated here. In addition, the description of the beneficial effects of adopting the same method is not repeated. For technical details not disclosed in the computer-readable storage medium embodiment involved in this application, please refer to the description of the method embodiment of this application. As an example, the computer program can be deployed to execute on one computer device, or on multiple computer devices located in one place, or on multiple computer devices distributed in multiple locations and interconnected by a communication network.

[0345] The computer-readable storage medium may be the digital asset processing device provided in any of the aforementioned embodiments or the internal storage unit of the computer device, such as the hard disk or memory of the computer device. The computer-readable storage medium may also be an external storage device of the computer device, such as a plug-in hard disk, a smart memory card (smart media card, SMC), a secure digital (secure digital, SD) card, a flash card (flash card), etc. equipped on the computer device. Furthermore, the computer-readable storage medium may also include both the internal storage unit of the computer device and an external storage device. The computer-readable storage medium is used to store the computer program and other programs and data required by the computer device. The computer-readable storage medium may also be used to temporarily store data that has been output or is to be output.

[0346] The present application also provides a computer program product or a computer program, which includes a computer instruction stored in a computer-readable storage medium. A processor of a computer device reads the computer instruction from the computer-readable storage medium, and the processor executes the computer instruction, so that the computer device executes Figure 3 The methods provided in the various optional methods in the implementation provide the user with a plan configuration function, so that the user can customize the asset transfer-in plan and the asset transfer-out plan, and the computer device can obtain the asset transfer-in plan and the asset transfer-out plan configured by the user, manage the user's digital assets based on the asset processing plan, enrich the asset management function, and can interact with the user in a more flexible and personalized manner, thereby improving the flexibility and interactivity of the processing of digital assets. At the same time, in the process of managing digital assets, the data volume restriction is introduced, so that the data volume indicated by the asset transfer-in plan is equal to the data volume indicated by the asset transfer-out plan, and the digital assets are planned from scratch, and the management of digital assets is realized based on actual needs, thereby improving the reliability and practicality of digital asset management.

[0347] The terms "first", "second", etc. in the description, claims, and drawings of the embodiments of the present application are used to distinguish different objects, rather than to describe a specific order. In addition, the term "comprising" and any of their variations are intended to cover non-exclusive inclusions. For example, a process, method, device, product, or equipment that includes a series of steps or units is not limited to the listed steps or modules, but optionally includes steps or modules that are not listed, or optionally includes other step units inherent to these processes, methods, devices, products, or equipment.

[0348] In the embodiments of the present application, the term "module" or "unit" refers to a computer program or a part of a computer program with a predetermined function, and works together with other related parts to achieve a predetermined goal, and can be implemented in whole or in part by using software, hardware (such as processing circuits or memories) or a combination thereof. Similarly, a processor (or multiple processors or memories) can be used to implement one or more modules or units. In addition, each module or unit can be part of an overall module or unit that includes the function of the module or unit.

[0349] Those of ordinary skill in the art will appreciate that the units and algorithm steps of each example described in conjunction with the embodiments disclosed herein can be implemented in electronic hardware, computer software, or a combination of the two. In order to clearly illustrate the interchangeability of hardware and software, the composition and steps of each example have been generally described in this description according to function. Whether these functions are performed in hardware or software depends on the specific application and design constraints of the technical solution. Professional and technical personnel can use different methods to implement the described functions for each specific application, but such implementation should not be considered to be beyond the scope of this application.

[0350] The method and related apparatus provided by the embodiment of the present application are described with reference to the method flow chart and / or structural diagram provided by the embodiment of the present application. Specifically, each process and / or box in the method flow chart and / or structural diagram, as well as the combination of the processes and / or boxes in the flow chart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable digital asset processing device to generate a machine, so that the instructions executed by the processor of the computer or other programmable digital asset processing device generate instructions for implementing the process. Figure 1 Schematic diagram of one or more processes and / or structures Figure 1 These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable digital asset processing device to work in a specific manner, so that the instructions stored in the computer-readable memory produce a manufactured product including an instruction device, which implements the functions specified in the process. Figure 1 A process or multiple processes and / or structures Figure 1 These computer program instructions can also be loaded onto a computer or other programmable digital asset processing device, so that a series of operation steps are executed on the computer or other programmable device to produce a computer-implemented process, so that the instructions executed on the computer or other programmable device provide for implementing the process. Figure 1 A flow or multiple flows and / or structures illustrate the steps of the functions specified in one block or multiple blocks.

[0351] The steps in the method of the embodiment of the present application can be adjusted in order, combined and deleted according to actual needs.

[0352] The modules in the device of the embodiment of the present application can be merged, divided and deleted according to actual needs.

[0353] The above disclosure is only the preferred embodiment of the present application, which certainly cannot be used to limit the scope of rights of the present application. Therefore, equivalent changes made according to the claims of the present application are still within the scope covered by the present application.

Claims

1. A digital asset processing method, characterized in that: The method comprises: In response to the asset transfer plan configuration request, the asset transfer plan input by the first business object is displayed; the asset transfer plan includes a planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital assets expected to be transferred to the first asset object; the first asset object refers to an asset object with term, income and loss characteristics determined by the first business object; In response to the asset transfer plan configuration request, display the asset transfer plan input by the first business object; the asset transfer plan includes a planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital asset expected to be transferred from the first asset object; In response to a confirmation operation on the asset transfer-out plan, obtaining a planned transfer-in total amount consisting of a planned transfer-in data amount included in the asset transfer-in plan, and a planned transfer-out total amount consisting of a planned transfer-out data amount included in the asset transfer-out plan; If the planned transfer-in total amount is the same as the planned transfer-out total amount, then obtaining an asset handling plan consisting of the asset transfer-in plan and the asset transfer-out plan; the asset handling plan is used to guide the first business object to transfer assets; If the planned transfer-in total amount is different from the planned transfer-out total amount, a plan abnormality prompt will be output.

2. The method according to claim 1, characterized in that The method further comprises: In response to a trigger operation for a plan configuration function, a plan input area, a transfer-in configuration component, and a transfer-out configuration component are displayed; the plan input area is used to obtain the plan name of the asset processing plan; the transfer-in configuration component is used to trigger the asset transfer-in plan configuration request, and the transfer-out configuration component is used to trigger the asset transfer-out plan configuration request; or, When the plan configuration cycle is reached, the plan input area, the transfer-in configuration component and the transfer-out configuration component are displayed; the plan configuration cycle is used to periodically trigger the asset transfer-in plan configuration request.

3. The method according to claim 1, characterized in that The responding to the asset transfer plan configuration request, displaying the asset transfer plan input by the first business object, includes: In response to the asset transfer-out plan configuration request, if the asset transfer-in plan exists, displaying the asset transfer-out plan input by the first business object; If the asset transfer plan does not exist, a prompt message indicating that the transfer plan is missing will be displayed; The transfer-in plan missing prompt message is used to instruct the generation of the asset transfer-in plan.

4. The method according to claim 1, characterized in that The method further comprises: Displaying a plan management page, displaying a first object management area and a second object management area on the plan management page; In response to a plan creation request, the plan information input by the first business object is displayed; the plan information includes the first asset object obtained by the first object management area and the second asset object obtained by the second object management area; the second asset object is used to represent the intermediate asset object when executing the asset transfer plan through the first asset object.

5. The method according to claim 1, characterized in that The plan abnormality prompt includes a transfer-out insufficient prompt message or a transfer-out excessive prompt message; if the planned transfer-in total amount is different from the planned transfer-out total amount, the plan abnormality prompt is output, including: If the sum of the planned transfer-out data amounts included in the asset transfer-out plan is less than the sum of the planned transfer-in data amounts included in the asset transfer-in plan, a transfer-out shortage prompt message is displayed; the transfer-out shortage prompt message is used to indicate to increase the asset transfer-out plan, or to reduce the asset transfer-in plan; If the sum of the planned transfer-out data included in the asset transfer-out plan is greater than the sum of the planned transfer-in data included in the asset transfer-in plan, a transfer-out excess prompt message is displayed; the transfer-out excess prompt message is used to indicate reducing the asset transfer-out plan or increasing the asset transfer-in plan.

6. The method according to claim 1, characterized in that The number of the asset transfer plan is N, where N is a positive integer; Each asset transfer plan also includes the asset transfer path and asset transfer purpose; The method further comprises: P plan clusters are displayed; P is a positive integer; each plan cluster includes one or at least two asset transfer-out plans, and the asset transfer-out paths of the asset transfer-out plans included in each plan cluster are the same.

7. The method according to claim 1, characterized in that The method further comprises: When the plan execution cycle is reached, the plan operation data is displayed; the plan operation data includes the actual total amount transferred in, the planned update data amount and the object remaining data amount of the second asset object; the planned update data amount is used to indicate the data amount change value caused by the first asset object to the digital assets included in the first asset object during the execution of the asset processing plan; the actual total amount transferred in is the sum of the asset transfer data amount of the digital assets transferred to the first asset object during the execution of the asset processing plan and the planned update data amount; the second asset object is used to indicate the intermediate asset object when the asset transfer-out plan is executed through the first asset object; In response to a planned end operation for the asset processing plan, remaining digital assets in the first asset object are transferred to the second asset object.

8. The method according to claim 1, characterized in that The method further comprises: In response to an execution operation on the asset transfer plan, a share input area, a planned transfer data amount in the asset transfer plan, and a planned transfer share corresponding to the planned transfer data amount in the first asset object are displayed; the planned transfer share is used to provide prompt information for the share input area; The actual transfer-out share is displayed in the share input area; the actual transfer-out share is used to indicate the actual transfer-out data volume of the digital asset transferred from the first asset object to the asset transfer path in the asset transfer plan.

9. The method according to claim 1, characterized in that: The method further comprises: In response to the plan processing operation, a plan management page is displayed, and a management parameter acquisition area is displayed in the plan management page; In response to a plan creation request, acquiring plan parameter data submitted by the management parameter acquisition area, and forming plan information with the plan parameter data; the plan information is used to indicate the asset objects involved in the asset transfer-in plan and the asset transfer-out plan; A plan management account is created in the business platform, and the plan information is associated and stored in the plan management account; the business platform is a platform for generating the asset processing plan; the plan management account is independent of the platform account in the business platform.

10. The method according to claim 1, characterized in that The number of assets to be transferred into the plan is M, where M is a positive integer; Each asset transfer plan also includes the asset transfer time and asset transfer method; the method also includes: Obtain M asset transfer plans, obtain system network time, and search for a first type plan and a second type plan from the M asset transfer plans; the first type plan refers to an asset transfer plan whose asset transfer method is the first asset transfer method, whose asset transfer time is less than the system network time, and whose plan is not executed; the second type plan refers to an asset transfer plan whose asset transfer method is the second asset transfer method, whose asset transfer time is the system network time; If the first type of plan is found, a plan execution prompt message is displayed; the plan execution prompt message is used to instruct the first business object to execute the first type of plan; the first business object refers to the object that initiates the asset transfer-in plan configuration request and the asset transfer-out plan configuration request; If the second type of plan is found, based on the planned transfer data volume in the second type of plan, the first digital asset is obtained from the asset transfer path indicated by the second type of plan, and the first digital asset is transferred into the first asset object.

11. The method according to claim 1, characterized in that: The number of assets to be transferred into the plan is M, where M is a positive integer; Each asset transfer plan also includes the asset transfer time and asset transfer method; the method also includes: Obtaining M asset transfer plans, and searching for a third type of plan from the M asset transfer plans; the third type of plan refers to an asset transfer plan that is in an unexecuted state; In response to the object acquisition request for the third type of plan, an object acquisition project is generated, and an asset transfer channel for the object acquisition project is displayed; The second digital asset is transferred to the first asset object through the asset transfer channel.

12. The method according to claim 1, characterized in that The method further comprises: In response to an execution operation on the asset transfer plan, a share input area, a planned transfer data amount in the asset transfer plan, and a planned transfer share corresponding to the planned transfer data amount in the first asset object are displayed; the planned transfer share is used to provide prompt information for the share input area; Acquire the actual transfer-out share submitted by the share input area, and acquire the asset transfer-out method of the first asset object; If the asset transfer method includes a first transfer method, a third digital asset corresponding to the actual transfer share is obtained from the first asset object, and the third digital asset is transferred to the asset transfer path in the asset transfer plan; the first transfer method means that the time from initiating the transfer to performing the transfer is less than or equal to the real-time transfer time threshold.

13. The method according to claim 12, characterized in that The method further comprises: If the asset transfer method does not include the first transfer method, an asset transfer request is sent to a business platform, and the asset transfer request is sent to a second business object to which the first asset object belongs through the business platform, so that the second business object stores an asset transfer order corresponding to the asset transfer request, and feeds back an order confirmation instruction when the asset transfer time corresponding to the asset transfer order is reached; Based on the order confirmation instruction, a third digital asset corresponding to the actual transfer-out share is obtained from the first asset object, and the third digital asset is transferred to the asset transfer path in the asset transfer plan.

14. The method according to claim 1, characterized in that The method further comprises: In response to a plan adjustment request for the asset processing plan, an initial adjustment plan is generated according to the plan operation data; Acquire plan execution difference data between the asset processing plan and the initial adjustment plan, and display the plan execution difference data; the plan execution difference data is used to provide a plan adjustment prompt for the business object; An asset adjustment plan is generated based on the plan execution difference data.

15. A digital asset processing device, characterized in that: The device comprises: The transfer configuration module is used to respond to the asset transfer plan configuration request and display the asset transfer plan input by the first business object; the asset transfer plan includes the planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital assets expected to be transferred to the first asset object; the first asset object refers to the asset object with term, income and loss characteristics determined by the first business object; A transfer configuration module, configured to respond to an asset transfer plan configuration request and display an asset transfer plan input by the first business object; the asset transfer plan includes a planned transfer data volume; the planned transfer data volume is used to indicate the data volume of the digital asset expected to be transferred from the first asset object; a transfer-out processing module, configured to respond to a confirmation operation on the asset transfer-out plan, obtain a planned transfer-in total amount consisting of a planned transfer-in data amount included in the asset transfer-in plan, and a planned transfer-out total amount consisting of a planned transfer-out data amount included in the asset transfer-out plan; The transfer-out processing module is further configured to obtain an asset processing plan consisting of the asset transfer-in plan and the asset transfer-out plan if the planned transfer-in total amount is the same as the planned transfer-out total amount; the asset processing plan is used to guide the first business object to transfer assets; The transfer-out processing module also outputs a plan abnormality prompt if the planned transfer-in total amount is different from the planned transfer-out total amount.

16. A computer device, characterized in that: Includes processor, memory, input and output interfaces; The processor is connected to the memory and the input / output interface respectively, wherein the input / output interface is used to receive and output data, the memory is used to store a computer program, and the processor is used to call the computer program so that the computer device executes the method described in any one of claims 1-14.

17. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, and the computer program is suitable for being loaded and executed by a processor, so that a computer device having the processor executes the method according to any one of claims 1 to 14.

18. A computer program product comprising a computer program / instructions, characterized in that When the computer program / instructions are executed by a processor, the method according to any one of claims 1 to 14 is implemented.

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